HomeMy WebLinkAboutContract 45466-AD3 (2)CITY SECRETARY
CONTRACT NO.
AGREEMENT FOR INVESTMENT IN THE WELLS FARGO BANK, N.A.
COLLECTIVE INVESTMENT FUNDS FOR RETIREMENT PLANS
Plan Name: City of Fort Worth 457 Deferred Compensation Plan
Plan Type:
401(k) 457(b) Governmental Plans
u Other Defined Contribution
Plan Tax ID #: 756000528 Plan ID#: State Domicile: TX
Estimated Funding Amount: as of 2/2014 we expect 57,704,334.38
(Effective October 1, 2013, a minimum investment of $5 million is required)
Sponsor: City of Fort Worth
Address: 1000 Throckmorton Street
City, State Zip: Fort Worth, TX 76102
Phone Number: 817-392-7787
Fiduciary: Susan Alanis, Assistant City Manager
(Name of entity executing agreement on behalf of the Plan, eg. Plan Sponsor or Trustee)
Direct Service Provider (IPA Firm Name): TIAAC RE F
Trading Platform: Teachers Insurance and Annuity Assnciifinn
This Agreement ("Agreement") is made by and between Wells Fargo Bank, N.A. ("Wells
Fargo") as trustee of the collective investment funds ("Investment Funds") established and
maintained by Wells Fargo under the Wells Fargo Declaration of Trust Establishing Investment
Funds for Employee Benefit Trusts as Amended and Restated ("Declaration of Trust"), and agent
under this Agreement, and a named fiduciary executing this Agreement ("Fiduciary") on behalf
of the Plan and Sponsor.
RECITALS
A. Wells Fargo maintains the Investment Funds under the Declaration of Trust as a
medium for the collective investment of tax -qualified retirement trusts, certain governmental
employee plans, and certain other eligible participants identified in the Declaration of Trust.
Version 9.23.2013
SVFC
949907505
RECEIVED APR 14 2014
RECEIVED APR 15 2011
B. Fiduciary has authority to select or designate investment options for the Plan, and
desires that one or more Investment Funds maintained under the Declaration of Trust be made
available as investment options under the Plan in accordance with this Agreement.
C. Wells Fargo desires to accept the Plan as a participating Account as defined
below in the Investment Funds, subject to the terms and conditions of this Agreement.
AGREEMENT
In consideration of the foregoing and the promises set forth below, the parties agree as
follows Capitalized teinis not otherwise defined herein have the meanings given them in the
Declaration of Trust.
1. Appointment and Acceptance
Fiduciary hereby appoints Wells Fargo as directed agent and custodian for the purposes
of maintaining an account and holding therein such cash assets as shall be received from the
Fiduciary from time to time and all earnings and profits thereon (hereinafter called the
'Account"), for the purpose of investing such amounts in Investment Funds maintained by Wells
Fargo listed in Schedule A. Wells Fargo hereby accepts its appointment as agent and custodian
and acknov, ledges that it is a fiduciary of the Investment Funds, as the term fiduciary is defined
in the Employee Retirement Income Security Act of 1974 as amended ("ERISA"), with respect
to such assets. The Fiduciary has designated the Investment Funds listed in Schedule A as
investment options under the Plan and Wells Fargo shall have no responsibility or liability for
such designation.
2. Acceptance of Plan as Participating Account
Wells Fargo hereby accepts the Plan as a participating Account in the Investment Fund(s)
under the Declaration of Trust as indicated in Schedule A, which may be amended from time to
time by Wells Fargo and the Fiduciary, and the Plan s investment in the Investment Fund(s) shall
be subject to the provisions of Schedule A.
3. Terms of the Declaration of Trust
(a) Fiduciary acknowledges and understands that the Plan's participation in an
Investment Fund will at all times be subject to the Declaration of Trust as amended from time to
time. The Declaration of Trust as may be amended from time to time is hereb) incorporated and
made a part of the governing Plan documents as if fully set forth therein The combining of
money and other assets of the Plan with money and other assets of other qualified plans in an
Investment Fund is specifically authorized In the event of any inconsistency between this
Agreement and the Declaration of Trust with respect to the Plan's investment in the Investment
Fund, the Declaration of Trust shall control Fiduciary acknowledges having received a copy of
the Declaration of Trust governing the applicable Investment Funds
(b) The assets of the participating Account shall be invested in Investment Funds which
are collective investment funds and group trust funds under Rev. Rul. 81-100, as amended and
consist exclusively of assets of exempt pension and profit sharing trusts and other qualified and
tax exempt accounts under the Internal Revenue Code of 1986, and which are maintained by a
bank or trust company supervised by a state or federal agency, notwithstanding that the bank or
trust company is Wells Fargo, or is otherwise a party in interest of the Plan including Wells
Fargo or an affiliate of Wells Fargo. The assets mn ested in the Investment Funds shall be subject
to all the provisions of the instruments establishing such funds as they may be amended from
time to time, including, but not limited to the Declaration of Trust. Such instruments of group
trusts as they may be amended from time to time are hereby incorporated and made a part of the
governing Plan documents as if fully set forth therein The combining of money and other assets
of the participating Account with money and other assets of other qualified trusts in such
Investment Fund or Funds is specifically authorized.
4. Warranties. Representations. and Covenants of Fiduciary
Fiduciary warrants and represents to, and covenants with, Wells Fargo as follows:
(a) Fiduciary is a named fiduciary of the Plan, as that term is defined in ERISA,
authorized to enter into this Agreement on behalf of the Plan and in that capacity shall be solely
responsible for the selection of an Investment Fund as an investment option under the Plan; any
person signing this Agreement on Fiduciary's behalf is authorized to do so, and this Agreement
will be binding on Fiduciary, the Plan and the Plan participants.
(b) The Plan and its accompanying trust are a Qualified Account as defined in the
Declaration Trust and are maintained pursuant to a plan or trust instrument which authorizes it to
participate in the Investment Fund or in any other common collective, or commingled trust fund
and which specifically or in substance and effect adopts the Declaration of Trust as a part of the
plan of which such trust is a part.
(c) Fiduciary agrees to furnish such other information or assurances as Wells Fargo
may request in order to determine the Plan's eligibility to participate in the Investment Fund, and
vs i11 notify Wells Fargo immediately in the event the Plan no longer meets the conditions for
eligibility or is for any other reason disqualified from continuing to participate m the Investment
Fund.
5. Wells Fareo's Retention of Investment Advisers
Fiduciar) understands that Wells Fargo is authorized under the Declaration of Trust to
retain investment ad\ isers, vs hich may be affiliated with Wells Fargo, to advise Wells Fargo with
respect to the investment of the assets of any Investment Fund.
6. Compensation
Wells Fargo shall be entitled to reasonable compensation for its services with respect to
the Investment Funds, as set forth in Schedule A hereto and/or in the disclosure or other
document for each Investment Fund as provided to the Fiduciary. Such compensation and
expenses incurred by Wells Fargo in the performance of such services and all other charges and
disbursements for each Investment Fund may be charged to each fund An and all taxes
including any interest and penalties with respect thereto, which may be levied or assessed under
the existing or future laws upon or in respect of the participating Account or income thereof
similarly shall be charged to and paid out of the participating Account. In the event that the
parties agree that Well Fargo shall provide services hereunder beyond investing cash transferred
to the participating Account into one or more Investment Funds, the parties shall agree in writing
upon Wells Fargo's compensation for those services and the expenses that may be charged to the
participating Account in connection with those services.
7. Directions from Fiduciary; Indemnification
Fiduciary will designate individual(s) from time to time to communicate directions,
instructions, or other notices required or permitted under this Agreement, including all Exhibits
and/or Schedules attached hereto, or the Declaration of Trust to Wells Fargo on its behalf. Wells
Fargo shall be protected fully in relying on and proceeding in accordance with any such direction
or notice. Sponsor hereby agrees to indemnify Wells Fargo, its affiliates, and their directors,
officers, and employees (each, an "indemnified part) "), and hold them harmless from all
liabilities, losses claims demands, damages, costs, and expenses, including reasonable
attorneys' fees, arising from (i) any act taken or omitted by an indemnified party in good faith in
accordance with, or due to the absence of directions of any person authorized to give a direction
with respect to the matter, or (ii) any act taken or omitted by a fiduciary other than an
indemnified party in breach of the fiduciary's responsibilities under the Plan or otherwise,
including, w ithout limitation, an) miscommunication or inaccurate statement by such other
fiduciary to Plan participants concerning any aspect of the Investment Fund or the consequences
of an investment in any Investment Fund.
8. Miscellaneous
(a) This Agreement (i) will terminate upon the complete withdrawal of the Plan from
all the Investment Funds, (ii) will be binding upon the successors and assigns of the parties
hereto, and (iii) together with the Declaration of Trust, as amended, is the entire agreement
between the parties regarding the subject matter of this Agreement.
(b) The headings used in this Agreement are for convenience and reference only and
shall not be deemed to limit or affect the terms or provisions herein.
(c) The interpretation of this Agreement and the rights of the parties hereunder shall
be governed b) ERISA and other applicable federal law and, to the extent not preempted by the
foregoing, the laws of the State of California, without giving effect to principles of conflict of
law.
(d) Wells Fargo may resign as directed agent by providing to Fiduciary ninety (90) da) s
written notice to Fiduciary. Fiduciary shall provide Wells Fargo ninety (90) da) s notice of its
intention to terminate a Plan's investment in an Investment Fund, subject to any other limitations
in this Agreement. Upon the effective date of Wells Fargo s resignation or the termination of a
Plan's investment in an In\ estment Fund, Wells Fargo shall liquidate the Plan's holding in such
Investment Fund in accordance with the terms of the Declaration of Trust. Fiduciary shall
provide to Wells Fargo written direction for the disposition of the proceeds of the liquidation of
the Plan s holding in an Investment Fund.
To help the government fight the, funding of terrorism and money laundering activities,
Federal law requires allfinancial institutions to obtain, verifi?, and record information that
identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, and
other information that will allow us to identify .you. We may also ask to see your driver's
license or other identifying documents.
Dated:
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Fiduciary (Name of entity executing agreement on behalf of the Plan)
Signature
Print Name - usan Alanis
Title Assistant City Manager
Wells Fargo Bank, N.A.
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Print Name ?Qf e,s(x.-
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OFFICIAL RECORD
CITY SECRETARY
Ft FORTH, TX
SCHEDULE A
WELLS FARGO BANK, N.A.
COLLECTIVE INVESTMENT FUNDS FOR RETIREMENT PLANS
NAME OF INVESTMENT FUND(Sl
The Fiduciary selects and designates the Investment Fund(s) identified below as
investment options under the Plan:
Wells Fargo Stable Value Fund C*
* The Wells Fargo Stable Value Fund C is 100% invested in the Wells Fargo Stable Return Fund G.
FEES AND EXPENSE DISCLOSURES
Wells Fargo Stable Return Fund G Expense Disclosure
Wells Fargo may charge third party expenses incurred on behalf of the Wells Fargo
Stable Return Fund G (the Fund") including non-affiliated adh isors, benefit responsive
contract fees, legal, technology support, and other administrative expenses, excluding
costs incurred in establishing and organizing the Fund These embedded fees currently
amount to less than 23% (23 basis points) of total assets of the Fund.
Wells Fargo Stable Value Fund C
Wells Fargo will charge a total, annualized fee for investment management and
administrative services equivalent to 030% of assets invested in the Fund. The fee s ill
be calculated and accrued daily in the Fund's net asset value and will be paid from the
Fund's assets monthly or quarterly as determined by Wells Fargo.
ADDITIONAL PROVISIONS AND DISCLOSURES FOR STABLE VALUE/RETURN
FUND INVESTORS
1. Wells Fargo reserves the right to require a 12-month notice for withdrawal of
assets from the Fund initiated by the Sponsor or Fiduciary. Withdrawals initiated by
participants of the Qualified Account will be honored when received unless payments are
being delay ed to all Fund unit holders. In such event, Wells Fargo will work with
Sponsor or Fiduciary to arrive at a mutually agreeable payout structure. At the discretion
of Wells Fargo, the notification periods identified for withdrawals may be waived.
2. If the Qualified Account offers the Fund as an investment option and also offers a
"competing fund' option as determined by Wells Fargo, participants in the Qualified
Account are required to invest in a "non -competing fund" for at least 90 days before
transferring into the "competing fund" option. Examples of "competing fund" options
include: a money market fund, a high quality bond fund with a targeted duration of three
years or less, a fund that seeks to maintain a stable value per unit, a target -date fund that
consists of at least 70% of the funds in competing funds or a self -directed brokerage
window.
3. Where an investment manager, who is not Wells Fargo or an affiliate or
subsidiary of Wells Fargo, has been appointed by Sponsor or Fiduciary, Sponsor or the
Fiduciary is responsible for notifying the investment manager of the restrictions and
limitations set forth in the Agreement.