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HomeMy WebLinkAboutContract 48303 DI T Y SECRETARY GUNMACT NO. STATE OF TEXAS § COUNTY OF TARRANT § This contract ("Contract") is made and entered into by and between the City of Fort Worth (hereafter "City") and The Broadmoor at Western Hills Ltd. (hereafter "Developer'), a Texas limited partnership. City and Developer may be referred to individually as a "Party" and jointly as"the Parties". The Parties state as follows: WHEREAS, City has received a grant from the United States Department of Housing and Urban Development through the HOME Investment Partnerships Program, Catalog of Federal Domestic Assistance No. 14.239, with which City desires to promote activities that expand the supply of affordable housing and the development of partnerships among City, local governments, local lenders, private industry and neighborhood-based nonprofit housing organizations; WHEREAS, the primary purpose of the HOME program pursuant to the HOME Investment Partnerships Act at Title II of the Cranston Gonzales National Affordable Housing Act of 1990, as amended, 42 U.S.C. 12701 et seq. and the HOME Investment Partnerships Program Final Rule, as amended, 24 CFR Part 92 et seq., is to benefit low and moderate income individuals and families by providing them with affordable housing; WHEREAS, Developer is a Texas limited partnership consisting of The Broadmoor at Western Hills GP LLC, a Texas limited liability company, as General Partner; NRP The Broadmoor Apartments SLP LLC, a Texas limited liability company, as Class B Special Limited Partner; and, U.S. Bancorp Community Investment Corporation, a Minnesota corporation, as Investor Limited Partner. The Fort Worth Housing Finance Corporation, a Texas housing finance corporation and public instrumentality of the City, is the Sole Member of the General Partner and will be the fee owner of the land on which the project will be constructed. Class B Special Limited Partner is an affiliate of NRP Master L.P., a Delaware , limited partnership. WHEREAS, Developer proposes to use HOME funds for an eligible project under the HOME Regulations whereby Developer will construct, develop, own, and operate a new 324- unit mixed income multifamily rental complex in the City; WHEREAS, Developer has received an award of 2016 Non Competitive (4%) Housing Tax Credits from the Texas Department of Housing and Community Affairs for a portion of the costs of the development of the project to be commonly Known as the Broadmoor at Western Hills; WHEREAS, City citizens and the City Council have determined that the development of quality, accessible, affordable housing is needed for moderate, low, and very low-income City citizens. OFFICIAL RECORD HOME DEVELOPER RENTAL CONTRACT CITY SECRETARY Rev. 10/2-0/2016 The Broadmoor at Western Hills Ltd. Fr,WORTH,TX Page 1 NOW, THEREFORE, in consideration of the mutual covenants and obligations and responsibilities contained herein, including all Exhibits and Attachments, and subject to the terms and conditions hereinafter stated,the Parties understand and agree as follows: 1. INCORPORATION OF RECITALS. City and Developer hereby agree that the recitals set forth above are true and correct and form the basis upon which the Parties have entered into this Contract. 2. DEFINITIONS. In addition to terms defined in the body of this Contract, the following terms shall have the definitions ascribed to them as follows: Accessible Units means units accessible to handicapped tenants. Developer must comply with Section 504 requirements and all other applicable Federal accessibility requirements. The Required Improvements must contain 24 Accessible Units. Of these 24 units, 17 must be accessible to individuals with mobility impairments, and the other 7 must be accessible to individuals with visual or hearing impairments. Act means the HOME Investment Partnerships Act at Title II of the Cranston Gonzales National Affordable Housing Act of 1990, as amended,42 U.S.C. 12701 et seq. Affordable Rent means a rent amount that does not exceed the High HOME Rent Limit published annually by HUD, with adjustment for the bedroom size of the housing unit as more particularly described on Exhibit"A"---Project Summary. Affordability Period means the period of time that HOME Units must be leased to HOME Eligible Households for Affordable Rent. The Affordability Period for this project is 20 years. The Affordability Period begins on the date that the project status is changed to"complete"in IDIS. Affordability Requirements means the HOME Units remain occupied by HOME Eligible Households paying Affordable Rent throughout the Affordability Period in accordance with the terms of this Contract and the HOME Regulations. Area Median Income or AMI means the median family income for the Fort Worth-Arlington metropolitan statistical area as set annually by HUD. Business Diversity Enterprise Ordinance or BDE means the City's Business Diversity Ordinance, Ordinance No. 20020-12-2011. Complete Documentation means the following documentation as applicable: 1. Attachments I and II, with supporting documentation as follows: HOME DEVELOPER RENTAL CONTRACT Rev. 10/20/2016 The Broadmoor at Western Hills Ltd. Page 2 a. Proof of expense: invoices, leases, service contracts or other documentation showing the nature of the cost and that payment is due by Developer. b. Proof of payment: cancelled checks, bank statements, or wire transfers necessary to demonstrate that amounts due by Developer were actually paid by Developer. 2. Other documentation: (i) final lien releases signed by the general contractor or subcontractors, if applicable; (ii) copies of all City permits and City-issued "pass" inspections for such work; (iii) documentation to show compliance with BDE or DBE bidding process for procurement or Contract activities, if applicable; (iv) proof of contractor, subcontractor and vendor eligibility as described in Section 6.6; and (v) any other documents or records reasonably necessary to verify costs spent for the project. 3. Complete Documentation shall meet the standards described in Exhibit"J"--Standards for Complete Documentation. Completion means the substantial completion of the Required Improvements as evidenced by a Neighborhood Services Department Minimal Acceptable Standard Inspection report, HUD Compliance Inspection Report and any other applicable final inspection approval from the City showing that the Required Improvements have met City and HOME standards. Completion Deadline paeans October 31, 2018. Conversion means the earlier of (i) the date the project's construction financing converts to permanent financing and begins principal amortization, or(ii) October 31, 2019. DBE means disadvantaged business enterprise in accordance with 49 CFR Part 26. Deed of Trust means any deed of trust from Developer in favor of City covering the Property and securing the indebtedness evidenced therein and Developer's performance of the requirements of this Contract and the of the HOME Regulations, as the same may be extended, amended, restated, supplemented or otherwise modified. The form of the Deed of Trust is attached as Exhibit "E"—Loan Documents. Director means the Director of the City's Neighborhood Services Department. Effective Date means the date of this Contract is fully executed by the Parties as shown by the date written under their respective signatures. Fort Worth Housing Finance Corporation or FWHFC means the Fort Worth Housing Finance Corporation, a Texas housing finance corporation and public instrumentality of the City of Fort Worth. High HOME Unit paeans a unit that must be leased to High HOME Eligible Tenant for High HOME Rent. High HOME Units can float among units that are materially similar in number of HOME DEVELOPER RENTAL CONTRACT Rev. 10/20/2016 The Broadmoor at Western Hills Ltd. Page 3 bedrooms, square footage, and amenities; however, if the units are not materially similar, then the High HOME units must be fixed. This project contains 5 High HOME Units. Of these High HOME Units, 2 are two- bedroom units,2 are three-bedroom units and 1 is a four-bedroom unit. High HOME Eligible Tenant means (i) for a tenant who is the first to occupy a High HOME Unit, a tenant whose annual income adjusted for family size does not exceed 60% of AMI, and (ii) for a tenant who is not the first to occupy a High HOME Unit, a tenant whose annual income adjusted for family size does not exceed 80% of AMI. Tenant income must be verified using the most current HUD Income Guidelines and Technical Guidance for Determining Income and Allowances subject to the income verification requirements of Section 7.2. High HOME Rent means a rent amount that is the lesser of(i)the HUD-established Fair Market Rent for existing comparable housing units in the area, or (ii) 30% of the adjusted income of a family whose annual income equals 55% of AMI with adjustment for the bedroom size of the housing unit. High Home Rent may not exceed the maximum rent limitations set by HUD minus utility allowances as more particularly described in Section 7.5.4. HOME means the HOME Investment Partnerships Program. HOME Eligible Household means a household whose annual income adjusted for family size does not exceed 80% of AMI using the most current HUD Income Guidelines and Technical Guidance for Determining Income and Allowances. The definition of annual income to determine tenant income eligibility shall be the definition at 24 CFR Part 5.609, as amended from time to time. HOME Funds means the HOME Program grant funds supplied by City to Developer under the terms of this Contract. HOME Regulations means the HOME Investment Partnerships Program Final Rule at 24 CFR Part 92 et seq. HOME Unit means a housing unit subject to the HOME Regulations leased to a HOME Eligible Household at Affordable Rent for the duration of the Affordability Period as further described in Exhibit "A" — Project Summary. The HOME Units can be designated as either High and/or Low HOME units. The HOME Units are floating. This project contains 7 Home Units. Of these HOME Units, 3 are two-bedroom units, 3 are three-bedroom units and 1 is a four-bedroom unit. Housing Tax Credits means the federal housing tax credits allocated by the Texas Department of Housing and Community Affairs under Section 42(h) of the Internal Revenue Code of 1986, as amended. HUD means the United States Department of Housing and Urban Development. HOME DEVELOPER RENTAL CONTRACT Rev. 10/20/2016 The Broadmoor at Western Hills Ltd. Page 4 IDIS means Integrated Disbursement Information System, HUD's project tracking system. Investor means the entity purchasing the housing tax credits, and any successors and assigns. Loan, means the HOME Funds provided to Developer by City under the terms of this Contract as more particularly described in the Loan Documents. Loan Documents means security instruments which Developer or any other party has executed and delivered to City including without limitation, the City's Promissory Note and Deed of Trust, or any other similar security instruments evidencing, securing or guaranteeing City's interest in the Required Improvements constructed under this Contract and further evidencing, securing, or guaranteeing Developer's performance of the Affordability Requirements during the Affordability Period, as the same may from time to time be extended, amended, restated, supplemented or otherwise modified. Low HOME Eligible Tenant means a tenant whose annual income adjusted for family size does not exceed 50% of AMI set by HUD. Tenant income must be verified using the most current HUD Income Guidelines and Technical Guidance for Determining-Income and Allowances subject to Section 7.2 of this Contract. Low HOME Rent means a rent amount that is no more than 30% of the annual income of a family at 50% of AMI adjusted for family size. Low Home Rent may not exceed the maximum rent limitations established by HUD minus utility allowances as more particularly described in Section 7.5.4. Low HOME Unit means a unit that must be leased to Low HOME Eligible Tenant for Low HOME Rent. Low HOME Units can float among units that are materially similar in number of bedrooms, square footage, and amenities; however, if the units are not materially similar, then the Low HOME units must be fixed. If there are more than 5 HOME Units, then 20% of the total HOME units must be designated as Low. This project contains 2 Low HOME Units. Of these Low HOME Units, I is a two- bedroom unit, and 1 is three-bedroom unit. Neighborhood Services Department means the City's Neighborhood Services Department. Plans means the plans and specifications related to the Required Improvements prepared by the Developer's architect which have been delivered to and then reviewed and approved by City on or before the Effective Date, and any and all amendments thereto approved by City. Promissory Note means any note in the amount of the HOME Funds executed by Developer payable to the order of City, as the same may be extended, amended, restated, supplemented or otherwise modified. The form of the Promissory Note is attached as Exhibit "E" — Loan Documents. HOME DEVELOPER RENTAL CONTRACT Rev. 10120/2016 The Broadmoor at Western Hills Ltd. Page 5 Property means the land on which the Required Improvements shall be constructed as more particularly described in and encumbered by the Deed of Trust. Required Improvements or the project means all the improvements for a 324-unit mixed income affordable multifamily rental housing project to be constructed on the Property, together with all fixtures, tenant improvements and appurtenances now or later to be located on the Property and/or in such improvements. The Required Improvements are commonly known as the Broadmoor at Western Hills. The current address for the project is 2900 Broadmoor Dr., Fort Worth, TX 76116. Reimbursement Request means all reports and other documentation described in Section 10. Section 504 requirements means the requirements of Section 504 of the Rehabilitation Act of 1973 to provide accessible housing to persons with disabilities. Section 504 requires that 5% of the units (but not less than I unit) in a newly constructed multifamily project must be accessible to individuals with mobility impairments, and an additional 2% of the units (but not less than 1 unit) must be accessible to individuals with sensory impairments. Subordination Agreement means the Subordination Agreement among Developer's construction and permanent financing lenders, Developer and City outlining the relative priorities of the construction and permanent loans and the City's Loan for the project. TDHCA means the Texas Department of Housing and Community Affairs. Tenant Documentation means any documentation allowed under the definition of annual income in 24 CFR Part 5.609 sufficient to show that a tenant is a HOME Eligible Household. Documentation may include but is not limited to copies of paychecks, Social Security and disability verification letters, interest or rental income statements, retirement income statements, child support and alimony verification, unemployment benefit letters, and the like for initial tenant income eligibility verifications, and the tenant income verification required every 61' year of the Affordability Period. Documentation for tenant income eligibility verifications for other than the initial lease and the 6r" year of the Affordability Period shall be a City-approved income self-certification farm. 3. TERM AND EXTENSION. 3.1 Term of Contract. The term of this Contract commences on the Effective Date and terminates in 3 years unless earlier terminated as provided in this Contract. 3.2 Extension of Contract. This Contract may be extended for 2 one-year extensions upon Developer submitting a request for an extension in writing at least 60 days prior to the end of the Contract term. The request for extension shall include the reasons for the extension, and Developer's anticipated budget, construction schedule and goals for the extended term. It is specifically understood that HOME DEVELOPER RENTAL CONTRACT Rev. 10/20/2016 The Broadmoor at Western Hills Ltd. Page 6 it is within City's sole discretion whether to approve or deny Developer's request for an additional term. Any such extension shall be in the form of an amendment to this Contract. 3.3 Term of Loan. The term of the Loan shall commence on the date of the Promissory Note and ends on the termination of the Affordability Period, so long as the terms and conditions of this Contract and the Loan Documents have been met. 4. DUTIES AND RESPONSIBILITIES OF CITY. 4.1 Provide HOME Funds. City shall provide up to $559,481.40 of HOME Funds in the form of the Loan for part of the cost of acquisition of the Property and construction of the Required Improvements, under the terms and conditions of this Contract and the Loan Documents. 4.2 City Will Monitor. City will monitor the activities and performance of Developer and any of its contractors, subcontractors or vendors throughout the Affordability Period, but no less than annually as required by 24 CFR Part 92.504. 5. DUTIES AND RESPONSIBILITIES OF DEVELOPER. 5.1 Construction of Required Improvements. Developer shall complete the construction of the Required Improvements as described in Exhibit"A"—Project Summary in accordance with the Plans, the schedule set forth in Exhibit "C" _ Construction and Reimbursement Schedule, and the terms and conditions of this Contract. 5.1.1 Written. Cost Estimates, Construction Contracts and Construction Documents. Developer shall submit any written cost estimates, construction contracts and construction documents (collectively, the"Construction Documents")to City to show the work to be undertaken for the Required Improvements in sufficient detail that City can perform all required inspections in accordance with 24 CFR Part 92.251 (a)(2)(iv). City shall review and approve written cost estimates for the construction of the Required Improvements to determine that such costs are reasonable prior to the commencement of construction. In the event City in its reasonable discretion determines that such costs are unreasonable,Developer shall revise said costs estimates to City's satisfaction. 5.2 Use of HOME Funds. 5.2.1 _Costs in Compliance with HOME Regulations and Contract. Developer shall be reimbursed for eligible project costs with HOME Funds only if City determines in its sole discretion that: HOME DEVELOPER RENTAL CONTRACT Rev. 10/20/2016 The Broadmoor at Western Hills Ltd. Page 7 5.2.1.1 Costs are eligible expenditures in accordance with the HOME Regulations. 5.2.1.2 Costs are in compliance with this Contract and are reasonable and consistent with industry norms. 5.2.1.3 Complete Documentation, as applicable,is submitted by Developer. 5.2.2 Budget. Developer agrees that the HOME Funds will be paid on a reimbursement basis in accordance with Exhibit "B" - Budget and Exhibit "C" - Construction and Reimbursement Schedule. Developer may increase or decrease line item amounts in the HOME Funds Budget with the Director's prior written approval, which approval shall be in the Director's sole discretion. Any such increase or decrease in line items in the Budget shall comply with Section 5.2.1,Exhibit"A—Project Summary, and shall not increase the total amount of HOME Funds. 5.2.3 Change in Budget. 5.2.3.1 Developer will notify City promptly of any additional funds it receives for construction of the project, and City reserves the right to amend this Contract in such instances to ensure compliance with HUD regulations governing cost allocation. 5.2.3.2 Developer agrees to utilize the HOME Funds to supplement rather than supplant funds otherwise available for the project. 5.3 Payment of HOME Funds to Developer HOME Funds will be disbursed to Developer upon City's approval of Developer's Reimbursement Requests, including submission of Complete Documentation to City in compliance with Section 10. As more particularly described in the HOME Funds Budget, City will hold back $50,000.00 of the HOME Funds until City verifies that the first HOME Unit has been leased to a HOME Eligible Household. It is expressly agreed by the Parties that any HOME Funds not reimbursed to Developer shall remain with City. 5.4 Identify Project Expenses Paid with HOME Funds. Developer will keep accounts and records in such a manner that City may readily identify and account for project expenses reimbursed with HOME Funds. These records shall be made available to City for audit purposes and shall be retained as required hereunder. 5.5 Acknowledgement of City Payment of HOME Funds. Within 90 days of Completion, Developer shall sign an acknowledgement that City has paid all HOME Funds due under this Contract, or shall deliver a document executed by an officer of Developer identifying all or any portion of the HOME Funds that City has not paid to Developer. Once City has met all of its obligations for payment of HOME Funds hereunder, an officer of Developer shall sign an acknowledgement of same. HOME DEVELOPER RENTAL CONTRACT Rev. 10/20/2016 The Broadmoor at Westem Hills Ltd. Page 8 5.6. Security for City's Interest and Developer's Performance. To secure City's interest in the Required Improvements and the performance of De'veloper's obligations hereunder, Developer shall execute the Loan Documents and record the Deed of Trust encumbering the Property at the earlier of(i) the acquisition of the Property, or(ii) the closing of Developer's construction loan. No HOME Funds will be paid or reimbursed until the Deed of Trust is recorded. The City's interest in preserving the affordability of the HOME Units will be additionally secured by the Declaration of Land Use Restrictive Covenants ("LURA") established and enforced by TDHCA for the Housing Tax Credits. The TDHCA's LURA shall restrict the project and Property to certain occupancy and rent requirements for a period of 40 years. 5.6.1 Loan. Terms and Conditions. Developer will be required to: 5.6.1.1 Execute and deliver the Promissory Note and Deed of Trust along with any other Loan Documents required by City. 5.6.1.2 Provide City with a Mortgagee's Policy of title insurance in the amount of the Loan. 5.6.1.3 Pay all costs associated with closing the Loan. 5.6.1.4 Provide City with an estimated settlement statement from the title company at least 3 business days before closing. 5.6.1.5 Ensure City's lien is subordinate only to the senior indebtedness described in the Subordination Agreement. City must approve in writing any secured financing for the project that is to be subordinate to the Loan. 5.6.1.6 The term of the Loan shall be as specified in Section 3.3. 5.6.1.7 Interest on the Loan shall accrue at the lesser of the Long Terry► Applicable Federal Rate in effect on the date of the Promissory Note, or 1% per annum. Interest shall accrue during the construction period. Payment of principal and interest on the Loan shall be based on a 30 year amortization schedule. Principal and accrued interest shall be due and payable in equal annual installments beginning 30 days after Conversion and continuing annually thereafter on the anniversary date of the first payment until the Final Payment Date in the Promissory Note, which shall be 15 years and 6 months after Conversion. Payments of principal and interest are only payable from 50% of remaining Cash Flow as defined in Developer's Amended and Restated Limited Partnership Agreement (the "Partnership Agreement"). Principal and interest to the extent not paid from Cash Flow shall accumulate from year to year until paid on or before the HOME DEVELOPER RENTAL CONTRACT Rev. 10/20/2016 The Broadmoor at Western Hills Ltd. Page 9 Final Payment Date. Payments will be applied first to accrued interest and the remainder to reduction of principal. 5.6.1.8 INTENTIONALLY DELETED 5.6.1.9 Early repayment of the Loan shall not relieve Developer of its obligations under this Contract or the HOME Regulations including but not limited to the Affordability Requirements and other HOME requirements. The Deed of Trust shall secure both repayment of the HOME Funds and performance by Developer of its obligations under this Contract during the Affordability Period. 5.6.1.10 Except for permanent loan conversion with Developer's permanent lender, refinancing by Developer, or any subordinate financing other than that approved herein or otherwise by City, shall require the review and prior written approval of City for the purpose of ensuring compliance with the underwriting and subsidy layering requirements of the HOME Regulations, which approval shall not be unreasonably withheld,conditioned or delayed. 5.6.1.12 Failure by Developer to comply with this Section 5.6.1 will be an event of default under this Contract and the Loan Documents. 5.7 _Maintain Affordability Requirements. Developer shall ensure that the HOME Units shall be occupied by HOME Eligible Households throughout the Affordability Period as required by the HOME Regulations. Developer must notify the City in writing within 30 days of either of the following occurrences: (i) a HOME Unit is occupied by a tenant who is not a HOME Eligible Household, or (ii) a HOME Unit remains vacant for more than 90 days. In the event that a HOME Unit is occupied by a tenant who is not a HOME Eligible Household, Developer shall have 30 days to determine if a market rate tenant qualifies as a HOME Eligible Household or fill an empty market rate unit with a HOME Eligible Household. If either (i) or(ii) takes place and is not cured within the time limits described in this Section, then Developer shall pay to City 10% of the Loan amount as liquidated damages. The Parties agree that City's actual damages in the event of either (i) or (ii) happening and remaining uncured are uncertain and would be difficult to ascertain and may include a finding by HUD, a repayment of funds to HUD by City or otherwise impact the City's HOME grant or other federal grant funds. Therefore, the Parties agree that payment under this Section of 10% of the Loan amount by Developer to City is liquidated damages and not a penalty. 5.8 Affordability Requirements Survive Transfer. The HOME Units must remain affordable without regard to the term of any mortgage or transfer of ownership, pursuant to the terms of the Loan Documents, any deed restrictions or other mechanism provided by HUD. Subject to the Subordination Agreement, any sale or transfer of the project during the Affordability Period, excluding a transfer due to condemnation or to obtain utility services, may at City's sole discretion require the repayment of the HOME HOME DEVELOPER RENTAL CONTRACT Rev. 10/20/2016 The Broadmoor at Western Hills Ltd. Page 10 Funds unless the new owner or transferee affirmatively assumes in writing the obligations established hereunder for the HOME Units for whatever time remains of the Affordability Period. Failure of the new owner or transferee to promptly assume all of Developer's obligations under this Contract and the Loan Documents will result in immediate termination of this Contract and any HOME Funds already paid to Developer must be repaid to City within 30 days of such termination. In addition, City may pursue any of its remedies under the Loan documents if the new owner or transferee fails to assume Developer's obligations to maintain the Affordability Requirements throughout the Affordability Period. 6. CONSTRUCTION. 6.1. Construction Schedule. Developer will construct the Required Improvements in accordance with the schedule set forth in the attached Exhibit "C" -- Construction and Reimbursement Schedule. Developer shall not begin construction until City sends a Notice to Proceed. Developer's failure to meet the Construction Schedule ( as it may be modified in accordance with Section 14.19) or the Completion Deadline shall be an event of default. Subject to Section 14.14, Developer may not change the Construction Schedule without the Director's prior written approval, which approval shall be in the Director's reasonable discretion. 6.1.1 Construction Inspections. City will conduct progress and final inspections of construction of the project to ensure that the work is done in accordance with the applicable building codes and the Construction Documents. The construction of the project must pass a Neighborhood Services Department Minimal Acceptable Standard Inspection report, a HUD Compliance Inspection Report and any other applicable HUD-required inspections during the construction period, along with any applicable final inspection approval from the City building inspectors at the completion of the construction of the project. 6.2 Avylicable Laws Building Codes and Ordinances. The Plans and construction for the Required Improvements shall (i) conform to all applicable Federal, state, City and other local laws, ordinances,codes,rules and regulations, including the HOME Regulations; (ii)meet all City building codes; (iii) meet the Energy Conservation requirements as required by the State of Texas in Chapter 11 of the International Residential Code; (iv) if new construction,must conform to the Model Energy Code published by the Council of American Building Officials; and (v) must pass a HUD Compliance Inspection Report and inspection by City's Neighborhood Services Department inspectors. 6.3 Property Standards During Construction. Developer shall comply with the following as applicable during the construction of the Required Improvements: (i) the Property Standards in 24 CFR Part 92.251(x), (ii) accessibility standards under 24 CFR Part 92.251(a)(2)(i), (iii) any City property standards, and (iv) all other applicable accessibility standards for the project. HOME DEVELOPER RENTAL CONTRACT Rev. 10/20/2016 The Broadmoor at Westexi Hills Ltd. Page 11 6.4 Lead-Based Paint Re uirements. Developer will comply with any applicable Federal lead-based paint requirements including lead screening in buildings built prior to 1978 in accordance with 24 CFR Part 92.355 and 24 GFR Part 35, subparts A, B, ], K, M, and R, and the Lead: Renovation, Repair and Painting Program Final Rule, 40 CFR Part 745, in the construction and/or rehabilitation of the Required Improvements. 6.5 Approval of Plans and S ecifications by City Not Release of Res onsibiIi Approval of the Plans by City shall not constitute or be deemed (i) to be a release of the responsibility or liability of Developer or any of its contractors or subcontractors, or their respective officers, agents, employees and lower tier subcontractors, for the accuracy or the competency of the Plans or the Construction Documents, including, but not limited to, any related investigations, surveys, designs, working drawings and specifications or other documents; or (ii) an assumption of any responsibility or liability by City for any negligent act, error or omission in the conduct or preparation of any investigation, surveys, designs, working drawings and specifications or other documents by Developer or any of its architects, contractors or subcontractors, and their respective officers, agents, employees and lower tier subcontractors. 6.6 Contractor Subcontractor and Vendor Requirements. Developer will use commercially reasonable efforts to ensure that all contractors or vendors utilized by Developer or subcontractors utilized by Developer's general contractor are appropriately licensed and such licenses are maintained throughout the construction of the Required Improvements and the operation of the project when applicable. Developer shall ensure that all contractors utilized by Developer, subcontractors utilized by Developer's general contractor in the construction of the Required Improvements, or vendors utilized by Developer in the operation of the project are not debarred or suspended from performing the contractor's, subcontractor's or vendor's work by the City,the State of Texas, or the Federal government. For purposes of this Contract, the term "vendors" does not include suppliers or rnaterialmen. Developer acknowledges that 2 CFR Part 204 forbids Developer from hiring or continuing to employ any contractor, subcontractor or vendor that is listed on the Federal System for Award Management, www.sam.g ("SAM"). Developer must confirm by search of SAM that all contractors, subcontractors or vendors are not listed by SAM as being debarred, both prior to hiring and prior to submitting a Reimbursement Request which includes invoices from any such contractor, subcontractor, or vendor. Failure to submit such proofs of search shall be an event of default. In the event that City determines that any contractor, subcontractor or vendor has been debarred, suspended, or is not properly licensed, Developer or Developer's general contractor shall immediately cause such contractor, subcontractor or vendor to immediately stop work on the project and Developer shall not be reimbursed for any work performed by such contractor, subcontractor or vendor. However, this Section should not be construed to be an assumption of any responsibility or liability by City for the determination of the legitimacy, quality, ability, or good standing of any contractor, subcontractor or vendor. Developer acknowledges that the provisions of this Section pertaining to the SAM shall survive the termination of this Contract and be applicable for the length of the Affordability Period. HOME DEVELOPER RENTAL CONTRACT Rev. 10/20/2016 The Broadmoor at Western Hills Ltd. Page 12 5.7. Furnish Complete Set of"As Built" Plans. Developer shall furnish City a complete set of "as built" or marked-up plans for the project at completion of construction after all final approvals have been obtained. 7. TENANT AND LEASE RE UJIRMENTS• PROPERTY STANDARDS DURING AFFORDABILITY PERIOD. 7.1 Income Eligibility. Developer must use the definition of annual income used by 24 CFR 5.609 to establish tenant income eligibility. Developer shall use the most current HUD Income Guidelines. Developer shall maintain Tenant Documentation sufficient to show that the HOME Units are occupied by HOME Eligible Households. This Section shall survive the earlier termination or expiration of this Contract and be applicable for the length of the Affordability Period. 7.2 Income Verification. 7.2.1 Developer must verify that all tenants of HOME Units are HOME Eligible Households with full Tenant Documentation at the time the initial lease for a HOME Unit is executed. Tenants must certify the number of people in tenant's household along with such person's names and ages. Developer shall obtain financial information on all members of a tenant's household. 7.2.2 Developer must verify the income of the tenants of the HOME Units annually after the initial lease is executed, but may use a City-approved tenant self-certification form as Tenant Documentation. Notwithstanding the foregoing, Developer must verify the income eligibility of all HOME Eligible Households with full Tenant Documentation every 6th year of the Affordability Period. 7.2.3 Developer must maintain copies of Tenant Documentation as required under this Contract. 7.2.4 City will review Tenant Documentation during the Affordability Period as part of its monitoring. 7.3 Tenant Lease. 7.3.1. Developer shall submit to City the form of its tenant lease prior to leasing any HOME Unit. Such lease shall comply with the provisions of 24 CFR Part 92.253 regarding the following issues: 7.3.1.1 Length, of lease term shall not exceed 2 years and may not be shorter than I year for the initial lease term. if the lease is renewed, tenant and landlord may agree to a longer or shorter term. HOME DEVELOPER RENTAL CONTRACT Rev. 10/20/2016 The Broadmoor at Westem Hills Ltd. Page 13 7.3.1.2 Lease may not include agreement by tenant to allow landlord to take, hold or sell tenant's personal property without notice and a court decision on the rights of the parties. 7.3.1.3 Lease may not include agreement by the tenant to excuse owner or owner's agents from responsibility for any action or failure to act, whether intentional or negligent acts. 7.3.1.4 Lease may not authorize landlord to institute a lawsuit without notice to the tenant. 7.3.1.5 Lease may not include agreement by tenant to waive a jury trial or right of appeal. 7.3.1.6 Lease may not include an agreement by tenant to pay legal costs of court proceeding even if the tenant prevails in those proceedings regardless of outcome. 7.3.1.7 Lease may not include an agreement by the tenant to be sued, to admit guilt or to a judgment in favor of the owner in a lawsuit brought in connection with the lease. 7.3.1.8 Lease may not include an agreement by the tenant that the owner may evict the tenant or household members without instituting civil court proceedings in which the tenant has the opportunity to present a defense, or before a court decision on the rights of the parties. 7.3.1.9 Lease may not include an agreement by the tenant to waive the tenant's right to appeal or otherwise challenge in court a court decision in connection with the lease. 7.3.1.10 Lease may not include an agreement by the tenant to accept supportive services that are offered. 7.3.2 Termination of Tenancy of HOME Units. Developer may not terminate the tenancy of a HOME Eligible Household in a HOME Unit except for serious or repeated violation of the terms and conditions of the lease; for violation of applicable federal, state or local laws; or for other good cause. Good cause does not include an increase in the income of the HOME Eligible Household. To terminate or refuse to renew the tenancy, Developer must serve written notice upon the tenant specifying the grounds for the action at least 30 days before the termination of tenancy. 7.3.3 Revised Lease Forms. Developer shall provide City copies of revised lease forms within 30 days of any change to its lease form. All changes to Developer's lease form shall comply with the requirement of Section 7.3.1. HOME DEVELOPER RENTAL CONTRACT Rev. 10/20/2016 The Broadmoor at Western Hills Ltd. Page 14 7.4 Tenant Household Characteristics. 7.4.1 Developer shall provide City with the information about the household characteristics of the first tenant renting a HOME Unit on Exhibit "G" — Project Compliance Report: Rental Housing. 7.4.2. At City's request, Developer shall provide demographic information on all tenants in the project in order to show compliance with Section 7.7 during the Affordability Period. 7.5 Tenant Rent. 7.5.1 Rents charged to tenants of the HOME Units are subject to 24 CFR 92.252 (a) and (b) and are subject to review and approval by City at initial lease up and prior to any rent increases. Under no circumstances may the maximum rent charged to tenants of HOME Units exceed the High Home Rent minus utility allowances (excluding telephone). Developer agrees to abide by HUD-approved schedules of HOME rent levels. 7.5.2 City shall provide Developer with information on updated HOME rent limits so that rents may be adjusted (not to exceed the maximum HOME rent limits). Developer shall provide City annually with information on rents and occupancy of the HOME Units to demonstrate compliance with 24 CFR Part 92.252 (a) and (b). City shall review the rents for compliance and approve or disapprove them every year. 7.5.3 Any increase in rents for the HOME Units is subject to the provisions of any outstanding leases for said units. Developer shall provide tenants of the HOME Units with not less than 34 days prior written notice before implementing any increase in rents. 7.5.4 City shall adopt utility allowances in accordance with HOME Regulations and HUD guidance. Such allowances shall be updated regularly, and shall be furnished to Developer. Developer shall adjust tenant rents accordingly in compliance with HOME Regulations. 7.6 Tenant Selection. Within 94 days of the Effective Date, Developer must submit to City for City's approval Developer's tenant selection policy and criteria that address the following: 7.6.1 The tenant selection policy must be consistent with the purpose of providing housing for very low and low income persons. 7.6.2 The tenant selection policy must provide for: 7.6.2.1 Selection of tenants from a written waiting list in the chronological order of their application, insofar as is practicable; HOME DEVELOPER RENTAL CONTRACT Rev. 10/20/2016 The Broadmoor at Western Hilts Ltd. Page 15 7.6.2.2 Prompt written notification to any rejected applicant of the grounds for such rejection; and 7.6.2.3 Bi-lingual leasing and management assistance. 7.6.3 Holders of rental assistance subsidies (such as HUD's Housing Choice Voucher or similar subsidy)must not be excluded from renting a unit in the project. 7.6.4 The tenant selection policy must address non-discrimination and affirmative marketing as discussed in Section 7.7. 7.6.5 Developer must market Accessible Units in the following order: 7.6.5.1 'Within the project to persons requiring an accessible unit. 7.6.5.2 To persons on the waiting list requiring an accessible unit. 7.6.5.3 To the general community for persons requiring accessible unit. 7.6.5.4 To persons that do not require an accessible unit. 7.6.6 The tenant selection policy must (i) address the lease requirements described in Section 7.3, (ii) address managing HOME Unit requirements, and (iii) must comply with state and local tenant/landlord lamas. 7.7 Affirmative Marketin . Developer must adopt and implement affirmative marketing procedures as required by 24 CFR 92.351 if the project involves the construction of 5 or more HOME Units. The procedures and requirements must include methods for informing the public, owners and potential tenants about fair housing laws and policies so as to ensure that all individuals are given an equal opportunity to participate in the project without regard to sex, age, race, color, creed, nationality, national origin, religion, handicap status, disability, familial status, sexual orientation, gender identity, gender expression or transgender. The procedures shall include methods to be used by Developer to inform and solicit applications for tenancy from person in the housing market area who are not likely to apply for the housing without special outreach (e.g., through the use of community organizations, places of worship, employment centers, fair housing groups, or housing counseling agencies.)The procedures and requirements must designate an individual who will be responsible for marketing the project and must establish a clear application screening plan. Developer's affirmative marketing procedures must be submitted to City for approval prior to implementation; provided however, City shall have no responsibility for affirmative marketing of the project. 7.7.1 Developer shall keep records describing actions taken to affirmatively market the HOME Units and the project sufficient to enable City to assess the results of the affirmative marketing. HOME DEVELOPER RENTAL CONTRACT Rev. 10/20/2016 The Broadmoor at Western Hills Ltd. Page 16 7.8 _Property Inspections During Initial Lease-Up of HOME Units; Annual Inspections of HOME Units. City shall inspect units in the project before they are placed into service. City shall inspect the HOME Units prior to a HOME Eligible Household occupying such unit to ensure that each HOME Unit meets the appropriate HOME standards. Thereafter, City will inspect the HOME Units annually. 7.9 Proiect Maintenance and Inspections During Affordability Period. Developer shall ensure that the project is maintained in accordance with all applicable HUD property standards for the duration of the Affordability Period, which at a minimum shall be those property standards required in 24 CFR Part 92. City will verify maintenance of the project to these standards through on-site inspections every year. 8. ADDITIONAL HOME REQUIREMENTS, Developer agrees to comply with all requirements of the HOME Program as stated in the HOME Regulations, including, but not limited to the following: 8.1 Environmental Review. HOME Funds will not be paid and costs cannot be incurred until City has conducted and completed an environmental review and completed an Environmental Review Record as required by 24 CFR Part 58. The environmental review may result in a decision to proceed with, modify, or cancel the project. Further, Developer will not undertake or commit any funds to physical or choice limiting actions, including if applicable, property acquisition, demolition, movement, rehabilitation, conversion, repair or construction prior to the environmental clearance. Any violation of this Section will (i) cause this Contract to terminate immediately; (ii) require Developer to repay to City any HOME Funds received and forfeit any future payments of HOME Funds; and (iii)Developer must pay 10% of the HOME Funds to City as liquidated damages. The Parties agree that City's actual damages in the event of Developer violating this Section are uncertain and would be difficult to ascertain and may include a finding by HUD, a repayment of funds to HUD by City or otherwise impact the City's HOME grant or other Federal grant funds. Therefore, the Parties agree that payment of 10% of the Loan amount by Developer to City under this Section is liquidated damages and not a penalty. 8.1.1 Mitigation. Developer must take the mitigation actions outlined in Exhibit "A-2" 4-Environmental Mitigation Actions. Failure to complete the required mitigation action is an event of default under this Contract. 8.2 Contract Not Constituting Commitment of Funds. Notwithstanding any provision of this Contract, the Parties agree and acknowledge that this Contract does not constitute a commitment of HOME Funds, and that such commitment or approval may occur only upon satisfactory completion of environmental review and receipt by City of an authorization to use grant funds from HUD under 24 CFR Part 58. HOME DEVELOPER RENTAL CONTRACT Rev. 10/20/2016 The Broadmoor at Western Hills Ltd. Page 17 8.3. Monitoring. 8.3.1 Developer understands and agrees that it will be subject to monitoring by City for compliance with the HOME Regulations, the terms of this Contract and the Loan Documents during the Affordability Period. Developer will provide reports and access to project files as requested by City during the Affordability Period and for 5 years after it ends. 8.3.2 Representatives of City, HUD, HUD Office of the Inspector General, and the United States Comptroller General shall have access during regular business hours, upon at least 48 hours prior notice, to Developer's offices and records and to Developer's officers and agents that are related to the use of the HOME Funds and the requirements of the HOME Regulations during the Affordability Period, and to Developer's officers, agents, employees, contractors, subcontractors and vendors for the purpose of such monitoring 8.3.3 In addition to other provisions of this Contract regarding frequency of monitoring, City reserves the right to perform desk reviews or on-site monitoring of Developer's compliance with the terms and conditions of this Contract and the Loan. After each monitoring visit, City shall provide Developer with a written report of the monitor's findings. If the monitoring report notes deficiencies in Developer's performance, the report shall include requirements for the timely correction of said deficiencies by Developer. Failure by Developer to take the action specified in the monitoring report may be cause for suspension or termination of this Contract as provided herein, or City may take all actions allowed in the Loan Documents. 8.3.4 Developer shall annually provide to City the results of any state or federal monitoring related to the project including any monitoring by TDHCA. Such results shall be submitted annually to City with the submission of its annual audit and financial statements. 8.3.5 This Section 8.3 shall be applicable for the duration of the Affordability Period and shall survive the earlier termination or expiration of this Contract. 8.4 Compliance with the Uniform Relocation Act. If applicable, Developer shall comply with the relocation requirements of 24 CFR Part 92.353 and all other applicable federal and state laws and City ordinances and requirements pertaining to relocation. 8.5 Compliance with Davis-Bacon Act. If applicable, Developer and its general contractor and all lower tier subcontractors will comply with the Davis-Bacon Act as described in Section 14.14 and Exhibit "H" — Federal Labor Standards Provisions -Davis-Bacon Requirements. 8.5 Developer Procurement Standards. Developer shall ensure that procurement of materials and sex-vices is done in a cost effective manner. Developer shall comply with all applicable federal, state and local laws, regulations, and ordinances for making procurements under this Contract. Developer shall establish written procurement procedures to ensure that materials and services are obtained in a cost effective manner HOME DEVELOPER RENTAL CONTRACT Rev. 10/20/2016 The Broadmoor at Western Hills Ltd. Page 18 8.7 Cost Principles/Cost Reasonableness. The eligibility of costs incurred for performance rendered shall be determined in accordance 2 CFR Part 200.402 through 2 CFR Part 200.405, as applicable,regarding cost reasonableness and allocability. 8.8 Financial Manamement Standards. Developer agrees to adhere to the accounting principles and procedures required in 2 CFR Part 200, as applicable, utilize adequate internal controls, and maintain necessary supporting and back-up documentation for all costs incurred in accordance with 2 CFR Part 200.302 and Part 200.303. 8.9 Uniform Administrative_ Requirements. Developer will comply with the Uniform Administrative Requirements, Cost Principles, and Audit Requirements for Federal Awards in 2 CFR Part 200, as applicable, or any reasonably equivalent procedures and requirements that City may require. 8.10 Compliance with FFATA and Whistleblower Protections. Developer shall provide City with all necessary information for City to comply with the requirements of 2 CFR 300(b), including provisions of the Federal Funding Accountability and Transparency Act ("FFATA") governing requirements on executive compensation and provisions governing whistleblower protections contained in 10 U.S.C. 2409, 41 U.S.C. 4712, 10 U.S.C. 2324, 41 U.S.C. 4304 and 41 U.S.C. 4310. 8.10.1 Developer shall provide City its DUNS number prior to the payment of any Reimbursement Requests. 8.11 Internal Controls. In compliance with the requirements of 2 CFR 200.303, Developer shall: 8.11.1 Establish and maintain effective internal control over the HOME Funds that provides reasonable assurance that Developer is managing the HOME Funds in compliance with federal statutes, regulations, and the terms and conditions of this Contract. These internal controls shall be in compliance with guidance in "Standards for Internal Control in the Federal Government" issued by the Comptroller General of the United States or the "Internal Control Integrated Framework" issued by the Committee of Sponsoring Organizations of the Treadway Commission("Cosa"); 8.11.2 Comply with federal statutes, regulations, and the terms and conditions of this Contract; 8.11.3 Evaluate and monitor Developer's compliance with statutes, regulations and the terms and conditions of this Contract; 8.11.4 Take prompt action when instances of noncompliance are identified including noncompliance identified in audit findings; and HOME DEVELOPER RENTAL CONTRACT Rev. 10/20/2016 The Broadmoor at Western Hills Ltd. Page 19 8.11.5 Take reasonable measures to safeguard protected personally identifiable information and other information that HUD or City designates as sensitive or Developer considers sensitive consistent with applicable federal, state, local and tribal laws regarding privacy and obligations of confidentiality. 8.12 Copyright and Patent Rights. No reports, maps, or other documents produced in whole or in part under this Contract shall be the subject of an application for copyright by or on behalf of Developer. HUD and City shall possess all rights to invention or discovery, as well as rights in data which may arise as a result of Developer's performance under this Contract. 8.13 Terms Applicable to Contractors,Subcontractors and Vendors. Developer understands and agrees that all terms of this Contract, whether regulatory or otherwise, shall apply to any and all contractors, subcontractors and vendors of Developer which are in any way paid with HOME Funds or who perform any work in connection with the project. Developer shall cause all applicable provisions of this Contract to be included in and made a part of any contract or subcontract executed in the performance of its obligations hereunder, including its obligations regarding the Affordability Requirements and the HOME Regulations during the Affordability Period. Developer shall monitor the services and work performed by its contractors, subcontractors and vendors on a regular basis for compliance with the Affordability Requirements,the HOME Regulations and Contract provisions. Developer is responsible to cure all violations of the HOME Regulations committed by its contractors, subcontractors or vendors. City maintains the right to insist on Developer's full compliance with the terms of this Contract and the HOME Regulations and Developer is responsible for such compliance regardless of whether actions to fulfill the requirements of this Contract or the HOME Regulations are taken by Developer or by Developer's contractors, subcontractors or vendors. Developer acknowledges that the provisions of this Section shall survive the earlier termination or expiration of this Contract and be applicable for the length of the Affordability Period and for 5 years thereafter. 8.14 Payment and Performance Bonds. Subject to the requirements of 2 CFR Part 200.325, Developer shall furnish City with payment and performance bonds in a form acceptable to City in the amount of the construction cost for the project but not less than$559,481.00. At City's discretion, other forms of assurance may be acceptable so long as they meet the requirements of the HOME Regulations and the federal interest is adequately protected. 9. RECORD KEEPING, REPORTING AND DOCUMENTATION REQUIREMENTS,RIGHT TO AUDIT. 9.1 Record Keeping. Developer shall maintain a record-keeping system as part of its performance of this Contract and shall promptly provide City with copies of any document City deems necessary for the effective fulfillment of City's monitoring and evaluation responsibilities. Specifically, Developer will keep or cause to be kept an accurate record of all actions taken and all funds HOME DEVELOPER RENTAL CONTRACT Rev. 10/20/2016 The Broadmoor at Western Hills Ltd. Page 20 spent, with supporting and back-up documentation as well as all Tenant Documentation. Developer will maintain all records and documentation related to this Contract for 5 years after the end of the Affordability Period. If any claim, litigation, or audit related to this Contract or the project is initiated before the expiration of the 5 year period, the relevant records and documentation must be retained until all such claims, litigation or audits have been resolved. 9.1.2 Access to Records. City representatives and HUD and any duly authorized officials of the federal government will have full access to, and the right to examine, audit, excerpt and/or transcribe any of Developer's records pertaining to all matters covered by this Contract throughout the Affordability Period and for 5 years thereafter. Such access shall be during regular business hours upon at least 48 hours prior notice. 9.2 Reports. Developer will submit to City all reports and documentation described in this Contract in such form as City may prescribe. Developer may also be required to submit a final performance and/or final financial report if required by City at the termination of this Contract and/or the termination of the Loan in such form and within such times as City may prescribe. Failure to submit any report or documentation to City required by this Contract shall be an event of default and City may exercise all of it remedies for default under this Contract and Loan Documents. City shall not exercise its rights hereunder for default until its gives Developer 30 days' notice of such failure and Developer has failed to cure such default. 9.2.1 Additional Information. Developer shall provide City with additional information as may be required by state or federal agencies to substantiate HOME Program activities and/or expenditure eligibility. 9.3 Change in Reporting Requirements and Forms. City retains the right to change reporting requirements and forms at its reasonable discretion. City will notify Developer in writing at least 34 days prior to the effective date of such change, and the Parties shall execute an amendment to the Contract reflecting such change if necessary. 9.4 City Reserves the Right to Audit. City reserves the right to perform an audit of Developer's project operations and finances at any time during the term of this Contract and during the Affordability Period and for 5 years thereafter, if City determines that such audit is necessary for City's compliance with the HOME Regulations or other City policies, and Developer agrees to allow access to all pertinent materials as described herein. If such audit reveals a questioned practice or expenditure, such questions must be resolved within 15 business days after notice to Developer of such questioned practice or expenditure. If questions are not resolved within this period, City reserves the right to withhold further funding under this and/or other contract(s) with Developer. IF AS A RESULT OF ANY AUDIT IT IS DETERMINED THAT DEVELOPER HAS FALSIFIED ANY DOCUMENTATION OR MISUSED, MISAPPLIED OR MISAPPROPRIATED HOME FUNDS OR SPENT HOME FUNDS ON ANY INELIGIBLE ACTIVITIES,DEVELOPER AGREES TO REIMBURSE CITY THE AMOUNT OF SUCH MONIES PLUS THE HOME DEVELOPER RENTAL CONTRACT Rev. 10/20/20I6 The Broadmoor at Western Hills Ltd. Page 21 AMOUNT OF ANY SANCTIONS, PENALTY OR OTHER CHARGE LEVIED AGAINST CITY BY HUD BECAUSE OF SUCH ACTIONS. 10. REIMBURSEMENT REQUIREMENTS. Developer shall provide City with Complete Documentation and the fallowing reports as shown in Exhibit "F"--Reimbursement Forms with each Reimbursement Request: 10.1 Attachment I—Invoice. This report shall contain the amount requested for reimbursement in the submitted request, and the cumulative reimbursement requested to date (inclusive of the current request). This report must be signed by an authorized signatory of Developer. By signing Attachment I, Developer is certifying that the costs are valid, eligible, and consistent with the terms and conditions of this Contract, and the data contained in the report is true and correct. 10.2 Attachment II--Expenditure Worksheet. This report shall itemize each expense requested for reimbursement by Developer. In order for this report to be complete the following must be submitted: 10.2.1 Invoices for each expense with an explanation as to how the expense pertains to the project, if necessary; and 1.0.2.2 Proof that each expense was paid by Developer, which proof can be satisfied by cancelled checks, wire transfer documentation, paid receipts or other appropriate banking documentation. 10.3. Deadline for Submitting Reimbursement Requests. All Reimbursement Requests along with Complete Documentation shall be submitted by Developer to City within 60 calendar days from each of the deadlines as shown in Exhibit"C"— ConstruEction and Reimbursement Schedule. 10.3.12 CITY SHALL HAVE NO OBLIGATION TO MAKE PAYMENT ON ANY REIMBURSEMENT REQUEST THAT IS NOT RECEIVED WITHIN 60 DAYS OF THE DEADLINES SHOWN IN EXHIBIT "C" — CONSTRUCTION AND REIMBURSEMENT SCHEDULE. In addition, Developer's failure to timely submit Reimbursement Requests and Complete Documentation along with any required reports shall be an event of default. 16.3.2 CITY SHALL HAVE NO OBLIGATION TO MAKE PAYMENT ON ANY REIMBURSEMENT REQUEST THAT IS NOT RECEIVED WITHIN 30 CALENDAR DAYS OF THE COMPLETION DEADLINE. 10.3.3 Final Payment. Developer shall not be reimbursed for Final Payment until it submits Exhibit"G"—HOME Project Compliance Report to City. HOME DEVELOPER RENTAL CONTRACT Rev. 10/20/2016 The Broadmoor at Western Hills Ltd. Page 22 1 0.4 Withholding Payment. CITY SHALL WITHHOLD PAYMENT ON ANY REIMBURSEMENT REQUEST THAT DOES NOT INCLUDE THE REQUIRED COMPLETE DOCUMENTATION. 11. DEFAULT AND TERMINATION. 11.1 Failure to Begin or Complete the Required Improvements 11.1.1 If Developer fails to begin construction within 9 months of the Effective Date, this Contract shall automatically terminate without further warning or opportunity to cure, and with no penalty or liability to City. 11.1.2 If City determines that the Required Improvements were not completed by the Completion Deadline (as may be modified in accordance with Section 14.19) or have failed to pass any of the inspections described in Section 6.1.1 (or to promptly correct any noted deficiency and subsequently pass such inspection), City shall have the right to terminate this Contract with no penalty or liability to City, with such termination to be effective immediately upon written notice. City shall also be entitled to demand repayment of the HOME Funds and enforce any of the provisions of Loan documents for default. 11.2 Failure to Submit Complete Documentation During Construction.. 11.2.1 If Developer fails to submit all applicable Complete Documentation during construction of the Required Improvements in accordance with Exhibit "C" — Construction and Reimbursement Schedule, or if any report or documentation submitted as part of Complete Documentation is not in compliance with this Contract or the HOME Regulations as determined by City, City will notify Developer in writing and the Developer will have 15 calendar days from the date of the written notice to submit or resubmit any such report or documentation. If Developer fails to submit or resubmit any such report or documentation within such time, City shall have the right to withhold payments. If such failure continues for an additional 15 days (a total of 30 days) City shall have the right to terminate this Contract effective immediately upon written notice of such intent with no penalty or liability to City. Notwithstanding anything to the contrary herein, City will not be required to pay any HOME Funds to Developer during the period that any such report or documentation is not in compliance with this Contract or the HOME Regulations. 11,2.2 If any of Developer's Reimbursement Requests are incomplete or otherwise not in compliance with this Contract or the HOME Regulations as determined by City, City will notify Developer in writing of such default and the Developer will have 15 calendar days from the date of the written notice to resubmit any such Reimbursement Request to cure the default. If the Developer fails to cure the default within such time, Developer shall forfeit any payments otherwise due under such Reimbursement Request. If such failure to resubmit such Reimbursement Request continues for an additional 15 days (a total of M days) the City shall have the right to terminate this Contract effective immediately upon written notice of such intent with no penalty or liability to City. Notwithstanding anything to the contrary herein, HOME DEVELOPER RENTAL CONTRACT Rev. 10/20/2016 The Broadmoor at Western Hills Ltd. Page 23 City will not be required to pay any HOME Funds to Developer during the period that any such Reimbursement Request is not in compliance with this Contract or the HOME Regulations. 11.2.3 In the event of more than 3 instances of default, cured or uncured, under Sections 11.2.1 or 11.2.2 which have a material adverse impact on the project, City reserves the right at its sole option to terminate this Contract effective immediately upon written notice of such intent with no penalty or liability to City. 11.2.4 Notwithstanding anything to the contrary herein, City will not be required to pay any HOME Funds to Developer during the period that any Reimbursement Requests, reports or documentation are past due or are not in compliance with this Contract or the HOME Regulations, or during any period during which Developer is in default of this Contract. 11.2.5 In the event of termination under this Section 11.2, all HOME Funds awarded but unpaid to Developer pursuant to this Contract shall be immediately forfeited and Developer shall have no further right to such funds. Any HOME Funds already paid to Developer must be repaid to City within 30 days of termination under this Section. Failure to repay such HOME Funds will result in City exercising all legal remedies available to City under this Contract and the Loan Documents. For clarification, the defaults and related remedies set out in this Section 11.2 are not intended to arise from mathematical errors or other minor defects in a Reimbursement Request. 11..3 Failure to Submit Required Reports and Documentation During Affordability Period. If Developer fails to maintain all records and documentation as required in Section 9, or fails to submit any report or documentation required by this Contract after the Required Improvements are completed, or if the submitted report or documentation is not in compliance with this Contract or the HOME Regulations as determined by City, City will notify Developer in writing and the Developer will have 30 calendar days from the date of the written notice to obtain or recreate the missing records or documentation, or submit or resubmit any such report or documentation to City. If Developer fails to maintain the required reports or documentation, or submit or resubmit any such report or documentation within such time, City shall have the right to terminate this Contract effective immediately upon written notice of such intent with no penalty or liability to City. In the event of termination under this Section 11.3, any HOME Funds paid to Developer must be repaid to City within M days of termination. Failure to repay such HOME Funds will result in City exercising all legal remedies available to City under this Contract and the Loan Documents. 11.4 In General. 11.4.1 Subject to Sections 11.1, 11.2 and 11.3, and unless specifically provided otherwise in this Contract, Developer shall be in default if Developer breaches any term or condition of this Contract. In the event that such a breach remains uncured after 30 calendar days following written notice by City for such other notice period as may be specified herein), or if Developer has diligently and continuously attempted to cure following receipt of such written notice but reasonably required more than 30 calendar days to cure, as determined by both Parties HOME DEVELOPER RENTAL CONTRACT Rev. 10/20/2016 The Broadmoor at Western Hills Ltd. Page 24 mutually and in good faith, City shall have the right to elect, in City's sole discretion, to (i) extend Developer's time to cure, (ii) terminate this Contract effective immediately upon written notice of such intent to Developer, or(iii)pursue any other legal remedies available to City. 11.4.2 City's remedies may include: 11.4.2.1. Direct Developer to prepare and follow a schedule of actions for carrying out the affected activities, consisting of schedules, timetables and milestones necessary to implement the affected activities, including extending the Affordability Period. 11.4.2.2 Direct Developer to establish and follow a management plan that assigns responsibilities for carrying out the remedial activities. 11.4.2.3 Cancel or revise activities likely to be affected by the performance deficiency, before expending HOME Funds for the activities. 11.4.2.4 Reprogram HOME Funds that have not yet been expended from affected activities to other eligible activities or withhold HOME Funds. 11.4.2.5 Direct Developer to reimburse City in any amount of HOME Funds not used in accordance with the HOME Regulations. 11.4.2.5 Suspend reimbursement of HOME Funds for affected activities. 11.4.2.7 Any other appropriate action including but not limited to any remedial action legally available such as declaratory judgment, specific performance, damages, temporary or permanent injunctions,termination of this Contract or any other contracts with Developer, and any other available remedies. 11.4.3 In the event of termination under this Section 11.4, all HOME Funds awarded but unpaid to Developer pursuant to this Contract shall be immediately rescinded and Developer shall have no further right to such funds and any HOME Funds already paid to Developer must be repaid to City within 30 days of termination. Failure to repay such HOME Funds will result in City exercising all legal remedies available to City under this Contract or the Loan Documents. 11.5 No Funds Disbursed while in Breach. Developer understands and agrees that no HOME Funds will be paid to Developer until all defaults are cured to City's satisfaction. 11.5 No Compensation After Date of Termination. In the event of termination, Developer shall not receive any HOME Funds in compensation for work undertaken after the date of termination. HOME DEVELOPER RENTAL CONTRACT Rev. 10/20/2016 The Broadmoor at Western Hills Ltd. Page 25 11.7 Rights of City Not Affected. Termination shall not affect or terminate any of the existing rights of City against Developer, or which may thereafter accrue because of such default, and this provision shall be in addition to any and all other rights and remedies available to City under the law and Loan Documents including, but not limited to, compelling Developer to complete the Required Improvements in accordance with the terms of the Contract. Such termination does not terminate any applicable provisions of this Contract that have been expressly noted as surviving the term or termination of this Contract. No delay or omission by City in exercising any right or remedy available to it under this Contract shall impair any such right or remedy or constitute a waiver or acquiescence in any Developer default. 11.8 Waiver of Breach Not Waiver of Subse uent Breach. The waiver of a breach of any term, covenant, or condition of this Contract shall not operate as a waiver of any subsequent breach of the same or any other term, covenant or condition hereof. 11.9 Civil, Criminal and Administrative Penalties. Failure to perform all the Contract terms may result in civil, criminal or administrative penalties, including, but not limited to those set out in this Contract. 11.10 Termination for Cause. 11.10.1 City may terminate this Contract in the event of Developer's default, inability, or failure to perform, subject to notice, grace and cure periods. In the event City terminates this Contract for cause, all HOME Funds awarded but unpaid to Developer pursuant to this Contract shall be immediately rescinded and Developer shall have no further right to such funds and any HOME Funds already paid to Developer must be repaid to City within 30 calendar days of termination. Failure to repay such HOME Funds will result in City exercising all legal remedies available to City under this Contract or the Loan Documents. DEVELOPER ACKNOWLEDGES AND AGREES THAT IF CITY TERMINATES THIS CONTRACT FOR CAUSE, NEITHER DEVELOPER NOR ANY AFFILIATES OF DEVELOPER SHALL BE CONSIDERED FOR ANY OTHER CITY CONTRACT FOR HOME FUNDS FOR A MINIMUM OF 5 YEARS FROM THE DATE OF TERMINATION. This provision shall not apply to the Investor. 11.10.2 Developer may terminate this Contract if City does not provide the HOME Funds substantially in accordance with this Contract. In such event, the termination of the Contract shall have the effect of returning the Parties to their respective circumstances as existed prior to the execution of this Contract, and no terms or obligations shall survive the date of termination,including but not limited to,reporting, inspections or the Affordability Period. 11.11 Termination for Convenience. In terminating in accordance with 2 CFR 200, Appendix II, this Contract rnay be terminated in whole or in part only as follows: HOME DEVELOPER RENTAL CONTRACT Rev. 10/20/2016 The Broadmoor at Western Hills Ltd. Page 26 11-11.1 By City with the consent of Developer in which case the Parties shall agree upon the termination conditions, including the effective date and in the case of partial termination, the portion to be terminated; or 11.11.2 By Developer upon written notification to City setting forth the reasons for such termination, the effective date, and in the case of partial termination, the portion to be terminated. In the case of a partial termination, City may terminate the Contract in its entirety if City determines in its sole discretion that the remaining portion of the Contract to be performed or HOME Funds to be spent will not accomplish the purposes for which this Contract was made. 11.11.3 In the event of termination of the Contract under this Section 11.11, the termination shall have the effect of returning the Parties to their respective circumstances as existed prior to the execution of this Contract, and no terms or obligations shall survive the date of termination, including but not limited to, reporting, inspections or the Affordability Period. 11.12 Dissolution of Developer Terminates Contract. In the event Developer is dissolved or ceases to exist,this Contract shall terminate. In the event of termination under this Section, all HOME Funds are subject to repayment and/or City may exercise all of its remedies under this Contract and the Loan Documents. 11.13 Reversion of Assets. In the event this Contract is terminated with or without cause, all tangible personal property owned by Developer that was acquired or improved with the HOME Funds shall belong to City and shall automatically transfer to City or to such assignees as City may designate. 11.14 Notice of Termination under Subordination A reement. City shall not terminate this Contract without first giving notice and opportunity to cure as required in the Subordination Agreement. 11.15 Notice to Investor of Default. City shall furnish Investor with notice of any default under this Contract at the address shown below. 12. REPAYMENT OF HOME FUNDS. All HOME Funds are subject to repayment in the event the project does not meet the requirements as set out in this Contract or in the HOME Regulations. If Developer takes any action that results in City being required to repay all or any portion of the HOME Funds to HUD, Developer agrees it will reimburse City for such repayment. If Developer takes any action that results in City receiving a finding from HUD about the project, whether or not repayment to HUD is required of City,Developer agrees it will pay City 10% of the HOME Funds as liquidated damages. The Parties agree that City's damages in the event of either repayment to HUD being required or receiving a finding from HUD are uncertain and would be difficult to ascertain and may include an impact on City's HOME grant or other Federal grant funds, in addition to a finding by HUD or a repayment of funds to HUD by HOME DEVELOPER RENTAL CONTRACT Rev. 10/20/2016 The Broadmoor at western Hills Ltd. Page 27 City. Therefore, the Parties agree that payment under this Section of 10% of the Loan amount by Developer to City is liquidated damages and not a penalty. 13. MATERIAL OWNERSHIP CHANGE. Subject to the terms of the Deed of Trust and transfers in accordance with Developer's Limited Partnership Agreement, as may be amended and restated from time to time to admit Investor Member or other members, or otherwise with City consent, if ownership of Developer materially changes after the date of this Contract, City may, but is not obligated to, terminate this Contract. City has 30 days to make such determination after receipt of notice from Developer and failure to make such determination in that time period will constitute a waiver. In the event of termination under this Section 13, all HOME Funds awarded but not yet paid to Developer pursuant to this Contract shall be immediately rescinded and Developer shall have no further right to such funds. Any HOME Funds already paid to Developer must be repaid to City within 30 days of termination under this Section. 14. GENERAL PROVISIONS 14.1 Developer an Independent Contractor. Developer shall operate hereunder as an independent contractor and not as an officer, agent, servant or employee of City. Developer shall have exclusive control of, and the exclusive right to control, the details of the work and services performed hereunder, and all persons performing same, and shall be solely responsible for the acts and omissions of its officers, members, agents, servants, employees, contractors, subcontractors, vendors, tenants, licensees or invitees. 1.4.2 Doctrine of Respondeat Superior. The doctrine of respondeat superior shall not apply as between City and Developer, its officers, members, agents, servants, employees, contractors, subcontractors, vendors, tenants, licensees or invitees, and nothing herein shall be. construed as creating a partnership or joint enterprise between City and Developer. City does not have the legal right to control the details of the tasks performed hereunder by Developer, its officers, members, agents, employees, contractors, subcontractors,vendors, licensees or invitees. 14.3 Developer Property City shall under no circumstances be responsible for any property belonging to Developer, its officers, members, agents, employees, contractors, subcontractors, vendors, tenants, licensees or invitees that may be lost, stolen or destroyed or in any way damaged and DEVELOPER HEREBY INDEMNIFIES AND HOLDS HARMLESS CITY AND ITS OFFICERS, AGENTS, AND EMPLOYEES FROM ANY AND ALL CLAIMS OR SHITS PERTAINING TO OR CONNECTED WITH SUCH PROPERTY. 14.4 Reli ious Organization. No portion of the HOME Funds shall be used in support of any sectarian or religious activity. In addition,there must be no religious or membership criteria for tenants of a HOME- funded property. HOME DEVELOPER RENTAL CONTRACT Rev. 10/20/2016 The Broadmoor at Western Hills Ltd. Page 28 14.5 Venue. Venue for any action, whether real or asserted, at law or in equity, arising out of the execution, performance, attempted performance or non-performance of this Contract, shall lie in Tarrant County, Texas. 14.6 Governing Law. This Contract shall be governed by and construed in accordance with the laws of the State of Texas. If any action., whether real or asserted, at law or in equity, arises out of the execution, performance or non-performance of this Contract or on the basis of any provision herein., for any issue not governed by federal law, the choice of law shall be the laws of the State of Texas. 14.7 Severability. The provisions of this Contract are severable, and if for any reason a clause, sentence, paragraph or other part of this Contract shall be determined to be invalid by a court or federal or state agency, board or commission having jurisdiction over the subject matter thereof, such invalidity shall not affect other provisions which can be given effect without the invalid provision. 14.8 Written Agreement Entire Agreement. This written instrument and the Exhibits, Addendums and Attachments attached hereto, which are incorporated by reference and made a part of this Contract for all purposes, constitute the entire agreement by the Parties concerning the work and services to be performed under this Contract. Any prior or contemporaneous oral or written agreement which purports to vary the terms of this Contract shall be void. Any amendments to the terms of this Contract must be in writing and be executed by the Parties. 14.9 Paragraph Headin s for Reference Only,No Legal Significance; Number. The paragraph headings contained herein are for convenience in reference to this Contract and are not intended to define or to limit the scope of any provision of this Contract. When context requires, singular nouns and pronouns include the plural and the masculine gender shall be deemed to include the feminine or neuter and the neuter gender to include the masculine and feminine. The words "include" and "including" whenever used herein shall be deemed to be followed by the words "without limitation". 14.10 Compliance With All Applicable Laws and Regulations. Developer agrees to comply fully with all applicable laws and regulations that are currently in effect or that are hereafter amended during the performance of this Contract. These laws include, but are not limited to: �- HOME Investment Partnerships Act as set out above ➢ Title VT of the Civil Rights Act of 1964 (42 U.S.C. Sections 2000d et seq.) including provisions requiring recipients of federal assistance to ensure meaningful access by person of limited English proficiency HOME DEVELOPER RENTAL CONTRACT Rev. 10/20/2016 The Broadmoor at Western Hills Ltd. Page 29 ➢ The Fair Housing Act, Title V111 of the Civil Rights Act of 1968 (42 U.S.C. Sections 3641 et seq.) ➢ Executive Orders 11063, 11246 as amended by 11375 and 12086 and as supplemented by Department of Labor regulations 41 CFR, Part 60 ➢ The Age Discrimination in Employment of 1967 ➢ The Age Discrimination Act of 1975 (42 U.S.C. Sections 6101 et seq.) ➢ The Uniform Relocation Assistance and Real Property Acquisition Policies Act of 1970 (42 U.S.C. Sections 4601 et seq. and 49 CFR Part 24) ("URA") ➢ Section 504 of the Rehabilitation Act of 1973 (29 U.S.C. Sections 794 et seq.) and 24 CFR Part 8 where applicable ➢ National Environmental Policy Act of 1969, as amended, 42 U.S.C. sections 4321 et seq. C NEPA") and the related authorities listed in 24 CFR Part 58. ➢ The Clean Air Act, as amended, (42 U.S.C. Sections 1251 et seq.) and the Clean. Water Act of 1977, as amended (33 U.S.C. Sections 1251 et seq.), related Executive Order 11738 and Environmental Protection Agency Regulations at 40 CFR Part 15. In no event shall any amount of the assistance provided under this Contract be utilized with respect to a facility that has given rise to a conviction under the Clean Air Act or the Clean Water Act. ➢ Immigration Reform and Control Act of 1986 (8 U.S.C. Sections 1101 et seq.) specifically including the provisions requiring employer verifications of legal status of its employees ➢ The Americans with Disabilities Act of 1994 (42 U.S.C. Sections 12101 et seq.), the Architectural Barriers Act of 1968 as amended (42 U.S.C. sections 4151 et seq.) and the Uniform Federal Accessibility Standards, 24 CFR Part 40, Appendix A ➢ Regulations at 24 CFR Part 87 related to lobbying, including the requirement that certifications and disclosures be obtained from all covered persons ➢ Drug Free Workplace Act of 1988 (41 U.S.C. Sections 701 et seq.) and 24 CFR Part 23, Subpart F ➢ Executive Order 12549 and 24 CFR Part 5.105(c) pertaining to restrictions on participation by ineligible, debarred or suspended persons or entities ➢ Regulations at 24 CFR Part 882.708(c) pertaining to site and neighborhood standards for new construction projects ➢ Regulations at 24 GFR Part 983.6 for Site and Neighborhood Standards Review ➢ Section 6002 of the Solid Waste Disposal Act, as amended by the Resource Conservation and Recovery Act ➢ Guidelines of the Environmental Protection Agency at 40 CFR Part 247 ➢ For contracts and subgrants for construction or repair, Copeland "Anti-Kickback"Act (18 U.S.C. 874) as supplemented in 29 CFR Part 5 ➢ For construction contracts in excess of $2,000, and in excess of $2,540 for other contracts which involve the employment of mechanics or laborers, Sections 103 and 107 of the Contract Work Hours and Safety Standards Act (40 U.S.C. 327A 304) as supplemented by 29 CFR Part 5 ➢ Lead-Based Paint Poisoning Prevention Act (42 U.S.C. 4801 et seq.), as amended by the Residential Lead-Based Paint Hazard Reduction Act of 1992 (42 U.S.C. 4851 et seq.) and implementing regulations at 24 CFR Part 35, subparts A, B,M, and R ➢ Regulations at 24 CFR Part 92, Horne Investment Partnerships Program Final Rule HOME DEVELOPER RENTAL CONTRACT Rev. 10/20/2016 The Broadmoor at Westem 11i11s Ltd. Page 30 Uniform Administrative Requirements, Cost Principlcs, and Audit Requirements for Federal Awards, 2 CFR Part 200 et seq. Federal Funding Accountability and Transparency Act of 2006, (Pub.L. 109-282, as amended by Section 5205(a) of Pub.L_ 110-252 and Section 3 of Pub.L. 113-101) ➢ Federal Whistleblower Regulations, 10 U.S.C. 2409,41 U.S.C. 4712, 10 U.S.C. 2324, 41 U.S.C. 4304 and 41 U.S.C. 4310. 14.11 HUD-Assisted Proiects and Employment and other Economic Opportunities; Section 3 Requirements. 14.11.1 Requirement that Law Be Quoted in CoveredContracts. — Certain Requirements Pertaining to Section 3 of the Housing and Urban Development Act of 1468 as Amended (12 U.S.C. Sections 1701 et seq.] and its Related Regulations at 24 CFR Part 135 If the construction of the Required Improvements will cause the creation of new employment, training, or contracting opportunities on a contractor or subcontractor level resulting from the expenditure of the HOME Funds, Developer shall comply with the following and will ensure that its contractors also comply. If the work performed under this Contract is on a project assisted under a program providing direct Federal financial assistance from HUD, Section 3 of 24 CFR 135.38 ("Section 3") requires that the following clause, shown in italics, be inserted in all covered contracts ("Section 3 Clause"): Section to be quoted in covered contracts begins: "A. The work to be performed under this contract is subject to the requirements of Section 3 of Housing and Urban Development Act of 1965, as amended, 12 U.S.C. section 1701u (Section 3). The purpose of Section 3 is to ensure that employment and other economic opportunities generated by HUD assisted or HUD-assisted projects covered by Section 3, shall to the greatest extent feasible, be directed to low- and very-low income persons, particularly persons who are recipients of HUD assistance for housing. B. The parties to this contract agree to comply with HUD's regulations in 24 CFR .fart 135, which implement Section 3. As evidenced by their execution of this contract, the parties to this contract certify that they are under no contractual or other impediment that would prevent them from complying with the Part 135 regulations. C. The contractor agrees to send to each labor organization or representative of workers with which it has a collective bargaining agreement or other understanding, if any, a notice advising the labor organization or workers' representatives of the contractor's commitments under this Section 3 clause and will post copies of the notice in conspicuous places at the work site where both employees and applicants for training and employment positions can see the notice. The notice shall describe the Section 3 preference, shall set forth minimum number and job titles subject to hire, availability of apprentice and training positions, the qualifications for each; and the name and location of the HOME DEVELOPER RENTAL CONTRACT Rev. 1012012016 The Broadmoor at Western Hills Ltd. Page 31 person(s) taking applications for each of the positions; and the anticipated date the work shall begin. D. The contractor agrees that it will include this Section 3 clause in every subcontract to comply with regulation in 24 CFR Part 135, and agrees to take appropriate action, as provided in an applicable provision of the subcontract or in this Section 3 clause, upon finding that the subcontractor is in violation of the regulations in 24 CFR Part 135. The contractor will not subcontract with any subcontractor where it has notice or knowledge that the subcontractor has been found in violation of regulations in 24 CFR 135. E. The contractor will certify that any vacant employment positions, including training positions that are filed: (1) after the contractor is selected bort before the contract is executed, and(2) with persons other than those to whom the regulations of 24 CFR Part 135. The contractor will not subcontract with any subcontractor where it has notice or knowledge that the subcontractor has been found in violation of regulations in 24 CFR 135. F Noncompliance with HUD's regulation in 24 CFR Part .135 may result in sanctions, termination of this contract for default, and debarment or suspension from future HUD assisted contracts. G. With respect to work performed in connection with Section 3 covered Indian housing assistance, section 7(b) of the Indian Self-Determination and Education Assistance Act (25 U.S.C. section 450e) also applies to the work to be performed under this Contract. Section 7(b) requires that to the greatest extent feasible (i) preference and opportunities for training and employment shall be given to Indians, and (ii)preference in the award of contracts and subcontracts shall be given to .Indian organizations and Indian-owned Economic Enterprises. Parties to this contract that are subject to the provisions of Section 3 and Section 79b) agree to comply with Section 3 to the maximum extent feasible, but not in derogation of compliance with Section 7(b). " Section to be quoted in covered contracts ends. 14.11.2 Developer Responsibilities for Section 3 Requirements. City and Developer understand and agree that compliance with the provisions of Section 3, the regulations set forth in 24 CFR Part 135, and all applicable rules and orders of HUD shall be a condition of the federal financial assistance provided to the project binding upon City and Developer, and their respective successors, assigns, contractors and subcontractors. Failure to fulfill these requirements shall subject Developer and its contractors and subcontractors and their respective successors and assigns to those sanctions specified by the grant agreement through which federal assistance is provided and to such sanctions as are specified by 24 CFR Part 135. Developer's responsibilities include: 14.11.2.1 Implementing procedures to notify Section 3 residents and business concerns about training, employment, and contracting opportunities generated by Section 3 covered assistance; HOME DEVELOPER RENTAL CONTRACT Rev. 10/20/2016 The Broadmoor at Western Hills Ltd. Page 32 14.1.1.2.2 Notifying potential contractors working on Section 3 covered projects of their responsibilities; 14.11.2.3 Facilitating the training and employment of Section 3 residents and the award of contracts to Section 3 business concerns; 14.11.2.4 Assisting and actively cooperating with the Neighborhood Services Department in making contractors and subcontractors comply; 14.11.2.5 Refraining from entering into contracts with contractors that are in violation of Section 3 regulations; 14.11.2.6 Documenting actions taken to comply with Section 3; and 14.11.2.7 Submitting Section 3 Annual Summary Reports (form HUD- 60002) in accordance with 24 CFR Part 135.94. 14.11.3 Section 3 Reporting Re uirements. In order to comply with the Section 3 requirements, Developer must submit the forms attached hereto as Exhibit"I" -Section 3 Reporting Forms and take the following actions: 14.11.3.1 Report to the City all applicants for employment, and all applicants for employment by contractors and any subcontractors on a quarterly basis. This shall include name, address, zip code, date of application, and status (hired/not- hired) as of the date of the report. 14.11.3.2 Advertise available positions to the public for open competition and provide documentation to City with the quarterly report that demonstrates such open advertisement, in the form of printout of Texas Workforce Commission posting, copy of newspaper advertisement, copy of flyers and listing of locations where flyers were distributed, and the like. 14.11.3.3 Report to the City all contracts awarded by contractors and any subcontractors on a quarterly basis. This shall include name of contractor and/or subcontractor, address, zip code, and amount of award as of the date of the report. HOME DEVELOPER RENTAL CONTRACT Rev. 10120/2016 The Broadmoor at Western Hilts Ltd. Page 33 14.12 Prohibition Against Discrimination, 1.4.12.1 General Statement. Developer, in the execution, performance or attempted performance of this Contract, shall comply with all non-discrimination requirements of 24 CFR 92.350 and the ordinances codified at Chapter 17, Article 111, Division 4 —Fair Housing of the City Code. Developer may not discriminate against any person because of race, color, sex, gender, religion, national origin, familial status, disability or perceived disability, sexual orientation, gender identity, gender expression, or transgender, nor will Developer permit its officers, members, agents, employees, contractors,vendors or project participants to engage in such discrimination. This Contract is made and entered into with reference specifically to the ordinances codified at Chapter 17, Article 111, Division 3 - Employment Practices of the City Code, and Developer hereby covenants and agrees that Developer, its officers, members, agents, employees and contractors, have fully complied with all provisions of same and that no employee, or applicant for employment has been discriminated against under the terms of such ordinances by either or its officers, members, agents, employees, contractors or vendors. 14.12.2 No Discrimination in Employment during the Performance of this Contract. During the performance of this Contract Developer agrees to the following provision, and will require that its contractors, subcontractors and vendors also comply with such provision by including it in all contracts with its contractors and vendors: Contractor's Subcontractor's or Vendor's Namel will not unlawfully discriminate against any employee or applicants for employment because of race, color, sex, gender, religion, national origin, familial status, disability or perceived disability, sexual orientation, gender identity, gender expression or transgender. Wontractor's, Subcontractor's or Vendor's Name will take affirmative action to ensure that applicants are hired without regard to race, color, sex, gender, religion, national origin, familial status, disability or perceived disability, sexual orientation, gender identity, gender expression or transgender and that employees are treated fairly during employment without regard to their race, color, sex, gender, religion, national origin, familial status, disability or perceived disability, sexual orientation, gender identity, gender expression or transgender. Such action shall include, but not be limited to, the following: employment, upgrading, demotion or transfer, recruitment or recruitment advertising, layoff or termination, rates of pay or other forms of compensation, and selection for training, including apprenticeship. Contractor's Subcontractor's or vendor's Name agrees to post in conspicuous places, available to employees and applicants for employment, notices setting forth the provisions of this nondiscrimination clause. C'ontractor's Subcontractor's or Vendor's Name will, in all solicitations or advertisements for employees placed by or on behalf of Contractor's Subcontractor's or Vendor's Name , state that all qualified applicants will receive consideration for employment without regard to race, color, sex, gender, religion, national origin, familial HOME DEVELOPER RENTAL CONTRACT Rev. 10/20/2016 The Broadmoor at Western Hills Ltd. Page 34 status, disability or perceived disability, sexual orientation, gender identity, gender expression or transgender. fContractor's, Subcontractor's or Vendor's Name] covenants that neither it nor any of its officers, members, agents, employees, or contractors, while engaged in performing this Contract, shall, in connection with the employment, advancement or discharge of employees or in connection with the terms, conditions or privileges of their employment, discriminate against persons because of their age or because of any disability or perceived disability, except on the basis of a bona fide occupational qualification, retirement plan or statutory requirement. Contractor's Subcontractor's or Vendor-'s Namel further covenants that neither it nor its officers, members, agents, employees, contractors, or persons acting on their behalf, shall specify, in solicitations or advertisements for employees to work on this Contract, a maximum age limit for such employment unless the specified maximum age limit is based upon a bona fide occupational qualification, retirement plan or statutory requirement. 14.12.3 Developer's Contractors and ADA. In accordance with the provisions of the Americans With Disabilities Act of 1990 {'ADA"), Developer warrants that it will not unlawfully discriminate on the basis of disability in the provision of services to the general public, nor in the availability, terms and/or conditions of employment for applicants for employment with, or employees of Developer. DEVELOPER WARRANTS IT WILL FULLY COMPLY WITH ADA'S PROVISIONS AND ANY OTHER APPLICABLE FEDERAL, STATE AND LOCAL LAWS CONCERNING DISABILITY AND WILL DEFEND, INDEMNIFY AND HOLD CITY HARMLESS AGAINST ANY CLAIMS OR ALLEGATIONS ASSERTED BY THIRD PARTIES, CONTRACTORS, SUBCONTRACTORS OR VENDORS AGAINST CITY ARISING OUT OF DEVELOPER'S AND/OR ITS CONTRACTORS', SUBCONTRACTORS', VENDORS', AGENTS' OR EMPLOYEES' ALLEGED FAILURE TO COMPLY WITH THE ABOVE-REFERENCED LAWS CONCERNING DISABILITY DISCRIMINATION IN THE PERFORMANCE OF THIS CONTRACT. 14.13. Conflict of Interest and Violations of Criminal Law. 14.13.1 Developer Safeguards. Developer shall establish safeguards to prohibit its employees, board members, advisors and agents from using positions for a purpose that is or gives the appearance of being motivated by a desire for private gain for themselves or others, particularly those with whom they have family, business or other ties. Developer shall disclose to City any conflict of interest or potential conflict of interest described above, immediately upon discovery of such. 14.13.2 General Prohibition Against Conflicts of Interest. No persons who are employees, agents, consultants, officers or elected officials or appointed officials of City or of Developer who exercise or have exercised any functions or responsibilities with respect to activities assisted with HOME funds or who are in a position to HOME DEVELOPER RENTAL CONTRACT Rev. 10/20/2016 The Broadmoor at Western Hills Ltd. Page 35 participate in a decision-making process or gain inside information with regard to these activities may occupy a HOME Unit, may obtain a financial interest or benefit from a HOME-assisted activity, or have an interest in any contract, subcontract or agreement with respect thereto, or the proceeds thereunder, either for themselves or those with whom they have family or business ties, during their tenure or for I year thereafter, unless they are accepted in accordance with the procedures set forth at 24 C.F.R. Part 92.356. 14.13.2.1 Developer shall establish conflict of interest policies for Federal Awards and shall provide such policies in writing to City in accordance with the requirements oft CFR Part 200.112. 14.13.3 Disclosure of Conflicts of Interest. In compliance with 2 CFR Part 200.112, Developer is required to timely disclose to City in writing any potential conflict of interest, as described in this Section. 14.13.4 Disclosure of Texas Penal Code Violations. Developer affirms that it will adhere to the provisions of the Texas Penal Code which prohibits bribery and gifts to public servants. 14.13.5 Disclosure of Federal Criminal Law Violations. In compliance with 2 CFR Part 200.113, Developer is required to timely disclose to City all violations of federal criminal law involving fraud, bribery or gratuity violations potentially affecting this Agreement. 14.14 Labor Standards. 14.14.1 As applicable, Developer agrees to comply with the requirements of the Secretary of Labor in accordance with the Davis-Bacon Act(40 U.S.C. 276a-7) as amended, the provisions of Contract Work Hours and Safety Standards Act (40 U.S.C. 327 et seq.) and all other applicable Federal, state and local laws and regulations pertaining to labor standards insofar as those acts apply to the performance of this Contract. Developer agrees to comply with the Copeland Anti-Kick Back Act(18 U.S.C. 874 et seq.) and its implementing regulations of the United States Department of Labor at 29 CFR Part 5. Developer shall maintain documentation that demonstrates compliance with hour and wage requirements of this Contract and HOME Regulations. Such documentation shall be made available promptly to City for review upon request. 14.14.2 Developer agrees that, except with respect to the rehabilitation or construction of residential property containing less than 12 units assisted with HOME funds, all contractors engaged under contract for construction, renovation or repair work financed in whole or in part with assistance provided under this Contract, shall comply with Federal requirements adopted by City pertaining to such contracts and with the applicable requirements of the regulations of the Department of Labor under 29 CFR Pacts 1, 3, 5 and 7 governing the payment of wages and ratio of apprentices and trainees to journey workers; provided that, if wage rates higher than those required under these regulations are imposed by state or local law, nothing hereunder is intended to relieve Developer of its obligation, if any, to require payment of the higher wage. Developer HOME DEVELOPER RENTAL CONTRACT Rev. 10/20/2016 The Broadmoor at Western Hills Ltd. Page 36 shall cause or require to be inserted in full, in all such contracts subject to such regulations, provisions meeting the requirements of this paragraph. 14.14.3 If Davis-Bacon is applicable, Developer shall provide City access to employee payrolls, contractor and subcontractor payrolls and other wage information for persons performing construction of the Required Improvements. Payrolls must be submitted to the Neighborhood Services Department with each Reimbursement Request, and must be available to Neighborhood Services Department staff upon request. In addition, Developer shall ensure that City will have access to employees, contractors and subcontractors and their respective employees in order to conduct onsite interviews with laborers and mechanics. Developer shall inform its contractors and subcontractors that City staff or federal agencies may conduct periodic employee wage interview visits during construction of the project to ensure compliance. 14.15 Subcontracting with Small and Minority Firms Women's Business Enterprises and Labor Surplus Areas. 14.15.1 For procurement contracts $50,000.00 or larger, Developer agrees to abide by City's policy to involve Minority Business Enterprises and Small Business Enterprises and to provide them equal opportunity to compete for contracts for construction, provision of professional services, purchase of equipment and supplies and provision of other services required by City. Developer agrees to incorporate the City's BDE Ordinance, and all amendments or successor policies or ordinances thereto, into all contracts and subcontracts for procurement$54,000.00 or larger, and will further require all persons or entities with which it so contracts to comply with said ordinance. 14.15.2 It is national policy to award a fair share of contracts to disadvantaged business enterprises OTBEs"), small business enterprises ("SBEs"), minority business enterprises ("MBEs"), and women's business enterprises ("WBEs"). Accordingly, affirmative steps must be taken to assure that DBEs, SBEs, MBEs, and WBEs are utilized when possible as sources of supplies, equipment, construction and services. 14.15.3 In order to comply with the reporting requirements of 24 CFR Part 92.508 (a)(7)(ii),Developer must submit the form attached hereto as Exbibit "K"— MBE Reporting Form for each contract or subcontract with a value of $25,000 or more paid, or to be paid, with HOME funds. This form shall be submitted with the final Reimbursement Request. 14.16 Other Laws. The failure to list any federal, state or City ordinance, law or regulation that is applicable to Developer does not excuse or relieve Developer from the requirements or responsibilities in regard to following the law, nor from the consequences or penalties for Developer's failure to follow the law, if applicable. HOME DEVELOPER RENTAL CONTRACT Rev. 10/20/2016 The Broadmoor at Western Hills Ltd. Page 37 14.17 Assignment. Developer shall not assign all or any part of its rights, privileges, or duties under this Contract without the prior written approval of City. Any attempted assignment of same without approval shall be void, and shall constitute a breach of this Contract. 14.18. Right to Inspect Developer Contracts. It is agreed that City has the right to inspect and approve in writing any proposed contracts between Developer and (i) its general contractor and subcontractors, including any lower tier subcontractors engaged in any activity that is funded as part of the construction of the Required Improvements, (ii) any vendor contracts arising out of the operation of the project, and (iii) any third party contracts to be paid with HOME Funds,prior to any charges being incurred. 14.19 Force Maieure If Developer becomes unable, either in whale or part, to fulfill its obligations under this Contract due to acts of God, strikes, lockouts, or other industrial disturbances, acts of public enemies, wars, blockades, insurrections, fiots, epidemics, earthquakes, fires, floods, restraints or prohibitions by any court, board, department, commission or agency of the United States or of any States, civil disturbances, or explosions, or some other reason beyond Developer's control (collectively, "Force Majeure Event"),the obligations so affected by such Force Majeure Event will be suspended only during the continuance of such event and the completion date for such obligations shall be extended for a like period. Developer will give City written notice of the existence, extent and nature of the Force Majeure Event as soon as reasonably possible after the occurrence of the event. Failure to give notice will result in the continuance of the Developer's obligation regardless of the extent of any existing Force Majeure Event. Developer will use commercially reasonable efforts to remedy its inability to perforin as soon as possible. 14.20 Survival. Any provision of this Contract that pertains to Affordability Requirements, auditing, monitoring,tenant income eligibility, record keeping and reports, City ordinances,the provisions of Section 6.6 pertaining to SAM, or any HOME requirements, and any default and enforcement provisions necessary to enforce such provisions, shall survive the termination of this Contract for the longer of (i) 5 years after the termination date of this Contract, or (ii) 5 years after the termination of the Affordability Period unless a different survival period is specifically set forth herein, and shall be enforceable by City against Developer. 15. INDEMNIFICATION AND RELEASE. DEVELOPER COVENANTS AND AGREES TO INDEMNIFY, HOLD HARMLESS AND DEFEND, AT ITS OWN EXPENSE, CITY AND ITS OFFICERS, AGENTS, SERVANTS AND EMPLOYEES FROM AND AGAINST ANY AND ALL CLAIMS OR SUITS FOR PROPERTY LOSS OR DAMAGE AND/OR PERSONAL INJURY, INCLUDING DEATH, TO ANY AND ALL PERSONS, OF WHATSOEVER KIND OR CHARACTER, WHETHER REAL OR ASSERTED, ARISING OUT OF OR IN CONNECTION WITH THE EXECUTION, PERFORMANCE, ATTEMPTED PERFORMANCE OR NONPERFORMANCE OF THIS CONTRACT AND/OR THE OPERATIONS, ACTIVITIES AND SERVICES OF THE PROJECT DESCRIBED HOME DEVELOPER RENTAL CONTRACT Rev. 10/20/2016 The Broadmoor at Western Hills Ltd. Page 38 HEREIN, WHETHER OR NOT CAUSED IN WHOLE OR IN PART, BY ALLEGED NEGLIGENCE OF OFFICERS, AGENTS, SERVANTS, EMPLOYEES, CONTRACTORS OR SUBCONTRACTORS OF CITY, AND DEVELOPER HEREBY ASSUMES ALL LIABILITY AND RESPONSIBILITY OF CITY AND ITS OFFICERS, AGENTS, SERVANTS, AND EMPLOYEES FOR ANY AND ALL CLAIMS OR SUITS FOR PROPERTY LOSS OR DAMAGE AND/OR PERSONAL INJURY, INCLUDING DEATH, TO ANY AND ALL PERSONS, OF WHATSOEVER KINDS OR CHARACTER, WHETHER REAL OR ASSERTED, ARISING OUT OF OR IN CONNECTION WITH THE EXECUTION, PERFORMANCE, ATTEMPTED PERFORMANCE OR NONPERFORMANCE OF THIS CONTRACT AND AGREEMENT AND/OR THE OPERATIONS, ACTIVITIES AND SERVICES OF THE PROJECT DESCRIBED HEREIN, WHETHER OR NOT CAUSED IN WHOLE OR IN PART BY ALLEGED NEGLIGENCE OF OFFICERS, AGENTS, SERVANTS, EMPLOYEES, CONTRACTORS OR SUBCONTRACTORS OF CITY. DEVELOPER LIKEWISE COVENANTS AND AGREES TO AND DOES HEREBY INDEMNIFY AND HOLD HARMLESS CITY FROM AND AGAINST ANY AND ALL INJURY, DAMAGE OR DESTRUCTION OF PROPERTY OF CITY, ARISING OUT OF OR IN CONNECTION WITH ALL ACTS OR OMISSIONS OF DEVELOPER, ITS OFFICERS, MEMBERS, AGENTS, EMPLOYEES, CONTRACTORS, SUBCONTRACTORS, INVITEES, LICENSEES, OR PROJECT PARTICIPANTS, OR CAUSED, IN WHOLE OR IN PART, BY ALLEGED NEGLIGENCE OF OFFICERS, AGENTS, SERVANTS, EMPLOYEES,CONTRACTORS OR SUBCONTRACTORS OF CITY. IT IS THE EXPRESS INTENTION OF THE PARTIES, BOTH DEVELOPER AND CITY, THAT THE INDEMNITY PROVIDED FOR THIS SECTION INCLUDES INDEMNITY BY DEVELOPER TO INDEMNIFY AND PROTECT CITY FROM THE CONSEQUENCES OF CITY'S OWN NEGLIGENCE, WHETHER THAT NEGLIGENCE IS ALLEGED TO BE THE SOLE OR CONCURRING CAUSE OF THE INJURY, DAMAGE OR DEATH. DEVELOPER AGREES TO AND SHALL RELEASE CITY, ITS AGENTS, EMPLOYEES, OFFICERS AND LEGAL REPRESENTATIVES FROM ALL LIABILITY FOR INJURY, DEATH, DAMAGE OR LOSS TO PERSONS OR PROPERTY SUSTAINED IN CONNECTION WITH OR INCIDENTAL TO PERFORMANCE UNDER THIS CONTRACT, EVEN IF THE INJURY, DEATH, DAMAGE OR LOSS IS CAUSED BY CITY'S SOLE OR CONCURRENT NEGLIGENCE. DEVELOPER SHALL REQUIRE ALL OF ITS CONTRACTORS AND SUBCONTRACTORS TO INCLUDE IN THEIR CONTRACTS AND SUBCONTRACTS A RELEASE AND INDEMNITY IN FAVOR OF CITY IN SUBSTANTIALLY THE SAME FORM AS ABOVE. HOW DEVELOPER RENTAL CONTRACT Rev. 10/20/2016 The Broadmoor at Western Hills Ltd. Page 39 16. WAIVER OF IMMUNITY BY DEVELOPER. If Developer is a charitable or nonprofit organization and has or claims an immunity or exemption (statutory or otherwise) from and against liability for damages or injury, including death,to persons or property,Developer hereby expressly waives its rights to plead defensively such immunity or exemption as against City. This section shall not be construed to affect a governmental entity's immunities under constitutional, statutory or common law. 17. INSURANCE AND BONDING. Developer will maintain coverage in the form of insurance or bond in the amount of $559,4$1.00, which is the total amount of the Loan,to insure against loss from the fraud, theft or dishonesty of any of Developer's officers, agents, trustees, directors or employees. The proceeds of such insurance or bond shall be used to reimburse City for any and all loss of HOME Funds occasioned by such misconduct. To effectuate such reimbursement, such fidelity coverage shall include a rider stating that reimbursement for any loss or losses shall name the City as a Loss Payee. Developer shall furnish to City, in a timely manner, but not later than 60 days after the Effective Date, certificates of insurance as proof that it has secured and paid for policies of commercial insurance as specified herein. If City has not received such certificates as set forth herein, Developer shall be in default of the Contract and City may at its option, terminate the Contract. Such insurance shall cover all insurable risks incident to or in connection with the execution, performance, attempted performance or nonperformance of this Contract. Developer shall maintain, or require its general contractor to maintain, the following coverages and limits thereof: Commercial General LiabiliV(CGL)Insurance $1,000,000 each occurrence $2,000,000 aggregate limit Business Automobile Liability Insurance $1,000,000 each accident on a combined single-limit basis, or $ 250,000 Property Damage $ 500,000 Bodily Injury per person per occurrence $2,000,000 Aggregate Insurance policy shall be endorsed to cover"Any Auto"defined as autos owned, hired and non-owned. Pending availability of the above coverage and at the discretion of City,the policy shall be the primary responding insurance policy versus a personal auto insurance policy if or when in the course of Developer's business as contracted herein. HOME DEV}LOPER RENTAL CONTRACT Rev. 10/20/2016 The Broadmoor at Western Hills Ltd. Page 40 Workers' Compensation Insurance Part A: Statutory Limits Part B: Employer's Liability $100,000 each accident $100,000 disease-each employee $500,000 disease-policy limit Note: Such insurance shall cover employees performing work on any and all projects including but not limited to construction, demolition, and rehabilitation. Developer or its contractors shall maintain coverages,if applicable. In the event the respective contractors do not maintain coverage, Developer shall maintain the coverage on such contractor, if applicable, for each applicable contract. Additional Requirements Such insurance amounts shall be revised upward at City's reasonable option and no more frequently than once every 12 months, and Developer shall revise such amounts within 30 days following notice to Developer of such requirements. Developer will submit to City documentation that it, and its general contractor, have obtained insurance coverage and have executed bonds as required in this Contract prior to payment of any monies provided hereunder. Where applicable and appropriate, insurance policies required herein shall be endorsed to include City as an additional insured as its interest may appear. Additional insured parties shall include employees, officers, agents, and volunteers of City. The Workers' Compensation Insurance policy shall be endorsed to include a waiver of subrogation, also referred to as a waiver of rights of recovery, in favor of City. Any failure on part of City to request certificate(s) of insurance shall not be construed as a waiver of such requirement or as a waiver of the insurance requirements themselves. Insurers of Developer's insurance policies shall be licensed to do business in the state of Texas by the Department of Insurance or be otherwise eligible and authorized to do business in the state of Texas. Insurers shall be acceptable to City insofar as their financial strength and solvency and each such company shall have a current minimum A.M. Best Key Rating Guide rating of A: VII or other equivalent insurance industry standard rating otherwise approved by City. Deductible limits on the foregoing insurance politics shall be at commercially reasonable levels, and in no event exceed$100,000 per occurrence. In the event there are any local, federal or other regulatory insurance or bonding requirements for the project,and such requirements exceed those specified herein,the former shall prevail. HOME DEVELOPER RENTAL CONTRACT Rev. 14/20/2016 The Broadmoor at Western Hills Ltd. Page 41 Developer shall require its contractors to maintain applicable insurance coverages, limits, and other requirements as those specified herein; and, Developer shall require its contractors to provide Developer with certificate(s) of insurance documenting such coverage. Also, Developer shall require its contractors to have City and Developer endorsed as additional insureds (as their interest may appear) on their respective insurance policies where applicable and appropriate. Professional Liability coverage shall be in force and may be provided on a claim's made basis. This coverage may also be referred to as Management Liability, and shall protect the insured against claims arising out of alleged errors in judgment, breaches of duty and wrongful acts arising out of their management duties. Developer shall require its builder to maintain builders risk insurance at the value of the construction. 18. CERTIFICATION REGARDING LOBBYING. The undersigned Developer hereby certifies,to the best of its knowledge and belief,that: No Federal appropriated funds have been paid or will be paid, by or on behalf of Developer, to any person for influencing or attempting to influence an officer or employee of any agency, a member of Congress, an officer or employee of Congress in connection with the awarding of any Federal contract, the making of any federal grant, the making of any Federal loan, the entering into of any cooperative agreement and the extension, continuation, renewal, amendment, or modification of any Federal contract grant, loan or cooperative agreement. .If any funds other than federally appropriated funds have been paid or will be paid to any person for influencing or attempting to influence an after or employee of any agency, member of Congress in connection with this Federal contract, grant, loan or cooperative agreement, Developer shall complete and submit Standard Form-LLL, "Disclosure Form to Report Lobbying, " in accordance with its instructions. This certification is a material representation of fact upon which reliance was placed when this Contract was made or entered into. Submission of this certificate is a prerequisite for making or entering into this Contract imposed by 31 U.S.0 Section 1352. Any person who fails to file the required certification shall be subject to a civil penalty of not less than $10,000.00 and not more than $100,000.00 for each such failure. Developer shall require that the language of this certification be included in all subcontracts or agreements involving the expenditure of federal funds. HOME DEVELOPER RENTAL CONTRACT Rev. 10/20/2016 The Broadmoor at Westem Hills Ltd. Page 42 19. LITIGATION AND CLAIMS. Developer shall give City immediate notice in writing of any action, including any proceeding before an administrative agency, filed against Developer in conjunction with this Contract or the project. Developer shall furnish immediately to City copies of all pertinent papers received by Developer with respect to such action or claire. Developer shall provide a notice to City within 10 days upon filing under any bankruptcy or financial insolvency provision of law. 20. NOTICE. All notices required or permitted by this Contract must be in writing and shall be effective upon receipt when (i) sent by U.S. Mail, with proper postage, certified mail return receipt requested or by a nationally recognized overnight delivery service; and (iii) addressed to the other Party at the address set out below or at such other address as the receiving Party designates by proper notice to the sending Party. City: City Attorney's Office 1040 Throckmorton Street Fort North, TX 76102 Attention: Vicki Ganske Telephone: 817-392-7765 Copy to: Neighborhood Services Department 1000 Throckmorton Street Fort Worth, TX 76102 Attention: Chad LaRoque Telephone: 817-392-7540-2661 Developer: Broadmoor at Western Hills Ltd. 1.000 Throckmorton Street Fort Worth, Texas 76102 Attention: Aubrey Thagard Telephone: (817) 392-7540 Copy to: NRP The Broadmoor Apartments SLP LLC 5309 Transportation Boulevard Cleveland, Ohio 44125 Attention: General Counsel HOME DEVELOPER RENTAL CONTRACT Rev. 1012011.016 The Broadmoor at Western Hills Ltd. Page 43 Eaton Law Firm 3824 Cedar Springs Road Box. 801-5549 Dallas,TX 75219 Attention: Michael Eaton Broad and Cassel 390 N. Orange Avenue, Suite 1400 Orlando, Florida 32801 Attention: David F. Leon, LLC Investor: U.S. Bancorp Community Development Corporation 1307 Washington Avenue, Suite 300 Mail Code: SL MO RMCD St. Louis, MO 63103 Attention: Director of LIHTC Asset Management Telephone: (314)335-2600 Copy to: Kutak Rock LLP 1550 Farnarn Street Omaha,NE 68102 Attention: Jill Goldstein, Esq. 21. DEVELOPER HAS LEGAL AUTHORITY TO ENTER INTO CONTRACT. Developer represents that it possesses the legal authority, pursuant to any proper, appropriate and official motion, .resolution or action passed or taken, to enter into this Contract and to perform the responsibilities herein required. 22. INVESTOR'S RIGHT TO CURE. The Parties agree that the Investor shall have the right, but not the obligation, to cure any default by or complete any obligation of the Developer under the Loan Documents during the cure period or completion period provided therein, and the Parties hereto agree to accept any such cure or completion tendered by the Investor. 23. COUNTERPARTS. This Contract may be executed in multiple counterparts, each of which shall be considered an original,but all of which shall constitute one instrument which may be sufficiently evidenced by one counterpart. [SIGNATURES APPEAR ON NEXT PAGE] HOME DEVELOPER RENTAL CONTRACT Rev. 10/20/2016 The Broadmoor at Western Hills Ltd. Page 44 IN WITNESS WHEREOF, the Parties have executed 4 duplicate originals of this Contract to be effective as of the Effective Date. ST: r OF FORT WORTH �' 07 y: ity Secretary �$g -- ndo Costa,Assistant City Manager M&C G-18760 Dated une l ate•"-- o LZr /G [+� � q❑ate ` ,. °oaooaoaa°� f'+ Form 1295: 2016-60529 APPR VED AS TO F07 AND LEGALITY: Vicki S. Ganske, Senior Assistant City Attorney THE BROADMOOR AT WESTERN HILLS LTD., a Texas limited partnership, By: The Broadmoor at Western Hills GP LLC, a Texas limited liability company, its general partner By: Fort Worth Housing Finance Corporation, a Texas housing finance corporation, its sole member By: L-- Fernando Costa, General Manager Date: IO 20zl G _ HOME DEVELOPER RENTAL CONTRACT The Broadmoor at Western Hills Ltd. OFFICIAL RECORD Signature Page CITY SECRETARY FT,WORTH,TX EXHIBITS: Exhibit"A"—Project Summary Exhibit"A-I"—HUD Rent Limits Exhibit"A-2"—Environmental Mitigation Action Exhibit"B"--Budget Exhibit "C" --Construction and Reimbursement Schedule Exhibit"D"—Audit Requirements—Not Applicable Exhibit"E"—Loan Documents Exhibit"F"—Reimbursement Forms Exhibit"G"—Project Compliance Report: Rental Housing Exhibit"H"--Federal Labor Standards Provisions—Davis-Bacon Requirements—Not Applicable Exhibit"I"—Section 3 Reporting Forms Exhibit "J"—Standards for Complete Documentation Exhibit"K" -MBE Reporting Form HOME DEVELOPER RENTAL CONTRACT Rev. 10/20/2016 The Broadmoor at Western Hills Ltd. List of Exhibits Page EXHIBIT "A" PROJECT SUMMARY THE BROADMOOR AT WESTERN HILLS LTD. Capitalized terms not defined herein shall have meanings assigned to them in the Contract. DESCRIPTION: Developer will use HOME Funds for a portion of the costs to develop the Broadmoor Apartments, a mixed income multifamily complex on approximately 27.295 acres. The project will have 12 residential buildings which will consist of up to 324 units including 12 one-bedroom units, 1.68 two-bedroom units, 128 three-bedroom units, and 16 four-bedroom units. There will also be a community clubhouse which will include business, fitness, laundry, and mail facilities. The complex will also include amenities such as a swimming pool, play-ground, dog park, and controlled site access. The project will contain 15 market rate units. Developer will be entitled to make Reimbursement Requests until 30 days after the Completion Deadline. In consideration for the HOME Funds, Developer agrees to provide the following information and meet the following requirements: • Designate 24 Accessible Units in accordance with Section 544 requirements and the terms of the Contract. Accessible Units shall be marketed in accordance with Section 7.7 of the Contract. ■ Designate 7 floating HOME Units in the project. Of these 7 HOME Units, 5 will be High HOME Units and 2 will be Low HOME Units. HOME Rents will be charged in accordance with the rents set forth in Exhibit"A-1"—HUD Rent Limits,published annually by HUD, and shall not exceed the High HOME Rent. ■ Submit Exhibit "G" - Project Compliance Report: Rental Housing regarding the household income, size, race, ethnicity, gender of head of household, disability status, and rental assistance type for the initial tenant of the first HOME Unit to be leased. CITY WILL WITHHOLD $50,000 OF THE HOME FUNDS UNTIL CITY VERIFIES THAT AT LEAST 1 HOME UNIT IS LEASED TO A HOME ELIGIBLE HOUSEHOLD. • If the 7 HOME Units do not qualify as affordable rental housing immediately upon lease- up or at any time during the Affordability Period, the City may invoke any remedies provided in the Contract or the Loan Documents. • Submit a copy of its annual audit and annual reports to TDHCA to City throughout the Affordability Period. SPECIFIC PURPOSE: The specific purpose of this project is to increase the availability of quality, accessible, affordable housing for low and moderate income City residents in west Fort Worth. PROJECT OBJECTIVES: The project will provide 309 housing units affordable to households earning less than 80% of AMI, of which 7 will be designated as HOME-assisted units. There will be 15 market rate units in the project. HOME DEVELOPER RENTAL CONTRACT—EXHIBITS Page 1 The Broadmoor at Western Hills Ltd. --Broadmoor Apartments Rev. 10.20.2016 1 � ri 0 C 1 s^J � Ch tV Ir3 N I � 1 � 1 N 1 b11 7 V 4;1 R7 f [3i +1 #c7 1 IF1 TA rl 14 a q .I I rl a H C3 1 i 1 I pj ri N +i " I k7 d1 I/7 o Ih d` ri ri r1 T4 rl 47 `O rl 0 F4 rl ON 0 C4 rl rl ►4 LTi 4i7 rrl rrl u2 C- IBJ lL> r-1 ri ixi V' l� ry N 1� `T, Os [`• C7 CI] N ary !tee w# x a A �4W) C, &O� F rl aW i c �A14 EA wxO � A Q � E4E-4 r1 x 0 �. � ce it +P w b ' � to mo la m F F ci v � M � q a3 E EXHIBIT "A-2" ENVIRONMENTAL MITIGATION ACTION THE BROADMOOR AT WESTERN HILLS LTD. HOME Funds may be reimbursed for exempt activities; however,HOME funds will not be paid, and costs cannot be incurred, until City has conducted and completed an environmental review of the proposed project site as required under 24 CFR Part 58. The environmental review may result in a decision to proceed with, modify, or cancel the project. Further, Developer will not undertake or commit any funds to physical or choice limiting actions,including property acquisition,demolition,movement,rehabilitation, conversion, repair or construction until satisfactory completion of environmental review and receipt by City of an authorization to use grant funds from HUD under 24 CFR Part 58. Special conditions,procedures,and requirements identified for the project may include and are not limited to mitigation of any adverse effects identified by the environmental review process. The special conditions, procedures, and requirements may differ and are subject to approval by City and HUD. Environmental Mitigations are as follows: Lazy, Authority, or Factor Mitigation Measure Noise Improved Building Envelope The outdoor-indoor noise reduction (NR) provided by the proposed building shell exterior walls and glazing (including walls,doors. and windo-vies)was evaluated with respect to noise mitigation that vi-ould reduce expected interior noise levels to within the "Acceptable" range. achieving DNL 45 indoors. With implementation of recorrunended measures for Building Shell Constniction provided in the lull report, the project would achieve HUD criteria and Fort kVorth IBC criteria (45dBA. re L 1215.1) for acceptable interior noise exposure. See JEAcoustics Eloise Assessment and Mitigation Report for details. Wetlands Wetland Banking Plans to mitigate at 3 times the area of the affected wetlands were established to minin ize the potential adverse impacts. A contract is in place with the Big �N,"oods on the Trinity Mitigation Bank for 0.7 credits. City will provide Developer the executed environmental review record and certifications. Developer agrees to abide by the special conditions, procedures, and requirements of the executed environmental review certification approved by HUD. HOME DEVELOPER RENTAL CONTRACT--EXHIBITS Page 3 The Broadmoor at Western Hills Ltd. —Broadmoor Apartments Rev. 10.20.2016 EXHIBIT "B" BUDGET THE BROADMOOR AT WESTERN HILLS LTD. SOURCES AND USES Development Names Broadmoor Apartments Priority Construction Loan Stage Permanent Loan Source# Funding Description of Lien Amt_ Stage Amount Financing Partici ants NaviStone Partners, I Construction Loan 1st $26,750,000 LLC Conventional 2 Loan/FMAC 1 st $26,750,000 7LL Inc. Housing Tax Credit 3 Syndication Proceeds $5,915,080 $16,963,613 U.S.Bancorp CDC 4 HOME 5 Bridge Loan 2nd $8,549,530 Bank of America 6 Mortgage Revenue Bonds Historic Tax Credit 7 Syndication Proceeds 8 USDA/TXRD Loan(s) Other Federal Loan or 9 Grant 10 Other State Loan or Grant Local Government Loan I 1 (HOME) 3rd $559,481 $559,481 City of Fort Worth 12 Private Loan 13 Cash Equity In-Kind Equity/Deferred 14 Developer Fee $2,504,123 15 Operating Reserves TOTAL SOURCES OF FUNDS $41,774,091,080 $46,777,217 TOTAL USES OF FUNDS $46,777,217 HOME Funds Budget Land Acquisition and/or Pre-Development Soft Costs $0,00* Construction Hard Costs $509,481* Holdback** $50,000* TOTAL $559,481 *Developer will only be reimbursed for eligible expenses. The amounts are estimates and are subject to change. ** City will hold back$50,400.00 of the HOME Funds until City verifies that the first HOME Unit is leased to a HOME Eligible Household as well as the other requirements in Exhibit"C" - Construction and Reimbursement Schedule. NOME DEVELOPER RENTAL CONTRACT—EXHIBITS Page 4 The Broadmoor at Western Hills Ltd. --Broadmoor Apartments Rev. 10.20.2016 EXHIBIT "C" CONSTRUCTION AND REIMBURSEMENT SCHEDULE THE BROADMOOR AT WESTERN HILLS LTD. Activity HOME Funds PHASE I Land Acquisition ACTIVITIES: $0.00* Predevelopment Soft Costs PHASE I COMPLETE by: December 31, First Payment** $0.00* 2016 AHASE 11 S: Construction Hard Costs $250,000.00* CTIVPrior to Reimbursement in Phase II, Developer must PHASE II submit the contractor/subcontractor/vendor searches COMPLETE by: under the Federal System for Award Management March 31,2017 (www.sam.gov). Second Payment** (approx.25% complete)*** $250,000.00* PHASE III Construction Hard Costs $259,481.00* ACTIVIITES: Prior to Reimbursement in Phase III, Developer must PHASE III submit the contractorlsubcontractorlvendor searches COMPLETED by: under the Federal System for Award Management March 31,2418 (www.sam.gov). Third Payment** (approx. 75% complete)*** $259,451.00'2 PHASE IV Initial Lease-up of HOME Units ACTIVITIES: PHASE IV Prior to Reimbursement in Phase IV, the following COMPLETED items must be submitted: by: August 31,2018 1. Rent Schedule for HOME Units. See Section 7.5 2. Tenant Selection Policy. See Section 7.6 3. Affirmative Marketing Plan. See Section 7.7 Prior to Reimbursement for Final Payment,Exhibit "G"- Project Compliance Report: Rental Housing must be submitted to City. Final Payment** (Lease-Up of HOME Unit)*** $50,000.00* TOTAL 5559,481.00 *Developer will only be reimbursed for eligible expenses. The amounts are estimates and are subject to change. **Developer must submit Complete Documentation with Reimbursement Request to City within 60 days from each of the abovementioned deadlines in order to be reimbursed. Failure to timely submit HOME DEVELOPER RENTAL CONTRACT—EXHIBITS Page 5 The Broadmoor at Western Hills Ltd. —Broadmoor Apartments Rev. I0.20.2016 Reimbursement Requests and Complete Documentation along with any required reports shall be an event of default. ***If milestone is reached before the Phase completion date, reimbursement will be made when the milestone percentage is reached and the City is provided all required documentation. HOME DEVELOPER RENTAL CONTRACT—EXHIBITS Page 6 The Broadmoor at Western Hills Ltd. —Broadmoor Apartments Rev. 10.20.2016 EXHIBIT "D" AUDIT REQUIREMENTS THE BROADMOOR AT WESTERN HILLS LTD. NOT APPLICABLE HOME DEVELOPER RENTAL CONTRACT—EXHIBITS Page 7 The Broadmoor at Western Hills Ltd. —Broadmoor Apartments Rev. 10.20.2016 EXHIBIT "E" LOAN DOCUMENTS THE 13ROADMOOR AT WESTERN HILLS LTD. HOME DEVELOPER RENTAL CONTRACT---EXHIBITS Page S The Broadmoor at Western Hills Ltd. —Broadmoor Apartments Rev. 10.20.2016 NOTICE OF CONFIDENTIALITY RIGHTS: IF YOU ARE A NATURAL PERSON, YOU MAY REMOVE OR STRIKE ANY OR ALL OF THE FOLLOWING INFORMATION FROM ANY INSTRUMENT THAT TRANSFERS AN INTEREST IN REAL PROPERTY BEFORE�ECURITY NUMBER DIS FILED FOR R YOUR DRIIN THE VER'S BLIC RECORDS: YOUR SOCIAL LICENSE NUMBER. Leasehold Deed of Trust Security Agreement - Financing Statement HOME Funds Terms Date: November 1,2016 Grantor: The Broadmoor at Western Hills Ltd.,-.a Texas limited partnership Grantor's Mailing Address: The Broadmoor at Western Hills Ltd. CIO Fort Worth.Housing Finance Corporation 1000 Thrackmorton. Fort Worth, TX 76102 Tarrant County With a copy to:. NRP Group LLC 111 Soledad, Suite 1220 San Antonio,Texas 78205.. Attention: Debra Guerirero -; With a copy to: U.S. Bancorp Community Development Corporation 1307 Washington Avenue, Suite 300 Mail Code: SL MO RMCD St. Louis,MO 63103 Attention: Director of LIHTC Asset Management With a copy to: Kutak Rock LLP 1650 Farnam Street Omaha,NE 68102 Attention: Jill Goldstein,Esq. 1 Page g LEASEHOLD DEED OF TRUST—HOME FUNDS Rev. 1p_2PaPaI The Broadmoor at Western Hills Ltd. Trustee: Vicki S. Ganske or Leann D. Guzman Trustee's Mailing Address: The City Attorney's Office The City of Fort Worth 1000 Throckmorton St. Fort Worth TX 76102 Tarrant County Lender: City of Fort Worth, a Texas municipal corporation Lender's Mailing Address: City of Fort Worth Neighborhood Services Department Attn: Assistant Director 1400 Throckmorton Street Fort Worth,Texas 76102 Tarrant County Loan Authority: The loan evidenced by the Note(the"Loan")and secured by this Leasehold Deed of Trust Security Agreement—Financing Statement("Deed of Trust")is being made pursuant to the HOME Investment Partnerships Program authorized under Title 11 of the Cranston-Gonzales National Affordable Housing Act of 1990, as amended, 42 USC 12701 et seq.(the"HOME Program")and the HOME Investment Partnership Program . Final Rule, as amended, 24"% CFR Part 92 et seq. (the "HOME Regulations") with HOME funds for. the development of the Broadmoor Apartments,a mixed income multifamily complex located in Fort Worth Texas(the ``project"), all as more particularly described in a HOME Contract, City Secretary Contract No. 48303between Grantor and Lender for the Loan (the "HOME Contract"). Obligations Note Date: NN6'v&nber 1,2016 Original principal amount: $559,481.00 Borrower: The Broadmoor at Western Hills Ltd. Lender: City of Fort Worth Maturity Date: Expiration of the 20 year Affordability Period described in the HOME Contract and Section F below Terms of Payment: As provided in the Note Page 2 LEASEHOLD DEED OF TRUST—HOME FUNDS Rev. 10-2YaPa 16 The Broadmoor at Western Hills Ltd. In addition,Obligations shall include compliance by Grantor with the requirements of the HOME Program for the 20 year Affordability Period more particularly described in Section F. below. Property (including any improvements): Tenant's Leasehold Estate. Lease Date: November 1,2016 Landlord: Fort Worth Housing Finance Corporation Tenant: Grantor Premises: Abstract Being a tract of land situation in the Hays Covington Survey, No. 256,City of Fort Worth,Tarrant County,Texas and being part of that certain tract of land as described as Tract Seventeen II by deed to Land Rover, LTD., recorded in Volume 9806, Page 1448, Deed Records,Tarrant County,Texas,said tract of land as more particularly described by metes and bounds in-the attached Exhibit "A", incorporated herein by reference for all purposes. Leasehold Estate: All of Tenant's rights under the Ground Lease dated November 1_, 2016 executed by and between Fort Worth: Housing Finance Corporation, Landlord, and The Broadmoor at Western Hills Ltd., Tenant. Together with the following personal property to the extent owned by Grantor: All fixtures, supplies, building materials, and other goods of every nature now or hereafter located,used,or intended to be located or used on the Property; All plans and specifications for development of or construction of improvements on the Property; All contracts and subcontracts relating to the construction of improvements on the Property; All accounts, contract rights, instruments, documents, general intangibles, and chattel paper arising from or by 'virtue of any transactions relating to the Property; All permits, licenses, franchises, certificates, and other rights and privileges obtained in connection with the Property; All proceeds payable or to be payable under each policy of insurance relating to the Property; and All products and proceeds of the foregoing. e3 g LEASEHOLD DEED OF TRUST—HOME FUNDS Rev, 1p-2PaPa3 The Broadmoor at Western Hills Ltd. Notwithstanding any other provision in this Deed of Trust,the term"Property"does not include personal effects used primarily for personal, family, or household purposes. In addition to creating a deed-of-trust lien on the Leasehold Estate and all the other Property described above, Grantor also grants to Lender a security interest in all of the above-described personal property pursuant to and to the extent permitted by the Texas Uniform Commercial Code. Prior Liens: The lien created by this Deed of Trust is.and shall be subject and subordinate in all respects to the liens, terms, covenants and conditions of: (i) the Multifamily Deed of Trust,Assignment of Rents,Security Agreement and Fixture Filing securing that certain Multifamily Note dated November 1, 2016 made by Grantor and payable to Tarrant County Housing Finance Corporation("Tarrant County HFC'}as assigned by Tarrant County HFC to Amegy Sank,a Division of ZB,National Association,as Fiscal Agent; and (ii) the Leasehold Deed of Trust, Assignment; Security Agreement and Fixture Filing, with Joinder of Fee Owner securing the obligations of Grantor to Bank of America, N.A. (the "Bank", and together with Tarrant County HFC , the "Senior Lenders") (the"Senior Indebtedness"),to the extent and in the manner provided in certain Subordination Agreements dated November 1,2016 among the Senior Lenders, as senior lenders, the. Lender, as subordinate lender, and the Grantor (the "Subordination Agreements"}. This Deed of Trust is and shall be subject and subordinate in all.respects_to the liens, terms, covenants and conditions of the loan documents evidencing the Senior Indebtedness("Senior Loan Documents")as more fully set forth in the Subordination Agreements. The rights and remedies of Lender and each subsequent assignee of the lien under this Deed of Trust are subject to the restrictions and limitations set forth in the Subordination Agreements. Subject to the terms of the Subozdination Agreements and to waiver, notice, grace and cure period,if any,provided in the Senior Loan Documents,if default occurs in payment of any part of principal or interest of the Senior Indebtedness, or in observance of any covenants of the Senior Loan Documents,the entire debt secured by this Deed of Trust will immediately become payable at the option of Lender to the extent permitted by the Subordination Agreements. Other Exceptions to Conveyance and Warranty: The Permitted Exceptions set forth on Exhibit"B"attached hereto and incorporated herein for all purposes,to the extent that they relate to the Leasehold Estate. For value received and to secure performance ofthe Obligations,Grantor conveys the Property to Trustee in trust. Grantor warrants and agrees to defend the title to the Property, subject to the Other Exceptions to Conveyance and Warranty. On performance of the 4 LEASEHOLD DEED OF TRUST—HOME FUNDS Rev. 10-2Page page G The Broadmoor at Western Hills Ltd. obligations, including payment of the Loan and all other amounts secured by this Deed of Trust, and performance of the requirements of the HOME Program,this Deed of Trust will have no further effect,and Lender will release it at Grantor's expense. r 5 LEASEHOLD DEED OF TRUST—HOME FUNDS Rev. 10-2Page Page G The Broadmoor at Western Hills Ltd. 1 Clauses and Covenants A. Grantor's Obligations Grantor agrees to- t. perform all of Tenant's obligations under the Lease and deliver,on Lender's written request, satisfactory evidence of timely payment of all rents and other charges due under the Lease; Z. enforce Landlord's obligations under the Lease; 3. within 10 business days after receipt,deliver a copy of each notice received by Grantor from Landlord to Lender; 4. timely exercise each option to extend the term of the Lease as long as the Obligations remain unpaid or otherwise outstanding and concurrently deliver to Lender a copy of the notice doing so. If Grantor does not exercise an option to extend the term of the Lease,Lender may,at its option,exercise the option on behalf of Grantor.Grantor appoints Lender its attorney-in-fact to execute and deliver all instruments necessary to extend the term of the Lease or to exercise any.other rights,powers,or privileges under the Lease in the event Grantor fails to do so;this power,being coupled with an interest,is irrevocable as long as the Obligations remain unpaid or are otherwise outstanding; 5. use commercially reasonable efforts to deliver to Lender,within 20 days after written request by Lender, au estoppel certificate from Landlord setting forth(a) that the Lease has not been modified or; if it has been modified, the date of each modification (together with copies of each modif cation), (b)the date to which all rent has been paid by Tenant under the Lease, and (c) whether there are any defaults of Tenant under the Lease and, if there are, setting forth the nature of the default(s) in reasonable detail; 6. execute and deliver on the request of Lender any instruments required to permit Lender to cure any default under the Lease or preserve the interest of Lender in the Leasehold Estate; 7. defend title to the Property subject to the Other Exceptions to Conveyance and Warranty and preserve the lien's priority as it is established in this Deed of Trust; S. obey all laws,ordinances,and restrictive covenants applicable to the Property; 9. if the lien of this Deed of Trust is not a first lien, pay or cause to be paid all prior lien notes pursuant to their respective terms and abide by or cause to be abided by all prior lien instruments; and LEASEHOLD DEED OF TRUST—HOME FUNDS G Rev. 10-20-2016 Page Page The Broadmoor at western Hills Ltd. 10. notify Lender of any change of address. Grantor agrees not to- t. do or permit anything to be done that will impair the security of this Deed of Trust or will be grounds for terminating the Lease; or 2. consent, without Lender's prior written consent, to (a) any waiver, cancellation, or amendment of any provision of the Lease or (b) the subordination of the Lease to any mortgage of the fee interest of Landlord in the Premises. Grantor represents that- 1. the Lease is enforceable; 2. except as set forth above, there are no amendments to the Lease; and 3. Grantor is not in default under the Lease. arid, to the best of Grantor's knowledge, Landlord is not in default under the Lease, and no event exists that, with the passage of time or the giving of notice,or both,would constitute a default under the Lease. B. Lender's Rights L Lender or Lender's mortgage servicer may appoint in writing a substitute trustee, succeeding to all rights and responsibilities of Trustee. 2. If the proceeds of the Loan are used to pay any debt secured by prior liens, Lender is subrogated to all the rights and liens of the holders of any debt so paid,subject to the Subordination Agreement.. 3. Notwithstanding the terms of the Note to the contrary,and unless applicable law prohibits,all payments received by Lender from Grantor with respect to the Obligations or this Deed of Trust may,at Lender's discretion,be applied first to amounts payable under this Deed of Trust and then to amounts due and payable to Lender with respect to the Obligations, to be applied to late charges, principal, or interest in the order Lender in its discretion determines. 4. If Grantor fails to perform any of Grantor's obligations under this Deed of Trust,subject to prior written notice and cure period,Lender may perform those obligations and be reimbursed by Grantor on demand for any amounts so paid, including reasonable attorney's fees,plus interest on those amounts from the dates of payment at the rate stated in the Note for matured,unpaid amounts.The amount to be reimbursed will be secured by this Deed of Trust. LEASEHOLD DEED OF TRUST--HOME FUNDS Page 7 The Broadmoor at Western Hills Ltd. Rev. 10-20-2016 i 5. If there is a default on the Obligations or if Grantor fails to perform any of Grantor's obligations under this Deed of Trust and the default continues after any required notice of the default and the time allowed to cure,Lender may- a. declare any unpaid principal balance and earned interest on the Obligations immediately due; b. direct Trustee to foreclose this lien, in which case Lender or Lender's agent will cause notice of the foreclosure sale to be given as provided by the Texas Property Code as then in effect; and C. purchase the Property at any foreclosure sale by offering the highest bid and then have the bid credited on the Obligations. Notwithstanding anything to the contrary,if a monetary event of default occurs under the terms of any ofthe Loan documents, as defined in the HOME Contract,prior to exercising any remedies Lender shall give Grantor and each of the general and limited partners ofGrantor, as identified in the Amended and Restated Agreement Limited Partnership Agreement dated November 1, 2016 (the "Partnership Agreement"), simultaneous written notice of such default. Grantor and each of the general and limited partners on behalf of Grantor shall have a period of 15 days after such notice is given within which to cure the default prior to exercise of remedies by Lender under the Loan documents. Notwithstanding anything to the contrary,if a non-monetary event of default occurs undo Or terms of any-of the Loan documents,prior to exercising any remedies,Lender shall give Grantor and each of the general and limited partners of the Grantor,as identified in the Partnership Agreement,simultaneous written notice of such default. If the default is reasonably capable of being,cured within 30 days,Grantor and each of the general and limited partners on behalf of Grantor shall have such period to effect a cure prior to exercise of remedies by Lender under the Loan documents. If the default is such that it is not reasonably capable of being cured within 30 days,and if Grantor or each of the general and limited partners on behalf of Grantor(a)initiates corrective action within said period,and (b) diligently, continually, and in good faith works to effect a cure as soon as possible, then Grantor or each of the general`.and limited partners on behalf of Grantor shall have such additional time as is reasonably necessary to cure the default prior to exercise of any remedies by Lender. In no event.shall.-Lender be precluded from exercising remedies if its security becomes or is about to become materially jeopardized by any failure to cure a default or the default is not cured within 180 days after the first notice of default is given. 6. Lender may remedy any default without waiving it and may waive any default without waiving any prior or subsequent default. 7. If Grantor fails to perform any of its obligations, covenants, or agreements under the Lease, Lender may do any act it deems reasonably necessary to cure such failure. During an event of default, Lender may enter the Premises with or without notice and do anything that Lender reasonably deems necessary or prudent to do. LEASEHOLD DEED OF TRUST—HOME FUNDS Page 8 The Broadmoor at Western Hills Ltd. Rev. 10-20-2016 8. If Lender elects to make any payments or do any act or thing required to be paid or done by Grantor as Tenant under the Lease, Lender will be fully subrogated to the rights of Landlord,and any sums advanced by Lender are a part of the Obligations. G. Trustee's Rights and Duties If directed by Lender to foreclose this lien, Trustee will- 1. either personally or by agent give notice of the foreclosure sale as required by the Texas Property Code as then in effect; 2. sell and convey all or part of the Property "AS 1S" to the highest bidder for cash with a general warranty binding Grantor, subject to the Prior Lien and to the Other Exceptions to Conveyance and Warranty and without representation or warranty,express or implied, by Trustee; 3. from the proceeds of the sale,pay, in this order- a. expenses of foreclosure, including a reasonable commission to Trustee; b.. to Lender,the full amount of principal,interest,reasonable attorney's fees, and other charges due and unpaid; C. any amounts required by law to be paid before payment to Grantor; and d. to Grantor, any balance; and 4. be indemnified, held harmless, and defended by Lender against all costs, expenses,and liabilities incurred by Trustee for acting in the execution or enforcement of the trust created by this Deed of Trust, which includes all court and other costs, including reasonable attorney's fees, incurred by Trustee in defense of any action or proceeding taken against Trustee in that capacity. D. General Provisions 1. If any of the Property is sold under this Deed of Trust, Grantor must immediately surrender possession to the purchaser. If Grantor fails to do so, Grantor will become a tenant at sufferance of the purchaser, subject to an action for forcible detainer. 2. Recitals in any trustee's deed conveying the Property will be presumed to be true,absent evidence to the contrary. 3. Proceeding under this Deed of Trust,filing suit for foreclosure,or pursuing any other remedy will not constitute an election of remedies. LEASEHOLD DEED OF TRUST—HOME FUNDS page 9 The Broadmoor at Western Hills Ltd. Rev. 10-20-2016 4. This lien will remain superior to liens later created even if the time of payment of all or part of the Obligations is extended or part of the Property is released. 5. If any portion of the Obligations cannot be lawfully secured by this Deed of Trust,payments will be applied first to discharge that portion. b. Subject to the rights of senior lien holders, Grantor assigns to Lender all amounts payable to or received by Grantor from condemnation of all or part of the Property, from private sale in lieu of condemnation, and from damages caused by public works or construction on or near the Property. After deducting any expenses incurred, including reasonable attorney's fees and court and other costs,--Lender will either release any remaining amounts to Grantor or apply such amounts to reduce the Obligations and any excess proceeds shall be paid to Grantor. Lender will not be liable for failure to collect or to exercise diligence in collecting any such amounts.Grantor will immediately give Lender notice of any actual or known threatened proceedings for condemnation of all or part of the Property. Notwithstanding the above,in the event of any fire_or other casualty to the Property or eminent domain proceedings resulting in condemnation of the Property or any part thereof, Grantor shall have the right to rebuild the Property, and to use all available insurance or condemnation proceeds therefor, provided that (a) such proceeds are sufficient to keep the Obligations in balance and rebuild the Property in a manner that provides adequate security to Lender for repayment or performance of the Obligations or if such proceeds are insufficient then Grantor shall have funded any deficiency,(b)Lender shall have the right to approve plans and specifications for any major rebuilding and the right to approve disbursements of insurance or condemnation proceeds for rebuilding under a construction escrow or similar arrangement, and(c)no material default then exists under the Loan documents other than attributable to the casualty or condemnation. If the casualty or condemnation affects only part of the Property and total rebuilding is infeasible, then proceeds may be used for partial rebuilding and partial repayment of the Obligations in a maturer that provides adequate security to Lender for repayment of the remaining balance of the Obligations,and any excess proceeds shall be paid to Grantor. 7. Subject to the rights of senior lien holders, Grantor assigns to Lender absolutely,not only as collateral, all present and future rent and other income and receipts from the Property. Grantor may as Lender's licensee collect rent and other income and receipts as long as Grantor is not in default with respect to the Obligation or this Deed of Trust. Subject to the terms of the Loan documents, Grantor will apply all rent and other income and receipts to payment of the Obligations and performance of this Deed of Trust, but if the rent and other income and receipts exceed the amount due with respect to the Obligations and the Deed of Trust, Grantor may retain the excess. If Grantor defaults in payment or performance of the Obligations or performance of this Deed of Trust,Lender may terminate Grantor's license to collect rent and other income and then as Grantor's agent may rent the Property and collect all rent and other income and receipts. Lender neither has nor LEASEHOLD DEED OF TRUST—HOME FUNDS Page 10 The Broadmoor at Western Hills Ltd. Rev. 10-20-2015 assumes any obligations as lessor or landlord with respect to any occupant of the Property. Lender may exercise Lender's rights and remedies under this paragraph without taking possession of the Property. Lender will apply all rent and other income and receipts collected under this paragraph first to expenses incurred in exercising Lender's rights and remedies and then to Grantor's obligations with respect to the Obligations and this Deed of Trust in the order determined by Lender. Lender is not required to act under this paragraph, and acting under this paragraph does not waive any of Lender's other rights or remedies. 8. Interest on the debt secured by this Deed.of Trust will not exceed the maximum amount of non-usurious interest that may be contracted for, taken, reserved, charged, or received under law. Any interest in excess of that maximum amount will be credited on the principal of the debt or, if that has been paid,refunded. On any acceleration or required or permitted prepayment,any excess interest will be canceled automatically as of the acceleration or prepayment or,if already paid,credited on the principal of the debt or,if the principal of the debt has been paid,refunded. This provision overrides any conflicting provisions in this and all other instruments concerning the debt. 9. In no event may this Deed of Trust secure payment of any debt that may not lawfully be secured by a lien on real estate or create a lien otherwise prohibited by law. 10. When the context requires,singular nouns and pronouns include the plural. 11. The term.Note includes all extensions, modifications, and renewals of the Note and all amounts secured by this Deed of Trust. 12. Grantor agrees to(a)keep at Grantor's address,or such other place as Lender may approve,accounts and records reflecting the operation of the Property and copies of all written contracts,leases,and other instruments that affect the Property;(b)prepare financial accounting records in compliance with generally accepted accounting principles consistently applied;and(c},at Lender's request on reasonable notice from time to time,permit Lender to examine and make copies of such books,records,contracts,leases,and other instruments at any reasonable time;.. 13. Grantor agrees to deliver to Lender, at Lender's request from time to time, internally prepared financial statements of Grantor and any guarantor of the Note prepared in accordance with generally accepted accounting principles consistently applied, in detail reasonably satisfactory to Lender and certified to be materially true and correct by the chief financial officer of Grantor or its certified public accountant, as applicable. 14. If Lender orders an appraisal of the Property while a default exists or to comply with legal requirements affecting Lender, Grantor, at Lender's request, agrees to reimburse Lender for the reasonable cost of any such appraisal. If Grantor fails to reimburse LEASEHOLD DEED OF TRUST---HOME FUNDS Page 11 The Broadmoor at Western Hills Ltd. Rev. 10-20-2016 E Lender for any such appraisal within 20 days of Lender's written request, that failure is a default under this Deed of Trust. 15. Grantor agrees to allow Lender or Lender's agents to enter the Property at reasonable times and inspect it and any personal property in which Lender is granted a security interest by this Deed of Trust. IC. Grantor may not sell,transfer,or otherwise dispose of any Property,whether voluntarily or by operation of law, except for transfer to the landlord, condemnation, or to obtain utility easements,without the prior written consent of Lender.If granted,consent may be conditioned upon(a)the grantee's integrity,reputation, character, creditworthiness,and management ability being satisfactory to Lender;and(b)the grantee's executing,before such sale, transfer, or other disposition, a written assumption agreement containing any terms Lender may reasonably require,such as a principal pay down on the Obligations,an increase in the rate of interest payable with respect to the Obligations, a transfer fee, or any other modification of the Note,this Deed of Trust,or anyother instruments evidencing or securing the Obligations. Grantor may not cause or permit any Property to be encumbered by any liens,security interests,or encumbrances other than the liens securing the Obligation and the liens securing ad valorem taxes notyet due and payable and the Permitted Exceptions without the prior written consent of Lender.If granted,consent may be conditioned upon Grantor's executing, before granting such lien,a written modification agreement containing any terms Lender may require, such as a principal pay down on the Obligations, an increase in the rate of interest payable with respect to the Obligations,.an approval fee, or any other modification of the Note, this Deed of Trust, or any other instruments evidencing or securing the Obligations. Lender hereby specifically approves the execution of the (i)proposed Declaration of Land use Restrictive Covenants ("LURA") which will be executed by Grantor on the form required by the Texas Department ofHousing and Community Affairs("TDHCA")and(ii) the Regulatory Agreement and Declaration of Restrictive Covenants ("Regulatory Agreement"} which will be executed by Grantor on the form required by Tarrant County HFC. Approval of the LURA shall be reflected by Lender's execution of the form of Consent and Subordination of Lienholder which is required by the TDHCA. Grantor may not grant any lien, security interest, or other encumbrance (a "Subordinate Instrument")covering the Property that is subordinate to the liens created by this Deed of Trust without the prior written consent of Lender If granted, consent for a Subordinate Instrument may be conditioned upon the Subordinate Instrument's containing express covenants to the effect that- a. the Subordinate Instrument is unconditionally subordinate to this Deed of Trust; LEASEHOLD DEED OF TRUST—HOME FUNDS Page 12 The Broadmoor at Western Hills Ltd. Rev. 10-20-2016 b. if any action is instituted to foreclose or otherwise enforce the Subordinate Instrument, no action may be taken that would terminate any occupancy or tenancy without the prior written consent of Lender, and that consent, if granted, may be conditioned in any manner Lender determines; C. rents,if collected by or for the holder of the Subordinate Instrument,will be applied first to the payment of the Obligations then due and to expenses incurred in the ownership,operation,and maintenance of the Property in any order Lender may determine, before being applied to any indebtedness secured by the Subordinate Instrument; d. written notice of default under the Subordinate Instrument and written notice of the commencement of any action to foreclose or otherwise enforce the Subordinate Instrument must be given to Lender concurrently with or immediately after the occurrence of any such default or commencement;and e. in the event of the bankruptcy of Grantor,all amounts due on or with respect to the Obligations and this Deed of Trust will be payable in full before any payments on the indebtedness secured by the.Subordinate Instrument. Lender acknowledges and agrees that,in the event of a foreclosure of its interest under this Deed of Trust, the following rule contained in Section 42(h)(6)(E)(ii) of the Internal Revenue Code (the "Code")shall apply:. For a period of 3 years from the date of foreclosure, with respect to any unit that had been regulated by the LURA,(i)none of the eligible tenants Occupying those units at the time of foreclosure may be evicted or their tenancy terminated (other than for good cause), and (ii) no rent for said units may be increased except as otherwise permitted under Section 42 of the Code. Grantor may not cause or permit any of the following events to occur without the prior written consent of Lender: if Grantor is (a) a corporation, the dissolution of the corporation or the sale,pledge,encumbrance,or assignment of any shares of its stock.;(b)a limited liability company,the dissolution of the company or the sale,pledge,encumbrance, or assignment of any,of its membership interests; (c)a general partnership or joint venture, the dissolution of the partnership or venture or the sale,pledge,encumbrance,or assignment of any of its partnership or joint venture interests,or the withdrawal from or admission into it of any general partner or joint venturer;or(d)a limited partnership,(l)the dissolution of the partnership,(2)the sale,pledge,encumbrance,or assignment of any of its general partnership interests,or the withdrawal from or admission into it of any general partner,or(3)except for a limited partnership interest in a low income housing project, the withdrawal from or admission into it of any controlling limited partner or partners. If granted,consent may be conditioned upon(a)the integrity,reputation,character,creditworthiness,and management ability of the person succeeding to the ownership interest in Grantor(or security interest in such ownership)being reasonably satisfactory to Lender;and(b)the execution,before such event, by the person succeeding to the interest of Grantor in the Property or ownership interest in Grantor (or security interest in such ownership) of a written modification or LEASEHOLD DEED OF TRUST—HOME FUNDS Page 13 The Broadmoor at Westem Hills Ltd. Rev. 10-20-2016 assumption agreement containing such terms as Lender may reasonably require, such as a principal pay down on the Obligations,an increase in the rate of interest payable with respect to the Obligations,a transfer fee,or any other modification of the Note,this Deed of Trust,or any other instruments evidencing or securing the Obligations. Notwithstanding anything to the contrary herein, neither the withdrawal, removal, replacement, and/or addition of a general partner or Special Limited Partner of the Grantor pursuant to the terms of the Partnership Agreement,nor the withdrawal,replacement,and/or addition of any of Grantor's limited partners or its limited partner's general partners or members, shall constitute a default under any of the Loan documents, and any such actions shall not accelerate the maturity of the Loan,provided that any required substitute Grantor's general partner or Special Limited Partner is reasonably acceptable to Lender and is selected with reasonable promptness. Any substitute general partner or Special_4mited Partner that is an affiliate of Grantor's limited partner is hereby deemed acceptable.to Lender. Any amendment to the Partnership Agreement which does not affect the financial terms of the Partnership Agreement and does not otherwise adversely affect Lender's security.interest in the Property shall not constitute a default under and of the Loan documents. Further;none of the actions described in this paragraph will constitute a material change in ownership which would trigger termination of the HOME Contract. 17. Except as permitted in Section 5.5:1.10 of the HOME Contract or otherwise related to the project,Grantor agrees not to.grant any lien ox security interest in the Property or to permit any junior encumbrance to be recorded or any claim to otherwise become an encumbrance against the Property other than the proposed LURA and Regulatory Agreement, and any other lien or security interest approved in advance by Lender. If an involuntary encumbrance is filed against the Property,Grantor agrees,within 30 days of actual notice,to either remove the involuntary encumbrance or insure against it or provide a bond acceptable to Lender against the involuntary encumbrance. 18. This Deed of Trust binds,benefits,and may he enforced by the successors in interest of all parties. 19. If Grantor and Borrower are not the same person,the term Grantor includes Borrower. 20. Grantor and each surety,endorser,and guarantor of the Obligations waive all demand for payment, presentation for payment, notice of intention to accelerate maturity, notice of acceleration of maturity,protest, and notice of protest, to the extent permitted by law. 21. Grantor agrees to pay reasonable attorney's fees,trustee's fees,and court and other costs of enforcing Lender's rights under this Deed of Trust if this Deed of Trust is placed in the hands of an attorney for enforcement. LEASEHOLD DEED OF TRUST--HOME FUNDS Page 14 The Broadmoor at Western Hills Ltd. Rev. 10-20-2016 22. If any provision of this Deed of Trust is determined to be invalid or unenforceable, the validity or enforceability of any other provision will not be affected. 23. As long as the Obligations remain unpaid or otherwise not performed,unless Lender otherwise consents in writing,the fee title to the Premises and the Leasehold Estate will not merge but will always remain separate, notwithstanding a union of the estates. 24. This Deed of Trust does not constitute an assignment of the Lease,and Lender has no liability or obligation under the Lease by reason of its acceptance of this Deed of Trust. Lender is liable for the obligations of Tenant arising out of the Lease for only that period of time after Lender has acquired, by foreclosure or otherwise, and is holding Grantor's interest in the Leasehold Estate. .<: 25. The term Lender includes any mortgage servicer for Lender. 26. The debt and the performance secured by this Deed of Trust is a nonrecourse obligation of Borrower. Neither Borrower nor any of its general and limited partners nor any other party shall have any personal liability for repayment-of the Loan described in the HOME Contract. The sole recourse of Lender under the Loan documents for repayment of the Loan or performance ofany of the Obligations shall be the exercise of its right against the security for payment as def ned.in the Note. E. Construction Loan Mortgage 1. This Deed of Trust is a "construction mortgage" within the meaning of section 9.334 of the Texas Business and Commerce Code. The liens and security interests created and granted by this Deed of Trust secure an obligation incurred for the construction of improvements on land, including the acquisition costs of the Leasehold Estate. 2. Grantor agrees to comply with the terms, covenants and conditions of the HOME Contract which requires the Note and this Deed of Trust. All advances made by Lender under the HOME Contract will be indebtedness of Grantor secured by the liens created by this Deed of Trust,and such advances are conditioned as provided in the HOME Contract. 3. All amounts disbursed by Lender before completion of the improvements to protect the security of this Deed of Trust up to the principal amount of the Note will be treated as disbursements under the HOME Contract. All such amounts will bear interest from the date of disbursement at the rate stated in the Note,unless collections from Grantor of interest at that rate would be contrary to applicable law,in which event such amounts will bear interest at the rate stated in the Note for matured,unpaid amounts and will be payable on notice from Lender to Grantor requesting payment. LEASEHOLD DEED OF TRUST—HOME FUNDS Page 15 The Broadmoor at Western Hills Ltd. Rev. 10-20-2016 i 4. From time to time as Lender deems reasonably necessary to protect Lender's interests, Grantor will,on request of Lender,execute and deliver to Lender,in such form as Lender directs but subject to the rights of any senior lien holders,assignments of any and all rights or claims that relate to the construction of improvements on the Property. 5. In case of breach by Grantor of the terms, covenants and conditions of the HOME Contract,Lender,at its option, subject to applicable notice,grace and cure periods, with or without entry on the Property,may(a)invoke any of the rights or remedies provided in the HOME Contract,(b)accelerate the amounts secured by this Deed of Trust and invoke the remedies provided in this Deed of Trust, or(c)do both. F. THIS CONVEYANCE IS MADE AND ACCEPTED SUBJECT TO THE FOLLOWING CONDITIONS AND RESTRICTIONS: The Note secured by this Deed of Trust is the Note required in the HOME Contract, and has been executed and delivered in accordance with the HOME Contract. The funds advanced by Lender are HOME funds and the HOME Contract requires that the 7 residential rental units in the project located on the Property must qualify and remain affordable rental housing in accordance with the HOME Program and the HOME Regulations for the 20 year Affordability Period more particularly defined in the HOME Contract. The Obligations described in the HOME Contract evidenced by the Note and secured by this Deed of Trust will be in default if the 7 HOME-assisted residential rental units in the project more particularly described in the HOME Contract do not remain affordable rental housing for the duration of the Affordability Period, subject to the next available unit rule. This Deed of Trust has also been executed and delivered pursuant to the terms of the HOME Contract. Grantor agrees to perform each and every obligation set forth therein and will not permit a default to occur thereunder. Any default in the performance of Grantor's obligations under the terms of the HOME Contract or the HOME Program or,HOME Regulations shall be deemed a default in the terms of the Note and Lender may invoke any remedies provided herein for default. THE HOME CONTRACT, THE NOTE AND THIS DEED OF TRUST CONSTITUTE THE FINAL AGREEMENT OF THE PARTIES AND MAY NOT BE CONTRADICTED BY EVIDENCE OF PRIOR, CONTEMPORANEOUS, OR SUBSEQUENT ORAL AGREEMENTS OF THE PARTIES. THERE ARE NO UNWRITTEN ORAL AGREEMENTS BETWEEN THE PARTIES. [SIGNATURE AND NOTARIZATION FOLLOW] [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK] LEASEHOLD DEED OF TRUST—HOME FUNDS Page 16 The Broadmoor at Western Hills Ltd. Rev. 10-20-2416 i TY LEASEHOLD DEED OF TRUST—HOME)FUNDS Page 17 The Broadmoor at Western Hills Ltd. Rev. 10-20-2016 1 THE BROADMOOR AT WESTERN HILLS LTD.,a Texas limited partnership By: THE BROADMOOR AT WESTERN HILLS GP LLC, a Texas limited liability company, its General Partner By: FORT WORTH HOUSING FINANCE CORPORATION,a Texas housing finance corporation, its Sole Member By. Aubrey,Thagard Assistant General Manager STATE OF TEXAS § COUNTY OF TARRANT § This instrument was acknowledged before me on 2016, by Aubrey Thagard, Assistant Gerieral Manager of the Fort Worth Housing Finance Corporation., a Texas housing finance corporation, on behalf of said corporation, Sole Member of The Broadmoor at Western Hills GP LLC, a Texas limited liability company, General Partner of The Broadmoor at Western Hills Ltd., a Texas limited partnership. Notary Public, State of Texas AFTER RECORDING RETURN TO: City of Fort Worth City Attorney's Office Attention: Vicki S. Ganske 1000 Throckmorton Street Fort Worth,Texas 76102 LEASEHOLD DEED OF TRUST—HOME FUNDS Page 18 The Broadmoor at Western Hills Ltd. Rev. 10-20-2016 I Exhibit"A" Legal Description A Leasehold Estate in the following real property: Y1:5-q LEASEHOLD DEED OF TRUST—HOME FUNDS Page 19 The Broadmoor at Western Hills Ltd. Rev. I0-20-2016 i Exhibit"B" Permitted Encumbrances 1. Terms,conditions and provisions to be contained in the Ground Lease dated November—,2016 between Fort Worth Housing Finance Corporation,as Landlord,and The Broadmoor at Western Hills Ltd., as Tenant. 2. Memorandum of Ground Lease dated Nov.embeir 1,2016 by and between Fort Worth Housing Finance Corporation,as Landlord,and The Broadmoor at Western Hills Ltd., to be recorded in the Real Property Records of Tarrant County, Texas. I Declaration of Land Use Restrictive Covenants by and between The Broadmoor at Western Hills Ltd.,Texas Department of Housing and Community Affairs,a public and official agency of the State of Texas, ``' '' and Bank of America, N.A. to be recorded in the Real Property Records of Tarrant County, Texas. 4. All deeds of trust,mortgages,assignments,UGC-1 Financing statements and other loan documents securing the Senior Indebtedness as more particularly described in the Subordination Agreement 5. Subordination Agreement dated.November 1,'2016 among Amegy Bank, a division of ZB,National Association,the City of Fort Worth,Texas,and The Broadmoor at Western Hills Ltd. >6. Subordination Agreement dated November 1,2016 among Bank of America, NA,the City of Fort Worth, Texas, and The Broadmoor at Western Hills Ltd. 7. Regulatory Agreement and Declaration of Restrictive Covenants among Tarrant County Housing finance Corporation, Amegy Bank, a division of ZB, National Association and The Broadmopr at Western Hills Ltd. 8. Rights of tenants in possession,as tenants only,under any unrecorded leases or rental agreements. LEASEHOLD DEED OF TRUST—HOME FUNDS Page 20 The Broadmoor at Westem Hills Ltd. Rev. 10-20-2016 Promissory Note HOME Funds Date: November 1, 2416 Borrower: The Broadmoor at Western Hills, Ltd. a Texas limited partnership Borrower's Mailing Address: The Broadmoor at Western Hills Ltd. CIO Fort Worth Housing Finance Corporation 1040 Throckmorton Fort Worth, Texas 76142 A. Tarrant CountyF With a copy to: NRP Group, LLC ? 111 Soledad Suite 1220 ' San Antonio,Texas 78205 Attention: Debra Guerrero Lender: City of Fort Worth, a Texas municipal corporation PIace for Payment City of Fort Worth Neighborhood Services Department Attn: Assistant Director 1000 Throckmorton Street Fort Worth, Tarrant County, Texas 76102, or any other place that Lender may designate in writing. Principal Amount: $559,481.00 Loan Authority: The loan evidenced by this Note (the "Loan") is being made pursuant to the HOME Investment Partnerships Program authorized under Title Il of the Cranston-Gonzalez National Affordable Housing Act of 1990, as amended, 42 USC 12701 et seq. ("HOME Program"}and the HOME Investment Partnerships Program Final Rule, as amended, 24 CFR Part 92 et seq. (the "HOME Regulations") with HOME funds for the development of the Broadmoor Apartments,a mixed income multifamily complex located in Fort Worth,Texas (the"project"). Annual Interest Rate: The lesser of 1% simple or the Long Term Applicable Federal Rate ("AFR") on the date hereof, which is 1.95% PROMISSORY NOTE—HOME FUNDS Page 1 The Broadmoor at Western Hills Ltd. rev. 10.20-2016 1 Final Payment Date: 186 months after the conversion to permanent financing as defined in Borrower's Amended and Restated Limited Partnership Agreement dated November 1,2016 as may be amended from time to time(the "Partnership Agreement") Maturity Date: Termination of the Affordability Period more particularly defined in City Secretary Contract No. 48303 between Borrower and Lender for the Loan(the "HOME Contract"). Annual Interest Rate on Matured, Unpaid Amounts: 12% Terms of Payment: Payments of the Principal Amount and interest will be based on a 30 year amortization schedule. The Principal Amount and accrued interest are due and payable in equal annual installments beginning on 30 days after the date of conversion from the construction loan to the permanent loan and continuing annually until the Final Payment Date. At that time,the unpaid principal balance and accrued,unpaid interest will be payable in full. Payments will be applied first to accrued interest and the remainder to reduction ofthe Principal Amount. Provided however,payments of Principal Amount and interest are only payable from 50%of rerrraining Cash Flow as defined in and in accordance with the Partnership Agreement. Principal and interest to the extent not paid from remaining Cash Flow shall accumulate from year to year until paid on or before the Maturity Date. Interest will be calculated based on a 360 day per year factor applied to the actual days on which there exists an unpaid principal balance. This Note is the Note required in the HOME Contract and has been executed and delivered in accordance.with that contract.The funds advanced by Lender are HOME funds and the HOME Contract requires that the 7 residential rental units in the project located on the Property must qualify and remain affordable rental housing in accordance with the HOME Program and the HOME Regulations for the 20 year Affordability Period more particularly defined in the HOME Contract. The obligations described in the HOME Contract pertaining to the.HOME Program and the HOME Regulations including the Affordability Period as.well as the Loan evidenced by this Note will be in default if the 7 HOME-assisted residential rental units in the project more particularly described in the HOME Contract do not remain affordable rental housing for the duration of the Affordability Period,subject to the"next available unit rule"under Internal Revenue Code Section 42(g) (2) (D). In the event of such default, Lender may invoke any remedies provided in the HOME Contract or the Leasehold Deed of Trust Security Agreement—Financing Statement for default. PROMISSORY NOTE---HOME FUNDS Page 2 The Broadmoor at western Hills Ltd. rev. 10-20-2016 Security for Payment: This Note is secured by a Leasehold Deed of Trust Security Agreement - Financing Statement dated November 1, 2016 from Borrower to Vicki S. Ganske,Trustee or Leann Guzman,Trustee(the"Deed of Trust")which covers the personal property described therein and the following real property: Being a tract of land situation in the Hays Covington Survey,Abstract No.256,City of Fort Worth,Tarrant County, Texas and being part of that certain tract of land as described as Tract Seventeen II by deed to Land Rover.,LTD.,recorded in Volume 9806,Page 1448,Deed Records,Tarrant County,Texas,said tract of land being more particularly described by metes and bounds in the attached Exhibit"A",incorporated herein by reference for all purposes. Other Security for Payment: As set forth in the Contract Borrower promises to pay to the order of Lender the Principal Amount plus interest. This Note is payable at the Place for Payment and according to the Terms of Payment. All unpaid amounts are due by the Loan Maturity Date. After the Loan Maturity Date,Borrower promises to pay any unpaid principal balance plus interest at the Annual Interest Rate on Matured,Unpaid Amounts. If Borrower defaults in the payment of this Note or in the performance of its obligations under the HOME Contract or the HOME Program.or the HOME Regulations or in the performance of any obligation in any instrument secuing or collateral to this Note, Lender may invoke any remedies provided herein or in the Deed of Trust for default. If a monetary event of default occurs under the terms of any of the Loan documents, prior to exercising any remedies Lender shall give Borrower and each of the general and limited partners of the Borrower, as identified in the Partnership Agreement, simultaneous written notice of such default. Borrower shall have a period of 15 days after such notice is given within which to cure the default prior to exercise of remedies by Lender under the Loan documents. Notwithstanding anything to the contrary,if a non-monetary event of default occurs under the terms of any of the Loan documents, prior to exercising any remedies, Lender shall give Borrower and each of the general and limited partners of the Borrower as identified in the Partnership Agreement,simultaneous written notice of such default. Ifthe default is reasonably capable of being cured withiri 30 days,Borrower shall have such period to effect a cure prior to exercise of remedies by Lender under the Loan documents. If the default is such that it is not reasonably capable of being cured within 30 days,and if Borrower(a)initiates corrective action within said period, and(b) diligently,continually, and in good faith works to effect a cure as soon as possible,then Borrower shall have such additional time as is reasonably necessary to cure the default prior to exercise of any remedies by Lender. In no event shall Lender be precluded from exercising remedies if its security becomes or is about to become materially jeopardized by any failure to cure a default or the default is not cured within 180 days after the first notice of default is given. If the default is not cured after notice within the time periods stated above, Borrower and each surety, endorser, and guarantor waive all demand for PROMISSORY NOTE—HOME FUNDS Page 3 The Broadmoor at western Hills Ltd. rev. 10-20-2016 1 payment, presentation for payment, notice of intention to accelerate maturity, notice of acceleration of maturity,protest,and notice of protest,to the extent permitted by law. Borrower also promises to pay reasonable attorney's fees and court and other costs if this Note is placed in the hands of an attorney to collect or enforce the Note. These expenses will bear interest from the date of default at the Annual Interest Rate on Matured, Unpaid Amounts.Borrower will pay Lender these expenses and interest on demand at the Place for Payment. These expenses and interest will become part of the debt evidenced by the Note and will be secured by any security for payment. Interest on the debt evidenced by this Note will not exceed the maximum rate or amount of non-usurious interest that may be contracted for, taken, reserved, charged, or received under law.Any interest in excess of that maximum amount will be credited on the Principal Amount or, if the Principal Amount has been paid,refunded. On any acceleration or required or permitted prepayment,any excess interest will be canceled automatically as of the acceleration or prepayment or,if the excess interest has already been paid,credited on the Principal Amount or, if the Principal Amount has been paid, refunded. This provision overrides any conflicting provisions in this Note and all.other instruments concerning the debt.. Each Borrower, as applicable, is responsible for all obligations represented by this Note. - Borrower may prepay this Note in any amount at any time before the Maturity Date without penalty or premium./, When the context requires, singular nouns and pronouns include the plural. The indebtedness evidenced by this Note is and shall be subordinate in right of payment to the prior payment in full of the indebtedness to be hereafter evidenced by(i) a Multifamily Note made by Borrower and payable to Tarrant County Housing Finance Corporation("Tarrant County HFC ") as assigned by Tarrant County HFC to Amegy Bank, a Division of ZB, National Association,as Fiscal Agent, and(ii)a Promissory Note made by Borrower to Bank of America,N.A. (the"Bank")(together,the"Senior Indebtedness")(Tarrant County HFC and the Bank together, the "Senior Lenders") as more particularly described in certain Subordination Agreements dated November 1,2016 among the Senior Lenders,Borrower and Lender(the "Subordination Agreements"),to the extent and in the manner provided in the Subordination Agreements. The Deed of Trust securing this Note is and shall be subject and subordinate in all respects to the liens, terms, covenants and conditions of the documents evidencing the Senior Indebtedness(the"Senior Loan Documents")as more fully set forth in the Subordination Agreements. The rights and remedies of the payee and each subsequent holder of this Note under the Deed of Trust securing this Note are subject to the restrictions and limitations set forth in the Subordination Agreements. Each subsequent holder of this Note shall be deemed, by virtue of such holder's acquisition of the Note, to have agreed to perform and PROMISSORY NOTE—HOME 1F UNDS Paye 4 The Broadmoor at Westem Bills Ltd. rev. 10-20-2016 observe all of the terms, covenants and conditions to be performed or observed by the Subordinate Lender under the Subordination Agreements. Subject to the terms of the Subordination Agreements and any cure periods provided in the Senior Loan Documents, if there is a default in payment of any part of principal or interest of the Senior Indebtedness or a breach of any covenants contained in the Senior Loan Documents,the debt evidenced by this Note will immediately become payable at the option of Lender. If Borrower fails to perform any of Borrower's obligations in the Senior Loan Documents, and to the extent allowed by the Subordination Agreements, Lender may perform those obligations and be reimbursed by Borrower, on demand, at the Place for Payment for any amounts advanced,including attorney's fees,plus interest on those amounts from the date of payment at the Annual Interest Rate on Matured, Unpaid Amounts. The amount to be reimbursed will be secured by all instruments securing this Note. If any installment becomes overdue for more than 15 days, at Lender's option a late payment charge of 5%of the amount then due may be charged in order to defray the expense of handling the delinquent payment. A default exists under this Note if(1)(a)Borrower or(b)any other person liable on any part of this Note (an "Other Obligated Party") fails to timely pay or perform any obligation or covenant in any written agreement between Lender and Borrower or such Other Obligated Party; (2) any warranty, covenant, or representation in this Note or in any other written agreement between Lender and Borrower or any Other Obligated Party is materially false when made;(3)a receiver is appointed for Borrower,any Other Obligated Party,or any property on which a lien or security interest is created as security(the"Collateral Security") for any part of this Note; (4)any Collateral Security is assigned for the benefit of creditors other than the holder(s),of the Senior Note; (5) a bankruptcy or insolvency proceeding is commenced by Borrower or an Other Obligated Party; (6) (a) a bankruptcy or insolvency proceeding_ is commenced against Borrower or an Other Obligated Party and (b) the proceeding continues without-dismissal for 90 days,the party against whom the proceeding is commenced admits the material allegations of the petition against it,or an order for relief is entered; (7) any of.the following parties is dissolved, begins to wind up its affairs, is authorized to dissolve or wind up its affairs by its governing body or persons,or any event occurs or condition exists that permits the dissolution or winding up of the affairs of any of the following parties: (i)Borrower, or(ii)an Other Obligated Party; and (8) any Collateral Security is materially impaired by loss, theft, damage, levy and execution, issuance of an official writ or order of seizure,or destruction,unless it is promptly replaced with insurance proceeds, collateral security of like kind and quality or restored to its former condition. The execution and delivery of this Note are required under the Contract. If any provision of this Note conflicts with any provision of the HOME Contract,the Deed of Trust, the Leasehold Deed of Trust or any other document evidencing the same PROMISSORY NOTE—HOME FUNDS Page 5 The Broadmoor at Western Hills Ltd. rev. 10-20-2016 transaction between Lender and Borrower,the provisions of the HOME Contract will govern to the extent of the conflict. This Note will be construed under the laws of the state of Texas without regard to choice-of-law rules of any jurisdiction. This Note is a nonrecourse obligation of Borrower. Neither Borrower nor any of its general and limited partners nor any other party shall have any personal liability for repayment of the Loan described in the HOME Contract. The sale recourse of Lender under the Loan documents for repayment of the Loan shall be the exercise of its rights against the Security for Payment. [Signature page follows] PROMISSORY NOTE—HOME FUNDS Page 6 The Broadmoor at Western Hills Ltd. rev. 14-20-2016 i THE HOME CONTRACT, NOTE AND THE DEED OF TRUST CONSTITUTE THE FINAL AGREEMENT OF THE PARTIES AND MAY NOT BE CONTRADICTED BY EVIDENCE OF PRIOR, CONTEMPORANEOUS, OR SUBSEQUENT ORAL AGREEMENTS OF THE PARTIES. THERE ARE NO UNWRITTEN ORAL AGREEMENTS BETWEEN THE PARTIES. THE BROADMOOR AT WESTERN HILLS LTD., a Texas limited partnership By: THE BROADMOOR AT WESTERN HILLS GP LLC, a Texas limited liability company, its General Partner By: FORT WORTH HOUSING FINANCE CORPORATION, a Texas housing finance corporation, its Sole Member By: Aubrey Thagard Assistant General Manager PROMISSORY NOTE—HOME FUNDS Page 7 The Broadmoor at Western Hills Ltd. rev. 10-20-2016 i EXHIBIT "A" LEGAL DESCRIPTION A� PROMISSORY NOTE--HOME FUNDS Page 8 The Broadmoor at Western Hills Ltd. rev. 10-20-2016 EXHIBIT "F" REIMBURSEMENT FORMS THE BROADMOOR AT WESTERN HILLS LTD. HOME DEVELOPER RENTAL CONTRACT--EXHIBITS Page 9 The Broadmoor at Western Hills Ltd. --Broadmoor Apartments Rev. 1.0.20.2016 Attachment I INVOICE Developer: The Broadmoor at Western Hills Ltd. Address: City,state,Zip: Project: Broadmoor Apartments Tax ID Number Amount This Invoice Cumulative to Date Developer's Certification: I certify that the costs incurred are valid and consistent with the terms and conditions of the contract between City and Agency. By signing this invoice,I certify that to the best of my knowledge and belief the data included in this report is true and accurate. It is acknowledged that the provision of false information could leave the certifying official subject to the penalties of federal,state,and local law. Original Signature and Date: Name: Title: HOME DEVELOPER RENTAL CONTRACT—EXHIBITS Page 10 The Broadmoor at Western Hills Ltd. —Broadmoor Apartments Rev. 10.20.2015 Attachment 11 City of Fort Worth Neighborhood Services Department Expenditure Worksheet Developer: The Broadmoor at Western Hills Ltd. Project: Broadmoor Apartments Line No. Date Check No. Payee or Beneficiary* Description* Amount 1 2 3 4 5 6 7 9 10 I1 12 13 14 15 16 17 1$ 19 20 21 22 23 24 25 26 27 28 29 30 Total *,Payroll must identify employee, Rent must identify tenant. Other payments should identify individuals,if applicable. HOME DEVELOPER RENTAL CONTRACT—EXHIBITS Page 11 The Broadmoor at Western Hills Ltd. —Broadmoor Apartments Rev. 10.20.201.6 3 � r =3r; 141811 "; lli i s ,a � � a N � Q A N C z n r � e l woo � a � n W 0l � Q t ' � F � U o S Q � a F 1 r F x o � w � w ° Ca o � EXHIBIT "H" FEDERAL LABOR STANDARD PROVISIONS -DAVIS-BACON REQUIREMENTS THE BROADMOOR AT WESTERN HILLS LTD. NOT APPLICABLE HOME DEVELOPER RENTAL CONTRACT—EXHIBITS Page 13 The Broadmoor at Western Hills Ltd. —Broadmoor Apartments Rev. 10.20.2016 EXHIBIT "I" SECTION 3 REPORTING FORMS THE BROADMOOR AT WESTERN HILLS LTD. HOME DEVELOPER RENTAL CONTRACT—EXHIBITS Page 14 The Broadmoor at Western Hills Ltd. —Broadmoor Apartments Rev. 10.20.2016 Section 3 Surnnwry Report U.S.CePafbrt9nt49 112 ro.a►+c MwAw 29:B,-co:3 ccrafn,c O'Kawrive-s tx ara ljftw cemcpmO-1% {rrr•# 3C.«C9nl J.fxa—ar-4 VMry Lc A-irc Pemcrz once st zar rim. v ► - . V,oE; CVC-txcr ¢awn a-.Y H:.a7�Rr 7cide�►pprrq il.a•3+rc�1r�aY S gloy^i•t'fii�r►i AL-Ylk '.'R'AK.r1 y��� a'�M�•1t 0.ww"'c�"S�'� 1}71dY�s+.] .�. 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FORTWORTH,:, Standards of DOCU nientation for Reimbursement of DeveIo meat Costs Cost Type Documentation Standard Acquisition of Vacant Lots a Notice to Seller(date must be on or before the date of options agreomeent or sales contract and signed by the buyer and seller) • Recorded Deed of Trust « Purchase Agreementw/Required HUD language Blaster Settlement Statement Appraisal or other document used to determine purchase price • Proof of Payment j bank stat ementfcanceFed check Soft Costs(Architect,Engineer, • Invoice Landscaping,Surveys,Appraisals, - Invoice should include: Environmental,Legal Fees,Other date; Consultants,Etc.) company's letterhead; address for which service is provided; description of service(s)and item(s), amount for itemized serrates;and total amount • Proof of Payment lie.bank statement or cancelled check} • If applicable,fully executed contract/service agreements and appIcable amendments - Provide printout from.vw.v.sam.gov verif0rg contractor/subcontractor is not listed on the debarred and suspension list « if onby a portion is being paid with City funds,then show calcv¢ation and documentation of how assts are allocated. MMMI Neighborhood Services FINAL as of 4/24;201.3 Page 1 HOME DEVELOPER RENTAL CONTRACT—EXHIBITS Page 19 The Broadmoor at Western Hills Ltd. —Broadmoor Apartments Rev. 10.20.2016 FORT WORTH,,. Standards of Documentation for Reimbursement of Development Costs Construction Costs(Contractors& Invoice Subcontractors) - Invoice should include: d ate; company's letterhead; address for which service i;providedi description of service(s)and item(s}; amount for itemized services;and total amount • Proof of Payment(i.e.bank statement or cancelled check] • Timesheet{s)Signed by Employee and Supervisor - Activity 5heet(s)Signed by Employee and Supervisor Pay Period Dates Should be Reflected • Copy of applicable inspection report(s)conducted by HED lrspector Copy of executed agreements - Provide printout from wy%?%v.sam. ev verifying contractor/subcontractoris not listed un the debarred and suspension list • If only a portion is being paid with City funds,then.show calculation and documentation of how costs are altocated. For retainage for the prinie contractor,lienwaivers for the prime and all sti contractors. Materials Purchased by Developer Invoice - Invoice should include: date; company's letterhead; address where material will be used; description of service(s)and itesn(s); cost by quantity;and total amount • Proof of Payment(i-e.bank statement or cancelled check) Neighborhood Sen-ites FIN.0 as of 412412013 Page 2 HOME DEVELOPER RENTAL CONTRACT—EXHIBITS Page 2Q The Broadmoor at Western Hills Ltd. --Broadmoor Apartments Rev. 10.20.2016 i$ ! A 3 3 TFFFM- MSal I d y 12 C7 'x 3 z o aI h , Fi Fil u► � �E r r - fL a rz W3 i Hl. W � 7/28/2016 MW review official sd[r.of this City of Cort Worth,Texas CITY COUNCIL AGENDA FoRTWoRm COUNCIL ACTION: Approved on 6/1412016 DATE: 6/14/2016 REFERENCEG-18760LOG 19ADOPT NOFA RECOMMENDATIONS NO.: NAME: — CODE: G TYPE: NON- PUBLIC YES CONSENT HEARING: SUBJECT: Adopt Funding Recommendations and Authorize Change in Use and Expenditure in the Amount of$2,300,000.00 in Community Development Block Grant Funds and $836,556.00 in HOME Investment Partnerships Program Grant Funds,Authorize Execution of Related Contracts, Authorize Amendment to City Secretary Contract No. 42289, Authorize Substantial Amendments to the City's 2010-11, 2011-2012, 2412-13, 2013-14, 2014-15 and 2015-16 Action Plans and Authorize Substitution of Funding Years (COUNCIL DISTRICTS 2, 3, 4, 5, 8 and 9) RECOMMENDATION: It is recommended that the City Council; 1. Authorize substantial amendments to the City's 2010-11, 2011-2012, 2012-13, 2013-14, 2014-15 and 2015-16 Action Plans; 2, Authorize the City Manager or his designee to substitute funding years in order to meet United States Department of Housing and Urban Development commitment, disbursement and expenditure deadlines; 3. Adopt the funding recommendations from the Community Development Council in Tables 1 through 4 below; 4. Authorize the change in use and expenditure of$2,300,000.00 in prior and current years Community Development Block Grant funds and $836,556.00 in prior and current years HOME Investment Partnerships Program grant funds to the entities for the projects listed in the tables below; 5. Authorize the City Manager or his designee to execute contracts with the entities for the identified projects on the terms and conditions listed in Tables 2 and 3 below, 6. Authorize the City Manager or his designee to amend the contracts if necessary to achieve project goals provided that the amendment is within the scope of the project and in compliance with City policies and applicable laws and regulations governing the use of federal grant funds; and 7. Authorize the City Manager or his designee to execute an amendment to City Secretary Contract No. 42289 for the project identified in Table 4 to increase the amount by $277,075.00 for a total contract amount of$1,606,601,51, DISCUSSION: On March 7, 2416, the Neighborhood Services Department issued a Notice of Funding Availability (NOFA)for available prior and current years Community Development Bloch Grant (CDBG)funds and HOME Investment Partnerships Program grant (HOME)funds from the United States Department of Housing and Urban Development(HUD) for eligible projects throughout the City. The purpose of the NOFA was to integrate the use of federal grant funds with existing City priorities in order to maximize positive and visible outcomes for neighborhoods, align planning for the use of federal grant funds with the City's corporate decision-making processes for capital funding and identify and rank potential projects for both current and future years. A total of 31 proposals in response to the NOFA were received from City departments, nonprofit ageneses and affordable housing developers. http://apps2,cfwnet.org/counciI—PackeVrna review.esp?ID=22406&councildate=611912016 114 712&2016 M&C Review Staff developed recommendations for allocations of the CDBG and HOME funds and presented them to the Community Development Council(CDC)on April 27, 2016. The CDC adopted the recommendations and Staff presented them to the Housing and Neighborhood Services Committee on May 3, 2016 and to the City Council at the Pre-Council meeting on May 10, 2016. Summaries of the CDC's recommendations for CDBG funds from the NOFA are provided in Tables land 2 below. Summaries of the recommendations for HOME funds from the NOFA are provided in Tables 3 and 4 below. TABLE 1 City Department CDBG Projects; Amount Lake Como art 5ldewa€l s Project Phase 1, installation of new sidewalks around the park $650,000.00 perimeter to improve recreational and accessibility opportunities. This projectwill be coordinated by the Planning and Development Department in conjunction with other City departments. COUNCIL DISTRICT 3; Mapsco 75J and 75N Priority Repair Program: Increase in funding for the City's Priority Repair Program(PRP)which $250,000.00 provides up to$5,004.00 to low income households per year for urgently needed home repairs such as water heater replacement,sewer and water line repair or replacement,heating and air conditioning system repair or replacement,and urgently needed electrical system or roof repairs. This funding will allow the PRP to serve an estimated 70 additional households. This program is implemented by the Neighborhood Services Department. ALL COUNCIL DISTRICTS Architectural Barrier Removal and ADA Accessibility Improvements at City Facilities: These $850,000.00 improvements will consist of ADA-compliant accessibility improvements to bathrooms,entry ways, parking lots and other improvements to benefit elderly and disabled City residents at the following City facilities: Worth Heights Neighborhood Center,3551 New York Avenue,75710;Northside Ne€ghborhood Center,1100 N,W.I 81 Street,76106;North Tri-Ethnic Neighborhood Center, 2950 Roosevelt Avenue,76106;Central Library,500 West Third Street,76102;East ReglonaI Library,6301 Bridge Street,76112;and Southwest Regional Library,4001 library Lane, 76109. This project will be implemented by the Property Management Department. COUNCIL DISTRICTS 2,3,4 and 9;Mapsco 62A,91 B,89F,62J,62Zand 65Z TABLE 2 CDBG Projects: Amount Fork Worth Area Habitat for Humanity,Inc.dlbla Trinity Habitat for Humanity"Preserve a $250,000.00 Home"Repa€r Program: Repair assistance for approximately 25 low and moderate Income homeowners for exterior home repairs,such as siding,painting,roofs,doors,windows or other Improvements,to promote neighborhood revitalization in the Como neighborhood. This program will be implemented by Trinity Habitat for Humanity. COUNCIL DISTRICT 3,Mapsco 74M,74 R,74V,75J,75N,75P,75S and 75T erms: 1. One year contract term beginning on the date of execution;and 2. Extend or renew the contract for up to one additional year if the agency requests an extension nd such extension is necessary for the completion of the project. The Presbyterian Night Shelter of Tarrant County(PNS)for the Rehabilitation of Loudon $300,000.00 Schutts Emergency Shelter for Single Homeless Women: Improvements to the shelter located at 2401 Cypress Street will include repairs or replacements for the roof,siding,security lighting and fencing,as well as for bathrooms,walls,insulation,flooring and the installation,fighting and other items needed to make the building safe and secure. This project will be implemented by PNS and will serve the City's homeless population. COUNCIL DISTRICT 8;Mapsco 77G Terms: 1. One year contract term beginning on the date of execution;and Extend or renew the contract for up to one additional year if the agency requests an extension and such extension is necessary for the completion of the project, TABLE 3 htipJ/apps2.c€wnet.orglcouncil—PackeVmc ravlaw.asp?Ia-224m&councifdate=611412016 2J4 7/20016 M&C Review + HOME Project: I Amount The Broadmoor at Western Hills,Ltd.:Gap financing to support new construction of the $559,481.00 Broadmoor at Western Hills Apartments,approximately 324 units of affordable and market rate rental housing to be located at the 2800-2900 blocks of Broadmoor Drive near Calmont Avenue. This project will be developed by The NRP Group in partnership with Fort Worth Housing Finance Corporation. COUNCIL DISTRICT 3;Mapsco 73L Te rms: 1. Designate HOME-assisted units according to HOME regulations with a 20 Year Affordability Period; 2. Secure payment of the HOME funds and performance of the HOME requirements by Deed of Trust; 3. 20 year loan term to run concurrently with the Affordability Period; 4. One percent interest rate or the Applicable Federal Rate,whichever is less;and 5. Payment of principal and interest will begin within 30 days of project lease up as defined in the HOME contract. The commitment of HOME funds is conditioned upon the following: 1. Equity,construction and permanent financing for the project acceptable to City; 2. Award of Non-Competitive 4%Tax Credits by the Texas Department of Housing and Community Affairs;and 3. Certificate of Bond Reservation for the project from the Texas Bond Review Board. - - TABLE 4 ---- - HOME Project: Amount Tarrant County Housing Partnership,Inc.(TC HP): This project will provide needed repairs and $277,075.00 W improvements to the Beaty Street Apartments,an affordable 61-unit multifamily housing development located in the 5500 block of Beaty Street, The improvements will include but not be limited to installation of central HVAC systems,security lighting,parking lot improvements, exterlor and interior painting as needed,sewer line and fencing repairs/replacement and other rehabilitation as needed to ensure the sustainability and quality of the project to benefit low Income residents. City Council previously approved total of$1,329,526.51 of HOME funds in City Secretary Contract No.42289,as previously amended(M&C C-25072 and MBC C-26586). The project will be implemented by TCHP,the owner of the Beaty Street Apartments. COUNCIL DISTRICTS; Mapsco 79G All previous loan terms described in City Secretary Contract No.42289,as amended,will remain the same. The loan will be forgiven at the end of the 15 Year Affordability Period if alt HOME requirements and contract terms are met. Staff recommends that contracts be executed with the listed agencies for the federal grant funds for the projects in the amounts and on the terms shown in Tables 2 through 4 above. HUD regulations for the use of CDBG funds require that Interdepartmental Letters of Agreement be executed for the use of these federal grant funds by City departments. Staff recommends the change in use and expenditure of$2,300,000.00 in prior and current years CDBG funds and $536,556.00 in prior and current years HOMO; funds for the listed projects which will benefit moderate, low and very low income City citizens. All expenditures of CDBG and HOME funds are subject to satisfactory completion of an Environmental Review Record per 24 CFR Part 58 and receipt of authorization to use grant funds from the United States Department of Housing and Urban Development. Action Plan funding years selected may vary and be substituted in order to expend the oldest grant funds first. A public comment period on the change in use of these prior and current years CDBG and HOME funds was held from May 13, 2016 to June 13, 2016. Any comments are maintained by the Neighborhood Services Department in accordance with federal regulations. FISCAL. INIFORMATIONXERTIF CATION: The Director of Finance certifies that funds are available in the current operating budget, as appropriated, of the Grants Fund. This is a reimbursement grant. http:liapps2.ofwnet.org/counci[ Par.keUmc review.asp?ID=22406&counclldate=611412016 314 7/2812016 M&C Review TO Fund Department Account Project Program Activity Budget Reference# Amount 1D ID Year Chartfield 2 21001 0190463 5330201 G00046 99'1910 2010 $160,740.5 21001 0190463 5330201 G00051 991910 2011 $89,259.4 21001 0190463 5330201 G00051 991.947 2011 $53,273.69 21001 0190463 5330201 G00037 991947 2012 $67,754.3 21001 0190463 5330201 G00057 991947 2013 $722,586.7 21001 0190463 5330201 G00259 991947 2014 $6,385.1 21001 0190463 5330201 G00259 991948 2014 $650,000.0 21001 0190463 5330201 G00259 991949 2014 $300,000.0 21001 0190463 5330201 000259 991950 2014 $250,000.0 21001 0190463 5330201 G00260 991971 2014 $311,954.1 21001 0190463 5330201 100001 991971 2015 $247,526.9 21001 0190463 5330201 100001 991956 2015 $277,075.0 FROM Fund Department Account Project Program Activity Budget Reference# Amount !D 1D Year Chartfield 2 2'1001 0190463 5330201 G00046 991999 2010 $160,740.5 21001 0190463 5330201 G00051 991999 2011 $142,533.1 21001 0190463 5330201 000037 991999 2012 $67,754.3 21001 0190463 5330201 G00057 991999 2013 1 $722,586.7 21001 0190463 5330201 G00259 991999 2014 $1,206,385.1 21001 0190463 5330201 G00260 991999 2014 $311,954.1 21001 0190463 5330201 1 100001 991999 2015 $524,601.9 Submitted for City Manager's Office by-, Fernando Costa (6122) Originating Department_Head: Aubrey Thagard (8187) Additional information Contact: Avis F. Chaisson (6342) ATTACHMENTS Form1295 NOFA.od NGFA ProlectsMap,pdf httpY/apps2.cfwnet.orgrcouncil_PackeUmo review.asp?IQ=22406&councildate=61'1412016 414 CERTIFICATE OF INTERESTED PARTIES DORM 1295 loft Complete Nos.1-4 and 6 if there are interested parties. OFFICE USE ONLY Complete Nos.1,2,3,5,and B if there are no interested parties. CERTIFICATION OF FILING 1 Name of business entity filing form,and the city,state and country of the business entity's place Certificate Number: of business. 2016-60529 The Broadmoor at Western Hills Ltd. Fart Worth,TX United States Date Filed- 12 Name of governmentaf entity or state agency that is a party to the contract for which the fort is 05!2312016 being filed. City of Fort Worth Date Acknowledged: 3 Provide the idetit Mcation number used by the governmen(al enthy or state agency to track or identify(lie contract,and provide a description of the services,goods,or other property to he provided under the contract. M-14-MC-48-0204;M-15-MC-48-02 Multifamily residential 4 Nature of interest Name of Interested Party City,State,Country(place of business) (check applicable) Controlling Intermediary NRP Broadmoor Apartments SLP LLC Cleveland,CIH Un€ter!States X The Broadmoor Apartments at Western Lulls GP LLC Fort Worth,TX United States X 5 Check only if there is NO Interested Party. 6 AFFIDAVIT I swear,or affirm,under pe natty of perjury,that She above disclosure is true and correct, SARAH BURKETT My Notery 10 9130491884 'T Ex 1res January ti,2020 gnature of al5ywYzerfragent of contracting business entity AFFIX NOTARY STAMP I SEAL ABOVE /� Sworn to and subscribed before me,by the said !""{ :Qn&ma;1 this the � .day of , 201t.��,to certify which,witness my hand and seal of office. Signature of officer administering oath 'Printed name of officer administering oath 'Fitt of officer administering oath Forms provided by Texas Ethics Commission wwvv.ethics.state.tx•us Version V1,0.1021 Promissory Note HOME Funds Date: November 1, 2016 Borrower: The Broadmoor at Western Hills, Ltd. a Texas limited partnership Borrower's Mailing Address: The Broadmoor at Western Hills Ltd. C/O Fort Worth Housing Finance Corporation 1000 Throckmorton Fort Worth, Texas 76102 Tarrant County With a copy to: NRP Group, LLC 111 Soledad, Suite 1220 San Antonio, Texas 78205 Attention: Debra Guerrero Lender: City of Fort Worth, a Texas municipal corporation Place for Payment: City of Fort Worth Neighborhood Services Department Attn: Assistant Director 1000 Throckmorton Street Fort Worth, Tarrant County, Texas 76102, or any other place that Lender may designate in writing. Principal Amount: $559,481.00 Loan Authority: The loan evidenced by this Note (the "Loan") is being made pursuant to the HOME Investment Partnerships Program authorized under Title II of the Cranston-Gonzalez National Affordable Housing Act of 1990, as amended, 42 USC 12701 et seq. ("HOME Program")and the HOME Investment Partnerships Program Final Rule, as amended, 24 CFR Part 92 et seq. (the "HOME Regulations") with HOME funds for the development of the Broadmoor Apartments,a mixed income multifamily complex located in Fort Worth,Texas (the"project"). Annual Interest Rate: The lesser of 1% simple or the Long Term Applicable Federal Rate("AFR") on the date hereof, which is 1.95% PROMISSORY NOTE—HOME FUNDS Page 1 The Broadmoor at Western Hills Ltd. rev. 11-1-2016 Final Payment Date: 186 months after the conversion to permanent financing as defined in Borrower's Amended and Restated Limited Partnership Agreement dated November 1,2016 as may be amended from time to time(the "Partnership Agreement") Maturity Date: Termination of the Affordability Period more particularly defined in City Secretary Contract No. 48303 between Borrower and Lender for the Loan (the "HOME Contract"). Annual Interest Rate on Matured, Unpaid Amounts: 12% Terms of Payment: Payments of the Principal Amount and interest will be based on a 30 year amortization schedule. The Principal Amount and accrued interest are due and payable in equal annual installments beginning on 30 days after the date of conversion from the construction loan to the permanent loan and continuing annually until the Final Payment Date. At that time,the unpaid principal balance and accrued,unpaid interest will be payable in full. Payments will be applied first to accrued interest and the remainder to reduction of the Principal Amount. Provided however,payments of Principal Amount and interest are only payable from 50%of remaining Cash Flow as defined in and in accordance with the Partnership Agreement. Principal and interest to the extent not paid from remaining Cash Flow shall accumulate from year to year until paid on or before the Maturity Date. Interest will be calculated based on a 360 day per year factor applied to the actual days on which there exists an unpaid principal balance. This Note is the Note required in the HOME Contract and has been executed and delivered in accordance with that contract. The funds advanced by Lender are HOME funds and the HOME Contract requires that the 7 residential rental units in the project located on the Property must qualify and remain affordable rental housing in accordance with the HOME Program and the HOME Regulations for the 20 year Affordability Period more particularly defined in the HOME Contract. The obligations described in the HOME Contract pertaining to the HOME Program and the HOME Regulations including the Affordability Period as well as the Loan evidenced by this Note will be in default if the 7 HOME-assisted residential rental units in the project more particularly described in the HOME Contract do not remain affordable rental housing for the duration of the Affordability Period,subject to the"next available unit rule"under Internal Revenue Code Section 42(g) (2) (D). In the event of such default, Lender may invoke any remedies provided in the HOME Contract or the Leasehold Deed of Trust Security Agreement—Financing Statement for default. PROMISSORY NOTE—HOME FUNDS Page 2 The Broadmoor at Western Hills Ltd. rev. 11-1-2016 Security for Payment: This Note is secured by a Leasehold Deed of Trust Security Agreement - Financing Statement dated November 1, 2016 from Borrower to Vicki S. Ganske,Trustee or Leann Guzman,Trustee(the"Deed of Trust")which covers the personal property described therein and the following real property: Being a tract of land situated in the Hays Covington Survey,Abstract No. 256, City of Fort Worth,Tarrant County,Texas,being all of Lot 1,Block 1,The Broadmoor at Western Hills,an addition to the City of Fort Worth according to the plat recorded in County Clerk's Document Number D216247626, Plat Records, Tarrant County, Texas,being part of that certain tract of land described as Tract Seventeen II by deed to Land Rover, LTD., recorded in Volume 9806,Page 1448,Deed Records,Tarrant County, Texas, said tract of land being more particularly described by metes and bounds in the attached Exhibit "A", incorporated herein by reference for all purposes. Other Security for Payment: As set forth in the Contract Borrower promises to pay to the order of Lender the Principal Amount plus interest. This Note is payable at the Place for Payment and according to the Terms of Payment. All unpaid amounts are due by the Loan Maturity Date. After the Loan Maturity Date,Borrower promises to pay any unpaid principal balance plus interest at the Annual Interest Rate on Matured, Unpaid Amounts. If Borrower defaults in the payment of this Note or in the performance of its obligations under the HOME Contract or the HOME Program or the HOME Regulations or in the performance of any obligation in any instrument securing or collateral to this Note, Lender may invoke any remedies provided herein or in the Deed of Trust for default. If a monetary event of default occurs under the terms of any of the Loan documents, prior to exercising any remedies Lender shall give Borrower and each of the general and limited partners of the Borrower, as identified in the Partnership Agreement, simultaneous written notice of such default. Borrower shall have a period of 15 days after such notice is given within which to cure the default prior to exercise of remedies by Lender under the Loan documents. Notwithstanding anything to the contrary,if a non-monetary event of default occurs under the terms of any of the Loan documents, prior to exercising any remedies, Lender shall give Borrower and each of the general and limited partners of the Borrower as identified in the Partnership Agreement,simultaneous written notice of such default. If the default is reasonably capable of being cured within 30 days,Borrower shall have such period to effect a cure prior to exercise of remedies by Lender under the Loan documents. If the default is such that it is not reasonably capable of being cured within 30 days,and if Borrower(a)initiates corrective action within said period, and (b) diligently, continually, and in good faith works to effect a cure as soon as possible,then Borrower shall have such additional time as is reasonably necessary to cure the default prior to exercise of any remedies by Lender. In no event shall Lender be precluded from exercising remedies if its security becomes or is about to become materially jeopardized by any failure to cure a default or the default is not cured within 180 days after the first notice of default is given. If the default is not cured after notice within the time periods PROMISSORY NOTE—HOME FUNDS Page 3 The Broadmoor at Western Hills Ltd. rev. 11-1-2016 stated above, Borrower and each surety, endorser, and guarantor waive all demand for payment, presentation for payment, notice of intention to accelerate maturity, notice of acceleration of maturity,protest, and notice of protest, to the extent permitted by law. Borrower also promises to pay reasonable attorney's fees and court and other costs if this Note is placed in the hands of an attorney to collect or enforce the Note. These expenses will bear interest from the date of default at the Annual Interest Rate on Matured, Unpaid Amounts. Borrower will pay Lender these expenses and interest on demand at the Place for Payment. These expenses and interest will become part of the debt evidenced by the Note and will be secured by any security for payment. Interest on the debt evidenced by this Note will not exceed the maximum rate or amount of non-usurious interest that may be contracted for, taken, reserved, charged, or received under law. Any interest in excess of that maximum amount will be credited on the Principal Amount or, if the Principal Amount has been paid,refunded. On any acceleration or required or permitted prepayment,any excess interest will be canceled automatically as of the acceleration or prepayment or,if the excess interest has already been paid,credited on the Principal Amount or, if the Principal Amount has been paid, refunded. This provision overrides any conflicting provisions in this Note and all other instruments concerning the debt. Each Borrower, as applicable, is responsible for all obligations represented by this Note. Borrower may prepay this Note in any amount at any time before the Maturity Date without penalty or premium. When the context requires, singular nouns and pronouns include the plural. The indebtedness evidenced by this Note is and shall be subordinate in right of payment to the prior payment in full of the indebtedness to be hereafter evidenced by(i) a Multifamily Note made by Borrower and payable to Tarrant County Housing Finance Corporation("Tarrant County HFC ") as assigned by Tarrant County HFC to Amegy Bank, a Division of ZB, National Association,as Fiscal Agent, and(ii)a Promissory Note made by Borrower to Bank of America,N.A. (the"Bank")(together,the"Senior Indebtedness")(Tarrant County HFC and the Bank together, the "Senior Lenders") as more particularly described in certain Subordination Agreements dated November 1,2016 among the Senior Lenders,Borrower and Lender( the "Subordination Agreements"), to the extent and in the manner provided in the Subordination Agreements. The Deed of Trust securing this Note is and shall be subject and subordinate in all respects to the liens, terms, covenants and conditions of the documents evidencing the Senior Indebtedness(the"Senior Loan Documents")as more fully set forth in the Subordination Agreements. The rights and remedies of the payee and each subsequent holder of this Note under the Deed of Trust securing this Note are subject to the restrictions and limitations set forth in the Subordination Agreements. Each subsequent holder of this Note shall be deemed, by virtue of such holder's acquisition of the Note,to have agreed to perform and PROMISSORY NOTE—HOME FUNDS Page 4 The Broadmoor at Western Hills Ltd. rev. 11-1-2016 observe all of the terms, covenants and conditions to be performed or observed by the Subordinate Lender under the Subordination Agreements. Subject to the terms of the Subordination Agreements and any cure periods provided in the Senior Loan Documents, if there is a default in payment of any part of principal or interest of the Senior Indebtedness or a breach of any covenants contained in the Senior Loan Documents,the debt evidenced by this Note will immediately become payable at the option of Lender. If Borrower fails to perform any of Borrower's obligations in the Senior Loan Documents, and to the extent allowed by the Subordination Agreements, Lender may perform those obligations and be reimbursed by Borrower, on demand, at the Place for Payment for any amounts advanced,including attorney's fees,plus interest on those amounts from the date of payment at the Annual Interest Rate on Matured, Unpaid Amounts. The amount to be reimbursed will be secured by all instruments securing this Note. If any installment becomes overdue for more than 15 days, at Lender's option a late payment charge of 5% of the amount then due may be charged in order to defray the expense of handling the delinquent payment. A default exists under this Note if(1) (a)Borrower or(b)any other person liable on any part of this Note (an "Other Obligated Party") fails to timely pay or perform any obligation or covenant in any written agreement between Lender and Borrower or such Other Obligated Party; (2) any warranty, covenant, or representation in this Note or in any other written agreement between Lender and Borrower or any Other Obligated Party is materially false when made;(3)a receiver is appointed for Borrower,any Other Obligated Party,or any property on which a lien or security interest is created as security(the"Collateral Security") for any part of this Note; (4) any Collateral Security is assigned for the benefit of creditors other than the holder(s) of the Senior Note; (5) a bankruptcy or insolvency proceeding is commenced by Borrower or an Other Obligated Party; (6) (a) a bankruptcy or insolvency proceeding is commenced against Borrower or an Other Obligated Party and (b) the proceeding continues without dismissal for 90 days,the party against whom the proceeding is commenced admits the material allegations of the petition against it,or an order for relief is entered; (7) any of the following parties is dissolved, begins to wind up its affairs, is authorized to dissolve or wind up its affairs by its governing body or persons, or any event occurs or condition exists that permits the dissolution or winding up of the affairs of any of the following parties: (i) Borrower, or(ii) an Other Obligated Party; and(8) any Collateral Security is materially impaired by loss, theft, damage, levy and execution, issuance of an official writ or order of seizure,or destruction,unless it is promptly replaced with insurance proceeds, collateral security of like kind and quality or restored to its former condition. The execution and delivery of this Note are required under the HOME Contract. If any provision of this Note conflicts with any provision of the HOME Contract,the Deed of Trust, the Leasehold Deed of Trust or any other document evidencing the same transaction between Lender and Borrower,the provisions of the HOME Contract will govern to the extent of the conflict. PROMISSORY NOTE—HOME FUNDS Page 5 The Broadmoor at Western Hills Ltd. rev. 11-1-2016 This Note will be construed under the laws of the state of Texas without regard to choice-of-law rules of any jurisdiction. This Note is a nonrecourse obligation of Borrower. Neither Borrower nor any of its general and limited partners nor any other party shall have any personal liability for repayment of the Loan described in the HOME Contract. The sole recourse of Lender under the Loan documents for repayment of the Loan shall be the exercise of its rights against the Security for Payment. [Signature page follows] PROMISSORY NOTE—HOME FUNDS Page 6 The Broadmoor at Western Hills Ltd. rev. 11-1-2016 THE HOME CONTRACT, NOTE AND THE DEED OF TRUST CONSTITUTE THE FINAL AGREEMENT OF THE PARTIES AND MAY NOT BE CONTRADICTED BY EVIDENCE OF PRIOR, CONTEMPORANEOUS, OR SUBSEQUENT ORAL AGREEMENTS OF THE PARTIES. THERE ARE NO UNWRITTEN ORAL AGREEMENTS BETWEEN THE PARTIES. THE BROADMOOR AT WESTERN HILLS LTD., a Texas limited partnership By: THE BROADMOOR AT WESTERN HILLS GP LLC,a Texas limited liability company, its General Partner By: FORT WORTH HOUSING FINANCE CORPORATION, a Texas housing finance co ration, its Sole Member By: Aubrey Thagar Assistant General Manager PROMISSORY NOTE—HOME FUNDS Page 7 The Broadmoor at Western Hills Ltd. rev. 11-1-2016 EXHIBIT "A" LEGAL DESCRIPTION BEING a tract of land situated in the Hays Covington Survey,Abstract No.256,City of Fort Worth,Tarrant County,Texas,being all of Lot 1,Block 1,The Broadmoor at Western Hills, an addition to the City of Fort Worth according to the plat recorded in County Clerk's Document Number D216247626, Plat Records, Tarrant County, Texas,being a part of that certain tract of land described as Tract Seventeen II by deed to Land Rover,LTD.,recorded in Volume 9806,Page 1448, Deed Records, Tarrant County, Texas, said tract of land being more particularly described by metes and bounds as follows: BEGINNING at a 5/8"iron rod with yellow cap stamped"DUNAWAY ASSOCIATES,LP" set, (hereinafter called 5/8"YCIR)for the northeast corner of Lot 21,Block 19,Broadmoor, an addition to the City of Fort Worth,according to the plat recorded in Volume 388-E,Page 20,Plat Records,Tarrant County,Texas, in the west right-of-way line of Broadmoor Drive(a 60'width public right-of-way),recorded in Volume 3501,Page 127,Deed Records,Tarrant County, Texas and the southeast corner of said Land Rover, LTD tract Seventeen II; THENCE North 83°16'28" West, departing the west right-of-way line of said Broadmoor Drive,with the north line of said,Block 19,Broadmoor,a distance of 1,292.66 feet to a 5/8" YCIR set for the northwest corner of Lot 1, said Block 19, Broadmoor Addition, in the east line of Block 7,Western Hills Addition Section No. 1,an addition to the City of Fort Worth, according to the plat recorded in Volume 388-43, Page 18, Plat Records, Tarrant County, Texas; THENCE North 00°44'55" West, departing the north line of said Block 19, Broadmoor Addition, with the east line of said Block 7, Western Hills Addition, a passing distance of 442.36 feet to the northeast corner of said Block 7, Western Hills Addition, a passing distance of 632.17 feet to the northeast corner of Lot 5-R,Block 12,Western Hills Addition, an addition to the City of Fort Worth,according to the plat recorded in Volume 388-98,Page 52, Plat Records, Tarrant County, Texas, the southeast corner of Lot 1, Block 95, Western Hills Addition Section No. VII, an addition to the City of Fort Worth, according the plat recorded in Volume 388-45,Page 81,Plat Records,Tarrant County,Texas,continuing with east line of said Lot 1,Block 95,Western Hills Addition for a total distance of 858.41 feet to a 3/4"iron rod found for the southwest corner of Lot D, Block 6, West Plaza Addition, an addition to the City of Fort Worth, according to the plat recorded in Volume 388-44, Page 97, Plat Records, Tarrant County, Texas; THENCE North 89°53'09" East, departing the east line of said Lot 1, Block 95, Western Hills Addition, with the south line Lot D,Block 6, a distance of 341.49 feet to a 5/8"YCIR set for the southeast corner of said Lot D, Block 6, West Plaza Addition; THENCE South 10°08'15"East,departing the south line of said Lot D,Block 6,West Plaza Addition,a distance of 70.66 feet to a point from for the beginning of a non-tangent curve to PROMISSORY NOTE-HOME FUNDS Page 8 The Broadmoor at Western Hills Ltd. rev. 11-1-2016 the left, from which the radius point bears North 80°37'15" East, a distance of 60.00 feet, having a central angle of 257°49'56",a radius of 60.00 feet and a chord bearing and distance of North 41'42'l 7"East - 93.3 7 feet; THENCE with said non-tangent curve to the left in a northeasterly direction,an arc length of 270.00 feet to a 5/8"YCIR set in the south line of said Lot B,Block 5,West Plaza Addition; THENCE North 89°53'09" East, with the south line of said Lot B, Block 5, West Plaza Addition, a distance of 632.98feet to a 5/8"YCIR set for the southeast corner of said Lot B, Block 5, West Plaza Addition; THENCE South 07'14'5 1"East,departing the south line of said Lot B,Block 5, West Plaza Addition and with the west line of Lot A, Block 5, said West Plaza Addition, a distance of 155.71 feet to a point, from which a 1/2" iron rod found bears South 67°51'51" East, a distance of 0.34 feet; THENCE South 89°12'51" East, with the south line of said Lot A, Block 5, West Plaza Addition, a distance of 212.89 feet to a 5/8" YCIR set in the west right-of-way line of said Broadmoor Drive; THENCE South 15002'25"East,with the west right-of-way line of said Broadmoor Drive,a distance of 8.99 feet to a 1/2"iron rod found for the beginning of a curve to the right having a central angle of 21040'00", a radius of 1,537.70 feet and a chord bearing and distance of South 04012'25" East - 578.03 feet; THENCE continuing with the west right-of-way line of said Broadmoor Drive and with said curve to the right in a southeasterly direction,an arc length of 581.49 feet to a 5/8"YCIR set; THENCE South 06037'35" West, a distance of 271.09 feet to the POINT OF BEGINNING and containing a calculated area of 1,176,714 square feet or 27.014 acres of land. PROMISSORY NOTE—HOME FUNDS Page 9 The Broadmoor at Western Hills Ltd. rev. 11-1-2016 11/8/2016 Leasehold DOT-Financing Statement-15000331058 pkg 2(Read-Only) Page 1 of 21 D216262153 11171201612.31 PH PGS 21 Fee: $96.00 Submitter:CSC ERECORDING SOLUTIONS Electronically Recorders by Tarrant County Clerk in Official Punic Records � ���- C«, Mary Louise Garcia NOTICE OF CONFIDENTIALITY RIGHTS: IF YOU ARE A NATURAL PERSON, YOU MAY REMOVE OR STRIKE ANY OR ALL OF THE FOLLOWING INFORMATION FROM ANY INSTRUMENT THAT TRANSFERS AN INTEREST IN REAL PROPERTY BEFORE IT IS FILED FOR RECORD IN THE PUBLIC RECORDS: YOUR SOCIAL SECURITY NUMBER OR YOUR DRIVER'S LICENSE NUMBER. Leasehold Deed of Trust Security Agreement-Financing Statement HOME Funds Terms Date: November 1,2016 Grantor: The Broadmoor at Western Hills Ltd.,a Texas limited partnership Grantor's Mailing Address: The Broadmoor at Western Hills Ltd. C/o Fort Worth Housing Finance Corporation 1000 Throckmorton Fort Worth,TX 76102 Tarrant County With a copy to: NRP Group LLC 111 Soledad, Suite 1220 San Antonia,Texas 78205 Attention: Debra Guerrero With a copy to: U.S.Bancorp Community Development Corporation 1307 Washington Avenue, Suite 300 Mail Code: SL MO RMCD St.Louis, MO 63103 Attention: Director of LIHTC Asset Management With a copy to: Kutak Rock Llai' 1650 Farnain Street Omaha,NE 68102 Attention: Jill Goldstein,Esq. Trustee: Vicki S.Ganske or Leann.D.Guzman LEASEHOLD DEED OF TRUST HOME FUNDS Page 1 The Broadmoor at Western Hills Ltd. Rev. 11-1-2016 Page 2 of 21 https:Hep4.ingeo.com/L2/DataEntry/Index?packld=5189927&docld=21786428&isArchived=False# 2/22 THIS DOCUMENT HAS BEEN ELECTRONICALLY RECORDED NOTICE OF CONFIDENTIALITY RIGHTS: IF YOU ARE A NATURAL PERSON, YOU MAY REMOVE OR STRIKE ANY OR ALL OF THE FOLLOWING INFORMATION FROM ANY INSTRUMENT THAT TRANSFERS AN INTEREST IN REAL PROPERTY BEFORE IT IS FILED FOR RECORD IN THE PUBLIC RECORDS: YOUR SOCIAL SECURITY NUMBER OR YOUR DRIVER'S LICENSE NUMBER. Leasehold Deed of Trust Security Agreement - Financing Statement HOME Funds Terms Date: November 1, 2016 Grantor: The Broadmoor at Western Hills Ltd., a Texas limited partnership Grantor's Mailing Address: The Broadmoor at Western Hills Ltd. C/O Fort Worth Housing Finance Corporation 1000 Throckmorton Fort Worth, TX 76102 Tarrant County With a copy to: NRP Group LLC 111 Soledad, Suite 1220 San Antonio, Texas 78205 Attention: Debra Guerrero With a copy to: U.S. Bancorp Community Development Corporation 1307 Washington Avenue, Suite 300 Mail Code: SL MO RMCD St. Louis, MO 63103 Attention: Director of LIHTC Asset Management With a copy to: Kutak Rock LLP 1650 Farnam Street Omaha,NE 68102 Attention: Jill Goldstein, Esq. Trustee: Vicki S. Ganske or Leann D. Guzman LEASEHOLD DEED OF TRUST—HOME FUNDS Page 1 The Broadmoor at Western Hills Ltd. Rev. 11-1-2016 Trustee's Mailing Address: The City Attorney's Office The City of Fort Worth 1000 Throckmorton St. Fort Worth TX 76102 Tarrant County Lender: City of Fort Worth, a Texas municipal corporation Lender's Mailing Address: City of Fort Worth Neighborhood Services Department Attn: Assistant Director 1000 Throckmorton Street Fort Worth, Texas 76102 Tarrant County Loan Authority: The loan evidenced by the Note(the"Loan")and secured by this Leasehold Deed of Trust Security Agreement—Financing Statement("Deed of Trust") is being made pursuant to the HOME Investment Partnerships Program authorized under Title II of the Cranston-Gonzales National Affordable Housing Act of 1990, as amended, 42 USC 12701 et seq.(the"HOME Program")and the HOME Investment Partnership Program Final Rule, as amended, 24 CFR Part 92 et seq. (the "HOME Regulations") with HOME funds for the development of the Broadmoor Apartments,a mixed income multifamily complex located in Fort Worth Texas(the "project"), all as more particularly described in a HOME Contract, City Secretary Contract No. 48303 between Grantor and Lender for the Loan (the "HOME Contract"). Obligations Note Date: November 1, 2016 Original principal amount: $559,481.00 Borrower: The Broadmoor at Western Hills Ltd. Lender: City of Fort Worth Maturity Date: Expiration of the 20 year Affordability Period described in the HOME Contract and Section F below Terms of Payment: As provided in the Note In addition,Obligations shall include compliance by Grantor with the requirements of the HOME Program for the 20 year Affordability Period more particularly described in Section F. below. LEASEHOLD DEED OF TRUST—HOME FUNDS Page 2 The Broadmoor at Western Hills Ltd. Rev. 11-1-2016 Property (including any improvements): Tenant's Leasehold Estate. Lease Date: November 1, 2016 Landlord: Fort Worth Housing Finance Corporation Tenant: Grantor Premises: Being a tract of land situated in the Hays Covington Survey, Abstract No. 256, City of Fort Worth,Tarrant County,Texas,being all of Lot 1, Block 1, The Broadmoor at Western Hills, an addition to the City of Fort Worth according to the plat recorded in County Clerk's Document Number D216247626,Plat Records,Tarrant County,Texas,being part of that certain tract of land described as Tract Seventeen II by deed to Land Rover, LTD., recorded in Volume 9806, Page 1448, Deed Records,Tarrant County,Texas, said tract of land as more particularly described by metes and bounds in the attached Exhibit "A", incorporated herein by reference for all purposes. Leasehold Estate: All of Tenant's rights under the Ground Lease dated November 1,2016 executed by and between Fort Worth Housing Finance Corporation, Landlord, and The Broadmoor at Western Hills Ltd., Tenant. Together with the following personal property to the extent owned by Grantor: All fixtures, supplies, building materials, and other goods of every nature now or hereafter located,used,or intended to be located or used on the Property; All plans and specifications for development of or construction of improvements on the Property; All contracts and subcontracts relating to the construction of improvements on the Property; All accounts, contract rights, instruments, documents, general intangibles, and chattel paper arising from or by virtue of any transactions relating to the Property; All permits, licenses, franchises, certificates, and other rights and privileges obtained in connection with the Property; All proceeds payable or to be payable under each policy of insurance relating to the Property; and All products and proceeds of the foregoing. Notwithstanding any other provision in this Deed of Trust,the term"Property"does not include personal effects used primarily for personal, family, or household purposes. LEASEHOLD DEED OF TRUST—HOME FUNDS Page 3 The Broadmoor at Western Hills Ltd. Rev. 11-1-2016 In addition to creating a deed-of-trust lien on the Leasehold Estate and all the other Property described above, Grantor also grants to Lender a security interest in all of the above-described personal property pursuant to and to the extent permitted by the Texas Uniform Commercial Code. Prior Liens: The lien created by this Deed of Trust is and shall be subject and subordinate in all respects to the liens, terms, covenants and conditions of. (i) the Multifamily Deed of Trust,Assignment of Rents,Security Agreement and Fixture Filing securing that certain Multifamily Note dated November 1, 2016 made by Grantor and payable to Tarrant County Housing Finance Corporation("Tarrant County HFC")as assigned by Tarrant County HFC to Amegy Bank,a Division of ZB,National Association,as Fiscal Agent; and (ii) the Leasehold Deed of Trust, Assignment, Security Agreement and Fixture Filing, with Joinder of Fee Owner securing the obligations of Grantor to Bank of America, N.A. (the "Bank", and together with Tarrant County HFC , the "Senior Lenders") (the "Senior Indebtedness"), to the extent and in the manner provided in certain Subordination Agreements dated November 1,2016 among the Senior Lenders, as senior lenders, the Lender, as subordinate lender, and the Grantor (the "Subordination Agreements"). This Deed of Trust is and shall be subject and subordinate in all respects to the liens, terms, covenants and conditions of the loan documents evidencing the Senior Indebtedness("Senior Loan Documents") as more fully set forth in the Subordination Agreements. The rights and remedies of Lender and each subsequent assignee of the lien under this Deed of Trust are subject to the restrictions and limitations set forth in the Subordination Agreements. Subject to the terms of the Subordination Agreements and to waiver, notice, grace and cure period,if any,provided in the Senior Loan Documents,if default occurs in payment of any part of principal or interest of the Senior Indebtedness, or in observance of any covenants of the Senior Loan Documents,the entire debt secured by this Deed of Trust will immediately become payable at the option of Lender to the extent permitted by the Subordination Agreements. Other Exceptions to Conveyance and Warranty: The Permitted Exceptions set forth on Exhibit"B"attached hereto and incorporated herein for all purposes, to the extent that they relate to the Leasehold Estate. For value received and to secure performance of the Obligations,Grantor conveys the Property to Trustee in trust. Grantor warrants and agrees to defend the title to the Property, subject to the Other Exceptions to Conveyance and Warranty. On performance of the Obligations, including payment of the Loan and all other amounts secured by this Deed of Trust, and performance of the requirements of the HOME Program,this Deed of Trust will have no further effect, and Lender will release it at Grantor's expense. LEASEHOLD DEED OF TRUST—HOME FUNDS Page 4 The Broadmoor at Western Hills Ltd. Rev. 11-1-2016 Clauses and Covenants A. Grantor's Obligations Grantor agrees to- 1. perform all of Tenant's obligations under the Lease and deliver, on Lender's written request, satisfactory evidence of timely payment of all rents and other charges due under the Lease; 2. enforce Landlord's obligations under the Lease; 3. within 10 business days after receipt,deliver a copy of each notice received by Grantor from Landlord to Lender; 4. timely exercise each option to extend the term of the Lease as long as the Obligations remain unpaid or otherwise outstanding and concurrently deliver to Lender a copy of the notice doing so. If Grantor does not exercise an option to extend the term of the Lease,Lender may,at its option, exercise the option on behalf of Grantor. Grantor appoints Lender its attorney-in-fact to execute and deliver all instruments necessary to extend the term of the Lease or to exercise any other rights,powers,or privileges under the Lease in the event Grantor fails to do so;this power,being coupled with an interest,is irrevocable as long as the Obligations remain unpaid or are otherwise outstanding; 5. use commercially reasonable efforts to deliver to Lender,within 20 days after written request by Lender, an estoppel certificate from Landlord setting forth (a) that the Lease has not been modified or, if it has been modified, the date of each modification (together with copies of each modification), (b) the date to which all rent has been paid by Tenant under the Lease, and (c) whether there are any defaults of Tenant under the Lease and, if there are, setting forth the nature of the default(s) in reasonable detail; 6. execute and deliver on the request of Lender any instruments required to permit Lender to cure any default under the Lease or preserve the interest of Lender in the Leasehold Estate; 7. defend title to the Property subject to the Other Exceptions to Conveyance and Warranty and preserve the lien's priority as it is established in this Deed of Trust; 8. obey all laws,ordinances,and restrictive covenants applicable to the Property; 9. if the lien of this Deed of Trust is not a first lien, pay or cause to be paid all prior lien notes pursuant to their respective terms and abide by or cause to be abided by all prior lien instruments; and LEASEHOLD DEED OF TRUST—HOME FUNDS Page 5 The Broadmoor at Western Hills Ltd. Rev. 11-1-2016 10. notify Lender of any change of address. Grantor agrees not to- t. do or permit anything to be done that will impair the security of this Deed of Trust or will be grounds for terminating the Lease; or 2. consent, without Lender's prior written consent, to (a) any waiver, cancellation, or amendment of any provision of the Lease or (b) the subordination of the Lease to any mortgage of the fee interest of Landlord in the Premises. Grantor represents that- 1. the Lease is enforceable; 2. except as set forth above,there are no amendments to the Lease; and 3. Grantor is not in default under the Lease and, to the best of Grantor's knowledge, Landlord is not in default under the Lease, and no event exists that, with the passage of time or the giving of notice, or both, would constitute a default under the Lease. B. Lender's Rights 1. Lender or Lender's mortgage servicer may appoint in writing a substitute trustee, succeeding to all rights and responsibilities of Trustee. 2. If the proceeds of the Loan are used to pay any debt secured by prior liens, Lender is subrogated to all the rights and liens of the holders of any debt so paid, subject to the Subordination Agreement. 3. Notwithstanding the terms of the Note to the contrary,and unless applicable law prohibits,all payments received by Lender from Grantor with respect to the Obligations or this Deed of Trust may, at Lender's discretion, be applied first to amounts payable under this Deed of Trust and then to amounts due and payable to Lender with respect to the Obligations, to be applied to late charges, principal, or interest in the order Lender in its discretion determines. 4. If Grantor fails to perform any of Grantor's obligations under this Deed of Trust, subject to prior written notice and cure period,Lender may perform those obligations and be reimbursed by Grantor on demand for any amounts so paid, including reasonable attorney's fees,plus interest on those amounts from the dates of payment at the rate stated in the Note for matured,unpaid amounts. The amount to be reimbursed will be secured by this Deed of Trust. LEASEHOLD DEED OF TRUST—HOME FUNDS Page 6 The Broadmoor at Western Hills Ltd. Rev. 11-1-2016 5. If there is a default on the Obligations or if Grantor fails to perform any of Grantor's obligations under this Deed of Trust and the default continues after any required notice of the default and the time allowed to cure, Lender may- a. declare any unpaid principal balance and earned interest on the Obligations immediately due; b. direct Trustee to foreclose this lien,in which case Lender or Lender's agent will cause notice of the foreclosure sale to be given as provided by the Texas Property Code as then in effect; and C. purchase the Property at any foreclosure sale by offering the highest bid and then have the bid credited on the Obligations. Notwithstanding anything to the contrary,if a monetary event of default occurs under the terms of any of the Loan documents,as defined in the HOME Contract,prior to exercising any remedies Lender shall give Grantor and each of the general and limited partners of Grantor, as identified in the Amended and Restated Agreement Limited Partnership Agreement dated November 1, 2016 (the "Partnership Agreement"), simultaneous written notice of such default. Grantor and each of the general and limited partners on behalf of Grantor shall have a period of 15 days after such notice is given within which to cure the default prior to exercise of remedies by Lender under the Loan documents. Notwithstanding anything to the contrary,if a non-monetary event of default occurs under the terms of any of the Loan documents,prior to exercising any remedies,Lender shall give Grantor and each of the general and limited partners of the Grantor,as identified in the Partnership Agreement,simultaneous written notice of such default. If the default is reasonably capable of being cured within 30 days,Grantor and each of the general and limited partners on behalf of Grantor shall have such period to effect a cure prior to exercise of remedies by Lender under the Loan documents. If the default is such that it is not reasonably capable of being cured within 30 days,and if Grantor or each of the general and limited partners on behalf of Grantor(a)initiates corrective action within said period,and (b) diligently, continually, and in good faith works to effect a cure as soon as possible, then Grantor or each of the general and limited partners on behalf of Grantor shall have such additional time as is reasonably necessary to cure the default prior to exercise of any remedies by Lender. In no event shall Lender be precluded from exercising remedies if its security becomes or is about to become materially jeopardized by any failure to cure a default or the default is not cured within 180 days after the first notice of default is given. 6. Lender may remedy any default without waiving it and may waive any default without waiving any prior or subsequent default. 7. If Grantor fails to perform any of its obligations, covenants, or agreements under the Lease, Lender may do any act it deems reasonably necessary to cure such failure. During an event of default, Lender may enter the Premises with or without notice and do anything that Lender reasonably deems necessary or prudent to do. LEASEHOLD DEED OF TRUST—HOME FUNDS Page 7 The Broadmoor at Western Hills Ltd. Rev. 11-1-2016 8. If Lender elects to make any payments or do any act or thing required to be paid or done by Grantor as Tenant under the Lease, Lender will be fully subrogated to the rights of Landlord,.and any sums advanced by Lender are a part of the Obligations. C. Trustee's Rights and Duties If directed by Lender to foreclose this lien, Trustee will- 1. either personally or by agent give notice of the foreclosure sale as required by the Texas Property Code as then in effect; 2. sell and convey all or part of the Properly "AS IS" to the highest bidder for cash with a general warranty binding Grantor, subject to the Prior Lien and to the Other Exceptions to Conveyance and Warranty and without representation or warranty,express or implied, by Trustee; 3. from the proceeds of the sale, pay, in this order- a. expenses of foreclosure, including a reasonable commission to Trustee; b. to Lender,the full amount of principal,interest,reasonable attorney's fees, and other charges due and unpaid; C. any amounts required by law to be paid before payment to Grantor; and d. to Grantor, any balance; and 4. be indemnified, held harmless, and defended by Lender against all costs, expenses,and liabilities incurred by Trustee for acting in the execution or enforcement of the trust created by this Deed of Trust, which includes all court and other costs, including reasonable attorney's fees, incurred by Trustee in defense of any action or proceeding taken against Trustee in that capacity. D. General Provisions L If any of the Property is sold under this Deed of Trust, Grantor must immediately surrender possession to the purchaser. If Grantor fails to do so, Grantor will become a tenant at sufferance of the purchaser, subject to an action for forcible detainer. 2. Recitals in any trustee's deed conveying the Property will be presumed to be true, absent evidence to the contrary. 3. Proceeding under this Deed of Trust, filing suit for foreclosure, or pursuing any other remedy will not constitute an election of remedies. LEASEHOLD DEED OF TRUST—HOME FUNDS Page 8 The Broadmoor at Western Hills Ltd. Rev. 11-1-2016 4. This lien will remain superior to liens later created even if the time of payment of all or part of the Obligations is extended or part of the Property is released. 5. If any portion of the Obligations cannot be lawfully secured by this Deed of Trust, payments will be applied first to discharge that portion. 6. Subject to the rights of senior lien holders, Grantor assigns to Lender all amounts payable to or received by Grantor from condemnation of all or part of the Property, from private sale in lieu of condemnation, and from damages caused by public works or construction on or near the Property. After deducting any expenses incurred, including reasonable attorney's fees and court and other costs,Lender will either release any remaining amounts to Grantor or apply such amounts to reduce the Obligations and any excess proceeds shall be paid to Grantor. Lender will not be liable for failure to collect or to exercise diligence in collecting any such amounts.Grantor will immediately give Lender notice of any actual or known threatened proceedings for condemnation of all or part of the Property. Notwithstanding the above, in the event of any fire or other casualty to the Property or eminent domain proceedings resulting in condemnation of the Property or any part thereof, Grantor shall have the right to rebuild the Property, and to use all available insurance or condemnation proceeds therefor, provided that (a) such proceeds are sufficient to keep the Obligations in balance and rebuild the Property in a manner that provides adequate security to Lender for repayment or performance of the Obligations or if such proceeds are insufficient then Grantor shall have funded any deficiency,(b)Lender shall have the right to approve plans and specifications for any major rebuilding and the right to approve disbursements of insurance or condemnation proceeds for rebuilding under a construction escrow or similar arrangement, and(c)no material default then exists under the Loan documents other than attributable to the casualty or condemnation. If the casualty or condemnation affects only part of the Property and total rebuilding is infeasible, then proceeds may be used for partial rebuilding and partial repayment of the Obligations in a manner that provides adequate security to Lender for repayment of the remaining balance of the Obligations,and any excess proceeds shall be paid to Grantor. 7. Subject to the rights of senior lien holders, Grantor assigns to Lender absolutely, not only as collateral, all present and future rent and other income and receipts from the Property. Grantor may as Lender's licensee collect rent and other income and receipts as long as Grantor is not in default with respect to the Obligation or this Deed of Trust. Subject to the terms of the Loan documents, Grantor will apply all rent and other income and receipts to payment of the Obligations and performance of this Deed of Trust, but if the rent and other income and receipts exceed the amount due with respect to the Obligations and the Deed of Trust, Grantor may retain the excess. If Grantor defaults in payment or performance of the Obligations or performance of this Deed of Trust,Lender may terminate Grantor's license to collect rent and other income and then as Grantor's agent may rent the Property and collect all rent and other income and receipts. Lender neither has nor assumes any obligations as lessor or landlord with respect to any occupant of the Property. Lender may exercise Lender's rights and remedies under this paragraph without taking LEASEHOLD DEED OF TRUST—HOME FUNDS Page 9 The Broadmoor at Western Hills Ltd. Rev. 11-1-2016 possession of the Property. Lender will apply all rent and other income and receipts collected under this paragraph first to expenses incurred in exercising Lender's rights and remedies and then to Grantor's obligations with respect to the Obligations and this Deed of Trust in the order determined by Lender. Lender is not required to act under this paragraph, and acting under this paragraph does not waive any of Lender's other rights or remedies. 8. Interest on the debt secured by this Deed of Trust will not exceed the maximum amount of non-usurious interest that may be contracted for, taken, reserved, charged, or received under law. Any interest in excess of that maximum amount will be credited on the principal of the debt or,if that has been paid,refunded. On any acceleration or required or permitted prepayment,any excess interest will be canceled automatically as of the acceleration or prepayment or, if already paid,credited on the principal of the debt or,if the principal of the debt has been paid, refunded. This provision overrides any conflicting provisions in this and all other instruments concerning the debt. 9. In no event may this Deed of Trust secure payment of any debt that may not lawfully be secured by a lien on real estate or create a lien otherwise prohibited by law. 10. When the context requires, singular nouns and pronouns include the plural. 11. The term Note includes all extensions, modifications, and renewals of the Note and all amounts secured by this Deed of Trust. 12. Grantor agrees to(a)keep at Grantor's address,or such other place as Lender may approve,accounts and records reflecting the operation of the Property and copies of all written contracts,leases,and other instruments that affect the Property; (b)prepare financial accounting records in compliance with generally accepted accounting principles consistently applied;and(c),at Lender's request on reasonable notice from time to time,permit Lender to examine and make copies of such books,records,contracts,leases,and other instruments at any reasonable time. 13. Grantor agrees to deliver to Lender, at Lender's request from time to time, internally prepared financial statements of Grantor and any guarantor of the Note prepared in accordance with generally accepted accounting principles consistently applied, in detail reasonably satisfactory to Lender and certified to be materially true and correct by the chief financial officer of Grantor or its certified public accountant, as applicable. 14. If Lender orders an appraisal of the Property while a default exists or to comply with legal requirements affecting Lender, Grantor, at Lender's request, agrees to reimburse Lender for the reasonable cost of any such appraisal. If Grantor fails to reimburse Lender for any such appraisal within 20 days of Lender's written request, that failure is a default under this Deed of Trust. LEASEHOLD DEED OF TRUST—HOME FUNDS Page 10 The Broadmoor at Westem Hills Ltd. Rev. 11-1-2016 15. Grantor agrees to allow Lender or Lender's agents to enter the Property at reasonable times and inspect it and any personal property in which Lender is granted a security interest by this Deed of Trust. 16. Grantor may not sell,transfer,or otherwise dispose of any Property,whether voluntarily or by operation of law, except for transfer to the landlord, condemnation, or to obtain utility easements,without the prior written consent of Lender.If granted,consent may be conditioned upon(a) the grantee's integrity, reputation, character, creditworthiness, and management ability being satisfactory to Lender;and(b)the grantee's executing,before such sale, transfer, or other disposition, a written assumption agreement containing any terms Lender may reasonably require,such as a principal pay down on the Obligations,an increase in the rate of interest payable with respect to the Obligations, a transfer fee, or any other modification of the Note,this Deed of Trust,or any other instruments evidencing or securing the Obligations. Grantor may not cause or permit any Property to be encumbered by any liens,security interests,or encumbrances other than the liens securing the Obligation and the liens securing ad valorem taxes not yet due and payable and the Permitted Exceptions without the prior written consent of Lender.If granted,consent may be conditioned upon Grantor's executing, before granting such lien,a written modification agreement containing any terms Lender may require, such as a principal pay down on the Obligations, an increase in the rate of interest payable with respect to the Obligations, an approval fee, or any other modification of the Note, this Deed of Trust, or any other instruments evidencing or securing the Obligations. Lender hereby specifically approves the execution of the (i) proposed Declaration of Land use Restrictive Covenants ("LURA") which will be executed by Grantor on the form required by the Texas Department of Housing and Community Affairs("TDHCA")and(ii) the Regulatory Agreement and Declaration of Restrictive Covenants ("Regulatory Agreement") which will be executed by Grantor on the form required by Tarrant County HFC. Approval of the LURA shall be reflected by Lender's execution of the form of Consent and Subordination of Lienholder which is required by the TDHCA. Grantor may not grant any lien, security interest, or other encumbrance (a "Subordinate Instrument")covering the Property that is subordinate to the liens created by this Deed of Trust without the prior written consent of Lender If granted, consent for a Subordinate Instrument may be conditioned upon the Subordinate Instrument's containing express covenants to the effect that- a. the Subordinate Instrument is unconditionally subordinate to this Deed of Trust; b. if any action is instituted to foreclose or otherwise enforce the Subordinate Instrument, no action may be taken that would terminate any occupancy or tenancy without the prior written consent of Lender, and that consent, if granted, may be conditioned in any manner Lender determines; LEASEHOLD DEED OF TRUST—HOME FUNDS Page 11 The Broadmoor at Western Hills Ltd. Rev. 11-1-2016 C. rents, if collected by or for the holder of the Subordinate Instrument,will be applied first to the payment of the Obligations then due and to expenses incurred in the ownership,operation,and maintenance of the Property in any order Lender may determine, before being applied to any indebtedness secured by the Subordinate Instrument; d. written notice of default under the Subordinate Instrument and written notice of the commencement of any action to foreclose or otherwise enforce the Subordinate Instrument must be given to Lender concurrently with or immediately after the occurrence of any such default or commencement;and e. in the event of the bankruptcy of Grantor,all amounts due on or with respect to the Obligations and this Deed of Trust will be payable in full before any payments on the indebtedness secured by the Subordinate Instrument. Lender acknowledges and agrees that,in the event of a foreclosure of its interest under this Deed of Trust, the following rule contained in Section 42(h)(6)(E)(ii) of the Internal Revenue Code (the "Code") shall apply: For a period of 3 years from the date of foreclosure, with respect to any unit that had been regulated by the LURA,(i)none of the eligible tenants occupying those units at the time of foreclosure may be evicted or their tenancy terminated (other than for good cause), and (ii) no rent for said units may be increased except as otherwise permitted under Section 42 of the Code. Grantor may not cause or permit any of the following events to occur without the prior written consent of Lender: if Grantor is (a) a corporation, the dissolution of the corporation or the sale,pledge, encumbrance, or assignment of any shares of its stock; (b)a limited liability company,the dissolution of the company or the sale,pledge,encumbrance, or assignment of any of its membership interests; (c)a general partnership or joint venture, the dissolution of the partnership or venture or the sale,pledge,encumbrance,or assignment of any of its partnership or joint venture interests,or the withdrawal from or admission into it of any general partner or joint venturer;or(d)a limited partnership,(1)the dissolution of the partnership,(2)the sale,pledge,encumbrance,or assignment of any of its general partnership interests,or the withdrawal from or admission into it of any general partner,or(3)except for a limited partnership interest in a low income housing project, the withdrawal from or admission into it of any controlling limited partner or partners. If granted, consent may be conditioned upon(a)the integrity,reputation,character,creditworthiness,and management ability of the person succeeding to the ownership interest in Grantor(or security interest in such ownership)being reasonably satisfactory to Lender; and(b)the execution,before such event, by the person succeeding to the interest of Grantor in the Property or ownership interest in Grantor (or security interest in such ownership) of a written modification or assumption agreement containing such terms as Lender may reasonably require, such as a principal pay down on the Obligations,an increase in the rate of interest payable with respect to the Obligations,a transfer fee,or any other modification of the Note,this Deed of Trust,or any other instruments evidencing or securing the Obligations. LEASEHOLD DEED OF TRUST—HOME FUNDS Page 12 The Broadmoor at Western Hills Ltd. Rev. 11-1-2016 Notwithstanding anything to the contrary herein, neither the withdrawal, removal, replacement, and/or addition of a general partner or Special Limited Partner of the Grantor pursuant to the terms of the Partnership Agreement,nor the withdrawal, replacement, and/or addition of any of Grantor's limited partners or its limited partner's general partners or members, shall constitute a default under any of the Loan documents, and any such actions shall not accelerate the maturity of the Loan,provided that any required substitute Grantor's general partner or Special Limited Partner is reasonably acceptable to Lender and is selected with reasonable promptness. Any substitute general partner or Special Limited Partner that is an affiliate of Grantor's limited partner is hereby deemed acceptable to Lender. Any amendment to the Partnership Agreement which does not affect the financial terms of the Partnership Agreement and does not otherwise adversely affect Lender's security interest in the Property shall not constitute a default under and of the Loan documents. Further,none of the actions described in this paragraph will constitute a material change in ownership which would trigger termination of the HOME Contract. 17. Except as permitted in Section 5.6.1.10 of the HOME Contract or otherwise related to the project, Grantor agrees not to grant any lien or security interest in the Property or to permit any junior encumbrance to be recorded or any claim to otherwise become an encumbrance against the Property other than the proposed LURA and Regulatory Agreement, and any other lien or security interest approved in advance by Lender. If an involuntary encumbrance is filed against the Property,Grantor agrees,within 30 days of actual notice,to either remove the involuntary encumbrance or insure against it or provide a bond acceptable to Lender against the involuntary encumbrance. 18. This Deed of Trust binds,benefits,and may be enforced by the successors in interest of all parties. 19. If Grantor and Borrower are not the same person,the term Grantor includes Borrower. 20. Grantor and each surety,endorser,and guarantor of the Obligations waive all demand for payment, presentation for payment, notice of intention to accelerate maturity, notice of acceleration of maturity, protest, and notice of protest, to the extent permitted by law. 21. Grantor agrees to pay reasonable attorney's fees,trustee's fees,and court and other costs of enforcing Lender's rights under this Deed of Trust if this Deed of Trust is placed in the hands of an attorney for enforcement. 22. If any provision of this Deed of Trust is determined to be invalid or unenforceable, the validity or enforceability of any other provision will not be affected. LEASEHOLD DEED OF TRUST—HOME FUNDS Page 13 The Broadmoor at Western Hills Ltd. Rev. 11-1-2016 23. As long as the Obligations remain unpaid or otherwise not performed,unless Lender otherwise consents in writing,the fee title to the Premises and the Leasehold Estate will not merge but will always remain separate, notwithstanding a union of the estates. 24. This Deed of Trust does not constitute an assignment of the Lease,and Lender has no liability or obligation under the Lease by reason of its acceptance of this Deed of Trust. Lender is liable for the obligations of Tenant arising out of the Lease for only that period of time after Lender has acquired, by foreclosure or otherwise, and is holding Grantor's interest in the Leasehold Estate. 25. The term Lender includes any mortgage servicer for Lender. 26. The debt and the performance secured by this Deed of Trust is a nonrecourse obligation of Borrower. Neither Borrower nor any of its general and limited partners nor any other party shall have any personal liability for repayment of the Loan described in the HOME Contract. The sole recourse of Lender under the Loan documents for repayment of the Loan or performance of any of the Obligations shall be the exercise of its right against the security for payment as defined in the Note. E. Construction Loan Mortgage 1. This Deed of Trust is a "construction mortgage" within the meaning of Section 9.334 of the Texas Business and Commerce Code. The liens and security interests created and granted by this Deed of Trust secure an obligation incurred for the construction of improvements on land, including the acquisition costs of the Leasehold Estate. 2. Grantor agrees to comply with the terms, covenants and conditions of the HOME Contract which requires the Note and this Deed of Trust. All advances made by Lender under the HOME Contract will be indebtedness of Grantor secured by the liens created by this Deed of Trust, and such advances are conditioned as provided in the HOME Contract. 3. All amounts disbursed by Lender before completion of the improvements to protect the security of this Deed of Trust up to the principal amount of the Note will be treated as disbursements under the HOME Contract. All such amounts will bear interest from the date of disbursement at the rate stated in the Note,unless collections from Grantor of interest at that rate would be contrary to applicable law,in which event such amounts will bear interest at the rate stated in the Note for matured,unpaid amounts and will be payable on notice from Lender to Grantor requesting payment. 4. From time to time as Lender deems reasonably necessary to protect Lender's interests, Grantor will, on request of Lender,execute and deliver to Lender, in such form as Lender directs but subject to the rights of any senior lien holders,assignments of any and all rights or claims that relate to the construction of improvements on the Property. LEASEHOLD DEED OF TRUST—HOME FUNDS Page 14 The Broadmoor at Westem Hills Ltd. Rev. 11-1-2016 5. In case of breach by Grantor of the terms, covenants and conditions of the HOME Contract,Lender,at its option,subject to applicable notice, grace and cure periods, with or without entry on the Property,may(a)invoke any of the rights or remedies provided in the HOME Contract,(b)accelerate the amounts secured by this Deed of Trust and invoke the remedies provided in this Deed of Trust, or(c) do both. F. THIS CONVEYANCE IS MADE AND ACCEPTED SUBJECT TO THE FOLLOWING CONDITIONS AND RESTRICTIONS: The Note secured by this Deed of Trust is the Note required in the HOME Contract, and has been executed and delivered in accordance with the HOME Contract. The funds advanced by Lender are HOME funds and the HOME Contract requires that the 7 residential rental units in the project located on the Property must qualify and remain affordable rental housing in accordance with the HOME Program and the HOME Regulations for the 20 year Affordability Period more particularly defined in the HOME Contract. The Obligations described in the HOME Contract evidenced by the Note and secured by this Deed of Trust will be in default if the 7 HOME-assisted residential rental units in the project more particularly described in the HOME Contract do not remain affordable rental housing for the duration of the Affordability Period, subject to the next available unit rule. This Deed of Trust has also been executed and delivered pursuant to the terms of the HOME Contract. Grantor agrees to perform each and every obligation set forth therein and will not permit a default to occur thereunder. Any default in the performance of Grantor's obligations under the terms of the HOME Contract or the HOME Program or HOME Regulations shall be deemed a default in the terms of the Note and Lender may invoke any remedies provided herein for default. THE HOME CONTRACT, THE NOTE AND THIS DEED OF TRUST CONSTITUTE THE FINAL AGREEMENT OF THE PARTIES AND MAY NOT BE CONTRADICTED BY EVIDENCE OF PRIOR, CONTEMPORANEOUS, OR SUBSEQUENT ORAL AGREEMENTS OF THE PARTIES. THERE ARE NO UNWRITTEN ORAL AGREEMENTS BETWEEN THE PARTIES. [SIGNATURE AND NOTARIZATION FOLLOW] [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK] LEASEHOLD DEED OF TRUST—HOME FUNDS Page 15 The Broadmoor at Western Hills Ltd. Rev. 11-1-2016 THE BROADMOOR AT WESTERN HILLS LTD., a Texas limited partnership By: THE BROADMOOR AT WESTERN HILLS GP LLC,a Texas limited liability company, its General Partner By: FORT WORTH HOUSING FINANCE CORPORATION, a Texas housing finance corporation,its Sole Membe B 4 ubrey Thagard Assistant General Manager STATE OF TEXAS § COUNTY OF TARRANT § This instrument was acknowledged before me on ��VyY11 � Z , 2016, by Aubrey Thagard, Assistant General Manager of the Fort Worth Housing Finance Corporation., a Texas housing finance corporation, on behalf of said corporation, Sole Member of The Broadmoor at Western Hills GP LLC, a Texas limited liability company, General Partner of The Broadmoor at Western Hills Ltd., a Texas limited partnership. S,�A 1aAawt� Notary Public, State of Texas SARAH BURKEI7 My Notary ID#130491984 Expires January 11,2020 AFTER RECORDING RETURN TO: City of Fort Worth City Attorney's Office Attention: Vicki S. Ganske 1000 Throckmorton Street Fort Worth, Texas 76102 LEASEHOLD DEED OF TRUST—HOME FUNDS Page 16 The Broadmoor at Western Hills Ltd. Rev. 11-1-2016 Exhibit "A" Legal Description A Leasehold Estate in the following real property: BEING a tract of land situated in the Hays Covington Survey,Abstract No.256,City of Fort Worth,Tarrant County,Texas,being all of Lot 1,Block 1,The Broadmoor at Western Hills, an addition to the City of Fort Worth according to the plat recorded in County Clerk's Document Number D216247626, Plat Records, Tarrant County, Texas,being a part of that certain tract of land described as Tract Seventeen II by deed to Land Rover,LTD.,recorded in Volume 9806, Page 1448,Deed Records, Tarrant County,Texas, said tract of land being more particularly described by metes and bounds as follows: BEGINNING at a 5/8"iron rod with yellow cap stamped"DUNAWAY ASSOCIATES,LP" set, (hereinafter called 5/8"YCIR)for the northeast corner of Lot 21,Block 19,Broadmoor, an addition to the City of Fort Worth,according to the plat recorded in Volume 388-E,Page 20,Plat Records,Tarrant County,Texas,in the west right-of-way line of Broadmoor Drive(a 60'width public right-of-way),recorded in Volume 3501,Page 127,Deed Records,Tarrant County, Texas and the southeast corner of said Land Rover, LTD tract Seventeen II; THENCE North 83016'28" West, departing the west right-of-way line of said Broadmoor Drive,with the north line of said,Block 19,Broadmoor,a distance of 1,292.66 feet to a 5/8" YCIR set for the northwest corner of Lot 1, said Block 19,Broadmoor Addition, in the east line of Block 7,Western Hills Addition Section No. 1,an addition to the City of Fort Worth, according to the plat recorded in Volume 388-43, Page 18, Plat Records, Tarrant County, Texas; THENCE North 0004455" West, departing the north line of said Block 19, Broadmoor Addition, with the east line of said Block 7, Western Hills Addition, a passing distance of 442.36 feet to the northeast corner of said Block 7, Western Hills Addition, a passing distance of 632.17 feet to the northeast corner of Lot 5-R,Block 12,Western Hills Addition, an addition to the City of Fort Worth,according to the plat recorded in Volume 388-98,Page 52, Plat Records, Tarrant County, Texas, the southeast corner of Lot 1, Block 95, Western Hills Addition Section No. VII, an addition to the City of Fort Worth, according the plat recorded in Volume 388-45,Page 81,Plat Records,Tarrant County,Texas,continuing with east line of said Lot 1,Block 95,Western Hills Addition for a total distance of 858.41 feet to a 3/4" iron rod found for the southwest corner of Lot D, Block 6, West Plaza Addition, an addition to the City of Fort Worth, according to the plat recorded in Volume 388-44, Page 97, Plat Records, Tarrant County, Texas; THENCE North 89053'09" East, departing the east line of said Lot 1, Block 95, Western Hills Addition, with the south line Lot D, Block 6, a distance of 341.49 feet to a 5/8"YCIR set for the southeast corner of said Lot D, Block 6, West Plaza Addition; LEASEHOLD DEED OF TRUST-HOME FUNDS Page 17 The Broadmoor at Western Hills Ltd. Rev. 11-1-2016 THENCE South 10'08'15"East,departing the south line of said Lot D,Block 6,West Plaza Addition,a distance of 70.66 feet to a point from for the beginning of a non-tangent curve to the left, from which the radius point bears North 80°37'15" East, a distance of 60.00 feet, having a central angle of 257°49'56",a radius of 60.00 feet and a chord bearing and distance of North 41'42'17" East- 93.37 feet; THENCE with said non-tangent curve to the left in a northeasterly direction,an arc length of 270.00 feet to a 5/8"YCIR set in the south line of said Lot B,Block 5,West Plaza Addition; THENCE North 89°53'09" East, with the south line of said Lot B, Block 5, West Plaza Addition,a distance of 632.98feet to a 5/8"YCIR set for the southeast corner of said Lot B, Block 5, West Plaza Addition; THENCE South 07°14'51"East,departing the south line of said Lot B,Block 5,West Plaza Addition and with the west line of Lot A, Block 5, said West Plaza Addition, a distance of 155.71 feet to a point, from which a 1/2" iron rod found bears South 67°51'51" East, a distance of 0.34 feet; THENCE South 89°12'51" East, with the south line of said Lot A, Block 5, West Plaza Addition, a distance of 212.89 feet to a 5/8" YCIR set in the west right-of-way line of said Broadmoor Drive; THENCE South 15°02'25"East,with the west right-of-way line of said Broadmoor Drive,a distance of 8.99 feet to a 1/21'iron rod found for the beginning of a curve to the right having a central angle of 21°40'00", a radius of 1,537.70 feet and a chord bearing and distance of South 04°12'25"East- 578.03 feet; THENCE continuing with the west right-of-way line of said Broadmoor Drive and with said curve to the right in a southeasterly direction,an are length of 581.49 feet to a 5/8"YCIR set; THENCE South 06037'35"West, a distance of 271.09 feet to the POINT OF BEGINNING and containing a calculated area of 1,176,714 square feet or 27.014 acres of land. LEASEHOLD DEED OF TRUST—HOME FUNDS Page 18 The Broadmoor at Western Hills Ltd. Rev. 11-1-2016 Exhibit"B" Permitted Encumbrances 1. Terms,conditions and provisions to be contained in the Ground Lease dated November 1,2016 between Fort Worth Housing Finance Corporation,as Landlord,and The Broadmoor at Western Hills Ltd., as Tenant. 2. Memorandum of Ground Lease dated November 1,2016 by and between Fort Worth Housing Finance Corporation,as Landlord,and The Broadmoor at Western Hills Ltd., as Tenant, recorded in the Real Property Records of Tarrant County, Texas. 3. Declaration of Land Use Restrictive Covenants by and between The Broadmoor at Western Hills Ltd., Texas Department of Housing and Community Affairs,a public and official agency of the State of Texas, Jones Lang LaSalle Multifamily, LLC and City of Fort Worth to be recorded in the Real Property Records of Tarrant County, Texas. 4. Intercreditor Agreement dated November 1, 2016 by and among Tarrant County Housing Finance Corporation,Amegy Bank,a division of ZB,National Association, Navistone Broadmoor Instrument Purchaser LLC,and Bank of America,N.A.recorded in the Real Property Records of Tarrant County, Texas. 5. Subordination Agreement dated November 1,2016 by and between Amegy Bank,a division of ZB,National Association,and the City of Fort Worth,Texas recorded in the Real Property Records of Tarrant County, Texas. 6. Subordination Agreement dated November 1,2016 by and between Bank of America,N.A., and the City of Fort Worth,Texas recorded in the Real Property Records of Tarrant County, Texas. 7. Regulatory Agreement and Declaration of Restrictive Covenants among Tarrant County Housing Finance Corporation, Amegy Bank, a division of ZB, National Association, and The Broadmoor at Western Hills Ltd. 8. Rights of tenants in possession,as tenai4s enly, under any unfeeer-ded leases of rental agfeements. LEASEHOLD DEED OF TRUST—HOME FUNDS Page 19 The Broadmoor at Western Hills Ltd. Rev. 11-1-2016 9. The following as shown on plat recorded in/under Clerk's File No. D216247626, Map/Plat Records, Tarrant County, Texas, and as shown on survey with revision date ofl 1/02/2016, prepared by Stephen R. Glossup RPLS No. 5570 of Dunaway and Associates and designated as Job No. B001998.001. a. 26' Emergency Access easement over and across subject tract b. 10' x 10'public open space easement near East property line c. Drainage easement near approximate center of property 10. Easement, Right of Way and/or Agreement by and between Ryan Mortgage Company and City of Fort Worth, by instrument dated 07/28/1986, recorded in/under Volume 8695 ,Page 1281 ,Real Property Records,Tarrant County,Texas,and as shown on plat recorded in/under Clerk's File No. D216247626, Map/Plat Records, Tarrant County, Texas, and as shown on survey with revision date of 11/02/2016, prepared by Stephen R. Glossup RPLS No. 5570 of Dunaway and Associates and designated as Job No. B001998.001 11. Easement,Right of Way and/or Agreement by and between Wean Properties, Incorporated and Texas Electric Service Company,by instrument dated 11/26/1968,recorded in/under Volume 4671, Page 465, Real Property Records, Tarrant County, Texas, and as shown on plat recorded in/under Clerk's File No.D216247626,Map/Plat Records,Tarrant County, Texas, and as shown on survey with revision date of 11/02/2016, prepared by Stephen R. Glossup RPLS No. 5570 of Dunaway and Associates and designated as Job No. B001998.001. privileges,12. All leases,grafft exeeptions of resefvations of coal,lignite,oil,gas and othe minefals,together with all fights, and inununities relating thereto, appearing in th Public Reeer-ds of Tafrant County, Texas. 13. The location of the following as shown on survey with revision date of 10/31/2016 prepared by Stephen R.Glossup RPLS No.5570 of Dunaway and Associates and designated as Job No. B001998.001: a. Fences off North and West property lines b. Power poles and lines, guys and guy wires, along/near South, West, and North property lines c. Telephone line across East portion of property d. Guardrail near West property line e. Asphalt paving extending from Shenandoah Road f. Herbaceous Wetland g. 5' set back line along property lines (except for East property line) h. 20' set back line along East property line 14. Easement, Right of Way and/or Agreement by and between Land Rover and City of Fort Worth, by instrument dated 08/11/2016, filed 09/09/2016, recorded in/under LEASEHOLD DEED OF TRUST—HOME FUNDS Page 20 The Broadmoor at Western Hills Ltd. Rev. 11-1-2016 Clerk's File No.D2162 11154,Real Property Records,Tarrant County,Texas,and as shown on plat recorded in/under Clerk's File No.D216247626,Map/Plat Records,Tarrant County, Texas, and as shown on survey with revision date of 11/02/2016, prepared by Stephen R. Glossup RPLS No. 5570 of Dunaway and Associates and designated as Job No. B001998.001. 15. Leasehold Multifamily Deed of Trust, Assignment of Rents, Security Agreement and Fixture Filing with Joinder of Fee Owner dated November 1,2016,executed by The Broadmoor at Western Hills Ltd., to Deidre Ward, Trustee for benefit of Tarrant County Housing Finance Corporation, in the original principal sum of $26,750,000.00, recorded in the Real Property Records, Tarrant County,Texas and assigned by Assignment of Deed of Trust and Loan Documents dated November 1, 2016, from Tarrant County Housing Finance Corporation to Navistone Broadmoor Instrument Purchaser LLC,recorded in the Real Property Records, Tarrant County, Texas. 16. UCC Financing Statement naming The Broadmoor at Western Hills Ltd. as Debtor,and Tarrant County Housing Finance Corporation,as Secured Party,recorded in the Real Property Records, Tarrant County, Texas. 17. UCC Financing Statement naming The Broadmoor at Western Hills Ltd. as Debtor,and Bank of America,N.A.,as Secured Party,recorded in the Real Property Records, Tarrant County, Texas. 18. Leasehold Deed of Trust, Assignment of Leases and Rents, Security Agreement and Fixture Filing with Joinder of Fee Owner dated November 1,2016,executed by The Broadmoor at Western Hills,Ltd.,to PRLAP,Inc. as Trustee for the benefit of Bank of America, N.A., in the original principal sum of $8,856,930.00, recorded in the Real Property Records, Tarrant County, Texas. 19. Encroachment License Agreement by and among the Fort Worth Housing Finance Corporation, The Broadmoor at Western Hills Ltd.,and John Patty recorded in the Real Property Records, Tarrant County, Texas. LEASEHOLD DEED OF TRUST—HOME FUNDS Page 21 The Broadmoor at Western Hills Ltd. Rev. 11-1-2016 6routto� STE WART TITLE GUARANTY COMPANY CLOSING STATEMENT CLOSING DATE: 11/03/2016 File p1500033105 Lessee: THE BROADMOOR AT WESTERN HILLS LTD.,a Texas limited partnership PROPERTY: 2900 BROADMOOR DR.,FT WORTH,TEXAS Lessor: FORT WORTH HOUSING FINANCE CORPORATION,a Texas housing finance corporation Lessee Charge Lessee Credit Charge Description Lessor Charge Lessor Credit Consideration: 2,650,000.00 Total Consideration-Ground Lease $2,650,000.00 Adjustments: Purchase of Land from Land Rover,Ltd. $2,650,000.00 $2,650,000.00 Cash(X From) To Lessee Cash XTo)(From)Lessor $2,650,000.00 $2,650,000.00 Totals $2,650,000.00 $2,650,000.00 THE BROADMOOR AT WESTERN HILLS,a Texas limited partnership Fort Worth Housing Finance Corporation, By: The Broadmoor at Western Hills GP LLC,a Texas limited a Texas housing finance corporation liability company,Its General Partner By: Fort Worth Housing Finance Corporation,a Texas housing By. _ finance corporation,Its Sole Member Name: Aubrey Thagard s Title: Assistant General Manager By. r' . Nadi".ubrey Thagard, Title: Assistant General Manager Stewart Title Guaranty By: ¢ fiirry Barnett _.___- _.._._ ___.___.____ _....... ( STEWARTTITLE GUARANTY COMPANY I CLOSING STATEMENT ( CLOSING DATE:11/03/2016 RLE NO.:15000331058 PURCHASER: Fort Worth Housing Fimma Corporation,a Texas housing finance Corporation SELLER: LAND ROVER,LTD.,a Tons limited rtnership BORROWER: THE BROADMOORATWESTER HILLSLTD.,aTexas limned partnership PROPERTY: 2900 BROADMOOR DR.,FT WORTH,TEXAS - PURCHASE PRICE: $ 2,650,000.00 SELLER'S CHARGES AND DEDUCTIONS: Earnest money deposittextension tees paid by purchaser $ 400,100.00 1/2 Escrow fee payable to Stewart Title Guaranty: $ 500.00 Commission to DL Properties $ 47,250.00 W Commission to Texas Land Advisors LLC $ 111,750.00 W Legal Fees to Miller Haney $ 6,797.25 W TOTAL DEBITS: $ 566,397.25 SELLER CREDITS: TOTAL CREDITS: $' TOTAL AMOUNT DUE TO SELLER $ 2,0113,602,75 Total Land Value BUYER/BORROWER CHARGES AND DEDUCTIONS: Fees to StewartTitle Guaranty Company: Owner's Premium Insuring the land:($2,650,000.00) $13,3115.00 Endorsements: T-19.1 REM $1,338.50 T-19.2 Minerals $50.00 Survey Deletion $2,007.75 T-23 Amass $100.00 Leasehold Owner's Premium Insuring the land:($47,182,152.00) $123,892.OD Endorsements: T4 LeasehoW $0.00 T-19.1 REM $12,389.20 T-19.2 Minerals $50.00 Survey Deletion $18,583.80 T-241 Non-lmputatlon $6,194.60 T-23 Access $100.00 Loan Policy payable to to Stewart Title Guaranty 1st Lien(Insuring$28,000,000.00) $100.00 Endorsements: T-5 Leasehold $0.00 T-19 REM $9,320.10 T-19.2 $0.00 Survey Deletion $0.00 T-23 Access $100.00 T-30 Tax Deletion $25.00 T-33 Adjustable Rate $20.00 T-36 EP $25.00 Loan policy payable to Stewart Title Guaranty 2rrd Lien(insuring$26,750,000.00) $100.00 Endorsements: T-19 REM $9,120.10 T-19.2 $0.00 Survey Deletion $0.D0 T-23 Access $100.00 T-30 Tax Deletion $25.00 T-33 Adjustable Rate $20.0D T-36 EP $25.00 Loan policy payable to StewartTRle Guaranty 2nd Uen(Insuring$559,481.00) $100.00 Endorsements: T-19 REM $342.10 T-19.2 $0.00 Survey Deletion $0.00 T-23 Access $100.00. T-30 Tax Deletion $25.OD T-33 Adjustable Rate $20.00 T-36 EP $25.00 Date Down Endorsements$50.00 X 22 $1,100.00 Tax Certificate to Stewart Title Guaranty: $45.84 Closlhg/Escrow Fee to Stewart Title Company; $500.00 Estimated Recording Fee to Stewart Title Company. _ $1,750.00 State Guaranty Fee$3.00 per policy $15.00 [STATEMENT CONTINUED ON FOLLOWING PAGE] Page 1 of 4 STEWART TITLE GUARANTY COMPANY CLOSING STATEMENT STEWART TYLE GUARANTY COMPANY CLOSING STATEMENT LENDER FEES: Bink of America Fees Bridge Loan Fee $85,894.30 W Construction Manager Fee $267,500.00 W Credit for Initial Deposit (S30,000.00) Appraisal Fees and Revlew $1,220.00 Letter of Credh Upfront Fee $2,675.00 Letter of Credit Ongoing Fee $5,704.31 JLL/Freddle Mac Fees Processing Costs $10,034.83 Origination Fee $200,625.00 Standby Fee $80,250.00 Construction Monitoring Fee $15,000.00 Credit for Initial Deposit -$49,750.00 Freddie Mac App Fee $26,750.00 Legal Fees: Borrower Legal Fees to Broad&Cassel $179,499.50 W Borrower Legal Fees to Ulmer&Berne LLP $22,219.95 W Lender Legal Foes to Eaton Law $20,000.00 W Lender Legal Fees to Miles Stockbridge $55,000.00 W Lender Legal Fees of E-¢finer Norris&Neumann $20,000.00 W Lender Legal Fees W Ballard Spahr $65,000.00 W Lender Legal Fees to Nam,an Howell $91500.00 W Lender Legal Fees to Norton Rose Fullbright/Keliy Hart $267,500.00 W Borrower Legal Fees to Shackleford $90,000.00 W FA Fee-FirstSouthwest•Hilltop Securities $73,500.00 W Other Closing Costs; Brunswick Insurance Companies $244,970,00 W Project Closing Fees to Forth Worth Housing $7,500.00 NRP Holdings LLC Reimbursements $1,199,369.26 Open Invoices to Project Account $280,048.31 W Permits&Tap Fees to Project Account $612,028.18 W TCHFC Issuance Fee $75,000.00 W Amegy-Trustee Fees $5,500.00 W TCFIFC Applicetlon/Compliance/Annual Fees $26,750.00 W TDHCA Fees to Project Account $61,645.00 Pne-Funded Loan Interest-Bond-to Project Account POC NRP Reimbursement for Land Deposit $1001000.00 US Bancorp PDL Payoff $501,403.64 Ck NRP Reimbursement for PDL Payoff ($501,403.64) NRP-Developer Fee $205,689.06 FWHFC-Developer Fee $110,755.64 TOTAL DEBITS: $4,568,472.33 BUYER/BORROWER CREDITS: - US Bancorp-Tax Credit Equity 1,942,219.67 Earnest Money - $400,100.00 - FW HFC Equity $51.00 NPP Equity $49.00 Fiscal Agent-Project Amount 4,402,177.66 - Fiscal Agent-COI Account 473,875.00 Bank of America-Bridge Loan TOTALCREDITS: 7,218,472.33 AMOUNT DUE(TO/FROM)BUYER: $0.00 Page 2 of 4 STEWART TITLE GUARANTY COMPANY CL051NG STATEMENT Berrower understands the Closer or Escrow Agent on behalf of Stewart Title Guaranty Company-Stewart Title Guaranty Company-Commerical Services has assembled this information representing the transaction from the best information available from other sources and cannot guarantee the accuracy thereof The Lender involved may be furnished a copy of this statement The undersigned hereby authorizes Stewart Title Guaranty Company-Stewart Title Guaranty-Commercial Services to make expenditures and disbursements as shown above and approve the same for payment.The undersigned also aclamvledges receipt of the Loan funds and a receipt of a copy of dds Statement. BORROWER: PURCHASER: THE BROADNIOOR AT WESTERN HILLS LTD., a Texas limited partnership FORT WORTH HOUSING FINANCE CORPORATION, a Texas housing finance corporation By:The Broadmoor at Western Hills GP LLC, a Texas limited liability company, its general partner b/Y1�`r By: Fort Worth housing Finance Corporation, By, ,,,JJJ a Texas housing finance corporation, its sole member Name:Fernando Costal ///�� Title:General Manager By: / C.�/VL.RM.W lH/L--/ -- r B, Name:Fernando Costa Title: General Manager ESCROW AGENT: STEEWART TTPLE GUARANTY COMPANY CLOSING OR ESCROW AGENT Page 3 of 3 STEWART TITLE GUARANTY COMPANY CLOSING STATEMENT STEWART TITLE GUARANTY COMPANY CLOSING STATEMENT BORROWER: THE BROADMOOR AT WESTERN HILLS LTD., o Tet.limiled pmeership By:lie Bmadmq)r at West rn.Hills GP LLC, a Texas lintitd liability mtnpuny, it.general pan= By:Fon Worth Housing Fi—Corporation, a Tema homing g.n s mrporadoo, its.1.member ESCROW AGENT. By: B Name: STEF.\YA NT TITLE GUAR,\Nll'C:OMVANY Tide: ey. T'crq B.— CLOSING OR W AGENT [SIGNATURES CONTINUED ON FOLLOWING PAGE) Page 3 of 4 STEWART TITLE GUARANTY COMPANY - CLOSING STATEMENT STEWART TITLE GUARANTY COMPANY CLOSING'STATEMENT Continued SELLER' LAND ROVER LTD., a Toms limited partnership By:Texas Rover Realty,Inc., a Texas corporation, its general r By: William Snider,Vice President i I i i i I 4 1 Page 4 of 4 Form T-2 Loan Policy of Title Insurance(Rev.1/3/14) If you want information about coverage or need assistance to resolve complaints,please call our toll free number: 1-800-729-1902. If you make a claim under your policy,you must furnish written notice in accordance with Section 3 of the Conditions. Visit our World Wide Web site at htto:l/www.stewart.com. LOAN POLICY OF TITLE INSURANCE ISSUED BY STEWART TITLE GUARANTY COMPANY Any notice of claim and any other notice or statement in writing required to be given the Company under this Policy must be given to the Company at the address shown in Section 17 of the Conditions. COVERED RISKS SUBJECT TO THE EXCLUSIONS FROM COVERAGE,THE EXCEPTIONS FROM COVERAGE CONTAINED IN SCHEDULE B AND THE CONDITIONS, STEWART TITLE GUARANTY COMPANY, a Texas corporation (the "Company") insures, as of Date of Policy and, to the extent stated in Covered Risks 11, 13 and 14, after Date of Policy, against loss or damage, not exceeding the Amount of Insurance, sustained or incurred by the Insured by reason of: 1. Title being vested other than as stated in Schedule A. 2. Any defect in or lien or encumbrance on the Title. This Covered Risk includes but is not limited to insurance against loss from: (a) A defect in the Title caused by: (i) forgery,fraud, undue influence,duress, incompetency, incapacity or impersonation; (ii) failure of any person or Entity to have authorized a transfer or conveyance; (iii) a document affecting Title not properly created, executed, witnessed, sealed, acknowledged, notarized or delivered; (iv) failure to perform those acts necessary to create a document by electronic means authorized by law; (v) a document executed under a falsified, expired or otherwise invalid power of attorney; (vi) a document not properly filed, recorded or indexed in the Public Records including failure to perform those acts by electronic means authorized by law; or (vii) a defective judicial or administrative proceeding. (b) The lien of real estate taxes or assessments imposed on the Title by a governmental authority due or payable, but unpaid. (c) Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land.The term"encroachment"includes encroachments of existing improvements located on the Land onto adjoining land, and encroachments onto the Land of existing improvements located on adjoining land. 3. Lack of good and indefeasible Title. 4. No right of access to and from the Land. Covered Risks continued on next page. IN WITNESS WHEREOF, Stewart Title Guaranty Company has caused this policy to be signed and sealed by its duly authorized officers as of Date of Policy shown in Schedule A. Countersigned by: eWft title guxanty company AtrtK&O—mt t Counteystgrotwe Matt Morris President and CEO STEWART TITLE GUARANTY ` COMPANY —DIRECT OPERATIONS 1717 Main Street, Suite 3500, trXp Dallas, TX 75201 _ Denise C rraux Secretary Agent ID: 43NO78 File No.: 15000331058D Page 1 of Policy M-5967-000177634 Serial No. COVERED RISKS CONTINUED FROM PAGE 1 5. The violation or enforcement of any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting or relating to: (a) the occupancy, use or enjoyment of the Land; (b) the character, dimensions or location of any improvement erected on the Land; (c) subdivision of land; or (d) environmental protection if a notice, describing any part of the Land, is recorded in the Public Records setting forth the violation or intention to enforce, but only to the extent of the violation or enforcement referred to in that notice. 6. An enforcement action based on the exercise of a governmental police power not covered by Covered Risk 5 if a notice of the enforcement action, describing any part of the Land, is recorded in the Public Records, but only to the extent of the enforcement referred to in that notice. 7. The exercise of the rights of eminent domain if a notice of the exercise,describing any part of the Land, is recorded in the Public Records. 8. Any taking by a governmental body that has occurred and is binding on the rights of a purchaser for value without Knowledge. 9. The invalidity or unenforceability of the lien of the Insured Mortgage upon the Title. This Covered Risk includes but is not limited to insurance against loss from any of the following impairing the lien of the Insured Mortgage: (a) forgery,fraud, undue influence, duress, incompetency, incapacity or impersonation; (b) failure of any person or Entity to have authorized a transfer or conveyance; (c) the Insured Mortgage not being properly created, executed,witnessed, sealed, acknowledged, notarized or delivered; (d) failure to perform those acts necessary to create a document by electronic means authorized by law; (e) a document executed under a falsified, expired or otherwise invalid power of attorney; (f) a document not properly filed, recorded or indexed in the Public Records including failure to perform those acts by electronic means authorized by law; or (g) a defective judicial or administrative proceeding. 10. The lack of priority of the lien of the Insured Mortgage over any other lien or encumbrance. 11. The lack of priority of the lien of the Insured Mortgage (a) as security for each and every advance of proceeds of the loan secured by the Insured Mortgage over any statutory or constitutional mechanic's, contractor's, or materialman's lien for services, labor or material having its inception on or before Date of Policy ;and (b) over the lien of any assessments for street improvements under construction or completed at Date of Policy. 12. The invalidity or unenforceability of any assignment of the Insured Mortgage, provided the assignment is shown in Schedule A, or the failure of the assignment shown in Schedule A to vest title to the Insured Mortgage in the named Insured assignee free and clear of all liens. 13. The invalidity, unenforceability, lack of priority or avoidance of the lien of the Insured Mortgage: (a) resulting from the avoidance in whole or in part, or from a court order providing an alternative remedy, of any transfer of all or any part of the title to or any interest in the Land occurring prior to the transaction creating the lien of the Insured Mortgage because that prior transfer constituted a fraudulent or preferential transfer under federal bankruptcy, state insolvency or similar creditors'rights laws;or (b) because the Insured Mortgage constitutes a preferential transfer under federal bankruptcy, state insolvency or similar creditors'rights laws by reason of the failure of its recording in the Public Records: (i) to be timely, or (ii) to impart notice of its existence to a purchaser for value or a judgment or lien creditor. 14. Any defect in or lien or encumbrance on the Title or other matter included in Covered Risks 1 through 13 that has been created or attached or has been filed or recorded in the Public Records subsequent to Date of Policy and prior to the recording of the Insured Mortgage in the Public Records. The Company will also pay the costs, attorneys' fees and expenses incurred in defense of any matter insured against by this Policy, but only to the extent provided in the Conditions. EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, costs, attorneys'fees or expenses that arise by reason of: 1. (a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting or relating to: (i) the occupancy, use, or enjoyment of the Land; (ii) the character, dimensions or location of any improvement erected on the Land; (iii) subdivision of land; or (iv) environmental protection; or the effect of any violation of these laws, ordinances or governmental regulations. This Exclusion 1(a) does not modify or limit the coverage provided under Covered Risk 5. (b) Any governmental police power. This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 6. File No.: 15000331058D Serial No.: M-5967-000177634 Page 2 Form T-2 Loan Policy of Title Insurance (Rev.1!3!14) EXCLUSIONS FROM COVERAGE CONTINUED FROM PAGE 2 2. Rights of eminent domain.This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3. Defects, liens, encumbrances, adverse claims or other matters: (a) created, suffered, assumed or agreed to by the Insured Claimant; (b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; (c) resulting in no loss or damage to the Insured Claimant; (d) attaching or created subsequent to Date of Policy(however,this does not modify or limit the coverage provided under Covered Risk 11, 13 or 14); or (e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Insured Mortgage. 4. Unenforceability of the lien of the Insured Mortgage because of the inability or failure of an Insured to comply with applicable doing business laws of the state where the Land is situated. 5. Invalidity or unenforceability in whole or in part of the lien of the Insured Mortgage that arises out of the transaction evidenced by the Insured Mortgage and is based upon usury or any consumer credit protection or truth in lending law. 6. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction creating the lien of the Insured Mortgage, is: (a) a fraudulent conveyance or fraudulent transfer;or (b) a preferential transfer for any reason not stated in Covered Risk 13(b)of this policy. 7. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of Policy and the date of recording of the Insured Mortgage in the Public Records. This exclusion does not modify or limit the coverage provided under Covered Risk 11(b). 8. The refusal of any person to purchase, lease or lend money on the estate or interest covered hereby in the land described in Schedule A because of Unmarketable Title. CONDITIONS 1. DEFINITION OF TERMS. (B) if the Indebtedness is evidenced by a "transferable (a) "Amount of Insurance": the amount stated in Schedule A, as record,"the person or Entity who has"control"of the may be increased or decreased by endorsement to this "transferable record,"as these terms are defined by policy, increased by Section 8(b), or decreased by Section applicable electronic transactions law; 10 of these Conditions. (C) successors to an Insured by dissolution, merger, (b) "Date of Policy": The date designated as"Date of Policy" in consolidation,distribution or reorganization; Schedule A. (D) successors to an Insured by its conversion to (c) "Entity": A corporation, partnership, trust, limited liability another kind of Entity; company or other similar legal entity. (E) a grantee of an Insured under a deed delivered (d) "Indebtedness': The obligation secured by the Insured without payment of actual valuable consideration Mortgage including one evidenced by electronic means conveying the Title; authorized by law, and if that obligation is the payment of a (1) If the stock, shares, memberships, or other debt,the Indebtedness is the sum of: equity interests of the grantee are wholly-owned (i) the amount of the principal disbursed as of Date of by the named Insured, Policy; (2) If the grantee wholly owns the named Insured, (ii) the amount of the principal disbursed subsequent to or Date of Policy; (3) If the grantee is wholly-owned by an affiliated (iii) construction loan advances made subsequent to Date Entity of the named Insured, provided the of Policy for the purpose of financing in whole or in part affiliated Entity and the named Insured are both the construction of an improvement to the Land or wholly-owned by the same person or Entity; related to the Land that the Insured was and continued (F) any government agency or instrumentality that is an to be obligated to advance at Date of Policy and at the insurer or guarantor under an insurance contract or date of the advance; guaranty insuring or guaranteeing the Indebtedness (iv) interest on the loan; secured by the Insured Mortgage, or any part of it, (v) prepayment premiums, exit fees and other similar fees whether named as an Insured or not; or penalties allowed by law; (ii) With regard to (A), (B), (C), (D) and (E) reserving, (vi) expenses of foreclosure and any other costs of however, all rights and defenses as to any successor enforcement; that the Company would have had against any (vii) amounts advanced to assure compliance with laws or to predecessor Insured, unless the successor acquired the protect the lien or the priority of the lien of the Insured Indebtedness as a purchaser for value without Mortgage before the acquisition of the estate or interest Knowledge of the asserted defect, lien, encumbrance or in the Title; other matter insured against by this policy. (viii)amounts to pay taxes and insurance;and, (f) "Insured Claimant":an Insured claiming loss or damage. (ix) reasonable amounts expended to prevent deterioration (g) "Insured Mortgage': the Mortgage described in paragraph 4 of improvements; but reduced by the total of all of Schedule A. payments and by any amount forgiven by an Insured. (h) "Knowledge"or"Known":actual knowledge, not constructive (e) "Insured":the Insured named in Schedule A. knowledge or notice that may be imputed to an Insured by (i) The term"Insured"also includes: reason of the Public Records or any other records that (A) the owner of the Indebtedness and each successor impart constructive notice of matters affecting the Title. in ownership of the Indebtedness, whether the (i) "Land": the land described in Schedule A, and affixed owner or successor owns the Indebtedness for its improvements that by law constitute real property. The term own account or as a trustee or other fiduciary, "Land"does not include any property beyond the lines of the except a successor who is an obligor under the area described in Schedule A, nor any right, title, interest, provisions of Section 12(c)of these Conditions. estate or easement in abutting streets, roads, avenues, File No.: 15000331058D Serial No.: M-5967-000177634 Page 3 Form T-2 Loan Policy of Title Insurance (Rev.113/14) CONDITIONS Continued alleys,lanes,ways or waterways,but this does not modify or the lien, encumbrance, adverse claim or defect; (v) secure a limit the extent that a right of access to and from the Land is release or other document discharging the lien, encumbrance, insured by this policy. adverse claim or defect; or (vi) undertake a combination of (i) (j) "Mortgage": mortgage, deed of trust, trust deed, or other through(v)herein. security instrument, including one evidenced by electronic means authorized by law. 4. PROOF OF LOSS. (k) "Public Records":records established under state statutes at In the event the Company is unable to determine the amount of Date of Policy for the purpose of imparting constructive loss or damage, the Company may, at its option, require as a notice of matters relating to real property to purchasers for condition of payment that the Insured Claimant furnish a signed value and without Knowledge.With respect to Covered Risk proof of loss. The proof of loss must describe the defect, lien, 5(d), "Public Records" shall also include environmental encumbrance or other matter insured against by this policy that protection liens filed in the records of the clerk of the United constitutes the basis of loss or damage and shall state, to the States District Court for the district where the Land is extent possible,the basis of calculating the amount of the loss or located. damage. (1) "Title":the estate or interest described in Schedule A. 5. DEFENSE AND PROSECUTION OF ACTIONS. (m)"Unmarketable Title":Title affected by an alleged or apparent matter that would permit a prospective purchaser or lessee (a) Upon written request the Insured, and subject the of the Title or lender on the Title or a prospective purchaser options contained in Sections 3 and 7 of these Conditions, the Company, at its own cost and without unreasonable of the Insured Mortgage to be released from the obligation to purchase, lease or lend if there is a contractual condition delay,shall provide for the defense of an Insured in litigation requiring the delivery of marketable title. in which any third party asserts a claim covered by this policy adverse to the Insured. This obligation is limited to 2. CONTINUATION OF INSURANCE. only those stated causes of action alleging matters insured The coverage of this policy shall continue in force as of Date of against by this policy. The Company shall have the right to Policy in favor of an Insured after acquisition of the Title by an select counsel of its choice (subject to the right of the Insured or after conveyance by an Insured, but only so long as Insured to object for reasonable cause) to represent the the Insured retains an estate or interest in the Land, or holds an Insured as to those stated causes of action. It shall not be obligation secured by a purchase money Mortgage given by a liable for and will not pay the fees of any other counsel.The purchaser from the Insured, or only so long as the Insured shall Company will not pay any fees, costs or expenses incurred have liability by reason of warranties in any transfer or by the Insured in the defense of those causes of action that conveyance of the Title.This policy shall not continue in force in allege matters not insured against by this policy. favor of any purchaser from the Insured of either(i)an estate or (b) The Company shall have the right, in addition to the options interest in the Land, or(ii) an obligation secured by a purchase contained in Sections 3 and 7, at its own cost, to institute money Mortgage given to the Insured. and prosecute any action or proceeding or to do any other act that in its opinion may be necessary or desirable to 3. NOTICE OF CLAIM TO BE GIVEN BY INSURED CLAIMANT. establish the Title or the lien of the Insured Mortgage, as The Insured shall notify the Company promptly in writing(i)in case insured, or to prevent or reduce loss or damage to the of any litigation as set forth in Section 5(a) below, or (ii) in case Insured. The Company may take any appropriate action Knowledge shall come to an Insured of any claim of title or interest under the terms of this policy,whether or not it shall be liable that is adverse to the Title or the lien of the Insured Mortgage, as to the Insured. The exercise of these rights shall not be an insured, and that might cause loss or damage for which the admission of liability or waiver of any provision of this policy. Company may be liable by virtue of this policy. If the Company is If the Company exercises its rights under this subsection, it prejudiced by the failure of the Insured Claimant to provide prompt must do so diligently. notice, the Company's liability to the Insured Claimant under the (c) Whenever the Company brings an action or asserts a policy shall be reduced to the extent of the prejudice. defense as required or permitted by this policy,the Company Subject to the provisions of this policy, upon acquisition of all or may pursue the litigation to a final determination by a court any part of the Title pursuant to the provisions of Section 2 of of competent jurisdiction and it expressly reserves the right, these Conditions, when, after the Date of the Policy, the Insured in its sole discretion,to appeal from any adverse judgment or notifies the Company as required herein of a lien, encumbrance, order. adverse daim or other defect in Title insured by this policy that is not excluded or excepted from the coverage of this policy, the 6. DUTY OF INSURED CLAIMANT TO COOPERATE. Company shall promptly investigate the charge to determine (a) In all cases where this policy permits or requires the Company whether the lien, encumbrance, adverse claim or defect or other to prosecute or provide for the defense of any action or matter is valid and not barred by law or statute. The Company proceeding and any appeals, the Insured shall secure to the shall notify the Insured in writing, within a reasonable time, of its Company the right to so prosecute or provide defense in the determination as to the validity or invalidity of the Insured's claim action or proceeding, including the right to use, at its option, or charge under the policy.If the Company concludes that the lien, the name of the Insured for this purpose.Whenever requested encumbrance, adverse daim or defect is not covered by this by the Company, the Insured, at the Company's expense, policy, or was otherwise addressed in the closing of the shall give the Company all reasonable aid (i) in securing transaction in connection with which this policy was issued, the evidence, obtaining witnesses, prosecuting or defending the Company shall specifically advise the Insured of the reasons for its action or proceeding, or effecting settlement, and (ii) in any determination. If the Company concludes that the lien, other lawful act that in the opinion of the Company may be encumbrance, adverse claim or defect is valid,the Company shall necessary or desirable to establish the Title, the lien of the take one of the following actions: (i) institute the necessary Insured Mortgage, or any other matter as insured. If the proceedings to clear the lien, encumbrance, adverse claim or Company is prejudiced by the failure of the Insured to furnish defect from the Title as insured; (ii) indemnify the Insured as the required cooperation, the Company's obligations to the provided in this policy; (iii) upon payment of appropriate premium Insured under the policy shall terminate, including any liability and charges therefor, issue to the Insured Claimant or to a or obligation to defend, prosecute, or continue any litigation, subsequent owner,mortgagee or holder of the estate or interest in with regard to the matter or matters requiring such the Land insured by this policy, a policy of title insurance without cooperation. exception for the lien,encumbrance,adverse daim or defect,said (b) The Company may reasonably require the Insured Claimant to policy to be in an amount equal to the current value of the Land or, submit to examination under oath by any authorized if a mortgagee policy, the amount of the loan; (iv) indemnify representative of the Company and to produce for examination, another title insurance company in connection with its issuance of inspection and copying,at such reasonable times and places as a policy(ies)of title insurance without exception for may be designated by the authorized representative of the Company,all records, in whatever File No.: 15000331058D Serial No.: M-5967-000177634 Page 4 Form T-2 Loan Policy of Title Insurance (Rev.1/3/14) CONDITIONS (Continued) medium maintained, including books, ledgers, checks, 8. DETERMINATION AND EXTENT OF LIABILITY. memoranda, correspondence, reports, e-mails, disks, tapes, This policy is a contract of indemnity against actual monetary and videos whether bearing a date before or after Date of loss or damage sustained or incurred by the Insured Claimant Policy, that reasonably pertain to the loss or damage. who has suffered loss or damage by reason of matters insured Further, if requested by any authorized representative of the against by this policy. Company,the Insured Claimant shall grant its permission, in (a) The extent of liability of the Company for loss or damage writing,for any authorized representative of the Company to under this policy shall not exceed the least of: examine, inspect and copy all of these records in the (i) the Amount of Insurance; custody or control of a third party that reasonably pertain to (ii) the Indebtedness, the loss or damage. All information designated as (iii) the difference between the value of the Title as insured confidential by the Insured Claimant provided to the and the value of the Title subject to the risk insured Company pursuant to this Section shall not be disclosed to against by this policy;or others unless, in the reasonable judgment of the Company,it (iv) if a government agency or instrumentality is the Insured is necessary in the administration of the claim. Failure of the Claimant,the amount it paid in the acquisition of the Title Insured Claimant to submit for examination under oath, or the Insured Mortgage in satisfaction of its insurance produce any reasonably requested information or grant contract or guaranty. permission to secure reasonably necessary information from (b) If the Company pursues its rights under Section 3 or 5 and is third parties as required in this subsection, unless prohibited unsuccessful in establishing the Title or the lien of the by law or governmental regulation, shall terminate any Insured Mortgage,as insured, liability of the Company under this policy as to that claim. (i) the Amount of Insurance shall be increased by 10%,and (ii) the Insured Claimant shall have the right to have the loss 7. OPTIONS TO PAY OR OTHERWISE SETTLE CLAIMS; or damage determined either as of the date the claim TERMINATION OF LIABILITY. was made by the Insured Claimant or as of the date it is In case of a claim under this policy,the Company shall have the settled and paid. following additional options: (c) In the event the Insured has acquired the Title in the manner (a) To Pay or Tender Payment of the Amount of Insurance or to described in Section 2 of these Conditions or has conveyed Purchase the Indebtedness. the Title, then the extent of liability of the Company shall (i) to pay or tender payment of the Amount of Insurance continue as set forth in Section 8(a)of these Conditions. under this policy together with any costs, attorneys'fees (d) In addition to the extent of liability under(a), (b) and (c), the and expenses incurred by the Insured Claimant that Company will also pay those costs, attorneys' fees and were authorized by the Company up to the time of expenses incurred in accordance with Sections 5 and 7 of payment or tender of payment and that the Company is these Conditions. obligated to pay;or (ii) to purchase the Indebtedness for the amount of the 9. LIMITATION OF LIABILITY. Indebtedness on the date of purchase,together with any (a) If the Company establishes the Title,or removes the alleged costs, attorneys' fees and expenses incurred by the defect, lien or encumbrance, or cures the lack of a right of Insured Claimant that were authorized by the Company access to or from the Land, or establishes the lien of the up to the time of purchase and that the Company is Insured Mortgage, all as insured, or takes action in obligated to pay. accordance with Section 3 or 7, in a reasonably diligent When the Company purchases the Indebtedness, the manner by any method, including litigation and the Insured shall transfer, assign, and convey to the completion of any appeals, it shall have fully performed its Company the Indebtedness and the Insured Mortgage, obligations with respect to that matter and shall not be liable together with any collateral security. for any loss or damage caused to the Insured. Upon the exercise by the Company of either of the options (b) In the event of any litigation, including litigation by the provided for in subsections (a)(i) or (ii), all liability and Company or with the Company's consent, the Company obligations of the Company to the Insured under this policy, shall have no liability for loss or damage until there has been other than to make the payment required in those a final determination by a court of competent jurisdiction,and subsections, shall terminate, including any liability or disposition of all appeals,adverse to the Title or to the lien of obligation to defend,prosecute,or continue any litigation. the Insured Mortgage,as insured. (b) To Pay or Otherwise Settle With Parties Other than the (c) The Company shall not be liable for loss or damage to the Insured or With the Insured Claimant. Insured for liability voluntarily assumed by the Insured in (i) to pay or otherwise settle with other parties for or in the settling any claim or suit without the prior written consent of name of an Insured Claimant any claim insured against the Company. under this policy. In addition, the Company will pay any costs, attorneys' fees and expenses incurred by the 10. REDUCTION OF INSURANCE; REDUCTION OR Insured Claimant that were authorized by the Company TERMINATION OF LIABILITY. up to the time of payment and that the Company is (a) All payments under this policy, except payments made for obligated to pay;or costs, attorneys' fees and expenses, shall reduce the (ii) to pay or otherwise settle with the Insured Claimant the Amount of Insurance by the amount of the payment. loss or damage provided for under this policy, together However, any payments made prior to the acquisition of Title with any costs,attorneys'fees and expenses incurred by as provided in Section 2 of these Conditions shall not reduce the Insured Claimant that were authorized by the the Amount of Insurance afforded under this policy except to Company up to the time of payment and that the the extent that the payments reduce the Indebtedness. Company is obligated to pay. (b) The voluntary satisfaction or release of the Insured Mortgage Upon the exercise by the Company of either of the options shall terminate all liability of the Company except as provided for in subsections (b)(i) or (ii), the Company's provided in Section 2 of these Conditions. obligations to the Insured under this policy for the claimed loss or damage, other than the payments required to be 11. PAYMENT OF LOSS. made, shall terminate, including any liability or obligation to When liability and the extent of loss or damage have been defend,prosecute or continue any litigation. definitely fixed in accordance with these Conditions,the payment shall be made within 30 days. File No.: 15000331058D Serial No.: M-5967-000177634 Page 5 Form T-2 Loan Policy of Title Insurance (Rev.1/3/14) CONDITIONS(Continued) 12. RIGHTS OF RECOVERY UPON PAYMENT OR SETTLEMENT. Arbitration pursuant to this policy and under the Rules shall be (a) The Company's Right to Recover. binding upon the parties.Judgment upon the award rendered by Whenever the Company shall have settled and paid a claim the Arbitrator(s) may be entered in any court of competent under this policy, it shall be subrogated and entitled to the jurisdiction. rights of the Insured Claimant in the Title or Insured Mortgage and all other rights and remedies in respect to the 14. LIABILITY LIMITED TO THIS POLICY; POLICY ENTIRE claim that the Insured Claimant has against any person or CONTRACT. property, to the extent of the amount of any loss, costs, (a) This policy together with all endorsements,if any,attached to attorneys' fees and expenses paid by the Company. If it by the Company is the entire policy and contract between requested by the Company, the Insured Claimant shall the Insured and the Company. In interpreting any provision execute documents to evidence the transfer to the Company of this policy,this policy shall be construed as a whole. of these rights and remedies. The Insured Claimant shall (b) Any claim of loss or damage that arises out of the status of permit the Company to sue, compromise or settle in the the Title or lien of the Insured Mortgage or by any action name of the Insured Claimant and to use the name of the asserting such claim,shall be restricted to this policy. Insured Claimant in any transaction or litigation involving (c) Any amendment of or endorsement to this policy must be in these rights and remedies. writing and authenticated by an authorized person, or If a payment on account of a claim does not fully cover the expressly incorporated by Schedule A of this policy. loss of the Insured Claimant, the Company shall defer the (d) Each endorsement to this policy issued at any time is made exercise of its right to recover until after the Insured Claimant a part of this policy and is subject to all of its terms and shall have recovered its loss, provisions. Except as the endorsement expressly states, it (b) The Insured's Rights and Limitations. does not (i) modify any of the terms and provisions of the (i) The owner of the Indebtedness may release or policy,(ii)modify any prior endorsement,(iii)extend the Date substitute the personal liability of any debtor or of Policy or (iv) increase the Amount of Insurance. Each guarantor, extend or otherwise modify the terms of Commitment, endorsement or other form, or provision in the payment, release a portion of the Title from the lien of Schedules to this policy that refers to a term defined in the Insured Mortgage, or release any collateral security Section 1 of the Conditions shall be deemed to refer to the for the Indebtedness, if it does not affect the term regardless of whether the term is capitalized in the enforceability or priority of the lien of the Insured Commitment,endorsement or other form, or Schedule.Each Mortgage. Commitment, endorsement or other form, or provision in the (ii) If the Insured exercises a right provided in (b)(i),but has Schedules that refers to the Conditions and Stipulations shall Knowledge of any claim adverse to the Title or the lien of be deemed to refer to the Conditions of this policy. the Insured Mortgage insured against by this policy, the Company shall be required to pay only that part of any 15. SEVERABILITY. losses insured against by this policy that shall exceed In the event any provision of this policy, in whole or in part, is the amount, if any, lost to the Company by reason of the held invalid or unenforceable under applicable law, the policy impairment by the Insured Claimant of the Company's shall be deemed not to include that provision or such part held to right of subrogation. be invalid and all other provisions shall remain in full force and (c) The Company's Rights Against Noninsured Obligors. effect. The Company's right of subrogation includes the Insured's rights against non-insured obligors including the rights of the 16. CHOICE OF LAW; FORUM. Insured to indemnities, guaranties, other policies of (a) Choice of Law:The Insured acknowledges the Company has insurance or bonds, notwithstanding any terms or conditions underwritten the risks covered by this policy and determined contained in those instruments that address subrogation the premium charged therefor in reliance upon the law rights. The Company's right of subrogation shall not be affecting interests in real property and applicable to the avoided by acquisition of the Insured Mortgage by an obligor interpretation, rights, remedies or enforcement of policies of (except an obligor described in Section 1(e)(i)(F) of these title insurance of the jurisdiction where the Land is located. Conditions) who acquires the Insured Mortgage as a result Therefore,the court or an arbitrator shall apply the law of the of an indemnity, guarantee, other policy of insurance, or jurisdiction where the Land is located to determine the bond and the obligor will not be an Insured under this policy. validity of claims against the Title or the lien of the Insured Mortgage that are adverse to the Insured,and in interpreting 13. ARBITRATION. and enforcing the terms of this policy. In neither case shall Either the Company or the Insured may demand that the claim or the court or arbitrator apply its conflicts of laws principles to controversy shall be submitted to arbitration pursuant to the Title determine the applicable law. Insurance Arbitration Rules of the American Land Title (b) Choice of Forum:Any litigation or other proceeding brought Association ("Rules"). Except as provided in the Rules, there by the Insured against the Company must be filed only in a shall be no joinder or consolidation with claims or controversies state or federal court within the United States of America or of other persons. Arbitrable matters may include, but are not its territories having appropriate jurisdiction. limited to, any controversy or claim between the Company and the Insured arising out of or relating to this policy, any service in 17. NOTICES,WHERE SENT. connection with its issuance or the breach of a policy provision, Any notice of claim and any other notice or statement in writing or to any other controversy or claim arising out of the transaction required to be given the Company under this Policy must be giving rise to this policy.All arbitrable matters when the Amount given to the Company at P.O. Box 2029, Houston, Texas of Insurance is $2,000,000 or less shall be arbitrated at the 77252-2029. option of either the Company or the Insured, unless the Insured is an individual person (as distinguished from an Entity). All arbitrable matters when the Amount of Insurance is in excess of $2,000,000 shall be arbitrated only when agreed to by both the Company and the Insured. File No.: 15000331058D Serial No.: M-5967-000177634 Page 6 Form T-2 Loan Policy of Title Insurance (Rev.1/3/14) Form T-2 Loan Policy of Title Insurance(Rev.113114) Schedule A SCHEDULE A Name and Address of Title Insurance Company: Stewart Title Guaranty Company P.O. Box 2029, Houston, TX 77252 File No.: 15000331058D Policy No.: M-5967-000177634 Loan No.: Address for Reference only: 2900 Broadmoor Dr., Fort Worth, TX 76116 Amount of Insurance: $559,481.00 Premium: $125.00 Date of Policy: November 07, 2016 1. Name of Insured: City of Fort Worth, a Texas municipal corporation 2. The estate or interest in the Land that is encumbered by the Insured Mortgage is: Fee Interest and Leasehold Estate 3. Title is insured as vested in: Fee: Fort Worth Housing Finance Corporation, a housing finance corporation organized and existing under the laws of the State of Texas ("HFC") Leasehold: The Broadmoor at Western Hills Ltd., a Texas limited partnership 4. The Insured Mortgage, and its assignments, if any, are described as follows: Deed of Trust dated November 1, 2016, executed by The Broadmoor at Western Hills Ltd., a Texas limited partnership to Vicki S. Ganske or Leann D. Guzman Trustee for the benefit of City of Fort Worth, a Texas municipal corporation in the original principal sum of$ 559,481.00, recorded on November 7, 2016, under Clerk's File No. D21626215, Real Property Records, Tarrant County, Texas. 5. The Land referred to in this policy is described as follows: BEING a tract of land situated in the Hays Covington Survey,Abstract No. 256, City of Fort Worth, Tarrant County, Texas, being all of Lot 1, Block 1, The Broadmoor at Western Hills, an addition to the City of Fort Worth according to the plat recorded in County Clerk's Document Number D216247626, Plat Records, Tarrant County, Texas, being a part of that certain tract of land described as Tract Seventeen II by deed to Land Rover, LTD., recorded in Volume 9806, Page 1448, Deed Records, Tarrant County, Texas, said tract of land being more particularly described by metes and bounds as follows: BEGINNING at a 5/8" iron rod with yellow cap stamped "DUNAWAY ASSOCIATES, LP" set, (hereinafter called 5/8" YCIR) for the northeast corner of Lot 21, Block 19, Broadmoor, an addition to the City of Fort Worth, according to the plat recorded in Volume 388-E, Page 20, Plat Records, Tarrant County, Texas, in the west right-of-way line of Broadmoor Drive (a 60' width public right-of-way), recorded in Volume 3501, Page 127, Deed Records, Tarrant County, Texas and the southeast corner of said Land Rover, LTD tract Seventeen 11; THENCE North 83°16'28" West, departing the west right-of-way line of said Broadmoor Drive, with the north line of said, Block 19, Broadmoor, a distance of 1,292.66 feet to a 5/8"YCIR set for the northwest corner of Lot 1, said Block 19, Broadmoor Addition, in the east line of Block 7, Western Hills Addition Section No. 1, an addition to the City of Fort Worth, according to the plat recorded in Volume 388-43, Page 18, Plat Records, Tarrant County, Texas; THENCE North 00°44'55" West, departing the north line of said Block 19, Broadmoor Addition, with the east line of said Block 7, Western Hills Addition, a passing distance of 442.36 feet to the northeast corner of said Block 7, Western Hills Addition, a passing distance of 632.17 feet to the northeast corner of Lot 5-R, Block 12, Western Hills Addition, an addition to the City of Fort Worth, according to the plat recorded in Volume 388-98, Page 52, Plat Records, Tarrant County, Texas, the southeast corner of Lot 1, Block 95, Western Hills Addition Section No. VII, an File No.: 15000331058D STEWART TITLE Form T-2 Loan Policy of Title Insurance(Rev.113114)Schedule A GUARANTY COMPANY Page 1 of 3 Form T-2 Loan Policy of Title Insurance(Rev.1/3/14) Schedule A addition to the City of Fort Worth, according the plat recorded in Volume 388-45, Page 81, Plat Records, Tarrant County, Texas, continuing with east line of said Lot 1, Block 95, Western Hills Addition for a total distance of 858.41 feet to a 3/4" iron rod found for the southwest corner of Lot D, Block 6, West Plaza Addition, an addition to the City of Fort Worth, according to the plat recorded in Volume 388-44, Page 97, Plat Records, Tarrant County, Texas; THENCE North 89°53'09" East, departing the east line of said Lot 1, Block 95, Western Hills Addition, with the south line Lot D, Block 6, a distance of 341.49 feet to a 5/8" YCIR set for the southeast corner of said Lot D, Block 6, West Plaza Addition; THENCE South 10°08'15" East, departing the south line of said Lot D, Block 6, West Plaza Addition, a distance of 70.66 feet to a point from for the beginning of a non-tangent curve to the left, from which the radius point bears North 80°37'15" East, a distance of 60.00 feet, having a central angle of 257°49'56", a radius of 60.00 feet and a chord bearing and distance of North 41'42'17" East- 93.37 feet; THENCE with said non-tangent curve to the left in a northeasterly direction, an arc length of 270.00 feet to a 5/8" YCIR set in the south line of said Lot B, Block 5, West Plaza Addition; THENCE North 89°53'09" East, with the south line of said Lot B, Block 5, West Plaza Addition, a distance of 632.98feet to a 5/8"YCIR set for the southeast corner of said Lot B, Block 5, West Plaza Addition; THENCE South 07°14'51" East, departing the south line of said Lot B, Block 5, West Plaza Addition and with the west line of Lot A, Block 5, said West Plaza Addition, a distance of 155.71 feet to a point, from which a 1/2" iron rod found bears South 67°51'51" East, a distance of 0.34 feet; THENCE South 89°12'51" East, with the south line of said Lot A, Block 5, West Plaza Addition, a distance of 212.89 feet to a 5/8"YCIR set in the west right-of-way line of said Broadmoor Drive; THENCE South 15°02'25" East, with the west right-of-way line of said Broadmoor Drive, a distance of 8.99 feet to a 1/2" iron rod found for the beginning of a curve to the right having a central angle of 21°40'00", a radius of 1,537.70 feet and a chord bearing and distance of South 04012'25" East-578.03 feet; THENCE continuing with the west right-of-way line of said Broadmoor Drive and with said curve to the right in a southeasterly direction, an arc length of 581.49 feet to a 5/8"YCIR set; THENCE South 06037'35" West, a distance of 271.09 feet to the POINT OF BEGINNING and containing a calculated area of 1,176,714 square feet or 27.014 acres of land, more or less. 6. This policy incorporates by reference those endorsements selected below: ❑ T-5(Leasehold Loan Policy Endorsement) ❑ T-17(Planned Unit Development) p T-19(Restrictions, Encroachments, Minerals) p T-19.2 (Minerals and Surface Damage) ❑ T-19.3(Minerals and Surface Damage) ❑ T-28 (Condominium) ❑ T-31 (Manufactured Housing) referring to manufactured housing unit serial number ❑ T-31.1 (Supplemental Coverage Manufactured Housing Unit) p T-33(Variable Rate) ❑ T-33.1 (Variable Rate--Negative Amortization) ❑ T-35(Revolving Credit/Future Advance) p T-36 (Environmental Protection Lien) Paragraph b refers to the following state statute(s): TEX. HEALTH & SAFETY CODE §§361.194;TEX.HEALTH&SAFETY CODE§§342.007,342.008;TEX.LOCAL GOVT CODE§§214.0015(b), (d),and(e), 214.001;TEX. NAT. RES. CODE§134.150, if applicable File No.: 15000331058D STEWART TITLE Form T-2 Loan Policy of Title Insurance(Rev.1/3/14)Schedule A GUARANTY COMPANY Page 2 of 3 Form T-2 Loan Policy of Title Insurance(Rev.1/3/14) Schedule A El T-39(Balloon Mortgage) p T-42 (Equity Loan Mortgage) and subparagraph 2(f) of the Equity Loan Mortgage Endorsement set forth in Procedural Rule P-44.C(2) ❑ is ❑ is not added. ❑ T-42.1 (Supplemental Coverage Equity Loan Mortgage) ❑ T-43 (Texas Reverse Mortgage) px Section 13 of the Conditions of this policy,which relates to Arbitration, is hereby deleted. File No.: 15000331058D STEWART TITLE Form T-2 Loan Policy of Title Insurance(Rev.1/3/14)Schedule A GUARANTY COMPANY Page 3 of 3 Form T-2 Loan Policy of Title Insurance(Rev.1/3/14) Schedule B SCHEDULE B File No.: 15000331058D Policy No.: M-5967-000177634 EXCEPTIONS FROM COVERAGE This policy does not insure against loss or damage (and the Company will not pay costs, attorneys'fees or expenses) that arise by reason of the terms and conditions of leases and easements, if any, shown in Schedule A, and the following matters: 1. The following restrictive covenants of record itemized below, but the Company insures that any such restrictive covenants have not been violated so as to affect, and that future violation thereof will not affect, the validity or priority of the Insured Mortgage (insert specific recording data or delete this exception): a. Recorded in/under Clerk's File No. D216247626, Map/Plat Records, Tarrant County, Texas. (Provisions, if any, based on race, color, religion, sex, handicap, familial status or national origins are nullified.) b. As affected by Regulatory Agreement and Declaration of Restrictive Covenants by and among Tarrant County Housing Finance Corporation,Amegy Bank, a division of ZB, National Association and The Broadmoor at Western Hills Ltd., a Texas limited partnership, dated November 1, 2016, and recorded November 4, 2016, under Clerk's File No. D216261304, Real Property Records, Tarrant County, Texas 2. Any discrepancies, conflicts, or shortages in area or boundary lines, or any encroachments or protrusions, or any overlapping of improvements. 19 Item 2 of Schedule B is hereby amended to read: "shortages in area". 3. Standby fees, taxes and assessments by any taxing authority for the year 2017, and subsequent years; and subsequent taxes and assessments by any taxing authority for prior years due to change in land usage or ownership, but not those taxes or assessments for prior years because of an exemption granted to a previous owner of the property under Section 11.13, Texas Tax Code, or because of improvements not assessed for a previous tax year. 0 Item 3 of Schedule B is hereby amended to delete: "and subsequent taxes and assessments by any taxing authority for prior years due to change in land usage or ownership," 0 Item 3 of Schedule B is hereby amended to add the following: "Company insures that standby fees, taxes and assessments by any taxing authority for the year 2017 are not yet due and payable." 4. Liens and leases that affect the Title, but that are subordinate to the lien of the Insured Mortgage. 5. (Insert here all other specific exceptions as to superior liens, easements, outstanding mineral and royalty interests, etc.) a. The following as shown on plat recorded in/under Clerk's File No. D216247626, Map/Plat Records, Tarrant County, Texas, and as shown on survey with revision date of 11/02/2016, prepared by Stephen R. Glossup RPLS No. 5570 of Dunaway and Associates and designated as Job No. B001998.001. 1) 26' Emergency Access easement over and across subject tract 2) 10' x 10' public open space easement near East property line 3) Drainage easement near approximate center of property b. Easement, Right of Way and/or Agreement by and between Ryan Mortgage Company and City of Fort Worth, by instrument dated 07/28/1986, recorded in/under Volume 8695, Page 1281, Real Property Records, Tarrant File No.: 15000331058D STEWART TITLE Form T-2 Loan Policy of Title Insurance(Rev.1/3/14)Schedule B GUARANTY COMPANY Page 1 of 3 Form T-2 Loan Policy of Title Insurance(Rev.1/3/14) Schedule B SCHEDULE B County, Texas, and as shown on plat recorded in/under Clerk's File No. D216247626, Map/Plat Records, Tarrant County, Texas, and as shown on survey with revision date of 11/02/2016, prepared by Stephen R. Glossup RPLS No. 5570 of Dunaway and Associates and designated as Job No. B001998.001. c. Easement, Right of Way and/or Agreement by and between Wean Properties, Incorporated and Texas Electric Service Company, by instrument dated 11/26/1968, recorded in/under Volume 4671, Page 465, Real Property Records, Tarrant County, Texas, and as shown on plat recorded in/under Clerk's File No. D216247626, Map/Plat Records, Tarrant County, Texas and as shown on survey with revision date of 11/02/2016, prepared by Stephen R. Glossup RPLS No. 5570 of Dunaway and Associates and designated as Job No. B001998.001. d. All leases, grants, exceptions or reservations of coal, lignite, oil, gas and other minerals, together with all rights, privileges, and immunities relating thereto, appearing in the Public Records whether listed in Schedule B or not. There may be leases, grants, exceptions or reservations of mineral interest that are not listed. e. The location of the following as shown on survey with revision date of 11/02/2016, prepared by Stephen R. Glossup RPLS No. 5570 of Dunaway and Associates and designated as Job No. B001998.001: 1) Fences off North and West property lines 2) Power poles and lines, guys and guy wires, along/near South, West, and North property lines 3) Telephone line across East portion of property 4) Guardrail near West property line 5) Asphalt paving extending from Shenandoah Road 6) Herbaceous Wetland 7) 5' set back line along property lines (except for East property line) 8) 20' set back line along East property line f. Easement, Right of Way and/or Agreement by and between Land Rover and City of Fort Worth, by instrument dated 08/11/2016, filed 09/09/2016, recorded in/under Clerk's File No. D216211154, Real Property Records, Tarrant County, Texas, and as shown on plat recorded in Clerk's File No. D216247626, Map/Plat Records, Tarrant County, Texas, and as shown on survey with revision date of 11/02/2016, prepared by Stephen R. Glossup RPLS No. 5570 of Dunaway and Associates and designated as Job No. B001998.001. g. Terms and Conditions of the Memorandum of Lease dated November 1, 2016 by and between Fort Worth Housing Finance Corporation as Landlord and The Broadmoor at Western Hills Ltd., a Texas limited partnership as Tenant, filed November 4, 2016, recorded under Clerk's File No. D216261302, Real Property Records, Tarrant County, Texas. h. Terms, conditions, provisions and stipulations of The Intercreditor Agreement by and among Tarrant County Housing Finance Corporation (as Governmental Lender),Amegy Bank, a division of ZB, National Association (as Fiscal Agent), Navistone Broadmoor Instrument Purchaser LLC (as Initial Funding Lender), Bank of America, N.A., (as Servicer), and Bank of America, N.A., (as bank), dated November 1, 2016, recorded November 7, 2016, under Clerk's File No. D216262150, Real Property Records, Tarrant County, Texas. i. Leasehold Multifamily Deed of Trust,Assignment of Rents, Security Agreement and Fixture Filing dated November 1, 2016, executed by The Broadmoor at Western Hills Ltd., a Texas limited partnership with joinder of Fort Worth Housing Finance Corporation, to Deidre Ward, Trustee for benefit of Tarrant County Housing Finance Corporation, a Texas housing finance corporation in the original principal sum of$26,750,000.00, recorded on November 4, 2016, under Clerk's File No. D216261305 Real Property Records, Tarrant County, Texas and assigned by Assignment of Deed of Trust and Loan Documents from Tarrant County Housing Finance Corporation, a Texas housing finance corporation to Navistone Broadmoor Instrument Purchaser LLC of even date therewith as specified dated November 1, 2016, recorded November 7, 2016, under Clerk's File No. D216262147, Real Property Records, Tarrant County, Texas. File No.: 15000331058D STEWART TITLE Form T-2 Loan Policy of Title Insurance(Rev.1/3/14)Schedule B GUARANTY COMPANY Page 2 of 3 Form T-2 Loan Policy of Title Insurance(Rev.1/3/14) Schedule B SCHEDULE B j. UCC Financing Statement naming Tarrant County Housing Finance Corporation, as Debtor and Amegy Bank, a Division of ZB, National Association as Secured Party filed November 7, 2016, recorded in Clerk's File No. D216262148, Real Property Records, Tarrant County, Texas. k. Leasehold Deed of Trust, Assignment of Leases and Rents, Security Agreement and Fixture Filing with Joinder of Fee Owner dated November 1, 2016, executed by The Broadmoor at Western Hills, Ltd., a Texas limited partnership to PRLAP, Inc., a Texas corporation as Trustee for the benefit of Bank of America, N.A., a national banking association in the original principal sum of$8,856,930.00, recorded on November 7, 2016, under Clerks' File No. D216262149, Real Property Records, Tarrant County, Texas. I. Multifamily Leasehold Deed of Trust,Assignment of Rents, Security Agreement and Fixture Filing dated November 1, 2016, executed by The Broadmoor at Western Hills, Ltd., a Texas limited partnership to Steven R. Martens, Esq, as Trustee for the benefit of Jones Lang LaSalle Multifamily, LLC, a limited liability company in the original principal sum of$267,500.00, recorded on November 7, 2016, under Clerk's File No. D216262154, Real Property Records, Tarrant County, Texas and assigned by Assignment of Security Instrument from Jones Lang LaSalle Multifamily, LLC, a limited liability company to Federal Home Loan Mortgage Corporation of even date therewith recorded November 7, 2016, under Clerk's File No. D216262155, Real Property Records, Tarrant County, Texas. Company insures the insured against loss, if any sustained by the insured under the terms of this Policy if this item is not subordinate to the lien of the insured mortgage. m. Terms and Conditions of Subordination Agreement Governmental Entity by and between Amegy Bank, a Division of ZB, National Association (Senior Mortgagee), and City of Fort Worth, Texas (Subordinate Mortgagee), dated November 1, 2016, and recorded on November 7, 2016, under Clerk's File No. D216262151, Real Property Records, Tarrant County, Texas. n. Terms and Conditions of Subordination Agreement Governmental Entity by and between Bank of America, N.A., a national banking association (Senior Mortgagee), and The City of Fort Worth, a Texas municipal corporation (Subordinate Mortgagee), dated November 1, 2016, and recorded on November 7, 2016, under Clerk's File No. D216262152, Real Property Records, Tarrant County, Texas. o. Terms and Conditions of Encroachment License Agreement by and between the Fort Worth Housing Finance Corporation, The Broadmoor at Western Hills Ltd., and John Patty dated October 17, 2016, and recorded on November 4, 2016, under Clerk's File No. D216261303, Real Property Records, Tarrant County, Texas. p. Any and all liens arising by reason of unpaid bills or claims for work performed or materials furnished in connection with improvements placed or to be placed upon the subject land. However, the Company does insure the insured against loss, if any sustained by the Insured under this Policy if such liens have been filed with the County Clerk of Tarrant County, Texas, prior to the date hereof. Pending disbursement of the full proceeds of the loan secured by the lien instrument set forth under Schedule A hereof, this policy insures only to the extent of the amount actually disbursed but increases as each disbursement is made in good faith and without knowledge of any defect in or objections to the title up to the face amount of this policy. Nothing contained in the paragraph shall be construed as limiting any exception under Schedule B, or any printed provision of this policy. q. Section 13 of the Conditions and Stipulations of this policy is hereby deleted. File No.: 15000331058D STEWART TITLE Form T-2 Loan Policy of Title Insurance(Rev.1/3/14)Schedule B GUARANTY COMPANY Page 3 of 3 STEWART TITLE GUARANTY COMPANY 1. IMPORTANT NOTICE 1. AVISO IMPORTANTE To obtain information or make a complaint: Para obtener informacion o para presentar una queja: 2. You may contact your title insurance agent at (817) 2. Usted puede comunicarse con su agente al: (817) 654-9907. 654-9907. 3. You may call Stewart Title Guaranty Company's toll- 3. Usted puede Ilamar al numero de telefono gratuito free number for information or to make a complaint de Stewart Title Guaranty Company's para obtener at: informacion o para presentar una queja al: (800) 729-1902 1-800-729-1902 4. You may also write to Stewart Title Guaranty 4. Usted tambien puede escribir a Stewart Title Company at P.O. Box 2029, Houston, TX Guaranty Company, P.O. Box 2029, Houston, TX 77252-2029 77252-2029 5. You may contact the Texas Department of Insurance 5. Usted puede comunicarse con el Departamento de to obtain information on companies, coverage's, Seguros de Texas para obtener informacion sobre rights or complaints at: companias, coberturas, derechos, o quejas al: (800)252-3439 (800)252-3439 6. You may write the Texas Department of Insurance: 6. Usted puede escribir al Departamento de Seguros de Texas a.- P.O. :P.O. Box 149104 Austin, TX 78714-9104 P.O. Box 149104 Fax: (512)490-1007 Austin,TX 78714-9104 Web: www.tdi.texas.gov Fax: (512)490-1007 E-mail: Cons umerprotectionOtdi.texas.gov Web: www.tdi.texas.gov E-mail: Cons umerprotection0td!Ltexas.gov 7. PREMIUM OR CLAIM DISPUTES: 7. DISPUTAS POR PRIMAS DE SEGUROS O Should you have a dispute concerning your premium RECLAMACIONES: or about a claim, you should contact the (agent) (company) (agent or the company) first. If the Si tiene una disputa relacionada con su prima de dispute is not resolved, you may contact the Texas seguro o con una reclamation usted debe Department of Insurance. comunicarse con (el agente) (la Compania) (el agente o la Compania) primero. Si la disputa no es 8. ATTACH THIS NOTICE TO YOUR POLICY: resuelta, usted puede comunicarse con el Departamento de Seguros de Texas (TDI). This notice is for information only and does not become a part or condition of the attached 8. ADJUNTE ESTE AVISO A SU POLIZA: document. Este aviso es solamente para proposito informativos y no se convierte en parte o en condicion del documento adjunto. Texas Important Notice 3-2015 Form T,-19 Restrictions,Encroachments,Minerals Endorsement(Rev.1/3/14) RESTRICTIONS, ENCROACHMENTS, MINERALS ENDORSEMENT (FORM T-19) ENDORSEMENT ATTACHED TO AND MADE APART OF POLICY OF TITLE INSURANCE SERIAL NUMBER M-5967-000177634 ISSUED BY STEWART TITLE GUARANTY COMPANY HEREIN CALLED THE COMPANY 1. The insurance provided by this endorsement is subject to the exclusions in Section 5 of this endorsement; and the Exclusions from Coverage, the Exceptions from Coverage contained in Schedule B, and the Conditions in the policy. 2. For the purposes of this endorsement only: a. "Covenant"means a covenant,condition, limitation or restriction in a document or instrument in effect at Date of Policy. b. "Improvement"means an improvement, including any landscaping lawn, shrubbery, or trees, affixed to either the Land or adjoining land that by law constitutes real property. c. "Private Right" means(i)an option to purchase; (ii)a right of first refusal; (iii)a right of prior approval of a future purchaser or occupant; or(iv)a private charge or assessment. 3. The Company insures against loss or damage sustained by the Insured by reason of: a. A violation of a Covenant that: i. divests, subordinates, or extinguishes the lien of the Insured Mortgage, ii. results in the invalidity, unenforceability or lack of priority of the lien of the Insured Mortgage, or iii. causes a loss of the Insured's Title acquired in satisfaction or partial satisfaction of the Indebtedness; b. A violation on the Land at Date of Policy of an enforceable Covenant, unless an exception in Schedule B of the policy identifies the violation; c. Enforced removal of an Improvement located on the Land at Date of Policy as a result of a violation, at Date of Policy, of a building setback line shown on a plat of subdivision recorded or filed in the Public Records, unless an exception in Schedule B of the policy identifies the violation; d. A notice of a violation, recorded in the Public Records at Date of Policy, of an enforceable Covenant relating to environmental protection describing any part of the Land and referring to that Covenant, but only to the extent of the violation of the Covenant referred to in that notice, unless an exception in Schedule B of the policy identifies the notice of the violation; or e. Enforcement of a Private Right in a Covenant affecting the Title at Date of Policy that: i. results in the invalidity, unenforceability or lack of priority of the lien of the Insured Mortgage, or ii, causes a loss of the Insured's Title acquired in satisfaction or partial satisfaction of the Indebtedness. 4. The Company insures against loss or damage sustained by reason of: a. An encroachment of: i. an Improvement located on the Land, at Date of Policy, onto adjoining land or onto that portion of the Land subject to an easement; or ii. an Improvement located on adjoining land onto the Land at Date of Policy unless an exception in Schedule B of the policy identifies the encroachment otherwise insured against in Sections 4.a.i or 4.a.ii; or File No. 15000331058D Form T-19 Restrictions,Encroachments,Minerals Endorsement(Rev.1/3/14) Form T.19 Restrictions,Encroachments,Minerals Endorsement(Rev.1/3/14) b. A final court order or judgment requiring the removal from any land adjoining the Land of an encroachment identified in Schedule B;or c. Damage to an Improvement located on the Land, at Date of Policy that is located on or encroaches onto that portion of the Land subject to an easement excepted in Schedule B, which damage results from the exercise of the right to maintain the easement for the purpose for which it was granted or reserved;or d. Damage to an Improvement located on the Land on or after Date of Policy, resulting from the future exercise of a right to use the surface of the Land for the extraction or development of minerals or any other subsurface substances excepted from the description of the Land or excepted in Schedule B. 5. This endorsement does not insure against loss or damage (and the Company will not pay costs, attorneys' fees, or expenses) resulting from: a. any Covenant contained in an instrument creating a lease; b. any Covenant relating to obligations of any type to perform maintenance, repair, or remediation on the Land; c. except as provided in Paragraph 3.d, any Covenant relating to environmental protection of any kind or nature, including hazardous or toxic matters,conditions,or substances; d. contamination, explosion,fire,fracturing,vibration, earthquake or subsidence;or e. negligence by a person or an Entity exercising a right to extract or develop minerals or other subsurface substances. This endorsement is issued as part of the policy. Except as it expressly states, it does not(i)modify any of the terms and provisions of the policy, (ii) modify any prior endorsements, (iii)extend the Date of Policy, or (iv)increase the Amount of Insurance. To the extent a provision of the policy or a previous endorsement is inconsistent with an express provision of this endorsement, this endorsement controls. Otherwise,this endorsement is subject to all of the terms and provisions of the policy and of any prior endorsements. Countersigned by: stewaft title guaranty companyL •+✓ ,� '�' lAuted C:tsuntrs�gri Matt Morris President and CEO STEWART TITLE GUARANTY �� COMPANY " —DIRECT OPERATIONS g 1717 Main Street, Suite 3500, Dallas, TX 75201 ye Denise C rraux Secretary Agent ID: 43NO78 Endorsement E-5978-562326949 Serial No. File No.15000331058D Page 2 of 2 Form T-19 Restrictions,Encroachments,Minerals Endorsement(Rev.1/3/14) TX Minerals and Surface Damage Endorsement T-19.2 ENDORSEMENT ATTACHED TO AND MADE A PART OF POLICY OF TITLE INSURANCE SERIAL NUMBER M-5967-000177634 ISSUED BY STEWART TITLE GUARANTY COMPANY HEREIN CALLED THE COMPANY Order No.: 15000331058D The Company insures the insured against loss which the insured shall sustain by reason of damage to improvements (excluding lawns, shrubbery, or trees) located on the Land on or after Date of Policy resulting from the future exercise of any right existing at Date of Policy to use the surface of the Land for the extraction or development of coal, lignite, oil, gas or other minerals excepted or excluded on Schedule A, Item 2 or excepted in Schedule B. This endorsement does not insure against loss resulting from subsidence. This endorsement is issued as part of the policy. Except as it expressly states, it does not (i) modify any of the terms and provisions of the policy, (ii) modify any prior endorsements, (iii) extend the Date of Policy, or (iv) increase the Amount of Insurance. To the extent a provision of the policy or a previous endorsement is inconsistent with an express provision of this endorsement, this endorsement controls. Otherwise, this endorsement is subject to all of the terms and provisions of the policy and of any prior endorsements. Signed under seal for the Company, but this endorsement is to be valid only when it bears an authorized countersignature. Countersigned by: ��r stewaC ✓" title guaranty company ~. Ai1rred Cotm[ gtuse u> Matt Morris President and CEO STEWART TITLE GUARANTY COMPANY ; -DIRECT OPERATIONS = 1717 Main Street, Suite 3500, r , Dallas, TX 75201 s °" Denise C rraux Secretary Agent ID: 43NO78 Endorsement Serial No. E-5959-340525987 File No.15000331058D Page 1 of 1 T-19.2 End(Rev. 11/1/09)STG ACCESS ENDORSEMENT(T-23)4/1/04 ENDORSEMENT ATTACHED TO AND MADE A PART OF POLICY OF TITLE INSURANCE SERIAL NUMBER M-5967-000177634 ISSUED BY STEWART TITLE GUARANTY COMPANY HEREIN CALLED THE COMPANY The Company insures against loss or damage sustained by the insured if, at Date of Policy: (i) the land does not abut and have both actual vehicular and pedestrian access to and from Shenandoah Road (the "Street'), or (ii) the Street is not physically open. This endorsement is made a part of the policy. Except as it expressly states, it does not(i) modify any of the terms and provisions of the policy, (ii) modify any prior endorsements, (iii) extend the Date of Policy, or(iv) increase the Amount of Insurance. To the extent a provision of the policy or a previous endorsement is inconsistent with an express provision of this endorsement, this endorsement controls. Otherwise, this endorsement is subject to all of the terms and provisions of the policy and of any prior endorsements. Countersigned by: stewaft title guaranty company ,4ctx?r Gettntersrture Matt Morris President and CEO STEWART TITLE GUARANTY COMPANY =* tangy —DIRECT OPERATIONS _ 1717 Main Street, Suite 3500, i w... Dallas, TX 75201 Denise C rraux Secretary Agent ID: 43NO78 Endorsement Serial No. E-5922-503362581 File No.15000331058D Page 1 of 1 Form T-23: Access Endorsement(4/1/04)STG ACCESS ENDORSEMENT(T-23)411104 ENDORSEMENT ATTACHED TO AND MADE A PART OF POLICY OF TITLE INSURANCE SERIAL NUMBER M-5967-000177634 ISSUED BY STEWART TITLE GUARANTY COMPANY HEREIN CALLED THE COMPANY The Company insures against loss or damage sustained by the insured if, at Date of Policy: (i) the land does not abut and have both actual vehicular and pedestrian access to and from Broadmoor Drive (the"Street"), or(ii) the Street is not physically open. This endorsement is made a part of the policy. Except as it expressly states, it does not(i) modify any of the terms and provisions of the policy, (ii) modify any prior endorsements, (iii) extend the Date of Policy, or(iv) increase the Amount of Insurance. To the extent a provision of the policy or a previous endorsement is inconsistent with an express provision of this endorsement, this endorsement controls. Otherwise, this endorsement is subject to all of the terms and provisions of the policy and of any prior endorsements. Countersigned by: eWft title guaranty company ,p ~" Aa ?rued Comler gnalwe Matt Morris President and CEO STEWART TITLE GUARANTY , COMPANY r- `- — DIRECT OPERATIONS .. $ID it ID 1717 Main Street, Suite 3500, Dallas, TX 75201 Denise C rraux Secretary Agent ID: 43NO78 Endorsement Serial No. E-5922-723599609 File No.15000331058D Page 1 of 1 Form T-23: Access Endorsement(4/1/04)STG ACCESS ENDORSEMENT(T-23)4/1/04 ENDORSEMENT ATTACHED TO AND MADE A PART OF POLICY OF TITLE INSURANCE SERIAL NUMBER M-5967-000177634 ISSUED BY STEWART TITLE GUARANTY COMPANY HEREIN CALLED THE COMPANY The Company insures against loss or damage sustained by the insured if, at Date of Policy: (i) the land does not abut and have both actual vehicular and pedestrian access to and from EI Retiro Road (the "Street"), or (ii) the Street is not physically open. This endorsement is made a part of the policy. Except as it expressly states, it does not(i) modify any of the terms and provisions of the policy, (ii) modify any prior endorsements, (iii) extend the Date of Policy, or(iv) increase the Amount of Insurance. To the extent a provision of the policy or a previous endorsement is inconsistent with an express provision of this endorsement, this endorsement controls. Otherwise, this endorsement is subject to all of the terms and provisions of the policy and of any prior endorsements. Countersigned by: stew ,C` title guaranty company �f Attitoct(:+ tttf sstte Matt Dorris President and CEO STEWART TITLE GUARANTY a COMPANY = sx — DIRECT OPERATIONS EXE, _. 1717 Main Street, Suite 3500, '''_ Denise C rraux Dallas, TX 75201 Secretary Agent ID: 43NO78 Endorsement Serial No. E-5922-164367162 File No.15000331058D Page 1 of 1 Form T-23: Access Endorsement(4/1/04)STG VARIABLE RATE MORTGAGE ENDORSEMENT(T-33) ENDORSEMENT ATTACHED TO AND MADE A PART OF POLICY NUMBER M-5967-000177634 ISSUED BY STEWART TITLE GUARANTY COMPANY HEREIN CALLED THE COMPANY The Company insures the owner of the indebtedness secured by the insured mortgage against loss or damage sustained by reason of: 1. The invalidity or unenforceability of the lien of the insured mortgage resulting from the provisions therein which provide for changes in the rate of interest. 2. Loss of priority of the lien of the insured mortgage as security for the unpaid principal balance of the loan, together with interest as changed in accordance with the provisions of the insured mortgage,which loss of priority is caused by the changes in the rate of interest. "Changes in the rate of interest", as used in this endorsement, shall mean only those changes in the rate of interest calculated pursuant to the formula provided in the insured mortgage at Date of Policy. This endorsement does not insure against loss or damage based upon (a) usury, or (b) any consumer credit protection or truth in lending law. This endorsement is issued as part of the policy. Except as it expressly states, it does not (i) modify any of the terms and provisions of the policy, (ii) modify any prior endorsements, (iii) extend the Date of Policy, or (iv) increase the Amount of Insurance. To the extent a provision of the policy or a previous endorsement is inconsistent with an express provision of this endorsement, this endorsement controls. Otherwise, this endorsement is subject to all of the terms and provisions of the policy and of any prior endorsements. Signed under seal for the Company, but this endorsement is to be valid only when it bears an authorized countersignature. Countersigned by: s} ewart title guaranty company �✓_ �` , r P+ tr C:ounternat�srrR Matt Morris President and CEO STEWART TITLE GUARANTY . COMPANY _ r� — DIRECT OPERATIONS 1717 Main Street, Suite 3500, EXa Dallas, TX 75201 y"' Denise C rraux Secretary Agent ID: 43NO78 Endorsement Serial No. E-5873-669344919 File No.15000331058D Page 1 of 1 T-33: Variable Rate Mortgage Endorsement(Rev.11-1-05)STG ENVIRONMENTAL PROTECTION LIEN ENDORSEMENT ATTACHED TO AND MADE A PART OF POLICY OF TITLE INSURANCE SERIAL NUMBER M-5967-000177634 ISSUED BY STEWART TITLE GUARANTY COMPANY The insurance afforded by this endorsement is only effective if the land is used or is to be used primarily for residential purposes. The Company insures the insured against loss or damage sustained by reason of lack of priority of the lien of the insured mortgage over: (a) any environmental protection lien which, at Date of Policy, is recorded in those records established under state statutes at the Date of Policy for the purpose of imparting constructive notice of matters relating to real property to purchasers for value and without knowledge, or filed in the records of the clerk of the United States district court for the district in which the land is located, except as set forth in Schedule B; or (b) any environmental protection lien provided for by any state statute in effect at Date of Policy, except environmental protection liens provided for by the following state statutes: TEX. HEALTH &SAFETY CODE§361.194; TEX. HEALTH &SAFETY CODE §§342.007, 342.008; TEX. LOCAL GOVT CODE§§214.0015(b), (d), and (e), 214.001; TEX. NAT. RES. CODE §134.150, if applicable This endorsement is made a part of the policy and is subject to all of the terms and provisions thereof and of any prior endorsements thereto. Except to the extent expressly stated, it neither modifies any of the terms and provisions of the policy and any prior endorsements, nor does it extend the effective date of the policy and any prior endorsements, nor does it increase the face amount thereof. Signed under seal for the Company, but this endorsement is to be valid only when it bears an authorized countersignature. Countersigned by: stewaft title guaranty company �4trtt' rett(,ountersagt� �,.,-,,�; Matt Morris President and CEO STEWART TITLE GUARANTY COMPANY — DIRECT OPERATIONS 1717 Main Street, Suite 3500, Dallas, TX 75201 `� Denise C rraux Secretary Agent ID: 43NO78 Endorsement Serial No. E-5871-296319597 File No.15000331058D Page 1 of 1 T-36: Environmental Protection Lien Endorsement(Rev.9/95)STG