Loading...
HomeMy WebLinkAboutContract 50852 Q� 123456 Q� Ak , RECEIVED CITY SECRETARY 0 CONTRACT N0. JNRO OF E S § CITY OF FORT WORTH ti § ARRANT `98 � E Z s contract ("Contract") is made and entered into by and between the City of Fort Worth(hereafter"City") and Riverside Senior Investments, LP (hereafter"Developer"), a Texas .limited partnership. City and Developer may be referred to individually as a"Party" and jointly as"the Parties". The Parties state as follows: WHEREAS, City has received a grant from the United States Department of Housing and Urban Development through the HOME Investment Partnerships Program, Catalog of Federal Domestic Assistance No. 14.239, with which City desires to promote activities that expand the supply of affordable housing and the development of partnerships among City, local governments, local lenders, private industry and neighborhood-based nonprofit housing organizations; WHEREAS, the primary purpose of the HOME program pursuant to the HOME Investment Partnerships Act at Title II of the Cranston Gonzales National Affordable Housing Act of 1990, as amended, 42 U.S.C. 12701 et seq. and the HOME Investment Partnerships Program Final Rule, as amended, 24 CFR Part 92 et seq., is to benefit low and moderate income individuals and families by providing them with affordable housing; WHEREAS, Developer is a Texas limited partnership consisting of Riverside Senior Development GP, LLC a Texas limited liability company, as General Partner; Banyi Riverside, LLC, a Texas limited liability company, as Special Limited Partner; and an Investor Limited Partner. The Fort Worth Housing Finance Corporation, a Texas housing finance corporation and public instrumentality of the City, is the Sole Member of the General Partner and will be the fee owner of the land on which the project will be constructed. Special Limited Partner is an affiliate of Sphinx Development Corporation, a Texas corporation. WHEREAS, Developer proposes to use HOME funds for an eligible project under the HOME Regulations whereby Developer will construct, develop, own, and operate a new 272- unit affordable housing development for seniors age 55 years and older in the City; WHEREAS, Developer has received an award of 2018 Non Competitive (4%) Housing Tax Credits from the Texas Department of Housing and Community Affairs for a portion of the costs of the development of the project to be commonly known as the Sphinx at Sierra Vista Senior Villas; and, WHEREAS, City citizens and the City Council have determined that the development of quality, accessible, affordable housing is needed for moderate low d very low-income City citizens. OF'F'ICIAL RECORD CITY#I10111TAR'Y ".WOw",TX HOME DEVELOPER RENTAL CONTRACT Rev.06/26/2018 Sphinx at Sierra Vista Senior Villas Page 1 NOW, THEREFORE, in consideration of the mutual covenants and obligations and responsibilities contained herein, including all Exhibits and Attachments, and subject to the terms and conditions hereinafter stated, the Parties understand and agree as follows: 1. INCORPORATION OF RECITALS. City and Developer hereby agree that the recitals set forth above are true and correct and form the basis upon which the Parties have entered into this Contract. 2. DEFINITIONS. In addition to terms defined in the body of this Contract, the following terms shall have the definitions ascribed to them as follows: Accessible Units means units accessible to handicapped tenants. Developer must comply with Section 504 requirements and all other applicable Federal accessibility requirements. The Required Improvements must contain 20 Accessible Units. Of these 20 units, 14 must be accessible to individuals with mobility impairments, and the other 6 must be accessible to individuals with visual or hearing impairments. Act means the HOME Investment Partnerships Act at Title II of the Cranston Gonzales National Affordable Housing Act of 1990, as amended, 42 U.S.C. 12701 et seq. Affordable Rent means a rent amount that does not exceed the High HOME Rent Limit published annually by HUD, with adjustment for the bedroom size of the housing unit as more particularly described on Exhibit "A"—Project Summary. Affordability Period means the period of time that HOME Units must be leased to HOME Eligible Households for Affordable Rent. The Affordability Period for this project is 20 years. The Affordability Period begins on the date that the project status is changed to "complete" in IDIS. Affordability Requirements means the HOME Units remain occupied by HOME Eligible Households paying Affordable Rent throughout the Affordability Period in accordance with the terms of this Contract and the HOME Regulations. Area Median Income or AMI means the median family income for the Fort Worth-Arlington metropolitan statistical area as set annually by HUD. Business Diversity Enterprise Ordinance or BDE means the City's Business Diversity Ordinance, Ordinance No. 20020-12-2011. Complete Documentation means the following documentation as applicable: 1. Attachments I and II of Exhibit"F", with supporting documentation as follows: HOME DEVELOPER RENTAL CONTRACT Rev. 06/26/2018 Sphinx at Sierra Vista Senior Villas Page 2 a. Proof of expense: invoices, leases, service contracts or other documentation showing the nature of the cost and that payment is due by Developer. b. Proof of payment: cancelled checks, bank statements, or wire transfers necessary to demonstrate that amounts due by Developer were actually paid by Developer. 2. Other documentation: (i) final lien releases signed by the general contractor or subcontractors, if applicable; (ii) copies of all City permits and City-issued "pass" inspections for such work; (iii) documentation to show compliance with BDE or DBE bidding process for procurement or Contract activities, if applicable; (iv) proof of contractor, subcontractor and vendor eligibility as described in Section 6.6; and (v) any other documents or records reasonably necessary to verify costs spent for the project. 3. Complete Documentation shall meet the standards described in Exhibit "J"—Standards for Complete Documentation. Completion means the substantial completion of the Required Improvements as evidenced by a Neighborhood Services Department Minimal Acceptable Standard Inspection report, HUD Compliance Inspection Report and any other applicable final inspection approval from the City showing that the Required Improvements have met City and HOME standards. Completion Deadline means December 31, 2020. Conversion means the earlier of (i) the date the project's construction financing converts to permanent financing and begins principal amortization, or(ii)June 30, 2021. DBE means disadvantaged business enterprise in accordance with 49 CFR Part 26. Deed Restrictions means the recorded deed restriction, covenant running with the land, or agreement restricting the use of the Property, which imposes the Affordability Requirements beginning after project completion as required by 24 CFR Part 92.252(e)(1) which will give the City the right to require specific performance, among other enforcement rights. The Parties agree to the use of the Deed Restriction in substantially the form attached as Exhibit"L"—Deed Restriction. Deed of Trust means any deed of trust from Developer in favor of City covering the Property and securing the indebtedness evidenced therein and Developer's performance of the requirements of this Contract and the of the HOME Regulations, as the same may be extended, amended, restated, supplemented or otherwise modified. The Parties agree to the use of the Deed of Trust in substantially the form attached as Exhibit"E"—Loan Documents. Director means the Director of the City's Neighborhood Services Department. Effective Date means the date of this Contract is fully executed by the Parties as shown by the date written under their respective signatures. HOME DEVELOPER RENTAL CONTRACT Rev.06/26/2018 Sphinx at Sierra Vista Senior Villas Page 3 Fort Worth Housing Finance Corporation or FWHFC means the Fort Worth Housing Finance Corporation, a Texas housing finance corporation and public instrumentality of the City of Fort Worth, the owner of the Property leased to Developer under the terms of a long term ground lease. Ground Lease means the lease agreement for the Property executed between FWHFC as lessor and Developer as lessee, as amended or modified from time to time. High HOME Unit means a unit that must be leased to High HOME Eligible Tenant for High HOME Rent. High HOME Units can float among units that are materially similar in number of bedrooms, square footage, and amenities; however, if the units are not materially similar, then the High HOME units must be fixed. This project contains 10 High HOME Units. Of these High HOME Units, 6 are one- bedroom units and 4 are two-bedroom units. High HOME Eligible Tenant means (i) for a tenant who is the first to occupy a High HOME Unit, a tenant whose annual income adjusted for family size does not exceed 60% of AMI, and (ii) for a tenant who is not the first to occupy a High HOME Unit, a tenant whose annual income adjusted for family size does not exceed 80% of AMI. Tenant income must be verified using the most current HUD Income Guidelines and Technical Guidance for Determining Income and Allowances subject to the income verification requirements of Section 7.2. High HOME Rent means a rent amount that is the lesser of(i)the HUD-established Fair Market Rent for existing comparable housing units in the area, or (ii) 30% of the adjusted income of a family whose annual income equals 65% of AMI with adjustment for the bedroom size of the housing unit. High Home Rent may not exceed the maximum rent limitations set by HUD minus utility allowances as more particularly described in Section 7.5.4. HOME means the HOME Investment Partnerships Program. HOME Eligible Household means a household whose annual income adjusted for family size does not exceed 80% of AMI using the most current HUD Income Guidelines and Technical Guidance for Determining Income and Allowances. The definition of annual income to determine tenant income eligibility shall be the definition at 24 CFR Part 5.609, as amended from time to time. HOME Funds means the HOME Program grant funds supplied by City to Developer under the terms of this Contract. HOME Regulations means the HOME Investment Partnerships Program Final Rule at 24 CFR Part 92 et seq. HOME Unit means a housing unit subject to the HOME Regulations leased to a HOME Eligible Household at Affordable Rent for the duration of the Affordability Period as further described in HOME DEVELOPER RENTAL CONTRACT Rev. 06/26/2018 Sphinx at Sierra Vista Senior Villas Page 4 Exhibit "A" — Project Summary. The HOME Units can be designated as either High and/or Low HOME units. The HOME Units are floating. This project contains 13 Home Units. Of these HOME Units, 8 are one-bedroom units and 5 are two-bedroom units. Housing Tax Credits means the federal housing tax credits allocated by the Texas Department of Housing and Community Affairs under Section 42(h) of the Internal Revenue Code of 1986, as amended. HUD means the United States Department of Housing and Urban Development. IDIS means Integrated Disbursement Information System, HUD's project tracking system. Investor means the entity purchasing the housing tax credits, and any successors and assigns. Loan means the HOME Funds provided to Developer by City under the terms of this Contract as more particularly described in the Loan Documents. Loan Documents means security instruments which Developer or any other party has executed and delivered to City including without limitation, the City's Promissory Note and Deed of Trust, or any other similar security instruments evidencing, securing or guaranteeing City's interest in the Required Improvements constructed under this Contract and further evidencing, securing, or guaranteeing Developer's performance of the Affordability Requirements during the Affordability Period, as the same may from time to time be extended, amended, restated, supplemented or otherwise modified. Low HOME Eligible Tenant means a tenant whose annual income adjusted for family size does not exceed 50% of AMI set by HUD. Tenant income must be verified using the most current HUD Income Guidelines and Technical Guidance for Determining Income and Allowances subject to Section 7.2 of this Contract. Low HOME Rent means a rent amount that is no more than 30% of the annual income of a family at 50% of AMI adjusted for family size. Low Home Rent may not exceed the maximum rent limitations established by HUD minus utility allowances as more particularly described in Section 7.5.4. Low HOME Unit means a unit that must be leased to Low HOME Eligible Tenant for Low HOME Rent. Low HOME Units can float among units that are materially similar in number of bedrooms, square footage, and amenities; however, if the units are not materially similar, then the Low HOME units must be fixed. If there are more than 5 HOME Units, then 20% of the total HOME units must be designated as Low. This project contains 3 Low HOME Units. Of these Low HOME Units, 2 are one- bedroom units and 1 is a two-bedroom unit. HOME DEVELOPER RENTAL CONTRACT Rev.06/26/2018 Sphinx at Sierra Vista Senior Villas Page 5 Neighborhood Services Department means the City's Neighborhood Services Department. Permanent Supportive Housing Program or PSH Program means the combination of dedicated PSH Units and the accompanying supportive services provided by the Supportive Services Provider to the tenants of the PSH Units as further described in Exhibit "M" — Requirements For Permanent Supportive Housing Units. Permanent Supportive Housing Tenant means a tenant of the PSH Units. Permanent Supportive Housing Unit or PSH Unit means a housing unit for which supportive services are provided to assist homeless persons with disabilities to live independently as further described in Exhibit"M"—Requirements For Permanent Supportive Housing Units. This project contains 14 PSH Units. Plans means the plans and specifications related to the Required Improvements prepared by the Developer's architect which have been delivered to and then reviewed and approved by City on or before the Effective Date, and any and all amendments thereto approved by City. Promissory Note means any note in the amount of the HOME Funds executed by Developer payable to the order of City, as the same may be extended, amended, restated, supplemented or otherwise modified. The Parties agree to the use of a Promissory Note in substantially the form attached as Exhibit "E"—Loan Documents. Property means the land on which the Required Improvements shall be constructed as more particularly described in and encumbered by the Ground Lease, the Deed of Trust and the Deed Restrictions. Required Improvements or the project means all the improvements for a 272-unit affordable multifamily rental housing project for seniors age 55 years and older to be constructed on the Property, together with all fixtures, tenant improvements and appurtenances now or later to be located on the Property and/or in such improvements. The Required Improvements are commonly known as the Sphinx at Sierra Vista Senior Villas. The current address for the project is 2942 South Riverside Drive, Fort Worth, Texas 76119. Reimbursement Request means all reports and other documentation described in Section 10. Section 504 requirements means the requirements of Section 504 of the Rehabilitation Act of 1973 to provide accessible housing to persons with disabilities. Section 504 requires that 5% of the units (but not less than 1 unit) in a newly constructed multifamily project must be accessible to individuals with mobility impairments, and an additional 2% of the units (but not less than 1 unit)must be accessible to individuals with sensory impairments. Subordination Agreement means the Subordination Agreement among Developer's construction and permanent financing lenders, Developer and City outlining the relative priorities of the construction and permanent loans and the City's Loan for the project. HOME DEVELOPER RENTAL CONTRACT Rev.06/26/2018 Sphinx at Sierra Vista Senior Villas Page 6 Supportive Services Provider or SSP means the service provider retained by FWHFC at its cost to provide supportive services to the PSH Tenants as further described in Exhibit "M" — Requirements For Permanent Supportive Housing Units. TDHCA means the Texas Department of Housing and Community Affairs. Tenant Documentation means any documentation allowed under the definition of annual income in 24 CFR Part 5.609 sufficient to show that a tenant is a HOME Eligible Household. Documentation may include but is not limited to copies of paychecks, Social Security and disability verification letters, interest or rental income statements, retirement income statements, child support and alimony verification, unemployment benefit letters, and the like for initial tenant income eligibility verifications, and the tenant income verification required every 01 year of the Affordability Period. Documentation for tenant income eligibility verifications for other than the initial lease and the 6`year of the Affordability Period shall be a City-approved income self-certification form. 3. TERM AND EXTENSION. 3.1 Term of Contract. The term of this Contract commences on the Effective Date and ends at the termination of the Affordability Period unless earlier terminated as provided in this Contract. All provisions relating to completion of the Required Improvements terminate in 3 years unless earlier terminated as provided in this Contract or extended as provided in Section 3.2. All provisions relating to the HOME Program,the HOME Regulations and the HOME Units shall remain in full force and effect until the end of the Affordability Period. 3.2 Extension of Contract. This provisions in this Contract relating to completion of the Required Improvements may be extended for 2 one-year extensions upon Developer submitting a request for an extension in writing at least 60 days prior to the end of the initial 3 year period described in Section 3.1, or the end of the first one-year extension. The first one-year extension request shall be granted upon the written request of Developer. The second one-year extension request shall include the reasons for the extension, Developer's anticipated budget, construction schedule and goals for the additional time. It is specifically understood that it is within City's reasonable discretion whether to approve or deny Developer's request for a second one-year extension to complete the Required Improvements. Any such extension shall be in the form of an amendment to this Contract. 3.3 Term of Loan. The term of the Loan shall commence on the date of the Promissory Note and ends on the termination of the Affordability Period, so long as the terms and conditions of this Contract and the Loan Documents have been met. HOME DEVELOPER RENTAL CONTRACT Rev.06/26/2018 Sphinx at Sierra Vista Senior Villas Page 7 4. DUTIES AND RESPONSIBILITIES OF CITY. 4.1 Provide HOME Funds. City shall provide up to $1,100,000.00 of HOME Funds in the form of the Loan for part of the cost of acquisition of the Property and construction of the Required Improvements, under the terms and conditions of this Contract and the Loan Documents. 4.2 City Will Monitor. City will monitor the activities and performance of Developer and any of its contractors, subcontractors or vendors throughout the Affordability Period, but no less than annually as required by 24 CFR Part 92.504. 5. DUTIES AND RESPONSIBILITIES OF DEVELOPER. 5.1 Construction of Required Improvements. Developer shall complete the construction of the Required Improvements as described in Exhibit "A"—Project Summary in accordance with the Plans, the schedule set forth in Exhibit "C" - Construction and Reimbursement Schedule, and the terms and conditions of this Contract. 5.1.1 Written Cost Estimates, Construction Contracts and Construction Documents. Developer shall submit any written cost estimates, construction contracts and construction documents (collectively, the "Construction Documents")to City to show the work to be undertaken for the Required Improvements in sufficient detail that City can perform all required inspections in accordance with 24 CFR Part 92.251 (a)(2)(iv). City shall review and approve written cost estimates for the construction of the Required Improvements to determine that such costs are reasonable prior to the commencement of construction. In the event City in its reasonable discretion determines that such costs are unreasonable, Developer shall revise said costs estimates to City's satisfaction. 5.2 Use of HOME Funds. 5.2.1 Costs in Compliance with HOME Regulations and Contract. Developer shall be reimbursed for eligible project costs with HOME Funds only if City determines in its sole discretion that: 5.2.1.1 Costs are eligible expenditures in accordance with the HOME Regulations. 5.2.1.2 Costs are in compliance with this Contract and are reasonable and consistent with industry norms. 5.2.1.3 Complete Documentation, as applicable, is submitted by Developer. HOME DEVELOPER RENTAL CONTRACT Rev. 06/26/2018 Sphinx at Sierra Vista Senior Villas Page 8 5.2.2 Budget. Developer agrees that the HOME Funds will be paid on a reimbursement basis in accordance with Exhibit "B" - Budget and Exhibit "C" - Construction and Reimbursement Schedule. Developer may increase or decrease line item amounts in the HOME Funds Budget with the Director's prior written approval, which approval shall be in the Director's sole discretion. Any such increase or decrease in line items in the Budget shall comply with Section 5.2.1, Exhibit"A—Project Summary, and shall not increase the total amount of HOME Funds. 5.2.3 Change in Budget. 5.2.3.1 Developer will notify City promptly of any additional funds it receives for construction of the project, and City reserves the right to amend this Contract in such instances to ensure compliance with HUD regulations governing cost allocation. 5.2.3.2 Developer agrees to utilize the HOME Funds to supplement rather than supplant funds otherwise available for the project. 5.3 Payment of HOME Funds to Developer. HOME Funds will be disbursed to Developer upon City's approval of Developer's Reimbursement Requests, including submission of Complete Documentation to City in compliance with Section 10. As more particularly described in the HOME Funds Budget and in Exhibit "C" - Construction and Reimbursement Schedule, City will hold back$50,000.00 of the HOME Funds until City verifies that the first HOME Unit has been leased to a HOME Eligible Household. It is expressly agreed by the Parties that any HOME Funds not reimbursed to Developer shall remain with City. 5.4 Identify Proiect Expenses Paid with HOME Funds. Developer will keep accounts and records in such a manner that City may readily identify and account for project expenses reimbursed with HOME Funds. These records shall be made available to City for audit purposes and shall be retained as required hereunder. 5.5 Acknowledgement of City Payment of HOME Funds. Within 90 days of Completion, Developer shall sign an acknowledgement that City has paid all HOME Funds due under this Contract, or shall deliver a document executed by an officer of Developer identifying all or any portion of the HOME Funds that City has not been paid to Developer. Once City has met all of its obligations for payment of HOME Funds hereunder, an officer of Developer shall sign an acknowledgement of same. 5.6. Security for City's Interest and Developer's Performance. To secure City's interest in the Required Improvements and the performance of Developer's obligations hereunder, Developer shall execute the Deed Restriction and the Loan Documents, and record the Deed of Trust and Deed Restriction encumbering the Property at the earlier of(i) the acquisition of the Property, or (ii) the closing of Developer's construction loan. No HOME Funds will be paid or reimbursed until the Deed of Trust and the Deed Restriction are recorded. The City's interest in preserving the affordability of the HOME Units, in accordance HOME DEVELOPER RENTAL CONTRACT Rev.06/26/2018 Sphinx at Sierra Vista Senior Villas Page 9 with the requirements of the HOME Regulations, will be secured by the Deed Restriction, and will be additionally secured by the Declaration of Land Use Restrictive Covenants ("LURA") established and enforced by TDHCA for the Housing Tax Credits. The TDHCA's LURA shall restrict the project and Property to certain occupancy and rent requirements for a period of 30 years. 5.6.1 Loan Terms and Conditions. Developer will be required to: 5.6.1.1 Execute and deliver the Deed Restriction, the Promissory Note and Deed of Trust along with any other Loan Documents required by City. 5.6.1.2 Provide City with a Mortgagee's Policy of title insurance in the amount of the Loan. 5.6.1.3 Pay all costs associated with closing the Loan. 5.6.1.4 Provide City with an estimated settlement statement from the title company at least 3 business days before closing. 5.6.1.5 Ensure City's lien is subordinate only to the senior indebtedness described in the Subordination Agreement. City must approve in writing any secured financing for the project that is to be subordinate to the Loan. 5.6.1.6 The term of the Loan shall be as specified in Section 3.3. 5.6.1.7 Interest on the Loan shall accrue at 1% per annum during the construction period. Beginning on the date of Conversion, interest shall accrue on the Loan at the lesser of the Long Term Applicable Federal Rate or 1% per annum. Interest shall accrue only from the date funds are advanced. Principal and accrued interest shall be due and payable in equal annual installments based on a 35 year amortization schedule beginning 12 months after conversion and continuing annually thereafter on the anniversary date of the first payment until the Final Payment Date in the Promissory Note, which shall be the maturity date of Developer's permanent loan. Payments of principal and interest are only payable from net cash flow as defined in Developer's Amended and Restated Limited Partnership Agreement (the "Partnership Agreement"). Principal and interest to the extent not paid from net cash flow shall be paid from subsequent year's net cash flow until the Final Payment Date when the entire unpaid principal and accrued interest will be due in full. Payments will be applied first to accrued interest and the remainder to reduction of principal. HOME DEVELOPER RENTAL CONTRACT Rev.06/26/2018 Sphinx at Sierra Vista Senior Villas Page 10 5.6.1.8 In addition to the Deed Restriction, the terms of the Loan pertaining to performance of the Affordability Requirements shall remain in effect after the Final Payment Date for the remainder of the Affordability Period to secure Developer's performance of the Affordability Requirements and all provisions of this Contract pertaining to the HOME Program. 5.6.1.9 Early repayment of the Loan shall not relieve Developer of its obligations under this Contract or the HOME Regulations including but not limited to the Affordability Requirements and other HOME requirements. The Deed of Trust shall secure both repayment of the HOME Funds and performance by Developer of its obligations under this Contract during the Affordability Period. 5.6.1.10 Except for permanent loan conversion with Developer's permanent lender, refinancing by Developer or any subordinate financing other than that approved herein or otherwise by City, shall require the review and prior written approval of City for the purpose of ensuring compliance with the underwriting and subsidy layering requirements of the HOME Regulations, which approval shall not be unreasonably withheld, conditioned or delayed. 5.6.1.12 Failure by Developer to comply with this Section 5.6.1 will be an event of default under this Contract and the Loan Documents. 5.7 Maintain Affordability Requirements. Developer shall ensure that the HOME Units shall be occupied by HOME Eligible Households throughout the Affordability Period as required by the HOME Regulations. Developer must notify the City in writing within 30 days of either of the following occurrences: (i) a HOME Unit is occupied by a tenant who is not a HOME Eligible Household, or (ii) a HOME Unit remains vacant for more than 90 days. In the event that a HOME Unit is occupied by a tenant who is not a HOME Eligible Household, Developer shall have 30 days to determine if a market rate tenant qualifies as a HOME Eligible Household or fill an empty market rate unit with a HOME Eligible Household. If either (i) or (ii) takes place and is not cured within the time limits described in this Section, then Developer shall pay to City 10% of the Loan amount as liquidated damages. The Parties agree that City's actual damages in the event of either (i) or (ii) happening and remaining uncured are uncertain and would be difficult to ascertain and may include a finding by HUD, a repayment of funds to HUD by City or otherwise impact the City's HOME grant or other federal grant funds. Therefore, the Parties agree that payment under this Section of 10% of the Loan amount by Developer to City is liquidated damages and not a penalty. 5.8 Deed Restriction. Developer shall execute and deliver the Deed Restriction, which shall secure the Affordability Requirements for the Affordability Period, as required by HUD Regulations. Early repayment of the Loan shall not relieve Developer of its obligations under the Deed Restriction, HOME DEVELOPER RENTAL CONTRACT Rev. 06/26/2018 Sphinx at Sierra Vista Senior Villas Page 11 this Contract or the HOME Regulations including but not limited to the Affordability Requirements and other HOME requirements. 5.9 Affordability Requirements Survive Transfer. The HOME Units must remain affordable without regard to the term of any mortgage or transfer of ownership, pursuant to the terms of the Loan Documents the Deed Restriction, or any other mechanism provided by HUD. Subject to the Subordination Agreement, any sale or transfer of the project during the Affordability Period, excluding a transfer due to condemnation or to obtain utility services, may at City's sole discretion require the repayment of the HOME Funds unless the new owner or transferee affirmatively assumes in writing the obligations established hereunder for the HOME Units for whatever time remains of the Affordability Period. Failure of the new owner or transferee to promptly assume all of Developer's obligations under this Contract, the Loan Documents, and/or the Deed Restriction will result in immediate termination of this Contract and any HOME Funds already paid to Developer must be repaid to City within 30 days of such termination. In addition, City may pursue any of its remedies under the Loan Documents or the Deed Restriction if the new owner or transferee fails to assume Developer's obligations to maintain the Affordability Requirements throughout the Affordability Period. 6. CONSTRUCTION. 6.1. Construction Schedule. Developer will construct the Required Improvements in accordance with the schedule set forth in the attached Exhibit "C" — Construction and Reimbursement Schedule. Developer shall not begin construction until City sends a Notice to Proceed. Developer's failure to meet the Construction Schedule ( as it may be modified in accordance with Section 14.19) or the Completion Deadline shall be an event of default. Subject to Section 14.19, Developer may not change the Construction Schedule without the Director's prior written approval, which approval shall be in the Director's reasonable discretion. 6.1.1 Construction Inspections. City will conduct progress and final inspections of construction of the project to ensure that the work is done in accordance with the applicable building codes and the Construction Documents. The construction of the project must pass a Neighborhood Services Department Minimal Acceptable Standard Inspection report, a HUD Compliance Inspection Report and any other applicable HUD-required inspections during the construction period, along with any applicable final inspection approval from the City building inspectors at the completion of the construction of the project. 6.2 Applicable Laws, Building Codes and Ordinances. The Plans and construction for the Required Improvements shall (i)conform to all applicable Federal, state, City and other local laws, ordinances, codes,rules and regulations, including the HOME Regulations; (ii)meet all City building codes; (iii)meet the Energy Conservation requirements as required by the State of Texas in Chapter 11 of the International Residential Code; (iv) if new construction,must conform to the Model Energy Code published HOME DEVELOPER RENTAL CONTRACT Rev.06/26/2018 Sphinx at Sierra Vista Senior Villas Page 12 by the Council of American Building Officials; and(v) must pass a HUD Compliance Inspection Report and inspection by City's Neighborhood Services Department inspectors. 6.3 Property Standards During Construction. Developer shall comply with the following as applicable during the construction of the Required Improvements: (i) the Property Standards in 24 CFR Part 92.251(a), (ii) accessibility standards under 24 CFR Part 92.25 1(a)(2)(i), (iii) any City property standards, and (iv) all other applicable accessibility standards for the project. 6.4 Lead-Based Paint Requirements. Developer will comply with any applicable Federal lead-based paint requirements including lead screening in buildings built prior to 1978 in accordance with 24 CFR Part 92.355 and 24 CFR Part 35, subparts A, B, J, K, M, and R, and the Lead: Renovation, Repair and Painting Program Final Rule, 40 CFR Part 745, in the construction and/or rehabilitation of the Required Improvements. 6.5 Approval of Plans and Specifications by City Not Release of Responsibility. Approval of the Plans by City shall not constitute or be deemed (i) to be a release of the responsibility or liability of Developer or any of its contractors or subcontractors, or their respective officers, agents, employees and lower tier subcontractors, for the accuracy or the competency of the Plans or the Construction Documents, including, but not limited to, any related investigations, surveys, designs, working drawings and specifications or other documents; or (ii) an assumption of any responsibility or liability by City for any negligent act, error or omission in the conduct or preparation of any investigation, surveys, designs, working drawings and specifications or other documents by Developer or any of its architects, contractors or subcontractors, and their respective officers, agents, employees and lower tier subcontractors. 6.6 Contractor, Subcontractor and Vendor Requirements. Developer will use commercially reasonable efforts to ensure that all contractors or vendors utilized by Developer or subcontractors utilized by Developer's general contractor are appropriately licensed and such licenses are maintained throughout the construction of the Required Improvements and the operation of the project when applicable. Developer shall ensure that all contractors utilized by Developer, subcontractors utilized by Developer's general contractor in the construction of the Required Improvements, or vendors utilized by Developer in the operation of the project are not debarred or suspended from performing the contractor's, subcontractor's or vendor's work by the City, the State of Texas, or the Federal government. For purposes of this Contract, the term "vendors" does not include suppliers or materialmen. Developer acknowledges that 2 CFR Part 200 forbids Developer from hiring or continuing to employ any contractor, subcontractor or vendor that is listed on the Federal System for Award Management, www.sam.gov ("SAM"). Developer must confirm by search of SAM that all contractors, subcontractors or vendors are not listed by SAM as being debarred, both prior to hiring and prior to submitting a Reimbursement Request which includes invoices from any such contractor, subcontractor, or vendor. Failure to submit such proofs of search shall be an event of default. In the event that City determines that any contractor, subcontractor or vendor has been debarred, suspended, or is not properly licensed, Developer or Developer's general contractor shall immediately cause such contractor, subcontractor or vendor to HOME DEVELOPER RENTAL CONTRACT Rev.06/26/2018 Sphinx at Sierra Vista Senior Villas Page 13 immediately stop work on the project and Developer shall not be reimbursed for any work performed by such contractor, subcontractor or vendor. However, this Section should not be construed to be an assumption of any responsibility or liability by City for the determination of the legitimacy, quality, ability, or good standing of any contractor, subcontractor or vendor. Developer acknowledges that the provisions of this Section pertaining to the SAM shall survive the termination of this Contract and be applicable for the length of the Affordability Period. 6.7 Furnish Complete Set of"As Built" Plans. Developer shall furnish City a complete set of "as built" or marked-up plans for the project at completion of construction after all final approvals have been obtained. 6.8 Broadband Infrastructure Requirements. In compliance with the requirements of 24 CFR Part 5.100, Developer shall provide for the installation of broadband infrastructure, to include cables, fiber optics, wiring, or other permanent infrastructure, including wireless infrastructure, that is capable of providing access to Internet connections in individual housing units, and that meets the definition of "advanced telecommunications capability" determined by the Federal Communications Commission under Section 706 of the Telecommunications Act of 1996 (47 U.S.C. 1302). 7. TENANT AND LEASE REQUIRMENTS; PROPERTY STANDARDS DURING AFFORDABILITY PERIOD. 7.1 Income Eligibility. Developer must use the definition of annual income used by 24 CFR 5.609 to establish tenant income eligibility. Developer shall use the most current HUD Income Guidelines. Developer shall maintain Tenant Documentation sufficient to show that the HOME Units are occupied by HOME Eligible Households. This Section shall survive the earlier termination or expiration of this Contract and be applicable for the length of the Affordability Period. 7.2 Income Verification. 7.2.1 Developer must verify that all tenants of HOME Units are HOME Eligible Households with full Tenant Documentation at the time the initial lease for a HOME Unit is executed. Tenants must certify the number of people in tenant's household along with such person's names and ages. Developer shall obtain financial information on all members of a tenant's household. 7.2.2 Developer must verify the income of the tenants of the HOME Units annually after the initial lease is executed, but may use a City-approved tenant self-certification form as Tenant Documentation. Notwithstanding the foregoing, Developer must verify the income eligibility of all HOME Eligible Households with full Tenant Documentation every 6th year of the Affordability Period. 7.2.3 Developer must maintain copies of Tenant Documentation as required under this Contract. HOME DEVELOPER RENTAL CONTRACT Rev.06/26/2018 Sphinx at Sierra Vista Senior Villas Page 14 7.2.4 City will review Tenant Documentation during the Affordability Period as part of its monitoring. 7.3 Tenant Lease. 7.3.1 Developer shall submit to City the form of its tenant lease prior to leasing any HOME Unit. Such lease shall comply with the provisions of 24 CFR Part 92.253 regarding the following issues: 7.3.1.1 Length of lease term shall not exceed 2 years and may not be shorter than 1 year for the initial lease term. If the lease is renewed,tenant and landlord may agree to a longer or shorter term. 7.3.1.2 Lease may not include agreement by tenant to allow landlord to take, hold or sell tenant's personal property without notice and a court decision on the rights of the parties. 7.3.1.3 Lease may not include agreement by the tenant to excuse owner or owner's agents from responsibility for any action or failure to act, whether intentional or negligent acts. 7.3.1.4 Lease may not authorize landlord to institute a lawsuit without notice to the tenant. 7.3.1.5 Lease may not include agreement by tenant to waive a jury trial or right of appeal. 7.3.1.6 Lease may not include an agreement by tenant to pay legal costs of court proceeding even if the tenant prevails in those proceedings regardless of outcome. 7.3.1.7 Lease may not include an agreement by the tenant to be sued, to admit guilt or to a judgment in favor of the owner in a lawsuit brought in connection with the lease. 7.3.1.8 Lease may not include an agreement by the tenant that the owner may evict the tenant or household members without instituting civil court proceedings in which the tenant has the opportunity to present a defense, or before a court decision on the rights of the parties. 7.3.1.9 Lease may not include an agreement by the tenant to waive the tenant's right to appeal or otherwise challenge in court a court decision in connection with the lease. HOME DEVELOPER RENTAL CONTRACT Rev.06/26/2018 Sphinx at Sierra Vista Senior Villas Page 15 7.3.1.10 Lease may not include an agreement by the tenant to accept supportive services that are offered. 7.3.2 Termination of Tenancy of HOME Units. Developer may not terminate the tenancy of a HOME Eligible Household in a HOME Unit except for serious or repeated violation of the terms and conditions of the lease; for violation of applicable federal, state or local laws; or for other good cause. Good cause does not include an increase in the income of the HOME Eligible Household. To terminate or refuse to renew the tenancy, Developer must serve written notice upon the tenant specifying the grounds for the action at least 30 days before the termination of tenancy. 7.3.3 Revised Lease Forms. Developer shall provide City copies of revised lease forms within 30 days of any change to its lease form. All changes to Developer's lease form shall comply with the requirement of Section 7.3.1. 7.4 Tenant Household Characteristics. 7.4.1 Developer shall provide City with the information about the household characteristics of the first tenant renting a HOME Unit on Exhibit "G" — Project Compliance Report: Rental Housing. 7.4.2 At City's request, Developer shall provide demographic information on all tenants in the project in order to show compliance with Section 7.7 during the Affordability Period. 7.5 Tenant Rent. 7.5.1 Rents charged to tenants of the HOME Units are subject to 24 CFR 92.252 (a) and (b) and are subject to review and approval by City at initial lease up and prior to any rent increases. Under no circumstances may the maximum rent charged to tenants of HOME Units exceed the High Home Rent minus utility allowances (excluding telephone). Developer agrees to abide by HUD-approved schedules of HOME rent levels. 7.5.2 City shall provide Developer with information on updated HOME rent limits so that rents may be adjusted (not to exceed the maximum HOME rent limits). Developer shall provide City annually with information on rents and occupancy of the HOME Units to demonstrate compliance with 24 CFR Part 92.252 (a) and (b). City shall review the rents for compliance and approve or disapprove them every year. 7.5.3 Any increase in rents for the HOME Units is subject to the provisions of any outstanding leases for said units. Developer shall provide tenants of the HOME Units with not less than 30 days prior written notice before implementing any increase in rents. 7.5.4 City shall adopt utility allowances in accordance with HOME Regulations and HUD guidance. Such allowances shall be updated regularly, and shall be furnished to HOME DEVELOPER RENTAL CONTRACT Rev.06/26/2018 Sphinx at Sierra Vista Senior Villas Page 16 Developer. Developer shall adjust tenant rents accordingly in compliance with HOME Regulations. 7.6 Tenant Selection. Within 120 days prior to commencement of initial lease up, Developer must submit to City for City's approval Developer's tenant selection policy and criteria that address the following: 7.6.1 The tenant selection policy must be consistent with the purpose of providing housing for very low and low income persons. 7.6.2 The tenant selection policy must provide for: 7.6.2.1 Selection of tenants from a written waiting list in the chronological order of their application, insofar as is practicable; 7.6.2.2 Prompt written notification to any rejected applicant of the grounds for such rejection; and 7.6.2.3 Bi-lingual leasing and management assistance. 7.6.3 Holders of rental assistance subsidies (such as HUD's Housing Choice Voucher or similar subsidy)must not be excluded from renting a unit in the project. 7.6.4 The tenant selection policy must address non-discrimination and affirmative marketing as discussed in Section 7.7. 7.6.5 Developer must market Accessible Units in the following order: 7.6.5.1 Within the project to persons requiring an accessible unit. 7.6.5.2 To persons on the waiting list requiring an accessible unit. 7.6.5.3 To the general community for persons requiring accessible unit. 7.6.5.4 To persons that do not require an accessible unit. 7.6.6 The tenant selection policy must (i) address the lease requirements described in Section 7.3, (ii) address managing HOME Unit requirements, and (iii) must comply with state and local tenant/landlord laws. 7.7 Affirmative Marketing. Developer must adopt and implement affirmative marketing procedures as required by 24 CFR 92.351 if the project involves the construction of 5 or more HOME Units. The procedures and requirements must include methods for informing the public, owners and potential tenants about fair housing laws and policies so as to ensure that all individuals are given an equal HOME DEVELOPER RENTAL CONTRACT Rev.06/26/2018 Sphinx at Sierra Vista Senior Villas Page 17 opportunity to participate in the project without regard to sex, age, race, color, creed, nationality, national origin, religion, handicap status, disability, familial status, sexual orientation, gender identity, gender expression or transgender. The procedures shall include methods to be used by Developer to inform and solicit applications for tenancy from person in the housing market area who are not likely to apply for the housing without special outreach (e.g., through the use of community organizations, places of worship, employment centers, fair housing groups, or housing counseling agencies.) The procedures and requirements must designate an individual who will be responsible for marketing the project and must establish a clear application screening plan. Developer's affirmative marketing procedures must be submitted to City for approval prior to implementation; provided however, City shall have no responsibility for affirmative marketing of the project. 7.7.1 Developer shall keep records describing actions taken to affirmatively market the HOME Units and the project sufficient to enable City to assess the results of the affirmative marketing. 7.8 Property Inspections During Initial Lease-Up of HOME Units; Annual Inspections of HOME Units. City shall inspect units in the project before they are placed into service. City shall inspect the HOME Units prior to a HOME Eligible Household occupying such unit to ensure that each HOME Unit meets the appropriate HOME standards. Thereafter, City will inspect the HOME Units annually. 7.9 Proiect Maintenance and Inspections During Affordability Period. Developer shall ensure that the project is maintained in accordance with all applicable HUD property standards for the duration of the Affordability Period, which at a minimum shall be those property standards required in 24 CFR Part 92. City will verify maintenance of the project to these standards through on-site inspections every year. 8. ADDITIONAL HOME REQUIREMENTS. Developer agrees to comply with all requirements of the HOME Program as stated in the HOME Regulations, including, but not limited to the following: 8.1 Environmental Review. HOME Funds will not be paid and costs cannot be incurred until City has conducted and completed an environmental review and completed an Environmental Review Record as required by 24 CFR Part 58. The environmental review may result in a decision to proceed with, modify, or cancel the project. Further, Developer will not undertake or commit any funds to physical or choice limiting actions, including if applicable, property acquisition, demolition, movement, rehabilitation, conversion, repair or construction prior to the environmental clearance. Any violation of this Section will (i) cause this Contract to terminate immediately; (ii) require Developer to repay to City any HOME Funds received and forfeit any future payments of HOME Funds; and (iii) Developer must pay 10% of the HOME Funds to City as liquidated damages. The Parties agree that City's actual damages in the event of Developer violating this Section are uncertain and would be difficult to ascertain and may include a finding by HOME DEVELOPER RENTAL CONTRACT Rev.06/26/2018 Sphinx at Sierra Vista Senior Villas Page 18 HUD, a repayment of funds to HUD by City or otherwise impact the City's HOME grant or other Federal grant funds. Therefore, the Parties agree that payment of 10% of the Loan amount by Developer to City under this Section is liquidated damages and not a penalty. 8.1.1 Mitigation. Developer must take the mitigation actions outlined in Exhibit "A-2" —Environmental Mitigation Actions. Failure to complete the required mitigation action is an event of default under this Contract. 8.2 Contract Not Constituting Commitment of Funds. Notwithstanding any provision of this Contract, the Parties agree and acknowledge that this Contract does not constitute a commitment of HOME Funds, and that such commitment or approval may occur only upon satisfactory completion of environmental review and receipt by City of an authorization to use grant funds from HUD under 24 CFR Part 58. 8.3. Monitoring. 8.3.1 Developer understands and agrees that it will be subject to monitoring by City for compliance with the HOME Regulations, the terms of this Contract and the Loan Documents during the Affordability Period. Developer will provide reports and access to project files as requested by City during the Affordability Period and for 5 years after it ends. 8.3.2 Representatives of City, HUD, HUD Office of the Inspector General, and the United States Comptroller General shall have access during regular business hours, upon at least 48 hours prior notice, to Developer's offices and records and to Developer's officers and agents that are related to the use of the HOME Funds and the requirements of the HOME Regulations during the Affordability Period, and to Developer's officers, agents, employees, contractors, subcontractors and vendors for the purpose of such monitoring 8.3.3 In addition to other provisions of this Contract regarding frequency of monitoring, City reserves the right to perform desk reviews or on-site monitoring of Developer's compliance with the terms and conditions of this Contract and the Loan. After each monitoring visit, City shall provide Developer with a written report of the monitor's findings. If the monitoring report notes deficiencies in Developer's performance, the report shall include requirements for the timely correction of said deficiencies by Developer. Failure by Developer to take the action specified in the monitoring report may be cause for suspension or termination of this Contract as provided herein, or City may take all actions allowed in the Loan Documents. 8.3.4 Developer shall annually provide to City the results of any state or federal monitoring related to the project including any monitoring by TDHCA. Such results shall be submitted annually to City with the submission of its annual audit and financial statements. 8.3.5 This Section 8.3 shall be applicable for the duration of the Affordability Period and shall survive the earlier termination or expiration of this Contract. HOME DEVELOPER RENTAL CONTRACT Rev.06/26/2018 Sphinx at Sierra Vista Senior Villas Page 19 8.4 Compliance with the Uniform Relocation Act. If applicable, Developer shall comply with the relocation requirements of 24 CFR Part 92.353 and all other applicable federal and state laws and City ordinances and requirements pertaining to relocation. 8.5 Compliance with Davis-Bacon Act. If applicable, Developer and its general contractor and all lower tier subcontractors will comply with the Davis-Bacon Act as described in Section 14.14 and Exhibit "H" — Federal Labor Standards Provisions -Davis-Bacon Requirements. 8.6 Developer Procurement Standards. Developer shall ensure that procurement of materials and services is done in a cost effective manner. Developer shall comply with all applicable federal, state and local laws, regulations, and ordinances for making procurements under this Contract. Developer shall establish written procurement procedures to ensure that materials and services are obtained in a cost effective manner 8.7 Cost Principles/Cost Reasonableness. The eligibility of costs incurred for performance rendered shall be determined in accordance 2 CFR Part 200.402 through 2 CFR Part 200.405, as applicable, regarding cost reasonableness and allocability. 8.8 Financial Management Standards. Developer agrees to adhere to the accounting principles and procedures required in 2 CFR Part 200, as applicable, utilize adequate internal controls, and maintain necessary supporting and back-up documentation for all costs incurred in accordance with 2 CFR Part 200.302 and Part 200.303. 8.9 Uniform Administrative Requirements. Developer will comply with the Uniform Administrative Requirements, Cost Principles, and Audit Requirements for Federal Awards in 2 CFR Part 200, as applicable, or any reasonably equivalent procedures and requirements that City may require. 8.10 Compliance with FFATA and Whistleblower Protections. Developer shall provide City with all necessary information for City to comply with the requirements of 2 CFR 300(b), including provisions of the Federal Funding Accountability and Transparency Act ("FFATA") governing requirements on executive compensation and provisions governing whistleblower protections contained in 10 U.S.C. 2409, 41 U.S.C. 4712, 10 U.S.C. 2324, 41 U.S.C. 4304 and 41 U.S.C. 4310. 8.10.1 Developer shall provide City its DUNS number prior to the payment of any Reimbursement Requests. 8.11 Internal Controls. In compliance with the requirements of 2 CFR 200.303, Developer shall: HOME DEVELOPER RENTAL CONTRACT Rev. 06/26/2018 Sphinx at Sierra Vista Senior Villas Page 20 8.11.1 Establish and maintain effective internal control over the HOME Funds that provides reasonable assurance that Developer is managing the HOME Funds in compliance with federal statutes, regulations, and the terms and conditions of this Contract. These internal controls shall be in compliance with guidance in "Standards for Internal Control in the Federal Government" issued by the Comptroller General of the United States or the "Internal Control Integrated Framework" issued by the Committee of Sponsoring Organizations of the Treadway Commission("COSO"); 8.11.2 Comply with federal statutes, regulations, and the terms and conditions of this Contract; 8.11.3 Evaluate and monitor Developer's compliance with statutes, regulations and the terms and conditions of this Contract; 8.11.4 Take prompt action when instances of noncompliance are identified including noncompliance identified in audit findings; and 8.11.5 Take reasonable measures to safeguard protected personally identifiable information and other information that HUD or City designates as sensitive or Developer considers sensitive consistent with applicable federal, state, local and tribal laws regarding privacy and obligations of confidentiality. 8.12 Copyright and Patent Rights. No reports, maps, or other documents produced in whole or in part under this Contract shall be the subject of an application for copyright by or on behalf of Developer. HUD and City shall possess all rights to invention or discovery, as well as rights in data which may arise as a result of Developer's performance under this Contract. 8.13 Terms Applicable to Contractors, Subcontractors and Vendors. Developer understands and agrees that all terms of this Contract, whether regulatory or otherwise, shall apply to any and all contractors, subcontractors and vendors of Developer which are in any way paid with HOME Funds or who perform any work in connection with the project. Developer shall cause all applicable provisions of this Contract to be included in and made a part of any contract or subcontract executed in the performance of its obligations hereunder, including its obligations regarding the Affordability Requirements and the HOME Regulations during the Affordability Period. Developer shall monitor the services and work performed by its contractors, subcontractors and vendors on a regular basis for compliance with the Affordability Requirements, the HOME Regulations and Contract provisions. Developer is responsible to cure all violations of the HOME Regulations committed by its contractors, subcontractors or vendors. City maintains the right to insist on Developer's full compliance with the terms of this Contract and the HOME Regulations and Developer is responsible for such compliance regardless of whether actions to fulfill the requirements of this Contract or the HOME Regulations are taken by Developer or by Developer's contractors, subcontractors or vendors. Developer acknowledges that the provisions of this Section shall survive the earlier termination or expiration of this Contract and be applicable for the length of the Affordability Period and for 5 years thereafter. HOME DEVELOPER RENTAL CONTRACT Rev.06/26/2018 Sphinx at Sierra Vista Senior Villas Page 21 8.14 Payment and Performance Bonds. Subject to the requirements of 2 CFR Part 200.325, Developer shall furnish City with payment and performance bonds in a form acceptable to City in the amount of the construction cost for the project but not less than $1,100,000.00. At City's discretion, other forms of assurance may be acceptable so long as they meet the requirements of the HOME Regulations and the federal interest is adequately protected. 9. RECORD KEEPING, REPORTING AND DOCUMENTATION REQUIREMENTS, RIGHT TO AUDIT. 9.1 Record Keeping. Developer shall maintain a record-keeping system as part of its performance of this Contract and shall promptly provide City with copies of any document City deems necessary for the effective fulfillment of City's monitoring and evaluation responsibilities. Specifically, Developer will keep or cause to be kept an accurate record of all actions taken and all funds spent, with supporting and back-up documentation as well as all Tenant Documentation. Developer will maintain all records and documentation related to this Contract for 5 years after the end of the Affordability Period. If any claim, litigation, or audit related to this Contract or the project is initiated before the expiration of the 5 year period, the relevant records and documentation must be retained until all such claims, litigation or audits have been resolved. 9.1.2 Access to Records. City representatives and HUD and any duly authorized officials of the federal government will have full access to, and the right to examine, audit, excerpt and/or transcribe any of Developer's records pertaining to all matters covered by this Contract throughout the Affordability Period and for 5 years thereafter. Such access shall be during regular business hours upon at least 48 hours prior notice. 9.2 Reports. Developer will submit to City all reports and documentation described in this Contract in such form as City may prescribe. Developer may also be required to submit a final performance and/or final financial report if required by City at the termination of this Contract and/or the termination of the Loan in such form and within such times as City may prescribe. Failure to submit any report or documentation to City required by this Contract shall be an event of default and City may exercise all of it remedies for default under this Contract and Loan Documents. City shall not exercise its rights hereunder for default until its gives Developer 30 days' notice of such failure and Developer has failed to cure such default. 9.2.1 Additional Information. Developer shall provide City with additional information as may be required by state or federal agencies to substantiate HOME Program activities and/or expenditure eligibility. 9.3 Change in Reporting Requirements and Forms. City retains the right to change reporting requirements and forms at its reasonable discretion. City will notify Developer in writing at least 30 days prior to the effective date of HOME DEVELOPER RENTAL CONTRACT Rev. 06/26/2018 Sphinx at Sierra Vista Senior Villas Page 22 such change, and the Parties shall execute an amendment to the Contract reflecting such change if necessary. 9.4 City Reserves the Right to Audit. City reserves the right to perform an audit of Developer's project operations and finances at any time during the term of this Contract and during the Affordability Period and for 5 years thereafter, if City determines that such audit is necessary for City's compliance with the HOME Regulations or other City policies, and Developer agrees to allow access to all pertinent materials as described herein. If such audit reveals a questioned practice or expenditure, such questions must be resolved within 15 business days after notice to Developer of such questioned practice or expenditure. If questions are not resolved within this period, City reserves the right to withhold further funding under this and/or other contract(s) with Developer. IF AS A RESULT OF ANY AUDIT IT IS DETERMINED THAT DEVELOPER HAS FALSIFIED ANY DOCUMENTATION OR MISUSED, MISAPPLIED OR MISAPPROPRIATED HOME FUNDS OR SPENT HOME FUNDS ON ANY INELIGIBLE ACTIVITIES, DEVELOPER AGREES TO REIMBURSE CITY THE AMOUNT OF SUCH MONIES PLUS THE AMOUNT OF ANY SANCTIONS, PENALTY OR OTHER CHARGE LEVIED AGAINST CITY BY HUD BECAUSE OF SUCH ACTIONS. 10. REIMBURSEMENT REQUIREMENTS. Developer shall provide City with Complete Documentation and the following reports as shown in Exhibit "F"—Reimbursement Forms with each Reimbursement Request: 10.1 Attachment I—Invoice. This report shall contain the amount requested for reimbursement in the submitted request, and the cumulative reimbursement requested to date (inclusive of the current request). This report must be signed by an authorized signatory of Developer. By signing Attachment I, Developer is certifying that the costs are valid, eligible, and consistent with the terms and conditions of this Contract, and the data contained in the report is true and correct. 10.2 Attachment II—Expenditure Worksheet. This report shall itemize each expense requested for reimbursement by Developer. In order for this report to be complete the following must be submitted: 10.2.1 Invoices for each expense with an explanation as to how the expense pertains to the project, if necessary; and 10.2.2 Proof that each expense was paid by Developer, which proof can be satisfied by cancelled checks, wire transfer documentation, paid receipts or other appropriate banking documentation. 10.3. Deadline for Submitting Reimbursement Requests. All Reimbursement Requests along with Complete Documentation shall be submitted by Developer to City within 60 calendar days from each of the deadlines as shown in Exhibit "C"— Construction and Reimbursement Schedule. HOME DEVELOPER RENTAL CONTRACT Rev.06/26/2018 Sphinx at Sierra Vista Senior Villas Page 23 10.3.12 CITY SHALL HAVE NO OBLIGATION TO MAKE PAYMENT ON ANY REIMBURSEMENT REQUEST THAT IS NOT RECEIVED WITHIN 60 DAYS OF THE DEADLINES SHOWN IN EXHIBIT "C" — CONSTRUCTION AND REIMBURSEMENT SCHEDULE. In addition, Developer's failure to timely submit Reimbursement Requests and Complete Documentation along with any required reports shall be an event of default. 10.3.2 CITY SHALL HAVE NO OBLIGATION TO MAKE PAYMENT ON ANY REIMBURSEMENT REQUEST THAT IS NOT RECEIVED WITHIN 30 CALENDAR DAYS OF THE COMPLETION DEADLINE. 10.3.3 Final Payment. Developer shall not be reimbursed for Final Payment until it submits Exhibit"G"—Project Compliance Report: Rental Housing to City. 10.4 Withholding Payment. CITY SHALL WITHHOLD PAYMENT ON ANY REIMBURSEMENT REQUEST THAT DOES NOT INCLUDE THE REQUIRED COMPLETE DOCUMENTATION. 11. DEFAULT AND TERMINATION. 11.1 Failure to Begin or Complete the Required Improvements 11.1.1 If Developer fails to begin construction within 9 months of the Effective Date, this Contract shall automatically terminate without further warning or opportunity to cure, and with no penalty or liability to City. 11.1.2 If City determines that the Required Improvements were not completed by the Completion Deadline (as may be modified in accordance with Section 14.19) or have failed to pass any of the inspections described in Section 6.1.1 (or to promptly correct any noted deficiency and subsequently pass such inspection), within 30 calendar days following written notice by City (or such other longer notice period as may be specified herein), or if Developer has diligently and continuously attempted to cure following receipt of such written notice but reasonably required more than 30 calendar days to cure, as determined by both Parties mutually and in good faith, City shall have the right to terminate this Contract with no penalty or liability to City, with such termination to be effective immediately upon written notice. City shall also be entitled to demand repayment of the HOME Funds and enforce any of the provisions of Loan documents for default. 11.2 Failure to Submit Complete Documentation During Construction. 11.2.1 If Developer fails to submit all applicable Complete Documentation during construction of the Required Improvements in accordance with Exhibit "C" — Construction and Reimbursement Schedule, or if any report or documentation submitted as part of Complete Documentation is not in compliance with this Contract or the HOME Regulations as determined HOME DEVELOPER RENTAL CONTRACT Rev.06/26/2018 Sphinx at Sierra Vista Senior Villas Page 24 by City, City will notify Developer in writing and the Developer will have 15 calendar days from the date of the written notice to submit or resubmit any such report or documentation. If Developer fails to submit or resubmit any such report or documentation within such time, City shall have the right to withhold payments. If such failure continues for an additional 15 days (a total of 30 days) City shall have the right to terminate this Contract effective immediately upon written notice of such intent with no penalty or liability to City. Notwithstanding anything to the contrary herein, City will not be required to pay any HOME Funds to Developer during the period that any such report or documentation is not in compliance with this Contract or the HOME Regulations. 11.2.2 If any of Developer's Reimbursement Requests are incomplete or otherwise not in compliance with this Contract or the HOME Regulations as determined by City, City will notify Developer in writing of such default and the Developer will have 15 calendar days from the date of the written notice to resubmit any such Reimbursement Request to cure the default. If the Developer fails to cure the default within such time, Developer shall forfeit any payments otherwise due under such Reimbursement Request. If such failure to resubmit such Reimbursement Request continues for an additional 15 days (a total of 30 days) the City shall have the right to terminate this Contract effective immediately upon written notice of such intent with no penalty or liability to City. Notwithstanding anything to the contrary herein, City will not be required to pay any HOME Funds to Developer during the period that any such Reimbursement Request is not in compliance with this Contract or the HOME Regulations. 11.2.3 In the event of more than 3 instances of uncured default under Sections 11.2.1 or 11.2.2 which have a material adverse impact on the project, City reserves the right at its sole option to terminate this Contract effective immediately upon written notice of such intent with no penalty or liability to City. 11.2.4 Notwithstanding anything to the contrary herein, City will not be required to pay any HOME Funds to Developer during the period that any Reimbursement Requests, reports or documentation are.past due or are not in compliance with this Contract or the HOME Regulations, or during any period during which Developer is in default of this Contract. 11.2.5 In the event of termination under this Section 11.2, all HOME Funds awarded but unpaid to Developer pursuant to this Contract shall be immediately forfeited and Developer shall have no further right to such funds. Any HOME Funds already paid to Developer must be repaid to City within 30 days of termination under this Section. Failure to repay such HOME Funds will result in City exercising all legal remedies available to City under this Contract and the Loan Documents. For clarification, the defaults and related remedies set out in this Section 11.2 are not intended to arise from mathematical errors or other minor defects in a Reimbursement Request. 11.3 Failure to Submit Required Reports and Documentation During Affordability Period. If Developer fails to maintain all records and documentation as required in Section 9, or fails to submit any report or documentation required by this Contract after the Required Improvements are completed, or if the submitted report or documentation is not in compliance HOME DEVELOPER RENTAL CONTRACT Rev.06/26/2018 Sphinx at Sierra Vista Senior Villas Page 25 with this Contract or the HOME Regulations as determined by City, City will notify Developer in writing and the Developer will have 30 calendar days from the date of the written notice to obtain or recreate the missing records or documentation, or submit or resubmit any such report or documentation to City. If Developer fails to maintain the required reports or documentation, or submit or resubmit any such report or documentation within such time, City shall have the right to terminate this Contract effective immediately upon written notice of such intent with no penalty or liability to City. In the event of termination under this Section 11.3, any HOME Funds paid to Developer must be repaid to City within 30 days of termination. Failure to repay such HOME Funds will result in City exercising all legal remedies available to City under this Contract and the Loan Documents. 11.4 In General. 11.4.1 Subject to Sections 11.1, 11.2 and 11.3, and unless specifically provided otherwise in this Contract, Developer shall be in default if Developer breaches any term or condition of this Contract or its obligations under the Ground Lease. In the event that such a breach remains uncured after 30 calendar days following written notice by City (or such other longer notice period as may be specified herein), or if Developer has diligently and continuously attempted to cure following receipt of such written notice but reasonably required more than 30 calendar days to cure, as determined by both Parties mutually and in good faith, City shall have the right to elect, in City's sole discretion, to (i) extend Developer's time to cure, (ii) terminate this Contract effective immediately upon written notice of such intent to Developer, or (iii) pursue any other legal remedies available to City. 11.4.2 City's remedies may include: 11.4.2.1 Direct Developer to prepare and follow a schedule of actions for carrying out the affected activities, consisting of schedules, timetables and milestones necessary to implement the affected activities, including extending the Affordability Period. 11.4.2.2 Direct Developer to establish and follow a management plan that assigns responsibilities for carrying out the remedial activities. 11.4.2.3 Cancel or revise activities likely to be affected by the performance deficiency,before expending HOME Funds for the activities. 11.4.2.4 Reprogram HOME Funds that have not yet been expended from affected activities to other eligible activities or withhold HOME Funds. 11.4.2.5 Direct Developer to reimburse City in any amount of HOME Funds not used in accordance with the HOME Regulations. 11.4.2.6 Suspend reimbursement of HOME Funds for affected activities. HOME DEVELOPER RENTAL CONTRACT Rev.06/26/2018 Sphinx at Sierra Vista Senior Villas Page 26 11.4.2.7 Any other appropriate action including but not limited to any remedial action legally available such as declaratory judgment, specific performance, damages, temporary or permanent injunctions,termination of this Contract or any other contracts with Developer, and any other available remedies. 11.4.3 In the event of termination under this Section 11.4, all HOME Funds awarded but unpaid to Developer pursuant to this Contract shall be immediately rescinded and Developer shall have no further right to such funds and any HOME Funds already paid to Developer must be repaid to City within 30 days of termination. Failure to repay such HOME Funds will result in City exercising all legal remedies available to City under this Contract or the Loan Documents. 11.5 No Funds Disbursed While in Breach. Developer understands and agrees that no HOME Funds will be paid to Developer until all defaults are cured to City's satisfaction. 11.6 No Compensation After Date of Termination. In the event of termination, Developer shall not receive any HOME Funds in compensation for work undertaken after the date of termination. 11.7 Rights of City Not Affected. Termination shall not affect or terminate any of the existing rights of City against Developer, or which may thereafter accrue because of such default, and this provision shall be in addition to any and all other rights and remedies available to City under the law and Loan Documents including, but not limited to, compelling Developer to complete the Required Improvements in accordance with the terms of the Contract. Such termination does not terminate any applicable provisions of this Contract that have been expressly noted as surviving the term or termination of this Contract. No delay or omission by City in exercising any right or remedy available to it under this Contract shall impair any such right or remedy or constitute a waiver or acquiescence in any Developer default. 11.8 Waiver of Breach Not Waiver of Subsequent Breach. The waiver of a breach of any term, covenant, or condition of this Contract or the Ground Lease shall not operate as a waiver of any subsequent breach of the same or any other term, covenant or condition hereof. 11.9 Civil, Criminal and Administrative Penalties. Failure to perform all the Contract terms may result in civil, criminal or administrative penalties, including, but not limited to those set out in this Contract. 11.10 Termination for Cause. 11.10.1 City may terminate this Contract in the event of Developer's default, inability, or failure to perform, subject to notice, grace and cure periods. In the event City terminates this Contract for cause, all HOME Funds awarded but unpaid to Developer pursuant to this Contract HOME DEVELOPER RENTAL CONTRACT Rev.06/26/2018 Sphinx at Sierra Vista Senior Villas Page 27 shall be immediately rescinded and Developer shall have no further right to such funds and any HOME Funds already paid to Developer must be repaid to City within 30 calendar days of termination. Failure to repay such HOME Funds will result in City exercising all legal remedies available to City under this Contract or the Loan Documents. DEVELOPER ACKNOWLEDGES AND AGREES THAT IF CITY TERMINATES THIS CONTRACT FOR CAUSE, NEITHER DEVELOPER NOR ANY AFFILIATES OF DEVELOPER SHALL BE CONSIDERED FOR ANY OTHER CITY CONTRACT FOR HOME FUNDS FOR A MINIMUM OF 5 YEARS FROM THE DATE OF TERMINATION. This provision shall not apply to the Investor. 11.10.2 Developer may terminate this Contract if City does not provide the HOME Funds substantially in accordance with this Contract. In such event, the termination of the Contract shall have the effect of returning the Parties to their respective circumstances as existed prior to the execution of this Contract, and no terms or obligations shall survive the date of termination, including but not limited to,reporting, inspections or the Affordability Period. 11.10.3 A default by Developer under the Ground Lease will constitute a default under this Contract subject to all of the remedies for default under this Contract and the Loan Documents. 11.11 Termination for Convenience. In terminating in accordance with 2 CFR 200, Appendix II, this Contract may be terminated in whole or in part only as follows: 11.11.1 By City with the consent of Developer in which case the Parties shall agree upon the termination conditions, including the effective date and in the case of partial termination,the portion to be terminated; or 11.11.2 By Developer upon written notification to City setting forth the reasons for such termination, the effective date, and in the case of partial termination, the portion to be terminated. In the case of a partial termination, City may terminate the Contract in its entirety if City determines in its sole discretion that the remaining portion of the Contract to be performed or HOME Funds to be spent will not accomplish the purposes for which this Contract was made. 11.12 Dissolution of Developer Terminates Contract. In the event Developer is dissolved or ceases to exist,this Contract shall terminate. In the event of termination under this Section, all HOME Funds are subject to repayment and/or City may exercise all of its remedies under this Contract and the Loan Documents. 11.13 Reversion of Assets. In the event this Contract is terminated with or without cause, all tangible personal property owned by Developer that was acquired or improved with the HOME Funds shall belong to City and shall automatically transfer to City or to such assignees as City may designate. HOME DEVELOPER RENTAL CONTRACT Rev.06/26/2018 Sphinx at Sierra Vista Senior Villas Page 28 11.14 Notice of Termination under Subordination Agreement. City shall not terminate this Contract without first giving notice and opportunity to cure as required in the Subordination Agreement. 11.15 Notice to Investor of Default. City shall furnish Investor with notice of any default under this Contract. 12. REPAYMENT OF HOME FUNDS. All HOME Funds are subject to repayment in the event the project does not meet the requirements as set out in this Contract or in the HOME Regulations. If Developer takes any action that results in City being required to repay all or any portion of the HOME Funds to HUD, Developer agrees it will reimburse City for such repayment. If Developer takes any action that results in City receiving a finding from HUD about the project, whether or not repayment to HUD is required of City,Developer agrees it will pay City 10% of the HOME Funds as liquidated damages. The Parties agree that City's damages in the event of either repayment to HUD being required or receiving a finding from HUD are uncertain and would be difficult to ascertain and may include an impact on City's HOME grant or other Federal grant funds, in addition to a finding by HUD or a repayment of funds to HUD by City. Therefore, the Parties agree that payment under this Section of 10% of the Loan amount by Developer to City is liquidated damages and not a penalty. 13. MATERIAL OWNERSHIP CHANGE. Subject to the terms of the Deed of Trust, the Deed Restriction, and transfers in accordance with Developer's Partnership Agreement, as may be amended and restated from time to time to admit Investor or other partners, or otherwise with City consent, if ownership of Developer materially changes after the date of this Contract, City may, but is not obligated to, terminate this Contract. City has 30 days to make such determination after receipt of notice from Developer and failure to make such determination in that time period will constitute a waiver. In the event of termination under this Section 13, all HOME Funds awarded but not yet paid to Developer pursuant to this Contract shall be immediately rescinded and Developer shall have no further right to such funds. Any HOME Funds already paid to Developer must be repaid to City within 30 days of termination under this Section. 14. GENERAL PROVISIONS 14.1 Developer an Independent Contractor. Developer shall operate hereunder as an independent contractor and not as an officer, agent, servant or employee of City. Developer shall have exclusive control of, and the exclusive right to control, the details of the work and services performed hereunder, and all persons performing same, and shall be solely responsible for the acts and omissions of its officers, members, agents, servants, employees, contractors, subcontractors, vendors, tenants, licensees or invitees. HOME DEVELOPER RENTAL CONTRACT Rev.06/26/2018 Sphinx at Sierra Vista Senior Villas Page 29 14.2 Doctrine of Respondeat Superior. The doctrine of respondeat superior shall not apply as between City and Developer, its officers, members, agents, servants, employees, contractors, subcontractors, vendors, tenants, licensees or invitees, and nothing herein shall be construed as creating a partnership or joint enterprise between City and Developer. City does not have the legal right to control the details of the tasks performed hereunder by Developer, its officers, members, agents, employees, contractors, subcontractors, vendors, licensees or invitees. 14.3 Developer Property. City shall under no circumstances be responsible for any property belonging to Developer, its officers, members, agents, employees, contractors, subcontractors, vendors, tenants, licensees or invitees that may be lost, stolen or destroyed or in any way damaged and DEVELOPER HEREBY INDEMNIFIES AND HOLDS HARMLESS CITY AND ITS OFFICERS, AGENTS, AND EMPLOYEES FROM ANY AND ALL CLAIMS OR SUITS PERTAINING TO OR CONNECTED WITH SUCH PROPERTY. 14.4 Religious Organization. No portion of the HOME Funds shall be used in support of any sectarian or religious activity. In addition,there must be no religious or membership criteria for tenants of a HOME- funded property. 14.5 Venue. Venue for any action, whether real or asserted, at law or in equity, arising out of the execution, performance, attempted performance or non-performance of this Contract, shall lie in Tarrant County, Texas. 14.6 Governing Law. This Contract shall be governed by and construed in accordance with the laws of the State of Texas. If any action, whether real or asserted, at law or in equity, arises out of the execution, performance or non-performance of this Contract or on the basis of any provision herein, for any issue not governed by federal law, the choice of law shall be the laws of the State of Texas. 14.7 Severability. The provisions of this Contract are severable, and if for any reason a clause, sentence, paragraph or other part of this Contract shall be determined to be invalid by a court or federal or state agency, board or commission having jurisdiction over the subject matter thereof, such invalidity shall not affect other provisions which can be given effect without the invalid provision. 14.8 Written Agreement Entire Agreement. This written instrument and the Exhibits, Addendums and Attachments attached hereto, which are incorporated by reference and made a part of this Contract for all purposes, constitute the entire agreement by the Parties concerning the work and services to be performed under this Contract. Any prior or contemporaneous oral or written agreement which purports to vary the HOME DEVELOPER RENTAL CONTRACT Rev.06/26/2018 Sphinx at Sierra Vista Senior Villas Page 30 terms of this Contract shall be void. Any amendments to the terms of this Contract must be in writing and be executed by the Parties. 14.9 Paragraph Headings for Reference Only, No Legal Significance; Number. The paragraph headings contained herein are for convenience in reference to this Contract and are not intended to define or to limit the scope of any provision of this Contract. When context requires, singular nouns and pronouns include the plural and the masculine gender shall be deemed to include the feminine or neuter and the neuter gender to include the masculine and feminine. The words "include" and "including" whenever used herein shall be deemed to be followed by the words"without limitation". 14.10 Compliance With All Applicable Laws and Regulations. Developer agrees to comply fully with all applicable laws and regulations that are currently in effect or that are hereafter amended during the performance of this Contract. These laws include, but are not limited to: ➢ HOME Investment Partnerships Act as set out above ➢ Title VI of the Civil Rights Act of 1964 (42 U.S.C. Sections 2000d et seq.) including provisions requiring recipients of federal assistance to ensure meaningful access by person of limited English proficiency ➢ The Fair Housing Act, Title VIII of the Civil Rights Act of 1968 (42 U.S.C. Sections 3601 etseq.) ➢ Executive Orders 11063, 11246 as amended by 11375 and 12086 and as supplemented by Department of Labor regulations 41 CFR, Part 60 ➢ The Age Discrimination in Employment Act of 1967 ➢ The Age Discrimination Act of 1975 (42 U.S.C. Sections 6101 et seq.) ➢ The Uniform Relocation Assistance and Real Property Acquisition Policies Act of 1970 (42 U.S.C. Sections 4601 et seq. and 49 CFR Part 24) ("URA") ➢ Section 504 of the Rehabilitation Act of 1973 (29 U.S.C. Sections 794 et seq.) and 24 CFR Part 8 where applicable ➢ National Environmental Policy Act of 1969, as amended, 42 U.S.C. sections 4321 et seq. ("NEPA") and the related authorities listed in 24 CFR Part 58. ➢ The Clean Air Act, as amended, (42 U.S.C. Sections 1251 et seq.) and the Clean Water Act of 1977, as amended (33 U.S.C. Sections 1251 et seq.), related Executive Order 11738 and Environmental Protection Agency Regulations at 40 CFR Part 15. In no event shall any amount of the assistance provided under this Contract be utilized with respect to a facility that has given rise to a conviction under the Clean Air Act or the Clean Water Act. ➢ Immigration Reform and Control Act of 1986 (8 U.S.C. Sections 1101 et seq.) specifically including the provisions requiring employer verifications of legal status of its employees ➢ The Americans with Disabilities Act of 1990 (42 U.S.C. Sections 12101 et seq.), the Architectural Barriers Act of 1968 as amended (42 U.S.C. sections 4151 et seq.) and the Uniform Federal Accessibility Standards, 24 CFR Part 40, Appendix A ➢ Regulations at 24 CFR Part 87 related to lobbying, including the requirement that certifications and disclosures be obtained from all covered persons HOME DEVELOPER RENTAL CONTRACT Rev.06/26/2018 Sphinx at Sierra Vista Senior Villas Page 31 ➢ Drug Free Workplace Act of 1988 (41 U.S.C. Sections 701 et seq.) and 24 CFR Part 23, Subpart F ➢ Executive Order 12549 and 24 CFR Part 5.105(c) pertaining to restrictions on participation by ineligible, debarred or suspended persons or entities ➢ Regulations at 24 CFR Part 882.708(c) pertaining to site and neighborhood standards for new construction projects ➢ Regulations at 24 CFR Part 983.6 for Site and Neighborhood Standards Review ➢ Section 6002 of the Solid Waste Disposal Act, as amended by the Resource Conservation and Recovery Act ➢ Guidelines of the Environmental Protection Agency at 40 CFR Part 247 ➢ For contracts and subgrants for construction or repair, Copeland"Anti-Kickback" Act (18 U.S.C. 874) as supplemented in 29 CFR Part 5 ➢ For construction contracts in excess of $2,000, and in excess of $2,500 for other contracts which involve the employment of mechanics or laborers, Sections 103 and 107 of the Contract Work Hours and Safety Standards Act (40 U.S.C. 327A 300) as supplemented by 29 CFR Part 5 ➢ Lead-Based Paint Poisoning Prevention Act (42 U.S.C. 4801 et seq.), as amended by the Residential Lead-Based Paint Hazard Reduction Act of 1992 (42 U.S.C. 4851 et seq.) and implementing regulations at 24 CFR Part 35, subparts A, B, M, and R ➢ Regulations at 24 CFR Part 92,Home Investment Partnerships Program Final Rule ➢ Uniform Administrative Requirements, Cost Principles, and Audit Requirements for Federal Awards, 2 CFR Part 200 et seq. ➢ Federal Funding Accountability and Transparency Act of 2006, (Pub.L. 109-282, as amended by Section 6205(a) of Pub.L. 110-252 and Section 3 of Pub.L. 113-101) ➢ Federal Whistleblower Regulations, 10 U.S.C. 2409,41 U.S.C. 4712, 10 U.S.C. 2324, 41 U.S.C. 4304 and 41 U.S.C. 4310 ➢ Broadband Infrastructure Requirements, 24 CFR Part 5.100 and Section 706 of the Telecommunications Act of 1996, 47 U.S.C. 1302 14.11 HUD-Assisted Proiects and Employment and other Economic Opportunities; Section 3 Requirements. 14.11.1 Requirement that Law Be Quoted in Covered Contracts. — Certain Requirements Pertaining to Section 3 of the Housing and Urban Development Act of 1968 as Amended (12 U.S.C. Sections 1701 et seg.) and its Related Regulations at 24 CFR Part 135 If the construction of the Required Improvements will cause the creation of new employment, training, or contracting opportunities on a contractor or subcontractor level resulting from the expenditure of the HOME Funds, Developer shall comply with the following and will ensure that its contractors also comply. If the work performed under this Contract is on a project assisted under a program providing direct Federal financial assistance from HUD, Section 3 of 24 CFR 135.38 ("Section 3") requires that the following clause, shown in italics, be inserted in all covered contracts ("Section 3 Clause"): HOME DEVELOPER RENTAL CONTRACT Rev.06/26/2018 Sphinx at Sierra Vista Senior Villas Page 32 Section to be quoted in covered contracts begins: "A. The work to be performed under this contract is subject to the requirements of Section 3 of Housing and Urban Development Act of 1968, as amended, 12 U.S.C. section 1 701 u (Section 3). The purpose of Section 3 is to ensure that employment and other economic opportunities generated by HUD assisted or HUD-assisted projects covered by Section 3, shall to the greatest extent feasible, be directed to low- and very-low income persons, particularly persons who are recipients of HUD assistance for housing. B. The parties to this contract agree to comply with HUD's regulations in 24 CFR Part 135, which implement Section 3. As evidenced by their execution of this contract, the parties to this contract certify that they are under no contractual or other impediment that would prevent them from complying with the Part 135 regulations. C. The contractor agrees to send to each labor organization or representative of workers with which it has a collective bargaining agreement or other understanding, if any, a notice advising the labor organization or workers' representatives of the contractor's commitments under this Section 3 clause and will post copies of the notice in conspicuous places at the work site where both employees and applicants for training and employment positions can see the notice. The notice shall describe the Section 3 preference, shall set forth minimum number and job titles subject to hire, availability of apprentice and training positions, the qualifications for each; and the name and location of the person(s) taking applications for each of the positions; and the anticipated date the work shall begin. D. The contractor agrees that it will include this Section 3 clause in every subcontract to comply with regulation in 24 CFR Part 135, and agrees to take appropriate action, as provided in an applicable provision of the subcontract or in this Section 3 clause, upon finding that the subcontractor is in violation of the regulations in 24 CFR Part 135. The contractor will not subcontract with any subcontractor where it has notice or knowledge that the subcontractor has been found in violation of regulations in 24 CFR 135. E. The contractor will certify that any vacant employment positions, including training positions that are filed: (1) after the contractor is selected but before the contract is executed, and(2) with persons other than those to whom the regulations of 24 CFR Part 135. The contractor will not subcontract with any subcontractor where it has notice or knowledge that the subcontractor has been found in violation of regulations in 24 CFR 135. F. Noncompliance with HUD's regulation in 24 CFR Part 135 may result in sanctions, termination of this contract for default, and debarment or suspension from future HUD assisted contracts. G. With respect to work performed in connection with Section 3 covered Indian housing assistance, section 7(b) of the Indian Self-Determination and Education Assistance Act (25 U.S.C. section 450e) also applies to the work to be performed under this Contract. Section 7(b) requires that to the greatest extent feasible (i) preference and opportunities for training and employment shall be given to Indians, and (ii)preference in the award of contracts and subcontracts HOME DEVELOPER RENTAL CONTRACT Rev.06/26/2018 Sphinx at Sierra Vista Senior Villas Page 33 shall be given to Indian organizations and Indian-owned Economic Enterprises. Parties to this contract that are subject to the provisions of Section 3 and Section 79b) agree to comply with Section 3 to the maximum extent feasible, but not in derogation of compliance with Section 7(b). " Section to be quoted in covered contracts ends. 14.11.2 Developer Responsibilities for Section 3 Requirements. City and Developer understand and agree that compliance with the provisions of Section 3, the regulations set forth in 24 CFR Part 135, and all applicable rules and orders of HUD shall be a condition of the federal financial assistance provided to the project binding upon City and Developer, and their respective successors, assigns, contractors and subcontractors. Failure to fulfill these requirements shall subject Developer and its contractors and subcontractors and their respective successors and assigns to those sanctions specified by the grant agreement through which federal assistance is provided and to such sanctions as are specified by 24 CFR Part 135. Developer's responsibilities include: 14.11.2.1 Implementing procedures to notify Section 3 residents and business concerns about training, employment, and contracting opportunities generated by Section 3 covered assistance; 14.11.2.2 Notifying potential contractors working on Section 3 covered projects of their responsibilities; 14.11.2.3 Facilitating the training and employment of Section 3 residents and the award of contracts to Section 3 business concerns; 14.11.2.4 Assisting and actively cooperating with the Neighborhood Services Department in making contractors and subcontractors comply; 14.11.2.5 Refraining from entering into contracts with contractors that are in violation of Section 3 regulations; 14.11.2.6 Documenting actions taken to comply with Section 3; and 14.11.2.7 Submitting Section 3 Annual Summary Reports (form HUD- 60002)in accordance with 24 CFR Part 135.90. 14.11.3 Section 3 Reporting Requirements. In order to comply with the Section 3 requirements, Developer must submit the forms attached hereto as Exhibit"I" - Section 3 Reporting Forms and take the following actions: 14.11.3.1 Report to the City all applicants for employment, and all applicants for employment by contractors and any HOME DEVELOPER RENTAL CONTRACT Rev.06/26/2018 Sphinx at Sierra Vista Senior Villas Page 34 subcontractors on a quarterly basis. This shall include name, address, zip code, date of application, and status (hired/not- hired) as of the date of the report. 14.11.3.2 Advertise available positions to the public for open competition and provide documentation to City with the quarterly report that demonstrates such open advertisement, in the form of printout of Texas Workforce Commission posting, copy of newspaper advertisement, copy of flyers and listing of locations where flyers were distributed, and the like. 14.11.3.3 Report to the City all contracts awarded by contractors and any subcontractors on a quarterly basis. This shall include name of contractor and/or subcontractor, address, zip code, and amount of award as of the date of the report. 14.12 Prohibition Against Discrimination. 14.12.1 General Statement. Developer, in the execution, performance or attempted performance of this Contract, shall comply with all non-discrimination requirements of 24 CFR 92.350 and the ordinances codified at Chapter 17, Article III, Division 4 —Fair Housing of the City Code. Developer may not discriminate against any person because of race, color, sex, gender, religion, national origin, familial status, disability or perceived disability, sexual orientation, gender identity, gender expression, or transgender, nor will Developer permit its officers, members, agents, employees, contractors,vendors or project participants to engage in such discrimination. This Contract is made and entered into with reference specifically to the ordinances codified at Chapter 17, Article III, Division 3 - Employment Practices of the City Code, and Developer hereby covenants and agrees that Developer, its officers, members, agents, employees and contractors, have fully complied with all provisions of same and that no employee, or applicant for employment has been discriminated against under the terms of such ordinances by either or its officers,members, agents, employees, contractors or vendors. 14.12.2 No Discrimination in Employment during the Performance of this Contract. During the performance of this Contract Developer agrees to the following provision, and will require that its contractors, subcontractors and vendors also comply with such provision by including it in all contracts with its contractors and vendors: [Contractor's, Subcontractor's or Vendor's Name] will not unlawfully discriminate against any employee or applicants for employment because of race, color, sex, gender, religion, national origin, familial status, disability or perceived disability, sexual orientation, gender identity, gender expression or transgender. [Contractor's, Subcontractor's or Vendor's Name] will take affirmative action to ensure that applicants HOME DEVELOPER RENTAL CONTRACT Rev.06/26/2018 Sphinx at Sierra Vista Senior Villas Page 35 are hired without regard to race, color, sex, gender, religion, national origin, familial status, disability or perceived disability, sexual orientation, gender identity, gender expression or transgender and that employees are treated fairly during employment without regard to their race, color, sex, gender, religion, national origin, familial status, disability or perceived disability, sexual orientation, gender identity, gender expression or transgender. Such action shall include, but not be limited to, the following: employment, upgrading, demotion or transfer, recruitment or recruitment advertising, layoff or termination, rates of pay or other forms of compensation, and selection for training, including apprenticeship. [Contractor's, Subcontractor's or Vendor's Name] agrees to post in conspicuous places, available to employees and applicants for employment, notices setting forth the provisions of this nondiscrimination clause. [Contractor's, Subcontractor's or Vendor's Name] will, in all solicitations or advertisements for employees placed by or on behalf of[Contractor's, Subcontractor's or Vendor's Name] , state that all qualified applicants will receive consideration for employment without regard to race, color, sex, gender, religion, national origin, familial status, disability or perceived disability, sexual orientation, gender identity, gender expression or transgender. [Contractor's, Subcontractor's or Vendor's Name] covenants that neither it nor any of its officers, members, agents, employees, or contractors, while engaged in performing this Contract, shall, in connection with the employment, advancement or discharge of employees or in connection with the terms, conditions or privileges of their employment, discriminate against persons because of their age or because of any disability or perceived disability, except on the basis of a bona fide occupational qualification, retirement plan or statutory requirement. [Contractor's, Subcontractor's or Vendor's Name]further covenants that neither it nor its officers, members, agents, employees, contractors, or persons acting on their behalf, shall specify, in solicitations or advertisements for employees to work on this Contract, a maximum age limit for such employment unless the specified maximum age limit is based upon a bona fide occupational qualification, retirement plan or statutory requirement. 14.12.3 Developer's Contractors and ADA. In accordance with the provisions of the Americans With Disabilities Act of 1990 ("ADA"), Developer warrants that it will not unlawfully discriminate on the basis of disability in the provision of services to the general public, nor in the availability, terms and/or conditions of employment for applicants for employment with, or employees of Developer. DEVELOPER WARRANTS IT WILL FULLY COMPLY WITH ADA'S PROVISIONS AND ANY OTHER APPLICABLE FEDERAL, STATE AND LOCAL LAWS CONCERNING DISABILITY AND WILL DEFEND, INDEMNIFY AND HOLD CITY HARMLESS AGAINST ANY CLAIMS OR ALLEGATIONS ASSERTED BY THIRD PARTIES, CONTRACTORS, SUBCONTRACTORS OR VENDORS AGAINST CITY ARISING OUT OF DEVELOPER'S AND/OR ITS CONTRACTORS', SUBCONTRACTORS', VENDORS', AGENTS' OR EMPLOYEES' ALLEGED FAILURE TO COMPLY WITH HOME DEVELOPER RENTAL CONTRACT Rev.06/26/2018 Sphinx at Sierra Vista Senior Villas Page 36 THE ABOVE-REFERENCED LAWS CONCERNING DISABILITY DISCRIMINATION IN THE PERFORMANCE OF THIS CONTRACT. 14.13. Conflict of Interest and Violations of Criminal Law. 14.13.1 Developer Safeguards. Developer shall establish safeguards to prohibit its employees, board members, advisors and agents from using positions for a purpose that is or gives the appearance of being motivated by a desire for private gain for themselves or others, particularly those with whom they have family, business or other ties. Developer shall disclose to City any conflict of interest or potential conflict of interest described above, immediately upon discovery of such. 14.13.2 General Prohibition Against Conflicts of Interest. No persons who are employees, agents, consultants, officers or elected officials or appointed officials of City or of Developer who exercise or have exercised any functions or responsibilities with respect to activities assisted with HOME funds or who are in a position to participate in a decision-making process or gain inside information with regard to these activities may occupy a HOME Unit, may obtain a financial interest or benefit from a HOME-assisted activity, or have an interest in any contract, subcontract or agreement with respect thereto, or the proceeds thereunder, either for themselves or those with whom they have family or business ties, during their tenure or for 1 year thereafter, unless they are accepted in accordance with the procedures set forth at 24 C.F.R. Part 92.356. 14.13.2.1 Developer shall establish conflict of interest policies for Federal Awards and shall provide such policies in writing to City in accordance with the requirements of 2 CFR Part 200.112. 14.13.3 Disclosure of Conflicts of Interest. In compliance with 2 CFR Part 200.112, Developer is required to timely disclose to City in writing any potential conflict of interest, as described in this Section. 14.13.4 Disclosure of Texas Penal Code Violations. Developer affirms that it will adhere to the provisions of the Texas Penal Code which prohibits bribery and gifts to public servants. 14.13.5 Disclosure of Federal Criminal Law Violations. In compliance with 2 CFR Part 200.113, Developer is required to timely disclose to City all violations of federal criminal law involving fraud, bribery or gratuity violations potentially affecting this Agreement. 14.14 Labor Standards. 14.14.1 As applicable, Developer agrees to comply with the requirements of the Secretary of Labor in accordance with the Davis-Bacon Act (40 U.S.C. 276a-7) as amended, the provisions of Contract Work Hours and Safety Standards Act (40 U.S.C. 327 et seq.) and all other applicable Federal, state and local laws and regulations pertaining to labor standards HOME DEVELOPER RENTAL CONTRACT Rev.06/26/2018 Sphinx at Sierra Vista Senior Villas Page 37 insofar as those acts apply to the performance of this Contract. Developer agrees to comply with the Copeland Anti-Kick Back Act(18 U.S.C. 874 et seq.) and its implementing regulations of the United States Department of Labor at 29 CFR Part 5. Developer shall maintain documentation that demonstrates compliance with hour and wage requirements of this Contract and HOME Regulations. Such documentation shall be made available promptly to City for review upon request. 14.14.2 Developer agrees that, except with respect to the rehabilitation or construction of residential property containing less than 12 units assisted with HOME funds, all contractors engaged under contract for construction, renovation or repair work financed in whole or in part with assistance provided under this Contract, shall comply with Federal requirements adopted by City pertaining to such contracts and with the applicable requirements of the regulations of the Department of Labor under 29 CFR Parts 1, 3, 5 and 7 governing the payment of wages and ratio of apprentices and trainees to journey workers; provided that, if wage rates higher than those required under these regulations are imposed by state or local law, nothing hereunder is intended to relieve Developer of its obligation, if any, to require payment of the higher wage. Developer shall cause or require to be inserted in full, in all such contracts subject to such regulations, provisions meeting the requirements of this paragraph. 14.14.3 If Davis-Bacon is applicable, Developer shall provide City access to employee payrolls, contractor and subcontractor payrolls and other wage information for persons performing construction of the Required Improvements. Payrolls must be submitted to the Neighborhood Services Department with each Reimbursement Request, and must be available to Neighborhood Services Department staff upon request. In addition, Developer shall ensure that City will have access to employees, contractors and subcontractors and their respective employees in order to conduct onsite interviews with laborers and mechanics. Developer shall inform its contractors and subcontractors that City staff or federal agencies may conduct periodic employee wage interview visits during construction of the project to ensure compliance. 14.15 Subcontracting with Small and Minority Firms, Women's Business Enterprises and Labor Surplus Areas. 14.15.1 For procurement contracts $50,000.00 or larger, Developer agrees to abide by City's policy to involve Minority Business Enterprises and Small Business Enterprises and to provide them equal opportunity to compete for contracts for construction, provision of professional services, purchase of equipment and supplies and provision of other services required by City. Developer agrees to incorporate the City's BDE Ordinance, and all amendments or successor policies or ordinances thereto, into all contracts and subcontracts for procurement $50,000.00 or larger, and will further require all persons or entities with which it so contracts to comply with said ordinance. 14.15.2 It is national policy to award a fair share of contracts to disadvantaged business enterprises ("DBEs"), small business enterprises ("SBEs"), minority business enterprises ("MBEs"), and women's business enterprises ("WBEs"). Accordingly, affirmative steps must be taken to assure that DBEs, SBEs, MBEs, and WBEs are utilized when possible as sources of supplies, equipment, construction and services. HOME DEVELOPER RENTAL CONTRACT Rev.06/26/2018 Sphinx at Sierra Vista Senior Villas Page 38 14.15.3 In order to comply with the reporting requirements of 24 CFR Part 92.508 (a)(7)(ii), Developer must submit the form attached hereto as Exhibit "K" — Contract and Subcontract Activity Reporting Form for each contract or subcontract with a value of$25,000 or more paid, or to be paid, with HOME funds. This form shall be submitted with the final Reimbursement Request. 14.16 Other Laws. The failure to list any federal, state or City ordinance, law or regulation that is applicable to Developer does not excuse or relieve Developer from the requirements or responsibilities in regard to following the law, nor from the consequences or penalties for Developer's failure to follow the law, if applicable. 14.17 Assignment. Developer shall not assign all or any part of its rights, privileges, or duties under this Contract without the prior written approval of City. Any attempted assignment of same without approval shall be void, and shall constitute a breach of this Contract. 14.18. Right to Inspect Developer Contracts. It is agreed that City has the right to inspect and approve in writing any proposed contracts between Developer and (i) its general contractor and subcontractors, including any lower tier subcontractors engaged in any activity that is funded as part of the construction of the Required Improvements, (ii) any vendor contracts arising out of the operation of the project, and (iii) any third party contracts to be paid with HOME Funds,prior to any charges being incurred. 14.19 Force Maieure If Developer becomes unable, either in whole or part, to fulfill its obligations under this Contract due to acts of God, strikes, lockouts, or other industrial disturbances, acts of public enemies, wars, blockades, insurrections, riots, epidemics, earthquakes, fres, floods, restraints or prohibitions by any court, board, department, commission or agency of the United States or of any States, civil disturbances, or explosions, inclement weather, or some other reason beyond Developer's control (collectively, "Force Majeure Event"), the obligations so affected by such Force Majeure Event will be suspended only during the continuance of such event and the completion date for such obligations shall be extended for a like period. Developer will give City written notice of the existence, extent and nature of the Force Majeure Event as soon as reasonably possible after the occurrence of the event. Failure to give notice will result in the continuance of the Developer's obligation regardless of the extent of any existing Force Majeure Event. Developer will use commercially reasonable efforts to remedy its inability to perform as soon as possible. 14.20 Survival. Any provision of this Contract that pertains to Affordability Requirements, auditing, monitoring, tenant income eligibility, record keeping and reports, City ordinances, the provisions of Section 6.6 pertaining to SAM, or any HOME requirements, and any default and enforcement provisions necessary to enforce such provisions, shall survive the termination of this Contract for the longer of (i) 5 years after the termination date of this Contract, or (ii) 5 years after the HOME DEVELOPER RENTAL CONTRACT Rev.06/26/2018 Sphinx at Sierra Vista Senior Villas Page 39 termination of the Affordability Period unless a different survival period is specifically set forth herein, and shall be enforceable by City against Developer. 15. INDEMNIFICATION AND RELEASE. DEVELOPER COVENANTS AND AGREES TO INDEMNIFY, HOLD HARMLESS AND DEFEND, AT ITS OWN EXPENSE, CITY AND ITS OFFICERS, AGENTS, SERVANTS AND EMPLOYEES FROM AND AGAINST ANY AND ALL CLAIMS OR SUITS FOR PROPERTY LOSS OR DAMAGE AND/OR PERSONAL INJURY, INCLUDING DEATH, TO ANY AND ALL PERSONS, OF WHATSOEVER HIND OR CHARACTER, WHETHER REAL OR ASSERTED, ARISING OUT OF OR IN CONNECTION WITH THE EXECUTION, PERFORMANCE, ATTEMPTED PERFORMANCE OR NONPERFORMANCE OF THIS CONTRACT AND/OR THE OPERATIONS, ACTIVITIES AND SERVICES OF THE PROJECT DESCRIBED HEREIN, WHETHER OR NOT CAUSED IN WHOLE OR IN PART, BY ALLEGED NEGLIGENCE OF OFFICERS, AGENTS, SERVANTS, EMPLOYEES, CONTRACTORS OR SUBCONTRACTORS OF CITY, AND DEVELOPER HEREBY ASSUMES ALL LIABILITY AND RESPONSIBILITY OF CITY AND ITS OFFICERS, AGENTS, SERVANTS, AND EMPLOYEES FOR ANY AND ALL CLAIMS OR SUITS FOR PROPERTY LOSS OR DAMAGE AND/OR PERSONAL INJURY, INCLUDING DEATH, TO ANY AND ALL PERSONS, OF WHATSOEVER HINDS OR CHARACTER, WHETHER REAL OR ASSERTED, ARISING OUT OF OR IN CONNECTION WITH THE EXECUTION, PERFORMANCE, ATTEMPTED PERFORMANCE OR NONPERFORMANCE OF THIS CONTRACT AND AGREEMENT AND/OR THE OPERATIONS, ACTIVITIES AND SERVICES OF THE PROJECT DESCRIBED HEREIN, WHETHER OR NOT CAUSED IN WHOLE OR IN PART BY ALLEGED NEGLIGENCE OF OFFICERS, AGENTS, SERVANTS, EMPLOYEES, CONTRACTORS OR SUBCONTRACTORS OF CITY. DEVELOPER LIKEWISE COVENANTS AND AGREES TO AND DOES HEREBY INDEMNIFY AND HOLD HARMLESS CITY FROM AND AGAINST ANY AND ALL INJURY, DAMAGE OR DESTRUCTION OF PROPERTY OF CITY, ARISING OUT OF OR IN CONNECTION WITH ALL ACTS OR OMISSIONS OF DEVELOPER, ITS OFFICERS, MEMBERS, AGENTS, EMPLOYEES, CONTRACTORS, SUBCONTRACTORS, INVITEES, LICENSEES, OR PROJECT PARTICIPANTS, OR CAUSED, IN WHOLE OR IN PART, BY ALLEGED NEGLIGENCE OF OFFICERS, AGENTS, SERVANTS, EMPLOYEES, CONTRACTORS OR SUBCONTRACTORS OF CITY. IT IS THE EXPRESS INTENTION OF THE PARTIES, BOTH DEVELOPER AND CITY, THAT THE INDEMNITY PROVIDED FOR THIS SECTION INCLUDES INDEMNITY BY DEVELOPER TO INDEMNIFY AND PROTECT CITY FROM THE CONSEQUENCES OF CITY'S OWN NEGLIGENCE, WHETHER THAT NEGLIGENCE IS ALLEGED TO BE THE SOLE OR CONCURRING CAUSE OF THE INJURY,DAMAGE OR DEATH. DEVELOPER AGREES TO AND SHALL RELEASE CITY, ITS AGENTS, EMPLOYEES, OFFICERS AND LEGAL REPRESENTATIVES FROM ALL HOME DEVELOPER RENTAL CONTRACT Rev.06/26/2018 Sphinx at Sierra Vista Senior Villas Page 40 LIABILITY FOR INJURY, DEATH, DAMAGE OR LOSS TO PERSONS OR PROPERTY SUSTAINED IN CONNECTION WITH OR INCIDENTAL TO PERFORMANCE UNDER THIS CONTRACT, EVEN IF THE INJURY, DEATH, DAMAGE OR LOSS IS CAUSED BY CITY'S SOLE OR CONCURRENT NEGLIGENCE. DEVELOPER SHALL REQUIRE ALL OF ITS CONTRACTORS AND SUBCONTRACTORS TO INCLUDE IN THEIR CONTRACTS AND SUBCONTRACTS A RELEASE AND INDEMNITY IN FAVOR OF CITY IN SUBSTANTIALLY THE SAME FORM AS ABOVE. 16. WAIVER OF IMMUNITY BY DEVELOPER. If Developer is a charitable or nonprofit organization and has or claims an immunity or exemption(statutory or otherwise) from and against liability for damages or injury, including death, to persons or property, Developer hereby expressly waives its rights to plead defensively such immunity or exemption as against City. This section shall not be construed to affect a governmental entity's immunities under constitutional, statutory or common law. 17. INSURANCE AND BONDING. Developer will maintain coverage in the form of insurance or bond in the amount of $1,100,000.00, which is the total amount of the Loan, to insure against loss from the fraud, theft or dishonesty of any of Developer's officers, agents, trustees, directors or employees. The proceeds of such insurance or bond shall be used to reimburse City for any and all loss of HOME Funds occasioned by such misconduct. To effectuate such reimbursement, such fidelity coverage shall include a rider stating that reimbursement for any loss or losses shall name the City as a Loss Payee. Developer shall furnish to City, in a timely manner, but not later than 60 days after the Effective Date, certificates of insurance as proof that it has secured and paid for policies of commercial insurance as specified herein. If City has not received such certificates as set forth herein, Developer shall be in default of the Contract and City may at its option, terminate the Contract. Such insurance shall cover all insurable risks incident to or in connection with the execution, performance, attempted performance or nonperformance of this Contract. Developer shall maintain, or require its general contractor to maintain, the following coverages and limits thereof: Commercial General Liability(CGL) Insurance $1,000,000 each occurrence $2,000,000 aggregate limit HOME DEVELOPER RENTAL CONTRACT Rev. 06/26/2018 Sphinx at Sierra Vista Senior Villas Page 41 Business Automobile Liability Insurance $1,000,000 each accident on a combined single-limit basis, or $ 250,000 Property Damage $ 500,000 Bodily Injury per person per occurrence $2,000,000 Aggregate Insurance policy shall be endorsed to cover"Any Auto"defined as autos owned, hired and non-owned. Pending availability of the above coverage and at the discretion of City,the policy shall be the primary responding insurance policy versus a personal auto insurance policy if or when in the course of Developer's business as contracted herein. Workers' Compensation Insurance Part A: Statutory Limits Part B: Employer's Liability $100,000 each accident $100,000 disease-each employee $500,000 disease-policy limit Note: Such insurance shall cover employees performing work on any and all projects including but not limited to construction, demolition, and rehabilitation. Developer or its contractors shall maintain coverages, if applicable. In the event the respective contractors do not maintain coverage, Developer shall maintain the coverage on such contractor, if applicable, for each applicable contract. Additional Requirements Such insurance amounts shall be revised upward at City's reasonable option and no more frequently than once every 12 months, and Developer shall revise such amounts within 30 days following notice to Developer of such requirements. Developer will submit to City documentation that it, and its general contractor, have obtained insurance coverage and have executed bonds as required in this Contract prior to payment of any monies provided hereunder. Where applicable and appropriate, insurance policies required herein shall be endorsed to include City as an additional insured as its interest may appear. Additional insured parties shall include employees, officers, agents, and volunteers of City. The Workers' Compensation Insurance policy shall be endorsed to include a waiver of subrogation, also referred to as a waiver of rights of recovery, in favor of City. Any failure on part of City to request certificate(s) of insurance shall not be construed as a waiver of such requirement or as a waiver of the insurance requirements themselves. Insurers of Developer's insurance policies shall be licensed to do business in the state of Texas by the Department of Insurance or be otherwise eligible and authorized to do business in the state HOME DEVELOPER RENTAL CONTRACT Rev.06/26/2018 Sphinx at Sierra Vista Senior Villas Page 42 of Texas. Insurers shall be acceptable to City insofar as their financial strength and solvency and each such company shall have a current minimum A.M. Best Key Rating Guide rating of A: VII or other equivalent insurance industry standard rating otherwise approved by City. Deductible limits on the foregoing insurance policies shall be at commercially reasonable levels, and in no event exceed $100,000 per occurrence. In the event there are any local, federal or other regulatory insurance or bonding requirements for the project, and such requirements exceed those specified herein,the former shall prevail. Developer shall require its contractors to maintain applicable insurance coverages, limits, and other requirements as those specified herein; and, Developer shall require its contractors to provide Developer with certificate(s) of insurance documenting such coverage. Also, Developer shall require its contractors to have City and Developer endorsed as additional insureds (as their interest may appear) on their respective insurance policies where applicable and appropriate. Professional Liability coverage shall be in force and may be provided on a claim's made basis. This coverage may also be referred to as Management Liability, and shall protect the insured against claims arising out of alleged errors in judgment, breaches of duty and wrongful acts arising out of their management duties. Developer shall require its builder to maintain builders risk insurance at the value of the construction. 18. CERTIFICATION REGARDING LOBBYING. The undersigned Developer hereby certifies,to the best of its knowledge and belief,that: No Federal appropriated funds have been paid or will be paid, by or on behalf of Developer, to any person for influencing or attempting to influence an officer or employee of any agency, a member of Congress, an officer or employee of Congress in connection with the awarding of any Federal contract, the making of any federal grant, the making of any Federal loan, the entering into of any cooperative agreement and the extension, continuation, renewal, amendment, or modification of any Federal contract, grant, loan or cooperative agreement. If any funds other than federally appropriated funds have been paid or will be paid to any person for influencing or attempting to influence an officer or employee of any agency, member of Congress in connection with this Federal contract, grant, loan or cooperative agreement, Developer shall complete and submit Standard Form-LLL, "Disclosure Form to Report Lobbying, " in accordance with its instructions. This certification is a material representation of fact upon which reliance was placed when this Contract was made or entered into. Submission of this certificate is a prerequisite for making or entering into this Contract imposed by HOME DEVELOPER RENTAL CONTRACT Rev.06/26/2018 Sphinx at Sierra Vista Senior Villas Page 43 31 U.S C. Section 1352. Any person who fails to file the required certification shall be subject to a civil penalty of not less than $10,000.00 and not more than $100,000.00 for each such failure. Developer shall require that the language of this certification be included in all subcontracts or agreements involving the expenditure of federal funds. 19. RELIGIOUS ORGANIZATION. Developer shall comply with all applicable requirements as more particularly described in 24 CFR Part 5.109. No portion of the HOME Funds shall be used in support of any sectarian or religious activity. In addition, there must be no religious or membership criteria for tenants of a HOME-funded unit. 19.1 Separation of Explicitly Religious Activities. Developer retains its independence and may continue to carry out its mission, including the definition, development practice, and expression of its religious beliefs, provided that it does not use HOME Funds to support or engage in any explicitly religious activities (including activities that involve overt religious content such as worship, religious instruction, or proselytization), or in any other manner prohibited by law. 19.2 Explicitly Religious Activities. If Developer engages in explicitly religious activities (including activities that involve overt religious content such as worship, religious instruction, or proselytization), the explicitly religious activities must be offered separately, in time or location, from the programs or activities supported by HOME Funds and participation must be voluntary for tenants of a HOME-funded unit. 20. LITIGATION AND CLAIMS. Developer shall give City immediate notice in writing of any action, including any proceeding before an administrative agency, filed against Developer in conjunction with this Contract or the project. Developer shall furnish immediately to City copies of all pertinent papers received by Developer with respect to such action or claim. Developer shall provide a notice to City within 10 days upon filing under any bankruptcy or financial insolvency provision of law. 21. NOTICE. All notices required or permitted by this Contract must be in writing and shall be effective upon receipt when (i) sent by U.S. Mail, with proper postage, certified mail return receipt requested; (ii) by a nationally recognized overnight delivery service; (iii) by electronic mail or other commercially reasonable manner; and addressed to the other Party at the address set out below or at such other address as the receiving Party designates by proper notice to the sending Party. HOME DEVELOPER RENTAL CONTRACT Rev.06/26/2018 Sphinx at Sierra Vista Senior Villas Page 44 City: City Attorney's Office 200 Texas Street Fort Worth, TX 76102 Attention: Paige Mebane Telephone: 817-392-7765 Copy to: Neighborhood Services Department 200 Texas Street Fort Worth, TX 76102 Attention: Chad LaRoque Telephone: 817-392-2661 Developer: Riverside Senior Investments, LP 200 Texas Street Fort Worth, Texas 76102 Attention: Aubrey Thagard Telephone: (817) 392-8187 Copy to: Sphinx Development Corporation 3030 LBJ Freeway, Suite 1350 Dallas, Texas 75234 Attention: Joseph Agumadu Email—josephksdcus.com The Brown Law Firm 4161 McKinney Avenue., Suite 410 Dallas, Texas 75204 Attention: Charles Brown Email - cbrown@brownlawfirm.com Investor• Hunt Capital Partners, LLC 15910 Ventura Boulevard, Suite 1100 Encino, California 91436 Attention: Dana Mayo, Executive Managing Director Telephone: (818) 380-6100 22. DEVELOPER HAS LEGAL AUTHORITY TO ENTER INTO CONTRACT. Developer represents that it possesses the legal authority, pursuant to any proper, appropriate and official motion, resolution or action passed or taken, to enter into this Contract and to perform the responsibilities herein required. HOME DEVELOPER RENTAL CONTRACT Rev. 06/26/2018 Sphinx at Sierra Vista Senior Villas Page 45 23. INVESTOR'S RIGHT TO CURE. The Parties agree that the Investor shall have the right, but not the obligation, to cure any default by or complete any obligation of the Developer under the Loan Documents during the cure period or completion period provided therein, and the Parties hereto agree to accept any such cure or completion tendered by the Investor. 24. IMMIGRATION NATIONALITY ACT. City actively supports the Immigration & Nationality Act ("INA") which includes provisions addressing employment eligibility, employment verification, and nondiscrimination. Developer shall verify the identity and employment eligibility of all employees who perform work under this Agreement. Developer shall complete the Employment Eligibility Verification Form (I-9), maintain photocopies of all supporting employment eligibility and identity documentation for all employees, and upon request,provide City with copies of all I-9 forms and supporting eligibility documentation for each employee who performs work under this Agreement. Developer shall establish appropriate procedures and controls so that no services will be performed by any employee who is not legally eligible to perform such services. Developer shall provide City with a certification letter that it has complied with the verification requirements required by this Agreement. Developer shall indemnify City from any penalties or liabilities due to violations of this provision. City shall have the right to immediately terminate this Agreement for violations of this provision by Developer. 25. BOYCOTTING ISRAEL PROHIBITED. Developer acknowledges that in accordance with Chapter 2270 of the Texas Government Code, City is prohibited from entering into a contract with a company for goods or services unless the contract contains a written verification from the company that it: (1) does not boycott Israel; and(2) will not boycott Israel during the term of the contract. The terms "boycott Israel" and "company" shall have the meanings ascribed to those terms in Section 808.001 of the Texas Government Code. By signing this Contract, Developer certifies that Developer's signature provides written verification to City that Developer: (1) does not boycott Israel; and (2) will not boycott Israel during the term of this Contract 26. COUNTERPARTS. This Contract may be executed in multiple counterparts, each of which shall be considered an original, but all of which shall constitute one instrument which may be sufficiently evidenced by one counterpart. [SIGNATURES APPEAR ON NEXT PAGE] HOME DEVELOPER RENTAL CONTRACT Rev.06/26/2018 Sphinx at Sierra Vista Senior Villas Page 46 IN WITNESS WHEREOF, the Parties have executed 4 duplicate originals of this Contract to be effective as of the Effective Date. AT T: CITY OF FORT WORTH OR 1 ity Secre �C f�" ando Costa, Assistant City Manager M&C C-2 09 Dated Sept. 2 .17 Da 6 2G 18 U Form 1295: 2017-252011APP ..XPS ROVED AS TO FORM A �Ak'" V P ge Me ane, Assistant City Attorney I RIVERSIDE SENIOR INVESTMENTS,LP a Texas limited partnership, By: Riverside Senior Development GP, LLC a Texas limited liability company, its general partner By: Fort Worth Housing Finance Corporation, a Texas housing finance corporation, its sole member By: Aubrey Thagard, Assistant General Manager Date: OFFICIAL RECORD CITY SECRETARY FT.WORTH,TX HOME DEVELOPER RENTAL CONTRACT Rev.6/22/2018 Sphinx at Sierra Vista Senior Villas Signature Page EXHIBITS: Exhibit "A"—Project Summary Exhibit "A-1"—HUD Rent Limits Exhibit "A-2"—Environmental Mitigation Action Exhibit `B"—Budget Exhibit "C"—Construction and Reimbursement Schedule Exhibit "D"—Audit Requirements—Not Applicable Exhibit "E"—Loan Documents Exhibit "F"—Reimbursement Forms Exhibit "G"—Project Compliance Report: Rental Housing Exhibit "H"—Federal Labor Standards Provisions—Davis-Bacon Requirements Exhibit "I"—Section 3 Reporting Forms Exhibit "J"—Standards for Complete Documentation Exhibit "K" - Contract and Subcontract Activity Reporting Form Exhibit "L" - Deed Restriction Exhibit "M" - Requirements for Permanent Supportive Housing Units HOME DEVELOPER RENTAL CONTRACT Rev.6/26/2018 Sphinx at Sierra Vista Senior Villas. List of Exhibits Page EXHIBIT "A" PROJECT SUMMARY SPHINX AT SIERRA VISTA SENIOR VILLAS Capitalized terms not defined herein shall have meanings assigned to them in the Contract. DESCRIPTION: Developer will use HOME Funds for a portion of the costs to develop the Sphinx at Sierra Vista Senior Villas, an affordable housing development for seniors age 55 years and older on approximately 8.88 acres. The project will have 4 residential buildings which will consist of up to 272 units including 187 one-bedroom units and 85 two-bedroom units. There will also be a community clubhouse which will include business and fitness facilities, a movie theater and craft rooms. The complex will also include amenities such as a swimming pool, barbeque/picnic areas, and controlled site access. Developer will be entitled to make Reimbursement Requests until 30 days after the Completion Deadline. In consideration for the HOME Funds, Developer agrees to provide the following information and meet the following requirements: • Designate 20 Accessible Units in accordance with Section 504 requirements and the terms of the Contract. Accessible Units shall be marketed in accordance with Section 7.7 of the Contract. • Designate 13 floating HOME Units in the project. Of these 13 HOME Units, 10 will be High HOME Units and 3 will be Low HOME Units. HOME Rents will be charged in accordance with the rents set forth in Exhibit "A-1" — HUD Rent Limits, published annually by HUD, and shall not exceed the High HOME Rent. • Submit Exhibit "G" - Project Compliance Report: Rental Housing regarding the household income, size, race, ethnicity, gender of head of household, disability status, and rental assistance type for the initial tenant of the first HOME Unit to be leased. CITY WILL WITHHOLD$55,000.00 OF THE HOME FUNDS UNTIL CITY VERIFIES THAT AT LEAST 1 HOME UNIT IS LEASED TO A HOME ELIGIBLE HOUSEHOLD. • If the 13 HOME Units do not qualify as affordable rental housing immediately upon lease- up or at any time during the Affordability Period, the City may invoke any remedies provided in the Contract or the Loan Documents. • Submit to the City, throughout the Affordability Period, a copy of its annual audit and annual reports that are submitted to TDHCA. SPECIFIC PURPOSE: The specific purpose of this project is to increase the availability of PSH Units for homeless persons with disabilities and quality, accessible, affordable housing for low and moderate income City residents in central Fort Worth. PROJECT OBJECTIVES: The project will provide 272 housing units affordable to households earning less than 60% of AMI, of which 13 will be designated as HOME Units. Additionally,the project will provide 14 PSH Units. HOME DEVELOPER RENTAL CONTRACT—EXHIBITS Rev.06/26/2018 Sphinx at Sierra Vista Senior Villas Page 1 00cd N 10 N �D 10 N N_ c m 1nD a M 1n0 b 0. m rl rl N rl rl N cr 10 �D O i NNo Ln rl H N r"1 rl H 1D rlcr 1D m ei In rl 00 t I-- Z uj � Qnj N Ln rn N O cr CL m V% 0 N � 1 2 N 1~�I O co F+I cr 0 m Ln oo co Ln m V o0 #D %D o0 O Ln m en Ln n H Ei Wui � AW x � H J ` z O cl: Lu 2 2 E � _ _ 2 W W DC w C oc oc ,� W cc a a O v a U 0 .b Q > o = a zs x � O cc a x W � a > cc w r- O A C e xCZ EXHIBIT "A-2" ENVIRONMENTAL MITIGATION ACTION SPHINX AT SIERRA VISTA SENIOR VILLAS HOME Funds may be reimbursed for exempt activities; however,HOME funds will not be paid,and costs cannot be incurred, until City has conducted and completed an environmental review of the proposed project site as required under 24 CFR Part 58. The environmental review may result in a decision to proceed with, modify, or cancel the project. Further, Developer will not undertake or commit any funds to physical or choice limiting actions,including property acquisition,demolition,movement,rehabilitation, conversion, repair or construction until satisfactory completion of environmental review and receipt by City of an authorization to use grant funds from HUD under 24 CFR Part 58. Special conditions,procedures,and requirements identified for the project may include and are not limited to mitigation of any adverse effects identified by the environmental review process. The special conditions, procedures, and requirements may differ and are subject to approval by City and HUD. Environmental Mitigations are as follows: City will provide Developer the executed environmental review record and certifications. Developer agrees to abide by the special conditions, procedures, and requirements of the executed environmental review certification approved by HUD. Law.Authority.or Factor Mitigation Measure Noise Abatement&Control Attadl ment J includes general suggestions for/methods of attenuating noise. Before construction can begin,the developer must provide the following to the City. • A noise attenuation plan that specifically describes how interior noise will be reduced to a da}-night average sound level of 45 decibels or below,and exterior noise will be reduced to a day-night average sound level of 65 decibels or below. If outdoor noise cannot be mitigated to a minimum of 65 dB,an explanation of how this was determined will need to be provided. The attenuation plan must be certified by a qualified acoustical engineer and the design incorporated into the construction of the facility. Waste Water/Sanitary Sewers The developer must supply sewer loading calculations to the City of Fort Worth Water Department,in order for the City to determine whether or not the existing infrastructure has adequate capacity to support the proposed project. If an impact is noted,it must be addressed with a new waste water infrastructure plan that is approved by the City of Fort Worth prior to construction of Sphinx at Sierra Vista Senior Villas. HOME DEVELOPER RENTAL CONTRACT—EXHIBITS Rev.06/26/2018 Sphinx at Sierra Vista Senior Villas Page 3 Lave.Authority.or Factor Mitigation Measure Water Supply The developer must supply water demand calculations to the City of Fort Worth Water Department,in order for the City to determine whether or not the existing infrastructure has adequate capacity to support the proposed project. If an impact is noted,it must be addressed with a new water infiastructure plan that is approved by the City of Fort Worth prior to construction of Sphinx at Sion Vista Senior Villas. Solid Waste Disposal Recycling Solid waste and recycling providers must be selected and in place before construction can begin. HOME DEVELOPER RENTAL CONTRACT—EXHIBITS Rev.06/26/2018 Sphinx at Sierra Vista Senior Villas Page 4 EXHIBIT "B" BUDGET SPHINX AT SIERRA VISTA SENIOR VILLAS SOURCES AND USES Development Sphinx at Sierra Name: Vista Senior Villas Priority of Lien Construction Loan Stage Permanent Loan Financing Source# Funding Description Construction Phase Amt. Stage Amount Participants- Construction artici antsConstruction Loan(including Tax Exempt Bonds issued by Citi Tarrant County Community 1 HFC;) 1$t 29,500,000 Bank Citi Conventional Community 2 Loan/FMAC 1st $21,690,000 Bank Housing Tax Credit Hunt Capital Syndication Partners, 3 Proceeds $7,593,254 $15,186,509 LLC City of Fort 4 HOME 2nd $1,100,000 $1,100,000 Worth 5 Bride Loan Tax Exempt Bonds Tarrant 6 County HFC Historic Tax Credit Syndication 7 Proceeds USDA/TXRD 8 Loan(s) Other Federal 9 Loan or Grant Other State Loan 10 or Grant NEZ Incentive City of Fort 11 Fee Waivers $550,000 $550,000 Worth 12 Private Loan 13 Cash Equity In-Kind Sphinx Equity/Deferred Development 14 Developer Fee $2,584,857 Corporation Operating 15 Reserves TOTAL SOURCES OF FUNDS $38,743,254 $41,111,366 TOTAL USES OF FUNDS $41,111,366 HOME DEVELOPER RENTAL CONTRACT—EXHIBITS Rev.06/26/2018 Sphinx at Sierra Vista Senior Villas Page 5 HOME Funds Budget Land Acquisition and/or Pre-Development Soft Costs $1,045,000* Construction Hard Costs $5,000* Holdback** $50,000* TOTAL $1,100,000 *Developer will only be reimbursed for eligible expenses. The amounts are estimates and are subject to change. ** City will hold back$50,000.00 of the HOME Funds until City verifies that the first HOME Unit is leased to a HOME Eligible Household as well as the other requirements in Exhibit"C" - Construction and Reimbursement Schedule. HOME DEVELOPER RENTAL CONTRACT—EXHIBITS Rev. 06/26/2018 Sphinx at Sierra Vista Senior Villas Page 6 EXHIBIT "C" CONSTRUCTION AND REIMBURSEMENT SCHEDULE SPHINX AT SIERRA VISTA SENIOR VILLAS Activity HOME Funds PHASE I ACTIVITIES: Land Acquisition $1,045,000.00* Predevelopment Soft Costs PHASE I COMPLETE by: First Payment** $1,045,000.00* June 29,2018 PHASE II ACTIVIITES: Construction Hard Costs $2,500.00 Prior to Reimbursement in Phase II, Developer must PHASE II submit the contractor/subcontractor/vendor searches COMPLETE by: under the Federal System for Award Management March 31,2019 (www.sam.gov). Second Payment" (approx. 25% complete)*** PHASE III ACTIVIITES: Construction Hard Costs $2,500.00 Prior to Reimbursement in Phase III, Developer must PHASE III submit the contractor/subcontractor/vendor searches COMPLETED by: under the Federal System for Award Management October 31,2020 (www.sam.gov). Third Payment" (approx. 75% complete)*** PHASE IV ACTIVITIES: Initial Lease-up of HOME Units $50,000.00 PHASE IV Prior to Reimbursement in Phase IV, the following items COMPLETED by: must be submitted: December 31,2020 1. Rent Schedule for HOME Units. See Section 7.5 2. Tenant Selection Policy. See Section 7.6 3. Affirmative Marketing Plan. See Section 7.7 Prior to Reimbursement for Final Payment,Exhibit"G" - Project Compliance Report: Rental Housing must be submitted to City. Final Payment** (Lease-Up of HOME Unit)*** $50,000.00* TOTAL $1,100,000.00 *Developer will only be reimbursed for eligible expenses. The amounts are estimates and are subject to change. **Developer must submit Complete Documentation with Reimbursement Request to City within 60 days from each of the abovementioned deadlines in order to be reimbursed. Failure to timely submit Reimbursement Requests and Complete Documentation along with any required reports shall be an event of default. ***If milestone is reached before the Phase completion date, reimbursement will be made when the milestone percentage is reached and the City is provided all required documentation. HOME DEVELOPER RENTAL CONTRACT-•EXHIBITS Rev.06/26/2018 Sphinx at Sierra Vista Senior Villas Page 7 EXHIBIT "D" AUDIT REQUIREMENTS SPHINX AT SIERRA VISTA SENIOR VILLAS NOT APPLICABLE HOME DEVELOPER RENTAL CONTRACT—EXHIBITS Rev.06/26/2018 Sphinx at Sierra Vista Senior Villas Page 8 EXHIBIT "E" LOAN DOCUMENTS SPHINX AT SIERRA VISTA SENIOR VILLAS HOME DEVELOPER RENTAL CONTRACT—EXHIBITS Rev.06/26/2018 Sphinx at Sierra Vista Senior Villas Page 9 Promissory Note HOME Funds Date: June 27, 2018 Borrower: Riverside Senior Investments, LP a Texas limited partnership Borrower's Mailing Address: Riverside Senior Investments, LP C/O Fort Worth Housing Finance Corporati 200 Texas Street Fort Worth, Texas 76102 Tarrant County With a copy to: Paige Mebane Assistant City Attorney _ City Attorney's Office City of Fort Worth 200 Texas Street Fort Worth, Texas 76102 Lender: City of Fort Worth, exas mun '-corporation Place for Payment: City of Fort Worth Neighborhood Services Department Attn: Assistant Director 200 Texas Street Fort Worth, Tarrant County, Texas 76102, or any other place that Lender may designate in writing Principal Amount: $1,1 0.00 Loan Authority: The loan evidenced by this Note(the"Loan")is being made pursuant to the HOME Investment Partnerships Program authorized under Title 11 of the Cranston-Gonzalez National Affordable Housing Act of 1990, as amended, 42 USC 12701 et seq. ("HOME Program")and the HOME Investment Partnerships Program Final Rule, as amended,24 CFR Part 92 et seq. (the"HOME Regulations")with HOME funds for the development of the Sphinx at Sierra Vista Senior Villas,a senior multifamily complex located in Fort Worth, Texas (the"project"). Annual Interest Rate: The lesser of 1% or the Long Term Applicable Federal Rate ("AFR") on the date hereof, which is 3.05% PROMISSORY NOTE—HOME FUNDS Page 1 Riverside Senior Investments,LP rev.6-26-2018 Final Payment Date: The same date as the maturity date of the Senior Indebtedness more particularly defined in the subordination agreement among Borrower's senior construction and permanent lenders ("Senior Lender", whether one or more), Borrower and Lender outlining the relative priorities of Borrower's senior debt("Senior Indebtedness") for the project and the Loan("Subordination Agreement"). Maturity Date: Termination of the Affordability Period more particularly defined in City Secretary Contract No. 50852 between Borrower and Lender for the Loan (the "HOME Contract"). Annual Interest Rate on Matured,Unpa' 'hunts: 12% Terms of Payment: Interest on the Loan shall accrue at 1%per annum during the construction period. Beginning on the date of Conversion as defined in the HOME Contract,interesshall accrue at the Annual Interest Rate. The Principal Amount and accrued interest are due and payable in equal annual installments based on a 35 year amortization schedule beginning 12 months after Conversion, and continuing annually until the Final Payment Date. At that time,the unpaid Principal Amount and accrued, unpaid interest will be payable 1,4 full. Payments will be applied first to accrued interest and the remainder to reduction of the Principal Amount. Provided howev& payments of Principal Amount and interest are only payable from net cash flow as defined in and in accordance with the borrower's Amended and Restated Limited Partnership Agreement("Partnership Agreement"). Principal and interest to the extent not paid from net cash flow shall be paid from subsequent years' net cash flow until the Final Payment Date when the entire Principal Amo and accrued unpaid interest will be due in full. Interest will be calculated based on a 360 day per year factor applied to the actual days on which there exists an unpaid principal balance. This Promissory Note is a"draw note"written in the full Principal Amount that may be drawn by the Borrower for the acquisition of the Property and financing for the construction of improvements on the project. Interest shall accrue only from the date funds are advanced,and the liability of Borrower is limited to the unpaid principal actually drawn plus unpaid interest, plus such other expenses as may be specifically provided for in this Promissory Note or in any of the Loan Documents,as hereinafter defined,executed herewith. This Note is the Note required in the HOME Contract and has been executed and delivered in accordance with that contract.The funds advanced by Lender are HOME funds and the HOME Contract requires that the 13 residential rental units in the project located on the Property must qualify and remain affordable rental housing in accordance with the HOME Program and the HOME Regulations for the 20 year Affordability Period more particularly defined in the HOME Contract. The obligations described in the HOME Contract pertaining to the HOME Program and the HOME Regulations including the PROMISSORY NOTE—HOME FUNDS Page 2 Riverside Senior Investments,LP rev.6-26-2018 Affordability Period as well as the Loan evidenced by this Note will be in default if the 13 HOME-assisted residential rental units in the project more particularly described in the HOME Contract do not remain affordable rental housing for the duration of the Affordability Period,subject to the"next available unit rule"under Internal Revenue Code Section 42(g) (2) (D). In the event of such default, Lender may invoke any remedies provided in the HOME Contract or the Deed of Trust(as hereinafter defined) for default. Security for Payment: This Note is secured by a Deed of Trust Security Agreement- Financing Statement dated June 27, 2018 from Borrower to Vicki S. Ganske, Trustee, or Leann Guzman,Trustee(the"Deed of Trust") .%-ti]ch covers the personal property described therein and the following real property: Being an 8.872 acre tract of land situated in the S.P. Loving Survey, Abstract No. 943,Tarrant County,Texas,and as described in a deed to Vertex Asset Partners,L.P. by instrument recorded in Document Number D207175708,Deed Records of Tarrant County, Texas, as more particularly described by metes and bounds in the attached Exhibit "A", incorporat ein by reference for all purposes Other Security for Payment: AS set forth in the HOME Contract Borrower promises to pay to the order of Lender the Principal Amount plus interest. This Note is payable at the Place for Payment and according to the Terms of Payment. All unpaid amounts are due by the Final Payment Date. After the Final Payment Date,Borrower promises to pay any unpaid principal balance flus interest at the Annual Interest Rate on Matured, Unpaid Amouirts. If Borrower defaults in the paymf this Note or in the performance of its obligations under the HOME Contract or the IME Program or the HOME Regulations or in the performance of any obligatiou-in any instrument securing or collateral to this Note, Lender maynvoke any remedies provided herein or in the Deed of Trust for default (the Note,the Deed of Trust and the HOME Contract are sometimes collectively referred to as the "Loan Documents"). If a monetary event of default occurs under the terms of any of the Loan Documents, prior to exercising any remedies Lender shall give Borrower and each of the general and limited partners of the Borrower, as identified in the Partnership Agreement, simultaneous written notice of such default. Borrower shall have a period of 15 days after such notice is given within which to cure the default prior to exercise of remedies by Lender under the Loan Documents. Notwithstanding anything to the contrary, if a non-monetary event of default occurs under the terms of any of the Loan Documents,prior to exercising any remedies, Lender shall give Borrower and each of the general and limited partners of the Borrower as identified in the Partnership Agreement, simultaneous written notice of such default. If the default is reasonably capable of being cured within 30 days,Borrower shall have such period to effect a cure prior to exercise of remedies by Lender under the Loan Documents. If the default is such that it is not reasonably capable of being cured within 30 days, and if Borrower (a) initiates corrective action within said period,and(b)diligently,continually,and in good faith PROMISSORY NOTE—HOME FUNDS Page 3 Riverside Senior Investments,LP rev.6-26-2018 works to effect a cure as soon as possible,then Borrower shall have such additional time as is reasonably necessary to cure the default prior to exercise of any remedies by Lender. In no event shall Lender be precluded from exercising remedies if its security becomes or is about to become materially jeopardized by any failure to cure a default or the default is not cured within 180 days after the first notice of default is given. If the default is not cured after notice within the time periods stated above,Borrower and each surety, endorser,and guarantor waive all demand for payment, presentation for payment, notice of intention to accelerate maturity, notice of acceleration of maturity,protest, and notice of protest, to the extent permitted by law. Borrower also promises to pay reasonable attorney's fees and court and other costs if this Note is placed in the hands of an attorney to collect or enforce the Note. These expenses will bear interest from the date of default at the Annual Interest Rate on Matured, Unpaid Amounts. Borrower will pay Lender these expenses and interest on demand at the Place for Payment. These expenses and interest will become part of the debt evidenced by the Note and will be secured by any security for payment. Interest on the debt evidenced by this Note will not exceed the maximum rate or amount of non-usurious interest that may be contracted r, taken, reserved, charged, or received under law.Any interest in excess of that maximum amount will be credited on the Principal Amount or,if the Principal Amount has been paid,refunded. On any acceleration or required or permitted prepayment,any excess interest will be canceled automatically as of the acceleration or prepayment or,if the excess interest has already been paid,credited on the Principal Amount or, if the Principal Amount has been paid, refunded. This provision overrides any conflicting provisions in this Nate.and all other instruments concerning the debt. Each Borrower, as appli Js resp o ible for all obligations represented by this Note. Bor%wer may prepay this Note in any amount at any time before the Maturity Date without penalty€t premium: When the co r-., juires, singular nouns and pronouns include the plural. It is contemplated that the indebtedness evidenced by this Note will and shall be subordinate in right of payment to the prior payment in full of the Senior Indebtedness as more particularly described in the Subordination Agreement,to the extent and in the manner provided in the Subordination Agreement. The Deed of Trust securing this Note is and shall be subject and subordinate in all respects to the liens,terms, covenants and conditions of the documents evidencing the Senior Indebtedness(the"Senior Loan Documents")as more fully set forth in the Subordination Agreement. The rights and remedies of the payee and each subsequent holder of this Note under the Deed of Trust securing this Note are subject to the restrictions and limitations set forth in the Subordination Agreement. Each subsequent holder of this Note shall PROMISSORY NOTE—HOME FUNDS Page 4 Riverside Senior Investments,LP rev.6-26-2018 be deemed, by virtue of such holder's acquisition of the Note, to have agreed to perform and observe all of the terms, covenants and conditions to be performed or observed by the Subordinate Lender under the Subordination Agreement. Subject to the terms of the Subordination Agreement and any cure periods provided in the Senior Loan Documents, if there is a default in payment of any part of principal or interest of the Senior Indebtedness or a breach of any covenants contained in the Senior Loan Documents,the debt evidenced by this Note will immediately become payable at the option of Lender. If Borrower fails to perform any of Borrower's obligations in the Senior Loan Documents,and to the extent allowed by the Subordination Agreement,Lender may perform those obligations and be reimbursed by Borrower,on demand, at the Place for Payment for any amounts advanced, including attorney's fees, plus interest on those amounts from the date of payment at the Annual Interest Rate on Matured,Unpaid Amounts.The amount to be reimbursed will be secured by all instruments securing this Note. A default or breach of any of the terms or conditions of the Ground Lease,as defined in the HOME Contract,or the Deed Restriction,as defined in the HOME Contract,will also be a default under this Note and City may pursue any of its remedies for default or breach under the HOME Contract or the Loan Documents. If any installment becomes overdue for more than 15 days,at Lender's option a late payment charge of 5%of the amount then due may be charged in order to defray the expense of handling the delinquent payment. Notwithstanding the foregoing, the 5% late payment charge described above shall not be applica o the final balloon payment due under this Promissory Note at the Final Paymeate. A default exists under this Note if(1)(a)Borrower or(b)any other person liable on any-VW_of this Note (an "Other Obligated Party") fails to timely pay or perform any obligator covenant in any written agreement between Lender and Borrower or such Other Obligated Party; (2) any warranty, covenant, or representation in this Note or in any other written agreement between Lender and Borrower or any Other Obligated Party is materially false when made;(3)a receiver is appointed for Borrower,any Other Obligated Party,or any property on which a lien or security interest is created as security(the"Collateral Security") for any part of this Note; (4) any Collateral Security is assigned for the benefit of creditors other than the holder(s) of the Senior Note; (5) a bankruptcy or insolvency proceeding is commenced by Borrower or an Other Obligated Party; (6) (a) a bankruptcy or insolvency proceeding is commenced against Borrower or an Other Obligated Party and (b) the proceeding continues without dismissal for 90 days,the party against whom the proceeding is commenced admits the material allegations of the petition against it,or an order for relief is entered; (7) any of the following parties is dissolved, begins to wind up its affairs, is authorized to dissolve or wind up its affairs by its governing body or persons, or any event occurs or condition exists that permits the dissolution or winding up of the affairs of any of the following parties: (i) Borrower, or(ii) an Other Obligated Party; and(8) any Collateral Security is materially impaired by loss, theft, damage, levy and execution, issuance of an PROMISSORY NOTE—HOME FUNDS Page 5 Riverside Senior Investments,LP rev. 6-26-2018 official writ or order of seizure,or destruction,unless it is promptly replaced with insurance proceeds, collateral security of like kind and quality or restored to its former condition. The execution and delivery of this Note are required under the HOME Contract. If any provision of this Note conflicts with any provision of the HOME Contract,the Deed of Trust, or any other document evidencing the same transaction between Lender and Borrower,the provisions of the HOME Contract will govern.to the extent of the conflict. This Note will be construed under the laws of the state of Texas without regard to choice-of-law rules of any jurisdiction. This Note is a nonrecourse obligation of Borrower. Neither Borrower nor any of its general and limited partners nor any other party shall have any personal liability for repayment of the Loan described in the HOME Contract. The sole recourse of Lender under the Loan Documents for repayment of the Loan shall be theercise of its rights against the Security for Payment. [Signature Page Follows] PROMISSORY NOTE—HOME FUNDS Page 6 Riverside Senior Investments,LP rev.6-26-2018 THE HOME CONTRACT, NOTE AND THE DEED OF TRUST CONSTITUTE THE FINAL AGREEMENT OF THE PARTIES AND MAY NOT BE CONTRADICTED BY EVIDENCE OF PRIOR, CONTEMPORANEOUS, OR SUBSEQUENT ORAL AGREEMENTS OF THE PARTIES. THERE ARE NO UNWRITTEN ORAL AGREEMENTS BETWEEN THE PARTIES. RIVERSIDE SE �\ 'INVESTMENTS,LP, a Texas limited rslup By: RIVERSIDE OR DEVELOPMENT GP,LLC, a Texas'linited liability company, its General Partner By: FORT WORTH HOUSING FINANCE CORPORATION, a Texas h6Wng finance corporation, its Sole Member Aubrey Thagard,Assistant General Manager PROMISSORY NOTE—HOME FUNDS Page 7 Riverside Senior Investments,LP rev.6-26-2018 EXHIBIT "A" LEGAL DESCRIPTION BEING 8.872 ACRE TRACT SITUATED IN THE S.P. LOVING SURVEY, ABSTRACT No. 943 TARRANT COUNTY,TEXAS AND AS DESCRIBED IN A DEED TO VERTEX ASSET PARTNERS, LP. BY INSTRUMENT RECORDED IN DOCUMENT NUMBER D207175708, DEED RECORDS OF TARRANT COUNTY,TEXAS(D.R.T.C.T.)AND MORE PARTICULARLY DESCRIBED AS FOLLOW: BEGINNING AT AN "X" CUT SET IN CONCRETE FOR THE COMMON MOST EASTERLY SOUTHEAST CORNER OF SAID 8.872 ACRE TRACT, THE NORTHEAST CORNER OF LOT 1, BLOCK 1 OF PATEL ADDITION,AN ADDITION TO THE CITY OF FORT WORTH,AS SHOWN ON THE MAP RECORDED IN VOLUME 388 — 195, PAGE 68- P.R.T.C.T. AND BEING IN THE PRESENT WEST RIGHT-OF-WAY LINE OF SOUTH RIVERSIDE DRIVE (VARIABLE WIDTH RIGHT-OF-WAY); THENCE SOUTH 89'47'23" WEST ALONG THE COMMON SOUTHERLY LINE OF SAID 8.872 ACRE TRACT,THE NORTH LINE OF SAID PATEL ADDITION A DISTANCE OF 298.67 FEET TO A 5/8 INCH IRON ROD FOUND MARKING A COMMON INTERIOR ELL CORNER OF SAID 8.872 ACRE TRACT AND THE NORTHWEST CORNER OF SAID PATEL ADDITION; THENCE SOUTH 00'05'56" EAST ALONG A COMMON INTERIOR LINE OF SAID 8.872 ACRE TRACT AND THE WEST LINE OF SAID PATEL ADDITION A DISTANCE OF 149.98 FEET TO A CALLED FOR WOOD FENCE POST FOUND MARKING THE MOST SOUTHERLY SOUTHEAST CORNER OF SAID 8.872 ACRE TRACT,THE SOUTHWEST CORNER OF SAID PATEL ADDITION AND BEING IN THE NORTH LINE OF LOT 2, BLOCK 3 OF JIM ELLIS INDUSTRIAL ADDITION,AN ADDITION TO THE CITY OF FORT WORTH,AS SHOWN ON THE MAP RECORDED IN VOLUME 388-56, PAGE 28—P.R.T.C.T.; THENCE SOUTH 89'4711" WEST ALONG THE COMMON SOUTH LINE OF SAID 8.872 ACRE TRACT AND THE NORTH LINE OF LOTS 2 AND 3 OF SAID JIM ELLIS INDUSTRIAL ADDITION A DISTANCE OF 233.60 FEET TO A 5/8 INCH IRON ROD WITH A CAP STAMPED"SURVCON INC" SET,FROM WHICH A 112 INCH IRON ROD FOUND BEARS SOUTH 89'47'11"WESTA DISTANCE OF 4.0 FEET MARKING THE NORTHWEST CORNER OF SAID LOT 3 JIM ELLIS INDUSTRIAL ADDITION; THENCE NORTH 01'13'54" WEST ALONG THE COMMON WEST LINE OF SAID 8.872 ACRE TRACT, CALLED 53.52 ACRES(RESIDUE) DANIEL P. ROBINOWITZ VOLUME 4661, PAGE 479, D.R.T.C.T. AND THE EAST LINE OF LOT 13, BLOCK G OF SIERRA VISTA ADDITION, AN ADDITION TO THE CITY OF FORT WORTH,AS SHOWN ON THE MAP RECORDED IN VOLUME CABINET A, SLIDE 10694 OF THE PLAT RECORDS OF TARRANT COUNTY TEXAS(P.R.T.C.T.) A DISTANCE OF 698.87 FEET TO A 1/2 INCH IRON ROD FOUND MARKING THE COMMON NORTHWEST CORNER OF SAID 8.872 IN DOCUMENT NUMBER D206242165—D.R.T.C.T.; THENCE NORTH 53'24'36" EAST ALONG A COMMON NORTHWESTERLY LINE OF SAID 8.872 AND THE SOUTHEAST LINE OF SAID TRACT 2 A DISTANCE OF 13.74 FEET TO A 1/2 INCH IRON ROD FOUND; THENCE NORTH 58'39'52" EAST CONTINUING ALONG SAID COMMON LINE A DISTANCE OF 66.78 FEET TO AN "X" SET; THENCE NORTH 61'05'50" EAST CONTINUING ALONG SAID COMMON LINE A DISTANCE OF 19.95 FEET TO A 1/2 INCH IRON ROD FOUND MARKING THE COMMON NORTHEAST CORNER OF SAID TRACT 2 AND BEING IN THE SOUTH LINE OF LOT 10, BOCK G OF SAID SIERRA PROMISSORY NOTE—HOME FUNDS Page 8 Riverside Senior Investments,LP rev.6-26-2018 VISTA ADDITION; THENCE NORTH 88'46'53"EAST ALONG A NORTHERLY LINE OF SAID 8.872 ACRE TRACT AND THE SOUTH LINE OF SAID LOT 10 AND LOT 9, BLOCK G OF SAID SIERRA VISTA ADDITION A DISTANCE OF 54.63 FEET TO AN "X"CUT IN CONCRETE SET: THENCE NORTH 00'23'24"WEST ALONG THE MOST SOUTHERLY SOUTHEAST LINE OF SAID LOT 9 A DISTANCE OF 17.97 FEET TO A 1/2 INCH IRON ROD FOUND MARKING THE SOUTHWEST CORNER OF TRACT 1 OF SAID SIERRA VISTA L.P. THENCE ALONG THE COMMON NORTHERLY LINE OF SAID 8,872 ACRE TRACT AND THE SOUTH LINE OF SAID TRACT 1, THE FOLLOWING COURSES AND DISTANCES; NORTH 83'17'01" EAST A DISTANCE OF 46.78 FEET TO A 112 INCH IRON ROD FOUND; NORTH 88'56'48" EAST A DISTANCE OF. FEET TO AN "X" CUT FOUND: NORTH 64'37'48" EAST A DISTANCE OF 20.59 FEET TO AN "X" CUT FOUND: NORTH 40'18'48" EAST A DISTANCE OF 18.24 FEET TO A 1/2 INCH IRON ROD FOUND; NORTH 43'16'29" EAST A DISTANCE OF 8.78 FEET TO A 1/2 INCH IRON ROD FOUND IN THE COMMON NORTH LINE OF SAID 8.872 ACRE TRACTAND IN THE SOUTH LINE OF LOT 1, BLOCK G OF SAID SIERRA VISTA ADDITION; THENCE NORTH 88'47'48"EAST ALONG SAID COMMON LINE A DISTANCE OF 52.72 FEET TO Al/2 INCH IRON ROD FOUND MARKING THE COMMON NORTHEAST CORNER OF SAID 8.872 ACRE TRACT,THE SOUTHEAST CORNER OF SAID LOT 1 AND BEING IN THE PRESENT WEST RIGHT-OF-WAY LINE OF SAID SOUTH RIVERSIDE DRIVE; THENCE ALONG THE COMMON EASTERLY L OF SAID 8.872 ACRE TRACT AND THE PRESENT WESTERLY RIGHT-OF-WAY LINE SAID SOUTH RIVERSIDE DRIVE THE FOLLOWING COURSES AND DISTANCES: SOUTH 00'05'16" EAST A DISTANCE OF 49.50 FEET TO A 5/8 INCH IRON ROD WITH A CAP STAMPED"SURVCON INC" SET; SOUTH 00'53'44"WESTA DISTANCE OF 99.70 FEET TO A 5/8 INCH IRON ROD FOUND; SOUTH 02'02'53"WEST A.DISTANCE OF 99.00 FEET TO A 5/8 INCH IRON ROD FOUND; SOUTH 02'54'30"WEST A DISTANCE OF 99.95 FEET TO A 5/8 INCH IRON ROD WITH A CAP STAMPED"SURVCON INC" SET; SOUTH 04'09'02"WEST A DISTANCE OF 99.72 FEET TO A 5/8 INCH IRON ROD FOUND; SOUTH 04'38'41"WEST A DISTANCE OF 99.34 FEET TO A 5/8 INCH IRON ROD FOUND; SOUTH 05'51'17"WEST A DISTANCE OF 114.00 FEET TO THE POINT OF BEGINNING AND CONTAINING 8.872 ACRES OF LAND, MORE OR LESS. PROMISSORY NOTE—HOME FUNDS Page 9 Riverside Senior Investments,LP rev.6-26-2018 NOTICE OF CONFIDENTIALITY RIGHTS: IF YOU ARE A NATURAL PERSON, YOU MAY REMOVE OR STRIKE ANY OR ALL OF THE FOLLOWING INFORMATION FROM ANY INSTRUMENT THAT TRANSFERS AN INTEREST IN REAL PROPERTY BEFORE IT IS FILED FOR RECORD IN THE PUBLIC RECORDS: YOUR SOCIAL SECURITY NUMBER OR YOUR DRIVER'S LICENSE NUMBER. Deed of Trust Security Agreement - Financing Statement HOME Funds Terms Date: June 27, 2018 Grantor: Riverside Senior Investments, LP, a Texas limited partnership Grantor's Mailing Address: Riverside Senior Investments, LP C/O Fort Worth Housing Finance Corporation 200 Texas Street Fort Worth, TX 76102 Tarrant County With a copy to: Vicki Smith Ganske Senior Assistant City Attorney City Attorney's Office City of Fort Worth 200 Texas Street Fort Worth, Texas 76102 With a copy to: Banyi Riverside, LLC c/o Jay Oji 3030 LBJ Freeway 41350 Dallas, Texas 75234 Trustee: Vicki S. Ganske or Leann D. Guzman DEED OF TRUST—HOME FUNDS Page 1 Riverside Senior Investments,LP Rev.6-26-2018 Trustee's Mailing Address: The City Attorney's Office The City of Fort Worth 200 Texas Street Fort Worth TX 76102 Tarrant County Lender: City of Fort Worth, a Texas municipal corporation Lender's Mailing Address: City of Fort Worth Neighborhood Services Department Attn: Assistant Director 200 Texas Street Fort Worth, Texas 76102 Tarrant County Loan Authority: The loan evidenced by the Note (the "Loan") and secured by this Deed of Trust Security Agreement — Financing Statement ("Deed of Trust") is being made pursuant to the HOME Investment Partnerships Program authorized under Title II of the Cranston-Gonzales National Affordable Housing Act of 1990, as amended, 42 USC 12701 et seq.(the"HOME Program")and the HOME Investment Partnership Program Final Rule, as amended, 24 CFR Part 92 et seq. (the "HOME Regulations")with HOME funds for the development of the Sphinx at Sierra Vista Senior Villas, a senior multifamily complex located in Fort Worth Texas (the "project"), all as more particularly described in a HOME Contract, City Secretary Contract No. 50852 between Grantor and Lender for the Loan (the "HOME Contract"). Obligations Note Date: June 27, 2018 Original principal amount: $1,100,000.00 Borrower: Riverside Senior Investments, LP Lender: City of Fort Worth Final Payment Date: The same date as the maturity date of the senior indebtedness more particularly defined in the subordination agreement among Borrower's senior construction and permanent lenders ("Senior Lender",whether one or more), Grantor and Lender outlining the relative priorities of Grantor's senior debt("Senior Indebtedness")for the project and the Loan("Subordination Agreement"). DEED OF TRUST—HOME FUNDS Page 2 Riverside Senior Investments,LP Rev. 6-26-2018 Maturity Date: Termination of the Affordability Period more particularly defined in the HOME Contract Terms of Payment: As provided in the Note In addition,Obligations shall include compliance by Grantor with the requirements of the HOME Program for the 20 year Affordability Period more particularly described in Section F. below. Property (including any improvements): Being an 8.872 acre tract of land situated in the S.P. Loving Survey, Abstract No. 943,Tarrant County,Texas,and as described in a deed to Vertex Asset Partners,L.P. by instrument recorded in Document Number D207175708,Deed Records of Tarrant County, Texas, as more particularly described by metes and bounds in the attached Exhibit"A", incorporated herein by reference for all purposes Together with the following personal property to the extent owned by Grantor: All fixtures, supplies, building materials, and other goods of every nature now or hereafter located,used,or intended to be located or used on the Property; All plans and specifications for development of or construction of improvements on the Property; All contracts and subcontracts relating to the construction of improvements on the Property; All accounts, contract rights, instruments, documents, general intangibles, and chattel paper arising from or by virtue of any transactions relating to the Property; All permits, licenses, franchises, certificates, and other rights and privileges obtained in connection with the Property; All proceeds payable or to be payable under each policy of insurance relating to the Property; and All products and proceeds of the foregoing. Notwithstanding any other provision in this Deed of Trust,the term"Property"does not include personal effects used primarily for personal, family, or household purposes. In addition to creating a deed-of-trust lien on the Property described above, Grantor also grants to Lender a security interest in all of the above-described personal property pursuant to and to the extent permitted by the Texas Uniform Commercial Code. Prior Liens: It is contemplated that the lien created by this Deed of Trust will and shall be subject and subordinate in all respects to the liens, terms, covenants and conditions of the Senior DEED OF TRUST—HOME FUNDS Page 3 Riverside Senior Investments,LP Rev.6-26-2018 Indebtedness, to the extent and in the manner provided in certain Subordination Agreement. This Deed of Trust is and shall be subject and subordinate in all respects to the liens,terms,covenants and conditions of the loan documents evidencing the Senior Indebtedness("Senior Loan Documents")as more fully set forth in the Subordination Agreement. The rights and remedies of Lender and each subsequent assignee ofthe lien under this Deed of Trust are subject to the restrictions and limitations set forth in the Subordination Agreement. Subject to the terms of the Subordination Agreement and to waiver,notice,grace and cure period, if any, provided in the Senior Loan Documents, if default occurs in payment of any part of principal or interest of the Senior Indebtedness, or in observance of any covenants of the Senior Loan Documents,the entire debt secured by this Deed of Trust will immediately become payable at the option of Lender to the extent permitted by the Subordination Agreement. Other Exceptions to Conveyance and Warranty: The Permitted Exceptions set forth on Exhibit"B"attached hereto and incorporated herein for all purposes,to the extent that they relate to the Property. For value received and to secure performance of the Obligations,Grantor conveys the Property to Trustee in trust. Grantor warrants and agrees to defend the title to the Property, subject to the Other Exceptions to Conveyance and Warranty. On the first to occur of(i) execution of a Leasehold Deed of Trust Security Agreement—Financing Statement (the "Leasehold Deed of Trust") relating to a Ground Lease on the real property between the Fort Worth Housing Finance Corporation as Landlord and Grantor as Tenant or (ii) on performance of the Obligations, including payment of the Loan and all other amounts secured by this Deed of Trust,and performance of the requirements of the HOME Program, this Deed of Trust will have no further effect,and Lender will release it at Grantor's expense. Clauses and Covenants A. Grantor's Obligations Grantor agrees to- 1. defend title to the Property subject to the Other Exceptions to Conveyance and Warranty and preserve the lien's priority as it is established in this Deed of Trust; 2. obey all laws,ordinances,and restrictive covenants applicable to the Property; 3. if the lien of this Deed of Trust is not a first lien, pay or cause to be paid all prior lien notes pursuant to their respective terms and abide by or cause to be abided by all prior lien instruments; and DEED OF TRUST—HOME FUNDS Page 4 Riverside Senior Investments,LP Rev.6-26-2018 4. notify Lender of any change of address. Grantor agrees not to- t. do or permit anything to be done that will impair the security of this Deed of Trust; or B. Lender's Rights 1. Lender or Lender's mortgage servicer may appoint in writing a substitute trustee, succeeding to all rights and responsibilities of Trustee. 2. If the proceeds of the Loan are used to pay any debt secured by prior liens, Lender is subrogated to all the rights and liens of the holders of any debt so paid, subject to the Subordination Agreement. 3. Notwithstanding the terms of the Note to the contrary,and unless applicable law prohibits,all payments received by Lender from Grantor with respect to the Obligations or this Deed of Trust may, at Lender's discretion,be applied first to amounts payable under this Deed of Trust and then to amounts due and payable to Lender with respect to the Obligations, to be applied to late charges, principal, or interest in the order Lender in its discretion determines. 4. If Grantor fails to perform any of Grantor's obligations under this Deed of Trust,subject to prior written notice and cure period,Lender may perform those obligations and be reimbursed by Grantor on demand for any amounts so paid, including reasonable attorney's fees,plus interest on those amounts from the dates of payment at the rate stated in the Note for matured,unpaid amounts.The amount to be reimbursed will be secured by this Deed of Trust. 5. If there is a default on the Obligations or if Grantor fails to perform any of Grantor's obligations under this Deed of Trust and the default continues after any required notice of the default and the time allowed to cure, Lender may- a. declare any unpaid principal balance and earned interest on the Obligations immediately due; b. direct Trustee to foreclose this lien,in which case Lender or Lender's agent will cause notice of the foreclosure sale to be given as provided by the Texas Property Code as then in effect; and C. purchase the Property at any foreclosure sale by offering the highest bid and then have the bid credited on the Obligations. Notwithstanding anything to the contrary,if a monetary event of default occurs under the terms of any of the Loan documents,as defined in the HOME Contract,prior to exercising any remedies Lender shall give Grantor and each of the general and limited partners of Grantor, DEED OF TRUST—HOME FUNDS Page 5 Riverside Senior Investments,LP Rev.6-26-2018 as identified in the Amended and Restated Agreement Limited Partnership Agreement (the "Partnership Agreement"),simultaneous written notice of such default. Grantor and each of the general and limited partners on behalf of Grantor shall have a period of 15 days after such notice is given within which to cure the default prior to exercise of remedies by Lender under the Loan documents. Notwithstanding anything to the contrary, if a non-monetary event of default occurs under the terms of any of the Loan documents,prior to exercising any remedies, Lender shall give Grantor and each of the general and limited partners of the Grantor, as identified in the Partnership Agreement, simultaneous written notice of such default. If the default is reasonably capable of being cured within 30 days, Grantor and each of the general and limited partners on behalf of Grantor shall have such period to effect a cure prior to exercise of remedies by Lender under the Loan documents. If the default is such that it is not reasonably capable of being cured within 30 days, and if Grantor or each of the general and limited partners on behalf of Grantor(a)initiates corrective action within said period,and(b) diligently,continually,and in good faith works to effect a cure as soon as possible,then Grantor or each of the general and limited partners on behalf of Grantor shall have such additional time as is reasonably necessary to cure the default prior to exercise of any remedies by Lender. In no event shall Lender be precluded from exercising remedies if its security becomes or is about to become materially jeopardized by any failure to cure a default or the default is not cured within 180 days after the first notice of default is given. 6. Lender may remedy any default without waiving it and may waive any default without waiving any prior or subsequent default. 7. If Grantor fails to perform any of its obligations, covenants, or agreements under the HOME Contract or this Deed of Trust,Lender may do any act it deems reasonably necessary to cure such failure. During an event of default, Lender may enter the Premises with or without notice and do anything that Lender reasonably deems necessary or prudent to do. 8. If Lender elects to make any payments or do any act or thing required to be paid or done by Grantor under the Loan Documents,any sums advanced by Lender are a part of the Obligations. C. Trustee's Rights and Duties If directed by Lender to foreclose this lien,Trustee will- 1. either personally or by agent give notice of the foreclosure sale as required by the Texas Property Code as then in effect; 2. sell and convey all or part of the Property "AS IS" to the highest bidder for cash with a general warranty binding Grantor, subject to the Prior Lien and to the Other DEED OF TRUST—HOME FUNDS Page 6 Riverside Senior Investments,LP Rev.6-26-2018 Exceptions to Conveyance and Warranty and without representation or warranty,express or implied, by Trustee; 3. from the proceeds of the sale, pay, in this order- a. expenses of foreclosure, including a reasonable commission to Trustee; b. to Lender,the full amount ofprincipal,interest,reasonable attorney's fees, and other charges due and unpaid; C. any amounts required by law to be paid before payment to Grantor; and d. to Grantor, any balance; and 4. be indemnified, held harmless, and defended by Lender against all costs, expenses,and liabilities incurred by Trustee for acting in the execution or enforcement of the trust created by this Deed of Trust, which includes all court and other costs, including reasonable attorney's fees, incurred by Trustee in defense of any action or proceeding taken against Trustee in that capacity. D. General Provisions 1. If any of the Property is sold under this Deed of Trust, Grantor must immediately surrender possession to the purchaser. If Grantor fails to do so, Grantor will become a tenant at sufferance of the purchaser, subject to an action for forcible detainer. 2. Recitals in any trustee's deed conveying the Property will be presumed to be true, absent evidence to the contrary. 3. Proceeding under this Deed of Trust, filing suit for foreclosure, or pursuing any other remedy will not constitute an election of remedies. 4. This lien will remain superior to liens later created even if the time of payment of all or part of the Obligations is extended or part of the Property is released. 5. If any portion of the Obligations cannot be lawfully secured by this Deed of Trust,payments will be applied first to discharge that portion. 6. Subject to the rights of senior lien holders, Grantor assigns to Lender all amounts payable to or received by Grantor from condemnation of all or part of the Property, from private sale in lieu of condemnation, and from damages caused by public works or construction on or near the Property. After deducting any expenses incurred, including reasonable attorney's fees and court and other costs,Lender will either release any remaining amounts to Grantor or apply such amounts to reduce the Obligations and any excess proceeds shall be paid to Grantor. Lender will not be liable for failure to collect or to exercise DEED OF TRUST—HOME FUNDS Page 7 Riverside Senior Investments,LP Rev.6-26-2018 diligence in collecting any such amounts.Grantor will immediately give Lender notice of any actual or known threatened proceedings for condemnation of all or part of the Property. Notwithstanding the above,in the event of any fire or other casualty to the Property or eminent domain proceedings resulting in condemnation of the Property or any part thereof, Grantor shall have the right to rebuild the Property, and to use all available insurance or condemnation proceeds therefor, provided that (a) such proceeds are sufficient to keep the Obligations in balance and rebuild the Property in a manner that provides adequate security to Lender for repayment or performance of the Obligations or if such proceeds are insufficient then Grantor shall have funded any deficiency,(b)Lender shall have the right to approve plans and specifications for any major rebuilding and the right to approve disbursements of insurance or condemnation proceeds for rebuilding under a construction escrow or similar arrangement, and(c)no material default then exists under the Loan documents other than attributable to the casualty or condemnation. If the casualty or condemnation affects only part of the Property and total rebuilding is infeasible, then proceeds may be used for partial rebuilding and partial repayment of the Obligations in a manner that provides adequate security to Lender for repayment of the remaining balance of the Obligations,and any excess proceeds shall be paid to Grantor. 7. Subject to the rights of senior lien holders, Grantor assigns to Lender absolutely, not only as collateral, all present and future rent and other income and receipts from the Property. Grantor may as Lender's licensee collect rent and other income and receipts as long as Grantor is not in default with respect to the Obligation or this Deed of Trust. Subject to the terms of the Loan documents, Grantor will apply all rent and other income and receipts to payment of the Obligations and performance of this Deed of Trust, but if the rent and other income and receipts exceed the amount due with respect to the Obligations and the Deed of Trust, Grantor may retain the excess. If Grantor defaults in payment or performance of the Obligations or performance of this Deed of Trust,Lender may terminate Grantor's license to collect rent and other income and then as Grantor's agent may rent the Property and collect all rent and other income and receipts. Lender neither has nor assumes any obligations as lessor or landlord with respect to any occupant of the Property. Lender may exercise Lender's rights and remedies under this paragraph without taking possession of the Property. Lender will apply all rent and other income and receipts collected under this paragraph first to expenses incurred in exercising Lender's rights and remedies and then to Grantor's obligations with respect to the Obligations and this Deed of Trust in the order determined by Lender. Lender is not required to act under this paragraph, and acting under this paragraph does not waive any of Lender's other rights or remedies. 8. Interest on the debt secured by this Deed of Trust will not exceed the maximum amount of non-usurious interest that may be contracted for, taken, reserved, charged, or received under law. Any interest in excess of that maximum amount will be credited on the principal of the debt or,if that has been paid,refunded. On any acceleration or required or permitted prepayment,any excess interest will be canceled automatically as of the acceleration or prepayment or,if already paid,credited on the principal of the debt or,if DEED OF TRUST—HOME FUNDS Page 8 Riverside Senior Investments,LP Rev.6-26-2018 the principal of the debt has been paid,refunded. This provision overrides any conflicting provisions in this and all other instruments concerning the debt. 9. In no event may this Deed of Trust secure payment of any debt that may not lawfully be secured by a lien on real estate or create a lien otherwise prohibited by law. 10. When the context requires, singular nouns and pronouns include the plural. 11. The term Note includes all extensions, modifications, and renewals of the Note and all amounts secured by this Deed of Trust. 12. Grantor agrees to(a)keep at Grantor's address,or such other place as Lender may approve,accounts and records reflecting the operation of the Property and copies of all written contracts,leases,and other instruments that affect the Property;(b)prepare financial accounting records in compliance with generally accepted accounting principles consistently applied;and(c),at Lender's request on reasonable notice from time to time,permit Lender to examine and make copies of such books,records,contracts,leases,and other instruments at any reasonable time. 13. Grantor agrees to deliver to Lender, at Lender's request from time to time, internally prepared financial statements of Grantor and any guarantor of the Note prepared in accordance with generally accepted accounting principles consistently applied, in detail reasonably satisfactory to Lender and certified to be materially true and correct by the chief financial officer of Grantor or its certified public accountant, as applicable. 14. If Lender orders an appraisal of the Property while a default exists or to comply with legal requirements affecting Lender, Grantor, at Lender's request, agrees to reimburse Lender for the reasonable cost of any such appraisal. If Grantor fails to reimburse Lender for any such appraisal within 20 days of Lender's written request, that failure is a default under this Deed of Trust. 15. Grantor agrees to allow Lender or Lender's agents to enter the Property at reasonable times and inspect it and any personal property in which Lender is granted a security interest by this Deed of Trust. 16. Grantor may not sell,transfer,or otherwise dispose of any Property,whether voluntarily or by operation of law, except for transfer to the landlord, condemnation, or to obtain utility easements,without the prior written consent of Lender.If granted,consent may be conditioned upon(a)the grantee's integrity, reputation, character, creditworthiness, and management ability being satisfactory to Lender;and(b)the grantee's executing,before such sale, transfer, or other disposition, a written assumption agreement containing any terms Lender may reasonably require,such as a principal pay down on the Obligations,an increase in the rate of interest payable with respect to the Obligations, a transfer fee, or any other DEED OF TRUST—HOME FUNDS Page 9 Riverside Senior Investments,LP Rev.6-26-2018 modification of the Note,this Deed of Trust,or any other instruments evidencing or securing the Obligations. 17. Grantor may not cause or permit any Property to be encumbered by any liens, security interests,or encumbrances other than the liens securing the Obligations including the Senior Indebtedness,and the liens securing ad valorem taxes not yet due and payable and the Permitted Exceptions without the prior written consent of Lender.If granted,consent may be conditioned upon Grantor's executing, before granting such lien, a written modification agreement containing any terms Lender may require, such as a principal pay down on the Obligations, an increase in the rate of interest payable with respect to the Obligations, an approval fee, or any other modification of the Note, this Deed of Trust, or any other instruments evidencing or securing the Obligations. Lender hereby specifically approves the execution of the (i) proposed Declaration of Land use Restrictive Covenants ("LURA") which will be executed by Grantor on the form required by the Texas Department of Housing and Community Affairs ("TDHCA") , (ii) the Regulatory Agreement and Declaration of Restrictive Covenants("Regulatory Agreement")which will be executed by Grantor on the form required by Tarrant County HFC, and (iii)the Deed Restriction, as more particularly described in the Home Contract. Approval of the LURA shall be reflected by Lender's execution of the form of Consent and Subordination of Lienholder which is required by the TDHCA. 18. Grantor may not grant any lien, security interest, or other encumbrance (a "Subordinate Instrument")covering the Property that is subordinate to the liens created by this Deed of Trust without the prior written consent of Lender If granted, consent for a Subordinate Instrument may be conditioned upon the Subordinate Instrument's containing express covenants to the effect that- a. the Subordinate Instrument is unconditionally subordinate to this Deed of Trust; b. if any action is instituted to foreclose or otherwise enforce the Subordinate Instrument, no action may be taken that would terminate any occupancy or tenancy without the prior written consent of Lender, and that consent, if granted, may be conditioned in any manner Lender determines; C. rents,if collected by or for the holder of the Subordinate Instrument,will be applied first to the payment of the Obligations then due and to expenses incurred in the ownership,operation,and maintenance of the Property in any order Lender may determine, before being applied to any indebtedness secured by the Subordinate Instrument; d. written notice of default under the Subordinate Instrument and written notice of the commencement of any action to foreclose or otherwise enforce the Subordinate Instrument must be given to Lender concurrently with or immediately after the occurrence of any such default or commencement;and DEED OF TRUST—HOME FUNDS Page 10 Riverside Senior Investments,LP Rev.6-26-2018 e. in the event of the bankruptcy of Grantor,all amounts due on or with respect to the Obligations and this Deed of Trust will be payable in full before any payments on the indebtedness secured by the Subordinate Instrument. Lender acknowledges and agrees that,in the event of a foreclosure of its interest under this Deed of Trust, the following rule contained in Section 42(h)(6)(E)(ii) of the Internal Revenue Code (the "Code") shall apply: For a period of 3 years from the date of foreclosure, with respect to any unit that had been regulated by the LURA,(i)none of the eligible tenants occupying those units at the time of foreclosure may be evicted or their tenancy terminated (other than for good cause), and (ii) no rent for said units may be increased except as otherwise permitted under Section 42 of the Code. Grantor may not cause or permit any of the following events to occur without the prior written consent of Lender: if Grantor is (a) a corporation, the dissolution of the corporation or the sale,pledge, encumbrance, or assignment of any shares of its stock;(b)a limited liability company,the dissolution of the company or the sale,pledge,encumbrance, or assignment of any of its membership interests; (c)a general partnership or joint venture, the dissolution of the partnership or venture or the sale,pledge,encumbrance,or assignment of any of its partnership or joint venture interests,or the withdrawal from or admission into it of any general partner or joint venturer;or(d)a limited partnership,(1)the dissolution of the partnership,(2)the sale,pledge,encumbrance,or assignment of any of its general partnership interests,or the withdrawal from or admission into it of any general partner,or(3)except for a limited partnership interest in a low income housing project, the withdrawal from or admission into it of any controlling limited partner or partners. If granted, consent may be conditioned upon(a)the integrity,reputation,character,creditworthiness,and management ability of the person succeeding to the ownership interest in Grantor(or security interest in such ownership)being reasonably satisfactory to Lender;and(b)the execution,before such event, by the person succeeding to the interest of Grantor in the Property or ownership interest in Grantor (or security interest in such ownership) of a written modification or assumption agreement containing such terms as Lender may reasonably require, such as a principal pay down on the Obligations,an increase in the rate of interest payable with respect to the Obligations,a transfer fee,or any other modification of the Note,this Deed of Trust,or any other instruments evidencing or securing the Obligations. Notwithstanding anything to the contrary herein, neither the withdrawal, removal, replacement, and/or addition of a general partner or Special Limited Partner of the Grantor pursuant to the terns of the Partnership Agreement,nor the withdrawal,replacement,and/or addition of any of Grantor's limited partners or its limited partner's general partners or members, shall constitute a default under any of the Loan documents, and any such actions shall not accelerate the maturity of the Loan,provided that any required substitute Grantor's general partner or Special Limited Partner is reasonably acceptable to Lender and is selected with reasonable promptness. Any substitute general partner or Special Limited Partner that is an affiliate of Grantor's limited partner is hereby deemed acceptable to Lender. Any DEED OF TRUST—HOME FUNDS Page 11 Riverside Senior Investments,LP Rev.6-26-2018 amendment to the Partnership Agreement which does not affect the financial terms of the Partnership Agreement and does not otherwise adversely affect Lender's security interest in the Property shall not constitute a default under and of the Loan documents. Further,none of the actions described in this paragraph will constitute a material change in ownership which would trigger termination of the HOME Contract. 19. Except as permitted in Section 5.6.1.10 of the HOME Contract or otherwise related to the project (including to secure the Senior Indebtedness), Grantor agrees not to grant any lien or security interest in the Property or to permit any junior encumbrance to be recorded or any claim to otherwise become an encumbrance against the Property other than the proposed LURA,Regulatory Agreement,Deed Restriction,and any other lien or security interest approved in advance by Lender. If an involuntary encumbrance is filed against the Property, Grantor agrees, within 30 days of actual notice, to either remove the involuntary encumbrance or insure against it or provide a bond acceptable to Lender against the involuntary encumbrance. 20. This Deed of Trust binds,benefits,and may be enforced by the successors in interest of all parties. 21. If Grantor and Borrower are not the same person,the term Grantor includes Borrower. 22. Grantor and each surety,endorser,and guarantor of the Obligations waive all demand for payment, presentation for payment, notice of intention to accelerate maturity, notice of acceleration of maturity, protest, and notice of protest,to the extent permitted by law. 23. Grantor agrees to pay reasonable attorney's fees,trustee's fees,and court and other costs of enforcing Lender's rights under this Deed of Trust if this Deed of Trust is placed in the hands of an attorney for enforcement. 24. If any provision of this Deed of Trust is determined to be invalid or unenforceable,the validity or enforceability of any other provision will not be affected. 25. The term Lender includes any mortgage servicer for Lender. 26. The debt and the performance secured by this Deed of Trust is a nonrecourse obligation of Borrower. Neither Borrower nor any of its general and limited partners nor any other party shall have any personal liability for repayment of the Loan described in the HOME Contract. The sole recourse of Lender under the Loan documents for repayment of the Loan or performance of any of the Obligations shall be the exercise of its right against the security for payment as defined in the Note. DEED OF TRUST—HOME FUNDS Page 12 Riverside Senior Investments,LP Rev.6-26-2018 E. Construction Loan Mortgage 1. This Deed of Trust is a "construction mortgage" within the meaning of Section 9.334 of the Texas Business and Commerce Code. The liens and security interests created and granted by this Deed of Trust secure an obligation incurred for the construction of improvements on land, including the acquisition costs of the Property. 2. Grantor agrees to comply with the terms, covenants and conditions of the HOME Contract which requires the Note and this Deed of Trust. All advances made by Lender under the HOME Contract will be indebtedness of Grantor secured by the liens created by this Deed of Trust,and such advances are conditioned as provided in the HOME Contract. 3. All amounts disbursed by Lender before completion of the improvements to protect the security of this Deed of Trust up to the principal amount of the Note will be treated as disbursements under the HOME Contract. All such amounts will bear interest from the date of disbursement at the rate stated in the Note,unless collections from Grantor of interest at that rate would be contrary to applicable law,in which event such amounts will bear interest at the rate stated in the Note for matured,unpaid amounts and will be payable on notice from Lender to Grantor requesting payment. 4. From time to time as Lender deems reasonably necessary to protect Lender's interests, Grantor will,on request of Lender, execute and deliver to Lender,in such form as Lender directs but subject to the rights of any senior lien holders,assignments of any and all rights or claims that relate to the construction of improvements on the Property. 5. In case of breach by Grantor of the terms, covenants and conditions of the HOME Contract,Lender, at its option, subject to applicable notice,grace and cure periods, with or without entry on the Property,may(a)invoke any of the rights or remedies provided in the HOME Contract,(b)accelerate the amounts secured by this Deed of Trust and invoke the remedies provided in this Deed of Trust, or (c) do both. F. THIS CONVEYANCE IS MADE AND ACCEPTED SUBJECT TO THE FOLLOWING CONDITIONS AND RESTRICTIONS: The Note secured by this Deed of Trust is the Note required in the HOME Contract, and has been executed and delivered in accordance with the HOME Contract. The funds advanced by Lender are HOME funds and the HOME Contract requires that the 13 residential rental units in the project located on the Property must qualify and remain affordable rental housing in accordance with the HOME Program and the HOME Regulations for the 20 year Affordability Period more particularly defined in the HOME Contract. The Obligations described in the HOME Contract evidenced by the Note and secured by this Deed of Trust will be in default if the 13 HOME-assisted residential rental units in the project more particularly described in DEED OF TRUST—HOME FUNDS Page 13 Riverside Senior Investments,LP Rev.6-26-2018 the HOME Contract do not remain affordable rental housing for the duration of the Affordability Period, subject to the next available unit rule. This Deed of Trust has also been executed and delivered pursuant to the terms of the HOME Contract. Grantor agrees to perform each and every obligation set forth therein and will not permit a default to occur thereunder. Any default in the performance of Grantor's obligations under the terms of the HOME Contract or the HOME Program or HOME Regulations shall be deemed a default in the terms of the Note and Lender may invoke any remedies provided herein for default. THE HOME CONTRACT, THE NOTE AND THIS DEED OF TRUST CONSTITUTE THE FINAL AGREEMENT OF THE PARTIES AND MAY NOT BE CONTRADICTED BY EVIDENCE OF PRIOR, CONTEMPORANEOUS, OR SUBSEQUENT ORAL AGREEMENTS OF THE PARTIES. THERE ARE NO UNWRITTEN ORAL AGREEMENTS BETWEEN THE PARTIES. [SIGNATURE AND NOTARIZATION FOLLOW] [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK] DEED OF TRUST—HOME FUNDS Page 14 Riverside Senior Investments,LP Rev.6-26-2018 RIVERSIDE SENIOR INVESTMENTS, LP a Texas limited partnership By: RIVERSIDE SENIOR DEVELOPMENT GP,LLC, a Texas limited liability company, its General Partner By: FORT WORTH HOUSING FINANCE CORPORATION, a Texas housing finance corporation, its Sole Member By: Aubrey Thagard Assistant General Manager STATE OF TEXAS § COUNTY OF TARRANT § This instrument was acknowledged before me on , 2018, by Aubrey Thagard, Assistant General Manager of the Fort Worth Housing Finance Corporation., a Texas housing finance corporation, on behalf of said corporation, Sole Member of Riverside Senior Development GP, LLC, a Texas limited liability company, General Partner of Riverside Senior Investments, LP, a Texas limited partnership. Notary Public, State of Texas AFTER RECORDING RETURN TO: City of Fort Worth City Attorney's Office Attention: Vicki S. Ganske 200 Texas Street Fort Worth,Texas 76102 DEED OF TRUST—HOME FUNDS Page 15 Riverside Senior Investments,LP Rev.6-26-2018 Exhibit "A" Legal Description BEING 8.872 ACRE TRACT SITUATED IN THE S.P. LOVING SURVEY, ABSTRACT No. 943 TARRANT COUNTY,TEXAS AND AS DESCRIBED IN A DEED TO VERTEX ASSET PARTNERS, LP. BY INSTRUMENT RECORDED IN DOCUMENT NUMBER D207175708,DEED RECORDS OF TARRANT COUNTY,TEXAS(D.R.T.C.T.)AND MORE PARTICULARLY DESCRIBED AS FOLLOW: BEGINNING AT AN "X" CUT SET IN CONCRETE FOR THE COMMON MOST EASTERLY SOUTHEAST CORNER OF SAID 8.872 ACRE TRACT, THE NORTHEAST CORNER OF LOT 1, BLOCK 1 OF PATEL ADDITION,AN ADDITION TO THE CITY OF FORT WORTH,AS SHOWN ON THE MAP RECORDED IN VOLUME 388 — 195, PAGE 68- P.R.T.C.T. AND BEING IN THE PRESENT WEST RIGHT-OF-WAY LINE OF SOUTH RIVERSIDE DRIVE (VARIABLE WIDTH RIGHT-OF-WAY); THENCE SOUTH 89'47'23" WEST ALONG THE COMMON SOUTHERLY LINE OF SAID 8.872 ACRE TRACT,THE NORTH LINE OF SAID PATEL ADDITION A DISTANCE OF 298.67 FEET TO A 5/8 INCH IRON ROD FOUND MARKING A COMMON INTERIOR ELL CORNER OF SAID 8.872 ACRE TRACT AND THE NORTHWEST CORNER OF SAID PATEL ADDITION; THENCE SOUTH 00'05'56" EAST ALONG A COMMON INTERIOR LINE OF SAID 8.872 ACRE TRACT AND THE WEST LINE OF SAID PATEL ADDITION A DISTANCE OF 149.98 FEET TO A CALLED FOR WOOD FENCE POST FOUND MARKING THE MOST SOUTHERLY SOUTHEAST CORNER OF SAID 8.872 ACRE TRACT,THE SOUTHWEST CORNER OF SAID PATEL ADDITION AND BEING IN THE NORTH LINE OF LOT 2, BLOCK 3 OF JIM ELLIS INDUSTRIAL ADDITION,AN ADDITION TO THE CITY OF FORT WORTH,AS SHOWN ON THE MAP RECORDED IN VOLUME 388-56, PAGE 28—P.R.T.C.T.; THENCE SOUTH 89'4711" WEST ALONG THE COMMON SOUTH LINE OF SAID 8.872 ACRE TRACTAND THE NORTH LINE OF LOTS 2 AND 3 OF SAID JIM ELLIS INDUSTRIAL ADDITION A DISTANCE OF 233.60 FEET TO A 5/8 INCH IRON ROD WITH A CAP STAMPED"SURVCON INC" SET, FROM WHICH A 1/2 INCH IRON ROD FOUND BEARS SOUTH 89'47'11"WEST DISTANCE OF 4.0 FEET MARKING THE NORTHWEST CORNER OF SAID LOT 3 JIM ELLIS INDUSTRIAL ADDITION; THENCE NORTH 01'13'54" WEST ALONG THE COMMON WEST LINE OF SAID 8.872 ACRE TRACT,CALLED 53.52 ACRES(RESIDUE)DANIEL P. ROBINOWITZ VOLUME 4661, PAGE 479, D.R.T.C.T. AND THE EAST LINE OF LOT 13, BLOCK G OF SIERRA VISTA ADDITION, AN ADDITION TO THE CITY OF FORT WORTH,AS SHOWN ON THE MAP RECORDED IN VOLUME CABINET A, SLIDE 10694 OF THE PLAT RECORDS OF TARRANT COUNTY TEXAS(P.R.T.C.T.) A DISTANCE OF 698.87 FEET TO A 1/2 INCH IRON ROD FOUND MARKING THE COMMON NORTHWEST CORNER OF SAID 8.872 IN DOCUMENT NUMBER D206242165—D.R.T.C.T.; THENCE NORTH 53'24'36" EAST ALONG A COMMON NORTHWESTERLY LINE OF SAID 8.872 AND THE SOUTHEAST LINE OF SAID TRACT 2 A DISTANCE OF 13.74 FEET TO A 1/2 INCH IRON ROD FOUND; THENCE NORTH 58'39'52" EAST CONTINUING ALONG SAID COMMON LINE A DISTANCE OF 66.78 FEET TO AN "X" SET; THENCE NORTH 61'05'50"EAST CONTINUING ALONG SAID COMMON LINEA DISTANCE OF 19.95 FEET TO A 1/2 INCH IRON ROD FOUND MARKING THE COMMON NORTHEAST CORNER OF SAID TRACT 2 AND BEING IN THE SOUTH LINE OF LOT 10, BOCK G OF SAID SIERRA VISTA ADDITION; DEED OF TRUST—HOME FUNDS Page 16 Riverside Senior Investments,LP Rev.6-26-2018 THENCE NORTH 88'46'53"EAST ALONG A NORTHERLY LINE OF SAID 8.872 ACRE TRACT AND THE SOUTH LINE OF SAID LOT 10 AND LOT 9, BLOCK G OF SAID SIERRA VISTA ADDITION A DISTANCE OF 54.63 FEET TO AN "X"CUT IN CONCRETE SET; THENCE NORTH 00'23'24"WEST ALONG THE MOST SOUTHERLY SOUTHEAST LINE OF SAID LOT 9 A DISTANCE OF 17.97 FEET TO A 1/2 INCH IRON ROD FOUND MARKING THE SOUTHWEST CORNER OF TRACT 1 OF SAID SIERRA VISTA L.P. THENCE ALONG THE COMMON NORTHERLY LINE OF SAID 8.872 ACRE TRACT AND THE SOUTH LINE OF SAID TRACT 1, THE FOLLOWING COURSES AND DISTANCES; NORTH 83'17'01" EAST A DISTANCE OF 46.78 FEET TO A 1/2 INCH IRON ROD FOUND; NORTH 88'56'48" EAST A DISTANCE OF 308.44 FEET TO AN "X" CUT FOUND: NORTH 64'37'48" EAST A DISTANCE OF 20.59 FEET TO AN "X" CUT FOUND: NORTH 40'18'48" EAST A DISTANCE OF 18.24 FEET TO A 1/2 INCH IRON ROD FOUND; NORTH 43'16'29" EAST A DISTANCE OF 8.78 FEET TO A 1/2 INCH IRON ROD FOUND IN THE COMMON NORTH LINE OF SAID 8.872 ACRE TRACT AND IN THE SOUTH LINE OF LOT 1, BLOCK G OF SAID SIERRA VISTA ADDITION; THENCE NORTH 88'47'48"EAST ALONG SAID COMMON LINEA DISTANCE OF 52.72 FEET TO A 1/2 INCH IRON ROD FOUND MARKING THE COMMON NORTHEAST CORNER OF SAID 8.872 ACRE TRACT,THE SOUTHEAST CORNER OF SAID LOT 1 AND BEING IN THE PRESENT WEST RIGHT-OF-WAY LINE OF SAID SOUTH RIVERSIDE DRIVE; THENCE ALONG THE COMMON EASTERLY LINE OF SAID 8.872 ACRE TRACT AND THE PRESENT WESTERLY RIGHT-OF-WAY LINE OF SAID SOUTH RIVERSIDE DRIVE THE FOLLOWING COURSES AND DISTANCES: SOUTH 00'05'16" EAST A DISTANCE OF 49.50 FEET TO A 5/8 INCH IRON ROD WITH A CAP STAMPED "SURVCON INC" SET; SOUTH 00'53'44"WEST A DISTANCE OF 99.70 FEET TO A 5/8 INCH IRON ROD FOUND; SOUTH 02'02'53"WEST A DISTANCE OF 99.00 FEET TO A 5/8 INCH IRON ROD FOUND; SOUTH 02'54'30" WEST A DISTANCE OF 99.95 FEET TO A 5/8 INCH IRON ROD WITH A CAP STAMPED"SURVCON INC" SET; SOUTH 04'09'02"WEST A DISTANCE OF 99.72 FEET TO A 5/8 INCH IRON ROD FOUND; SOUTH 04'38'41"WEST A DISTANCE OF 99.34 FEET TO A 5/8 INCH IRON ROD FOUND; SOUTH 05'51'17"WEST A DISTANCE OF 114.00 FEET TO THE POINT OF BEGINNING AND CONTAINING 8.872 ACRES OF LAND, MORE OR LESS. DEED OF TRUST—HOME FUNDS Page 17 Riverside Senior Investments,LP Rev. 6-26-2018 Exhibit"B" Permitted Encumbrances DEED OF TRUST—HOME FUNDS Page 18 Riverside Senior Investments,LP Rev.6-26-2018 EXHIBIT "F" REIMBURSEMENT FORMS SPHINX AT SIERRA VISTA SENIOR VILLAS HOME DEVELOPER RENTAL CONTRACT—EXHIBITS Rev.06/26/2018 Sphinx at Sierra Vista Senior Villas Page 10 Attachment I INVOICE Developer: Riverside Senior Investments, LP Address: 200 Texas Street City, State,Zip: Fort Worth, TX 76102 Project: Sphinx at Sierra Vista Senior Villas Tax ID Number Amount This Invoice Cumulative to Date Developer's Certification: I certify that the costs incurred are valid and consistent with the terms and conditions of the contract between City and Agency. By signing this invoice,I certify that to the best of my knowledge and belief the data included in this report is true and accurate. It is acknowledged that the provision of false information could leave the certifying official subject to the penalties of federal,state,and local law. Original Signature and Date: Name: Title: HOME DEVELOPER RENTAL CONTRACT—EXHIBITS Rev.06/26/2018 Sphinx at Sierra Vista Senior Villas Page 11 Attachment II City of Fort Worth Neighborhood Services Department Expenditure Worksheet Developer: Riverside Senior Investments,LP Project: Sphinx at Sierra Vista Senior Villas Line No. Date Check No. or %'im Amount 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 _ 24 25 26 27 28 _ 29 _ 30 Total *Payroll must identify employee. Rent must identify tenant. Other payments should identify individuals,if applicable. HOME DEVELOPER RENTAL CONTRACT—EXHIBITS Rev. 06/26/2018 Sphinx at Sierra Vista Senior Villas Page 12 EXHIBIT "G" PROJECT COMPLIANCE REPORT: RENTAL HOUSING SPHINX AT SIERRA VISTA SENIOR VILLAS HOME DEVELOPER RENTAL CONTRACT—EXHIBITS Rev.06/26/2018 Sphinx at Sierra Vista Senior Villas Page 13 EXHIBIT "H" FEDERAL LABOR STANDARD PROVISIONS - DAVIS-BACON REQUIREMENTS SPHINX AT SIERRA VISTA SENIOR VILLAS Federal Labor Standards Provisions U.S.Department of Housing and Urban Development OMCs of labor Relafto Applicability (1) The work to be performed by the classification The Project or Program to which the construction work requested Is not performed by a classification In the wage covered by this contract pertains is being satiated by the determination; and United States of America and the following Federal Labor (2) The classification Is utilised In the area by the Standards Provisions are included In this Contract construction Industry; and pursuant to the provisions applicable to such Federal (3) The proposed wage rate. Including any bona fide assistance. fringe benefits, bears a reasonable relationship to the A. 1. (I) Minimum Wages. All laborers and mechanics wage rates contained In the wage determination. employed or working upon the site of the work,will be paid (b) It the contractor and the laborers and mechanics to be unconditionally and not less often than once a week, and employed in the classification (if known). or their without subsequent deduction or rebate on any account representatives, and HUD or Its designee agree on the (except such payroll deductions as are permitted by classification and wage rate (Including the amount regulations Issued by the Secretary of Labor under the designated for fringe benefits where appropriate), a report Copeland Act (29 CFR Part 3), the full amount of wages of the action taken shall be sent by HUD or Its designee to and bona fide fringe benefits (or cash equivalents thereof) the Administrator of the Wage and Hour Division. due at time of payment Computed at rates not less than Employment Standards Administration. U.S. Department of those contained In the wage determination of the Labor. Washington. D.C. 20210. The Administrator, or an Secretary of Labor which Is attached hereto and.made a authorised representative, will approve, modify, or part hereof, regardless of any contractual relationship disapprove every additional Classification action within 30 which may be alleged to exist between the contractor and days of receipt and to advise HUD or Its designee or will such laborers end mechanics. Contributions made or notify HUD or Its designee within the 30-day period that costs reasonably anticipated for bona fide fringe benefits additional time Is necessary. (Approved by the Office of under Section l(b)(2) of the Davis-Bacon Act on behalf of Management and Budget under OMB control number 1215- laborers or mechanics are considered wages paid to such 0140.) laborers or mechanics,subject to the provisions of 29 CFR 5.5(a)(1)(Iv)• also, regular contributions made or costs to In the event the contractor, the laborers or mechanics Incurred for more than a weekly period (but not less often re De employed U the classification don or their then quarterly) under plans, funds, or programs, which representatives, and HUD or Its datlgnaa do not agree 0a cover the particular weekly period, ere deemed to be the proposed classification and wage rate (Including the constructively made or Incurred during ouch weekly period. amount designated for fringe benefits, where appropriate), HUD or Its designee shall refer the questions, including Such laborers and mechanics shalt be paid the appropriate the views of all Interested parties and the recommendation wage rate and fringe benefits on the wage determination of HUD or Its designee, to the Administrator for for the classification of work actually performed, without determination. The Administrator, or an authorized regard to skill, except as provided In 29 CFR 5.5(a)(4), representative,will Issue a determinallon within 30 days of Laborers or mechanics performing work In more than one receipt and to advise HUD or its designee or will notify classification may be compensated at the rate specified for HUD or Its designee within the 30-day period that each classlficatlon for the time actually worked therein: additional time Is necessary. (Approved by the Office of Provided. That the employer's payroll records accurately Management and Budget under OMB Control Number set forth the time spent In each classification In which 1215.0140.) work Is performed. The wage determination(including any additional classification and wage rates conformed under appropriate) The wage rate (Including (tinge benefits where 29 CFR 5.5(a)(1)(11) and the Davis-Bacon poster (WH- aP(11)(b ate) determined pursuant a subparagraphs 1321) shall be posted at all times by the contractor end Its workers or (e) of this paragraph, shall paid r all subcontractors at the site of the work In a prominent and workers from th first work In the classification Is under this accessible, place where It can be easily seen by the contract from the first day on which work It performed In the classification. workers. (11) (a) Any class of laborers or mechanics which Is not (111) Whenever the minimum wage rate proscribed In the listed In the wage determination and which Is to be contract for a class of laborers or mechanics Includes a fringe benefit which Is not expressed as an hourly rate. the employed under the contract shall De classified contractor shall either pay the benefit as stated In the conformance with the wage determination. HUD shallll wage determination or shall pay another bona fide fringeapprove an additional classification •fid wage rate and fringe benefits therefor only when the following cdloria benefit or an hourly cash equivalent thereof. have been met: (iv) if the contractor does not make payments to a trustee or other third person, the contractor may consider as part form HW 40/0(OVA" PwAous a so m Is we obsolete PON t of 5 rd.HrrdAook 15/4.1 HOME DEVELOPER RENTAL CONTRACT—EXHIBITS Rev.06/26/2018 Sphinx at Sierra Vista Senior Villas Page 14 of the wages of any laborer or mechanic the amount of any communicated in writing to the laborers or mechanics costs reasonably anticipated in providing bona fide fringe affected, and records which show the costs anticipated or benefits under a plan or program. Provided. That the the actual cost Incurred In providing such benefits. Secretary of Labor has found, upon the written request of Contractors employing apprentices or trainees under the contractor, that the applicable standards of the Davis- approved programs shall maintain written evidence of the Bacon Act have been met. The Secretary of Labor may registration of apprenticeship programs and certification of require the contractor to set aside In a separate account trainee programs, the registration of the apprentices and assets for the meeting of obligations under the plan or trainees, and the ratios and wage rates prescribed in the program. (Approved by the Office of Management and applicable programs. (Approved by the Office of Budget under OMB Control Number 1215-0140.) Management and Budget under OMB Control Numbers 2. Withholding. HUD or Its designs* shall upon its own 1215-0140 and 1215-0017.) action or upon written request of an authorized (it) (a) The contractor shall submit weekly for each week representative of the Department of Labor withhold or in which any contract work is performed a copy of all cause 10 be withheld from the contractor under this payrolls to HUD or its designee if the agency Is a party to contract or any other Federal contract with the some prime the contract, but if the agency is not such a party, the contractor, or any other Federally-assisted contract contractor will submit the payrolls to the applicant subject to Davis-Bacon prevailing wage requirements, sponsor, or owner, as the case may be, for transmission to which Is held by the some prime contractor so much of the HUD or its designee. The payrolls submitted shall set out accrued payments or advances as may be considered accurately and completely all of the Information required necessary to pay laborers and mechanics, Including to be maintained under 29 CFR 5.5(a)(3)(I) except that full apprentices, trainees and helpers. employed by the social security numbers and home addresses shall not be contractor or any subcontractor the full amount of wages included on weekly transmittals. Instead the payrolls shall required by the contract In the event of failure to pay any only need to Include an Individually Identifying number for taborer or mechanic. Including any apprentice. trainee or each employee (e.g.. the Iasi four digits of the employee's helper, employed or working on the site of the work, all or social security number). The required weekly payroll part of the wages required by the contract. HUD or its Information may be submitted In any form desired. designee may. after written notice to the contractor. Optional Form WH-347 is available for this purpose from sponsor, applicant, or owner, take such action as may be the Wage and Hour Division Web site at necessary to cause the suspension of any further htto.11www.dot oov1esa1Whd11ormsAyh3471nsfr.hfm or its payment, advance, or guarantee of funds until such successor site. The prime contractor is responsible for violations have ceased. HUD or Its designee may, after the submission of copies of payrolls by all subcontractors. written notice to the contractor, disburse such amounts Contractors and subcontractors shall maintain the full withheld for and on account of the contractor or social security number and current address of each subcontractor to the respective employees to whom they covered worker, and shall provide them upon request to are due. The Comptroller General shall make such HUD or Its designee If the agency Is a party to the disbursements In the case of direct Davis-Bacon Act contract, but If the agency is not such a party, the contracts. contractor will submit the payrolls to the applicant 3. (1) Payrolls and basic records. Payrolls and basic sponsor, or owner, as the case may be, for transmission to records relating thereto shalt be maintained by the HUD or Its designee, the contractor, or the Wage end Hour contractor during the course of the work preserved for a Division of the Department of Labor for purposes of an period of three years thereafter for all laborers and Investigation or audit of compliance with prevailing wage mechanics working at the site of the work. Such records requlremenls. It is not a violation of this subparagraph for shall contain the name, address, and social security a prime contractor to require a subcontractor to provide number of each such worker, his or her correct addresses and social security numbers to the prime classification, hourly rates of wages paid (including rates contractor for its own records, without weekly submission of contributions or costs anticipated for bona fide fringe to HUD or Its designee. (Approved by the Office of benefits or cash equivalents thereof of the types described Management and Budget under OMB Control Number in Section I(b)(2)(B) of the Davis-bacon Act), daily and 1215-0149.) weekly number of hours worked, deductions made and (b) Each payroll submitted shalt be accompanied by a actual wages paid. Whenever the Secretary of Labor has 'Statement of Compliance.' signed by the contractor or- found under 29 CFR 5.5 (a)(1)(Iv) that the wages of any subcontractor or his or her agent who pays or supervises taborer or mechanic include the amount of any costs the payment of the persons employed under the contract reasonably anticipated In providing benefits under a plan and shall certify the following: or program described In Section I(b)(2)(B) of the Davis- (1) That the payroll for the payroll period contains the Bacon Act. the contractor shalt maintain records which information required to be provided under 29 CFR 5.5 show that the commitment to provide such benefits is (a)(3)(ii), the appropriate Information Is being maintained enforceable, that the plan or program is financially under 29 CFR 5.5(o)(3)(i), and that such Information Is responsible, and that the plan or program has been correct and complete; Previous ed0ons we obsolete form HUD-4010(0812009) Page 2 of 5 ref.Handbook 1344.1 - HOME DEVELOPER RENTAL CONTRACT—EXHIBITS Rev.06/26/2018 Sphinx at Sierra Vista Senior Villas Page 15 (2) That each laborer or mechanic(including each helper, is not registered or otherwise employed as slated above. apprentice, and trainee) employed on the contract during shall be paid not less than the applicable wage rate on the the payroll period has been paid the full weekly wages wage determination for the classification of work actually earned, without rebate. either directly or Indirectly, and performed. In addition, any apprentice performing work on that no deductions have been made either directly or the Job site In excess of the ratio permitted under the Indirectly from the full wages earned, other than registered program shall be paid not less than the permissible deductions as set forth In 29 CFR Part 3; applicable wage rate on the wage determination for the (3) That each laborer or mechanic has been paid not less work actually performed. Where a contractor Is performing than the applicable wage rates and fringe benefits or cash construction on a project in a locality other than that In equivalents for the classification of work performed, as which Its program Is registered, the ratios and wage rates speclfied In the applicable wage determination (expressed In percentages of the journeyman's hourly Incorporated Into the contract, rate) specified in the contractor's or subcontractor's (c) The weekly submission of a properly executed registered program shall be observed. Every apprentice certification set forth on the reverse side of OptlonaLForm must be paid at not less than the rate specified In the WH-347 shall satisfy the requirement for submission of the registered program for the apprentice's level of progress, 'Statement of Compliance' required by subparagraph expressed as a percentage of the Journeymen hourly rate speclfled In the applicable wage determination. Apprentices shall be paid fringe benefits In accordance (d) The falsification of any of the above certifications may with the provisions of the apprenticeship program. If the subject the contractor or subcontractor to civil or criminal apprenticeship program does not specify fringe benefits, prosecution under Section 1001 of Title 18 and Section apprentices must be paid the full amount of friinge benefits 231 of Title 31 of the United States Code. listed on the wage determination for the applicable (111) The contractor or subcontractor shall make the classification. If the Administrator determines that a records required under subparagraph A.3.(1) available for different practice prevails for the applicable apprentice Inspection, copying, or transcription by authorized classification,fringes shall be paid In accordance with that representatives of HUD or Its designee or the Department determination. In the event the Office of Apprenticeship of Labor, and shall permit such representatives to Training. Employer and Labor Services, or a State Interview employees during working hours on the job. If Apprenticeshlp Agency recognized by the Office. the contractor or subcontractor falls to submit the required withdraws approval of an apprenticeship program, the records or to make them available. HUD or its designee contractor will no longer be permitted to utilize may, after written notice to the contractor, sponsor, apprentices at less then the applicable predetermined rate applicant or owner, take such action as may be necessary for the work performed until an acceptable program is to cause the suspension of any further payment, advance, approved. or guarantee of funds. Furthermore, failure to submit the (11) Trainees. Except as provided In 29 CFR 5.16. required records upon request or to make such records trainees will not be permitted to work at less than the available may be grounds for debarment action pursuant to predetermined rate for the work performed unless they are 29 CFR 3.12. employed pursuant %to and Individually registered In a 4. Apprentices and Trainees. program which has received prior approval, evidenced by (1) Apprentices, Apprentices will be permitted t0 work at formal certification by the U.S. Department of Labor, less than the predetermined rate for the work they Employment and Tralning Administration. The ratio of performed when they are employed pursuant to and trainees to Journeymen on the Job site shall not be greater Individually registered In a bona fide apprenticeship than permitted under the plan approved by the program registered with the U.S. Department of Labor. Employment and Training Administration. Every trainee Employment and Training Administration, Office of must be paid at not less than the rate specified In the Apprenticeship Training, Employer and Labor Services, or approved program for the trainee's level of progress, with a State Apprenticeshlp Agency recognized by the expressed as a percentage of the Journeyman hourly rate Office. or If a person Is employed in his or her first 90 specified In the applicable wage determination. Trainees days of probationary employment as an apprentice In such shall be paid hinge benefits In accordance with the an apprenticeship program, who Is not Individually provisions of the trainee program. 11 the trainee program registered In the program, but who has been certified by does not mention fringe benefits, trainees shall be paid the Office of Apprenticeship Training, Employer and Labor the full amount of fringe benefits listed on the wage Services or a State Apprenticeship Agency (where determination unless the Administrator of the Wage and appropriate) to be eligible for probationary employment as Hour Division determines that there Is an apprenticeship an apprentice. The allowable ratio of apprentices to program associated with the corresponding Journeyman Journeymen on the Job site In any craft classification shall wage rate on the wage determination which provides for not be greater than the ratio permitted to the contractor as less than lull fringe benefits for apprentices. Any to the entire work force under the registered program. Any employee listed on the payroll at a trainee rate who Is not worker listed on a payroll at an apprentice wage rale,who registered and participating In a training plan approved by PWAM MR an obsoisN ban HUDANO(Mm" Papa 3 01 ti mL Handbook 1344.1 HOME DEVELOPER RENTAL CONTRACT—EXHIBITS Rev.06/26/2018 Sphinx at Sierra Vista Senior Villas Page 16 the Employment and Training Administration shall be paid awarded HUD contracts or participate In HUD programs not less than the applicable wage rate on the wage pursuant to 24 CFR Part 24. determination for the work actually performed. In addition, (II) No part of this contract shall be subcontracted to any any trainee performing work on the Job site In excess of person or firm Ineligible for award of a Government the ratio permitted under the regleleted program shall be contract by virtue of Section 3(a) of the Davls•Bscon Act paid not less than the applicable wage rate on the wage or 20 CFR 5.12(x)(1) or to be awarded HUD contracts or determination for the work actually performed. In the participate In HUD programs pursuant to 24 CFR Part 24. event the Employment and Training Administration (III) The penalty for making false statements Is prescribed withdraws approval of a training program, the contractor in the U.S. Criminal Code. 19 U.S.C. 1001. Additionally. will no longer be permitted to utilize trainees at lose then U.S. Criminal Code. Section 1 01 0, Title 1E. U.S.C.. the applicable predetermined rate for the work performed "Federal Housing Administration transactions% provides In until an acceptable program Is approved. part; 'Whoever, for the purpose of _ influencing In any (111) Equal employment opportunity. The utilization of way the action of such Administration..... makes, utters or apprentices, trainees and Journeymen under 29 CFR Part 6 publishes any statement knowing the some to be false..... shall be In conformity with the equal employment shall be fined not more than $5.000 or Imprisoned not opportunity requirements of Executive Order 11240, as more than two years.or both' amended. and 29 CFR Part 30. 11. Complaint*, Proceedings, or Testimony by d. Compliance with Copeland Act requirements. The Employees. No taborer or mechanic to whom the wage. contractor shall comply with'the requirements of 29 CFR salary, or other labor standards provisions of this Contract Part 3 which are Incorporated by reference In this contract are applicable shall be discharged or In any other manner 9. Subcontracts. The contractor or subcontractor will discriminated against by the Contractor or any Insert In any subcontracts the clauses contained in subcontractor because such employee has filed any subparagraphs 1 through 11 In this paragraph A and such complaint or instituted or caused to be Instituted any other clauses as HUD or Its designee may by appropriate proceeding or has testified or is about to testify in any Instructions require, and a copy of the applicable proceeding under or relating to the labor standards prevailing wage decision. and also a clause requiring the applicable under this Contract to his employer. subcontractors to include these clauses In any lower tier B Contract Work Hous and So" Standards Ac The subcontracts. The prime contractor shall be responsible pcovislons of this paragraph8 aro applicable where the amount of the for the compliance by any subcontractor or lower tier prkne contfact exceeds $100,000. As used In No paragraph, the subcontractor with all the contract clauses In this torm labors s'snd` ochw i s`Include watchmen and guards. paragraph. 7. Contract termination; debarment. A breach of the (1) Overtime requlnmentt. No contractor or arbcorrbador ti confront clauses In CFR b.3 may be grounds for coNraalkg for any pot of its oorwraa work which may� or YrvW the employmwN of iaborm or rnedwks shat require or termination of the contract and for debarment as a permit any such Moser or mechanic In any wockweok In whid the contractor and a subcontractor as provided In 29 CFR Individual Is dyed on such work to work In excess of 40 hours in 5.12. such workweek urns such taborer or mechanic receives 9. Compliance with Davle-Bacon and Related Act Requirement compensation of a rate not Was than ona and 0*4"tines the basic All rulings and Interpretations of the Davis-Bacon and rate of pay for all hours worked In excess of 40 hours In such Related Acts contained In 29 CFR Parts 1. 3, and 3 are wakweok. herein Incorporated by reference in this contract (2) Violation; liability for unpaid wages; liquidated 9. Disputes concerning labor standards. Disputes damages. In the event of any violation of the clause set arising out of the tabor standards provisions of this forth In subparagraph (1)of this paragraph, the contractor contract shall not be subject to the general disputes and any subcontractor responsible therefor shall be liable clause of this contract. Such disputes shall be resolved In for the unpaid wages. In addition, such contractor and accordance with the procedures of the Department of subcontractor shall be liable to the United States (In the Labor set forth in 29 CFR Parts 5. 6. and 7. Disputes case of work done under contract for the District of within the meaning of this Clause include disputes between Columbia or a territory, to such District or to such the contractor (or any of Its subcontractors) and HUD or territory), for liquidated damages. Such liquidated Its designee. the U.S. Department of Labor, or the damages shall be computed with respect to each Individual employees or their representatives. laborer or mechanic. Including watchmen and guards. 10. (1) Certification of Eligibility. By entering Into this employed In violation of the clause set forth in contract the contractor certifies that neither It (nor he or subparagraph (1)of this paragraph.In the sum of$10 for each she) nor any person or firm who hes an Interest In the calwWarr day on whidr such indA dual was required or potmNad to contractor's firm Ii a person or firm Ineligible to be work In oxw"of the standard wo+kwook of 40 tours w1t out poymeht awarded Government contracts by virtue of Section 3(s) of of the overtime wages required by the clause set forth In sub the Davis•Bscon Act or 29 CFR 6.12(x)(1) or to be paragraph(1)of this paragraph. PreviOat edaonx err obeelaba lone Ittl0�s9t0(0til1009) Ppe 4 et 6 rat Handbook 1361.1 HOME DEVELOPER RENTAL CONTRACT—EXHIBITS Rev.06/26/2018 Sphinx at Sierra Vista Senior Villas Page 17 (3) Withholding for unpaid wages and liquidated damages. HUD or Its designee shall upon Its own action or upon written request of an authorized representative of the Department of Labor withhold or cause to be withheld, from any moneys payable on account of work performed by IM contractor or subcontractor under any such contract or any other Federal contract with the some prime contract. or any other Fads rally-asshtad contract subject to the Contract Work Hours and Safety Standards Act which Is held by the same prime contractor such sums as may be determined to be necessary to satisfy any liabilities of such contractor or subcontractor for unpaid wages and liquidated damages as provided In the clause set forth In subparagraph(2)of this paragraph. (4) Subcontracts. The contractor or subcontractor shall Insert In any subconlrocls the clauses set forth In subparagraph(1)through (4) of this paragraph and also a clause requiring the subcontractors to include these clauses In any lower tier subcontracts. The prime contractor shall be responsible for compliance by any subcontraclor or lower tier subcontractor with the clauses set forth In subparagraphs (1) through (4) of this Paragraph. C. Health and Safety. The provisions of this paragraph C are applicable where the smamt of the prime contract exceeds$100.000. (i) No taborer or mechanic shall be required to work In surroundings or under working conditions which are unsanitary. hazardous. or dangerous to his hesilh and safety as determined under construction safety and health standards promulgated by the Seuelary of Labor by regulation. (2) The Contractor shall comply with all regulations Issued by the Secretary of Labor pursuant to Title 29 Part 1926 and failure to comply may result In Imposition of sanctions pursuant to the Contract Work Hours and Safety Standards Act. (Public Law 91-64. 63 Slat 96). 40 USC 3701 at seo. (3) The contractor shall Include the provisions of this paragraph In every subconlract so that such provisions will be binding on each subcontractor. The contractor shall take such action with respect to any subcontractor as the Secretary of Housing and Urban Development or the Secretary of Labor shall direct as a means of enforcing such provisions. PwAm s editions an ebeelaf! ftm ppe 6 d 6 N Hendlle{tk 13"1 HOME DEVELOPER RENTAL CONTRACT—EXHIBITS Rev.06/26/2018 Sphinx at Sierra Vista Senior Villas Page 18 EXHIBIT "I" SECTION 3 REPORTING FORMS SPHINX AT SIERRA VISTA SENIOR VILLAS HOME DEVELOPER RENTAL CONTRACT—EXHIBITS Rev.06/26/2018 Sphinx at Sierra Vista Senior Villas Page 19 EXHIBIT "T' STANDARDS FOR COMPLETE DOCUMENTATION SPHINX AT SIERRA VISTA SENIOR VILLAS FORTWORTH,,. Standard of Documentation for Reimbursement of Development Costs Cast Type Documentation Standard Acquisition of Real Property - Notice to Seller(date must be on or before the date of options agreement or sales contract and signed by the buyer and seller) Recorded Deed of Trust Purchase Agreement w/Required HUD language Master Settlement Statement/HUD-IL - Appraisal or other document used to determine purchase price Proof of Payment(i.e.,bank statement/cancelled check) Verification of Vacant Status(as applicable) Pre-Development and Soft - Invoice should include: Costs(Architect,Engineer, ■ date, Landscape Design,Surveys, ■ company's letterhead; Appraisals,Environmental,Legal ■ address for which service is provided; Fees,Other Consultants,Etc.) ■ description of service(s)and item(s); ■ amount for itemized services;and ■ total amount Proof of Payment(Le.,bank statement or cancelled check) Fully executed contract/service agreements/letter agreements and applicable amendments o Provide printout from www_sarn.eovverifying contractor/subcontractor is not listed on the debarred and suspension list If only a portion is being paid with City funds,then show calculation and documentation of how costs are allocated_ Neighborhood Services FINAL as of 6/21/2017 page 1 HOME DEVELOPER RENTAL CONTRACT—EXHIBITS Rev.06/26/2018 Sphinx at Sierra Vista Senior Villas Page 20 FORTWORTH.., Standard of Documentation for Reimbursement of Development Costs Construction Costs - Invoice should include: (Contractors&Subcontractors) ■ date; ■ company's letterhead; ■ address for which service is provided; ■ description of service(s)and item(s); ■ amount for itemized services;and ■ total amount Proof of Payment(i.e.,bank statement or cancelled check) Copy of applicable inspection report(s)conducted by NSD Inspector Copy of executed agreements ■ Provide printout from www.sam_eov verifying contractor/subcontractor is not listed on the debarred and suspension list If only a portion is being paid with City funds,then show calculation and documentation of how costs are allocated. For payment of final retainage for the prime contractor,provide lien waivers for the prime and all subcontractors. List of subcontractors Materials Purchased by Developer - Invoice should include: (if applicable) ■ date, ■ company's letterhead; ■ address for which service is provided; ■ desorption of service(s)and item(s); ■ amount for itemized services;and ■ total amount Proof of Payment(i.e.,bank statement or cancelled check) Verification of delivery Developer Fee - Final Invoice Reflecti ng Total Development Cost (if paid directly from HOME funds) - Proof of payment for any other entity/funding source contributing to development costs Show calculation of agreed upon developer fee percentage Copies of final lien releases from contractor/subcontractor Complete Documentation income eligibility of buyers/renters(i.e.,income documents for eligible homebuyer/tenants,sales contract between developer/homebuyer,HAP Deed of Trust with required affordability period language,etc.) Lease documents Final inspections of completed units Neighborhood Services FINAL as of 6/21/21)17 page 2 HOME DEVELOPER RENTAL CONTRACT—EXHIBITS Rev.06/26/2018 Sphinx at Sierra Vista Senior Villas Page 21 EXHIBIT "K" CONTRACT AND SUBCONTRACT ACTIVITY REPORTING FORM SPHINX AT SIERRA VISTA SENIOR VILLAS HOME DEVELOPER RENTAL CONTRACT—EXHIBITS Rev. 06/26/2018 Sphinx at Sierra Vista Senior Villas Page 22 EXHIBIT "L" DEED RESTRICTION SPHINX AT SIERRA VISTA SENIOR VILLAS HOME DEVELOPER RENTAL CONTRACT—EXHIBITS Rev.06/26/2018 Sphinx at Sierra Vista Senior Villas Page 23 DEED RESTRICTIONS HOME Funds THESE DEED RESTRICTIONS ("("Deed Restrictions") are made effective as June 27, 2018, by and between RIVERSIDE SENIOR INVESTMENTS, LP, a Texas limited partnership ("Owner"), as Grantor, and CITY OF FORT WORTH, TEXAS, a municipal corporation of the State of Texas("City"), as Grantee. WITNESSETH: WHEREAS, City has received a grant from the United States Department of Housing and Urban Development ("HUD") through the HOME Investment Partnerships Program, Catalog of Federal Domestic Assistance No. 14.239 ("HOME"), with which City desires to promote activities that expand the supply of affordable housing and the development of partnerships among City, local governments, local lenders, private industry and nonprofit housing organizations; WHEREAS, the primary purpose of the HOME program pursuant to the HOME Investment Partnerships Act at Title 11 of the Cranston Gonzales National Affordable Housing Act of 1990, as amended, 42 U.S.C. 12701 et seq.(the "Act") and the HOME Investment Partnerships Program Final Rule, as amended, 24 CFR Part 92 et seq. ("HOME Regulations"), is to benefit low and moderate income individuals and families by providing them with affordable housing; WHEREAS, Owner proposes to use HOME funds for a project whereby Owner will construct, develop, own, and operate a new 272-unit affordable housing development for seniors age 55 years and older in the City to be known as Sphinx at Sierra Vista Senior Villas (the "Project"); WHEREAS, Owner intends to subsequently lease the land on which the Project will be constructed from the Fort Worth Housing Finance Corporation, the sole member of Owner's general partner pursuant to a long-term ground lease; WHEREAS, City has agreed to lend, and Owner has agreed to accept, a loan of City HOME funds in the amount of$1,100,000.00 (the "Loan"), pursuant to the requirements of the HOME program in accordance with that certain HOME Contract, City Secretary Contract No. 50852, between Owner and City, for the purpose of assisting Owner in developing the Project ("HOME Contract"); WHEREAS, as a condition to City making the Loan, Owner must agree to comply with certain occupancy, rent and other restrictions for a period of time in order to comply with the HOME affordability requirements, and agrees to convey to City certain covenants and restrictions that will burden the hereinafter described real property so that the Project will meet the HOME requirements("HOME Requirements"); DEED RESTRICTIONS-HOME Page 1 Sphinx at Sierra Vista Senior Rev.06.27.2018 NOW, THEREFORE, in consideration of the making of the Loan by the City and the disbursement of any part thereof, and in order to comply with the requirements of the Act and the HOME Regulations, Owner (together with its successors and assigns and subsequent owners of the Project), hereby agrees that the following restrictions shall apply to the real property described in the attached EXHIBIT "A": 1) In compliance with the maximum per unit subsidy amount rules at 24 CFR Part 92.250(a) and the minimum amount of assistance rules at 24 CFR Part 92.205(c), the number of units in the Project which have been designated by Owner and approved by the City as subject to all occupancy, rent, and affordability requirements contained in the HOME Regulations shall consist of 13 units of the 272 total residential units in the Project ("HOME Units") 2) The HOME Units rented or available for rent to households whose annual incomes do not exceed 80% of area median income ("AMP'), as set annually by HUD with adjustments for family size ("High HOME Eligible Tenants"), shall be 10 units ("High HOME Units"). The number of HOME Units rented or available for rent to families whose annual incomes do not exceed 50% percent of AMI ("Low HOME Eligible Tenants") shall be 3 units ("Low HOME Units") The HOME Units can be designated as either High HOME Units or Low HOME Units. The HOME Units are floating. 3) Owner hereby acknowledges and agrees that the Project is to be owned, managed and operated as a rental housing project for affordable housing as set forth in 24 CFR Part 92.252 and, that the HOME Units must be occupied only by HOME Eligible Households as defined in the HOME Contract and must also meet the following requirements to qualify as affordable housing and will be subject to the following restrictions and covenants: a. High HOME Rents. The maximum HOME rents are the lesser of: (1) the fair market rent for existing housing for comparable units in the area as established by HUD under 24 CFR Part 888.111; or (2) a rent that does not exceed 30% of the adjusted income of a family whose annual income equals 65% of AMI with applicable adjustment for the bedroom size of the relevant housing unit. High Home Rent may not exceed the maximum rent limitations established by HUD minus utility allowances. For the purposes of these Deed Restrictions, "utility allowances" are those monthly allowances for utilities (excluding telephone) adopted by City in accordance with the HOME Regulations and HUD guidance, as more particularly described in the HOME Contract. b. Low HOME Rents. Rents for Low HOME Units must meet one of the following rent requirements: (1) the rent does not exceed 30% of the annual income of a family at 50% of AMI adjusted for family size. Low Home Rent may not exceed the maximum rent limitations established by HUD minus utility allowances. DEED RESTRICTIONS-HOME Page 2 Sphinx at Sierra Vista Senior Rev.06.27.2018 However, if the rent determined under this paragraph is higher than the applicable rent under (a) of this section, then the maximum rent for HOME Units under this paragraph is that calculated under paragraph (a); or (2) the rent does not exceed 30% of the family's adjusted income. If the family receives Federal or Texas project-based rental subsidy and the very low-income family pays as a contribution toward rent not more than 30% of the family's adjusted income, then the maximum rent (tenant contribution plus project-based rental subsidy) is the rent allowable under the Federal or Texas project-based rental subsidy program. C. The Owner will not refuse to lease a HOME Unit to a certificate or voucher holder under 24 CFR Part 982 (Section 8 Tenant-Based Assistance: Unified Rule for Tenant-Based Assistance .under the Section 8 Rental Certificate Program and the Section 8 Rental Voucher Program) or to the holder of a comparable document evidencing participation in a HOME tenant-based rental assistance program because of the status of the prospective tenant as a holder of such certificate, voucher, or comparable HOME tenant-based assistance document. 4) Initial Rent Schedule and Utility Allowances. Owner must verify that all tenants of HOME Units are HOME Eligible Households with full Tenant Documentation at the time the initial lease for a HOME Unit is executed as more particularly described in the HOME Contract. Tenants must certify the number of people in tenant's household along with such person's names and ages. Owner shall obtain financial information on all members of a tenant's household. 5) Tenant Income. Owner must use the definition of annual income used by 24 CFR Part 65.609 to establish tenant income eligibility and shall use the most current HUD Income Guidelines. Owner must verify that all tenants of HOME Units are HOME Eligible Households with full Tenant Documentation as more particularly described in the HOME Contract. Owner must verify the income of the tenants of the HOME Units annually after the initial lease is executed, but may use a City-approved tenant self-certification form as Tenant Documentation. Notwithstanding the foregoing, Owner must verify the income eligibility of all HOME Eligible Households with full Tenant Documentation every 6th year of the Affordability Period. Owner must maintain copies of Tenant Documentation as required under the HOME Contract. In the event that a HOME Unit is occupied by a tenant who is not a HOME Eligible Household, Owner shall have 30 days to determine if a market rate tenant qualifies as a HOME Eligible Household or fill an empty market rate unit with a HOME Eligible Household. 6) Tenant Lease and Tenant Selection. Owner's lease for the HOME Units shall comply with 24 CFR Part 92.253 as more particularly described in the HOME Contract. Owner's tenant selection policy and criteria shall be consistent with the purpose of providing housing in accordance with the HOME Regulations including addressing non—discrimination and affirmative marketing as more particularly set out in the HOME Contract. 7) The Project shall be maintained to and fully comply with all City codes and federal Housing Quality Standards. DEED RESTRICTIONS-HOME Page 3 Sphinx at Sierra Vista Senior Rev. 06.27.2018 8) The Affordability Period for the Project is 20 years ("Affordability Period") as more particularly described in the HOME Contract. The Affordability Period begins on the date that the project status is changed to "complete" in IDIS, HUD's project tracking system. 9) The preceding use restriction and Affordability Period (i) shall run with the land, (ii) shall be binding upon the Owner and Owner's heirs, personal representatives, successors and assigns, and (iii) shall be enforceable by actions at law or in equity by the City, its successors and assigns and/or one or more third-party beneficiaries. For the purpose of these Deed Restrictions, a third-party beneficiary shall be any member of a HOME Eligible Household as defined in the HOME Contract. Owner hereby subjects the Project (including the Project site) to the covenants, reservations and restrictions set forth in these Deed Restrictions and Owner hereby declares its express intent that the covenants, reservations and restrictions set forth herein shall, be deemed covenants running with the land and shall, pass to and be binding upon Owner's successors in title to the Project. Each and every contract, deed or other instrument hereafter executed covering or conveying the Project or any portion thereof shall conclusively be held to have been executed, delivered and accepted subject to such covenants, reservations and restrictions as set forth in such contract, deed or other instruments. 10) Owner hereby agrees to execute further documentation required by the City or HUD which may be necessary to cause these Deed Restrictions to comply with the laws, ordinances and/or regulations referenced herein or in the HOME Contract (or any other applicable laws that supplement, amend, restate, replace or otherwise pertain to such laws, ordinances and/or regulations). 11) Sale or Transfer of the Land or Project. Until the termination of these Deed Restrictions, Owner hereby covenants and agrees not to sell, transfer or otherwise dispose of any portion of the real property or Project, without obtaining the prior written consent of the City. Any transfer or disposition of the real property or the Project without the written agreement of the City, in a form as will meet the requirements of a conveyance of real property in Texas, shall be null, void and without effect, shall cause a reversion of title to Owner and shall be ineffective to relieve Owner of its obligations under this document. 12) Owner and City hereby declare their understanding and intent that the covenants, reservations and restrictions set forth herein directly benefit the real property. 13) Default; Remedies. City shall declare an "Event of Default" to have occurred hereunder if City becomes aware or is notified in writing of a default in the performance or observance of any covenant, agreement or obligation of Owner set forth in these Deed Restrictions, and if such default remains uncured for a period of 60 days after written notice of such default shall have been given by City to Owner. In the event of any action at law or suit in equity by one party to these Deed Restrictions against another party with respect to these Deed Restrictions, the party prevailing in such action shall receive from the other party and the other party shall pay to the prevailing party, in addition to all other sums which may be payable to the prevailing party as a result of such action, a DEED RESTRICTIONS-HOME Page 4 Sphinx at Sierra Vista Senior Rev. 06.27.2018 reasonable sum_ -_f9r the prevailing party's attorneys' fees and costs and,other expenses of such action or suit. - - Y No,-failure to exercise and no delay in exercising any right hereunder shall operate as a -:waiver thereof, nor shall any single or partial exercise thereof preclude any other or further exercise thereof,or the exercise of any other right. The rights and remedies herein provided shall be in addition to all other rights or remedies provided by law. No modification or waiver of any - provision of these Deed Restrictions, or consent to departure here from, shall be effective unless in writing and signedfbylhe parties and no such modification, consent, or waiver-shall extend beyond the particular case and purpose.invohwd. No notice or demand given in any case shall constitute a waiver of the right to take other action in the same, similar or other instances without such notice or demand. 14)- -Owner shall cause this document, and all amendments and supplements hereto and thereto, f6 be recorded and filed in the real property records of Tarrant County and in such other places as deity may reasonably request. Owner shall pay all fees and charges incurred in -• connection.with any such recording. 15) These Deed Restrictions shall be governed by the laws of the State of Texas. 16) Headings and titles herein are for convenience only and shall not influence any construction or interpretation. 17) If any provision of these Deed Restrictions shall be invalid, illegal or unenforceable, the validity, legality and enforceability of the remaining portions hereof shall not in any way be affected or impaired thereby. 18) All terms not defined herein shall have the meaning proscribed to them in the HOME Contract. If any provision of these Deed Restrictions conflicts with any provision of the HOME Contract, the provisions of the HOME Contract will govern to the extent of the conflict. [Signature Pages to Follow] DEED RESTRICTIONS-HOME Page 5 Sphinx at Sierra Vista Senior Rev.06.27.2018 IN WITNESS WHEREOF, Owner and the City have executed this document by duly authorized representatives, all on the date first written hereinabove. OWNER: RIVERSIDE SENIOR INVESTMENTS, LP a Texas limited partnership, By: Riverside Senior Development GP,LLC a Texas limited liability company, its general partner By: Fort-Worth Housing Finance Corporation, a Texas housing finance corporation, its sole member By: Aubrey Thagard, Assistant General Manager STATE OF TEXAS § COUNTY OF TARRANT § This instrument was acknowledged before me on , 2018, by Aubrey Thagard, Assistant General Manager of the Fort Worth Housing Finance Corporation., a Texas housing finance corporation, on behalf of said corporation, Sole Member of Riverside Senior Development GP, LLC, a Texas limited liability company, General Partner of Riverside Senior Investments,LP, a Texas limited partnership. Notary Public, State of Texas [Signatures Pages Continue] DEED RESTRICTIONS-HOME Page 6 Sphinx at Sierra Vista Senior Rev. 06.27.2018 IN WITNESS WHEREOF, Owner and the City have executed this document by duly authorized representatives, all on the date first written hereinabove. ATTEST: CITY OF FORT WORTH: By: By: City Secretary Fernando Costa, M&C C-28409 Dated Sept. 26, 2017 Assistant City Manager APPROVED AS TO FORM AND LEGALITY: By: Assistant City Attorney STATE OF TEXAS § COUNTY OF TARRANT § This instrument was acknowledged before me on June , 2018, by Fernando Costa, Assistant City Manager of the City of Fort Worth, on behalf of the City of Fort Worth. Notary Public DEED RESTRICTIONS-HOME Page 7 Sphinx at Sierra Vista Senior Rev.06.27.2018 ==°'1row- EXHIBIT "A" BEING 8:872 ACRE TRACT SITUATED IN THE S.P. LOVING SURVEY, ABSTRACT No. 943 TARRANT COUNTY, TEXAS AND AS DESCRIBED IN A DEED TO VERTEX ASSET PARTNERS, LP. BY INSTRUMENT RECORDED IN DOCUMENT,NUMBER D207175708, DEED RECORDS OF TARRANT COUNTY, TEXAS- (D.R.T.C.T.) AND MORE PARTICULARLY DESCRIBED AS FOLLOW: BEGINNING AT AN "X" CUT SET IN CONCRETE FOR THE COMMON MOST EASTERLY SOUTHEAST CORNER OF SAID 8.872 ACRE TRACT, THE NOIZLHEAST CORNER OF LOT 1, BLOCK 1 OF PATEL ADDITION, AN ADDITION TO THE CITY OF FORT WORTH,AS SHOWN ON THE TEL RECORDED IN VOLUME 388— 195, PAGE 68- P.R.T.C.T. AND BEING IN THE PRESENT WEST RIGHT-OF-WAY LINE OF SOUTH RIVERSIDE DRIVE (VARIABLE WIDTH RIGHT-OF-WAY); THENCE SOUTH 89'47'23" WEST ALONG THE COMMON SOUTHERLY LINE OF SAID 8.872 ACRE TRACT, THE NORTH LINE-OF SAID PATEL ADDITIOIT A DISTANCE OF 298.67 FEET TO A 5/8 INCH IRON ROD FOUND MARKING A COMMON INTERIOR ELL CORNER OF SAID 8.872 ACRE TRACT AND THE NORTHWEST CORNER OF SAID PATEL ADDITION; THENCE SOUTH 00'05'56" EAST ALONG A COMMON INTERIOR LINE OF SAID 8.872 ACRE TRACT AND THE WEST LINE OF SAID PATEL ADDITION A DISTANCE OF 149.98 FEET TO A CALLED FOR WOOD FENCE POST FOUND MARKING THE MOST SOUTHERLY SOUTHEAST CORNER OF SAID 8.872 ACRE TRACT, THE SOUTHWEST CORNER OF SAID PATEL ADDITION AND BEING IN THE NORTH LINE OF LOT 2, BLOCK 3 OF JIM ELLIS INDUSTRIAL ADDITION, AN ADDITION TO THE CITY OF FORT WORTH, AS SHOWN ON THE MAP RECORDED IN VOLUME 388 - 56, PAGE 28 — P.R.T.C.T.; THENCE SOUTH 89'4711" WEST ALONG THE COMMON SOUTH LINE OF SAID 8.872 ACRE TRACT AND THE NORTH LINE OF LOTS 2 AND 3 OF SAID JIM ELLIS INDUSTRIAL ADDITION A DISTANCE OF 233.60 FEET TO A 5/8 INCH IRON ROD WITH A CAP STAMPED "SURVCON INC" SET, FROM WHICH A 1/2 INCH IRON ROD FOUND BEARS SOUTH 89'47'11" WEST A DISTANCE OF 4.0 FEET MARKING THE NORTHWEST CORNER OF SAID LOT 3 JIM ELLIS INDUSTRIAL ADDITION; THENCE NORTH 01'13'54" WEST ALONG THE COMMON WEST LINE OF SAID 8.872 ACRE TRACT, CALLED 53.52 ACRES (RESIDUE) DANIEL P. ROBINOWITZ VOLUME 4661, PAGE 479, D.R.T.C.T. AND THE EAST LINE OF LOT 13, BLOCK G OF SIERRA VISTA ADDITION, AN ADDITION TO THE CITY OF FORT WORTH, AS SHOWN ON THE MAP RECORDED IN VOLUME CABINET A, SLIDE 10694 OF THE PLAT RECORDS OF TARRANT COUNTY TEXAS (P.R-T.C.T.) A DISTANCE OF 698.87 FEET TO A 1/2 DEED RESTRICTIONS-HOME Page 8 Sphinx at Sierra Vista Senior Rev. 06.27.2018 INCH IRON ROD FOUND MARKING THE COMMON NORTHWEST CORNER OF SAID 8.872 IN DOCUMENT NUMBER D206242165 -D.R.T.C.T.; THENCE NORTH 53'24'36" EAST ALONG A COMMON NORTHWESTERLY LINE OF SAID 8.872 AND THE SOUTHEAST LINE OF SAID TRACT 2 A DISTANCE OF 13.74 - FEET TO A 1/2 INCH IRON ROD FOUND; THENCE NORTH 58'39'52" EAST CONTINUING ALONG SAID COMMON LINE A DISTANCE OF 66.78 FEET TO AN "X" SET; THENCE NORTH 61'05'50" EAST CONTINUING ALONG SAID COMMON LINE A DISTANCE OF 19.95 FEET TO A 1/2 INCH IRON ROD FOUND MARKING THE COMMON NORTHEAST CORNER OF SAID TRACT 2 AND BEING IN THE SOUTH LINE OF LOT 10, BOCK G OF SAID SIERRA VISTA ADDITION; THENCE NORTH 88'46'53" EAST ALONG A NORTHERLY LINE OF SAID 8.872 ACRE TRACT AND THE SOUTH LINE OF-SAID LOT 10 AND LOT 9, BLOCK G OF SAID SIERRA VISTA ADDITION A DISTANCE OF 54.63 FEET TO AN "X" CUT IN CONCRETE SET; THENCE NORTH 00'23'24" WEST ALONG THE MOST SOUTHERLY SOUTHEAST LINE OF SAID LOT 9 A DISTANCE OF 17.97 FEET TO A 1/2 INCH IRON ROD FOUND MARKING THE SOUTHWEST CORNER OF TRACT 1 OF SAID SIERRA VISTA L.P. THENCE ALONG THE COMMON NORTHERLY LINE OF SAID 8.872 ACRE TRACT AND THE SOUTH LINE OF SAID TRACT 1,THE FOLLOWING COURSES AND DISTANCES; NORTH 83'17'01" EAST A DISTANCE OF 46.78 FEET TO A 1/2 INCH IRON ROD FOUND; NORTH 88'56'48" EAST A DISTANCE OF 308.44 FEET TO AN "X" CUT FOUND: NORTH 64'37'48" EAST A DISTANCE OF 20.59 FEET TO AN "X" CUT FOUND: NORTH 40'18'48" EAST A DISTANCE OF 18.24 FEET TO A 1/2 INCH IRON ROD FOUND; NORTH 43'16'29" EAST A DISTANCE OF 8.78 FEET TO A 1/2 INCH IRON ROD FOUND IN THE COMMON NORTH LINE OF SAID 8.872 ACRE TRACT AND IN THE SOUTH LINE OF LOT 1, BLOCK G OF SAID SIERRA VISTA ADDITION; THENCE NORTH 88'47'48" EAST ALONG SAID COMMON LINE A DISTANCE OF 52.72 DEED RESTRICTIONS-HOME Page 9 Sphinx at Sierra Vista Senior Rev. 06.27.2018 FEET TO A 1/2 INCH IRON ROD FOUND MARKING THE COMMON NORTHEAST CORNER OF SAID 8.872 ACRE TRACT, THE SOUTHEAST CORNER OF SAID LOT 1 AND BEING IN THE PRESENT WEST RIGHT- OF- WAY LINE OF SAID SOUTH RIVERSIDE DRIVE; THENCE ALONG THE COMMON EASTERLY LINE OF SAID 8.872 ACRE TRACT AND THE PRESENT WESTERLY RIGHT-OF-WAY LINE OF SAID SOUTH RIVERSIDE DRIVE_. THE FOLLOWING COURSES AND DISTANCES: SOUTH 00'05'16" EAST A DISTANCE OF 49.50 FEET TO A 5/8 INCH IRON ROD WITH A CAP STAMPED "SURVCON INC" SET; SOUTH 00'53'44" WEST A DISTANCE OF 99.70 FEET TO A 5/8 INCH IRON ROD FOUND; SOUTH 02'02'53" WEST A DISTANCE OF 99.00 FEET TO A 5/8 INCH IRON ROD FOUND; SOUTH 02'54'30" WEST A DISTANCE OF 99.95 FEET TO A 5/8 INCH IRON ROD WITH A CAP STAMPED "SURVCON INC" SET; SOUTH 04'09'02" WEST A DISTANCE OF 99.72 FEET TO A 5/8 INCH IRON ROD FOUND; SOUTH 04'38'41" WEST A DISTANCE OF 99.34 FEET TO A 5/8 INCH IRON ROD FOUND; SOUTH 05'51'17" WEST A DISTANCE OF 114.00 FEET TO THE POINT OF BEGINNING AND CONTAINING 8.872 ACRES OF LAND, MORE OR LESS. DEED RESTRICTIONS-HOME Page 10 Sphinx at Sierra Vista Senior Rev. 06.27.2018 EXHIBIT "M" REQUIREMENTS FOR PERMANENT SUPPORTIVE HOUSING UNITS SPHINX AT SIERRA VISTA SENIOR VILLAS The purpose of the PSH Units is to reduce the population of homeless persons in City homeless shelters. The goal of the PSH Program is to provide permanent,stable and supportive housing for homeless persons with disabilities in order to promote their self-sufficiency and foster their ability to live independently. 1. The FWHFC will retain the Supportive Services Provider for the PSH Tenants. The scope of the supportive services shall be determined by FWHFC but at a minimum shall include on-site case manager with experience in providing case management to homeless and formerly homeless persons. The cost of the PSH Program will be paid by FWHFC. 2. Developer's property manager for the project will communicate and coordinate as necessary with the Supportive Services Provider and with the providers of any rental assistance or rental vouchers to the PSH Tenants to ensure that the objectives of the PSH Program are met. The property manager may participate in the selection of PSH Tenants. 3. PSH Tenants must meet HUD's definition of chronically homeless, or be designated as having priority status by the Tarrant County Continuum of Care, or meet some other reasonably equivalent standards of need for housing and supportive services due to the nature and extent of their disability and duration of their homeless status. 4. Developer will provide dedicated and secured on-site office space to the Supportive Services Provider's staff member as well as a telephone line and internet access sufficient for the staff member to access HMIS, the Homeless Management Information System maintained by the Tarrant County Continuum of Care. The property manager shall coordinate with the designated staff member as necessary to fulfill the purposes of the PSH Program. 5. Property manager will coordinate with the Supportive Services Provider regarding selection and placement of PSH Tenants ensuring that tenant selection criteria for the PSH Units is appropriate and consistent with the purpose of the PSH Program as well as the property management practices for the project. Property Manager will not unreasonably deny housing to eligible homeless persons who otherwise meet the PSH Program's standards for services. 6. Developer will promptly notify City, FWHFC and the Supportive Services Provider in writing of the specific date when lease-up of the project will begin so that the Supportive Services Provider can initiate a referral and the coordination process for potential tenants for the PSH Units. HOME DEVELOPER RENTAL CONTRACT EXHIBITS Rev.06/26/2018 Sphinx at Sierra Vista Senior Villas Page 24 M&C Review Page 1 of 3 Official site of the City of Fort Worth,Texas CITY COUNCIL AGENDA FORTI ORTH COUNCIL ACTION: Approved on 9/26/2017 DATE: 9/26/2017 REFERENCE C-28409 LOG NAME: 19SIERRAVISTAHOME NO.. CODE: C TYPE: NOW PUBLIC NO CONSENT HEARING: SUBJECT: Authorize Change in Use and Expenditure of$1,100,000.00 in HOME Investment Partnerships Program Grant Funds to Riverside Senior Investments, LP, in the Form of a Subordinate Loan for the Sphinx at Sierra Vista Senior Villas to be Located at 2942 South Riverside Drive, Authorize Execution of a Contract, Authorize the Use of Neighborhood Empowerment Zone Basic Incentives as HOME Match, Authorize a Substantial Amendment to the City's 2016-2017 Action Plan and Substitution of Funding Years (COUNCIL DISTRICT 8) RECOMMENDATION: It is recommended that the City Council: 1. Authorize substantial amendment to the City's 2016-2017 Action Plan; 2. Authorize the City Manager or his designee to substitute funding years in order to meet United States Department of Housing and Urban Development commitment, disbursement and expenditure deadlines; 3. Authorize the change in use and expenditure of$1,100,000.00 in prior year's HOME Investment Partnerships Program grant funds to the Riverside Senior Investments, LP in the form of a subordinate loan for the development of the Sphinx at Sierra Vista Senior Villas to be Located at 2942 South Riverside Drive; 4. Authorize the City Manager or his designee to execute a contract with Riverside Senior Investments, LP for a term of three years beginning on the date of execution of the contract; 5. Authorize the City Manager or his designee to extend the contract for two one-year extensions if Riverside Senior Investments, LP requests an extension and such extension is necessary for completion of the development; 6. Authorize the City Manager, or his designee, to amend the contract if necessary to achieve project goals provided that the amendment is within the scope of the project and in compliance with City policies and applicable laws and regulations governing the use of federal grant funds; and 7. Authorize the use of the basic incentives provided under the City's Neighborhood Empowerment Zone Tax Abatement Policy and Basic Incentives, such as permit and fee waivers, approved for the development of the Sphinx at Sierra Vista Senior Villas as HOME Match for the City's HOME Investment Partnerships Program grant funds. DISCUSSION: Sphinx Development Corporation proposes to build a 272 unit affordable housing development for seniors over the age of 55 with incomes at or below 60 per cent of Area Median Income. Fourteen of the units will be Permanent Supportive Housing units. The project will include a club house, business center, conference room, business lounge, fitness center, game room, and swimming pool. On http://apps.cfwnet.org/council_packet/mc review.asp?ID=25072&councildate=9/26/2017 6/27/2018 M&C Review Page 2 of 3 September 27, 2016, the Board of Directors of the Fort Worth Housing Finance Corporation (HFC) agreed to participate with Sphinx Development Corporation to form Riverside Senior Investments, LP (the Partnership) that will construct, own and manage the Sphinx at Sierra Vista Senior Villas. The HFC will be the sole member of Riverside Senior Development GP, LLC, the general partner and own the land on which the development will be sited which will be leased to the Partnership. The Partnership submitted an application to the Texas Department of Housing and Community Affairs (TDHCA) for 2017 Non-Competitive (4%) Housing Tax Credits (4% HTC) for a portion the costs of the development, and applied to Tarrant County Housing Finance Corporation for multifamily bonds. TDHCA approved 4% HTC for the development on July 27, 2017. HOME Contract and Loan: Staff recommends a change in use and expenditure of$1,100,000.00 of the City's HOME Investment Partnerships Program (HOME) grant funds in the form of a subordinate loan to the Partnership to be used for acquisition and construction costs of the development. The HOME funds may be used for any HOME-eligible costs for the development as provided in the contract. Staff recommends the following contract and loan terms: 1. Contract term of three years commencing on the date of execution with two one-year extensions; 2. Loan term to commence on date of execution of the loan documents and terminate at the end of the 20 year Affordability Period defined in the contract. 3. Interest rate of 1 percent during construction period until project stabilization. Interest rate or 1% or Applicable Federal Rate, whichever is less, shall accrue beginning at project stabilization. Equal payments of principal and accrued interest based on a 35 year amortization schedule shall commence 12 months after project stabilization and continue to the end of the Affordability period at which time all unpaid principal and accrued interest shall be due. 4. HOME loan to be subordinate only to construction/permanent financing. 5. Payment of the HOME funds and performance of the HOME requirements to be secured by a deed of trust. and 6. Designate HOME-assisted units according to the HOME Regulations with a 20 year Affordability Period. The expenditure of HOME funds is conditioned upon the following: 1. Satisfactory completion of an environmental review, pursuant to 24 CFR Part 58; 2. Authorization to use grant funds from HUD; 3. Equity, construction and permanent financing for the development acceptable to the City; 4. Certificate of bond reservation by the Texas Bond Review Board; and 5. Closing on equity and all other financing for the development. The federal regulations governing the City's annual grant from the United States Department of Housing and Urban Development (HUD) require the City match a certain percentage of the HOME funds drawn from its HOME Treasury Account each program year(Match). The City's Match obligation must be satisfied annually from non-federal sources used for qualified housing projects, such as donated materials, cash donations, in-kind contributions and sweat equity. The Sphinx at Sierra Vista Senior Villas development is located in the Rolling Hills Neighborhood Empowerment Zone (NEZ) and has been certified for basic incentives. Staff recommends that the City use the value of the basic incentives given to this development as Match for its HOME grant. The basic incentives for this development accomplish the public purpose of assisting in the creation of quality, accessible, affordable housing for low to moderate income households and also aid the City http://apps.cfwnet.org/council_packet/mc_review.asp?ID=25072&councildate=9/26/2017 6/27/2018 M&C Review Page 3 of 3 in meeting its neighborhood revitalization goals. The development will benefit low and very low income City citizens by providing them with quality, accessible, affordable housing. A public comment period on the change in use of these HOME funds was held from August 21, 2017 to September 19, 2017. Any comments will be maintained by the Neighborhood Services Department, in accordance with federal regulations. The development is located in COUNCIL DISTRICT 8. FISCAL INFORMATIONXERTIFICATION: The Director of Finance certifies that funds are available in the current operating budget, as appropriated, of the Grants Fund. TO Fund Department Account Project Program Activity Budget Reference# Amount ID ID Year Chartfield 2 FROM [#—u—ndTDepartment Account Project Program ActivityBudget Reference# Amount ID ID Year (Chartfield 2) Submitted for City Manager's Office by: Fernando Costa (6122) Originating Department Head: Aubrey Thagard (8187) Additional Information Contact: Chad LaRoque (2661) ATTACHMENTS Sierra Vista Form 1295.pdf Sphinx at Sierra Vista Map.pdf http://apps.cfwnet.org/council_packet/mc review.asp?ID=25072&councildate=9/26/2017 6/27/2018 CERTIFICATE OF INTERESTED PARTIES FORM '1295 1of1 Complete Nos.1-4 and 6 if there are interested parties. OFFICE USE ONLY Complete Nos.1,2,3,5,and 6 if there are no interested parties. CERTIFICATION OF FILING 1 Name of business entity filing form,and the city,state and country of the business entity's place Certificate Number: of business. 2017-252011 Riverside Senior Investments,LP Dallas,TX United States Date Filed: 2 Name of governmental entity or state agency that Is a party to the contract for which the form Is 08/212017 being filed. City of Fort Wort Date Acknowledgeq: 16 )-ftI-- 3 Provide the identification number used by the governmental entity or state agency to track or identify the contract,and provide a description of the services,goods,or other property to be provided under the contract. TBD Development of Affordable Multifamily Housing. 4 Nature of interest Name of Interested Party Clty,State,Country(place of business) (check applicable) Controlling Intermediary Banyi Riverside LLC Dallas,TX United States X Riverside Senior Development GP,LLC Dallas,TX United States X 5 Check only if there Is NO Interested Party. ❑ 6 AFFIDAVIT I swear,or affirm,underny of na u that the above disclosure is true and correct. Pe perjury, Signature of&d&rized agent of contracting business entity AFFIX NOTARY STAMP/SEAL ABOVE Sworn to and subscribed before me,by the said this the S� Qavf 20 1to certify which,witness my hand and seal of olfic e. NEDRA 7AE Notary ID 80my Commiresrch ignature of off cer admi Bring oath Printed name of officer admin' tering oath 4Vitle1A A An r- ffice a inisteri oath Forms provided by Texas Ethics Commission www.ethics.state.tx.us Version V1.0.883 Contract Compliance Manager: By signing, I acknowledge that I am the person responsible for the monitoring and administration of this contract, including ensuring all performance and reporting requirements. Liv Chad LaRoque o U.5-17 o 64r4-I*if .14aQ 4ilce 'Title HOME DEVELOPER RENTAL CONTRACT Rev. 06/26/2018 Sphinx at Sierra Vista Senior Villas