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HomeMy WebLinkAboutContract 46770-R1 6 CSC No.lo CITY OF FORT WORTH REQUEST TO EXERCISE RENEWAL OPTION May 22,2016 Aqua Metric 4050 Flat Rock Drive Riverside,CA 92505 Re: REQUEST TO EXERCISE RENEWAL OPTION Large Water Meter Installation Agreement Contract No.CSC No.46770(the"Contract") Renewal Term No. 1:May 25,2016 to May 24,2017 The above referenced Contract will expire on May 24,2016. Pursuant to the Contract, contract renewals are at the sole option of the City. This letter is to inform you that the City is exercising its right to renew CSC No.46770 for an additional one year period, which will begin immediately upon the expiration of the current term and will end on May 24, 2017. All other terms and conditions of CSC No. 46770 remain unchanged. Please return this signed acknowledgement letter,along with a copy of your current insurance certificate, to the address set forth below, acknowledging receipt of the Notice of contract Renewal. Please log onto BuySpeed Online at http//fortworthtexas.gov/purchq ing to insure that your company information is correct and up-to-date. If you have any questions concerning this Request for Contract Renewal, please contact me at the telephone number listed below. Sincerely yours, Darian Gavin,contract Compliance Specialist FMS,Purchasing Division 817-392-2057-Direct 817-392-8440-Fax I hereby acknowledge receipt of the contract Renewal Notice for CSC No. 46770 for a one year period ending on May 24, 2017. By: Kristy Segarra, Manager, Bids& Proposals Date: May 23, 2016 Printed Name and Title Signature CITY OF FORT WORTH: ATT T• SlSfiimt Cl�fi�%� PW(c�r Mary J.Kays ity S cre 0D FAjl�� vRa wc)_ � s Date: M&C No. N/A �.s S OFFICIA CITY SECRETARY FT. WORTH, TX --,Maa'N THIRK-1 OP ID:JP '4, RLY CERTIFICATE OF LIABILITY INSURANCE DATE05/24/2016Y( 05/24/2016 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER,AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED,the policy(fes) must be endorsed. If SUBROGATION IS WAIVED,subject to the terms and conditions of the policy,certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder In lieu of such endorsement(s). PRODUCER Phone:562-901-4600 CONTACT R.T.Beers&Co.Ins.Services NAME: AX 100 Oceangate,Suite 850 Fax:562-901-4601 A CTN Ext): Arc No): Long Beach,CA 90802-4653 E-MAIL Lejani Sarian ADDRESS: INSURER(S)AFFORDING COVERAGE NAIC 0 INSURER A:Massachusetts Bay Ins Co INSURED Thirkettle Corporation INSURERB:Alimerica Financial Benefit DBA:Aqua Metric Sales Company 6700 Guada Coma Drive IINSURER C:Citizens Ins Co of America Schertz,TX 78154 INSURER D:Hanover Insurance Company INSURER E: INSURER F: COVERAGES CERTIFICATE NUMBER: REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT,TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES.LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. POLICY EFF POLICY EXP LTR TYPE OF INSURANCE POLICY NUMBER MM/DD/YYYY MWDD/YYYY i LIMITS GENERAL LIABILITY EACH OCCURRENCE $ 1,000,00 A X COMMERCIAL GENERAL LIABILITY X X ZD3A66494000 07/01/2015 07/01/2016 PREMISES Ea occurrence $ 1,000,00 CLAIMS-MADE FX1 OCCUR MED EXP(Any one person) $ 10,00 PERSONAL 8 ADV INJURY $ 1,000,00 GENERAL AGGREGATE $ 2,000,00 GEN'L AGGREGATE LIMIT APPLIES PER: PRODUCTS-COMP/OP AGG $ 2,000,00 POLICY pRa LOC Emp Ben. $ 1,000,00 AUTOMOBILE LIABILITY Ea accidenM.d..t SINGLE LIMIT 1,000,00C B X ANY AUTO X W3A66502300 07/01/2015 07/01/2016 BODILY INJURY(Per person) $ ALL OWNED SCHEDULED BODILY INJURY(Per accident) $ AUTOS AUTOS PROPERTY DAMAGE X HIRED AUTOS X AUTO ED per accident $ E X UMBRELLA LIAB X OCCUR EACH OCCURRENCE $ 4,000,00 D EXCESS LU1B CLAIMS-MADE UH3A66494200 07/01/2015 07/01/2016 AGGREGATE $ 4,000,00 DED I X I RETENTION$ 10,000 $ WORKERS COMPENSATION X T RYTA IU- OTR- AND EMPLOYERS'LIABILITY C ANY PROPRIETORIPARTNERIEXECUTIVE Y/N X B3A65298200-CA 07/01/2015 07101/2016 E.L.EACH ACCIDENT $ 1,000,00 OFFICER/MEMBER EXCLUDED? N/A A (Mandatory In NH) D3A65621400-TX 07/01/2015 07/01/2016 E.L.DISEASE-EA EMPLOYEE $ 1,000,00 If yes,describe under DESCRIPTION OF OPERATIONS below E.L.DISEASE-POLICY LIMIT $ 1,000,00 D Professional Liab LH3A66580900 07/01/2015 07/01/2016 Aggregate 1,000,00 DESCRIPTION OF OPERATIONS/LOCATIONS I VEHICLES (Attach ACORD 101,AddMonal Remarks Schedule,If more space Is requl(ed) The City of Fort Worth its employees, officers, officials, agents and volunteers are named as additional insured for the General Liability 6 Auto Liability per attached form #421--2915 1214 6 form #461-0155. Waiver of Subrogation applies. 30 days notice of cancellation CERTIFICATE HOLDER CANCELLATION FORT'WOR SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE Ci Of Fort Worth THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. 1000 Throckmorton Street Fort Worth,TX 76102 AUTHORIZED REPRESENTATIVE ©1988-2010 ACORD CORPORATION. All rights reserved. ACORD 25(2010105) The ACORD name and logo are registered marks of ACORD ZD3 A664940 00 1001631 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. COMMERCIAL GENERAL LIABILITY BROADENING ENDORSEMENT This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART SUMMARY OF COVERAGES 1. Additional Insured by Contract,Agreement or Permit Included 2. Additional Insured—Primary and Non-Contributory Included 3. Blanket Waiver of Subrogation Included 4. Bodily Injury Redefined Included 5. Broad Form Property Damage—Borrowed Equipment, Customers Goods&Use of Elevators Included 6. Knowledge of Occurrence Included 7. Liberalization Clause Included 8. Medical Payments Included 9. Newly Acquired or Formed Organizations-Covered until end or policy period Included 10. Non-owned Watercraft 51 ft. 11. Supplementary Payments Increased Limits - Bail Bonds $2,500 - Loss of Earnings $1000 12. Unintentional Failure to Disclose Hazards Included 13. JUnintentional Failure to Notify Included This endorsement amends coverages provided under the Commercial General Liability Coverage Part through new coverages, higher limits and broader coverage grants. 1. Additional Insured by Contract, Agreement or (1) "Your work" for the additional insured(s) Permit designated in the contract, agreement or The following is added to SECTION II — WHO IS permit; AN INSURED: (2) Premises you own, rent, lease or occupy; Additional Insured by Contract, Agreement or or Permit (3) Your maintenance, operation or use of a. Any person or organization with whom you equipment leased to you. agreed in a written contract,written agreement b. The insurance afforded to such additional or permit that such person or organization to insured described above: add an additional insured on your policy is an (1) Only applies to the extent permitted by additional insured only with respect to liability law; and for "bodily injury", "property damage", or "personal and advertising injury" caused, in (2) Will not be broader than the insurance whole or in part, by your acts or omissions, or which you are required by the contract, the acts or omissions of those acting on your agreement or permit to provide for such behalf, but only with respect to: additional insured. 421-2915 12 14 Includes copyrighted material of Insurance Services Office,Inc.,with its permission. Page 1 of 4 ZD3 A664940 00 1001631 a (3) Applies on a primary basis if that is advertising injury" involved the rendering required by the written contract, written of or failure to render any professional agreement or permit. services by or for you. (4) Will not be broader than coverage d. With respect to the insurance afforded to provided to any other insured. these additional insureds, the following is (5) Does not apply if the "bodily injury", added to SECTION III — LIMITS OF "property damage" or "personal and INSURANCE: advertising injury" is otherwise excluded The most we will pay on behalf of the from coverage under this Coverage Part, additional insured for a covered claim is the including any endorsements thereto. lesser of the amount of insurance: c. This provision does not apply: 1. Required by the contract, agreement or (1) Unless the written contract or written permit described in Paragraph a.; or agreement was executed or permit was 2. Available under the applicable Limits of issued prior to the"bodily injury', "property Insurance shown in the Declarations. damage", or "personal injury and This endorsement shall not increase the advertising injury". applicable Limits of Insurance shown in the (2) To any person or organization included as Declarations. an insured by another endorsement 2, Additional Insured — Primary and Non- issued by us and made part of this Contributory Coverage Part. (3) To any lessor of equipment: The following is added to SECTION N — COMMERCIAL GENERAL LIABILITY (a) After the equipment lease expires;or CONDITIONS, Paragraph 4.Other insurance: (b) If the "bodily injury", "property Additional Insured — Primary and Non- damage", "personal and advertising Contributory injury" arises out of sole negligence of If you agree in a written contract, written the lessor agreement or permit that the insurance provided to (4) To any: any person or organization included as an (a) Owners or other interests from. whom Additional Insured under SECTION II — WHO IS land has been leased which takes AN INSURED, is primary and non-contributory, place after the lease for the land ex- the following applies: pires; or If other valid and collectible insurance is available (b) Managers or lessors of premises if: to the Additional Insured for a loss covered under Coverages A or B of this Coverage Part, our (1) The occurrence takes place after obligations are limited as follows: you cease to be a tenant in that premises;or a. Primary Insurance (ii) The "bodily injury", "property This insurance is primary to other insurance damage", "personal injury" or that is available to the Additional Insured "advertising injury" arises out of which covers the structural alterations, new con- Additional Insured as a Named Insured. We struction or demolition operations will not seek contribution from any other performed by or on behalf of the insurance available to the Additional Insured manager or lessor. except: (5) To "bodily injury", "property damage" or (1) For the sole negligence of the Additional "personal and advertising injury" arising Insured; out of the rendering of or the failure to (2) When the Additional Insured is an render any professional services. Additional Insured under another primary This exclusion applies even if the claims liability policy; or against any insured allege negligence or (3) when b. below applies. other wrongdoing in the supervision, hiring, employment, training or monitoring If this insurance is primary, our obligations are of others by that insured, if the not affected unless any of the other insurance "occurrence" which caused the "bodily is also primary. Then, we will share with all injury"or"property damage"or the offense that other insurance by the method described which caused the "personal and in c. below. 421-2915 12 14 Includes copyrighted material of Insurance Services office,Inc.,with its permission. Page 2 of 4 ZD3 A664940 00 1001631 b. Excess Insurance insurer contributes equal amounts until it has (1) This insurance is excess over any of the paid its applicable limit of insurance or none of other insurance, whether primary, excess, the loss remains, whichever comes first. If any contingent or on any other basis: of the other insurance does not permit contribution by equal shares,we will contribute (a) That is Fire, Extended Coverage, by limits. Under this method, each insurer's Builder's Risk, Installation Risk or share is based on the ratio of its applicable similar coverage for"your work"; limit of insurance to the total applicable limits (b) That is Fire insurance for premises of insurance of all insurers rented to the Additional Insured or 3. Blanket Waiver of Subrogation temporarily occupied by the Additional IThe following is added to SECTION IV — Insured with permission of the owner; COMMERCIAL GENERAL LIABILITY (c) That is insurance purchased by the CONDITIONS, Paragraph 8. Transfer Of Rights Additional Insured to cover the Of Recovery Against Others To Us: Additional Insured's liability as a tenant for "property damage" to We waive any right of recovery we may have premises rented to the Additional against any person or organization with whom you Insured or temporarily occupied by the have a written contract that requires such waiver Additional with permission of the because of payments we make for damage under owner;or this coverage form. The damage must arise out of your activities under a written contract with that (d) If the loss arises out of the person or organization. This waiver applies only to maintenance or use of aircraft, "autos" the extent that subrogation is waived under a or watercraft to the extent not subject written contract executed prior to the"occurrence" to Exclusion g. of SECTION I — or offense giving rise to such payments. COVERAGE A — BODILY INURY AND PROPERTY DAMAGE 4. Bodily Injury Redefined LIABILITY. SECTION V— DEFINITIONS, Definition 3. "bodily (2) When this insurance is excess, we will injury"is replaced by the following: have no duty under Coverages A or B to 3. "Bodily injury" means bodily injury, sickness or defend the insured against any"suit"if any disease sustained by a person including death other insurer has a duty to defend the resulting from any of these at any time. "Bodily insured against that "suit". If no other injury" includes mental anguish or other insurer defends, we will undertake to do mental injury resulting from"bodily injury". so, but we will be entitled to the insured's 5. Broad Form Property Damage — Borrowed rights against all those other insurers. Equipment, Customers Goods, Use of (3) When this insurance is excess over other Elevators Insurance, we will pay only our share of a. SECTION I—COVERAGES, COVERAGE A— the amount of the loss, if any, that BODILIY INJURY AND PROPERTY exceeds the sum of: DAMAGE LIABILITY, Paragraph 2. (a) The total amount that all such other Exclusions subparagraph j. is amended as insurance would pay for the loss in the follows: absence of this insurance; and Paragraph (4) does not apply to "property (b) The total of all deductible and self damage" to borrowed equipment while at a insured amounts under all that other jobsite and not being used to perform insurance. operations. We will share the remaining loss, if any, Paragraphs (3), (4) and (6) do not apply to with any other insurance that is not "property damage"to "customers goods"while described in this Excess Insurance on your premises nor do they apply to the use provision and was not bought specifically of elevators at premises you own, rent, lease to apply in excess of the Limits of or occupy. Insurance shown in the Declarations of b. The following is added to SECTION V — this Coverage Part. DEFINTIONS: c. Method Of Sharing 24. "Customers goods" means property of If all of the other insurance permits your customer on your premises for the contribution by equal shares,we will follow this purpose of being: method also. Under this approach each 421-2915 12 14 Includes copyrighted material of Insurance Services Office,Inc.,with its permission. Page 3 of 4 ZD3 A664940 00 1001631 a. worked on;or SECTION I — COVERAGES, COVERAGE A b. used in your manufacturing process. BODILY INJURY AND PROPERTY DAMAGE LIABILITY, Paragraph 2. Exclusions, c. The insurance afforded under this provision is subparagraph g.(2) is replaced by the following: excess over any other valid and collectible property insurance (including deductible) 9 Aircraft,Auto Or Watercraft available to the insured whether primary, (2) A watercraft you do not own that is: excess,contingent (a) Less than 51 feet long; and 6. Knowledge of Occurrence (b) Not being used to carry persons or The following is added to SECTION N — property for a charge; COMMERCIAL GENERAL LIABILITY This provision applies to any person who, CONDITIONS, Paragraph 2. Duties in the Event with your consent, either uses or is of Occurrence,Offense, Claim or Suit: responsible for the use of a watercraft. e. Notice of an "occurrence", offense, claim or "suit" will be considered knowledge of the 11. Supplementary Payments Increased Limits insured if reported to an individual named SECTION I — SUPPLEMENTARY PAYMENTS insured, partner, executive officer or an COVERAGES A AND B, Paragraphs 1.b. and "employee"designated by you to give us such 1.d.are replaced by the following: a notice. 1.b.Up to $2,500 for cost of bail bonds required 7. Liberalization Clause because of accidents or traffic law violations The following is added to SECTION IV — arising out of the use of any vehicle to which COMMERCIAL GENERAL LIABILITY the Bodily Injury Liability Coverage applies. CONDITIONS: We do not have to furnish these bonds. Liberalization Clause 1.d.All reasonable expenses incurred by the insured at our request to assist us in the If we adopt any revision that would broaden the investigation or defense of the claim or"suit", coverage under this Coverage Form without including actual loss of earnings up to$1000 a additional premium, within 45 days prior to or day because of time off from work. during the policy period, the broadened coverage 12. Unintentional Failure to Disclose Hazards will immediately apply to this Coverage Part. 8. Medical Payments The following is added to SECTION N — COMMERCIAL GENERAL LIABILITY a. SECTION I—COVERAGES, COVERAGE C— CONDITIONS, Paragraph 6. Representations: MEDICAL PAYMENTS, Paragraph 1. We will not disclaim coverage under this Coverage Insuring Agreement, subparagraph a.(3)(b) Part if you fail to disclose all hazards existing as of is replaced by the following: the inception date of the policy provided such (b) The expenses are incurred and reported failure is not intentional. to us within three years of the date of the 13. Unintentional Failure to Notify accident;and b. This coverage does not apply if COVERAGE The following is added to SECTION N — C —MEDICAL PAYMENTS is excluded either COMMERCIAL GENERAL LIABILITY CONDITIONS, Paragraph 2. Duties in the Event by the provisions of the Coverage Part or by of Occurrence,Offense, Claim or Suit: endorsement. 9. Newly Acquired Or Formed Organizations Your rights afforded under this policy shall not be prejudiced if you fail to give us notice of an SECTION II —WHO IS AN INSURED, Paragraph "occurrence", offense, claim or"suit", solely due to 3.a. is replaced by the following: your reasonable and documented belief that the a. Coverage under this provision is afforded until "bodily injury" or"property damage" is not covered the end of the policy period. under this policy. 10. Non-Owned Watercraft ALL OTHER TERMS, CONDITIONS,AND EXCLUSIONS REMAIN UNCHANGED. 421-2915 12 14 Includes copyrighted material of Insurance Services Office,Inc.,with its permission. Page 4 of 4 7�e HAn®Ver Insurance Croup- AW3A665023 1001631 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY, BUSINESS AUTO COVERAGE BROADENING ENDORSEMENT This endorsement modifies insurance provided under the following: BUSINESS AUTO COVERAGE FORM With respect to coverage provided by this endorsement, the provisions of the Coverage Form apply unless modified by the endorsement. 1. CANCELLATION EXTENSION d. Any business entity for which you Paragraph A.CANCELLATION 2. b,of the have a financial interest greater COMMON POLICY CONDITIONS is than 50% of the voting stock or replaced with the following: otherwise have a controlling b. 60 days before the effective date interest after the effective date of of cancellation if we cancel for this policy or that is newly any other reason, acquired or formed by you during the term of this policy. SECTION I -COVERED AUTOS The coverage provided by this 2. EMPLOYEE HIRED"AUTOS" provision is afforded until Description Of Covered Auto expiration or termination of Designation Symbols; Symbol 8 is this policy, whichever occurs replaced by the following: earlier. 8= Hired "Autos"Only - Only those The coverage provided by this "autos" you lease, hire, rent or borrow; provision does not apply to including "autos' your employee hires at any business entity described your direction, for the purpose of in d. above that qualifies as an conducting your business. This does not insured under any other include any "auto" you lease, hire, rent, or automobile liability policy borrow from any of your"employees"or issued to that business entity partners or members of their households. as a named insured or would have been an insured except SECTION 11 -LIABILITY COVERAGE for the exhaustion of the policy limits or the insolvency 3. BROADENED NAMED INSURED of the insurer. The following is added to the SECTION If - The coverage provided by this LIABILITY COVERAGE,Paragraph 1.Who provision does not apply to Is An Insured provision: "bodily injury" nor"property damage" arising from an accident that occurred prior to your acquiring or forming the business entity described in d. above. Includes copyrighted material of Insurance Services Office, Inc_with its permission, Copyright, insurance Services Office, Inc., 1996 461-0155(9-97) Page 1 of 7 4. EMPLOYEES AS INSUREDS SECTION ill - PHYSICAL DAMAGE COVERAGE. The following is added to the SECTION 11 - LIABILITY COVERAGE, Paragraph 1.Who T. EXPENSE OF RETURNING A STOLEN Is An Insured provision: "AUTO"and SIGN COVERAGE e. Any employee of yours is an The following Is added to SECTION III - "insured" while using a covered PHYSICAL DAMAGE COVERAGE,A.I. "auto" you do not own, hire or COVERAGE: borrow in your business or your personal affairs. d. Expense Of Retuming A Stolen ..Auto.f 5. SUPPLEMENTARY PAYMENTS The following amends SECTION 11 - We will pay for the expense of LIABILITY COVERAGE, Paragraph 2. returning a covered"auto" to you. Coverage Extensions provision: e. Sign Coverage Paragraph (2)is replaced by the following: We will pay for loss to signs, (2) Up to $2500 for cost of bail bonds murals, paintings or graphics, (including bonds for related traffic as part of equipment, which are law violations)required because displayed on a covered "auto". of an "accident'we cover. We do not have to furnish these bonds. The most we will pay for"loss" in Paragraph (4)is replaced by the following: any one "accident" is the lesser of: (4) All reasonable expenses incurred by the "insured" at our request, 1. The actual cash value of including actual loss of earnings the property as of the up to $500 a day because of time time of the "loss"; or off from work. 2. The cost of repairing or 6. AMENDED FELLOW EMPLOYEE replacing the damaged or EXCLUSION stolen property with other property of like kind and quality; or The following is added to the SECTION II - 3. $2,000. LIABILITY COVERAGE, B. Exclusions Paragraph 5. Fellow Employee exclusion: 8. GLASS BREAKAGE DEDUCTIBLE This exclusion does not apply if the The following is added to SECTION III - "bodily injury" arises from the use of a PHYSICAL DAMAGE COVERAGE,A. covered "auto" you own or hire. This COVERAGE paragraph 3.Glass Breakage- coverage is excess over any other Hitting a Bird or Animal - Falling Objects collectible insurance or Missiles: Any deductible shown in the Declarations as applicable to the Includes copyrighted material of Insurance Services Office, Inc. with its permission. Copyright, Insurance Services Office, Inc., 19% 461-0155 (9-97) Page 2 of 7 Anover Insurance Group_ AW3A665023 1001631 covered "auto" will not apply to glass direction, for the purpose of breakage if such glass is repaired, conducting your business, for a rather than replaced. period of 30 days or less, of like kind and use as the"autos"you 9. TRANSPORTATION EXPENSE own,subject to the following: Paragraph 4. Coverage Extension. of The most we will pay for any one SECTION III -PHYSICAL DAMAGE loss is the lesser of the following: COVERAGE,A. COVERAGE is replaced with the following: a. $50,000 per accident, or b. cash value, or 4. Coverage Extension c, the cost of repair, We will pay up to$50 per day to a minus the deductible equal to the maximum of$1500 for temporary lowest deductible applicable to transportation expense incurred any owned "auto" for that by you because of the total theft of coverage. Any deductible shown a covered "auto" of the private in the Declarations does not apply passenger type. We will pay only to "loss" caused by fire or for those covered "autos" for lightning. Subject to the limit and which you carry either deductible stated above, we will Comprehensive or Specified provide coverage equal to the Causes of Loss Coverage. We will broadest coverage provided to pay for temporary transportation any covered "auto" you own,that expenses incurred during the is applicable to the loss. period beginning 24 hours after the theft and ending, regardless of If the loss arises from an accident the policy s expiration, when the for which you are legally liable covered "auto" is returned to use and the lessor incurs an actual or we pay for its "loss". financial loss from that accident, we will cover the lessor s actual 10. HIRED AUTO PHYSICAL DAMAGE financial loss of use of the hired "auto" for a period of up to seven The following is added to SECTION ill - consecutive days from the date of PHYSICAL DAMAGE COVERAGE,A. the accident, subject to a limit of COVERAGE. $1,000 per accident. 5. Hired Auto Physical Damage 11. AUDIO,VISUAL AND DATA ELECTRONIC EQUIPMENT COVERAGE If hired "autos" are covered "autos" for Liability Coverage and The following is added to SECTION III - if Physical Damage Coverage of PHYSICAL DAMAGE COVERAGE,A. Comprehensive, Specified Causes COVERAGE: of Loss, or Collision is provided under this Coverage Form for any 6. Audio,Visual and Data Electronic "auto" you own,then the Physical Equipment Coverage Damage Coverage(s) provided is extended to "autos" you hire We will pay for"loss" to any without a driver or your employee electronic equipment that receives hires, without a driver, at your Includes copyrighted material of insurance Services Office, Inc. with its permission. Copyright, Insurance Services Office, Inc., 1996 461-0155(9-87) Page 3 of 7 or transmits audio, visual or data equipment is permanently signals and that is not designed installed in the covered solely for the reproduction of "auto", and sound. This coverage applies b. Permanently installed only if the equipment is in the opening of the dash permanently installed in the or console normally used covered "auto" at the time of the by the manufacturer for 'loss" or the equipment is the installation of a radio. removable from a housing unit which is permanently installed In With respect to coverage herein, the covered auto at the time of the LIMIT OF INSURANCE the"loss", and such equipment is provision of PHYSICAL DAMAGE designed to be solely operated by COVERAGE is replaced by the use of the power from the "auto s" following; electrical system, in or upon the covered "auto", including its 1. The most we will pay for all antennas and other accessories. 'loss" to audio, visual or data However,this does not include electronic equipment and any tapes, records or discs. accessories used with this equipment as a result of any The exclusions that apply to one "accident" is the lesser of PHYSICAL DAMAGE COVERAGE, except for the exclusion relating to a. The actual cash value of Audio, Visual and Data Electronic the damaged or stolen Equipment,also apply to coverage property as of the time of provided herein. In addition, the the "loss"; or following exclusions apply: b. The cost of repairing or replacing the damaged or We will not pay ,under this stolen property with other coverage, for either any electronic property of like kind and equipment or accessories used quality; or with such electronic equipment c. $500, that is: 2. An adjustment for 1. Necessary for the normal depreciation and physical operation of the covered condition will be made in "auto"or the monitoring of determining actual cash value the covered "auto s" at the time of the"loss". operating system; or 3. Deductibles applicable to 2. Both: PHYSICAL DAMAGE COVERAGE, do not apply a. An integral part of the to this Audio, Visual and Data same unit housing any Electronic Equipment sound reproducing Coverage. equipment designed solely for the If there is other coverage provided reproduction of sound if by this policy for audio, visual and the sound reproducing data electronic equipment, the coverage provided herein is Includes copyrighted material of insurance Services Office, Inc.with its permission. Copyright, Insurance Services Office, Inc., 1996 461-0155(9-97) Page 4 of 7 Hanover Insurance Group- AW3A665023 1001631 excess. However,you may elect covered"auto". if loss is to apply the limit or any portion caused by theft, this thereof of coverage provided number of days is added herein to pay any deductible that to the number of days it is applicable under the provisions takes to locate the covered of the other coverage. "auto" and transport it to a repair shop. 12 RENTAL REIMBURSEMENT and MATERIAL TRANSFER EXPENSE 2 60 days. The following is added to SECTION III - Our payment is limited to the PHYSICAL DAMAGE COVERAGE,A. lesser of the following amounts: COVERAGE: 1. Necessary and actual 7. Rental Reimbursement and expenses incurred, Material Transfer Expense including loss of use. This coverage provides only those 2. $3000• Physical Damage Coverages where a premium is shown in the This auto rental expense coverage Declarations. It applies only to a does not apply while there are covered "auto" described or spare or reserve "autos" available designated to which the Physical to you for your operations. Damage Coverages apply. If"loss" results from the total theft We will pay for auto rental of a covered "auto" of the private expenses and the expenses, passenger type, we will pay under incurred by you because of"foss" this coverage only that amount of to a covered "auto",to remove your rental reimbursement and transfer your materials and expenses which is not already equipment from the covered provided for under the SECTION "auto" . Payment applies in III- PHYSICAL DAMAGE addition to the otherwise COVERAGE,A.4.Coverage applicable amount of each Extension. coverage you have on a covered "auto". No deductibles apply to 13. AIRBAG COVERAGE this coverage. The following is added to SECTION III - We will pay only for those auto PHYSICAL DAMAGE COVERAGE, B. rental expenses incurred during Exclusions, paragraph 3. the policy period beginning 24 hours after the "loss" and ending, The portion of this exclusion relating to regardless of the policy s mechanical or electrical breakdown does expiration, with the lesser of the not apply to the accidental discharge of an following number of days: airbag. This coverage is excess of other collectible Insurance or warranty. No 1. The number of days deductible applies to this Airbag reasonably required to Coverage. repair or replace the Includes copyrighted material of Insurance Services Office, Inc. with its permission. Copyright, Insurance Services Office, Inc., 1996 461-0155(9-97) Page 5 of 7 14. AUTO LOAN PHYSICAL DAMAGE imposed under a lease for excessive use, EXTENSION abnormal wear and tear or high mileage; security deposits not refunded by the The following is added to SECTION ill - lessor; cost for extended warranties, PHYSICAL DAMAGE COVERAGE, C. Limit Credit Life Insurance, Health, Accident or Of Insurance provision: Disability Insurance purchased with the loan; and carry over balances from When a"loss" results in a total loss to a previous teases. covered auto you own for which a Loss Payee is designated in this policy, the This coverage applies only to the initial most we will pay for'loss" in any one lease for the covered "auto" which has not "accident" is the greater of: previously been leased. This coverage is excess over all other collectible 1. The actual cash value of the insurance. damaged or stolen property as of the time of the "loss"; or SECTION IV-CONDITIONS 2. The outstanding balance of the 16. DUTIES IN THE EVENT OF ACCIDENT, initial loan, less any amounts for CLAIM, SUIT OR LOSS taxes, overdue payments, overdue payment charges, penalties, The following is added to SECTION IV - interest , any charges for early BUSINESS AUTO CONDITIONS,A. Loss termination of the ban,costs for Conditions,2. Duties In The Event Of Credit Life Insurance, Health, Accident. Claim, Suit Or Loss: Accident or Disability insurance purchased with the loan, and d. Knowledge of any"accident", carry-over balances from previous claim, "suit" or"loss"will be loans. deemed knowledge by you when notice of such "accident", 15. AUTO LEASE PHYSICAL DAMAGE claim,"suit" or"loss" has been EXTENSION received by: The following is added to SECTION III - (1) You, if you are an individual; PHYSICAL DAMAGE COVERAGE,C. Limit (2) Any partner or insurance Of Insurance provision: manager if you are a partnership; or If, because of damage, destruction or theft (3) An executive officer or of a covered "auto", which is a long-term insurance manager if you are leased "auto", the lease agreement a corporation. between you and the lessor is terminated, "we"will pay the difference between the 17. BLANKET WAIVER OF SUBROGATION amount paid under paragraph C. LIMIT OF INSURANCE 1. or 2. and the amount due Paragraph S.Transfer Of Rights Of at the time of'loss" under the terms of Recovery Against Others To Us,SECTION the lease agreement applicable to the IV-BUSINESS AUTO CONDITIONS,A. leased "auto"which you are required to Loss Conditions is replaced by the pay: less any fees to dispose of the auto; following: any overdue payments; financial penalties Includes copyrighted material of Insurance Services Office, Inc. with its permission. Copyright, insurance Services Office, Inc., 1996 461-0155(9-97) Page 6 of 7 Hanover Insurance Croup_ AW3A665023 1001631 5. Transfer Of Rights Of Recovery 19. HIRED AUTO -WORLDWIDE Against Others To Us COVERAGE If any person or organization to or The following is added to SECTION IV - for whom we make payment Business Auto Conditions,B. General under this Coverage Form has Conditions, paragraph 7. Policy Period, rights to recover damages from Coverage Territory provision: another, which have not been waived through the execution of e. Outside the coverage territory an "insured contract", written described in a., b., c., and d. agreement, or permit, prior to the above for an "accident" or "loss" "accident" or "loss" giving rise to resulting from the use of a the payment, those rights to covered "auto" you hire, without a recover damages from another driver, or your employee hires are transferred to us. That person without a driver, at your direction, or organization must do for the purpose of conducting your everything necessary to secure business, for a period of 30 days our rights and must do nothing or less, provided the suit is after the "accident"or "loss" to brought within The United States impair them. of America or its territories or possessions. 18. UNINTENTIONAL FAILURE TO DISCLOSE INFORMATION SECTION V-DEFINITIONS The following is added to SECTION IV 20. MENTAL ANGUISH BUSINESS AUTO CONDITIONS. B. General Conditions, paragraph 2. Paragraph C."Bodily Injury",SECTION V- Concealment, Misrepresentation Or Fraud: DEFINITIONS is replaced by the following: Your unintentional error in disclosing, C. "Bodily injury" means bodily injury, or failure to disclose, any material fact sickness or disease sustained by a existing after the effective date of this person including death or mental Coverage Form shall not prejudice anguish resulting from any of these. your rights under this Coverage Form. However, this provision does not affect our right to collect additional premium or exercise our right of cancellation or nonrenewal. Includes copyrighted material of Insurance Services Office, Inc. with its permission. Copyright, Insurance Services Office, Inc., 1996 461-0155 (9-97) Page 7 of 7