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HomeMy WebLinkAboutContract 51607 DocuSign Envelope ID:B186CA6D-3288-46E8-AC09-B8D40A498B47 -0Citiesfor CITY SECRETARY FINANCIAL CCNTIACTNO, SLIO�I EMPOWERMENT Fund MEMORANDUM OF UNDERSTANDING This Memorandum of Understanding (the "MOU"), dated as of June 11, 2018 (the "Effective Date") is by and between the Cities for Financial Empowerment Fund, Inc. (the "CFE Fund"), a Delaware non-stock, non-profit corporation qualified as exempt from federal income tax under section 501(c)(3)of the Internal Revenue Code of 1986,as amended(the"Code"), and the City of Fort Worth (the"Grantee"). WHEREAS, the CFE Fund works to support municipal engagement to improve the financial stability of low and moderate income households by embedding financial empowerment strategies. into local government infrastructure(the"Purposes"). WHEREAS, the CFE Fund has determined that the support of the Grantee in the work contemplated by this MOU furthers the exempt purposes of the CFE Fund. WHEREAS, the Grantee has agreed to use the funds provided by this MOU (the "Grant") to support the Purposes by managing the implementation and operation of the activities set forth in Exhibit A (the "Request for Proposal") and Exhibit B (the "Scope of Work") (Exhibits A and B, collectively the"Program"). WHEREAS,the CFE Fund and the Grantee desire to enter into this MOU to provide for the terms and conditions of the Grant and the Program. NOW, THEREFORE,the CFE Fund and the Grantee agree as follows: 1. Grant. The CFE Fund pledges and agrees to provide the Grantee a Grant in the form of cash in an amount not to exceed$20,000(TWENTY THOUSAND DOLLARS). Grant funds will be paid electronically in U.S.Dollars as provided for in the Grant Payout Schedule in Section �, below. 2. Use of Grant. The Grant is to be used only for the purposes outlined in the Request for Proposal and in accordance with the specific allocations identified in the Grant budget included in Exhibit C (the "Grantee Budget"). The work detailed in the Request for Proposal should be executed in accordance with the Scope of Work. The Grantee must obtain the prior written consent of the CFE Fund before using the Grant for goods or services outside the Scope of Work;the failure to comply with this provision may invalidate any obligation of the CFE Fund to pay any invoices for such goods or services and constitute breach of this contract OFFIGAL RECORD CIT`t SECRETARY 9 FT. WORTH, TX DocuSign Envelope ID:B186CA6D-3288-46E8-AC09-B8D40A498B47 3. Term. (a) The period of this Grant shall not exceed nine (9) months. The Grant term will begin as of the Effective Date and end no later than March 31,2019.Any funds not used by the end of the Grant term toward the purposes of this Grant will be returned to the CFE Fund within thirty (30) days after the end of the Grant term unless otherwise agreed upon by both parties in writing in advance. (b) This MOU may be terminated at any time prior to its scheduled termination as set forth above: (i) By either the CFE Fund or the Grantee without cause by giving the other party sixty(60) days' prior written notice; (ii) Immediately by a non-breaching party following a material breach of this MOU by the other party and the expiration of a ten(10) day"cure"period after the non-breaching party shall have given notice to the breaching party of such breach; or; (iii) Immediately by the CFE Fund when its objectives can no longer be advanced through the relationship set forth in this MOU,without limitation, by the Grantee's administration of any Vendor Contract(as defined below). (c) If the MOU is terminated by either party for any reason, CFE Fund will have no further obligation to make any payments to the Grantee, except for work already completed but not yet paid for prior to the termination;provided,that(i)such work is within the Scope of Work or(ii) if such work is beyond the Scope of Work, the prior written consent of the CFE Fund has previously been obtained. 4. Vendor(s) (a) The CFE Fund hereby appoints the Grantee as its sole and exclusive agent with respect to any community-based 501(c)(3) organizations, governmental organizations, consultants, or other private entities (each a "Vendor") engaged by the Grantee to support the implementation of the Program. Each Vendor may rely upon the direction and instruction of the Grantee. (b) The Grantee shall administer all aspects of each contract entered into with any Vendor for purposes of this MOU (the "Vendor Contracts"), including, without limitation, payment of Vendor(s)' invoices, managing and overseeing the performance of each Vendor under the Vendor Contracts and monitoring such Vendor's adherence to its duties, obligations and responsibilities thereunder, including appropriate insurance. (c) Notwithstanding the above, Grantee shall notify CFE Fund in timely, written manner of any Vendors engaged for the purposes of this MOU. 5. Conditions of Disbursement of Grant. 2 DocuSign Envelope ID:B186CA6D-328B-46E8-AC09-B8D40A498B47 (a) Grantee shall be eligible to receive funds upon the fulfillment of the following condition: (i) Receipt by the CFE Fund of a countersigned copy of this MOU, which includes Scope of Work and Grantee Budget. (b) Disbursements of the Grant shall be subject to the fulfillment of the following conditions: (i) Timely receipt of all Grantee reports as detailed in the Scope of Work. (ii) Satisfactory performance of this MOU in accordance with the Scope of Work. (iii) The Grantee covenants and agrees that it shall take no action, omit to take any action, or engage in any activity that could impair or endanger, either directly or indirectly, the CFE Fund's exempt status under the Internal Revenue Code, or which could hinder the CFE Fund's ability to fulfill its charitable mission. (c) Grant Payout Schedule: (i) Terms of payments: a. 80% of funds will be available for payment upon execution of contract and receipt of fully executed contract. b. Final 20% of funds will be available upon the satisfactory submission of final contract deliverables as defined in the Scope of Work. (ii) All funds will be electronically transferred. 6. Payment of Grant. Subject to the fulfillment of the conditions set forth in Section 3: (a) The CFE Fund may increase the Scope of Work and corresponding outcome requirements and make concomitant payment adjustments as funds become available to expand services. Any increase in the Scope of Work and subsequent outcome goals would be made in consultation with the Grantee and the Vendor(s). (b) Services provided by the Vendor to clients beyond the Grant term shall not be within the Scope of Work under this MOU and shall not be included in the Grant, itial here (c) Grantee acknowledges that the CFE Fund will be making one or more electronic t grant payments, and that Benedict George, Sr. Management Analyst, Benedict.George@fortworthtexas.gov is authorized to enter the Grantee's appropriate routing and account number into CFE Fund's payment system 3 DocuSign Envelope ID:B186CA6D-328B-46E8-AC09-B8D4OA498B47 (bill.com). 7. Covenants. During the term of this Grant,the Grantee is expected to adhere to the terms and conditions below and outlined in the Scope of Work or as set forth in Exhibit E (the "Grantee Proposal'). Failure to adhere to these conditions will constitute an act of default and result in the Grantee's obligation to return of part or all of the Grant funds to the CFE Fund and the termination of any obligation of the CFE Fund to pay subsequent invoices submitted after such default. In such a case, the CFE Fund will determine in its sole and absolute discretion the percentage of the Grant to be returned. Cessation or reclamation of Grant funding by the CFE Fund may also result in the Grantee's elimination from consideration for investment from the CFE Fund in any other form. In the event that the CFE Fund terminates the Grant as provided herein, the Grantee shall return Grant funds to the CFE Fund within the time period specified by the CFE Fund upon termination. During the Grant term and beyond as applicable,the Grantee under this MOU agrees to: (a) Coordinate the overall implementation of the program with respect to the Scope of Work and the Grantee Proposal. The Grantee will oversee and direct the work of all partner organizations with respect to the Scope of Work and the Grantee Proposal, including its nonprofit, referral, integration and.training partners and Vendor(s). In particular,the Grantee will monitor and manage any Vendor(s) to ensure proper implementation in conformance with the Scope of Work and will serve as the main point of contact with the Vendor. The Grantee and its Vendor(s), if any, will draft and sign an agreement that will memorialize-this understanding and submit a-timely, written copy of such subagrcement to CFE Fund. (b) Adhere to the uses of the Grant detailed in the Request for Proposal. (i) This Grant is made only for the purposes of implementing the Scope of Work pursuant to the Request for Proposal and this MOU. Any Grant funds not expended or committed for these purposes within the Grant term will be returned to the CFE Fund.Any prospective changes in the use of this Grant totaling over Any prospective changes in the use of this Grant totaling over ten percent(10%)of any individual budget line must be submitted in writing to and approved in advance by the CFE Fund must be submitted in writing to and approved in advance by the CFE Fund, (ii) The Grantee will provide immediate written notification to the CFE Fund if significant changes or events occur during the term of the Grant which could potentially impact the progress or outcome of the Grant,including,without limitation, changes in the Grantee's or .any Vendor(s)' management personnel, loss of funding or other extenuating circumstances which could affect the Grantee Budget or any Vendor(s)' budget. The CFE Fund, in its 4 DocuSign Envelope ID:B186CA6D-328B-46E8-AC09-B8D40A498B47 sole and absolute discretion, will determine if requests for budget modifications are warranted. (c) To the extent that any Vendor is a tax-exempt entity, to confirm the tax-exempt status of such Vendor at the time of each payment, and ensure that that each such Vendor is maintaining all authorizations, filings, exemptions, insurance, etc. required of a Vendor to perform its duties within and outside this MOU. The Grantee also agrees to provide immediately any correspondence from the Internal Revenue Service or other related agencies regarding the above. , (d) Cooperate in the monitoring, evaluation, and reporting of work, as detailed in the Scope of Work and as set forth in Exhibit D ("Reporting"). (e) Adhere to the CFE Fund financial compliance stipulations. (i) The Grantee will maintain financial records to clearly account for the Grant funds from the CFE Fund and proper expenditures in furtherance of the Grant. The Grantee shall retain and maintain adequate records to substantiate such expenditures according to generally accepted accounting practices.The Grantee shall retain original substantiating documents related to the specific Grant expenditures and make these records available to the CFE Fund upon request. (ii) The CFE Fund reserves the right to audit the Grantee's financial and other records to ensure the proper utilization of its Grant funds. During and at least three years following the end of the Grant term, the Grantee must maintain records showing, separately from other accounts kept in its books and records,the receipt and expenditure of the CFE Fund Grant funds. (f) Adhere to the CFE Fund's marketing and communications guidelines. (i) The Grantee agrees to adhere to the marketing and communication guidelines of the CFE Fund(as it may be amended,modified, supplemented or otherwise revised), and any Grant-relevant CFE Fund partners, as provided by the CFE Fund and as applicable. (ii) The Grantee agrees to provide details about all Grant-related marketing and communication materials and events to the CFE Fund reasonably in advance to jointly determine appropriate branding opportunities for the CFE Fund and any relevant CFE Fund partners. Materials include but are not limited to websites, newsletters, media releases, public announcements, event invitations and programs. The CFE Fund will provide specific communication protocols including language for recognizing the CFE Fund in text and logo format. Grantee also shall provide to the CFE Fund final copies of all printed materials as part of the progress reports for the Program. 5 DocuSign Envelope ID:B186CA6D-3288-46E8-AC09-B8D40A498B47 (iii) The Grantee will request permission from the CFE Fund before using. or modifying the CityStart logo and related branded materials. (iv) Any Grant-related media interviews or public announcements intended for media or public purposes must be coordinated with and approved by the CFE Fund in advance. (v) The Grantee and its Vendor(s)may not publicly announce the receipt of this Grant or its details until the CFE Fund and its institutional investors have made their official announcement or have otherwise given permission in writing.Nothing in this section shall conflict with or otherwise prohibit any obligations Grantee may have pursuant to the Texas Public Information Act. (i) Notwithstanding any other provision to the contrary in this Section 7, the Grantee shall, prior to the release of any public records relating to this MOU pursuant to the Texas Public Information Act: L Provide written notice to the CFE Fund of its opportunity to submit comments to the Texas Attorney General's Office as soon as possible and within three(3)business days of receipt by the Grantee of a request of public records relating to this MOU pursuant to the Texas Public Information Act; provided, that such notice shall include a copy of the relevant records request. (vi) Execution of this MOU provides the CFE Fund and its institutional investors the right to disseminate any products, outcomes, or other information related to the Grantee's efforts in any media of its choosing. Whenever feasible, the CFE Fund will share these materials with the Grantee prior to publication and give appropriate credit to the Grantee as the provider of this information. The Grantee and its Vendor(s), if any,will be expected to cooperate in any public education or outreach effort undertaken in connection with this Grant, which may include other CFE Fund programs. (g) Adhere to the following prohibitions on the use of the Grant. Under no circumstances the Grantee or any other organization receiving the CFE Fund's Grant funds use these funds directly or indirectly for the following purposes or activities: (i) Make a Grant to an individual for travel, study or other similar purpose, as described in section 4945(d)(3) of the Code. (ii) Promote or engage in violence,terrorism,bigotry,or the destruction of any state, nor will it make sub-Grants to any entity that engages in these activities. 6 DocuSign Envelope ID:B186CA6D-3288-46E8-AC09-B8D40A498B47 (iii) Influence legislation, especially for the benefit of the CFE Fund or any of its affiliates or funders, including by publishing or distributing any statements, or any campaign in support of or opposition to any pending legislation. (iv) Any other purposes outside what is stated in the Request for Proposal without express written permission from the CFE Fund. 8. Confidentiality. All reports, information or data furnished to or to be prepared or assembled under this MOU are to be held confidential,unless otherwise herein provided or subject to disclosure by law. Nothing in this section shall prohibit disclosures required under the Texas Public Information Act. (a) Notwithstanding any other provision to the contrary in this Section 10,the Grantee shall,prior to the release of any public records relating to this MOU pursuant to the Texas Public Information Act: (i) Provide written notice to the CFE Fund of its opportunity to submit comments to the Texas Attorney General's Office as soon as possible and within three(3)business days of receipt by the Grantee of a request of public records relating to this MOU pursuant to the Texas Public Information Act; provided, that such notice shall include a copy of the relevant records request. 9. Non-Assignability. The Grantee shall not assign, transfer, subcontract, convey or otherwise dispose of this MOU or of its rights,obligations,responsibilities or duties hereunder or under any Vendor Contract, either in whole or in pant,without the prior written consent of the CFE Fund. 10. Compliance with Anti-Discrimination Rules. In its use of Grant funds provided by the CFE Fund, and in the course of all development, marketing and operation activities, the Grantee shall fully comply with all applicable federal, state, local (and any other governmental), anti-discrimination laws, executive orders,rules and regulations. 11. Entire MOU. This MOU contains the entire understanding between the parties hereto with respect to the subject matter of this MOU and replaces and supersedes all prior agreements and understandings of the parties. This MOU may be amended or modified only by a writing executed by the parties hereto. 12. Binding MOU. 7 DocuSign,Envelope ID:B186CA6D-328B-46E8-AC09-B8D40A498B47 Notwithstanding any other provision of this MOU, the parties agree that this MOU constitutes a legal, valid and binding agreement of each party, and is enforceable against each party in accordance with its terms. 13. Amendment. The CFE Fund shall consider, but is not obligated to agree to, requests by the Grantee to amend the terms of this MOU. Amendments to this MOU shall be made only after (i) the CFE Fund has received written request from the Grantee stating the nature of the amendment request, and (ii) the CFE Fund has executed a written agreement describing the terms of the amendment. 14. Counterparts. This MOU may be executed in any number of counterparts,including by facsimile or other electronic means of communication, each of which shall be deemed an original of this MOU and all of which together shall constitute one and the same instrument. 8 n Envelope ID:B186CA6D-328B-46E8-AC09-B8D40A498B47 IN WITNESS WHEREOF, the parties hereto have caused this MOU to be duly executed by their respective officers as of the day and year first above written. CITIES FOR FINANCIAL EMPOWERMENT FUND, INC. By: FDocuSigned by: J6"&A, t lu.KI'I Name: onat an Mintz Title: President and Chief Executive Officer Date: 11/30/2018 3:19:11 PM EST CITY OF FORT WORTH By: - a.-d,�L—�-� Name: Fernando Costa Title: Assistant City Manager Date: �7'�8 CONTRACT COMPLIANCE MANAGER: By signing I acknowledge that I am the person responsible for the monitoring and administration of this cZnrac,t,Lnclu.d'Fg ensuring all per ormance and reporting requirements. By: Name; onia Singleton a Title: Neighborhood Ser es Assistant Director APPROVED AS TO FORM AND LEGALITY: ATTEST: a By: '19?� By: Name: Matthew A.Murray dame': Maty ay r ...,.. . Title: Assistant City Attorney Title: City Secretary ' EFT. E RECORD EUIETARV GRANT AGREEMENT ORTH,Y DocuSign Envelope ID:B186CA6D-328B-46E8-AC09-B8D40A498B47 Exhibit A Request for Proposal (To Be Attached) EXHIBIT A DocuSign Envelope ID:B186CA6D-328B-46E8-AC09-B8D40A498B47 Exhibit A Application Cities For Financial Empowerment Fund 2018 CityStart Application Cities For Financial Empowerment Fund Summary & Important Dates The Cities for Financial Empowerment Fund (CFE Fund) seeks proposals from City governments looking for assistance in developing local financial empowerment strategies and programmatic blueprints. The CFE Fund's CityStart initiative,with support from 1PMorgan Chase & Co., offers mayors and their administrations a structured approach to identify financial empowerment goals, convene relevant stakeholders for sustainable success, develop actionable strategies, and ultimately craft a blueprint that is rooted in local insights and opportunities. The CFE Fund will select four City governments to receive an intensive 6-9 month technical assistance engagement partnership, along with a $20,000 planning grant. Selected cities, working with the CFE Fund, will host a municipal financial empowerment "boot camp" event that brings together key local constituencies, including leaders from city agencies/mayoral leadership, local funders,community organization partners, and financial institution representatives. Following the boot camp,the CFE Fund will work with each city to craft a municipal financial empowerment blueprint. Important dates: • Application release date: March 27, 2018 * Proposal submission due date: April 20,2018 o Notification of selection: Early May Background The Cities for Financial Empowerment Fund's(CFE Fund) mission is to leverage municipal engagement to improve the financial stability of low and moderate-income households by embedding financial empowerment strategies into local government infrastructure. The CFE Fund works with mayoral administrations and those interested in supporting them to implement innovative programs and policies--and measures its success accordingly. The CFE Fund's work centers on the following four pillars of financial empowerment: ® Banking Access:A household's ability to be financially stable depends on several factors: minimizing costs for basic goods and services;access to convenient, low-cost financial products and structures (transaction,saving, credit and insurance products as well as direct deposit, automatic enrollment, etc.); and financial capability related to money Printed On:16 April 2018 2018 CityStart Application 1 DocuSign Envelope ID:B186CA6D-3288-46E8-AC09-B8D40A498B47 Exhibit A Application Cities For Financial Empowerment Fund management, financial products, and credit. Checking and savings accounts are essential building blocks for participation and success in the financial mainstream. • Financial Counseling; City governments work with private sector, state and federal government, and community partners to help residents build their financial knowledge, better navigate complex financial products and systems, address pressing financial challenges, and generally improve their financial behavior and situation through professional financial counseling. ® Savings and Asset Building:Stabilizing and maximizing income is a critical step toward financial security and economic opportunity. Without sufficient income, families cannot meet basic needs, let alone save for the future. For many low-wage workers, however, employment can be unstable and earnings unpredictable.As a result, many are forced to incur debt just to finance basic needs. Champions of asset building and financial empowerment are utilizing technology, creating new and leveraging existing physical access points, developing automated and matched savings opportunities, and launching public awareness campaigns to connect residents to the full range of benefits,work supports,and tax credits for which they are eligible. a Consumer Financial Protection: Municipalities have unique and powerful opportunities to help protect their residents' assets from those who would seek to take advantage of financial instability or otherwise diminish hard-fought gains made through asset building strategies. While-local regulatory environments vary, local government bodies possess an array of consumer protection tools including industry-based licensing,other regulatory enforcement, zoning and land use options, municipal deposits,taxation, and budget decisions. The CityStart initiative stems from the CFE Fund's extensive work with local government leaders, and connects critical on-the-ground insights about the impact of financial instability on families, communities, and municipal budgets with tangible, measurable, and sustainable municipal strategies to improve families'financial lives. The CityStart initiative is a comprehensive approach to helping cities launch financial empowerment work through the infrastructure of local government. While specific CityStart engagements vary,the initiative offers mayors and their administrations a way to identify financial empowerment goals, develop actionable strategies,convene key stakeholders, and ultimately craft an implementation roadmap that is rooted in local insights and that prioritizes scale and sustainability. The CityStart initiative encourages municipal governments who are either newly interested to start their own financial empowerment work or those who are looking to further enhance and coordinate existing efforts. The CFE Fund will coordinate and deliver one-day boot camp events in four cities through this new opportunity. At these boot camps, attendees will learn about best practices from the CFE Fund's diverse range of municipal engagements, as well as insights from other field leaders. Printed On:16 April 2018 2018 CityStart Application 2 DocuSign Envelope ID:B186CA6D-3288-46E8-AC09-B8D40A498B47 Exhibit A Application Cities For Financial Empowerment Fund Each boot camp will bring together key local constituencies with the ability to plan, launch, and sustain financial empowerment strategies, including leaders from a mayor's administration, funders, nonprofit partners, advocates, financial institutions, and community groups. Following the bootcamp, each City will work with the CFE Fund on developing a strategic blueprint for the City. This phase will consist of intensive technical assistance to help city partners develop a comprehensive financial empowerment strategy, including implementation approaches and funding opportunities. ELIGIBILITY Cities with 75,000 or more residents are eligible to apply.The application should be from the Mayor's or City Manager's office or from any city agency/department (with the approval of the Mayor)working on relevant financial empowerment issues. Only city governments can apply. Applications must be made through our online grant portal. Please direct any questions to Tamara Lindsay(tlindsay@cfefund.org). CityStart Engagement Successful partners must designate one or two staff members to serve as project leads and engage in the following activities,with assistance from the CFE Fund. Schedule and coordinate a one-day Municipal Financial Empowerment Boot Camp. o Support the CFE Fund's efforts to conduct in advance a landscape analysis, which includes identifying the key stakeholders, understanding the city government structure and key administration goals, assessing the main financial empowerment issues, identifying existing financial empowerment efforts in the city, and accessing related data. o Identify and invite participants. o Secure a venue. o Facilitate any portions of the boot camp pertaining to the city government. ® Coordinate internal meetings with the Mayor and senior leadership to advance efforts. ® Following the boot camp, assist in finalizing a debrief memo and coordinating any meetings to discuss the findings. ® Draft a municipal financial empowerment blueprint, identifying priorities, convening working group meetings with city and community leaders (as needed), identifying possible programmatic/policy approaches and exploring funding and sustainability strategies. ® Participate in any local and national learning community activities. Printed On:16 April 2018 2018 CltyStart Application 3 DocuSign Envelope ID:B186CA6D-328B-46E8-AC09-B8D40A498B47 Exhibit A Application Cities For Financial Empowerment Fund CFF Fund Technical Assistance During the course of the engagement, the CFE Fund team will work with each partner to support all the activities. The CFE Fund will: ® Lead regular calls and be available via email to support all planning efforts for the boot camp; ® Conduct the initial landscape analysis; ® Make a minimum of two site visits Ione being the boot camp); ® Create boot camp content, working with the partner on any local content; ® Lead the boot camp and facilitate the discussions; ® Supported by the City, draft the debrief document following the boot camp; ® Participate in any meetings or phone calls with senior Administration leadership as needed; and ® Support City efforts to draft the blueprint, including facilitating meetings and reviewing drafts. Contact Information City dame* Character Limit:100 1. Name* Character Limit:250 2. Title* Character Limit:250 3. Email* Character Limit 254 4. Phone Number* Character Limit:250 Statement of Interest 5. How is the CityStart initiative relevant to the City's priorities and goals?* Character Limit:2000 Printed On: 16 April 2018 2018 CityStart Application 4 DocuSign Envelope ID:B186CA6D-3288-46E8-AC09-B8D40A498B47 Exhibit A Application Cities For Financial Empowerment Fund 6. What are some of the key financial instability issues in your city?* Character Limit:2500 Organizational Capacity 7. Name of the Mayor* Character Limit:250 8. Select the system of municipal government* Choices Commission Council-Manager Mayor-Council spa. City Manager Overview In cities with City Managers,please include an overview of the City Manager's office, making sure to mention the relationship between this office and the Mayor. Character Limit:1500 9. Mayoral Term* When did the Mayor start her or his term and how many years does she/he have left? Character Limit:1500 10. Agency or Office Applicant* If the applicant is not the Office of the Mayor or City Manager, please describe the primary and relevant functions of this agency or office and its relationship to local government leadership and financial empowerment Character Limit:2000 11. Key Staff Member(s)* Identify the key staff member(s)who will serve as the CFE Fund liaisons for this engagement. Staff members must be able to commit time to help coordinate efforts. Please provide a brief biography. Character Limit:7500 12. Public-Private Partnerships* Describe the City's experience with public-private partnerships for anti-poverty efforts. Character Limit:5000 13. Citywide Initiatives* Describe any current or planned citywide initiatives which could serve as a platform to integrate financial empowerment work (e.g., affordable housing, entrepreneurship programs, etc.). Printed On:16 April 2018 2018 Citystart Application 5 DocuSign Envelope ID: B186CA6D-328B-46E8-AC09-B8D40A498B47 Exhibit A Application Cities For Financial Empowerment Fund Character Limit:7500 Financial Empowerment Landscape 14. Financial Empowerment Interest* Describe the Mayor's interest in financial empowerment and how it fits within the administration's agenda. Character Limit:5000 15. Current Programs* List and provide a brief overview of current financial stability programs offered through the City and/or in partnership with others. Character Limit:6000 16. Stakeholders* Name the key local government and external stakeholders who could be potential invitees to the boot camp. Character Limit.,6000 17. Challenges* What are some potential challenges in delivering financial empowerment initiatives in the city? Character Limit:6000 18. Funding* Describe the private and public funding that could be accessed to support financial empowerment efforts. Character Limit:6000 Attachments Letter of Support from the Mayor* Please provide a letter of support of the Mayor. This letter is required of all applicants. File Size Limit:3 MB Letter of Support -- City Manager If the City has a City Manager, please provide a letter of support. File Size Limit:3 MB Letter of Support --Agency/Office If the applicant is not the Mayor's Office, please provide a letter of support from head of the agency applying. Printed On:16 April 2018 2018 CityStart Application 6 DocuSign Envelope ID:B186CA6D-328B-46E8-AC09-B8D40A498B47 Exhibit A Application Cities For Financial Empowerment Fund File Size Limit:3 MB Printed On:16 April 2018 2018 City5tartApplication 7 DocuSign Envelope ID:B186CA6D-3288-46E8-AC09-B8D40A498B47 Exhibit B Scope of Work Where there may be discrepancies, this Scope of Work supersedes both the Request for Proposal and the Grantee Proposal. As part of the CityStart Grant, the CFE Fund will be providing the City of Fort Worth with technical assistance, including staff time, and a $20,000 grant to help it achieve the following deliverables: • Coordinate a one-day municipal financial empowerment boot camp; and • Draft a municipal financial empowerment blueprint, outlining priorities, identifying key city and community leaders, highlighting possible programmatic and policy approaches, and proposing funding and sustainability strategies. In order to accomplish these deliverables,the Grantee will: • Designate one or two staff members to serve as project leads and the main liaison between the CFE Fund and the Grantee. o Ensure that the designated staff members are working with the CFE Fund in furtherance of the planning efforts, before and after the bootcamp, including attending all relevant in-person meetings and conference calls and supporting all efforts related to drafting the blueprint. • Support the CFE Fund's efforts to conduct a landscape analysis,which includes identifying the key stakeholders, understanding the city government structure and key administration goals, assessing the main financial empowerment issues, identifying existing financial empowerment efforts in the city, and accessing related data. • Host a municipal empowerment boot camp, coordinating strategic planning and logistics, including but not limited to: o Identifying and inviting participants,including coordinating schedules. o Securing the venue. o Working with the CFE Fund to draft local content for the boot camp. o If necessary, coordinating presentations from other relevant stakeholders. o Facilitating any portions of the bootcamp pertaining to the city government. o Support all post-boot camp efforts, including cataloging the relevant findings. • Develop a municipal financial empowerment blueprint, assisted by the CFE Fund. o As needed, convene working groups with relevant stakeholders to continue efforts to better understand local issues, challenges and opportunities. o With assistance from the CFE Fund, lead efforts to draft the municipal financial empowerment blueprint, including the city's financial empowerment goals, actionable strategies, sustainability approaches and an implementation roadmap rooted in local insights. o Coordinate internal meetings with the Mayor, City Manager (if applicable), and senior City leadership, and other stakeholders to advance efforts. + Share accomplishments, best practices and lessons learned with the broader field through local and national Learning Community activities led by the CFE Fund,including webinars and conference calls with other CityStart cities. Topics will be determined based on the EXHIBIT B DocuSign Envelope ID:B186CA6D-3288-46E8-AC09-B8D40A498B47 interests and needs of grantees, but may include: financial empowerment best practices, local government commissions, outreach and community engagement strategies, and updates from former CityStart grantees. • Demonstrate public commitment to the financial empowerment priorities and strategy. This could include a variety of communication efforts, such as a Mayoral press event coupled with dedicated media outreach. As part of the City5tart Grant,the CFE Fund team will provide technical assistance to the Grantee on a regular basis. The CFE Fund will: • Lead regular calls and be available via email to support all planning efforts for the boot camp; • Conduct the initial landscape analysis; • Make a minimum of two site visits (including the boot camp); • Create boot camp content,working with the partner on any local content; • Lead the boot camp and facilitate the discussions; • Supported by the City, draft the debrief document following the boot camp; • Participate in any meetings or phone calls with senior Administration leadership as needed; and • Support City efforts to draft the blueprint, including facilitating meetings and reviewing drafts. EXHIBIT B DocuSign Envelope ID:B186CA6D-3288-46E8-AC09-B8D40A498B47 Exhibit C Grantee Budget The CFE Fund will provide$20,000 planning grant to support the City of Fort Worth. The City of Fort Worth will use the funding from this grant to commit staff($10,000.00),manage administrative needs ($5,000.00) and fund a local event ($5,000.00), in line with the Request for Proposal and Scope of Work, The CFE Fund will provide$20,000 to support this work. EXHIBIT C DocuSign Envelope ID:B186CA6D-3288-46E8-AC09-B8D4OA498B47 Exhibit D Rem The Grantee is responsible for reports using the CFE Fund's online grant portal. • Post Boot Camp Report: A post boot camp. narrative report, that will summarize the grantee's work and activities to date, lessons learned and next steps being taken to develop the financial empowerment blueprint. The template will be provided by the CFE Fund and will be submitted through the CFE Fund's online grant portal. • Final Report: The municipal financial empowerment blueprint will serve as the final report. Timing will be based on Grantee's progress. This report will provide an overview of how grant funds were spent. EXHIBIT D DocuSign Envelope ID:B186CA6D-328B-46E8-AC09-B8D40A498B47 Exhibit E Grantee Proposal (To Be Attached) ExHIBIT E DocuSign Envelope ID:B186CA6D-3288-46E8-AC09-B8D40A498B47 Exhibit E Diana Carranza City of Fort Worth City of Fort Worth 2418 CityStart Application City ®f Fort Worth Diana Carranza 200 Texas Street 0: 817-392-7369 Neighborhood Services Department Fort Worth,TX 76102 Diana Carranza 200 Texas Street diana.carranza@fortworthtexas.gov Fort Worth,TX 76102 0: 817-392-7369 Printed On:26 April 2018 2018 CityStart Application 1 DocuSign Envelope ID:B186CA6D-328B-46E8-AC09-B8D40A498B47 �xnlnit t Diana Carranza City of Fort Worth Application Form Summary & Important Dates The Cities for Financial Empowerment Fund(CFE Fund)seeks proposals from City governments looking for assistance in developing local financial empowerment strategies and programmatic blueprints.The CFE Fund's CityStart initiative,with support from JPMorgan Chase&Co.,offers mayors and their administrations a structured approach to identify financial empowerment goals,convene relevant stakeholders for sustainable success,develop actionable strategies,and ultimately craft a blueprint that is rooted in local insights and opportunities. The CFE Fund will select four City governments to receive an intensive 6-9 month technical assistance engagement partnership,along with a$20,000 planning grant.Selected cities,working with the CFE Fund,will host a municipal financial empowerment"boot camp"event that brings together key local constituencies,including leaders from city agencies/mayoral leadership,local funders,community organization partners,and financial institution representatives.Following the boot camp,the CFE Fund will work with each city to craft a municipal financial empowerment blueprint. Important dates: • Application release date: March 27,2018 • Proposal submission due date: April 20, 2018 • Notification of selection: Early May Background The Cities for Financial Empowerment Fund's(CFE Fund)mission Is to leverage municipal engagement to improve the financial stability of low and moderate-income households by embedding financial empowerment strategies into local government infrastructure.The CFE Fund works with mayoral administrations and those interested in supporting them to implement innovative programs and policies and measures its success accordingly. The CFE Fund's work centers on the following four pillars of financial empowerment: • Banking Access:A household's ability to be financially stable depends on several factors:minimizing costs for basic goods and services;access to convenient,low-cost financial products and structures(transaction, saving,credit and insurance products as well as direct deposit,automatic enrollment,etc.);and financial capability related to money management,financial products,and credit.Checking and savings accounts are essential building blocks for participation and success in the financial mainstream. • Financial Counseling:City governments work with private sector,state and federal government,and community partners to help residents build their financial knowledge,better navigate complex financial products and systems,address pressing financial challenges,and generally improve their financial behavior and situation through professional financial counseling. • Savings and Asset Building:Stabilizing and maximizing income is a critical step toward financial security and economic opportunity.Without sufficient income,families cannot meet basic needs,let alone save for the future.For many low-wage workers,however,employment can be unstable and earnings unpredictable.As a result, many are forced to incur debt just to finance basic needs.Champions of asset Printed On:26 April 2018 2018 CityStart Application 2 DocuSign Envelope ID:B186CA6D-3288-46E8-AC09-B8D40A498B47 Exhibit E Diana Carranza City of Fort Worth building and financial empowerment are utilizing technology,creating new and leveraging existing physical access points,developing automated and matched savings opportunities,and launching public awareness campaigns to connect residents to the full range of benefits,work supports,and tax credits for which they are eligible. • Consumer Financial Protection:Municipalities have unique and powerful opportunities to help protect their residents'assets from those who would seek to take advantage of financial instability or otherwise diminish hard-fought gains made through asset building strategies.While local regulatory environments vary, local government bodies possess an array of consumer protection tools including industry-based licensing, other regulatory enforcement,zoning and land use options,municipal deposits,taxation,and budget decisions. The CityStart initiative stems from the CFE Fund's extensive work with local government leaders,and connects critical on-the-ground insights about the impact of financial instability on families,communities,and municipal budgets with tangible,measurable,and sustainable municipal strategies to improve families'financial lives. The CityStart initiative is a comprehensive approach to helping cities launch financial empowerment work through the Infrastructure of local government. While specific CityStart engagements vary,the initiative offers mayors and their administrations a way to identify financial empowerment goals,develop actionable strategies,convene key stakeholders,and ultimately craft an implementation roadmap that is rooted in local insights and that prioritizes scale and sustainability.The CityStart initiative encourages municipal governments who are either newly interested to start their own financial empowerment work or those who are looking to further enhance and coordinate existing efforts. The CFE Fund will coordinate and deliver one-day boot camp events in four cities through this new opportunity.At these boot camps,attendees will learn about best practices from the CFE Fund's diverse range of municipal engagements,as well as insights from other field leaders.Each boot camp will bring together key local constituencies with the ability to plan,launch, and sustain financial empowerment strategies,including leaders from a mayor's administration,funders,nonprofit partners,advocates,financial institutions,and community groups. Following the bootcamp,each City will work with the CFE Fund on developing a strategic blueprint for the City.This phase will consist of intensive technical assistance to help city partners develop a comprehensive financial empowerment strategy,including implementation approaches and funding opportunities. ELIGIBILITY Cities with 75,000 or more residents are eligible to apply.The application should be from the Mayor's or City Manager's office or from any city agency/department(with the approval of the Mayor)working on relevant financial empowerment issues.Only city governments can apply. Applications must be made through our online grant portal. Please direct any questions to Tamara Lindsay (tli ndsay@ cfefund.org). CityStart Engagement Successful partners must designate one or two staff members to serve as project leads and engage in the following activities,with assistance from the CFE Fund. • Schedule and coordinate a one-day Municipal Financial Empowerment Boot Camp. Printed On:26 April 2018 2018 CityStart Application 3 DocuSign Envelope ID:B186CA6D-3288-46E8-AC09-B8D40A498B47 Exhibit E Diana Carranza City of Fort Worth o Support the CFE Fund's efforts to conduct in advance a landscape analysis,which includes identifying the key stakeholders,understanding the city government structure and key administration goals,assessing the main financial empowerment issues,identifying existing financial empowerment efforts In the city,and accessing related data. o Identify and invite participants. o Secure a venue. o Facilitate any portions of the boot camp pertaining to the city government. ® Coordinate internal meetings with the Mayor and senior leadership to advance efforts. ® Following the boot camp,assist in finalizing a debrief memo and coordinating any meetings to discuss the findings. s Draft a municipal financial empowerment blueprint,identifying priorities,convening working group meetings with city and community leaders(as needed),identifying possible programmatic/policy approaches and exploring funding and sustainability strategies. • Participate in any local and national learning community activities. CFE Fund Technical Assistance During the course of the engagement,the CFE Fund team will work with each partner to support all the activities. The CFE Fund will: m Lead regular calls and be available via email to support all planning efforts for the boot camp; ® Conduct the initial landscape analysis; ® Make a minimum of two site visits(one being the boot camp); o Create boot camp content,working with the partner on any local content; Lead the boot camp and facilitate the discussions; m Supported by the City,draft the debrief document following the boot camp; ® Participate in any meetings or phone calls with senior Administration leadership as needed;and ® Support City efforts to draft the blueprint,including facilitating meetings and reviewing drafts. Contact Informatran. City game* City of Fort Worth 1. Name* Diana Carranza Printed On:26 April 2018 2018 CityStart Application 4 DocuSign Envelope ID:B186CA6D-328B-46E8-AC09-B8D40A498B47 Exhibit E Diana Carranza City of Fort Worth 2. Title* Management Analyst II 3. Email* Diana.Carranza@ fortworthtexas.gov 4. Phone Number* 8173927369 Statement ®f Interest 5. How is the CityStart initiative relevant to the City's priorities and goals?* The City of Fort Worth's mission is working together to build a strong community.Building a strong community means building strong neighborhoods,developing a sound economy,providing a safe community and fostering a healthy environment.The City's vision is that Fort Worth will be the most livable and best managed city in the country.Financial empowerment for residents is key to achieving this mission and vision. Multiple entities,including government,community-based organizations,and private companies,offer a myriad of programs and services designed to help low-to-moderate income individuals and families become more financially stable.Yet,these services and supports are often delivered by multiple agencies with little thought as to how they might be coordinated to better meet the needs of the individuals they serve.The disjointed nature of service delivery at the local level makes itvery difficult for residents to access all of the resources for which they are eligible and to truly benefit from the intent of the services and supports. The City is ready to head the effort to create a more aligned system that identifies and addresses all of the issues preventing residents from achieving greater financial stability.The City is ready to build a comprehensive strategy that utilizes all of the community's resources and responds to the full range of local opportunities and needs.Evidence indicates that the integrated services model leads to higher rates of success. 6. What are some of the key financial instability issues in your city?* Low-to-moderate income residents face numerous barriers to achieving financial stability.Many residents live on financial edge,just one emergency or unexpected expense can lead to a financial crisis.In the City of Fort Worth with a total population of over 800,000,17.5%of residents are living below poverty level; 4.8%are unemployed,and 16.2%of 18-24 year olds do not have a high school diploma. (Source:U.S.Census Bureau,2016 American Community Survey 1-Year Estimates) There isn't a single strategy for addressing the unique comprehensive needs of residents,but rather a fragmented mishmash of well-intentioned services that are less effective than a comprehensive approach. Many residents are unbanked,under banked or have poor or no credit history.In addition,identification requirements,unaffordable service fees,and lack of bank products that align with residents'needs are also barriers.Accessing affordable credit is also an issue.Low-income residents are more likely to use high-cost Printed On:26 April 2018 2018 CityStart Application 5 DocuSign Envelope ID:B186CA6D-3288-46E8-AC09-B8D40A498B47 Exhibit E Diana Carranza City of Fort Worth alternative products like auto-title loans and payday loans to meet their needs.Oftentimes these residents lack a general understanding about credit,how to correct their credit reports,and improve their scores.Also, residents who are unemployed or underemployed often face wide monthly swings in income and expenses and need a different approach than traditional financial literacy programs. OrganizationalC'apac°ity 7. dame of the'Mayor* Betsy Price g. Select the system of municipal government* Mayor-Council Sa. City Manager Overview In cities with City Managers,please include an overview of the City Manager's office, making sure to mention the relationship between this office and the Mayor. The City Manager is appointed by City Council, the Office is made up of non-political employees including four(4)Assistant City Managers.The City Manager's Office oversees City operations and processes while acting as a clearinghouse for information both requested by and submitted to City Council.The current City Manager is David Cooke,who has been in office since June 30,2014.The four Assistant City Managers are Susan Alanis,Jay Chapa,Fernando Costa and Valerie Washington.The City Manager's Office exists to keep.the City running,regardless of who wins an election. 9. Mayoral Term* When did the Mayor start her or his term and how many years does she/he have left? The City has a two(2)year terms.Mayor Betsy Price was elected in 2011 and was re-elected for her fourth two-year term in 2017. 10. Agency or Office Applicant* If the applicant is not the Office of the Mayor or City Manager,please describe the primary and relevant functions of this agency or office and its relationship to local government leadership and financial empowerment The Neighborhood Services Department was formed in 2015.The Department was re-organized through a combination of the Community Resources Division,from Parks and Recreation Department and the Housing Division from the Housing and Economic Development Department.The Department was formed in order to consolidate administration of the City's major grant sources for serving low and moderate income residents, which include all of the following:the Community Services Block Grant(CSBG),the Community Development Block Grant(CDBG),the HOME Investment Partnerships Program(HOME) the Emergency Solutions Grant (ESG),the Housing Opportunities for Persons With AIDS grant(HOPWA),the Low In-come Heating and Energy Assistance Program(LIHEAP),the Comprehensive Energy Assistance Program(CHAP),the Printed On:26 April 2018 2018 CityStart Application 6 DocuSign Envelope ID:B186CA6D-3288-46E8-AC09-B8D40A498B47 Exhibit E Diana Carranza City of Fort Worth Weatherization Assistance Program(WAP),and the Lead Hazard Reduction Demonstration Grant(LHRD). The Neighborhood Services Department is therefore able to provide comprehensive and integrated social services and affordable housing programs to all the community. 11. Key Staff Member(s)* Identify the key staff member(s)who will serve as the:CFE Fund liaisons for this engagement.Staff members must be able to commit time to help coordinate efforts.Please provide a brief biography. Katherine DuCasse is'a licensed social worker with thirteen years of experience working for the City of Fort Worth.She has contributed in a variety of ways over the years including providing direct services to low- income customers including case management,supervising case managers and grants management.She currently manages the City's Volunteer Income Tax Assistance Program(VITA)which offers free income tax preparation services for low to moderate income households.She also assists with contract administration related to HUD funding. Diana Carranza has nearly six years of grant administration experience with the City of Fort Worth.She has served in various capacities over the years including monitoring grant compliance with federal regulations.She currently assists with contract administration related to HUD funding and submits required reports for a State grant.She also assists with the department's Fiscal related tasks. Michelle Pantaleo-Clough's expertise in sociology,psychology,human development and gerontology has served her well in nonprofit and government management positions for more than two decades.Currently Michelle is the Neighborhood Services Manager who coordinates and facilitates improvement efforts to make neighborhoods more livable and build a stronger community.This includes the development and implementation of programs and services and coordination of resources to address residents'needs leading to empowerment and improved quality of life.Michelle is also a Certified Financial Educator and Coach. 12. Public-Private Partnerships* Describe the City's experience with public-private partnerships for anti-poverty efforts.. The City of Fort Worth is engaged in numerous public-private partnerships for anti-poverty efforts. Its lead division for this is the Community Action Partners(CAP).CAP is part of the Neighborhood Services Department and changes people's lives and improves communities through its partnerships with other agencies and organizations charged with the same mission to fight poverty and empower low-income individuals and families by giving them the tools and resources to achieve self-sufficiency. Partner agencies that have formal Memorandums of Understanding with CAP are Goodwill,Tarrant County College,the Ladder Alliance and Catholic Charities.Informal partnerships have been established with Cornerstone,NICA,GRACE,b Stones,Tarrant County DHS,One Safe Place,the Parenting Center,Resource Recovery Council and many others that allow us to leverage funds. CAP has identified and works with employers such as Amazon,FedEx,UPS,Alcon,GM Financial,Trinity Metro,and FWISD who provide us with employment information and screen CAP clients first for available positions. 13. Citywide Initiatives` Describe any current or planned citywide initiatives which could serve as a platform to integrate financial empowerment work(e.g.,affordable housing,entrepreneurship programs,etc.). Printed On:26 April 2018 2018 CityStart Application 7 DocuSign Envelope ID:B186CA6D-328B-46E8-AC09-B8D40A498B47 Exhibit E Diana Carranza City of Fort Worth The City of Fort Worth and its partners currently offer a wide range of platforms in which financial empowerment efforts could be integrated. The City's Community Action Partners(CAP)provides the following financial stability programs: CAP Works-provides tuition assistance for short-term certifications and job training,allowing low- income individuals to improve their chances at employment in order to become more financially independent and self-sufficient. Utility Service Assistance-residents are assisted with utility bills(electric,water,gas,and propane) to avoid utility disruptions.Energy and water conservation education is provide to help households achieve energy self-sufficiency. Rising Stars-a summer program that provides youth ages 13-18 with exposure to area businesses, agencies and civic groups to provide them with a positive perspective on what their future can hold. Forward Home Veterans Program-this program helps veterans and their families by providing them with one-time rental/mortgage and utility payments to prevent homelessness. Families in Transition-case managers assist low-income households in attaining economic and personal independence through a variety of services on an ongoing basis,thus reducing the family's reliance on social services. Volunteer Income Tax Assistance(VITA)program_IRS-supported,free income tax preparation program for low-to-moderate income individuals and families.VITA helps people prepare their tax returns at no cost to the individuals and families,and most importantly helps taxpayers claim important tax credits like the Earned Income Tax Credit(EITC)and Child Tax Credit(CTC).VITA helps individuals keep their hard earned money and brings millions of dollars back into the local economy through refunds and valuable tax credits.As part of the tax preparation services,VITA volunteers encourage tax payers receiving refunds to deposit all or some of their refunds into savings accounts and/or purchase U.S.Savings Bonds. In addition to the above services,NSD staff is charged with coordinating resource events and workshops focusing on employment,financial literacy,affordable housing,and much more. Financidi Empowerment Landscape 14. Financial Empowerment Interest* Describe the Mayor's interest in financial empowerment and how it fits within the administration's agenda. City of Fort Worth Leadership is aware that access to Financial services,the ability to accumulate and protect savings or other financial assets,and steps to avoid bad credit or unmanageable debt are keys to both family financial stability and the broader economic vitality of the city. The City of Fort Worth Leadership is interested in developing a focused strategy to promote asset building to help families save and become more economically secure.This will lead to the strengthening of the fabric of the entire community and a more durable foundation for local economic growth and development. Recently the City of Fort Worth developed an Economic Development Strategic Plan,which is aimed at enhancing the city's status in the region and nation over the next five years and beyond.The vision that emerged seeks to broaden Fort Worth's horizons and create a more expansive view of economic success for Printed On:26 April 2018 2018 CityStart Application 8 _DocuSign Envelope ID:B186CA6D-328B-46E8-AC09-B8D40A498B47 =xnluit r✓ Diana Carranza City of Fort Worth the future.The plan's goals are as follows: 1)establish Fort Worth's competitive edge,.2)become a hub for creative businesses,and 3) ensure community vitality.Financial empowerment for its residents aligns with the plan's 3rd goal,which encompasses neighborhood alignment.The idea is to align neighborhood assets (people,business and real estate) to benefit from and support citywide economic growth. 15. Current Programs* List and provide a brief overview of current financial stability programs offered through the City and/or in partnership with others. In addition to the City CAP programs and services and other efforts described under City Initiatives,here are other City programs rooted in financial empowerment: Affordable Housing-annually the City receives entitlement HUD funding to serve low and moderate income persons.Through the leveraging of these grant funds,the City has been able to finance,own,and develop single-family and multi-family safe accessible and affordable housing for residents. Homebuyer Assistance Program-for income-eligible first time homebuyers,or those who have not owned a home within the last three years,a financial subsidy is available in the form of Closing Cost and Down Payment Assistance for homes purchased in Fort Worth. The Office of Small Business-provides the framework to cultivate the next generation of entrepreneurs, create a robust pipeline of micro-enterprise and provide growth opportunities for established small businesses. 16. Stakeholders* Name the key local government and external stakeholders who could be potential invitees to the boot camp. City Leadership including Mayor,Council,City Manager and key staff Community-Based Organizations-United Way,Chambers of Commerce,Pathfinders Financial Institutions-Chase Bank,Frost Bank,Woo dforest Bank,Texas Capital Bank, UniLy One Credit Union Faith-Based Entities-Catholic Charities,Tarrant Baptist Association County and State Human Services Agencies Representatives Local Employers-GM Financial,Amazon,FedEx Schools/Colleges-FWISD Leadership,Tarrant Community College District,Texas Christian University, Texas A&M Law Clinic,Texas Wesleyan University 17. Challenges* What are some potential challenges in delivering financial empowerment initiatives in the city? The City anticipates facing the following challenges in delivering financial empowerment initiatives: Printed On:26 April 2018 2018 CityStart Application 9 DocuSign Envelope ID:B186CA6D-3288-46E8-AC09-B8D40A498B47 AXI IIUII C Diana Carranza City of Fort Worth • Consensus for a proposed delivery method • The City's large geographic area(353 square miles) • Influence of culture and.language barriers • Banking access and the number of unbanked/under-banked residents • Financial illiteracy,lack of financial education in schools • Large number of high-cost payday and auto-title loan companies and check-cashing businesses in Fort Worth • Lack of access to Individual Development Accounts-banks maybe unsure of how to become involved and funds to match the account savings are difficult to secure 18. Funding* Describe the private and public funding that could be accessed to support financial empowerment efforts. The City of Fort Worth,through the Neighborhood Services Department has access to a myriad of local, state and federal funding.These funds can be leveraged to support financial empowerment efforts.The City can also use existing resources such as City staff,community centers and partnerships. The City can also apply to local foundations for funding,such as the Sid Richardson Foundation and North Texas Community Foundation. Attachments Letter of Support from the Mayor* Please provide a letter of support of the Mayor.This letter is required of all applicants. LOS-Cities for Financial Empowerment Fund's CityStart Initiative.pdf Letter of Support -- City Manager If the City has a City Manager,please provide a letter of support. Letter of Support --Agency/Off ice If the applicant is not the Mayor's Office,please provide a letter of support from head of the agency applying. Printed On:26 April 2018 2018 CityStart Application 10 DocuSign Envelope ID:B186CA6D-328B-46E8-AC09-B8D40A498B47 Exhibit E Diana Carranxa City of Fort Worth File Attachment Summary Applicant File Uploads • LOS - Cities for Financial Empowerment Fund's CityStart Initiative.pdf Printed On:26 April 2018 2018 CityStart Application 11 DocuSign Envelope ID:B186CA6D-328B-46E8-AC09-B8D40A498B47 txnibiz t T April 20, 2018 Jonathan Mintz President and Chief Executive Officer Cities for Financial Empowerment Fund 44 Wall Street, Suite 605 New York, NY 10005 Dear Mr. Mintz: I am delighted to offer this letter of interest on behalf of the City of Fort Worth for the Cities for Financial Empowerment Fund's CityStart Initiative. As mayor of the 10 largest city in the United States, I along with my colleagues on the City Council are committed to ensuring that all residents of Fort Worth achieve financial empowerment. We all recognize that if we strengthen our most economically vulnerable citizens,we also strengthen the entire community. We have a strong record of commitment towards helping poor and moderate income residents achieve self-sufficiency through.a number of programs housed within the Neighborhood Services.Department. Our goal is to improve financial stability,of low and moderate-income Households by embedding financial empowerment strategies into our infrastructure. The City is committed to cooperating in full. with CityStart. in the training and implementation of this initiative. We will support CFE's efforts to conduct a landscape analysis, including identifying key stakeholders,.understandingthe city government structure and other considerations as required. We look forward to working with and learning from CityStart to ensure that all Fort Worth residents achieve financial empowerment. Sincerely, Betsy Price Mayor BETSY PRICE, MAYOR CITY OF FORT WORTH 200 TEXAS STREET*FORT WORTH,TEXAS 76102 (817)392-6118*FAX(817)392-2409