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HomeMy WebLinkAboutContract 54954STATE OF TEXAS COUNTY OF TARRANT �� i� �����r��;� p''}, ,.�.�, . ,. _ �.� 5�a � � 6�%�d! t. k�ai i.�°.:9 C�a�-.. . . This contract ("Contract") is made and entered znto by and between the City of Fort Worth (hereafter "City") and Palladium Fain Street, Ltd. a Texas limited partnership (hereafter "Deveio�er"), City and Developer may be xeferred to indivic�ualIy as a"Pariy" and jointly as "ihe Parties." The Parties state as folIows: WHEREAS, City has received a gran.i from the United States Department of Housing and Urban Developmenf thraugh t�e HOME Investment Partnerships Pragra�n, Catalog o� Fedexal Domestic Assistar�ce No. 14.239, wiih which City de�ires to promote activiizes that expand the supply a� a�fordable housing and the developm�nt of parinerships a�xi.ong City, Zoca1 governments, local lenders, private industry and neighborhood-based nonpxof t hou�ing organizations; WHEREAS, the primary purpose of the HOME prograrn pursuanti to the HOME Investxxaent Partnerships Act ai TrtIe II of the Cranston Gonzales National Affordable Housi�g Act of 1990, as amended, A-2 U.S.C. 12701 et seq. and the HOME Investment Partnexships Pxogram Fina1 Rule, as aznended, 24 CFR Part 92 et seq., is to benefit Iow- and moderate-zncome individuals and famalies by providing them with affordablo housing; WHEREAS, Deve�oper is a Texas limited partnership cansisfing of Pa.Zladium Fai� ,�ireet GP, LLC, as General Partner; RAH Znvestor 273 LLC a Mississippi limited Iiabi�ity company, as Investment Limifed Partner; and SiexIing Corporate Services, LLC, a Ne�v York limited liability company, as ��ecial Limited Partner; and WHEREA�, Developer pxoposes to use HOME funds for an eligible project under the HOME Regulatians wk�ereby Developer will construct, develop, own, and operate a new 90-unit mixed-inconne naultifamily rental complex in the City; WHEREAS, to furiher the City's goaI of z�cxeasing the siock of affordable housing �nits, the City Council adopted a policy far the inclu,sion of very low-income hous�ng units sef aside for households with incames at or below 30% of the area median income as a condition for obtaining a Resolution o� Support from the City Council �or applications to fhe Texas Depart�ezat of Housing azzd Community Affairs for 2020 Competitive (9%) Housing Ta.x Cxediis (M&C G� 19421 �nd M&C G-1943 5). The poiicy required that a minimum of � 0% of the total Proj ect �anits be market rate units and 10% of the total Project units be 30°/n or below area median income housing unit�; WHEREAS, based on Developer's representations that it would include 9 rnar�e� rate units and 9 a��ordable housing units in the Project for households earnin�a��r_below 30% of area rr�edian income, the City Council adopted a Resolution of Support f.c�� i�e����r"� tax credit a�pplication _ t (Resolution No. 5190-02-2020}. r•� �� HOME DEVELOP�R RENTAL CONTRACT Palladium Pain Sireet, Ltd — Palladium Fain Street �+,� �-,! �b;,L�+�ti'� �" � � ; 2421 i . ! ; �Y��W��� ,t, � g�4i'EiA'� � ��-' � �e� - � £� �, �� � � ^.���,��,���= ���'�'F���r_� ���r ������ �9 � . �� , ��� � ��E; WHEREAS, Developer has received an avvard of 2024 Compeiitive {9%) Housing Tax Credits from ihe Texas Depart�ent of Housing and Comm�nity Affairs for a portion of the costs of the development of the Projeci to be cozx�zxxonly known as the Palladium Fain Street Apartments; and WHEREAS, City ciiizens and fhe City Council have detennined ihat ihe development of quality, accessible, affoxdable housing is needed for maderate�, low-, and very Iow-incoxx�e City citizens. NOW, THEREFOR�, in consideration of the mutual covenants and obligations and responsibilities contained herein, including all Exhibits and Attachments, ancl subject to the terms and conditions hereinaffier �tated, the Parties und�rstand and agree as follows: 1. INCORPORATION OF RECiTALS. City a�zd Deve�oper hereby agree that the recitals set forth above are i�ae and correct and form the basis upon which �he Parties have entered into this Contract. 2. DEFINITIONS. In addziion to terms defined in the body of this Contract, the following ierms sha11 hav� the def nitions ascrzbed ta �hem as follows: Accessible Units means units accessi�le to handicapped tenants. Developer musi comply wiih Section 504 requirements and all other applicable Fedexal accessibilityrequirements. The Required �rnpravements must contain I Accessible Units. Of these 7 units, S must be accessibl� to individuals with xxaobil�ry impairments, and the other � must be accessible to individuals with visual or hearing impairments. Act xneans th� HOME Investmeni Partnerships Act at Tztle II af �lie Cranston Gonzales National 1�ffordable Housing Acf af 1990, as amended, 42 U.S.C. 12701 et seg. Affordable Ren� means a re�t amount that does not exceed the High HOME Rent limit published annually by HUD, with adjusiment for the bedroom size of the housing unit as more particularly descrzbed in Exhibit "A" -- Project Summary. Affordability Period means the period of time that HOME Units must be leased ta HOME Eligible Households for Affordable Rent. The AfFordability Period for this Project is 20 years. The Affordability Period begins on the date that the Pxoject status is changed to "complete" inIDIS. Affordability Requirernents means the HOME Units remain occupied by H�ME Eligib�e Households paying Affordable Rent throughout the Affordability Period in accordance with the tez-ims of this Contract and the HOME Regu�ations. HOME DEVELOPER RENTAL CONTRACT REV 11/05/2020 Palladium Fain Street, �,td — Palladium Fain Street Aparhnents Page 2 Area Median Income or AMI means the median family incame �ox ihe k'ort Worth-ArIington me�opolitan staizsizcal area as sei ar�uaily by HUD. Business Day means any day that Fort Worth City Hail is officially open for business. Business Diversiiy Enterprise Ordinance or BDE means the City's Busiz�ess Davexszty Oxdinance, �xdi�ance No. 20020-12-2011. Closing means the closing af the acquisition of the Property and con�truction financing by Developer. Completc Documen�a�ion means the following documentaiion as applicable: I. Attachments I aud II of Exhibi� "F" — Reimbursement Farms, vvith supporting doczunentation as follows: a. Proof of expense: invoices, leases, service contracts or other documentation showing the nature of the cost and that payment is c�ue by Developer. b. Proof af payment: cancelled checks, bank statem�nts, or wire firansfers necessary to demonstrate that amounts due by Develaper were actuaIly pa.id by Developer. 2. Other documentation: (i) final lien releases signed by the general contractor or subcontractors, if applicable; (ii) copies of all City permits and City-issued "pass" inspections for such work; (iii} documenta�tion to sho�cv compliance with SDE or DBE bidding pracess far procurement or Contract activities, if applicable; (iv) proof of contractar, subcontractar and vendor eIigibility as descr�bed in Section 6.6; and (v} any oiher documents or records reasona�ly necessary to verify co,sts spent for the Project. 3. Complete Documentation shali meet the standards described in Exhibit "J" — Standards for Cample�e Documenta�ion. Com�letion means the substantia� com�letion of the Required Improvements as evidenced by a Neighborhood Services Departmenf Minimal Acceptable Srandard Inspection report, HUD Compliance Inspection Report and any other applicable final inspectian appraval from �he Czty showing �hat the Requixed Impxovexxzents have xnet City and HOME standards. Cornpletion Deadline means November 30, 2022. Conversion means the date the Project's consfruction financing canverts to permanent financing and begins principal amortization. DBE means disadvantaged business enterprise in accordance with 49 CFR Part 26. Deed of Trust means any deed of trust from D�velop�r in favor af City covering the Property and securing the ix�debiedness evzdenced thexein and Develaper's pex�o�ance o�the rec�uixe�aents of this Coniract and the HOME Regulations, as �he same may be exiended, amended, restated, HOME DEVELOPER RENTAi. CONTRACT REV 11/05/2020 PaIladium Farn Street, Ltd — Palladium Fain Street Apartments Page 3 su�plemented or otherwise modified. The �artie,s agree to the use of the Deed of Trust in substantially the form attached as Ea��ibit "E" — Loan Dacuments. Deed Restriction means the recorded deed restricfion, covenant running with ihe Zand, or agreement restricting the use af �lie Praperty, which ir�poses t.Iie Affordabiliiy Rec�uirements beginning after Project completion, as requixed by 24 CFR Part 92.525(e)(1), vvhich will give the City the righf to require specific pexfarmance, among other enforcement rights. The Parties agree to fhe use of the Deed Restriction in substaniially the form attached as Exhibxt "L" — Deed Resfriction. Director means the Director of the City's Nezghborhood Services Department, or an� successor department that manages the u�e of H�ME funds. Effecfive Date means the date of execution by the last of the Parties af thzs Cantract. Event of Default ineans anything described as an `Event of Default' in ihis Co;ntract. HOME xxaeans the HOME Inve�tment Partnerships Program. HOME Eligible Household m�ans a household whose ax�z�.ual income adjusied for family siz� does not e�ceed 80% of AMI using the xnost curreni HUD Tncome Guidelines and Technicai Guidarice for Deternninz�g Income anc� Allowances. The definition of annual income to c�etez�xzxine tenani zncazx�e eIigibility shall be t.he definition at 24 CFR Part 5.609, as amendecl firozxz time to time. HOME Funds means the HOME Program graa�.t fiinds supplied by City to Developer under the terms of'this Contract. HOME Regulafions means ihe HOME Investment Partnerships Program Fznal Rule at 24 CFR Part 92 et seq. HOME Unit means a housing unit subj ect to the HOME Regulations leased to a HOME Eligible Household at Affordab�e Rent for the duration of the Affordability Period as further described zn Exhibi# "A" — Project Summary. The HOME Units can be designated as ei�her High andlor Low HOME units. The �-IOME Units are floating. Th;s Project contains 6 Home Units. O�these HOME UnFts, 3 are one-Uedroom units, 2 are t�vo-bedroom units, and l is a three�bedroom unit. High HOME Eligible Tenant means (i) for a t�nant who is the firsi to occupy a High HOME Unit, a tenant whose annual income adjusted for family size at the time of iniiial occupancy does not e�ceed 60% of AMI, and (ii) for a tenani who is not the first to occupy a High HOM� Unit, a tenant whose annuai incorne adjusted �or fazx�i�y �ize does noi exceed 80% ofAMI. Tenant income rnust be verified using the most current HUD Income Guidelines and Technical Guzdance for Determining Income and Al�owances su�aject to the income verifcation xequireix�ents of Section 7.2. HOME D�VEi.OPER RENTAL CONTRAC'F REV 11/05/2020 Palladium Fain Street, Ltd — Palladivan Fain Street Apartments Page 4 High HOME Rent means a rent amouni ihat is the lesser of (i) the HUD-established Fair Markef Rent for existing comparable housing units in the area, or (ii) 30% o� the adjusted 'zncame o� a family whose annual income equais 6S% o� AMI with adjustment for the bedroom size of the �ousing unzi. High Home Reni may noi exceed the maximum rent limitations set by HUD minus uiility allowances as more particularly described in Section 7.5.4. High HOME Unit means a unit that must be leased to a High H�ME Elzgible Tenant fox Higk� HOME Reni. High HQME Units can float arnong units that are materially similar in number of bedxooxr�s, squaxe footage, and amenities; however, if the units are not materially similar, ihen the High HOME units must be fixed. This Project contains 4 High HOME Units. Of these High HOME Uniis, 2, are one-bedroam units, l are two-bedroom units, and 1 is a three-bedroozza uni1. Housing Tax Credits means ihe federal housing tax credits alIocated to Developer for the Proj ect by TDHCA under Section 42(h) of the Internal Revenue Code of 1986, as amended. HUD means the United States Department a� Houszng and Urban Developmen�. IDr� means Integrated Disbursement rnformation System, �ND's project tracking system. In�vestor means ihe entity purchasing the housing tax credits, and any successars and assigns. Investor Limited Partner means RAH �nvestor 273 LLC, a Mississippi limited liability company. Loan means the HOME Funds provided to Developer by City under the terms of this Contract as more particularIy described in tl�e Loan Documents. Loan Documents means security instr���l�ents which Developer or any other party has ez�ecuted azad delivered �o City including without lixxzztaiiorz, the City's Promissory Note and Deed of Tr�.�st, or any other similar security instruments evidencing, securing or guaranieeing City's interest in ihe Required Tmprovements constructed under #his Coniract and further evidencing, �ecuring, or guaranteeing Developer's performance of the Affordability Requirem�nts during fhe Affordability Period, including the Deed Restriction, all as the same may from time to iime be exiended, azx�.ended, resiated, suppleznented ox otherwi�se �rzaodif ed. Low HOME Eligible Tenant means a tenant whose annuaI income adjusted for family size does not exceed �0% of AMI set by HUD. Tenant income must be verified using fhe most current HUD Income Guidelines and Technical Guidance for Determining Income ar�d AIJawances subject to Sec�io� 7.2 o�tkzis Co�txact. Low HOME Rent means a rent amouni that is no more than 30% of the annual income of a family at �0% of AMI adjusted for fa�nily size. Low Home Rent ma}� not e�ceed thc ma�imum rent limitations established by HUD minus utility allowances as more pai�ticularly described in Section 7.5.�. HOME DEVELOPER RENTAL CONTRACT REV 11/05/2020 Palladium Fain Street, Ltd — Palladium Fain Sireet Apartments Page 5 Low HOME Unit z�neans a unit that must b� l�ased to Low HOME E�igible Tenant fox Low HOME Rent. Low HOME Units can float among units that are materially similar in number of bedrooms, square footage, and ameniiies; however, zf the units are no� materially similar, then ihe Low HOME units musi be fixed. If there are more than S HOME Units, then 2U% af the tofa� HOM� u�ifis must be designat�d as Lovv. This Project contains 2 Low HOME U�its. ��these Low HOME Unifs,l is a one-bedroom unit, 1 are fwa-bedroom units, and 0 are three�bedroom unrt�. Nexghborhood Services Department or NSD means the City's Neighborhoad Sezvzces DeparE�nent. � . � . .es _ _ • i w � � , r r. - - a � i 1 � - i r r' - - 1 � 1 i� i - - v - Y Y ' - � _ -_ -_ � - A � � ;- � _ • � � - r :' � � Plans means the plans and specif cations xelated ta the Required Improvements prepared by the Developer's architect which have been de�ivered to and then reviewed and approved by City on or befoxe the Effective Date, and any and all amendments thexeto approved by City. Projeet mean.s a 90-unit multifamily development located in Fort Worth, Tarrant Couz�ty, Texas. Prom'rssory Note means any note in. the annount af the HOME Funds e�ecuted by Developer payable to the order of City, as ihe same may be e�tended, amended, restat�d, suppiemented or othexwise modified. The Parties agree to ihe use of a Promissoxy Note in substantially th� forrn attached as Exhibit "E" — Loan Documents. Property means the land on which the Required Improvements shall be constructed as more particularly described in and encumbered by the Deed of Tr�asi. Property Manager means the entity hired by DeveIope� to manage the Project as a mixed-income multifamily rental Projec� including market rat� ur�its, Housing Tax Credit units and HOME Uni�s. Reimbursement Rec�uest means a11 reports and othex documentation described in �ection 10. Required �mprovements or the Proj ect means ail the improvements fox a 90-unit affordahle mixed- income multifamily rez�fial housing project to be constructed on the Property, together vv�1h al� fi�tures, tenant improvements ax�d appuz-tenances n�w ar Iater fo be located on the Property andlor in such improvements. The Req�ired Izxapxovem.ents are commanly kno�vn as the Pailadium HOME DEVELOPER RENTf1L CONTRACT REV I I/05/202Q Palladium Fain Street, Ltd -- Palladium Fain Street Apartments Page 6 Fain Sireet Apartments. The current street addxess o�the Project is 1069 Kings Highway, Forf Worth, TX. Secfion �04 requiremen�s means the requirements oF Section 504 of the Rehabilitaiion Act of 1973 to provide acces,szble housing to persons with disabiliti�s. Section 504 requires that �% of the units (but not less ihan 1 unit) in a newly constzucted znultifamily projecf must be accessible to individ�als vwith mobiIity impairtnents, and an additional2% of the units (but not less than 1 unit) must be accessibl� to individuals �c�vith sensory impairments. Senior Indebtedness x�aeans all present and fuiure indebtedness, obIigation�, and liabilities of Deveioper to Senior Lender undex or in coz�nection with the ioan documer�ts evidencing or securing the first lien, HUD-insured 22 i(d}(4} loan to Developer by Senior Lender for th� development of the Project, all as more particularly defined in ihe Subordination Agreexr�ez�t. Senior Lender xz�ea�s Regions Bank, an Alabatria hanking corporation. Special Lirnited Partner means Sterling Corporate Services, LLC, a New York limited liability campan�. Stabiliz�tion zx�eans by coz�version, a monthly av�rage physical occupancy of ai least 90% of ihe total housing units have been leased :For 90 days. , Subordination Agreernent means the Subordination Agreement a.zxiong Deve�oper's construction and permanent �na�cing lender, DeveIoper, and Ci-ry outlining the relative priori�ies o� tl�e construction and permanent loan, and the City's Loan for theProject. Sur�Ius Cash shall have the meaning as sei �orth in the HUD Regulatory Agreement: "(1) Project cash and cash equivalents (excluding ihe Reserve for Replacemeni accaunt and oiher (2} short-texz� iz�vestments; (3) Projeci-based Section 8 Housing Assistance Payments ear�ed but not yei received by Borrower; and (4) any a�nounts approved for withdrawal but not yet withdraw� from ihe Reserve for Replacements or any other reserves or escrow accounts; after deducting: {5) all sums d�e or rec�uired to be paid wiihin the caien.dax zxzonth �o�lowing the date as of which Surplus Cash is calcuIated under the terms of the Note and Securi�y ��struzne�t {inc�uding withaut limitafion principal, interest, mortgage insurance premium deposits, deposits to the Resexve for Replac�ments and other reserves a� may �e required by HUD, and taY and insurance escrow deposits); (6) all special funds required io be segregaied by this Agzeexnent, the Note, the Security Instrument, or Program ObIigations, including tenant seczarity deposrts and any otk�ex amounts k�eld in trust far ter�anis; and HOME DEVELOP�R RENTAL CONTRACT REV 11/05/2020 Palladium Fain Stxeet, Ltd — Palladium Fain Street Apartments Page 7 (7) all other obligations of the Project payable within the ne�t thirty days, unless the obligation is paid subject to available Surplus Cash or subject funds for payment af the obligation are set aside or HUD has approved deferment of payment." TDHCA �xzeans the Texas Department a�Housing and Community Affairs. T�nant Documenta�ion means any documentation allowed under the defzni�ioza of a�nnual income in 24 CFR Part 5.609 suff cient to show that a tenant is a HOME Eligible Household. Documentation may include but is not l�mited io copies of paychecks, Social Security and disability verification ietters, interest or renfal income statements, retirement income statements, chiId support atad alixnony vezification, unemploymeni benefit letters, and the like far initial tenant income eligibility verifications, and the tenant income vexzfication required every 6rh year of the Affordability Period. Documentation for tenant income eligibility verifications for other �han the initial lease and the 6t�" year of the Affordabiliry Period shall be a City-approved income self certificatian form. 3. TERM AND EXTENSYON. 3.1 Term of Contract. The term ofthis Cantract cornmences on the Effective Date and terminates in � years unless earlier terxninated as provided i� ihis Co�t�act 3.2 Extension of Contract. This Contract may be extended for 2 one-year extensions if approved by City, in its sole discretion. Develaper must �ubrriit a r�qu�st for an extension in �nrriting at least bD days prior io the end of ik�e Coz�txaci tenm. The request for extensian sha11 include the reasons f�r the extension, and Developer's anticipated budget, constzuction schedu�e and goals �ox the extended term. It is specif cally understood that it is within City's sole discretion whether to approve or deny Developer's rec�uest for an additional term. Any such extension shall be in the form of an amendm�nt to this Contract. 3.3 Ter�nn o� Loa_n_� The term of ihe Loan shall carnmence on fhe execution af the Loan Documents and mafures on January 1, 2069�, unless z�odified in coznplxa�ce wiih this Contract a.�d the Loan Documents. The Loan sha11 not be paid before the Senior Indebtedness, except as provided in seciion 5.7.1.10. 4. DTJTIES AND RESPONSIBILITIES OF CITY. 4.1 Requir�ments Prior to Commitment of HOME Funds. 4.l .l Pro.iect Assessment. Pxior to coxnzx�zinaent o� the HOME Funds ta the specific local Praject described herein, City has (i) identified the address ofthe Project; {zi} assessed the current market demand in the neighborhood where the 1'roject will be located; (iii) completed an environmental review in accordance wiih 24 CFR Part 5$; (iv) reviewed alI necessary cammitments of financing, secured or HOME DEVELOPER RENTAL CONTRACT REV I 1/Q5/2020 Palladium Fain Stre�t, Ltd — Palladium Fain Sireet Apartments Page 8 other�vise including grants; (v} established a complete budget for the Project in sufficient detail to determine total Proj ect developmenf casts and its funding, including pxopased sources and uses; (vi) determined that Project costs are reasonable; (vii} completed underwriting a.�d subsidy layerzng requirements and determined that HOME funds are needed to fill a funding gap; (viii) assessed the feasibility of Project construction comYnencing within 12 months of the commitment date; and {ix} esfablished a compl�tion sch�dul� wzih dead�znes tk�at xneet alI HOME xequirennenfis. 4.1.2 DeveIoper Assessment. Prior to commitment of the HOME Funds to the specific local Project described herein, City I�as determin�d that (i) Developer has the financial capacity and expexience to undertake the specific local Project; and (ii) Developer meets the requirements to own, develop, or spansor tk�e houszng set out in 24 CFR Part 92.300(a}. �.2 Provide H4ME Funds. City sha11 provide up io $R00,000.00 of HOME Funds in the form of the Loan for part of the cost of acquisition of tl�e Property and construction of the Required Improvements, under the terms and cnnditions of this Contract and the Loan Documents. �.3 Caiv Wxll N�o�itox. Ciiy will moniior the activities an.d performance of Developex an.d az�y of its contractoxs, subcontractors or vendors throughout the Affordability Period, but no less than annually as reqtzired by 24 CFR Part 92.504 in accordance with the �rovisions of Section 8.3. 5. DUTIES AND RESPONSISILITIES OF DEVELOPER. 5.1 Secure Firm Written Financial Commitnaents. DeveIoper must obtain and f�arnish City wiih one or more firm written fnancial cornmitments from non�speculative identified saurces in a total amount necessary to corr�plete ihe Pxoject. All award or commitrnenf letters received from funders must be dated prior to the c�ate of ihe Contxact. 5.1.1 City �ovill assess the firm written financial commiiments prior to the execution of this Contract to ensur� that they are in facf, frm comrnitments and thaf (i) the ternas a�nd amounts are cons�stent with the City's fnancial underwriting of the Project; (ii) all ,sources are cozx�paiible wi�h HOME xec�uirerz�ents; aa�d (iii) a11 funds can reasonably be expected io close prior to the disbursement of fhe HOME Funds. 5.2 Constructio� a�' Reauir�d �mnro��m�n#�. Developer shall complete the construction of the Reqtaired Improvements as descxibed in Earhibit "A" -� Project Summary in accordance with the Plans, the schedule sei forth in Exhibi� "C" - Construction and Reimbursement Schedr�le, and the �erms and conditions of this Cantract. HOME DBVELOPER RENTAL CONT'RACT R�V 1 llOS/2020 Pa�ladium �'ain Street, Ltd —1'alladium Fain Street Apartments Page 9 5.2.1 Written Cost Estimates, Constructiian Cantracts and Construction Documents. � Prior to Contraci execution, Developer shall submit any constxuction coz�tracts and construction documenfs to City to show the work to be undertaken for the Requa�ed Improvements in suf'ficient detail that City can perform all required inspections in accoxda�zce wzth 24 CFR Part 92.251 (a}(2)(iv}. City shall review and appro�e written cost estimates for the construction of the Required Improvements to determine that such costs are reasonable pxzor to commencem�nt of constr�ction. In the event City in its reasonable discretion detezxziines that such cosfs are unreasonable, Developer shall revise said costs esti�nates to City's reasonable satisfaction. 5.3 Use of HOME Funds. 5.3.1 Cos�� in Comnl�ance with HOME Reg�laiions and Contract. Deveioper shaIl be xeizx�bursed for eligible Project costs r�vith HOME Funds only if City deter�nines in its sole discretian ihat: 5.3.1.1 Costs are eligible ex�enditures in accordance with the HOME Regulations. 53.1.2 Costs coxnply wzth this Contract and are reasonable and consistent with industry noxzx�s. 5.3.1.3 Corr�plete Documentation, as applicable, is submitted by Develaper. 53.2 et. Deveioper agrees that the HOME Funds will be paid on a reimbu,rsement basis during construction in accordance with Exhibit "S" - Budget and E�hibit "C" - Construction and Reimburse�nent ScheduIe. Developer may increase ox decxease line item amounts in the HOME Funds Budget with the Director's prior written approval, which appraval sha11 be in the Director's sole discretion. Any such increase or decrease in line rtems in ihe Budget shall comply with Section 5.2.1, Exhibit "A -- Pro,j�ct Summary, and shalI noi ixzcxease the tofal amount of HOME Funds. 5.3.3 Cha�,ge in Budg�. 5 3.3.1 Developer will notify City prornpily of any add'ztional fiands it recei�es �or construction of the Project, and City reserve,s the right to amend this Contract in such instances io ensure corx�.pliance with HUD regulations governing cost allocation. HOME DEVELOPEA RENTAL CONTRACT REV l 1/05/2020 Palladium Fain Street, Ltd -- Palladium Fain Street Aparhnents Page I 0 5.3.3.2 De�eloper agrees to utilize th.e HOME Funds to supplement rather than supplant funds otherwise available for �he Proj ect. 5.4 Pavment of H4ME Funds tq Dev�lo��r. HOME Funds will be disbursed io Developer upon City's approval a� Develaper's Reimbursemenf Requests, including submission of Complete Documeniation to City in compliance with Section 10. As m�re particularly described in the HOME Funds Budget in Exhibit "B" - Buc��et, Czty wzil hold back $SO,OOO.UO af the HOME Fund.s until City verifies that the first HOME Unit has been leased to a HOME Eligzb�e Household. It is expressly agreed by the Parties that any HOME Funds not reimbursed to Developer shall xerrzain with City. 5.5 dentifv Proiect E�nenses Paid v�vith HOME Funds. Developer wiIl keep accounts and records in such a manner that City may readily identify anc� account for Project expenses reimbursed with HOME Funds. These records shall be made avaiIable io City for audit purposes and shall be retained as requixed hexeundex. 5.6 Acknawled emenf of Ci�v Pavmenf of HOME Funr�s. Witi�in 90 days of Completian, D�veloper shall sign an acl�nowledgemeni that City has paid all HOME Funds due undex this Contract, or shall deliver a dacument �xecuted by an officer of Developer identifying a11 or any portion. of �he HOME Funds tk�ai City has not paid ta Developer. Once City has met all of its obligations for payment of HOME Funds hexeunder, an o�ficer of Developer sha11 sign an acicnowledgement of same. 5.7. Securitv for Citv's Interest and Developer's Perf�rmance. To sec�re Czty's interest in the Required Improvements and the performance of Develo�er's obligations hereunder, Developer shaI� execute the Loan Documents, and record th� Deed o� Trust and Deed Restriciion encumbering ihe Property at the earIier of (i) the acquisitian af the Property, ar (ii) the closing of DeveIoper's construction loan. No HOME Funds will be pazd or reimbu�rsed until the Deed of Trust and Deed Restriction are recorded. �n accordance with the HOME Regulations and HUD requirements, the City's interest in preserving the afFordability of -�he HOME UZ1It,S and naazntaining the Affordability Requirements will be sec�red by the Deed Restriction in addition to ihe Deed of Txust. Pxojeci a��ordability will a.tso be required by virtue of the Dec�aration of Land Use Resirictive Covenants {"LURA") established and enforcab�e by TDHCA for the Housing Tax Crediis. The TDHCA's LURA shall restrici the Fxoject an.d Property to certain occupancy and re�t requirements for a period of not less than 4� years. 5.7.1 Loan Ternas a�d Conditxons. Developer will be required to: 5.7.1.1 E�ecute and deliver the Deed Restriction, ihe Promissory Note and Deed o� Trust along vvith any other Loan Documents required by City. 5.7.1.2 Provide City with a Mortgagee's Policy of title znsu�razace in the amount of the Loan. HOME DEVELOPER R�N`I'AL GONTRACT REV 11/05/2020 Pailadiutn Fain Street, I.td -- Palladium Fain Straei Apartments Page 1 1 5.7. i.3 Pay all costs associated with Clasing the Loan. 5.71.4 Provide City with an esiimaied settlement s�atezxaent from the titl� company at Ieast 3 business days before Closing. 5.7.1.5 En,sure City's lien is subordinate only to the �enior Tndebtedness described in the Subordination Agreernent. City must approve in writing any secured financing �or the Project fhat is to be subordinate to the Loan. 5.7.1.6 The terzxa o� the Loan sha11 be as specified in Section 3.3. 5.7. i.7 Interest on the Loan during construction shal� be 1% and wi❑ accrue d�ring ihe construction period and capita�ize at the earlier of Stabiliization ar vvhen payments of principaI and �nterest begin on the Senior Indebtiedness. Equal payments of princzpal and accrued unpaid interesf on the Loan shall be payable in annual installzx�e�nts laeginning 12 months after stabilization (ar when full payments ofprincipa� and interesf commence on the Senior Indebtedness. Payments are payable anly from 50% of a�ailable Surplus Cash or Non- Project Sou�rces as znore partic�alarly described and defned in the Subordination Agreexz�ent. Zn.texest to the extent not paid from avaiiable Surplus Cash shall be deferxed and shail be paid out of Developer's available Surplus Cash in subsequen.t years. Principal and accrued unpaid interest shall be payable in full on the Maturity Date of the Loan. The Promissory Note shall include certazn pxovisions {the "HUD Prav�sions"} so Tong as HUD is the insurer or holdex o� the Senior Note as more particularly described and defned 'zn the Subardination Agr��ment. 5.7.1.8 The Deed Rest�zction shall remain in effect for t�e entire Af#'ordability Period to secure Developer's performanc� of the AfFordability Requirements and all provisions of this Contract per-�aining to the HOME Progra�n regardless of early payment of the Loan. The Deed Restriction shall include certain provisions (ihe "HUD Rider") evidencing its subordination to the Senior Security Instrument as more pariicularIy described and defined in the Subordination Agreement. 5.7.1.9 Early repaynraent afthe Loan shall nof relieve Developer of its obligaiions under this Contract regarding Affordability Requirements or the HOME Regulations including but nat limited to ihe Affordability Requirements and other H�M� HOM� DEVELOP�R RENTAL CONTRACT REV 11/05/2020 Palladiutn Fain Street, Ltd — Palladium Fain Street Apartments Page 12 requirex�aents. The Deed of Trust shaIl secuxe perfoxmance by Developer of its obligations under this Contract during the AffordabiIity Period. 5.7.1.10 Except for Final Endorsement with HUD or conversion to a pexzxzanent loaaa with a pexxxianent lender at Sfiabilization, any future refinancing by Developer or any new or subordinate financing shaIl require the review and prior written ap�roval of City for the purpose of ensuring compliance rrvith fhe underwriting and subsidy layering requirementsof the HOME Regulatzons, whic� appz•oval sk�aIl noi be u�reasonably wiihheld, conditioned or delayed. �uch appraval will be based on the City's review of the ihen-current financial infarmation, underwriting and subsidy Iayering rec�uiremenis, and rnay require r�negotiation of th� Loan terms to camply with the HOME Regulations. Renegotiaiion o� tk�e Loan tezxz� �aay include modif cation of the maturity date (if permitted by any senior lender), a principal curtailment, payment amount adjustment, or any other modification necessary to comply with the HOME Regulations. A refinance of the Senior Loan or any subsequent ref nance shall r�ot autamatically ca�se repayxnent af the Loan. 5.7.1.1 � Failure by Developer to comply with tnis Section 5.'�.1 ruvill be an E�ent of Defa�ult under this Contract and the Loan Dacuments. 5.8 Mainfain Affordabilitv Requirenaents. Developer shall ensure that the HOME Units shall be occupied by HOME Eligible HousehoIds throughout the AffordabiIity Period as req�ired by the HOME Regulations. Developer must notify the City in writing within 30 days of either of the follo�wing occurrences: {i) a HOME Unit is accupied by a tenant who is not a HOME Eligible Household, or (ii) a HOME Unit remains vacant fox znare thaaa X24 days. In the event tha� a HOME Unit zs occupied by a tena�t who is not a HOME Eligible Household, Developer sha11 hav� 1�0 days io determine if a market rate tenant qualifies as a HOME Eligible Household or use reasonable efforts io fill an empty markei rate unit with a HOME Eligibl� Household. If either {i) or (ii) takes place and is not cured within the time Iimits described in this Section, then Developer shalI pay City 10% of the Loan amoun� as liquidafed daz�ages. The Parties agree #haf City's actual daznages i� t�e event o� either (i) or (ii) happening and remaining uncured are uncertain and would be dif�cult to ascertain and rnay include a finding by HUD, a repayment of funds to HUD by City or otherwise im�act �he City's HOME grant or other federaI grant funds. Therefore, the Parties agree that payment under this Section of 10% of the Laan amount by Developer to City is liquidated c�amages and not a penalty. HOME DEVELOPER RENTAL CONTRACT REV 11/05/2020 Pailadium Fain 5treet, Ltd — Palladium Fain 5treet Apartments Page 13 5.9 Reserved. 5.10 Affordabilitv Requirements Survive Transfer. The HOME Units must remain affordable without regard to the term of any mortigage or transfer of ownership, pursuant to the terms of th� Loan Docu�nents, the Deed Restriction, or any other mechanism provid�d by HUD. Subject to the terms and co�ditzons o� the S�aboxdination Agreement, any sale or transfer of the Project during the Affordability Period, excluding a transfer due to condenanaiion or to obtain utility �ervices, requires City conseni, not io be unreasonably withheld, delayed or conditioned. Consent may be conditioned upon the repayment of the HOME Funds unIess the City and the proposed nevv o�ner or t�ansfere� agree that the proposed new owner or transferee �ill affrmatively assume in writing the obIigaiions estab�zs�.ed hereundex �oz fhe HOME Units for whatever time remains o� fihe Affordability Period and ihe proposed new owner or transferee is wiIling io offex a bond or other resiricted account accepiable to ihe City to secure the HOME fiands. In addiiion, City may pursue any of its refnedies against the new ovcmer under the Loan documents or the Deed Kestriction if the new owner or transferee fails ta assume Developer's o�aiigations to maintain the Affordability Requirements throughout the Affordabil'zty Pexiod. 6. CONSTRUCT�ON. 6.1 Co�struction Schedule. Developer �evill construct the Requir�d Improvements in accordance with the schedule set forth in the attached Exhibit "C" — Construction and Reimbursemenf Schedu�e. Developer sha11 nat begin consiruction uniil City se�ds a Notxce to Proceed, which shall be sent no later than the day of Closing so long as thi� HOME Contract is f�lly ex�cuted and alI requirements for the issuance of the No�ice to Proceed have been met. Developer's faiIure to meet the Construction Schedute or the Completion Deadline, svbject to Force Ma,�eure, shall be an Event of Default. �ubject to �ection 14.19, De�reloper may not change the Construction Scheduie wzthout the Director's prior written approval, which appraval shal� nai be unxeasonably wi�hheld, delayed, or ca�dztzoned. 6.1. � Written Cost Estimates. Construction Contracts and Construction Documents. Developex shall furnish City with written cost esiimates, construction coniracis and construction documents (collectiveIy, the "Construction Documents") alI of which shall describe �1ie canstruction of the Required ImprovemEnts in sufficient detail so that City can perform inspections. City has reviewed and appxoved wxztte� cos� estiznates and has deiermined that cost,s axe reasonable as of ihe date hereof. 6.1.2 Constr�ction Insnections. , City rnrill conduct progress and final inspectians of constructian of the Project ta ensure that the work is done in accardance wi.ih the applicable building codes and t�e Construc�:ion Documents. The construction of the 1'roject must pass a Neighborhood Services Department Minimal Acceptable Standara Inspeciion report, a HUD Compliance Inspection Report and any other applicable HUD�required inspections during the cons�ruction period, aZong HOME D�VELOP�R RENTAL CONTRACT R�V I I/05/2020 Palladium �'ain Street, Ltc! — PaIladium �'ain Sh•eet Apartments Page 14 with any applicable final inspeciion approval from the City building inspectors at ihe compietion of tl�e consiruction of the Project. 6.2 Annlicable Laws, Buiidin� Codes and Ordinances. Tk�e �lans and consiructian #�or the Required Impz'avements shall {i) confarm ta all applicable �'ederal, State, City and other local laws, ordinances, codes, rules an.d xegulations, including the HOME 1Zegulations; {ii) rneet a11 City building codes; (iii) meet the Energy Conservation requirements as required by the 5tate of Texas in Chapter 13 of the International BuiIding Code; {iv} if new construction, must conform to the lacally adopted Int�rnational Energy Conservation Code; and {v) must pass a HUD Compliance Inspectian Re}�ort and inspection by City's Neighborhood Services Departzx�ent inspectoxs. 6.3 Pronertv Standards During Construction. Developer shall comply ,with the folTo�oving as applicable during the construction of the Required Improvements: {i) the Property Standards in 24 CFR Part 92.251(a}, (ii) accessibility siandards undex 2� CFR Part 92.25 �(a){2)(i), (zzi} any Crty pxoperty standards, and (zv) a�l other applicable accessibility standards for the Project. 6.4 Leac�-Ba�ed Paint Rec��uirements. Developer will comply with any applicable Federallead-based paint requirements incl�ding lead screeniz�g in buildings built prior to 197$ in accard.ance wzth 24 CFR Part 92.3SS and 24 CFR Part 35, subparts A, B, J, K, M, and R, and the Lead: Renovation, Repair and Painting Pxogram Finai Rule, 40 CFR Part 745, in the consiruction andlor rehabilitation of ihe Required 7mprovements. 6.5 Annroval af Plans and Snecificatians bv Citv Not Release ofResaonsibilitv. Appraval of the Plans by City sha11 not canstitute or be deemed (i) to be a release of the responsibility ox Iiability o�Deve�opex ox any o�Fits cox�tractoxs or subcontxactoxs, ox t�eir xespectzve officers, agents, employees and lower tier subcontractors, for the accuracy or the competency of the Plans or the Construction Documents, including, but not Ii�niied to, any related investigations, surveys, designs, working drawings and s�ecifications or other documents; or {ii) an assum�ption of any responsibility or liability by City for any n�glig�nt act, �rror or omiss'ron in the conduct or prepaz'ation o� any investigation, surveys, designs, working drawings and specifications or other documents by Developer or any of its a�rchztects, contractoxs ox subcontrac�ors, and their res�eciive officers, agents, employees and lower iier subconiractors. 6.6 Contractor. Subcontractor and Vendor R�c�uirernents. Deve�oper wilI use commercially reasonable efforts to ensure that a11 cantractars or vendors uiilized by Developer or subcontractoxs utilized by Developex's general contractor axe ap�ro�riately licensed and such licenses are maintained ihroughout the construction of the Required �rnprovements and the operation of the Project when appiicable. Developer shall ensure that all contractors utilized by De�eloper, subcontractors utilized by Developer's general contractor in the co�s�ruciian of the Required Improvements, or vendors utilized by Developer in the operation of the Project are not debarxed ox suspez�ded fro�na pex�oxmi�g tk�e contractor's, subcontxactor's or vendor's work by �ie City, the State of Texas, or the Federai government. For purposes of ihis Confract, the term "vendors" does not include suppliers or materialmen. Developer acknowledges that 2 CFR Part 200 forbids Developer from hiring ar con�inuing to ern��oy any contractor, HQME DEVELOPEA RENTAL CONTRACT REV 11/05/2020 Palladiuin Fain Street, Ltd -- Palladium Fain Street AparEments Page 1 S su�rcontractor or vez�dor that is listed as debarred an the Federal Systerr� for Award Management, rvww.sam.�ov ("SAM"). Developer �x�.ust conf z�m by search of SAM that all contractors, subcontractors or vendors are not listed by SAM as being debarred, both pxaor to hiring and prior to submit�ing a Reimbursement Request which includes invoices from any such contracior, subcantractar, or vendor. FaiIure to submit such proofs of search shall be an Event of Default, if not cured w�t�in 12,4 calendar days after Developer recei�es notice of such default. In the eveni thai City deiermines that any contxactox, subconiractor or vendor has b�en debarred, suspended, or is not properly Iicensed, Developer or DeveZoper's general co�txacior shall immediately cause such contractor, subcontractor or vendor to immediately stop work on the Project and Developer shall nat b� reimbursed for any •c�vork performed by such coniractor, subcontractor or vendor. Howevex, ihis Section shauld nat be construed to be an assumption of any responsibility or liability by City for the detexxnin:ation o� the �egitimacy, quality, ability, or good standing of any contractor, subcontractor or vendor. 6.7 Furnish Comnle�e Sei of "As Suilt" PIans. Developer shall fiirnisk� City a complete set of"as bi.ult" or marked�up plans for the Project at completion of construction after all fi�1a1 approvals have been obtained. 6.8 Sroadband Infrastructure Reauirements. �n campliance with the requirem�nts of 24 CFR Part 5.100, Developer shail provide for the installation of bxoadband infrastructure, to include cables, fib�r optics, vviring, or other permanent infras�ructure, including wirele,ss infxastructure, that is capable of providing access to Internet connections in individual housing units, and ihat z�n.eets fik�e definitian of "advanced telecommunications capability" determined �y the Federal Communications Cozx�z�nzssion under Section 706 of the Telecorn�unications Act of 1996 (47 U.S.C. 1302). '�. TENANT AND LEASE_REQUIRMENTS: PROPERTY STANDARIIS DUR AFFORDABYLrTY PERIOD. 7.1 Tncome Eligibi�itv. Developer must use the def nition of annuai income used by 24 CFR 5.609 to establzsh tenant income eligibility. Developer sha11 use the most current HUD Income Guidelines. Developer shall maintain Tenant Documez�tatian s�fficient to show that the HOME Units are occupied by HOME Eligible Households. This Section shall s��-vive the earlier �ermination or expiration of �his Cantract and be applicable for the length of the Affordabi�xty Period. 7.2 Income Verificatian. 7.2.1 Developer must verify that all te�ants af HOME Units are HOME Eligible Households wiih f�ali Tenant Documentatio� at the time the initial lease for a HOME Unit is executed. Tenants must certify the nuxnbe� of peaple in tenant's household along with such person's names and ages. Developer sk�a�l obtain fnancial information on all me�nbers of a tenant's hou�ehold. HOME DEVELOPER RENTAL CONTRACT REV 11/05/2020 Falladiu�m k'ain Street, Ltd — Palladium Fain Street Apariments Page 16 7.2.2 Developer must verify the incozxie of the tenants of the HOME Units annually after the initial lease is executed, bui may use a City-approved tenant self- certificafion �orm as Tenant Documentation. Notwithstanding the foregoing, Developer must verify the incorne eligibility af all H�ME Eligible Honse�olds with �ull Tenant Documentation every Gth year of the Affardability Period. 7.2.3 Developer must maintain copies of Tenant Documentation as required unc�er this Contxact. 7.2.4 City wi�l review Tenant Documentation du.ring tk�e Af�ordability Yeriod as part of iis monitoring. 7.3 Tenant Lease. 7.3.1 Developer shall submit to City the £or�xi. o� zts tenant lease prior to leasing its first HOME Unit. Such lease shall comply with the provisio�s of 24 CFR Part 92.253 regarding the follovving issues: 7.3.1.1 Lengtk� a� lease ierm sha.11 not exceed 2 years and may not be shorter than 1 year for ihe iniiial lease term. If the lease is renewed, tenant and laridlord inay agree to a longer or shorter term. 7.3.1.2 Lease may not include agreement by tenant to allow landlard to take, hold or sell ienant's personal property vvithout notice and a court decision on �he rzghis of ihe parties. 73.13 Lease may not include agreement by t�e tenant to excuse ovmer or owner's agents from responsibili-iy for any action or �ailure to act, whether intentionaT or negligent acts. 7.3.1.4 Lease may not authorize landlord io insiitute a lawsuit without notice to the tenant. 7.3.1.5 Lease may not include agreement by tenant to waive a jury trial or right of appeal. 7.3.1.6 Lease rnay not fnclude an agreement by tenant to pay legal costs of court proceeding even if the tenant prevaiis in those praceedings regardless of outcome. 7.3.1.7 Lease may not include a� agreement by ti�e tenant to b� sued, to admit guilt or to a judgment in favox of t�e owner in a lawsuit brought in connection with the lease. HOME DEVELOPER RENTAL C4NTRACT REV 11/05/2020 Palladium Fain Street, I.td --- Palladium Fain Street Apartments Page �7 7.3.1.8 Lease may not include an agreexzaent by the tenant that the owner may evict the tenant or household members wzthout instituting civil court proceedings in which the tenant has the oppartunity to present a defense, or before a court decision on ihe rigk�ts o� �he parties. 7.3.19 Lease may not include an agreement by the tenant to waive the tenant's right to appeal or otherwise challenge in court a court decision in c�nnection with the lease. 7.3.1.10 Lease may not include an agxeeme�t by the tenant to accept supportive services that are offered. 7.3.2 Termination of Tenancv of HOME Units. Developer rnay not ferminate the t�nancy af a HOME �ligible Household in a HOME Unit e�cept for serious ar repeated violatian a� the terms and conditions of ihe lease; for violation. of applicable �ederal, staie or local laws; or for other good cause. Good cause does noi include an increase i� the inco�e of the HOM� �ligible Household. To terminate or refuse to renew ihe tenancy, Developer must serve written natice upon #he tenani specifying the grounds �or tk�e action at ieast 3p days before the t�rrnination of tena�cy. 7.3.3 Re�ised Lease Forx�as. Developer shall provide City copies of revised lease forms within 30 days o£ any material change to its lease form. AlI changes to Developer's lease form shall comply with the requirements of Section 7.3.1. 7.4 Tenant Household Characferistics. 7.4.1 Developer sha11 �rovide City wiih the information aboui the household characteristics of the frst tenant renting a HOME Unit on Exhibit "G" — P�roject Compiianee Report: Rental Hausing. 7.4.2 At City's request, Developer sha11 provide derz�ographic information as set forth on Exhibit "G" -- Project Compliance Repor�: Rental Housi�g on all tenants in the Projec� in order to show compliance with Section 7.7 during t�e A�fordabili�y Period. 7.5 Tenant Rent. 7.5.1 Rents charged to tenanis of the HOME Units are subject to 2� CFR 92.252 {a) and (b) and are subject to review and approval by City at initiallease up and prior ta any rent increases. Under no circumstances may the maximum rent charged to ienants of H4ME Units exceed the High Home Rent rninus utiiity aliowances (excluding telephox�e). Developer agrees to abide by HOME D�VELOPER RENTAL CONTRACT REV T�/05/2Q20 Palladium Fain St�'eet, Ltc� — Palladium Fain Street Apartments Page 18 IIUD-approved schedules of HOME rent levels and City�approved utility allowances. 7.5.2 City shall provide Deveiopex with ir�formation Qn updated HOME rent limits so that rents may be adjus�ed (not to exceed the xna.xi�um HOME rent limits). Developer sha) l provide City annually wiih ir�formation on xents and occupancy of the HOME Units to demonstrate compliance with 24 CFR Part 92.252 (a) and (b). City sha11 r�view the rents for compliance every year and apprave or cl.isapprave them within ihirty (30} days. 7.5.3 Any increase in rents for �he HOME Units is subject to the provisions of any outstanding Ieases for said units. Developer shall provide tenants af the HOME Units with not l�ss than 30 days prior �ovritten notice before implementing any increase in rents. 7.5.4 City shall adopt utility allowanc�s in accordance with HOME regulations and H[JD guidance. Such alIowances shalI be updated regularly and shall be fu171ished to Developer. Developer sha11 adjust tenant rents accordingIy in compliance with HOME regulations. 7.6 Tenant Selec�ion PolicY; Acce�sible Unit Marketin�. Within 90 days of the Effective Date, Developer must submit to City for Ciiy's approval Developer's t�nant selection policy and criteria that address ihe folIowing: 7.6.1 The ienant selection palicy must be consistent with th� purpose of providing housing for ve�ry low- and low-income pexsans. 7.6.2 The tenant seIection po�icy must provide for: 7.6.2.1 Selectio� of tenants from a written waiting list in the chror�ological order of their application, insofar as is practicable; 7.6.2.2 Prompt written notification to any rejected applicant of the grounds far such rejection; and 7.6.2.3 Bilingual leasing and managemez�t assistance. 7.6.3 The tenant selection policy rnu�t address non-discrimination and affirmative marketing as discuss�d in Section 7.7. 7.6.4 The tenant selection policy zxaust {i) address the lease requirements described in Section '1.3, (ii) address managing HOME Unit requirexnents, and (iii) must comply wiih state and local tenant/landlord Iaws. HOM� DEVELOPER RENTAL CONTRAGT REV 11/05/2020 Palladium Fain Street, Ltd -- �alladium Fain Street Aparhnents Page 19 7.�.5 Holders of rental assistance subsidies {such as HUD's Housing Choice Voucher or similar subsidy) nnust nat be excluded from renting a unit in the Proj ect. 7.6.6 D�veloper must market Accessible Units in the fo�Iowing order: 7.6.6.1 7.6.5.2 7.6.6.3 7.5.6.� Within the Pxoject to persons rec�uiring an accessible unif. To p�rsons on the waiting list xequiring an accessible unit. To the genexal community for persons requixing accessible units. To persons that do not require a�n accessible unit. 7.7 Affirmative Marketin�. Developer znust adopt and implement a�'firm.ative ma.rketing procedures as requzred by 24 CFR 92351 if the Project znvolves the construction of 5 or rx�ore HOME Units. The proced�res and requiremenfs must include methods for informing the public, ownexs and potential tenants about fair housing lar�rs and policies so as ta ensure that all individuals are given an equal opport�nity to participate in the Project wiihoui regard to se�, age, race, colox, cxeed, nationality, national origin., religion, handica� status, disability, familial status, sexuai orientation, gender idenfity, gender expression or transgender. The proceduxes shall include methods to be used by Developer to inform and solicit applications for tenancy frorrz pexsons in the housing market axea who are not likely to apply for the housing without special outxeach {e.g., through ihe us� of con�munzty organizations, places of worship, employrnent centers, fair housing groups, or housing counseling agencies). The procedures and requireznents m�st designaie an individuai who will be responsible for mar�Ceting fhe Project and must establish a clear a�plication screening plan. Developer's affirmative zxaarketing procedures must be sub�nnitted to City for approval prior to irx�p�ementation; provided however, City shall have no responszbility for af�rmative marketing o� the Project. 7.7.1 Dev�loper shall keep records describing actions taken to affirmafively xna�rket the HOME Units and ihe Project sufficient to enable City to assess the results af the affirmative marketing. 7.8 �ronertv Ins�ections Durxn� �nitial Lease-Up of HOME U�it�: Annual Yns ection� i OME U' City shall inspect HOME units in the Project before they are p�aced into service. City sha11 inspect the H�ME Units prior to a HOME Eligibl� Household occupying such unit to ensure that each HOME Unit meets the appropriate HOME sfandards. Thereafter, City will inspect the HOME Units annual�y. 7.9 Proiec� Mainte�nance and Ins�ections Durin� Affa_rdabilitv Period. Developer shall ensure that the Project fs maintained in accoxdance with all ap�iicable HUD property standards for the duration of the Affordability Period, which at a minirnum shall be HOME DEVELOPER RENTAL CONTRACT REV 11I05/2020 PalIadi.um Fain 5treet, Ltd — Palladiu�m Fain Street Apartments Page 20 those property siax�ci.ards xequired in 24 CFR Part 92. Czty wz�l vexi�y zx�azntez�a.nce o�the Project to these standards through on-site inspections every year. 7.10 Viol��ainst Women Act Reauirernents. 7.l 0.l As Applicable, Developer shall coaxaply wi�h tl�e V�olence Against Women Act ("VAWA"} and sha1l ensure that iis property manager shall, at the tixne of application for a unit in the Project, provide a11 poteniial ienants receiving rental assistance with a Notice of Oceupancy Rights under the Violence Against Women Act in substanfia�ly th� same form as the form attached and incorporated as Exhibit ��M" — VAWA Forms in compliance with VAWA and 24 CFR Part92.359 of the HOME Regulation.s. 710.2 Developer agrees that no appIicant for a unit in the Project may be denied on the basis or as a direct resuZt o�the fact that they are or have been a r�ictim of domestic vioience, dating vialence, sexual assault, or stalking, as long as they would othexwise qualify for the un�it. 7.103 Developer shal� �ae res�onsibie for reviewing VAWA and any applicable regulations and sha11 respond ta all emergency tran�fer requests in accordance with the requirements of those provisions. Developer may xequest that all tenants requestzz�g an ezxaexgency txa�s�er u�dex VAWA fi�� out the form attached and incorporated in Exhibit "M" — VAWA Forms or its own fortn that is substa�tially the same. 7.11 Rese�-ved. 8. ADDITI�NAL HOME REOU�REMENTS. Develo�er agrees to comply with ali requirements of the HOME Program as stated in the HOME Regulations, including, but not iimited ta the follo�ing: 8.1 En�iranmental Review. HOME Funds will not be paid, and costs cannot be incurred untzl City has conducted and coYnpleted an Environrnental Review Record as required by 24 C�'R Part 5 S. The enviranmental review may result in a decision to proceed with, modify, or cancel the Project. Further, Developer wzll not undertake or commit any fiznds to physical or choice lirr�iting actians, including if applicable, property acquisztion, d.emolition, movement, rehabilitatian, conversion, repaix or construction prior to the environmentai ciearance. Any vio�ation of this Section will (i) cau�e this Contract to terminate immediately; (ii) require Develaper to repay to City any HOME Funds recei�ed and forfeit any future payments of HOM� Funds; and (iii) Developer must p�y 10% of �he HOME Funds to City a� liq�u'rdated damages. The Par�ies agree fhat City's actual dax�nages in the event of Developer violating this Section are �xncertain and would be difficul� to asc�rtain and may include a�nding by HUD, a z-epay�naent o� �u�ds to HUD by City or otherwise impact the City's HOME grant or ath�r Federal grant funds. Therefore, the Parties agree thaf payrnent of 10% of the Loan amount by Developer to City under this HOME DEVELOPER RENTAL CONTRACT AEV 11/05/2020 Pal�adium Fain Street, Ltd — Palladiu�n Fain Street Apartments Page 21 �ection is liquida�ed danaages and not a penalty. Ciiy acknowIedges that it has completed and approved this require�neni. 8.1.1 Miti�ation. Developer x�u�t take the mitigation actions outlined in Exhibit "A-2" — Environment�I Mxtxgatian Actions. Failure to complete the requzred mitigation action is an Event of De£ault under this Contract. $.2 Contxact_ __ ot Cons�itutin Com�},i,tme�t of Funds. Notwiihstanding any provisian of this Contract, the Parties agree and ackz�owledge that this Contract does not constitute a coz�z�iirnent of HOME Funds, and #hat such commitnaent or approvai may occur only �pon satisfactory co�xapletzon of environmenfal review and receipt by City of an authorization to use grant fiznds from HUD undex 2�} CFR Part 58. $.3 Monitorin�. 8.3.1 Developer undersiands and agrees that it will be subject to monitoring by City for cornpliance with the HOME Regulations, �lie �erms of this Contract and ihe Loan Documents during the Affordability Period. Deve�oper will provide repo�ts and access to tenan.t fles as requested by City during the Affordability Period and for � years a.fter it ends far the purposes of deterzxaining tenant income eligibility. �uch records may be produced digitally by Deveiopex. 8.3.2 Representatives of City, HCTD, HUD Office of �he Inspector General, and the United States Comptroller General sha11 have access during regular business hours, upon at Ieast 48 hours prior notice, to Developer's offices and records and to DeveIoper's officers and agents that are related to the �se of �he HOME Funds and the requirements of the HOME Reg�lations during the Affordability Period, and to Developer's officers, agenfs, employees, contractors, subconfractors and vendors for the purpose af such monitoring. 83.3 In addition to other provisions af this Contract regarding frequency of monitoring, City reserves t�e xight to perform desk reviews or on�site monitoring of Developer's compliance with ihe terms and conditions of this Caniract and the Loan. After each monitorin.g vzsit, City shall provide Developer with a written repart of the monitor's findings. If the manitoring �eport notes deficie�cies in Develop�r's performance, the report ,shall include req�irements for the tizx�ely correction of said deficiencies by Deve�oper. Failure %y Developer io iake ihe action specified in the monitoring report may be cause for suspension or termination a� this Contract as provided herein, ox City may take alI actions allowed in the Loa� Documents. 8.3.4 Developer shall annually pravide to City the results of any agency, siate or federal monitoring relaied to lhe Project including any monitoring by HOM� DEVELOPER FtENTAL CONTRACT REV 11/05/2020 Palladiuin Fain Stxeet, Ltd — Palladium Fair► Sireet Apartments Page 22 TDHCA or agencies or eniities providing vouchexs and/or xental assisiance. Such resulfs shall be submitted annually io Ciiy with the submisszon o� zts annual audit and financial statements. 8.3.5 This Sect�on 8.3 sha�l be applicab�e �or at leasi the duration of the Affordability Period, and for a term of � years �hereafter and shall �ux-v�ve the earlier termination or expiratian of this Contract. 8.4 Com�liance r�vith the Uniform ReIoca�ion Act. �f applicable, Developer shall comply with the relocation requirements of 24 CFR Part 92.353 and all other applicable federal and state 1a�vs and City ordina�ces and require�ents pertaining to xeloca�ian. S.5 Compliance with Davis-Bacon Act. If applicable, D�veloper and iis general contractar and all lower ti�r subconiractoxs wiI� comply w�th the Davis-Bacan Act as described in Section 14.14 and Exhibit "H" — FederaI La6or Standards Provisions � D�vas-Bacon Requirements. 8.6 Developer Procurement Standards. Developer shall ensure that procureinent of materials and services is done in a cost e�fective ma�ner. Developer shall comply with alZ applicable �ederal, state and local laws, regulations, and ordinances for making pxocuz•emenis under this Contract Developer shaIl estalalish written procurement procedures to ensure that x�naterials and services are obtain�d in a cost� effective manner. 8.7 Cost Princi�les/Cost Reasonableness. The eligibility of cosfs incurred for performance rendered shall be determined in accordance wiih 2 CFR Part 200.402 i�z�rough 2 CFR Pa�-t 200.405, as applicable, regarding cost reasonableness and allocation. 8.8 Financial Mana�ement Standards. Develaper agrees to adhere ta fhe accounting principles and procedures required in 2 CFR Part 200, as applicable, utilize adequate internal controls, and maintain necessary supporting and back�up documentation for a11 costs incuxred in accordance with 2 CFR Part 200302 and Part 200.303. 8.9 Uniform Administrative Rea��uirernents. Deveioper will corz�p�y wzth the Uniform Admir�istrative Rec�uirements, Cost Principles, and Audit Requirements for Federal Awards in 2 CFR Part 200, as applicable, or any reasonably equivalent pracedures and requFrements that City xn.ay xequire. 8. � D Comnliance wi�h FFATA and Whistleblower Protecfions. Developer shall provide City with all necessary inforrnation for City to comply with the requirements of 2 CFR 300(b), iz�cl�ding provisions af t�e Federal Funding Accountabiliiy and Transparency Act ("FFATA") governing requirexnents an executive compensation and provisions governing whistleblovwer pro�eciions contained in 10 U.S.C. 2�09, 4� U.S.C. 4712, 10 U.S.C. HOME DEV�LOPER RENT�IL CONTRACT REV 11/05/2�20 Palladium �'ain Street, Ltd — Palladium Fain Street Apartments Page 23 2324, 41 U.S.C. �304 and 4I U.S.C. 4310. 8.10.1 Developer shall provide Ciiy its DUNS number priar to the payment of any I�OME Funds. 8.1 ]. ��tern�l �Qntrols• In compliance with the requirezxaents o� 2 CFR 20p303, Developer shall: 8.11.1 Establish and maintain effective internal coni�ol ovex t�e HOME Funds that provides reasonable assurance that Developer is rnanaging the HOME Funds in campliance with federal statutes, regulations, and the ierms and condiiions of this Coniract. These internal controls shall follovsr the guidance in "Standards for Internal Control in �he Federal Government" issu�d by the Com�troller General of ihe United States or the "Internal Control Integrated I'ramework" iss�ed by ihe Committee of Sponsariz�g Organizations of the Tread�c�vay Commission ("COSO"); 8.11.2 Comply with federal statutes, xegulations, and the terms and conditions of this Con�ract; 8.11.3 Evaluaie and monitor Dev�loper's compliance with statutes, regulations and the terzxzs az�d conditions of this Contract; 8.11.4 Take prompt action when instances of noncozx�p�iance are ic�entified including noncom�Iiance identified in audit findings; and 5.11.5 Ta�e xeasonable measures ta safeguard protected personally identif abie information and othex in%rmatian that HUD or City designates as sensitive or Developer considers sensitive consistent wiih applicable federal, stat�, local and tribal laws regarding pri�acy and obligations of cox�fidentiality. 8.12, Cob�ri�ht and Patent Ri�hts. No reports, maps, ox other documents produced in whole ar in pari: under this Contract shall be the subject of an application for copyright by ox on behalf of Developer. HUD and City sha11 possess all rights to invention or discovery, as well as rights in data which �ay arise as a result of Developer's performane� under fhis Contract. To the extent consistent with HUD regulations, ��is provision shall na� apply to copyright or other intellectual property belonging to third parties such as architects and other design pro�esszonals. 8.13 Tert� A In�icab�g to Con�ractors. Subcontxactors_an�l_Vendors. Developer understands and agrees that a11 terms of this Contract, whether regu�atoxy or otherwise, sha�I apply to any and all contractors, �ubcontractors and vendors of Developer which are in any way paid with H4ME k'unds ar who per�arm any work in connection wiih the Project. Developer shall cause ail applicable provisions of this Contract ta be included in and made a part of any contract or subconiract executed in the performaaace o� its obligations hereunder, including its ob�igations regarding the Affordability Requirements and the HOM� Regulations during th�e HQMB DEVELOPER RENTAL CONTRACT REV 11/05/2020 Palladiutn Fain Street, Ltd — Palladium Fain Sh•eet Apat-ti�ients Page 24 Afforda�ility Period. Developer shall monitor the sexvices and woxk pex�ormed by its cantractors, subcontractors and vendors on a regular ]�asis for compliance with the Affordability Rec�uireme�is, ihe HOME Regulations and Contract provisions. Developer is responsible for curing alI violations of the HOM� ReguIations committed by its can�ractors, subcontractors or �vendors. City rnaintains the right to insist on Developer's fiill coxnplia�ce wiih the terms of this Cantract and the HOME Regulations and Developer is responsible far such cozx�pli�ce xegaxdless of whether actions to fulfill the requirements of this Contract or ihe HOME Regulations are taken by Developex or lay Developer's contractors, subcontracfors or vendors. Develo�er acknowIedge� that the provisions of this Sectio� sha�� survive the eariier termination or expiration of this Contract and be applicable for the length of the Affoxdability Period and for � years thereafter. 8.14 Pa�menti and Performance Bonds. Subject to the requirements of 2 CFR Part 200, Developer shall furnish City with payxx�en� and perforrna�ce bonds in a form acceptable to City in �he amou�nt of the constr�etion cost forthe Project but not Iess than $800,000.00, which is the total amount of the Loan. At City's discreiion, other fortns of assurance may be acceptable so long as they meet the requirements of the HOME R�gulations. 5.15 Comnliance vvith HOME Requirements ���ertv Mana e�r. Developer wi�I ensure thaf the property manager complies with the HOME Requirements, including, but not limited to, addiz�g a provision in its property management agreement ihat the property manager will follow the HOM� Requixezzaents auiIined in Exhibit "N" — HOME Requirements and attaching it as an exhibii to its property Ix�.axzagement agreement. 9. RECORD KEEPING, REPORTING AND DOCUMENTATrON REOUYREMENTS, RTGHT TO AUDIT. 9.1 Record Keenin�. Developer sha.11 maintain a record�keeping system as part of its performance of this Contract and shall prompily provide City with copi�s of any document City deems necessary for the effec�ive fulfillment of City's naonitoring and evaluation r�sponsibilities. �pecifically, Developer will keep or cause to be kept an accurate xecoxd o� all actions taken and a11 funds spcnt, with supporting and back-up documentaiion as well as all Tenant Documentatioz�. Developer will main�aiz� all records and documentation related to this Contract for � years after the end of the Affordability Pexiod. �� any claim, lftigation, or audit related to thi� Coniract or ihe Project is initiated before the expiration of the S yeax period, ihe relevant records and documentation must be retained unti� all such claims, liiigation or audits have been resoIved. 9.1.2 Access to Records. City representativ�s and H[JD and any duly authorized officials of ihe federal govex�e�t will have full access �o, and the right to examine, audit, excerpt and/or transcribe aaay o� Developer's records pertaining to all matters covered by this Contract ihroughout the Affordabilrty Period and far S years thereafter. Such access shalI be during regular business hours upon at least 48 hours priox notice. HOME DEVELOPER RENTAL C�NTRACT REV I T/Q5/2020 Palladium Fain Streat, Ltd — Palladium Fain Street Apartmen#s Page 25 9.2 e orts, Developer will submit to City all xeports and documentation described in this Coniract in such form as City may reasonably request. Deve�opez� �aay also be required ta submit a final performance and/or �'inal financial report if requir�d by City at the �er�xai�ation of this Contract and/ox tk�e tezminatian of th� Loan in such form and within such times as City xxaay pxescribe. Failur� to subnnit a�y repvrt ar documentation to City as required by this Contract shall be an Event of Defau�t and City axaay exexcise all of it remedies iar defar�lt under this Cantract and Loan Documents. City shall noi exercise its xights hereunder for an Event of DefauZt until its gives Developer 30 days' notice of such failure and Developer has �azled to cure suchdefault. 9.2. J Additional Information. Developer shall pxovide City with additional infarmation as may be required by state or federal agencies to substantiate HOME Program activities and/or ex�enditure eligibility. 9.3 Chan�e in Reparting Rea�iremen�s and Forms. City retains the xight to change reporting requiremenfs and forms at its reasonable discretion. City will noiify Developer in wxifizng at �east 30 days priar ta the effecti�ve date of such change, and the Parlies shall exec�te an amendment to �he Contxaci reflecting such change if necessary. 9.4 Ciiv Reserves �he Ri�h� to Audi�. City reserves the right to perfoxzxz an audit of Developer's Projecf operations and finances at arry time during the term of this Coniract and duzing the AfFordability Period and for � years thereafter, if City determines thai such audit is necessary fox City's compliance with the HOME Regulatzons or other City palicies, and Developer agrees to allow access io all pextinent materials as described herei�. If such audit reveals a questioned practice or expenditure, such questio�s rnust be resolved within 30 busiz�ess days after notic� to Developer of such quesiioned practice or expenditure. If questions are not resolved wiihin this period, City reserves the right to wiihhold further funding under this and/or other contract(s} with Develaper. IF AS A RESULT OF ANY AUDIT iT I� DETERMINED THAT DEVELOPER HAS FALSIFIED ANY DOCUMENTATION OR MISUSED, MISAPPLIED OR MISAPPROPR�ATED HOME FUNDS OR SPENT HOME FUNDS ON ANY INELIGIBLE ACT�VrTrES, DEVELOPER AGREES TO REYMBURSE C�TY THE AMOUNT OF �UCH MONIES PLUS THE AMOUNT QF ANY SANCTrONS, PENALTY �R 4THER CHARGE LEVIED AGAINST CITY BY HUD BECAUSE OF SUCH ACTiONS. 10. RE�MBURSEMENT_REOUIREMENT�. Der�eloper shall provide City with Cozxzplete Documentatian and the following reports as showx� in Exhibit "F" -- Reimbursement Forms with each ReimbursementRequest: 10. i Attachm nt I— I�voice. This report shall con.lain the amount request�d #�or reimbursement in the submitted request, and th� cum�laiive reimbursement requested to date (inc�usive of the current request). HOME DEVELOPER RENTAL CONTRACT REV 11/05/2020 Pailadium Fain 5treet, Ltd -- Palladium Fain Street Apartments Page 26 10.2 Attachment II — Exg��diture Worksheet. This report shall itemize each expense requested for reimbursenr�eni by Developer. In order for this report to be coznp�eie the following must be submitied: 10.2.1 Invoices for each expense with an explanafian as to howv the expense pertains to the Project, if necessary; and 10.2.2 Proo�that each exp�r�se vvas paid by Developer, which proof caz�. be satisfed by cancelIecl checks, wire transfer documentation, paid receipts or other appropriaie banking docuzx�entatian. 10.3 Deadiine for Submittin Reimbursement Requests. All Rei�x�.burse�ent Requests along �vith Cornplete Doc�.uneniation shall be suhmitted by Developer to City within 6D calez�dar days from each of the deadlines as shown in Exhibit "C" — Consiructian and Reimbursement Schedule. 10.3.1 CITY SHALL HAVE NO OSLIGATION TO MAKE PAYMENT ON ANY REIMEURSEMENT REQUEST THAT IS N4T RECEIVED WITHIN 60 CALENDAR DAYS OF THE DEADLYNES SHOWN �N EXHTSrT "C" — CONSTRUCTION AND REIMBURSEMENT SCHEDULE. Yn addition, Developer's failure to tirnely submit Iteimbursernent Requests and Conap�ete Documentation along vvith any required reports shall be an Event ofDefault a� not cured within 30 days after receiving no�ice from City of such failure. 103.2 CITY SHALL HAVE NO OBLIGATION TO MAKE PAYMENT ON ANY REIMBURSEMENT REQUEST THAT IS NOT RECEIVED WITHIN 60 CALENDAR DAYS OF THE COMPLETION DEADLINE. 10.33 FinaI Pa�ment. Developer shall not be reimbursed �ox Fznal Payment until it �ubmits Exhibit "G" —HOME Project Compliance Repart: Rez�tal Housing fo City. 10.4 Withholdin�Pavaxaen�. CITY SHALL WITHHOLD PAYMENT �N ANY REIMBUR�EMENT REQUEST THAT DOE� NOT INCLUDE THE REQUIRED COMPLETE DOCUMENTATION SUBJECT T4 SECTION 11.2.1. 11. EVENTS OF DEFAULT �ND TERMINATION. 11.1 Failure �o Begin or Com�lete the Reauired Irnnrovements 11.1.1 �f Developer fails to begin construction within 9 months af the Effective Date, ihis Contract sha1l automatically terminate without further warni�g or opportunity to cure, and with no penalty or liability to City. HOME D�VELOPEit RENTAL CONTRAC'I' REV 11/05/2020 Palladium I'ain St�'eel, Ltd — Palladium Fain Street Apartments Page 27 11.1.2 Z� City detexmines thaf the Required �rnpror�ements �overe not completed by the Comp�etion Deadline (a� may be madified i� accordance �rith �ection 14.19) or have failed to pass any of the inspections described in Section 6.1.2 (or to promptly correct any noted deficiency and subsequently pass such inspection), City shall have the right to terminate this Contract with no penal�y ox liability to City, with such termination to be effective immediately upon written notice. Ciiy shall a�sa be entitled to demand repayment of any HOME Funds in accordance with Section � 2 a�d enfarce any of the provisions of Loan docu�nenis for an Event of DefauZt. 11.2 FaxlUz-e #o S��mit Comnlete Documentation Durin� Construction. 11.2.1 If Developer fails to subxnit all applzcable Complete Documentation during cons�ruction of the Required Improvements i� accoxdance with Exhibit "C" — Consiruction and Reimbursement Schedule, or z� any repart or documentation s�bmitted as part of Comp�eie Documeniation is not in material compIiance with this Contract or the HOME Regulations as determined by City, City will noti�y Developer in writing and the Der�eloper �will have 30 calendar days from the date of the written notxce to submit or r�submit any such re�ort or documentation. Tf Developer fails to subnait or resubmit any such report or documentation within such time, City sha1l have the xight to wit�hold paym�nts but only up to the amount of the applicable percentage of the part which was not approved. If such failure continues for an addiiional 3D days (a total of GO days} City shall have the right ta terrninate this Contract effective immediately npo� wx�#ten notice of such intent with no �enalfy or Iiability to City. Notwithstanding anything fio the cantrary herein, City �vill not be rec�uired to pay any HOME Funds to Developex during the period that any such report or documentation is not in compiiance with thzs Ca�txact ar the HOMERegulations. 11.2.2 If any of Developer's Reimbursement Requests are zx�atez�aJly zncomplete or otherwise not in material com�liance with this Contraci or the HOME Regulations as deternlined by City, City will notify DeveIoper in wriiing of such Event of De�ault and the Developer will have 30 calendar days from the date of the written notice to xesubzxait any such Reimbursement Request ta cure the Event of Defauli. Yf ihe Developer fails io cuze the Evez�i af Default within such time, Developer shall forfeit any paymenis otherwise due under suck� Reirnburserrient Request. If such failure to resubmit such Reimbursemez�t Request continues for an additianal 30 days (a total of 60 days) �he City shall have the x�ght ta terminate this Contract effective irnmediately upon written notice o� such intent wi#h no penalty or liability ta City. Notwithstanding anything to ihe contrary herein, Czty wi �l not be required to pay an� HOM� Funds to Developer during the period that an.y such Reimbursement Requ�st is nof in compliance with this Contract or the HOME Regulatiox�s. HOME DEVELOPER RENTAL CONTRACT REV 1 ll05/2020 Palladium Pain Street, Ltd — Palladium �ain Street Apartnnents Page 28 11.2.3 In the event of rnore t�an 3 xnstances of material uncu�red deia�its under Sections �L2.1 or 11.�.� which have a material adverse impact on the Project, City reserves the right at its sole option to ter�x►�nate this Contract effective immec�iate�y upon wriften natice of such intent wi�h no penally or liabili#y to City. For purposes of thas provision, "materia� adverse impact" means any conditian that has a materaal adverse change in or a materialiy adversc effect upon any of: (a) the value, financial condition, ox operatians of the Property or Required Improvements; (b) City's abiIity to have recourse against the Property or Required �mprovernents; (c) t�e validity, priority, perfection or enforceabilify of th�s Contract or any othez- Loan Document; (d) the abiIity of Developer to pe�orm i�s obli�ations under any Loan Document to which it is a �arty. 11.2.4 Notwithstanding anythz�ng fo the contrary herein, Ciiy will not be requixed to pay any HOME Fuz�ds ta Dcveloper during the period that any Reimbuxsement Request�, reports or documentation are past due or are not in compliance with this Contract or the HDME Regulations, ox during any period during which Developer is in default o� ihis Con�ract. 11.2.5 In the event of iermination under this Section 11.2, all HOME Funds awarded but unpaid to Developer puxsuant to this Contract shall be immediately forfeited and Developer shail have no f�t-�11er right to such funds. Any HOME Funds aiready paid to Developex must be repaid to City within 90 calendar days of terminatian under this ,�ection. Failure to repay such HOME Funds will resuIt in City exercising aI� legal remedies available to City under this Co�tract and the Loan Docuxnents. For clarif cation, the defaults and reiated remedies set out in this Section 11.2 are not intended to arise fram mathematica� errors or other min.or defects in a Reimbursement Request. 11.3 Failuz-e to S�bmit Re uired Re orts and Documenfation Durin Affordabilxtv Perio If Develaper fails to maintain all xecords anc1 documentation as req�ired in Section 9, or faiis to su�amit any report or documentation required hy this Coz�tract after the Required Ymprovements are completed, or if the submitted xeport or documentatio� is not �n material compliance with this Contract or the HOME Regulatio�s as defermined by City, City will notify Developer in writing and the Develaper will have 30 calendar days from the date of the written notice to obiain or recreate the misszng records or documentation, or submit or resubmit any such report or documenfation to Ciiy. �� Developer fails to mainfiain the required reports or documentation, or subzx�it or resubmit any such report or documentation within such time, City shall have the ri�ht to ternninate this Contract e��eetive immediately upon written notice of srxch intent with na penalty or l�abili�ty to City. Yn the event of termination u�der this Section 11.3, any HOME Funds paid to Develaper must be repaid to City vvith�n 90 calendar days HOME DEVEL�PER RENTAL CONTRACT REV 11/05/2020 Palladium �'ain Street, Ltd — Palladium Fain Street Apartments Page 29 of termination. Failure to repay suc� HOME Funds will result in City exercising all legaI rernedies available to City under this Contract and the LoanDocuments. 1 � .4 In General. 11.4.1 Subject to Sectio�s 11.1, 11.2 and 11.3, and unless specifrcally provided otherwise in this Contract, ii shaIl be an Event af Defa�alt if Dev�loper breaches any material ierm or condition of this Cantxact. Z� ihe event that such a breach remains uncured after 30 calendar days following wxitten notice by City {or such other notice period as may be specified h�rein), or if DeveIopex has diligeniIy and c�n�inuously attempted to cure following receipt of such wiritten noiice but reasonably required more than 30 calendar days to cure, as determined by both Partie,s m:utually and in gaod faith, Ciry sha11 have the right to elect, in City's sole discretion, to (i} extend Developer's time to cure, (ii) ferminate this Contract effective immediately upon written notice o� such intent to Develop�r, or (iii) p�rsue any other legal remedies available to City. ll.4.2 City's remedies may include: 11.4.2.1 Direct Developer to prepare and folIow a schedule of actions �ox carrying out the affected activities, consisting of schedules, tixneiables and milestones necessa�-y to implem�nt the affected activities, inc�uding extending the Affordability Period. 11.4.2.2 Direct Developer to establish and follow a manageanent plan ihat assigns responsibilities for carrying out the remedial activitzes. ll.4.2.3 Cancel or revise activities likely to be affecied by the performance deficiency, before expending HOME Funds for the activities. 11.4.2.4� Reprogram HOME Fuz�.ds that have not yei been expended from affected activiiies to other eligible activities or withhold HOME Funds. 11.4.2.5 Direct Developer to reimburse Ci�[y in any amount of HOME Funds not used in accordance with the H4ME Regulatians. 11.4.2.6 Suspend reimbursement of HOME Funds for affected activiti�s. 11.4.2.7 �ny other appropriate action including but not limited to any remedia� action legally available such as declaratoxy HOME DEVELOPER RENTAL CONTRACT REV J 1/05/2424 Palladium Fain Street, Ltd -- Palladium Fain Sfreet Apartments Page 30 judgment, speczfic performance, damages, ternporary or permanent injunctions, tezzx�znation o� this Contxaci or any other coniracts with Developer, and any oiher available remedies. 11.�.3 In �he even1 of terzx�inatzon uz�dex tk�is Seciian 11.4, aIl HOME Funds awarded but unpaid to Developer pursuant to this Con.tract shall be izz�mediately rescinded and Developer shall have no fiarther right to such f�ands and any HOME Funds already paid to Develo�er must be repaid to City withir� 90 days of termination. Fai�ure ta repay such HOME Funds vvill result in City exexcxsing all legal remedies avaiIable to City under this Contract or the Loan Dacur�ents. 11.5 No Funds Disbursed while in Breach. Developer undexstands and agrees that no HOME Funds will be paid to Develaper un�il all defaults are cured to City's reason.able saiisfaction. 11.6 No Compensation After Date of Termination. In the event of terminatian, Developer sha11 not receive any HOME Funds in compensation �or woxk undertake� after the date of termination. 11.7 Rights of Citv No� Affected. Termination shall noi affeci or ierminate any of the existing rights of City against Developer, or which may thereafter accrue because of such Event of Default, and this provision shall be in addiiian to any and a1I other rights and remedies available to City under the law and Loan Docu�xi.ez�ts includ'zng, but nat limited to, compelling Developer to complete fhe Required Tmprovemenis in accordance with the tex�xas o� t�e Co�traci. Such terminatian does not terminate any applicable provisions of ihis Contract that have been expressly noied as survivi�g ihe tex� or termination of this Contract. No deiay or omission by Ciiy in exercising any right or remedy available to it under this Contract shall impair any such right or remedy or constitute a waiver or acquxescence in any DeveloperEven# of Default. 11.8 Waiver of Breaeh Nof Waivez- o� Subsequen# Breach. The waiver of a breach of any ter�n, covenant, or condiiion of this Contract shall noi operaie as a waiver of any subsequenf breach of the same or any other term, covenant or condition hereof. 11.9 Civil. Crimxnal_�nd_ Administra�ive PenaIties. Failure to perform all the Contract terzx�s may xesu�t in civil, criminaI ar administrative penalties, incl�ding, but not limited to those set out in this Contract. 11.10 Termination %r Cause. In ac�drtion to il}� t�,rmination ri h� ts exBresslv sta�ed e�se�_h_� in thi Contract the fallowin ri hts to termivate shall a 1. 11.10.ICity may terminate this Contract if there is an Event o� De�ault subject to natice, grace a�d cure periods. In the event City terminates this Contraci for an uncur�c� Event of Default, all HOME Funds awarded but unpaid to HOMB DEVELOPER RENTAL CONTRACT REV 11/05/2020 Palladium Fain Street, Ltd -- Palladiutn Fain SireeY Apartments Page 31 Developer pursuant to this Contract shall be immediately xescinded and Develop�r shall �ave no further xzght to such f�nds and any HOM� Funds already paid to Developer must be repaid to City rnrithin 90 calendar days of terxr�ination. Failure to repay such HOME Funds will resuit in City e�ercising all legal rezx�edies available to City under this Co�tract ar the Loan Document�. DEVELOPER ACKNOWLEDGES AND AGREES THAT �F CITY TERMINATES THIS CONTRACT DUE TO AN EVENT OF DEFAULT, NEITHER DEVELOPER NOR ANY AFFILIATES 4F D�VEL�PER SHALL BE CONSIDERED FOR ANY OTHER CYTY CONTRACT FOR HOME FUNDS FOR A MYNIMUM OF 5 YEARS FROM THE DATE OF TERMINATION. Thisprovision s�Zall not appl� to the Investor. 11.10.2 Developer may ie�ninate this Contract if City does not provide the HOME Funds substantially in accordance �vith this Con�ract. In such event, , ihe termination of ihe Contract sha�l have the effect of returning the Parties to their respecfi�e circumstances as existed prior to the execution of this Contract, and no terms or obligations shall su�rvive the date of tern�ination, including but not limited ta, reporting, inspections ox the Affordability Pe�iod. 11.10.3 City may terminate this Contract if Developer defaults on the HOME Loan. 11.11 Terminatian for Convenience. In terminati�ng in accordance wiih 2 CFR 200, Appendi� II, this Contract rr�ay be terminated in whole or in part only as follows: 11.11.1 By City wzth the consent of Developer in which case tihe Parties shall agree upon the tez•mination conditions, including the e�fectiv� date and in ihe case of partial termination, the portion to be terminated; ox 11.11.2 By Developer upon written notificaixon to City setting forth ihe �easons for such termination, the effective date, and in the case of partial termination, the portion to beterzninated. In the case of a partial iermination, City may terminate the Contract in its entirety if Ciiy dete�nines in its sole discretion that the remaining portion of the Contract io be perforrn�d or HOME Funds to be spent will not accomplish the purposes for which this Contract was mad�. 1 i.12 pissolution of Develo�er'�'�rminates Contr�ct. In the event Developer is dissolved or ceases io exist, this Contract shall terminate, unles�, with City permission, ihe Contract has been assigned and the Loan assumed by ihe assignee. In the event of termination under this Section, all HOME Funds axe subject to repayment and/or City may exercise aIl of its rem�dies n�der this Cantract and the Loa� Documents. 1-TOME DEVELOPEA RENTAL CONTRAC'I' REV 11/05/2020 Palladium Pain Street, Ltd — Paliadium Fain StreeC Apartments Page 32 11.13 Reversxo� o� Assets. In ihe event this Contract is te�minaied with or without cause, a11 iangible personal property owned by Developer that was acquired or improved with the HOME Funds sha11 belong to City and sha11 automatically transfer to City or to such assignees as City rnay designate. 11.14 Notice o� Texmir�ation under Subord�z�a#ion A�reement City shall not ierminate this Contract without firsi giving notice and opportunity to cure, which �11 be incor�poraied as a requirement in the Subordination Agreement. 1 I.1 S Notice to Investor oi Default. City shal� fiarnis� �nvesior with natice o� any Event o� De�ault under this Contract at the address shown beiow in Section 21. 1�. REPAYMENT OF HOME FUNDS. All HOME Funds are subject io repayment in the event the Projecf does nat meet the requirements as set out in this Contract or in the HOM� Regulations. In the eve�t Czty receives a finding �y IIUD, City will notify Developer within 5 busines� days of receipi of issuance from HUD. If Developer takes any action that results in City being re�uired to repay all or any partion of the HOME Funds to HUD, Developer agrees it will reimburse City for such rep�.yment if such repayment by the City to HUD was due to the ac�ian or misconduct of Developer. If Developer takes any act�on that xesUlts in Cxty xeceiving a finding from HUD about the Project, subject to any applicable cure period, whether or not repayxxaent to HUD is required of City, DeveIoPer agrees it will pay City 10% of the HOME Funds as liquidated damages. The Parties agree thaf City's damages in the event of either repayment to HUD being required or receiving a finding from HUD are uncertain and wouid be difficult �o ascerfain and may include an impact on City's HOME grant or other Federal grant funds, in addition to a�nding by HUD or a repayme�t o� �unds fo HUD by City. Therefore, the Parties agree that payment under this Section of 10% of the Loan anaount by Developer to City is liq�ridated damages and not a penalty. l3. 1VIATERIAL OWNERSHIP CHANGE. Except for Permitted Transfers in accordance with the texzx�.s of the Deed o� Trust, ihe Deed Restriction and transfers otherwise consented io by City in writing, and except as permitted in accordance with Developer's Amended and Restated Agreement of Limiied Partnership, (the "Partnersk�ip Agreement") as may be amended and restated fram time to time to admit Investor or other Member,s, if owxaexshzp o� Developer materialIy changes after the date of this Contract, City may, but is not obligated to, terminate this Contract. Ci�y has 30 days to x�ake such detennination after receipt of notice from Developer and failure to make such determination in thai time period wi1� constitufe a�ovaiver. In the event of termination under ihis Section 13, a1I HOME Funds awaxded buf not yet paid to Developer pursuant to this Contract shall be immediateIy rescinded and Develapex sha�� have no further right to such funds and ariy HOME Funds already paid to Developer rr�ust be repaid to City within 90 days o�terzxxinat�on u�de�r this Section. HOME DEVELOPER RENTAL CONTRACT REV I 1/05/2020 Palladium Fain 5treet, Ltd — PaIladium Fain Street Apartments Page 33 Not�c�vithstanding anything io the contxary confained herein, the respective interests of Investox shaIl be freely transferable and any amendment io 1he Partnership Agreement to effectuate such transfers shall not requir� City consent. 1�. GENERAL PROV�S�Q_lY�. 14.1 De�er an Independent Contractor. Develaper sha11 operate hereunder as an independeni contractar and not as an off cer, ageni, servant or employee of City. Developer shall have exclusive control of, and the exclusive right to control, the details of the worlc and services performed hereunder, and ail pexsons perforrning same, and shail be solely responsible �or the acts and omissions of its officers, members, agents, servants, employees, contractors, subcontractors, vendors, tenants, licensees or invitees. 14.2 poctrine of Resnondeat Superior. The doctrine o:� respondeat superior shall not ap�ly as between City and Developer, its afficers, rnem�ers, agents, servants, employees, contracfors, subcontraciors, vendors, te�nants, licensees or invitees, and nothing herein shall be construed as creating a�artnership or j oint entexprise between City and Developer. City does not have the legal right to control the details of the tasks perfoxzxzed hereunder by Developer, its officers, members, age�ts, employees, canfractor�, subcontraciors, vendoxs, �zcensees ar invitees. 14.3 Develo en r Propertv. City shall under no circumstances be responsible for any propert� belonging to Developer, its officers, members, agents, employees, con�ractors, subcontractors, vendars, tenants, licensees or invitees that xzaay be last, stol�n or destroyed or in any way da�aged and DEVELOPER HEREBY YNDEMN�F�ES AND HOLDS HARMLES� CYTY AND �TS OFFICERS, AGENTS, AND EMPLOYEES FR�M ANY AND ALL CLAIMS OR SUYTS PERTAINING TO OR CONNECTED WrTH SUCH PR4PERTY. 14.4 Reli�ious Or�anizatian. No portion of the HOME Funds sha11 be used in support of any sectarian. or xelzgious activity. In addition, there must be no religzous or membership criteria for tenants of a H�ME-fix�ded property. 14.5 Venue. Venue for any action, whether r�al or asserted, at law or in equity, axising ouf of the execution, performance, attempted per�ormance or non-performance of this Contract, shall Zie in caurts iocated in Tarrant County, Texas. 14.6 Governin� Law. This Cantract shall be govern�d by and construed in accordance with the laws of th� S�ate of T��as. If any action, whethex xeal or asserted, at la�v or in equity, arises out of tk�e execution, pex�ormance ar non-performance of this Contract ar on the basis of any provision herein, fox any issue not governed by �ederal law, ihe choice of law sha�i be the laws of the State ofTexas. HOME D�VELOF�R RENTAL CONTAACT REV 11/05/2020 Palladium Fain Street, Ltd — Palladium Fain Street Apartments Page 34 1�.7 Severabilxtv. The provi�ions of this Coniract are severable, and if for any reason a clau,se, sentence, paragraph or other part of this Contract shall be deiermined to be invalid by a court or federal or state agency, board or commission having jurisdiction over the subject matter thereof, such invalidity sha11 not affect other provisions which can be given effect without the invalid provision. 14.$ Written A�reement En�ire A�reement. This written instrument and the Exhibits, Addendums and Attachments attached hereto, vvhich are incorporated by reference and made a part of this Contract for all purposes, constitute the entire agreement by the Parties concerning the wark and services ta be perfarmed und�r thi� Contract. Any prxor or contemporaneous oral or written agreement which purports to vary ihe ierms of this Contract shall be void. Any amendments to the terms of this Contract must be in writing and be executed by the Parties. 14.9 Para�ranh Headin�s for Reference Onlv, No Le�al �i�nificance; Number. Tk�e paragraph headings cantained herein are for canvenience in reference ta this Contract and are not intended to define ox to limit the scope of any provision of this Con.tract. When context requires, singular nouns and pronouns include the plural and the masculine gender sha11 be deemed to include the feminzne or neuter and the neuter gender to inclucle the mascuIine and ferninine. The wards "includ�" and "including" whenever used herein sha11 be deemed to be followed by �he words "without limitatian". 14.10 Complianc� with All A��licable Laws �nd Re�ulations. Developer agrees to coanply fully with all applicable laws and regulations ihat are currently in effect or tha� are hereafter amended during the per%rmance of this Contract. These Iaws include, but are not limited to: ➢ HOME Invest�x�ent Parinerships Act, defzned above as "Act" ➢ Title VY of the Civil Rights Act of 1964 (42 U.�.C. Sections 2400d et seq.) incluc�ing provisions requiring recipients of federal assistance to ensure meaningful access by person o� limited English proficiency ➢ The Fair Housing Act, Title VIII of the Civilltights Act of 1968 (42 U.S.C. Sections 3601 et seq.) ➢ Executive Orders 11063, 11246 as amended by 11.375 and 12086 ancl as supplemented by Deparfi.�nent of Labor regulations 41 CFR, Part 60 A The Age Discrimination in Employment of 1967 ➢ The Age Discrimination Act af 1975 (42 U.S.C. Sections 6101 etseq.} ➢ The Unifox� Relocation Assxstance and Reai Property Acquisition Policies Act of 1970 (42 U.S.C. Sections 4601 et seq. and 49 CFR Part 2�} ("URA") ➢ Seciion 504 of the Rehabilitation Aci of 1973 (29 U.S.C. Sections 794 et seq.) and 24 CFR Part 8 where applicable A National Environmental Policy Act of 1969, as amended, 42 U.S.C. seciions 4321 et seq. {"NEPA"} ar�d t�e related authorities listed in 24 CFR Pat� 58. ➢ The Clean Air Act, as amended, (9�2 U.S.C. Sections 1251 et seq.) and the Clean Watex Act of 1977, as amended {33 U.S.C. Sections 1251 et seq.), related Executive Order 11738 and EnvironmentaI Protection Agency Regulations at 40 CFR Pari I5. In no HOME DEVELOPER RENTAL CONTRACT REV 11/05/2020 Palladium Fain Street, Ltd — Palladium Fain Street Apartments Page 35 event shall a�ny aznount of the assistance provided under this Contraci be utilized with respect to a facility thai has give�z rise to a convzction under the Clean Air Act or the Clean Water Act ➢ Immigration Reform and Control Act of 1986 {S U.S.C. Sectiox�s �I�1 et seq.) specifically including the provisions requiring employer verifications of legal status o� its employees ➢ The Americans with Di,sabilzties Act of �990 {42 U.S.C. Sections 12101 et seq.}, the Archifiectural Barriers Act of 1968 as amended (A�2 U.S.C. sections 4151 et seq.) and the Uniform Federal Accessibility Standards, 24 CFR Part 40, Appendix A ➢ Regulations at 24 CFR Par� 87 related to lobbying, including the requirezx�ent that certifcatio�zs and disclosures be obtained fiam a11 covered persons ➢ Drug Free Workplace Act o� 1988 (41 U.S.C. Sections 701 et seq.) and 24 CFR Part 23, Sub�art F ➢ Executive Order 12549 and 24 CFR Part 5.105(c) pextaining io restrictions on participation by ineligible, debarred or suspended persons or entities ➢ Regulatzons at 24 CFR Part 882.708(c) pertaining to site and neighborhood standards for new construction proj ects ➢ Regulations at 2� CFR Part 983.6 fox Site and Neig�borhood Standards Review ➢ Sectian 6002 of the Solid Wasie Disposal Act, as amended by the Resourc� Conservation and Recovery Act ➢ Guidelines af the Environmentai Protectian Agency at 40 CFR Part 24'7 ➢ For contrac�s and subgranis far construction or r�pair, Copeland "Anti-Kickback" Act (18 U.S.C. 874} as supplezx�.ented i� 29 CFR Part 5 A For construction contracts in excess of $2,000, and in excess of $2,500 for other contracts which involve the employment of inechanics ox Iaborer�, Sections 103 and X07 of ihe Contract Work Hours and Safety Standards Act (40 U.S.C. 327A 300) as supplezxzented by 29 CFR Part 5 ➢ Lead-Based Paint Poisoning Preventian Act (42 U.S.C. 4801 et seq.}, as amended by the Residential Lead�Ba,sed Paint Hazard Reduction Act of 1992 {42 U.S.C. 4851 et seq. ) and im�lementing regulations at 24 CFR Part 35, subparts A, B, M, ar�d R ➢ Regulations at 24 CrR Part 92, Horne Invesirnent Partnershzps Pxogram Final Rule ➢ Uni�az�zn Administrative Requirements, Cost Principles, and Audit Requzrezxae�ts fox Federal Awards, 2 CFR Part 200 et seq. ➢ Federal Funding Accauntabzlity and Transparency Act of 2006, (Pub.L. 109-282, as amended by Section 6205(a) of Pub.L. 110-252 a�d Section 3 of Pub.L. 113-101) ➢ Federal Whistleblower Regulations, 10 U.S.C. 2409, 41 U.S.C. 47X2, 10 U.S.C.2324, �1 U.S.C. 4304 and 41 U.S.C. 4310 ➢ Broadl�and Infrastxucture Requirements, 24 CFR Part 5.100 and Seciion 706 of ihe Telecommu�icaiions Aci o£ 1996, 47 U.S.C. 1302 ➢ Violence Against Women Aci of 1994, 42 U.S.C. Z3981 1�.1 X Section 3 Requirements for HUD-Assis�ed_Proiects; E�nnplovzxaent and Other Economic �ppoz-tunities. 14.11.1 Reauirement that Law Be Quoted in Covered Contracts. — Certain Requirements Pertainin� to Section 3 of the Housin� and Uz-ba� HOME DEVELOPER RENTAL CONTRACT REV I I/OS/2020 Palladium Fain Street, Ltd -- PalIadium Fain Street Apartments Page 36 Develo ment Act of 1.9G8 as Amended 1� U.S.C. Sections �'�01 et se . and its ReIated Re�ulations at 24 CFR Part 13�. Tf the constxuction af the Required Improvements will cause the cxeation of new employment, training, or contracting opportunities on a contractor or �ubconiractor level resulting from fhe e�penditure of the HOME Funds, Developer sha11 comply with the following and will ensure that its contractors aIso comply. Tf the work performed under this Contract is on a project assisted under a program providing direct Federal financial assistance frozxa HUD, Section 3 of 24 CFR 135.38 ("Section 3") requires that the �ollovving cIause, shown in italics, be insexted in aIl covered contracis ("Section 3 CI�.use"}: Section to be quoted in covered confz-acts begins: "A. �'he work to be pe�formed under this cont�act is subject to the requirements of Section 3 of the Housing and U�ban Development Act of 1968, as amended, �2U.S.C. 1701u (Section 3), The�urpose ofSection 3 is to ensure that emplayment and othe� economic apportunities gene�ated by HUD assistccnce o� HUD-assisted projects cave�ed by Section 3, shall, to the g�eatest extent feasigle, ge dir�ected to lovv- and ve�y-low income persons, particularly persons who are recipients of HUD assistance for housing. B. The pc��ties to this cont�-act ag�ee io comply vvith HUD's �egxclations in 24 CFR Part 135, which implefnent Sect,ion 3. As evidenced by their execution af this contr�act, the parties to this contract ce�t� that they are unde� no cont�actual or other irnpedirnnent that would prevent them fro�n complying wiih the Part 135 Negulations. C. The cant�actor ag�ees to send to each laboY o�-ganizc�tion or rep�esentative af �vorkers with which the contractor has a collective bargaining ag�eement o� other understanding, if c�ny, a notice advising the labo� o�ganization ar worke�-s' rep�esentative of the cont�-actor's commitments under this Section 3 clause, and will post copies of the notice in conspicuous places at the work site where both employees and applzcantsfor t�aining crnd employsnentpositions can see the notice. The notice shall describe the Section 3 preference, shall setforth minimum numbe� and job titles subject to hire, availa�ility af apprenticeship and training positions, the qualifications for each; and the natne and lacation of the person(s) taking applications for ecrch ofthe positions; and the anticipated date the workshall begin. D. The cont�actor agr�ees to include this Section 3 clrxuse in every subcantract subject to compliance with �egulations in 24 CFR Part .135, and r�g�ees to take appYopYiate action, as p�ovided in an applicable provisian of the subcont�act or in this Section 3 clause, upon a fi�ading that the subcont�acto� is in violation of the regulations in 24 CFR Part 135. The cont�actor yvill not subcont�act tivith any subcont�actar �vhere the contractor has notice or knowledge that the su�icont�actor has been found in vialation of ihe �egulations in 24 CFR pa�t I3S. E. The cont�actor tivill certify that any vacant employ�raent positions, including t�aining positions, that c�re filled: (1 j after the cantr�acto� is selected but before the cont�act is executed, and (2) with persons other than iha,se to who�n the �egulations of 24 CFR Part 135 �equi�e employrnent appo�tunities to be directed, wer�e not filled to circumvent the cont�actor's obligations under z4 CFR Part 135. HOME DEVELOF�R R�NTAL CONTRACT REV 11/05/2020 Paliadiurn �'ain Street, I,td — Palladium Fain 5treet Apartments Page 37 �: Noncompliance with HUD's regulations in 24 CFR Part 135 may �esult in sanctions, te�minatian of this contract for default, and debrx�ment or suspension from future HUD assisted contracts. G. With respect to }vo�kperfarmed in connection tivith Section 3 covered Indian housing assistance, section 7(b% of the Indian Self-Determinc�tion and Education �lssistcznce Act (25 U.S. C. 450e) also applies to the wo�k to he peYformed unde� this ContYcrct. Section 7(6) �equi�es that to the g�eatest extent feasible (i) prefe�ence c�nd opportunities for trcrining and employment shail be given to Indians, and (ii) prefe�ence in the ativard af cont�acts and subcant�acts shall be given to 1`ndian organizations and Indian-owned Econorraic Ente�pYises. �a�ties to this cant�act that c�re subject to the provisions ofSectian 3 and Section 7(b) agree to cornply with Sectian 3 to the maximu�n extent feasible, but not in der�ogation of complia�ace with Section 7(I�). " Section to be quoted in covered contracts ends. 14.1 I.2 Develo er Res onsibilxties far Section 3 Re uirements. City and Devela�er understand and agree that compliance with tk�e pravisians of Seciion 3, the regulations set forih i� 24 CFR Part 135, and all applicable rules and oxders of HUD shall be a condztion of the federal financial assistance provzded ta the Project bfnding upon City and Developer, and iheir r�spective succe�soxs, assigns, contractors and subcontractors. Failure to fiilfill these requirements sha�l subject Developer and ifs contracfars and s�bcontractors and their respective s�ccessors and assign� to those sancfions specified by the grant agreement through which federaT assistance is provided and to such sanctions as are s�ecified by 2�4 CFR Part 135. Developer's responsibilities incIude: 14.11.2.1 Cooperaiing with and supporting City Section 3 promotional e�forts, including 7ob Fairs, neighborhood outreach ca�nmunications activities, referral of contractox and subcantractor empIoyees to job iraining opportuniiies as advised by City, provision of the attack�ed Section 3 Business Certification �o a11 subcontractors that zxzay be eligible for Section 3 B�siness designation, referral o� applicable subcontractors to HUD Section 3 regisiration, anc� xelated City promotional efforts to e�hance Section 3 employment. 14.11.2.2 Implemenling procedures, and cooperating with City in its efforts, to notify ,�ection 3 residents and buszness concerns about training, employment, and cantraciing opportunities generated by Section 3 covered assistance; 14.11.2.3 Notifying potential contractors working on Section 3 covered projects of theix responsibilities; HOME DEVELOPER RENT'AL CONTRAC'£ R�V 1�/05/2020 1'alladiur�a Fain Street, Ltd — Palladzum Fain Street Apartments Page 38 14.11.2.4 Facilitating the training and employment o� �ectian 3 residents and the ar�vard of contracis io Seciion 3 business coz�cerns, and cooperating with City in activities to promote such train.ing an.d awarcl. of contr-acts; 1�.11.2.5 14.11.2.6 14.11.2.7 14.11.2.8 Assisting and actively cooperaiing with the Neighborhood Servic�s Deparfinent in ensuring compliance by contractors a�td subcontractors; Refraining from entering in�o cantracts with con�ractars that are in vioIation of Section 3 regulations; Documenting actions taken to cornply with Section 3; and Submitting Section 3 Ax�nual Summary Reparts (Form HUD- 60002) in accordance with 24 CFR Part X 3S.9Q. 14.11.3 Sectaon_3_Renortin� Reauirement�. rn order io co�x�.ply wztk� the Section 3 requirerr�ents, Developer musi submit ihe forms attach�d hereto as Exhibxt "�" - Section 3 Reporting Forrns and tal�e fhe following actions: 14.11.3.1 Report to the Ciry on a quarterly basis, a11 employ�xaent apportur�ities creat�d by the Praject, and al� applicants for em.ployz�aent by contractor and each subcont�actor on a quarterly basis. This s�all include narne, address, zip code, daie of applicaiion, and staius (hizedlnot hired) as of the dafe of the re�ort. 1�.1I.3.2 Advertise available �ositions to the public for open campetition, and provide documentation to City wiih the quariezly xeport that demonstrafes such open advertisement, in ihe form of pxintout o� Texas Workforce Commission posting, copy of newspape� advertisezxxent, copy of flyers and listing of locations where flyers were distributed, and the Iike. 14.11.3.3 Report to City all cantracts awarded by contractor and subcontractor on a quarterly basi�. This sha11 include name of contractor and/or subcontractor, addxess, zip code, and a�naunt of avvard as of the date of the report. 14.11.3.� Cooperating with City in all Section 3 reporting activities, including use o� deszgnated softwar�, cor�munication to the City of ideniity and contaci inforination for all Project subcontractors, communicaiion wiih subcontractors to ensure HOME DEVELOPER RENTAL CONTRACT REV 11/05/2020 Palladium �'arn Stree#, Y,td — Palladium Fain St��eet Apartments T'age 39 xeporting compliance, and related activiiies to ens�.�re compliance with HUD Section 3 reporting requzrements. 14.113.5 Report to the City on a quarterly basis all subcontractors for the Project that have identifed as Sectian 3 businesses by usiz�g the attached �ection 3 Business Certificatian fo��rn. 14.12 �rohibitian A ainst Discriminatioin. 14.12.1 General Statement. D�velopex, in the execufion, performance or attempted performance of this Contract, sha11 coxx�ply with all non-discrimination reqiairerr�ents af 24 CFR 92.350 and the ordinances codi�'ied at Chapter 17, Article IIr, Divi,sion 4— Fair Housing of the City Code. Developer may not discritninate against any pexson because of race, color, sex, gendez, xeIigion, national origin, familial status, d'zsabi�ity or perceived disability, sexual oxie�taiion, gender idenfiity, gender expression, ar transgender, nor will Developer pexz�zt its officers, members, agents, employees, con�ract�rs, �vendors or Projeci participants ta engage in such discrimination. This Contract is made and entered inio with re�erence specifically to the ordinances codifzed at Chapter 17, Artic�e ITI, Divzsion 3- Employrnent Practices of the City Code, and D�veloper hereby covenants and agrees that Developer, its officers, mex�r�be�rs, agents, employees and contractors, have fully complied with all provisions o� same and that no err�ployee, or applicant for employment has been discriminated against under the terms of s�ch ordirzances by either or its officers, �nembers, agex�ts, employe�s, contractors or vendors. 19�.12.2 No Discriminati n in Em lo ment_ rin the Perfarrnan e of this Contz-act. During the perfor�nance of this Contract, Developer agrees to the �allowing provision, and will require that its contractors, �ubcontractors and vendors also comply wfth such provision by including it in a11 contracts �wvith its contractors and vendors: �Contractor's, Subcont�acta�'s or T�endor's Ncrme� will not unlawfully discriminate against any erx�;ployee or applicants for employmeni because o� race, color, sex, gender, religion, na1ional origin, #'amilial status, disability or perceived disability, sexual orientation, gender identity, gender expression or transgender. fCantracto�'s, SubcontractoY's or� Vendo�'s Name1 vvi11 take affir�native aciioz� to ensure that �pplicants are hired wi�hout regard ta race, color, sex, gender, religion, national origin, familial status, disabzlzty or perceived disability, sexual oxientatzon, gender identity, gender expression or transgender and thai employees are tzeated fairly during employment wiihout regard to their race, color, sex, gendex, religion, natio�al origin, HOME DEVELOPBR RENTAL CONTRACT REV 11/05/2020 PaIladiurn �ain S�reet, Ltd — Palladiurn Fain Street Apartrr�ents Page 40 fazniliai status, disability or perceived disability, se�ua� arientation, ger�der identity, gendex expression or transgender. Such action shall include, but nof be limited to, the f�llowzng: employment, upgrading, demotion or trans�ex, recrui#ment or recruiiment advertising, layoff or termination, rates of pay or other forrns of compensation, and selection far training, including appreniiceship. �Cont�actar's, Subcont�actat-'s or Vendor's Name� agrees to post in canspicuous places, available to employees and applicants for employment, notices setting forth the provisions of this nondiscrimznatzon clause. Contractor's Su�contractor's o� YendoY's Name wi�l, in all solicitations or advertisez�e�nts for employees placed by or on behalf o� fConircactor's, SufrcontYactor's or Tjenda�'s Name�, state that a�l qualified app�icants wzll receive consideraiion for employment withaut regard #o race, color, sex, g�nder, religion, national origin, fanaiIial status, disability or perceived cl.isabiliry, sexual orientation, gender identity, gender expression or transgender. �Contracto�-'s, Subcont�acto�'s oN Vendor's Nartzel covenants that neither it nor any of its officers, members, agents, employe�s, ar contractors, while engaged in performing ihis Contract, sk�all, in conn�ction with the e�xap�oyment, advancement or discharge of employees ox in connection vvith the terzx�s, co�ditians or privileges of their ertiployment, discrizx�inate against persons because o� their age or because of any disability or percezved disability, except on the baszs af a bona fide occupatianal qualification, retirement plan or stati.�iory requirex�aent. Contracto�'s Subcontr�actor's or� VendoY's Name �urther covenants thaf neither it nox i�s officers, members, agents, employees, contxactoxs, ar persons acting on their behal�, shall specify, in solicitations or advertisez�n:ents �or employees to work on this Cantract, a ma�i�num age iimit for such employment unless the specified zxxaxim�.un age limit is based upon a bona fide occupational qtxaliiicaiion, reiirement plan. ox statutory requirement. 14.123 Develo�er's Contractors and ADA. In accordance with the provzsians of the Americans With Disabilities Act of 1990 ("ADA"), Developer warraa�ts tk�at it will not unlavvFully discriminate on the basis of disability in ihe provision of servzces to the general public, nor in the a�ailability, terms and/or condiiions of employx�ent for applicants for employmezat wrth, ar emplayees oFDeveloper. DEVELOPER WARR.ANTS IT WYLL FULLY COMPLY WITH ADA'S PROVYSYONS AND ANY OTHER APPLICABLE FEDERAL, STATE AND LOCAL LAWS CONCERNING DTSABYLITY AND WILL DEFEND, INDEMNIFY AND HOLD CITY HARMLESS AGA�NST ANY CLAIMS OR ALLEGAT�ONS AS�ERTED BY THYRD PARTIES, CONTRACTORS, SUBCONTRACTORS OR VENDORS AGAINST CrTY AR.IS�NG OUT HOM� DEVELOPEIZ RENTAY. CONTRACT REV I I/05/2024 Paliadium Fain Street, Ltd — Palladium Fain St�'eet Apariments Page 4l OF DEVELOPER'S AND/OR �TS CONTRACTORS', SUBCONTRACTORS', VENDORS', AGENTS' OR EMPLOYEES' ALLEGED FA�LURE TO COMPLY WITH THE ABOVEW REFERENCED LAWS CONCERNING DTSABIL�TY DISCRIMINATION IN THE PERFORMANCE OF THIS CONTRACT. 14.13 Conf7ict of Tnterest and Viol��ans of Crimina� La�. X4.13.1 Develoner Safe�uards. Developer shall establish safeguards to prok�ibii its employees, board merz�bers, advisors and agents from using positions fox a pu�pose that is or gives ihe appeara�ce af being motivated by a desire for private gain for themselves or others, parizcuiarly those vvith whom ihey have �amily, business or other ties. Developer sha�I disclose to City any conflici of interest or potential conflict of interest described above, immediately upon discovery ofsuch. 14.13.2 G n r I Prohibition A ain t Can 'cts of Inte No persons who are ernployees, agents, consultants, officers or elected officials or appointed officials of City ox of Develaper who exercise or have exercised any functions or responsibilzties wiih respect to aciivities as�isted with HOME funds or r�vho are in a position to participate in a decision-making process or gain inside infonnation with regard ta these activitie� may occupy a H4ME Unit, may obtain a financial interest or benefif from a� IOME�assisted actzvity, or havc an interest in any contract, subcantract or agreement with respect thexeto, ar the proceeds ihereunder, either �or themselv�s or those wiih whom they have family or business ties, d�ring theiz tenure or for i year thereafter, unless they are accepted i� accordance with lhe procedures s�t for�h at 24 C.F.R. Part 92.356. 14.13.2.1 Developer shall estab�ish conflict of interest policies for Federal Awards and shall pxovide such policies in writing to City in accordance wiih the requirements of 2 CFR Part 200.112. 14.13.3 Disclosure af Conflicts of Inferest� - �n compliance vvith 2 CFR Part 200.1 ] 2, Developer is renuired io tirnely disclose to City in wrifing any potential conflict o� interest, as described in this Section. 14.13.4 Disclosure of Texas Pena� Code Viaiations. Developer affirms that it will adhere to the provis�ons of the Texas Penal C o d e which prohibits �aribery and gifts to pub�ic servants. HOME DEVELOPER R�NTAL CONTRACT REV l I/OS/2020 Palladium Fain Street, Ltd — PaIladiurn �'ain Street Apartments Paga 42 14.13.5 Disclosuxe o�' �e�eral riminal Law Vialations. Tn compliance with 2 C�'R Paxi 2a0.113, Developer is required to timely disclose to Ci-ty all violations of fedezal cxi�nni�nal law involvfng �raud, bribery or gratuity violations potentially affecting this Contract. 14.14 Labor Standards. 14.14.1 As ap�licable, Developer agrees io coxxzply with the requirements of fhe Secretary of Labor in accorda�ce with the Davis-Bacon Act (40 U.�.C. 276a- 7) as amended, th� provisions of Contract Work Hours and Safety Standa�rds Ac� (�0 U.S.C. 327 ei seq.) and all ather applicable FederaI, state and local laws and regulations pertaining io labor standards insofar as those acis apply to the performance of this Contract. Deve�oper agrees to comply with the Copeland Anti-Kick Back 1�1ct (18 U.S.C. 874 et seq.} and its implernentir�g regulations of the Uniied States Department of Labox at 29 CFR Part S. Developer sha11 mainfain documentation that demonstrates compliance with hour and wage requirements of this Contract and ITOME Regulations. Such documentation s�all be made available promptly to City for review u�on request. 14.1 �.2 Developer agrees that, exc�pt with respect to the rehabilitation or construclion of residentzal pxoperty containing less than 1� units assisted with HOME funds, ali coniractors engaged uz�der contract for construction, renovation or repair worlc financed in whole or in part with assistance provid�d under this Contract, shaIl comply with Federal requirements adopted by City pertaining to such contracts and vvith the applicable requiremenis of the regu�ations of the Department of Labor under 29 CFR Parts 1, 3, 5 and 7 governing the payment of wages and ratia of apprentic�s and irainees to j ourney workers; provided that, if wage rates higher than fhose required under these regulations are imposed by state or Iocal law, nothing hereunder is intended to relieve Developer of its obligation, if any, to require payment af the higher wage. Develop�r shall cause or require to be inserted in full, zn aIl such contracts subject to such regulations, provisions meeiing �he requirements of ihis paragraph. 14.143 If Davis�Bacon is applicable, Developex shall p�rovide City access t� employee payrolls, contractor and sul�coniractor payxolls and o�her wage info�rzzxzatioz� for persons performing construction of the Required Tmprovements. Payxo��s must be submitt�d to the Neighborhood Services Department with each Reiznbursezz�ent Request, and must be available to Neighborhood Services Department sta�� upon request. In addition, Develop�r shall ensure that City will have access �o ezxapIoyees, contractors and subcantractors and their respective employees in order to conduct onsite interviews with laborers and mechanics. Developer sha11 inform its contraciors and subcon.tractors that City staff or �ederal agencies may HONLE D�VELOPER RENTAL CONTRACT REV 1�/05/2020 PalIadium Fain Sh�eet, Ltd -� PalIadium Fain Street Apartments Page 43 conduct periodic employee wage intexvzew visits during constxuction o�the Project to ensuxe complia�ce. 14.15 Subcontractin� with SmalI and Minar�tv Firrns. Women's Busine�s Enter rises a�d_Labar Su�r 1 Areas. 14. I S. I For procurement contracis $50,000.00 or larger, Developer agrees to abide by City's po�icy to involve Minority Business Enterprises and Small Business Enterprises and to provide them �qual opportunity to campete for contracts for constructian, provision of pxafessional services, purchase of equi�ment and supplies and provision of o��Zex services required by Cxty. Developer agrees to incoxparate �lie City's BDE Oxdinance, if applicable, and a�� amendments or successox polfcies or ordinances thereto, into a11 coniracts and subcontracts for procurement of $5U,400.00 or larger, and will f�rther require ail persons ar entities with whic� it so cantracts to coinply with said ordinance. 14.15.2 It is nationai policy to awaz�d a fair sT�are of contxacts to disadvantaged business enterprises ("DBEs"}, small business entexprzses ("SBEs"), minoriiy business enterprises ("MBEs"), and women's business enterprises ("WBEs"}. Accoxdingly, affirmative steps must be taken to assure that DBEs, SBEs, MB�s, and WBEs are utilized when possible as sources of supplies, equipment, con:stxuction and ser�ice�. 14.15.3In order to camply with the reporting requirements of 2� CFR Part 92.508 (a){7}(ii), Developer rr�ust subrz�it the form attached hereto as Exhibit "K" ---- Contract and Subcontract Activaty Reporting Form� for each contract or subcontract with a va��e of $10,000 ox inore paid, or to be pazd, with HOME fiuids. Thzs forrn shall be subx�itted with the final Reizx�bursement Request. 14.15.4 In the event tIaere is a conflict between the de�nitions, applicability, or enfarcement of 49 CFR Part 26 and the City's BDE Ordinance, 49 CFR Part 26 shaIl control. 14.16 Other Laws. The failure to list any federal, state or City ordinance, law or regulation ihat is applicable to Developer does not excuse or relieve Dev�ioper from the xequirements or responsibilrties in xegard to following the la�r, nor from the cans�quences or penalties for Developer's failure ta fo��ow the law, if applzcable. 14.17 A�.S,s,,,,�'�nment. Developer shaIl not assign a�l or any part of its rights, privileges, or duties under ihis Cont�act without the priox written a�proval of City. Any atternpted assignment of same without approval shall be void, and shall canstitute a breach o�this Cantraci. HOME DEVELOPER RENTAL CONTRACT REV 11/05/2020 Palladium Fain Street, Ltd — Palladium Pain Street Apartments Fage 44 14.1$. Righf to Insn��f Develoner Contracts. It is agreed �hat City has the right io inspect and approve in writing any proposed contracis between Developer and (i} iis general contractor and sulacontractors, including any lower tier subcontractors engaged in any activity that is funded as part of the construction of the Required Irnproven�.ents, (ii) any vendar contracts arising out of the operation oi the Pz•oject, and (iii} any third party contracts to be pazd with ��QME Funds, prior to any charges being incurred. 14.19 Force Maieure Zf Developer becames unab�e, either �n whole or part, to �ulfill its obligations under this Contract due to acts of God, statewide, national, or worldwide pan.de�xiics, strikes, lockouts, ar other industrial distuxbances, acts of public enemies, wars, blockades, ins�xxections, riots, epidemic�, earthquakes, fires, floods, resiraints or prohibrtions by any court, board, department, commission or agency of the United States or o� any States, civil disturbances, or explosions, or sorr�e other reasan �eyond Developer's control (collectzvely, "Force Majeure EvenY'), the obligations so affected by such Force Maj eure Event will be suspended only during the continuance of such event anc� the Completion Date for such obligations sha11 be extended for a�ike period. Developer will give City wxitten noiice of the existence, e�tent and naiure of the Force Majeure Event as soon as reasonably possible aftex the occurrence of the event. Fail�zre to give notice will result in the continuance of the Developer's obligation regaxdless of the extent o� any existing Force Majeure Event. Develaper vsrill use commercially reasonable ef�orts to remedy its inability fo perform as soon as possible. 14.20 urvival. An�r provision of ihis Contract that pertains ta Affordability Rec�uiremenis, audi�ing, rz�.oniioring, tenant income eligibility, record keeping arzd reports, City ordinances, the provisions of Seciion G.5 pertaining to �AM, or any HOME requirements, i�deznnziy abligations, and any Event of Defau�t az�d enforcement provisions necessary to enforce such proviszons, shall survive the termination of this Contxact �or the longer of (i) � years after the termination date o� ihis Contract, or {ii) � years after ihe tezzx�z�ation ofthe Affordability Period un�ess a different survival period is specifically set forth herein, and shall be enforceable by City against Developer. 1�. INDEMlYIFICATION AND RELEASE. DEVELOPER COVENANTS AND AGREES TO INDEMNIFY, HOLD HARMLESS AND DEFEND, AT YTS OWN EXPENSE, CITY AND ITS OFFICER5, AGENT�, SERVANTS AND EMPLOYEES FROM AND AGA�NST ANY ANll ALL CLAIMS OR SUrTS FOR PROPERTY LOSS OR DAMAGE AND/4R PERSONAL INJURY, INCLUDrNG DEATH, TO ANY AND ALL PERSONS, OF 'WIIA.TS4EVER HIND OR CHARACTER, WHETHER REAL OR ASSERTED, ARTSTNG OUT �F OR �N CONNECTION WTTH THE EXECUTION, PERFORMANCE, ATTEMPTED PERFORMANCE OR NONPERFORMANCE OF THIS CONTRACT AND/OR THE OPERATIONS, ACTIVITIES AND SERVICES O�+' THE PROJECT DESCRIBED HERETN, WHETHER OR NOT CAUSED TN WH�LE �R �N PART, BY ALLEGED NEGLIGENCE OF OFF�CERS, AGENTS, SERVANTS, EMPLOYEES, CONTRACTORS OR SUBCONTRACTORS OF C�TY, AND DEVELOPER HEREBY ASSUMES ALL L�ABILITY AND RESPONSYBILITY OF CITY AND ITS OFFICERS, AGENTS, HOME DEVELOPER RENTAL CONTRACT REV 11/45/2fl2fl Palladium Fa�n Streei, Ltd — Palladium �'ain Street Aparhnents Page 45 SERVANTS, AND EMPLOYEES FOR ANY AND ALL CLAIMS OR SUITS FOR PROPERTY LOSS �R DAMAGE AND/OR PERS�NAL INJURY, INCLUDING DEATH, TO ANY AND ALL PERSQNS, OF WHATSOEVER KINDS OR CHARACTER, WHETHER ItEAL OR ASSERTED, ARISING OUT OF OR IN CONNECTION WITH THE EXECUTION, PERFORMANCE, ATTEMPTED PERFORMANCE OR NONPERFORMANCE OF THIS CONTRACT AND AGREEMENT AND/OR THE OPERAT�ONS, ACTIVITIES AND SERVICES OF THE PROJECT DESCRIBED HEREIN, WHETHER OR NOT CAUSED IN WHOLE OR IN PART BY ALLEGED NEGLIGENCE OF OFFICERS, AGENTS, SERVA�TTS, EMPLOYEES, CONTRACTOR� OR �UBCONTRACTORS OF CITY. DEVELOPER LIKEWISE COVENANTS AND AGREES TO AND DOES HEREBY YNDEMN�FY AND HQLD HARMLESS CITY FR�M AND AGA�NST ANY AND ALL INJ[TRY, DAMAGE OR DESTRUCTION OF PROPERTY OF CITY, ARIS�NG OUT OF OR IN CONNECTION WrTH ALL ACTS OR OM�SSIONS OF DEVELOPER, ITS OFFICER5, MEMBERS, AGENTS, EMPLOYEES, CONTRACTOR�, SUBCONTRACT4RS, INVITEES, LICENSEES, �R PROJECT PARTICIPANTS, OR CAU��D, �N WHOLE OR �N PART, BY ALLEGED NEGLYGENCE OF OFF�CERS, AGENTS, SERVANTS, EMPLOYEES, CONTRACTORS OR SUBCONTRACTORS OF CITY. IT IS THE EXPRESS INTENT�ON �F THE PARTIES, BOTH DEVELOPER AND CITY, THAT THE INDEMNTTY PROV�DED FOR THIS SECTION TNCLUDES INDEMNITY BY DEVELOPER TO YNDEMNIFY AND PROTECT CITY FROM THE CONSEQUENCES OF CITY'S OWN NEGLTGENCE, WHETHER THAT NEGLIGENCE IS ALLEGED TO BE THE SOLE OR CONCURI2�NG CAU�E OF THE INJURY, DAMAGE OR DEATH. DEVELOPER AGREES TO AND SHALL RELEASE CITY, ITS AGENTS, EMPL4YEES, OFFICERS AND LEGAL REPRESENTATIVES FROM ALL LIABTLTTY FOR YNJURY, DEATH, DAMAGE OR LOSS TO PERSONS OR PROPERTY SUSTAINED IN CONNECTI4N WITH OR INCIDENTAL TO PERFORMANCE UNDER THi� CONTRACT, EVEN IF THE �NJURY, DEATH, DAMAGE OR L�SS �S CAUSED SY CITY'S SOLE OR CONCURR�NTNEGLIGENCE. NOTWITHSTANDING THE FOREGOING, DEVELOPER SHALL NOT BE REQUYRED T4 �NDEMNIFY CITY AGAINST DAMAGES SUFFERED �OLELY AS A RESULT OF GROSS NEGL�GENCE OR WILLFUL MISCONDUCT ON THE PART OF THE AGENT�, EMPLOYEES, OFF�CERS AND/OR LEGAL REPRESENTAT�VES OF CITY. DEVEL4PER SHALL REQUIRE ALL OF rTS C4NTRACTORS TO INCLUDE IN THEIR CONTRACTS A RELEASE AND INDEMNYTY IN FAVOR 4F CITY IN SUSSTANTIALLY THE SAME FORM AS ASOVE OR IN A FORM AGREED T4 BY C�TY; HOWEVER, SUCH AGREEMENT BY CITY SHALL NOT ALTER OR IN .ANY WAY AFFECT DEVELOPER'S DUTYES AND OBLIGATiONS TO CITY SET FORTH ABOVE TO C�TY. HOIvI� DEVELOPER RENTAL CONTRACT REV 11/05/2D20 PaIladiutn Fain Street, Ltd — Palladium Fain Street Apartments Page 46 16. WAIVER OF IMMUNITY BY DEVELOPER. If Developer is a charitable or nonprofit organization and has or ciai�ns an immunity or e�emption (statutory or otherwise) fram and against Iiability for damages ox injury, including death, to persons ar property, Developer hereby expressly wai�es its rights to plead de�ensive�y such irza�xaunity or exemption as against City.1'his section sk�all not be construed to affect a govexx�x�e�.tal entity'� immunrtzes under constitiutional, statutory or cona�nnan law. li. INSURANCE AND BO DN ING� To the extent Developer Y�as �mployees, Developer will maintain coverage in ihe �orm af insurance or bond in the amount of $800,0OO.OU, which is ihe total amount of the Loan, to insure against loss from tk�e fraud, theft or dishonesty of any of Deve�oper's officers, agents, trustees, directors or employees. The proceeds of such insurance or bond shall be used ta reimburse City for any a.ud all loss of HOME runds accasior�ed by such misconduct. To effectuate such reinnbursement, �uch fidelity coverage shall include a rider stating that reimbursezxaent for any loss or losses shall name the City as a Loss 1'ayee. Developer shall fuz�r�zsh to City, in a�:imely mann�r, but not later than 60 calendar days after th� E�fective Date, certificates of insurance as �roof ihat it has secured and paid for po�icies of commercial insurance as specified herein. If City has not received such certificates as �et forth k�erein, Developer shall be in default of the Contract and City may, ai its opiion, terminate ihe Canfract. Such insurance sha�l cover a.11 insurable risks incideni to or in. con�ectian with the execution, performance, attempted perforzx�ance or nonperformance of this Contract. Develop�r sha�l m.ai�tain, or require its general contractox �o maintain, the following coverages and lzzniis thereof: Commercial General L�abilrt CGL Insurance $1,000,000 each occuz'rence $2,000,000 aggregate Zinait Business Automobile Liabili Insurance $1,OOO,D40 each accident on a combined singie-liz�azt basis, or $ ��0,000 Property Damage $�00,000 Bodily Injuxy per person per occurrence $2,U00,000 Aggregate Ins�rance policy shall be endorsed to cover "Any Auto" defined as autos ov�vned, hired and non�owned. Pending availability of the abova coverage and at the discretion of City, the poiicy shall be the primary responding �nsurance policy versus a personal auto �nsurance policy if or when in the course of Developer's business as contracted herein. Workers' Compensation Insurance Part A: Statutory Lzrziits HOME DEVELOPER RENTAL CONTRACT REV 11/05/2020 Palladium Fain Street, Ltd — Palladitim Fain Street Apartments Page 4'1 Part B: Emplo�er's Liability $100,000 each accident $140,000 disease-each ez�nployee $�00,000 disease-policy limii Note: Such insurance shal� cover employees performing work on aaay and all Projects inc�uding but not ?imited to construction, demolition, and rehabilitaiion. Developez or its contractors shal� x�aintain coverages, if applicable. In the e�vent the respective contraciors do noi maintain coverage, Develope�r shall maintain the coverage on such contractor, if applicahle, for each appiicable contract. Add�tianal Requirements Such insura�ce announts sha11 be revised upward ai City's reasonable option and no more frequently than once evexy l2 nnonths, and Deve�oper sha11 revise such amounts within 30 days following notice to Developer of such requzxemenis. Developer will submit to City documentation that it, and its general confractoz and/or prime subconixactor, as applicable, have obtained insurance coverage and have executed bonds as required in this Contract prior to payment of any monies pravided hereunder, it being understood and agreed that a payment and performance bond �azx�.ing ihe prime subcontractor as principai and the Developer and City as additional obligees sha11 satisfy the obligation hereaf regarding bonding o£the Project. Where applicab�e ancl. appropriate, insurance policies required herein shall be endorsed to include City a� an additional insuxed as iis interest may appear. Additional insured parties shall include employees, officers, agents, and voluz�.teexs o� Ciiy. The Workers' Compensation Insurance policy shall be endorsed to incIude a waiver of subrogatioz�, also referred fo as a waiver of rights of recovery, in favor of City. Any failure on part of City to request certificate(s) of insurance shall not be construed as a waiver of such requirement or as a waiver of the insurance requirements thems�lves. �z�surers of Developer's insurance poIicies shall be licensed io do business an the state of Texas by the Departrzient of Insurance or be othervvise eligible and authorized to do business in the state of Texas. Tnsurers shall be accepiable ta City insofar as their financial strength and solvency and each such company shall have a curren� mznxxz�um A.M. Best Key Rating Guide rating of A: VII or other equivalent insurance industry standard rating othexwise approved by City. Deductible limits on the forego'rng insurance poIicies shall be at commercially reasonabie levels, and in no event ez�ceed $100,000 per occurr�nce. In the e�veni there are any local, fedexai ox other regu�atory insurance or banding zequirements for th� Project, and such requirements exceed those specif ed herein, ihe fanner shall prevail. HOME DEVELOPER REN'I'AL CONTRACT REV 11/05/2020 Palladium Fain Street, Ltd — Palladiuzn Fain Street Apartments Page 48 Developer sha11 require its contractors to maintain applicable in,surance covexages, limits, and other �requirements as thase specified herein; anci, Developer shall require its contractors to provide Developer with certificate{s} af insurance documenting such coverage. A�so, Developer sha11 require its contractors io have City an.d Developer endorsed as additiona� insureds (as their 'rnferest may appear} on their respecii�e insurance policies whexe app�icable andappropriat�. Pxo�essional Liability coverage shall be in force and may be provided on a clai�n's �x�.ade basis. This covexage zxaay also be referrec� to as Management Liability, and shall protect the insured against claims arising out of alleged ezxors in jndgment, breaches of duty and �wrongful acis arising out of their management duties. Developer shall require its builder ta maintain builders risk insurance at the value of the construction. 18. CERTIFICATYON REGARDING LOBSYING. The undersigned Develaper hereby certifies, to the best of its knowledge and belie�, that: No Fea'eral appYopricrted funds have been paid o� will be paid, hy or on behalf ofDevelope�, io any person f'or influencing o� attempting to influence an officer o�- e�nployee of any ccgency, a member of Cong�ess, an officeY oY enaployee of Congress in cannection �vith the awarding of crny Federal contract, the making of any federal grant, the mc�king of any Fede�al Ioan, the ente�ing into af any cooperative agreement and the extension, continuation, �enewal, amendment, ar modificc�tion of any Fede�al contract, g�ant, loan oY caopepative agreement. If any funds othe� than federally appropriated funds have been paid or will be paid to any pe�son fo� influencing or atte�npting to influence an officer or employee of any agency, n�embe� of Cang�ess in connection with this Fede�al contract, g�ant, laan ot- cooperative agt-eement, Developer shall complete and subjnit Standard Form-LLL, "Disclosure FoYr�a to Report Lobbying, " in acco�dance with its instructians. This ceriification is a rnaterial rep�esentatian of fact upon �vhich reliance tivas placed when this Cont�act was made o� entered into. Suhmission af thiscertificate is cz pre�equisite fo� making or entering into this Cont�act imposed by 3I U. S. C. Section 1352. Any persan who f'ails to file the required ce�tification shall be sul�ject to a civil penalty of not less than $10,000.00 and not more than $�OO,OOa 00 fo� each such failure. Developer sha�l require that the language of this certification be included in all subcontracts or agreements invalving the expenditure of federal f�nds. i9. RELYGIOUS 4RGAPIIZATION. Developer shall comply �ovith aIl applicable requiremenis as more particularly described in 24 CFR Pa�i S.109. Na portion of the HOME Funds shall be used in support of any sec1arian or HOME DEV�LOPER REN`I'AL CONTRACT REV 11/05/2020 Palladiurn Fain Street, Ltd — Palladium Fain 5treet Apartments 1'age 49 religious acfivity. In addition, there must be no religious or membership criteria for tenants of a HOME-funded unit. 19.1 Se aratxon of Explicitl Reli ious Activities. Developer retains its independence and may continue to carry out its mission, including tk�e definition, development practice, and ex�ression o� its reiigio�s beii�fs, pro�vided that it does not use HOME Funds to support or engage in any explicitly religious activities (i�cluding activities that involve overt religious content such as worship, religious instructzon, or proselytization), or in any other manner prohzbiied by law. 19.2 Exniicitiv Religious Activif�es. If Developer engages in expliciily religious aciivzties (including activities that involve overt religious content such as worship, religious inst�-uction, or proselytizatioz�), ihe explicitly religiaus activities must be of�exed separately, in time or location, from the programs ox activities supparted by HOME Funds and participatzon must be voluntary for ienants of HOME-funded units. 20. LITIGATION AND CLAYMS. Developer shall give City immediate notice in writing of any actzon, including any proceeding before an adzx�inistrative agency, filed against Developer in conjur�ction with this Contract or the Project. Developer sha�I �urnish imrnediately to City copies of all pertinent papers received by Developer with respeci to such action ax claim. Developer sha11 provide a notice to City withzn ] 0 days upan frling under any bankruptcy ox finax�cial insolvency provision of Iaw. �i. N�TICE. All notices required or permitted by this Contract must be in writing and sha11 be effective upon receipf when (i} sent by U.S. Mail, with propex pastage, certified mail return receipt requesied or by a z�ationally r�cognized overnight delivery service; a�d (iii) addressed ta the other Pariy at ihe address set out below or at such other address as ihe receiving Party deszgnates by proper notice to the sending Party. C�Yv: City Attorney's Office 200 Texas Street Fort Worth, TX 7G 102 Attention: Jo Pate Telephone: 8 � 7-392�6259 Copies to: Neighborhaod Servic�s Department 200 Texas Street Fort Worth, TX '16102 Atiention: Assistant Director Telephone: S 17-392�7540 HOME D�VELOP�R RBNTAL CONTRACT REV 11/OS/2020 Palladium Fain Street, Ltd — Palladium Fain S#reet Apartments Page 50 Neighborhood Servic�s Department 200 Texas �treet Fort Worth, TX 76102 Attentian: Neighborhood Development Coordinator Te�ephone: 817-392-863 8 Developer: Palladium Fain Street, Ltd. 13455 Noel Road, Suite 400 Da�Ias, Te�as 75240 Attention: Tho�nas E. Huth Telephone: 972-774-4400 Copies to: Palladzum USA, Inc. 13455 Noel Road, Suite �00 Da11as, Texas 75240 Attention: Thomas E. Huth Telephone: 972�774�4400 �hackelford, Bowen, McKinley & Norton, LLP 9201 N. Ceniral �xpressway, Fouxih rlaar Dallas, Texas, 75231 Attention: John C. ShackeIford Telephone: 214-780� 1400 Investor: RAH �nvestor 273 LLC c/o Regions A�fordabie Housing 1I 1 Great Neck Road, Suife 500 Greai Neck, New York 11021. With copy fo: �'ones Walkex LLP 420 North 20th Street, Suite 11 QO Birmingharn, Alabama 35203 Attention: Kelly Rushin Levsris and Bxandon D. Hughey ��. DEVELOPER HAS LEGAL AUTHOR�TY T4 EN�ER �NTO CONTI.tACT. Developer represents that it �ossesses the legal authority, pursuant to any proper, appropriate and official motion, r�solution or action passed or tal�en, tio enter info this Contract and to pex:Forzx� t�e xesponsibilities hereinrequired. HOME DEVELOPEA RENTAL CONTRACT REV 11/05/2020 Pal�adium Fain Street, Ltd -- Palladium Fain 5treet Apartments Page 51 23. INVE�TOR'S RIGHT TO CURE. The Parties agree that t11e Invesfor sha11 have the right, bui noi the obligation, to cure any Event of Default by or comple�e any abligation of fhe Deve�oper under the Loan Documents during the cur� period or completion period provided therein, and the Parties hereto agree to accepi any suc� cure or compl�tion tendered by the Tnvestor. �4. IMM�GRATION NATIONALITY ACT. Developer shall verify the identity and emplayment eligibility of its employees who pex�oxrzi work under this Contraci, including completing the Ernployment Eligibility Verification �'orm (I- 9). Upon request by City, Developer shall, within a reasonable period of tirne, provide City with copies of a11 I-9 �orzxzs and supparting eligibility documentation for each ernployee who performs vvork under ihis Coniract. Developer shall adhere to all Federal and State laws as well as establish appropriate procedures and con.trols so that no services �will be �erformed by any Deve�oper emplayee who is not legally eligible to per�orm such services. DEVELOPER SHALL INDEMN�FY CITY AND HOLD CYTY HARMLESS FROM ANY PENALTIES, LYABYLITIES, 4R LOSSES DUE TO VIOLATYONS 4F TH�S PARAGRAPH BY DEVELOPER, DEVELOPER'S EMPLOYEES, SUBCONTRACTORS, AGENTS, OR LICENS�ES. City shall have the right to immedialeTy terrninate this Contract for violations of this provisio� by Developer. 25. SOYCOTTING ISRAEL PR4H�B�'�'ED. Yf Developex is a company with ten (10} or more fiall�time employees and if this Contract i� for $100,000.00 or more, Developer acknowledges that in accordance with Chapter 227Q of the Texas Government Code, City is prahibited from entering into'a contrac� wiih a company �or good or services unless the contract contains a w�ritten verification from the com�any that it: (1) does not boycott Israel; and (2) vviIl not boycott I,srael durzng ihe term of the contract. The Terms "boyeott Israei" and "company" shaIl have the meanings ascxibed to those terms in Section 808.001 of the Texas Government Code. If applicable un�ler this Contract ancl Developer is cvnside�ed r� "company," by signing this Contract, Developer certifies thc�t Developer's signatu�e pravides written ve��cation to City that Developer: (I) does not boycott 1`srael; and (2) �vill not hoycott IsYael during the terwn of this Contract. �6. COUNTERPART� This Contract may be executed zn multiple counterparts, each of which shall be coz�sidered an oxiginal, but all of vvhich shall consiitu�e o�e instrurnent which may be sufficiently evidenced by one counierpart. �Signature Pages ta Follow] HOM� DEVELOl'ER RENTAL CONTRACT REV I I/05/2020 Palladiurn Fain Street, Ltd - PaIladium Fain Street Apartments Page 52 � � {, �� �� � IN WITNESS WHEItEOF, the Par�ies have executed 3 duplicate originals of this ;t.to be effective as af the Ef%ctive Date. ��t. .- � , .^ r / + I V+ Y F'�--- - P Y�.,� ; CITY OF FORT WORTH a Texas home rule mut�icipality By. � � � Fernando Costa, Assistant City Manager M&C 20-0658 Date2h�3eptember 15, 2020 Form 1295: 2020-b51168 Date: �g��,� APPROVED AS TQ F�RM AND LEGAL�TY: ' � 10 Ann� Pat�, Assistant CityAttorney II City of Fort Worth Cantract Com�liance Manager: By signing I acknowledge that I am the person responsible ror the monitoring and adr�iinistration of this contract, including Ensuring all performance and reporting requirements. � Chad LaRoque, Housing Developmenti and Grants Manager PALLADIUM FAIN STREET, LTD., a Te�as limited pamlership By: �alladiuzn Fain Street GP, LLC, a Texas limiied liability company, its general partner By: Palladium Fain Street GP Mgr, Inc., a Texas corporation, i' _ .� _ its co-manager -� , ;� � �M � � . � By: Tho�nas E. Huth, Fresident Date: HOME DEVELOPER RENTAL CONTRACT Pa�ladium Fain 5treet, Ltd — Palladi��n Fai� Street Apartments p __ � � �" �. ;� �,�� „„ ��=� - _..- - �� P�e S:3 �- ,�Ttg+�'cl#Qtil'� }?agc '� EXHYBTTS: Exhibit "A" — Projec� Summary Exhibit "A 1" — HUD Ren:t Limits Exl�ibit "A-2"— Environmental Mifigation Action Exhibi� "S" — Budget Exhibit "C" — Construction and Reimbnxsemen� Schedule Exhibit "D" — Audit Requirements — Not Applicable Exhibit "E" -- Loan Documents Exhibi# "F" — ReimbursementForms Exhibit "G" — Projec� Compliance Report: RentaI Housing E�hibit "H" — Federal Labor Standards Pravisions -� Davis-Bacon Requirements Exhibit "I" — Section 3 Reporting Forms Exhibi� "J" — Standards �or Complete Dacume�tatian Exhibat "K" — Contract and Subcontracti Activity Reporfing Form Exhibi� "L" — Deed Restriction Exhibit "M" — VAWA Forrns Exhibrt "N" — HOME Requirernents HOME DEVELOPER RENTAL CONTRACT R�V 1�/65/2020 Palladium Fain Stxeet, Ltd -- PalIadium Fain Street Apartments Page 54 EXHYB�T "A" PROJECT SUMMARY PALLADIUM FAIN STREET APARTMENTS Capitalized terms noi defined herein shall have meanings assigned to tk�em in the Contract. DESCRIPTION: Developer wzll use H4ME Funds for a portion of the costs to develop Palladium Fain Sireet Apartments, a mixed-incoxx�e af�ordab�e k�ousing develapment on approximately 4.9� acre�. The project will have a total of 90 units in 1 reside�ltial building which wi�� consist of 56 one-bedroom units, 24 two�bedroom units, and 10 three-bedroom units. There will also be a xesori style pool, fitness center, cornmunity room and playground. Developer will be entifled to make Reimbursement Rec�uests until 30 days after the Completion Deadline, in accordance with the terms of this Contract. In consideration for the HOME Funds, Developer agrees to provide the followin� information and zxzeet ihe following xequirements: � Designate 7 Accessible Units in accordance with Sectian 504 requirements and the terms of the Con�ract, � for mobiiity impairme�is and 2 fox visua� ox hearing impairments. �ccessible Uniis shall be marketed in accordance with Section '7.7 of the Contract. o Designate 6 floating HOME Units in th� proj�ct, 4 as High HOME Unit� and � as Low HOME Units. HOME Rents will be charged in accordance with the renfs set foz�th in Exhibit "A-1" — HUD Rent Linaits, publzshed an�uaI�y by HUD, and sha11 not exceed fhe High HOME Rent. • Sei aside 9 units for t�nant households earning at or below 30% of AMI. a Submit Exhibit "G" � Pxoject Compliance Report: Rental Housing regarding the household income, size, race, ethnicity, gender of head af household, disabiIity status, and rental assistatice type for the initial tenant of the f rst HOME Unit to be leased. C�TY WILL WITHHOLD $�0,000.00 OF THE HOME FUNDS UNTYL CYTY VERIFIES THAT AT LEAST 1 HOME UNIT IS LEASED TO A HOME ELIGIBLE HOUSEHOLll. � 7f ihe 6 HOME Uniis do noi qua�ify as affordable rental hausing immadiately upon lease� up or at a�y time during the Affordability Period, the City xx�ay invoke any remedies provided in the Contract or #he Loan Documents. e Submit a copy o� its annual audit and any annual reports that are submitted to TDHCA to City ihroughout the Affoxdabiliiy �exiod. S�'ECIFIC PURPOSE: The specific purpose of this project is to increase ihe availability of quality, accessible, a�fordable housing �ox low- and moderate-income City residents in ceniraI Fort Worth. PROJECT OB.�ECTIVES: The project wilI provide 81 housing units affordable to housek�o�ds earning at or below 60% of AMI, of which 6 will be designated as HOME Uniis and 9 will be set aside �or �ouseho�ds earx�ing at ar below 30% of AMI. The remaining 9 units will be market rate. HOME DEVELOPER R�NTAL CONT1tACT — EXHIBITS REV. {i2/11/�0�1 Palladium k'ain Street, Ltd. -- Yalladium �'ain Street Apartments Page 1 � � z � � � �� � � �� � � � �z� ��� ��� ��� � � a � 1 r i I 1 I E E E f I 1 � 1 ! ! � �, � � � � � � � � � � � � � � � .. . ��., � � �a �$ S3t "� �47' AY � C' i� ed� � f' rt r� t"1 ,�- �I � � 1�7� F*• � 177 � � � �[ 1�' ' � ei ri �! ri�� �r�! � � i'� C7 �,7 �1 � i�4 � 4D �1> +J4 � � � � � � �'a � s�+ C� � � �t �r n ts� �r � ��i � �� �. r^! r� ,a r[ �I � S�°! �!1 h a^f � r-E � S� r't [ ' t!F �{ t'i t}1 � � P"i r{ v^�i � �� ��� �� ��� � �m �n t^� cf+ ww � s� w e� �'s o� � r�� �+7. t�i r4' � ��� ��� � � � �� ��� ��,���� ������ ��� �������� � 44 id H � a? �� �y F-I U .� i.] �7� � hd e`i�i GTd �81 [f} Lr3 � � � � � � � �, .,� � � � it � sa a w d� F� � C � � Q � � r7 l! � � � � � � � � � � � � � �t � U � � � � .� � � � � � � � � � .�j � � � � � � � � .� �+ � � � a � � � � �1� � � � � � � � � � .b � � � � � � � � � � �i � ^� N G � � � .-� � � N A � � � �� �� � � �� �� �� �� � � � � � � � z �' �� �a �w �° L � C/� � � � � � � � � EXHIS�T "A-�" ENVTRONMENTAL MITIGATION ACTION PALLADTUM FAIN STREET APARTMENTS HOME Funds may be reim�ursed �or exempt activities; however, HOME funds wvilI not be paid, a�d casts cannot be incurred, until City has conducted and completed an environmen#al revievv of the proposed project site as required under �4 CFR Part S$. The enviran�nental review naay result in a decision to proceed with, modify, or cancel the project. Furtlaez-, Deveioper will not undertake or commit any funds to physical or choice limiti�zg actians, includin� property acquxsition, demolition, movemenf, rehabili�a�ion, conversion, repair or constructio� untiI satisfactor~y cornpletion o� environmentaI review and receipt by City of an authorization to use granf fu�nds from HUD under �4 CFR Part �$. Special co�ditions, procedures, and rec�uirements identified for the pro�ec� may incIude and are no� Iirnited to mitigation of any adverse effec�s identified �y the environmental review process. T�e �pecial conditions, pxocedures, and requirements znay differ and are subject to appxoval by City and HUD. Environmenta� Mitigations are as follows: City wiIl Pravide DeveIoper the executed enviran�nental review record and certi�cataons. Developer a�rees to abide by the specia� conditions, procedures, and requiremen�s af the executed envaronmental re�ievv certification approved by HUD. Law, Authorit , or Factor Miti ation Measure Endangered Species Act The property cantains many mature trees and otk�er vegetation where migratory birds may nest; thexefore, project activities which include vegetation removal should occur outside o� the peak nesting period of March through 1lugtxst to avoid destruction of individuals ar eggs. However, if land clearing activitfes must be conducted during this time, a su�vey for acfive nesis should be conducted by a ualified biolo ist no more than 7� 10 da s rior to comrnencin work. Flood Insurance Fox loans, loan insurance or guaxan�ees, the amount of flood insurance coverage must ai least equal the outstanding principal balance of the loan or the maxi�aum limii of covexage made available under ihe Natzanal Fiood Insurance Program, whichever is less. For grants and other non-loan forx�s af financial assistance, flood insurance coverage must be continued for the life o� ihe building zrrespective of the -transfer of awnership. The amount of coverage musf at least equal the total project cost or the x�aaximum coverage limii of the National Flood Ynsuran.ce �ro ram, whichever is less. FloodpIain Management Steps have be�n taken to minimize xislcs to human life and property via construcizon methods, flaod insurance, and areawide emergency alert systems. As required per Czty of Fort Worth floodplain requixements, the f nished floor elevation of the building will be constructed two feet above ihe 100-year Base Fload Elevation {B�'E). Flood insurance wi11 be maintained for the property th�roughaut fhe construction process. Upon cdmpletion of the project, the praperty ownex wilI apply for a Letter of Map Revision (LOMR) from FEMA which will effectively rezxiove the building from the floodplain. Once an ap�proved LOMR has been issued, �he requirement to maintain flood insurance wi11 be removed. Ingr�ss and egress to the property will be provided by two ez�trance clriveways from Kings Highway, whereas upon complef'ron of drainage irziprovements, th� northern entrance and roadway will no� be impacfed by the 100�-year floodpIain. D�aring flooding events, access to and from the property is available through this driveway and to �he north along Kings Highway. Appro�imately 3,000 cubic yards of fiIl will be xequired to raise the property to the xequired �levation. Excavatin the detention. ond onsite will enerate some of �he fill, which can be HOME DEVELOPER RENTAL CONTRACT -- EXHIBITS REV. 02/11/2021 Palladium Fain Street, Ltd. — Palladium �ain Street Apartments Page 3 Noise Abatemen� and Cont�al used to affset the need for additional material to be purc�ased and �ransported to the property. The tatal cost for raising fhe ground elevation, to include strucfural fill and transportation ez�penses, has nat yet been detertnined. A Barrier Perfor�x�ance Madule analysis revealed the playground area ta have an acceptable noise ievel due io the fizture residential huilding providing su�ficient noise attenuation from traffic alon.g State Highway 151 (Freeway}. To confirm the planned residential buiiding will have an acceptable noise level, the �rojeci architect prepared a STraCAT analysis on the proposed exterior wall materials. The analysis dexnonstrated that th� combined noise attenuation pxovicl.ed by th� exterior wall will be appxo�in�ately 32.07 dB, exceeding the minimu�n attenuation of 25.9 needed. As proposed, the building plans meet ihe noise HOM� D�VELOPER R�NTAL CONTRACT — EXHYBITS REV. 02/11/2021 Palladium Fain Street, Ltd. — Palladium Fain Street Apartments Page 4 EXHIBIT `B" BUDGET PALLADIUM FAIN STREET APARTMENTS S4URC�S AND USES Priority of Construction Loan Pert�nanent Loan Source # Fu�ading Description Lien Sta e Amount Sta e Amount rinancing Participants 1 Constz'uction Loan 2 H[]D 221 d 4 Loan lst 6,259,000.00 G,259,000.00 Re ions Bank Housing Tax Credzt 3 S ndication Proceeds 3,174,774.00 12,529,122 RAH Investor 273 LLC 4 HOME Loan 2nd 800,OD0.00 800,000.00 Cit of Fort Warth S Brid e Loan $,270,000.00 0 Re ions Bank 6 Tax Exem t Bonds Oiher Federal Loan or 7 Grant 8 Other 5tate Loan or Grant Commitment of 9 Develo ment Fundin 2,500.00 2,500.00 Cit of k�ort Warth 10 Private Loan Paliadivm �'ain Street GF, 11 Cash GP E ui 11a.00 110.00 LLC Palladium Affordable Housz�g Develapment Fain Stre�t, LLC and Casa In-Kind Equity/Deferred Linda Development 12 Develo er Fee 1,084,435.00 87.00 Co oration 13 O eratin Reserves TOTAL SDURCES O�' FUNDS 19,590,819,.00 f _ _ _ TOTAL USES OF PUNDS I4,590,819.60 HO�E Funds Bud�et Canstruction Hard Costs $750,000� Ha1db�.ckX* $�0,000* TOTAL $500,000 *Developer will only be reimbursed for eligi.b�e expenses. The amounis are estifnates and are subject to change. *� City will hold back $50,000.00 of the HOME Funds until City verifies that the all HOME Units are lea,sed to HOME Eligible Households as well as the other requirements in. Exhxbit "C" � Construction and Re�mbursernent Schedule. HOME DEVELOPER RENTAL CONTRACT — EXHIBYTS REV. 02/I I/202I Palladium Fain Street, LEd. -- Palladiam Rain Street Apartments Page 5 EXHISIT "C" CONSTRUCTION AND REIMBURSEMENT SCHEDULE PALLADIUM FAIN STREET APARTMENTS Activi HOME Funds PHASE 7 ACTNITIES: Construction Hard Costs $300,000.00* PHASE I Prior to Reimbursement in Phase I, Developer mu�st COMPLETE by: submit the contractor/subcon�ractor/vendor searches October 31 2021 under the FederaI Sys�e� for Award Management (www.sam.gov}. F�rst Pa ment*X a rox. ��% com lete ''""'` PHA�E II ACTNIITES: Construction Hard Costs $340,40�.00� Prior io Reimbursement in Phase II, Developer must PHASE II submit the contractor/subcontractor/vendor searches COMPLETE by: ���er �he Federal S�stem far Award Management February �8, 2022 (wrvrv.sam.gov). Second Pa ment** a rox. 50% com lete *X* PHASE III ACTIVIITES: Construciion Hard Costs $150,000.00* Prior to Reimbur,s�ment in Phase YII, Developer must PHASE III submit the contractor/subcontractor/vendor searches COMPLETED by: '��der the Federal System for Award Managemen� Mav 31, 2422 {v�'r�'v�'.sam.gav). Third Pa aaaenf'�* a rox. 75% cona lete *** PHASE N ACTIVITIES: Lease-up of ALL HOME Units $50,000.00* PHASE �V Pz-ior to Reimburseznent in Pb�ase IV, �he following items COMPLETED by: mus� be submitted: November 30, �4�2 1. Exhibit "G" - Project Com�liance Report: Rental Housing. Sectian y.4 2. Rent Schedule for HOME Units. �ee Section 7.5 3. Tenant Selection Policy. See Sect�on 7.b 4. Af�rmative M�rketing Plan. See Secfian 7.7 Final PayrnentXX {Lease-Up of ALL HOME Units)X*x TOTAL $800,000.00 *Developez-wilI on�y be rexmbursed �or elig�ble expenses. T�e amounts are est�mates and are subject ta chang�. xxDeveloper tnust submit Complete Documentation wi�h Reimburseinent Request to City within 60 day� frorn each of the abovementioned deadlines in order io be reimbursed. Failure ta timely submit Reimbursement Requests and Complete Documentation along wi�h any required reports shall �e an evenf o� de�ault. ***If milestone is reached before the Phase co�z�plefion date, reiaxabursenne�xt will be made when the milestone percentage is reached and the City is provided all required documeniation. HOME DEVELOPER RENTAL CONTRACT —�XHIBITS R�V. 02/11/2021 Palladium Fain Sfreet, Ltd. — Palladium Fain Street Apartments Page 6 EXHXSXT "D" AUDIT REQUIREMENTS PALLAD�UM FAIN STREET APARTMENTS NOT APPLICABLE HOME D�VELOPER RENTAL CONTRACT — EXHIBITS Palladium T'ain Street, Ltd. --- Palladium Fain Street Aparfinenis REV. 02111/2�21 Page 7 EXHYPIT "E" LOAN DOCUMENTS PALLAD�UM FAIN STREET APARTMENTS H�ME DEV�LOPER RENTAL CONTRACT -- EXHIBITS REV. UZ/11/2021 Palladinm Fain Streef, Lfd. — Palladiu�n Fain Street Apartments Page 8 NOTICE OF C4NFIDENTIALITY RIGHTS: IF YOU ARE A NATURAL PERSON, YOU MAY REMOVE OR STR.IK� ANY OR ALL �F THE FOLLOWTNG INFORMATION FROM ANY TNSTRUMENT THAT TRANSFERS AN INTEREST IN REAL PROPERTY BEFORE IT IS FrLED FOR RECOR.D �N THE PUBLTC RECORDS: YOUR SOCYAL SECURITY NUMBER OR YOUR DRYVER'S LICENSE NUMBER. Deed of Trust Security Agreement - Financing State�ent HOME Funds Terms Date: February 18, 2021 Grantor: Palladium F'ain Street, Lid., a Te�as limited partnership Gran�or's Mailing Address: PaZladium Fain Street, Ltd., � 3455 Noel Road, �uite 400 Dallas, Texas 75240 With a copy to: Shackelford, Bowen, McKinley & Norton, LLP 9201 N. Central E�pressway, 4�' Floor DalIas, Texas 75231 Attention: John C. Shackelford Trustee: Jo Ann pate or Denis McElroy Trustee's Mailing Address: The City Attorney's Office The Crty af ForY Warth 200 Texas Si. Fort Worth, TX 76102 Tarrant County Lender: City of For� Worth, a Texas xxaunicipal corporaiion Lender's Maiiing Address: City of Fort Worth Neighborhood Services Department Attn: Assistanf Director 200 Texas Street Fort Worth, Texas 76102 Tarrant County HOME D�VELOP�R RENTAL CONTRACT — EXHIBITS REV. 02/11/2021 Palladium I'ain Street, Ltd. — Palladium I+'aip Street Apartrflents Page 9 Loan Au�hority: The loan evidenced by the Note (the "Loan") and secured by this Deed o� Trust Security Agreement -- Financing Statexxaent (the "Deed of Tru�t"} is being made pursuant to the HON1E Investment Partn�rships Program authoriz�d under Tit�e II o�the Cranston-Gonzales National Affordable Housing Act o� 199a, as atr�ended, 42 USC 12701 et seq. (the "H4ME Pragram"} and fhe HOME Investment Partnexsk�ip Program Final Rule, as amended, 24 CFR Part 92 et seq. (the "HOME ReguIations") with HOME funds fox the deve�opment of Palladium I'ain Street, a mixed income �nu�tifazn iIy complex located in Fort Worth, Texas (the "project"), all as more particularly described in a HOME Conirac1, City Secretary Contract No. 54954 between Grantor and Lender for the Loan (fhe "HOME Contract"). Obligations Note Date: Principal Amount: Borrower: Lender: Mai�rity Date: Terrz�.s o�Payment February 18, 2021 �soo,000.ao Palladi�xn Fazn Street, Ltd. City of Fort Worth January 1, 2064, subject ta sectzon 5.7.I .10 of the HOME Contract. As provided in the Note In addition, Obligaiions sha11 include co�nnpliance by Grantor with the requirements of the HOME Program for the 20-year Affordability Period more particularly described in S�ction F. below. Property (inctuding any improvements): As set £orth in E�ibit "A" attached hereto anc�: Togethex with the following personal property to the extent owned by Grantor: a. All fzxtuxes, supplies, building materials, and other goods of every nature now or her�after lacated, used, or intended to be located or used on the Property; b. Al� plans and specifica�ions �ar development of or consiruction of improvements on i�he Pxoperty; c. All cantracts and subcontracts relating to the constructian of improvements on the Property; d. All accounts, contract rights, ins�•uments, docuxz�ents, genera.l intangible�, and cha�tel paper arising firom or by virtu� of any transactions relaiing to the Pxopez-ty, except that the foregoing shall not app�y to the operating reserve established under the Amended azad Restaied Agree��nt of Limited Partnership of Bozxower, dated February 18, 2021 {the "Pariners�ip Agreenreent"); e. All �ermits, licenses, franchzses, certificates, and other rights and pri�ileges obtained in cox�nection with the Property; f Ail proceeds payable or to be payable under eackz policy of insurance relating to the Property; and g. All products and proceeds of the foregoing. Noi�vithstanding any other proviszon in this Deed ofTrust, ihe term "Property" does noi inciude personal e�fects used primarily for personal, �arz�ily, or household purposes. In addition to creating a deed-of trust lien on Property descxibed above, Grantor also grants to Lender a security interest z� all of the above-described personal property pursuant to and ia the extent perrnitted by the Texas Uniform Comaxaexczal Code. Prior Liens: The lien cxeated by this Deed of Trusi is and shall be subjeci and subardinate in all respects tio the liens, terms, covenant� and conditians of (i} the Multifarnily Deed of Trusi, Assigz�aent of Leases and R�nts and Security Agreement {Texas) secu�ring that certain Note (Muitistate) dated February 18, 202 � in the original principal amount of $6,��9,000.00 made by Grantor and payable to Regions Bank, N.A. ("Sex�iar Lender"), evidencing the inc�ebtedness arising froxxi. the laan by Senior Lender to Grantor ( the "Senior Tndebted�ess"}, to the extent and in the manner provided in that certai� Subordination Agreement among Seniar Lender, HOME DEVELOP�R RENTAL CONTRACT — EXHIBTTS REV. 02/11/2021 Palladivm Fain Street, Ltd. -- Palladium Fain 5treet Apartrtients Page 10 Lender, and Grantor {the "Subordination Agreement"}. This Deed of Trust is and shall be subject and subordinate in all respects to �lie liez7s, terms, covenants and conditions of the loan dacuments evidencing the Sezuor Indebtedness ("Seniar Loan Docnnae�fs") as more fi.xlly set forth in the Suboxdina�ion Agreement. The rights and xemedies o� Lender and each subsequez�i assignee of �e lien under ihis Deed of Trust are subject io the restz-�ctions and �imitations set forth in the Subordinatian Agreement and to wai�er, �otzce, grace and cure period, if any, provided in the Senior Loan Docuzz�.ents. If default occurs in payment of any part of principal or interest of the Senior Ind�btedness or in observance o� any covenan�s contained in the Senzor Loan Docu�nents , the entire debt secured by this Deed of Trust will irz�mecliately become payabl� at the optian of Lender to the extent permii�ec� by the �ubordination Agreement. Other Exeeptions to Conveyance and Warranty: The Permitted Exceptions set forth on Exhilbit "I3" attached hereto and zncorporated herein for a11 purposes. For value received and to secure perforrnance of the Obligatio�ns, Grantor conveys the Property to Trustee in trust. Grantor warrants and agrees to defend the title io ihe Property, subject to the Other Exceptions to Conveyance and Warraniy. On perfoxmance of th� Obligations, including payznent of the Loan and all o�her amounts sec�ed by this Deed of Trust and per�oxmance ofthe requirements ofihe HOME Pragram, this Deed of Trust wili have no fiirther effec�, and Lender will xelease it at Grantor's expense. Clauses and Covenants A. Grantor's Obligations Grantor agrees to- 1. defend title to ihe Property subject to the Other Exceptions to Conveyance and Warranty az�d preserve the lien's priority as it is established in this Deed of Trust; 2. obey a111aws, ordinances, and restric�ive covenants applicable ta the Property; 3. if the lien of tk�is Deed of Trust is not a first lien, pay or cause to be paid a�l prior lien notes puxsuant to their respective terms and abide by ar cause to be abided by a11 priox lien instrume�ts; and 4. natify Lender of any change of address. Grantor agrees not to- do or intentionally or knowingly permit anything to be done tk�at will impair the security of thi� Deed of Trust. B. Lender's R�ig�ts 1. Lender or Lender's �art�age servicer may appoint in wz•iting a substitute trustee, succeeding to all rights and responsibilities of Trustee. 2. If the proceeds of the Loan are used to pay any debt secured by prior liens, Lender is subrogated to all the rights and liens o�the holders of any debt so paid, subjeci to the Subordination Agreement. 3. Notwithstanding the terms of the Nate to the contrary, and unless applicable law �rohibits, all payments recezved by Lender from Grantor wzth respect to the Obligations or this Deed of Trust ma�, at Lender's reasonable discxetion, be ap�lied fir�t to anr�ounts payable under this Deed of Trust and then to amounts due and HOME DEVELOPER RENTAL CONTRACT — EXHISITS REV. 02/11/2021 Palladium k'ain Street, Ltd. — Pa[ladium �'ain Streei Apartments Page II payable to Lender with respect to the Obligations, to be applied to laie charges, principal, or interest in tl�e order Lender in its discretion detezmines. 4. If Grantor fails to per�orm any of Grantor's obligatzons under this Deed of Trust, subject to prior vvritten notice and cure period, Lender xnay perform those obligations and be r�imbursed by Grantor on demand for any amounts so paid, including reasonable and actually incurred attorney's �ees, plus interest on those amounts fxom the dates of payment at the rate stated in the Note �ox matured, unpa� d amounts. The amount to be reimbursed will be secured by this Deed o�Trust. 5. If there is a default an the Obligati�ns ar if Grantor fails ta perform any of Crrantor's obligations under this Deed of Trust and the default continues after any rec�uired notice of the defaLtlt and the time allawed to cure, Lender may- a. declare any unpaid principal balance and earned interest on the Obligations immediately due; b. direct Trustee io forecIose �his lien, in which case Lender or Lender's agent will cause notzce of the foreclosure sale to be given as �rovided by tk�e Texas Pro�erty Code as ihen in effect; and c. purchase the Prop�rty at any foreclosu�re sale by offering ihe highest bid and then have the bid credited on �he �bligations. Notvvithstanding anytl7irig to the contrary, if a nnonetary event of defau�t occurs under the tenns of any of the Loan. documcnts, prior to exexcising any remedies Lender shail give Grantor and each af Grantor's Partners, as identified in the Partnership A�eeznent, simultaneous written z�otice of such default. G�rantor, and its Partners on behalf af Graz�tor, shall have a period o� 15 days after such notice is given within which to cu�re the default prior io ex�rcise of remedies by Lender under the Loan documents. Notwitk�sianding anything to ihe cantrary, if a non-monetary event o�default occurs under the te�ns af any o�the Loan docuznents, prior to exercising axxy xemedies, Lender shall give Grantox and Grantor's Partners, as identified in the Partnership Agreement, simultaneous w�ritten noiice o� such de�ault. Yf the default is reasonabiy capable of being cured �within 30 days, Grantar a�d each of Part�iers on behalf o£ Grantor shall have such period ta effect a cure prior io ex�rcise of remedies by Lender under the Loan documenis. If the default is such tl�at it zs not reasonably capable o£ being cured wit�n 30 days, and if Crrantor or Grantor's Partners {a} initiafes carreciive action within said period, and (b) diligently, continually, and in good faith works ta e�fect a cure as saon as possible, then Grantar or Grantor's Partners on b�hal� of Grantor shall have such additzonal time as is reasonably necessary to c�re ihe default prior fo exercise of any remedies hy Lender. In no event sha11 Lender be precluded frozxa exercising remedi�s if its security becomes or is abaut to become materially jeopardized by any �ailure to cure a defaulf or the default is not cured withi� 180 days a�ter the first notice of default is given. If the default is not cured after �otice within the time perxads stated above, Gramtox and each surety, endarser, and guarantor waive all demand for payment, presentation for payment, notice of intention to accelerate matur�ty, notice of acceleration of maturity, protes�, and notice of protest, to the ext�nt permitted by law. 6. Lender rnay remedy any d�fault without wai�zng it and may waive any default without waiving any prior or subsequent default. 7. If Grantax fails to perform any o� its obligations, covenants, or agreements under t�e IIOME Contract or this Deed of Tzust, Lender may do any act zt deems reasonably necessary to cure such failure. During an event of default, Lender may enter the Premises with or withaut notice and do anything that Lender rea�onably deems necessaxy or prudeilt to do. 8. If Lender elects to malce any payzx�en�s or do any act or ihing required to be paid or done by Grantor under the Loan documents, any sums advanc�d by Lender are a part of the Obligations. C. Trustee's Rights and Duties HOME DEVELOP�R R�NTAL C�NTRACT — EXHIBITS REV. 02/11/2021 Palladium Fain Street, Ltd. —�alladium Fai►� Street Apartnaents Page 12 �� directed by Lender to foreclose this lien, Trustee wi11- 1. eith.er pez•sanally or by agent give notic� of the �oxeclosure sale as required by the Texas Praperty Code as then in effect; 2. sell and convey alI or part o� the Praperty "AS IS" to the highest bidder for cash with a general warranty bznding Grantor, subject to the Prior Lien and to ihe Other E�ceptions to Conveyance and Warranty and c�thout representatio� or warrarity, express or implied, by Tr�siee; 3. from the proceeds of the sale, pay, in fhis order- a. �xpenses of foreclosure; b. to Lender, the full amount of przncipal, interest, reasonable attorney's �ees, and other chaxges due and unpaid; c. any amounts xequired by la�ov to be �aid before payzx�ent io Granfor; anc� d. to Grantor, any baIance; and 4. be indemnified, held harrnless, and defended by Lender against all costs, expenses, and liabiiities incurred by Trustee foz acting in thc e�ecution or enforcement of the irust created by this Deed of Trust, which includes all court and other costs, inciuding reasonable attorney's fees, iz�curred by Trusiee in defense of an.y action or procecding taken against Trustee zn ihat capacity. D. General Provisions 1. If any of the Property is sold under this Deed of Tzust, Grantor must immediately surrender possession to the purchaser. If Gxantox fails to do so, Grantor will become a tenant at sufferance of the purchaser, subject to an actio� for forcible detainer. 2. Reciials in any trusiee's deed canveyin.g the Property will be presumed to be true, ab�ent evidence to the contrary. 3. Proceeding under this Deed of Trust, fling suit for foreclosure, or pursuing any other remedy will not constztuie ar� election of remec�ie,s. 4. This Iien will remain superior to liens later created even if the time of payment of all or part of th� Obligations is exiended or part of the Property is released. S. If any portion of the Obligatians cannot be lawFully secured by thxs Deed of Trust, payments will lae applied fzrsi to discharge that portion. 6. Subject to the rights o� senior lien holders, Grantor assigns to Lender all amounts payable to or received by Grantor frorrF condemnation af all or part of the 1'roperty, fram private sale in lieu of condemnation, and frozx� damages caused by public works or const�uction on or near the Pxoperty. After d�ducting any expenses incurred, inc�uding reasonable attorney's fees and court and other costs, Lender will ezther releas� any rernaining amounts to Gra�tar or apply such amounts to xeduce the Obligations and any excess pxoceeds shall be paid to Grantor. Lender wil� �ot be liable for failure io collect ox to exercise diligence in collecting any such amaunts. Grantor will immediately gzve Lender notice of any actual or kz�.own threat�ned proceedings for condernnation o� all or part of the Property. Notwithstanding the abave, in the event o� any fire or other casualty to the Pxopezty ar eminenf domain proceedings resulting in condemnation of the Property or any part thereof, Granior sha11 have the xight to reb�aild the Property, and to use a�l available insurance or condezxxz�ation proceeds therefor, provided that {a) such proceeds are sufficient to keep the Obligaiions in balance and rebuild the Property in a manner that provides adequate secuxity to HOM� DEVELOPER RENTAL CONTRACT — EXHIBITS REV. 02/11/2021 Pallad'ram F'ain Street, Ltd. �- Palladium Fain Street Apartrnents �age I3 Lender for xepayment or performance of the Obligatior� or if suck� proceeds are insufficient ihen Grantor shall have fianded any de�iciency, {b) Lender shall have the right to a�prove plans and specifications for a�y major rebuilding and the right to appxave disbur�ements of insurance ar condemnation pxoceeds for rebuilding undex a construction escrovv or similar arxangeme�t, and (c} no matexial default then exists un.der ihe Loan doc�nents ather than attributable to the casualty or condemnation. If the casualty or condemnation affects only part of ihe Propezty and total rebuilding is infeasible, then pxaceeds may be used for pa�rtial rebuilding and partial repayment of the Obligations in a mannex that provides adequate secu�rzty to Lender for repayment o�the r�maining balance of �he Obligations, and any excess proceeds shall be paid ta Grantor. 7. Subject to the rzghts of senior lien holders, Grantor assigns to Lender all present and future reni and ot�er income and receipts frozn ihe Property pursuant to Chapter b4 of the Texas Property Code, as may be amended frox�a time to time. If Grantor defaults in payment or perfo�nance of the Obligations or perforYna�ce of this Deed of Trust, Lender may, upon no�ice, cause a11 rent and othex iz�come and receipts that have accrued but rema'rn unpaid on the daie of nofice and that acc�rue on or after the date of notice to be paid to Lender. Payments ta Lender under this paragxaph shall begin within thiriy days of the date of notice. Lender neither has nor assumes any obligations as lessor or landlord with respect to any occupant of fhe Property. Lender may e�ercise Lender's rights and xexnedies under this paxagraph without taking possession of fhe Property. Lender will apply all rent and other incom.e an�. r�ceipts collected and refained by Lender undex this paragraph first to e�penses incurred in exercising Lender's rxghts and remedies hexeunder and t1�en to Grantor's obligations with xespect ta the Obligatians and this Deed of Trust in the order dete�rznined by Lender. Lender is not required to act under this paragraph, and acting under this paragraph does not waive any of Lender's other righfis ar remedies. 8. Interest on the debt secuxed by this Deed of Trust wil� nat exceed the maximua�n amount of non- usurious interest that may be contracteci for, iaken, r�served, charged, ox receivec� under law. A�y interest in e�cess of that maximuin amaunt vwill be credited on the principal of the debt ox, if that has been paid, refi�nded. On any acceleration or requzred or permitted prepayzxaent, any excess interest wii� be canceled automatically as of the acceleration or prepayment ar, if already paid, credited on the principal of �he debt or, 'rf the principal of the debt has been paid, refunded. This provision override,s any conflicting provisions in this and all other instruments concerning the de�t. 9. In no event may this Deed of Trust secure paymeni of a�y debt that may not lawfully be secured by a lien an real estate or cxeate a lien otherwise prohzbrted by lavcr. 10. When the context requires, singular nouns and pronauns inci�de ihe plural. 11. The tex� Nvte includes all e�tensions, modifications, and renewals of the Note a�d all amoiznts secured by this Deed of Txust. 12. Grantor agrees to (a} keep at Grantor's add�ress, ar such other place as Lender may approve, accaunts and recoxd.s reflecting the operatzon of the Property and copies of all �vritten conixacts, leases, and other instruments that affect the Property; (b} pxepare financial accounting xecords in compliance wzth generally accepted accouniing princzples consistently applied; and (c), at Lender's request on reasonable notice from time to tirne, pe�nit Lender to exazx�.z�e and make copies of suck� baoks, records, contracts, leases, and other instruments ai any rea,sonable time. 13. Crrantor agrees io deliver to Lender, af Lender's rec�uesi from ti�ne �o time, internally prepared fnancial stafements of Grantor and any guarantar of the Note prepared i� accordance with genera�ly accepted accounting principles consistently applied, in deiail reasor�ably satisfactory io Lender and certified ta be tnaterially true and correct by the chief fi�ancial officer of Grantor or its certified pubI�c accountant, as applicable. 14. If Lender orders an appxaisai of the Property while a default exists or ta comply with legal requirements affecting Lender, Grantor, at Lender's request, agrees to reimb�.�rse Lender for the reasonable cost HOME D�VELOPER RENTAL CONTRACT -- EXHIBITS REV. U2/11/2021 Palladium Fain Street, Ltd. — Palladium Fain $treet Apartments Page 14 of any such appraisal. rf Grantor fails to rei�nburse Lender for any such appraisal within �0 days of Lender's r�ritten request, thaf failure is a default under t�is Deed of Tzusi. 15. Grantor agrees, after 48 hours' notice, to allow Lender or Lender's agents to enter the Property at reasanable times and inspect it and any persoi�al prope�-ty in �ovhich Lender is granted a security interest by this Deed o� Trust. 16. Crrantor may not sell, txansfer, or otherwise dispose of any Property, whether voluntarily or by operation of law, except for �ransfer to the landlord, condemnation, or to obtain utility easezxaents, without the priox written consent o� Lender. If granted, consent may be conditioned upon (a) tl�e grantee's integrity, reputation, character, creditworthin�ss, and management ability being satisfactory to Lender; and (b) the gxantee's executing, before such sale, trans�ex, or other disposition, a wz•itien assuunption agree�nnent containing any texxns Lender rr�ay reasonably require, such as a principal pay down on the Obligations, an increase in the rate of interest payable with respect io the Obligations, a transfer fee, or any other modification o�the Note, t�is Deed of Trust , or any other instriunents evidencing or securing the Obligations. Grantor may not cause or knawingly permit any Property to be encumbered by any liens, securiiy intexests, or encumbrances other than the liens securing fhe Obligations, the liens securing ad valorem ta�es not yet due and payable, and the Permitted Exceptions without the prior written consent of Lender. If granted, consent may be conditioned upon Crra�tor's e�ecuting, befoxe granting s�zch lien, a writte� modification agreezxzez�i containing any ter�s Lender may requ�ire, such as a principal pay down on the Obligations, an increase fn the rate o� interest payable with respect to the Obligatzons, an approval fee, or azry other modification of the Note, fihis Deed of Tzust, ar any other insi�ruments e�videncing ar securing the Obligations. Lender hereby specifically approves (i} the execution of the proposed Declaratian of Land Use Restrictive Covenanis ("LURA"} which will be executed by Grantor on the form required by the Texas Department of Housing and Commu�ity Affairs ("TDHCA"}, (ii} the HOME Deed Restrictions, as mare particulariy described in the HOME Con.tract, (iii) the Regulatoxy Agreement for Multi�amily Projects (the Regulatary A�reement"}, and (iv) any easements �o benefit the Property. Appraval of the LURA shall be reflected by Lender's execution of ihe �orm o� Consent and S�bordination of Lienholder which is required by th� TDHCA. Grantor may nat grant any lien, security interest, or other encunabrance (a "Subordinate Instrument") coverin.g ihe Property that is subordinate to the liens created by this Deed of T�ast wifhout the prior wiriiten consent of Lendex, not to be unreasonably withheld, conditioned, or delayed. rf granied, consent for a Subordinate Instrur�ent may be conditioned upon the Subordinate 7nstruznent's containing express covenants to the effect that- a. the Subordinate Instru�nent is unconditionally subordinate to this Deed of Trust; b. if any action is instituted to foreclose or otherwise enforce the Subordinate Instrument, no action rnay be taken thal would terminate az�y accupancy or tenancy without the prior written consent of Lendex, and that consent, if granted, may be conditioned in any manner Lendex determines; c, rents, if collecfed by or for the holder of the Subordinate Znstrument, will be applied first to the payment of the Obligations then due and to expenses incurred in the ownership, operation, and maintenance of th� Property in any order Lender may determine, laefore beiz�g applied to any indebtedness secured by the �ubordinate Instrument; d. written notice of default under th� Subordinate Instrument and written notice of the commencex�aent of any action to foreclose or otherwise enfarce the Subordinate Instr�inent must be given to Lender concurrently with or immediately after the occurrence o� any such default or commencement; and e. in thE event of the ba�kruptcy of Crrantor, a11 amounts due on or with respect to the Obligations and this Deed of Txust will be payable in fu11 before an.y payments on the indebtedness secured by the Suhordinate Insirument. Lender acknowledges and agrees tha�, in the event of a foreclosu�re of its interest under �his Deed of Trust, the following rule contained in Section ��{h}(6)(E){ii) of the Internal Revenue Code (the "Cade"} shaII apply: HOME DEVELOP�R AENTAL CONTRACT — EXHIBITS REV. 021ll/2021 Palladii�m �'ain Street, Ltd. — Palladi�m Fain Street Apartments Page 15 For a period of 3 years from the date o� �oreclosure, with respect to any unit that had been regulated by the LURA, (i) none of the eligible fenants occupying those uni�s at fhe time of foreclosure may be evicted or fheir �enancy terrninated (other than for good cause), and (ii) no rent for said units may bc increased excent as otherwise perrnitted under Section 42 of #he Code. Crrantor may not cause or permit aa�y o�the following events to occur withoui the prioz wrztien cansent af Lender (not to be unreasonably withheld, conditioned, ox delayed): if Grantar is (a) a corporation, the dissoluizon of the corpora�ion or the sale, pledge, encurnlarance, or assignment of a�y shares ofits stack; (b) a limited liability company, the dissol�iion a� the company or the sale, pledge, encumbzance, ar assignment of any of its membership interesis; {c) a general partnership or joint venture, the dissolution of the paxtnership or venture or the sale, pl�dge, encumbrance, or assig�ent o�any af its partnership or joint venture interests, ox ihe withdrawal fro�xa or admission into it of any general partner or joint vez�turer; or (d) a limited partnership, {1} the dissolutzon of ihe partnexship, (2} the sale, pledge, encumbrance, or as,sigz�ent of any of its general partnership interests, or the withdrawai fronr� ox admission into it of any generaI partner, or {3} except �or a limited partnership interest in a low income housing project, the withdrawal frorn or admission into it of az�.y can�rolling limited partner or partners. I� granted, consent may be conditzoned upon {a) the integrity, reputation, charactex, creditworthiness, and rnanagement ability of the person succeeding 10 tk�e ownership interest in Grantor (or security interest in such ownershzp} bezng reasonably satisiactory io Lender; and (b} �he execution, before such event, by the person succeeding to the znterest of Grantor in the Property or ownership ii�texest in Grantor {or security interest in such ownership) of a written modificatian ar assutnptian agreement containing such ter�nns as Lender may reasonably xequire, such as a principal pay down on the Obligations, an increase in the raie of interest payable vv�th respect to the Obligations, a transfer fee, or any athex �aodification of the Note, this Deed of Trust, or any other instruments evidencing ar securing the Obligations. Permitted Trans�exs. Notwithstanding anything to the contrary herezn ar in any other Loan document, the fallowing sha11 not constitute a defauli under any of the Loan documenis� a. the vviihdrawal, removal, replacexz�.ent, and/or addition of a General Partner of the Grantor in accordance with the Partnership Agreerz�ent, ox the withdravval, replacement, and/or addition o� Grantor's General Partner pravided that prior noiice of any additianal or substitute Grantor's General Partnex is delive�-ed to Lender and any additional or substitute General Partner is reasonably acceptable to Lender and is selected �ovith reasonable promptness. Any additional ar substi�te General Partner that is az�. a��liate af Grantor's Investor Limited Partner is hexeby deemed acceptable to Lender; b. the sal�, transfer, conveyance or pledge of partnership inter�sts in the Grantor; c. the sal e, transfer, conveyance or pledge of any membership or ownership interest in Grantor's General �artner; d. the dilu�ion of General Partner's interest in cash flow and/or capital transactiox� proceeds in Granfor in accordance with the terms o�t�e Partnership Agreement; and e. any am�ndment to the Partnership Agreexnent which does not affect the financial terms of the Partz�ership Agreement, and does no� oiherwise adversely affect L�nder's security interest in ihe Property. Furthex, none of the actions described in. this paragraph will constitute a material change in owxaexship which would trigger terzxxination of the HOME Coniract. 17. Except as otherwise related to the �roject as defined iz� the HOME Contract, Grantor agrees not to grant any lien or security intexest i� the Property or to permit any junior encu�xa�rance to be recorded or any claim to otk�erwise become an encumbrance against the Propeity other than the proposed LURA, the H4ME Deed R�strictions, the Regulatory Agreemeni and any ather lien or security �nterest approved in advance by Lender. If an inval�nfiary encumbrance is filed against the Pxaperty, Crrantor agrees, within 30 days of actual noiice, to either HOM� D�VELOPER RENTAL CONTRACT — EXH�BITS R�V. 0�/11/20�1 Palladium Fain Street, Ltd. — Palladiam Fain Street Apartments Page 16 remave ihe involuntary encurx�bxance or insure against it or provide a bond acceptable to Lender against the involuniary encumbrance. 18. This Deec� of Trust binds, benefits, and may lae enforced by the successors in interest of all parties. 19. If Gran�or and Borrawer are not ihe same person, the term Grr�nto�r i�cludes Borrower. 20. Grantor and each surety, endorser, and guarantor of ihe �bligations waive all demand for payment, presentation for payrz�ent, notice of in�ention to accelerate maturity, n.otice af acceleraiion of nr�aturity, protest, and notice of protest, io the extent permitted by law. 21. Granfor agrees to pay reasanable attorney's �ees, trustee's fees, and court and other actually incurred costs o� enforcing Lender's rigk�ts under this Deed of Trust if this Deed of Trust is placed in the hands of an attarney for enforcement. 22. If any provisiox� of this Deed of Trust is determined to be invalid or unenforceable, the validity or enforceabiliiy of any other provision will not be affected. 23. RESERVED. 24. RESERVED. 25. The term Le�der includes any mo�tgage servicex �or Lender. 2b. The debi and the performance secured by this Deed o� TrUst is a nonrecourse obligation of Boxrower. Neither Borrower nor a�y of its Paxtners nor any other party s�all have any personal lzability for repayxz�ent of the Loan described in th� HOME Coniract. The sole recourse of Lender under the Loan documents for repaym.ent of the Loan or perfarmance o� any of the Obligations shall be the exexczse of its right against the security for payxnent as defined in the Note. E. Construction Loan Mortgage 1. This Deed of Tz-ust is a"construetion mortgage" within the zx�eaning of Section 9.33�} af the Texas Business and Cornmerce Code. The liens and securiiy interests created and granted by this Deed of Tzust secure an obligation incurred for the construction of improvements an Iand, including the acquisition costs of ihe Praperty. 2. Grantor agrees to comply wiih the terz�s, covenants and condi�ions of the HOME Conixact which requires the Note and this Deed o� Tr�st. All advances zx�ade by Lender under ihe HOME Contract will be indebtedness of Grantor secured by the liens created by this Deed af Trust, and such advances are canditioned as provided in the Coniract. 3. AlI amounts disbursed by Lender be�ore completion of the izx�provements #o protect the security of this Deed af Trust up io the pxincipal arnount of tl�e Note will be treated as disbursements under the H4ME Contract. AIl suc� amounts will bear infer�st f�rom the date of disbursement at the xate stated in the Note, unless collecfions from Gxantor of interesi ai that rate would be conirary ta applicable Iaw, in whzch event such amounts wil� bear interesi at ihe rafe stated in the Note for matured, unpaid a�nnounts and will be payab�e on notice from Lender ta Grantor requesti�g payrnent. 4. From tiine to time as Lender deems reasonably necessary to protect Lender's interests, Grantor will, on request o�Lender, execuie and deliver to Lender, in such form as Lender reasonably requests but subject to the righis of any seniar lien holders, assignments of any and all rights or claims that relaie to the construction. o� improvements on the Property. HOME DEVELOPER RENTAL CONTRACT — EXHIBITS REV. 02/ll/2021 Palladium Fain Street, Ltd. — Palladiu� �ain Street Apartments Page ]7 5. In case of breach by Grantor of the terms, covenants and conditions af the HOME Contract, Lender, at its option, subject to applicable no�ice, grace and cure periods, with or without eniry on the Properry, may (a) invoke any of the rights ar remedies provided i� t�e HOME Cantract, (b) accelerate ihe anno�nts secured by this Deed of Trusi and invoke the remedies provided in thzs Deed af Trust, ar (c) do both. E THIS CONVEYANCE �S MADE AND ACCEPTED 5UBJECT T4 THE FOLLOWING CONDITIONS AND RESTRYCTIONS: The No#e secured by this Deed of Trust is the Note requ�red in the HOME Contract, and h�.s been executed and delivered in accardance wi�h the Contract. The fund� advanced by Lender are HOME funds and the HOME Con�ract requires that the b residential rental units described below and locatied on the Property mu�t q�ualify and remain af#'oxdable rentaf housing in accordance wif� the HOME Program and the H�ME Regulations for the �0 year Affordability Period more �articuIarly de�ned in the HOME Con�ract. The �bligations described in the HOME Contract evidenced b� the Note and secured by fhis Deed oi Trust will be in default if the 6 HOME-assistcd residentia� rental uni�s located on the Properiy more particularly described in the HOME Contract da not r�m�ain a��ordable rental housing for the d�ration oiihe Affordability Period, subject to the next a�vailable unit rule. This Deed of Trust has also been executed a�d delivered pursuant to the tcrms of the HOME Contract. Grantoz- agrees ta perform each and eve�y obligatxon set forth therein and wilI no� pernait a defaul� to occ�r thereundez-. Any default in the �erformance of Grantor's abIigations under the terms of the HOME Cantract or thc HOME Program or HOME Regulatians shall be deemed a default in the tierms of the Note and Lender may invoke any remedies provided herein for default. [S�GNATURES AND NOTARTZATION FOLLOW� [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK] H�M.� DEVELOPER RENTAL CONTRACT — EXHIBITS REV. 62/11/2021 Palladiam Fain �treet, Ltd. — Palladiunr� Fain Streei Apartments Page 18 THE HOME CONTRACT, THE NOTE AND THYS DEED OF TRUST CONSTITUTE THE FINAL AGREEMENT 4F THE PARTIES AND MAY NOT BE CONTRADICTED SY EVIDENCE OF PRIOR, CONTEMPORANE4US, 4R SUBSEQUENT ORAL AGREEMENTS OF THE PARTIES. THERE ARE NO UNWR�TTEN OR.A.L AGREEMENTS BETWEEN THE PARTIES. PALLADIUM FA�N STREET, LTD., a Texas limited partn�rship By: Palladium Fain Sireet GP, LLC, a Texas timited liability company, its general partner By: Palladium Fain Street GP Mgr, �nc., a Texas corpora�ian, its co�manager By: Thomas E. Huth, President STATE OF T�XAS § COUNTY OF TAR1tANT § Tk�is instrument was acknovvledged l�efore me on , 20_, by Thamas �. Huth, President of Palladz�n Fa.in Street GP Mgr. Inc, the Co-Manager of 1'alladium k'ain Sireet GP, LLC , a Texas Iimited liabilif:y campany, Genera.l Partner of Palladium Fain �treet, Ltd., a Tez�as limited partne�ship, an behaif of said partnership. Notary Public, State of Texas AFTER RECORDING RETURN TO: C'rty of Fort Worth City Attarney's Office Attention: Jo Ann Pate 200 Texas Stree� Fort Worth, Texas 76102 HOME DEVELOPER RENTAL CONTRACT -- EXHIBITS REV. 02111/2021. Palladium Fain Street, Lid. — Pallad'zum Fain Street Aparfinents Page l4 EXHIB�T "A" Le�aI Description Tract 1: ( Fee Sirnple ) Lot �, Biock 1, GREEN ACRES ADDITION NO. Z, a� addition to ihe City of Fort Worth, according to the Map or P�at tb�ereof recorded iu Clerk's FiI� No. D22�011087, Plat Records of Tarrant County, Texas Tract 2: ( Easemen� Estate ) Easement estate created in that certain Ease�nent Encz-oachment License A�reement by a�d bettiveen the City of Fort Woz-th and Palladium Fain Strcet Ltd., n Texas limited partners�ip, dated January 15, 20�1, filed January 20, 2021, recorded in Clerk's File No. D221.016307, Real Property Records, Tarrant Counfy, Texas. HOME DEVELOPER RENTAL CONTRACT — EXHIBITS R�V. a2/11/2�21 �alladium Fain Street, Ltd. — Paliadium Fain Street Apartments Page 20 EXHIBIT `B" PERMITTED EXCEPTIONS This conveyance is made and accepied subject to the following Pern�itted Encumbrances: 1. Declaration of Land Use Restrictive Covenants by and between Palladium. Fain Street, Ltd., Texas Department of Housing and Cotnmunity A�fairs, a public and of�czai agency of the State of Texas, Regions Bank, and th� City of Fort Worth, to be recorded in ihe Real Property Records of Tarr�nt County, Texas. 2. Regulafiory Agreerz�ent for Multifamily Pxojects, e�ecuted by Palladium Fain Street, Ltd., a Texas Iimited liability company, and the Secretary of Housing and Urban Development dated as of February l, 2021, filed in the Rea.t Property Reco�rds of Tarranf County, Te�as. 3. Multifamily Deed of Trust, Assignme�t af Leases and Rents azad Security Agreement dated as of February l, 2021, filed in the Real Property Records of Tarrani County, Texas, fiom Palladium Fain �treet, Ltd., to Hanison C. Smi�h, Esq., Trnstee, securing payznent of one note of even daie there�rith in the principal amount of $6,259,000.00, payable as therein provided to the order of Regions Bank. 4. S�bordination Agreement dated February 18, 2021, by and between Regions Bank, an Alabama banking carporation and Czty of Fort Worth, a Texas municipal corporation, filed in the Rea1 Pxoperry Records of Tarrant County, Texas. 5. Deed Resirictions — HOME Funds by and between Palladium Fain �treet, Ltd., and City oi Fort Worth with HUD Rider attached, dated as of February 18, 2021, filed i� ihe Real Property Records of Tar�•ant Cou�aty, Te�as. 6. UCC-1 Financing Statexnent, identifying Palladium Fain Street, Ltd. as "Debtor", Regions Ba�k as "Secured Party" and the U. S. Depariment of Housing and Urban Deve�opment as "Additional Sec�rec� Party, and recorded in the Official Public Recards of Tarrani County, Texas; 7. UCC-1 Financin.g Statement, identifying Palladium Fain Street, Ltd. as "Debtor", Regions Affordable Housing, Ltd. as "Secured Party" and the U. S. Department of Housing and Urban Developmeni as "Additzanal Secured Party, and filed with the Secretary of Staie for the State of Te�as; 8. Easement encroachment licen,se agreement by and between the City of Fort Woz-�h and Palladium Fain Sireet Ltd., a Texas limited Partnership dated January 1, 2021, recard�d under Clerk's File No. D221016307 Real Properfy Records of Tarrant County, Texas, impacting both iracis 1 and 2. 9. Consequences, if any, including rights and intexests of others, arising aut of or evidenced by the follo�wing matters as discla�ed on ihe suz-vey dated January 26, 2021, by Eagle Surveying, LLC, prepared by Ted Gossett, Registered ProfessionaI Land Su�rveyor No. 5991: a. Restricti�ve covenants recorded in Volume 3 88-X 61, Page 76, Plat Records, Tarrant County, Texas; and under Clerlc's File No. D206300598, Rea1 Property Records, Ta.rrant County, Te�as. b. Easement granted to the City of Fort Wo�h recorded in Volume 8103, Page l 8l6 and refiled in Volume 8188, Page '719, Real Property Records, Tarrant County, Texas. c. Easement grantec� to Texas Electric Service Compax�y xecorded in Volume 8l �2, Page 263, Real Properiy Records, Tarrant County, Texas as affectcd by Release filed August 20/2020 under Clerlc's File No. D220206216, Keal l'roperty Records, Tarrant County, Texas. HOME DEVELOPER RENTAL CONTRACT — EXHYBITS REV. 02/11/2421 Palladiam Fain Street, Ltd. — Palladiu�n Fain Street Apartments 1'age 2l. d. Lease for coal, lignite, oil, gas ar other minerals, together wrth rights 'rncident thereto, dated July 14, 2006, by and beiween Ruth R. Sravenec, as Lessor, and Dale Resources, LLC, as Les�ee, recorded Augusi 22, 20p6 under Clerk's File No. D2062613b8 of the Official Recoxds o� Tarrant County, Texas. e. Lease far coal, lignif:e, oil, gas or other minerals, together wiih rights i�cident thereto, dated August 4, 2011, by and between Ruth R. Bravenec, flk/a Ruth Tilley, as Lessar, and Chesapeake Exploration, LLC, as Lessee, recorded August I 1, 2011 under Clerk's File No. D2111930a1 of the Official Records of Tarrant Cou�ty, Texas. f. Tnterest in and to all coal, lig�:ite, oil, gas and other minerals, and all rights incident thereto, contained in instrumeni da�ed April 9, 2013, recorded April 10, 2013 under Clerk's File No. D213090327 o�ihe Official Records of Tarrant County, Texas. g. Easement granted to fhe City of Fort Worth recorded in Tnstrument No. D20839$707, Real Property Records, Ta.rrant County, Texas. h. A poriion of the subject property lies within a flood zone. i. Easements an the map of said tract/pla�: recorded in Clerk's File No. D221011087, Plat Records, Tarran.t County, Texas: 1) Emergency Access Easement 2) Variable Width Sanitary Sewer Easement 3} rlood P�ain Easements 4} Variable Width Detention Pond Easement. HOME D�VELOPER RENTAL CONTRACT — EXHIBITS REV. U2/11/2021 Palladium �ain Street, Ltd. — Palladium �ain Sireet Apartments Page 22 Promissory I�Tote HOME Funds Date: Sorrower: February 18, 2021 Palladium Fain Street, Ltd., a Texas lirx�zted partnership Borrower's Mailing Address: Palladium Fain �treet, Ltd, 13455 Nae1 Road, Suite 400 Da11as, Tez�as 75240 With a copy to: Shackelford, Bowen, McKinley & Norton, LLP 9201 N. Central �xpressway, 4`�' Floox Da11as, Texas 75231 Attention: John C. �hackel�ord Lender: City of Fort Worth, a Texas �ome ru1� municipality P�ace for Paymez�t: City of Fort Worth Neighborhood Sezvices Department Attn: Assistant Directox 200 Texas Sfreet Fort Worth, Tarrant Caunty, Texas 76l a2, or any other place that Lender may designate in wriiing. Principal Arnount: $800,040.00 Loan Autharity: Tk�e Ioan e�idenced by this Noie (the "Lo�n"} is being made pursuant fo the HOME �nvestmez�t 1'artnexshfps Program authorized undex Title II of the Cranston-Gonza�ez National Affordable Housing Act of 1990, as amended, 42 USC 12701 et seq. ("HOME Program") and the HOME Investrnent Partnerships Program Final Rule, as amended, 24 CFR Part 92 et seq. {the "HOME Regulations"} with HOME funds for the development of Palladiurr�. rain Street, a mi�ed income multifannily complex located in Foi�t Worth, Te�as (the "projecf"} as more particularly described in the HOME Cantract between Borrovver and Lender fox the Loan, City Secretary Contract No. �4954 (ihe "HOME Contract"). Annnal Interest Rate: �.% Maturity Date: January 1, 2064, subject to section 5.7.1.10 of the HOME Cantract. Annual Interest Rate on Matured, Unpaid Amoa�ts: 12% Term�s of Paymenti: Inierest will accrue on any advance of Loan proceeds under this Noie at the Annual Interest Rate. Inlerest will be calculated based on a 360 day per year factor ap�licable to the actual days on �vhich there exisis an unpaid �xincipai balance. Interest will accrue during construction period and capitalize at stabilization. Pr�ncipal and accrued interest shall be payable in aaanual installrnents begin�ing 12 nr�onths after Stabilization or when full payments o� principal and interest com�ae�nce on tlie Senior Indebtedness and cantinuing anxxually until the Maturity Date. At that time, the unpaid Pr�nczpal Amount and accrued, unpaid interest will HOME DEVELOP�R RENTAL CONTRACT — EXHIBITS R�V. 02/11/2Q21 Pa[ladium Fain Street, Ltd. —�alladium Fa'tn Street Apartnnents Page 23 be payable in full. Payments will be app�ied first to accrued interest and th� reinainder to reducizon of the Principal Annount. Provided however, interest is only payable from SO% of a�ailable Surplus Cash ox Non- Projeci Sources, each as rnore particularly descxibed in fhe Subordination Agreement (defined below), for the immediately preceding l2-month period. Principal a�d interest ta fhe extent not pazd from 50% of available Surplus Cash shall be paid o�t of 50% of available �u�rplus Cash in subsequent yeaxs. Notwithstanding axayt�i�g provided herein, all unpaid Principal Amount and accxued, unpaid inierest remainiz�g outsfanding sha11 be paid on or before the Ma�urity Daie. This Note is the Note required in the HOME Contract and has been executed and deIivered in accordance with that contract. The funds advanced �y Lender are HOME funds and ihe HOME Contract requires thai the 8l residential rental units described below and Iocated on ihe Property must qualify and remain affordable rental hou�ing in accordance with th� HOME Program and fihe HOME Regulations foz the 20- year Affordability Period more �articularly defined and described in ihe HOME Contract. The obligations described in the HOME Contract pertaining to the HOME Program and the HOME Regulations including the Affordability Period as well as the Loan evidencecl by this Note will be in Default if the 6 HOME- assisted rental units located on the Property more particularly described in the HOME Contract do not remain af�ordabl� rental housing for t�e duration of the Affordability Period, subj ect to the "next available unit rule" u�der the Internal Revenue Code Section 42 (g) (2) (D). In the event of such Default, Lender �nay invoke ar�y rezx�edies provided in the Contract ar the Deed of Trust {hereinafter defned} for Default. Notwithstanding the foregoing, as lang as H[JD is the insu�rex or holder of the �enior Note (defined belo�ov) on FHA Pxoject No. 113-35901, the pxovisions set out in Attach�ent I, incorporated herein by xeference for all purposes (the "HUD Provisions"), sk�all be in full force and effect. Securiiy for Payment: This Note is secured by a Deed o� Trust Security Agreement - Financing Statement dated February 18, 2021, frozx� Borrovver to Jo Anii Pate, Trustee or Denis McElroy, Trustee (the "Deed of Trast") which covers the personai property described lherein and the real property described in Exhibit "A" attack�ed hereto. Other Security for Payment: As set forlh in the HOME Cantracf. Borrower pxomises to pay to the ordex af Lender fhe Principal Azx�ount plus interest. This Note is payable at the Place for Paymeni and according io the Terzxa s af Payment. AlI unpaid am ounts are due by the Final Pay�a ent Date. After the Final Payzx�ent Date, Borrower promises to pay an� un�aid principal balance plus interest at the Annual Interest Rate on Matured, Unpaid Amounts. If Borrower defaults in the payment of this Note, in the perforzxaance of its obligaiions under the HOME Contract, or in the pexformance of any obligaiion in any instrument securing co�lateral under this Note, ,subject to ihe Subordination Agree�nent, Lender may invoke any remedies provided herein or in the Deed of Trust for Default. I� a monetary event of Default accurs under the tex�xas of any of the Loan documents, prior fo e�ercising any remedies Lender shall give Borrower and each of the Partners o� ihe Borrower, as identified i� the Amended and Restated Agreennent of Limited Partnersh.ip af Borrovver daied February 1$, 2021 (the "Partnership Agreement"), sirr�ultaneous written natic,� o� such default. Bo�rrower sha11 have a period of l5 days after such notice is given with�n which fo cure the default prior fo exercise of rexnedies by Lender under �he Loan documents. Noiwithstanding anythz��g to th� cont�ary, if a non-rnonetaty event of default accurs under the ierms of any of the Loan documents, prior to exercising any remedies, Lender sha11 give Borrowex and each o�the Partners of the Barrower as identified in the Partnership Agr�ement, simultaneous written notice of such defauit. If the default is reasonabiy capable of being cured vaitlun 3� days, Borrower shall ha�e such period to efFect a cuxe prior to e�ercise of remedies hy Lender u�nder thc Loan docuzx�ents. If the default is such ihai it is not reasonably capable of being cured within 30 days, and if Barrower (a) initiates corrective aetion within. said period, and {b) diligently, continually, and in good fait� works to ef�ect a cure as soon as possible, then Borrower sha�l have such additional time as is reasonably necessary to cure HOME DEV�LOP�R RENTAL CONTRACT —�XHIBITS REV. 42/11/2U21 Paltadium Rain S#reet, Ltd. --Palladium Fain Street Apartments Page �,� the default prior to exercise of any remedies by Lender. In no eveni sha11 Lender be precluded �xorn exezczsing remedies if its security becames or is about to become materially jeopardized by any failure to cure a default or the default is no� cured withrn 180 days after the firsi notice ordefault is given. If the default is not cured after notice within the time periods stated above, Borrow�r and each surety, endorser, and guarantor waive all demand for payment, pxeseniaizoz� �ox paynnent, notice of intention ta acceleraie maturzty, notice af acceleration of maturity, protesi, and noiice of prote�t, io the extent permitted by law. Borrovsrer's Investor L'rmited Partner, as identified in the Partnership Agreement, shall have the right io cure any default existing under the Loan docurnenfs, which right must be exerci��d by the later of {a) ihe cure pexiod p�rovided in the Loan docurzients, ox (b) 1S days after recexpt of wxziten notice af default by the Investor Limited Partner. For the Investor Limited Partnex to exercise effectively iis cure xights, the �nvesto� Linnzted Partner must fully pay ihe a�nount past due or perform the defaulied obliga�ions, including the payment of any amounts due for reasonable legal expenses incurred in connection with the default. Notwithstanding anything to the contrary in the Loan documents, upon the occurr�nce of a�y defa�zlt arising out o£ (i} ihe bankruptcy, insolvency ar assignment of assets for the benefit of creditars by the GeneraZ Partrier of Borrower or by any Guarantor of ihe Loar�, or (ii) the withdxawal firo� Borrower of the Boxrower's GenexaI �artner, or the death or incapacity of a Gnarantor, or (iii) a breach of the representations conc�rning such General Partner or any Guarantor, the Inve�tor Limi#ed Partner shail have the option, but not ihe obligation, within 4� days of receipt of written natice of such default frorn Lender, to cure any such defaulf by appointing a substitute or additional General Partner ar Guarantar that is an affiliate of the Investor Limited Partner to act as such General Partn�r or Guarantor. Any pledge to �he Investor Lizxaited Partnex and/or Regians Ban�C, N.A., by Borrower's General Partner of the General Partner's interest in the Partnership Agreement as �ecurity for the performance of all of the General P�rtner's obligations under the Parfnership Agreement shall not �e an event of defauli under the Loan documents. Boxxower also promises io pay reasanable attarney's fees and court and other costs if this Note is placed in the hands of an attoxney to coliect ox enfoxce the Note. These expenses wil� beax interest frorn the date o� default at the Annual Tnierest Rate on Matured, Un�aid Amounts. Borrower will pay Lendex these expenses and interest on demand at the Place for Payment. These expenses and interest will become part of the debt evidenced by the Note and �vi�l be secured by any security for payment. Intierest on ihe debt evidenced by this Note will not exceed the m�imum rate or amount of non-usurious interest that may be con�xacted for, taken, reserved, charged, or received undex law. Any i�terest in e�cess o�that maximum amount will be credited on the Principal Amouni or, if the Principal Amount has been paid, refunded. On any acceleration or rec�uired or per�nitted prepayment, any excess interest will be canceled automatically as af the acce�eration or prepayment or, if the excess interest has aIready been paid, credited on the Principal Arnount or, if the �rincipal Amount has been paid, refunded. This pravision overrides any canflicting provisians in this Noie and all other zn.struments concezx�zz�g the debt. Borrovver is responsible for a11 obligations represented by �his Note. Borrower may prepay this Note ir� any amount at an�r time be�are the Maturity Date vvifhout penalty or premium. When the context requires, singular nouns and pronouns include the plural. The indebtedn�ss �videnced by this Note is and shall be subordinate in right of payment to the prior payment in full of the indebtedness to be hereafter evidenced by a Note {Multistafe) (the "Seniar Nate") dated as February 1, 2021, made by Borrower payable to Regzons Bank, N.A. {the "Senior Lender"), (ihe "Senior Indebtedness") io ihe extent and in the manner provided in that certain Suboxdin.ation Agreement of even date anaong ,Senior Lender, Borrower and Lender (the "Su�ordination Agreement"}. The Deed of Trust securing this Note is and s�all be subj eci and subordinate in all res�ects to ihe liens, terms, covenants and conditions of the documents evidencing the Senior Indebtedness (the "Senior Lo�n Documents") a� more fully set forth in the Subordination Agreement. The rights HOME DEVELOPER RENTAL CONTRACT — EXHIBITS REV. 42/1I/2021 Palladium Fain Sireet, Ltd. — Paltadium Fait� Streef Apartments Page 2S and r�medies of the payee and each subsequent holder of this Note undex the Deed of Trust securing this Note are subject to the restrictions and luxzitations set forth in fhe Subardination Agreerz�ent. Each subsequent holder of this Note shal� be deemed, by virtue of such holder's acquisition of the Note, to have agreed ta perfarm and observe a11 of the terms, covenants and conditions io be perforzxzed or observed by the Subardinate Lender under the Subordination Agreement. Subject to the terms of the Subordinat�on Agreement and any cure periods pro�rided in the Senior Loan Docuxnenis, if there is a default in paym.ent of any part of principal or interest of t�e Senior Indebtedness, or a breach of any covenants contained in the Senior Loan Documents, the debt evidenced by this Note wili immediately becorr�e payable at the option of Lender. If Borrower faiis to perform any of Borxowex's obligations in the Senior Loan Docum.ex�ts, and to the extent ailowed by the Subordination Agreement, Lender zx�ay perform those obligations and be reimbursed by Borrower, on demanc�, at the Place �ox Payment for any amounts advanced, including reasonable attorney'� fees, plus interest on those amounts from the date of payment at the Annual Interest Ra�e on Matured, Unpaid Amounts. The amounf ta be reimbursed wi11 be secured by all instruments securing ihis Note. If any installmeni becoxxaes overdue for more than 1� days, at Lender's option a late paymeni charge of S% af the arnount then due may be charged in order to defray ihe expense of ha�ndling th� deiinquent payment. A Default exists under this Note if, subject to az�y applicable notice and/or cure periods, (1) (a) Sarrorver or (b) any other person izable under this Note (an "Other Oblagated Party") fails to timely pay or perfar�n any obligation or covenant in any wz�ztien agre�ment between Lender an.d Borrawer or such Other Obligated Party, including unde� this Note; {2) any waxranty, covenant, or representation zn fihis Note or in any other written agreement between Lender and Borrower ox any Other Obligated Party is materza�ly false when �nade; (3) a receiver is appointed for Barro�ver, any Other Ob�igated Party, or any pro�erty on which a�zen or security interest is created as security (the "Collateral Security") under i�zs Note; (4) any ColIateral Security is assigned for fhe benefit of creditors oiher than the holder{s} of ihe S�nior Indebtedness and/or Regions Bank, N.A., and its successors and assigns; (5) a bankruptcy or insolvency proceeding is cammenced by Borrower or an Other Ol�liga�ed Party; (6} (a) a bankruptcy or insolvenc� proceeding is com�menced against Borrower or an Other Obligated Party and (b) the proceeding contxnues without dismissal for 90 days, the party against whom ihe proceeding i,s commenced admits the material allegations af t�e petifion against it, or an order far reli�f is entered; (7) vvithout the prior written consent of Lender, any of lhe foilowing parties is dissolved, begzns ta wind up its affairs, is authorized to dissalve or wind up its affairs by its govexning body or persons, or any event occurs ar cond'ztian exists that permits the dissolution or vvinding up of the a��airs of any of the following parties: (i) Borrower, or (ii) an Other Obligated Pariy; and (S) any CoIlateral Security is materially impaired by loss, theft, damage, levy and execution, issuance of an o�ficial writ or order of seizure, or desiruction, unless it is replaced v�rithin a reasona�le period of time with insurance proceeds, collateral security of like kind and quality or restored io its former condition. The execution and de�ivery of this Note are rec�uired under the HOME Confiract. If any pxovisian of this Note conflicis with any provision of the HOME Contxact, the Deed of Trust, the HOME Deed Restrictio�s, or any other documeni evidencing the same transaction between Lender and Borrower, ihe provisions of the HOME Cantract will govern to the extent o�the conflict. This Note will be construed uzader ihe laws of the state of Texa,s without regard to choice-of-law rules of any jurisdiction. This Note is a noz�xecourse obligation of Borrower. Neither Borro�ver nor any o#' its general and limited partners nor any other party shall have any personal liability for repayz�ent af the Loan descrihed in the Coniz�act. The sole rec�urse of Lender under the Loan documents for repayment o� the Loan shall be the exercise of i�s rights against the Security for 1'aym.eni. HOME DEVELOPER R�NTAL CONTRACT -- EXHIBITS REV. 02/1]/2021 Pa�ladium Fain Streei, Ltd. — Palladium k`ain Street Apartments Page 26 [S�GNATURE FOLLOWS] HOME DEVELOPER RENTAL CONTRACT — EXHIBITS REV. O�/II/2021 Pailadium �'ain Streef, Ltd. — Palladium Fain Street Apartrnents Page 27 THE HOME CONTRACT, NOTE AND THE DEED OF TRUST C�NSTITUTE THE FINAL AGREEMENT OF THE PARTYES AND MAY NOT BE CONTRADICTED BY EVIDENCE OF PRIOR, CONTEMPORANEOUS, OR SUBSEQUENT ORAL AGItEEMENTS OF THE PART�ES. THERE ARE NO UNWRITTEN ORAL AGREEMENT� SETWEEN THE PARTIES. PALLADIUM FA�N STREET, LTD., a Texas 1'rmited partnership By: Pa�ladxum Fain Street GP, LLC, a Tex�s linnifed liabiiiiy compa�y, its general partner By: Pallac�ium Fain Street GP Mgr., Inc., a Texas corporation, its co��az�agear sy: Thomas E. Huth, Presicient ATTACH1i�E1lTT � HUD Provisions Capitaiized terms not def ned herein shal] have meanings assigned to them in the Subordination Agre�ment. As long as HUD is the insurer or holder of the Senior Note on FHA Project No. 113-35901, the following provisions ("HUD Provisions"} shall be in fulI force and effect: (1) Any payz�nents due under the Subordinate Note sha11 be payabl� only (i} from permissible distributions from available Surplus Cash o� the Project; but in na eveni greater than fifly percent (50%) of the tafal amount of available Surplus Cash; or (ii) from monies received firozx� Non-�zoject Sources. In no event may payments due under all subordinate debt of Borrower cumulaiively exceed fifty perceni (50%) of available Surplus Cash. The restriction on payrnent imposed by this paragraph shall not excuse any default caused by the failure of the Borrower to pay tk�e indebtedness evidenced by the Subordinate Note; {2) No prepayment of the Subardinate Note shall he made until after final endarsement by HUD of the Senior Note, unless such prepaymeni is made from Non-Project Sources and is approved iu�. w�riting by H[JD. (3} Tk�is Subordinate Note is nan-nego�iable and may not be sold, transferred, assigned, or pledged by the Subordinate Lendex e�cept wiih the prior written approvai of HUD; (4} Interest on the Subordinate Note sha11 not be co�paunded as lo�g as HUD is ihe insurer ar holder of the Note secured b� the Securi�y Instr-urnent; (5) Boxxawer k�ereby waives presenirnent, demand, protest and notice of demand, protest and nonpayment of this Subordinate Note; (6) The terms and �rovisions of this Subordinate Note are also for the benefit of and axe en�oxceable by HUD against any party herefo, their successors and assigns. This Subordinate Note may not be modified or amended without the writien consent of HUD; and HOME DEVELOPER RENTAL CONTRACT — EXHTBYTS REV. 02/11/2{}2I Palladium Fain Street, Ltd. — Palladium Fain Street Apartments Page 28 (7} In the event of any conflict between the terms of ihe Suboxdinate Note and the HUD Provisions, the terms of the HUD Provisiaz�s shail control. EXHIBIT "A" Le�al Description Tract �: ( Fee Simple } Lot �, Block 1, GREEN ACRES ADDITION NO. 2, an addition to the City af Fort Worth, according ta the Map or Plat thereof recorded in Clerk's Fxle No. D2210ll087, Plat Records of Tarrant Caunty, Texas Tract 2: ( Easement Estate ) Easement estate cr�a�ed ir� that certain Easemen� Encraachrnent License Agrecment by and between the City of Fort Worth and Pal�adiuna Fa�z� Stxeet L#d., a Texas limited partnership, dated .�anuary I5, 2021., fled January 20, 20�1, recorded in Cierk's File No. D221 O1b307, Real Property Records, Tarrant County, Texas. HOME DEV�LOP�R RENTAL CONTRACT — EXHYBITS REV. 02/ll/2021 Palladium �ain� Street, Ltd. -- Palladru►n Fa'rn Street Apartments Page 29 E�HIBIT "F" REIMBURSEMENT FORMS PALLAD�UM FAIN STREET APARTMENTS HOME DEVELOPER R�NTAL CONTRACT — EXHIBITS REV. 02/11/2021 Palladium Fain Street, Ltd. — PalIadium �+ain Street Apartments Page 30 Attachment I IIiTVOICE Developer: Pa�ladrum rain Street, Ltd. Address: 13455 Noel Road, Suite �400 City, State, zip: Dallas, TX 75240 Project: Palladium Fain Sireet Apartments Tax ID Number 85-16b1109 Ai��r�ii�i -1'i�is 1��++t+ic�. � C'irm��lsl��-c irt T}r� HOME DEVELOPER RENTAL CONTRACT — EXHTBTTS R�V. 02/11/202I Palladium k'ain Sfreet, Ltd. — Palladiam Fain Streei A�artments Page 31 Atiachment II City of Fort Worth Neighborhood Services De�artment Ex�endi�ure Worksl�eet Developer: PaIIadiam �'ain Street, Ltd. Project: Palladiu�xt k'ain Stree# A art�nents ��Lin� Nn, Flat�. Cl�t��k 1�u. P�vee i�r �iei�e[��.iae' * [)esG�pli[���" ----- Aint�tuti � -- — v 2 3 4 5 6 7 $ 9 1Q 11 12 13 14 15 16 17 J. 8 i9 Zo 21 22 23 24 25 26 27 28 29 30 Total *Payroll must identify employee. Renf must identify tenant. Other payments shouEd. identify individuals, if applicable. HOM� D�VELOPER RENTAL CONTRACT — EXHIBITS REV. 02/17/2021 Palladiam Fain 5treet, Ltd. -- Palladium Fain Street AparEments Page 32 � � � � W z � �z �� z� �� �� 1� � �� � � � � � �� � O� � � � � � � � � � � � � � � � W # � � E w � � � � � � � �i � � �� � "° � .�n C � 'U �F �,� � W � � �� � '� �� � n� �� � I •� 4 �� � � � � �- � N � � � �' M�W �� ����� aa�� �"IIII"""I" r . � �11111"'1""'1 �""'11""1I1' �1'I"11""'1" ''II'll'1'I""' - �'1"""I'1"II �1"11'I""111' �'1"'I'I"111" i �"IIII""II"1 �11111"1'1'11" � a ; � � � � � � � � � ���t ����� ����� �� ro � x � � Y � E � � � � � � � � �� �����re � °� �. ra M +r �i �� � ���� iy7��6��� �, c7 .'[.�' iJ R e�.f C�I � N MA aI � a � .�� a �4 ���� r cy .� W ��W s � � � �� � � � � � � b� � �� � �� � 5p � � � (� � � � � � 3 ����� �� � `sW ����� ���.sJp� n❑� tii o tigfy+ y 4 � O •" ttl � � � O I�I � � � � yl n v � z �3 r x� �a��4 q���� ���a� ��_�� �L.��� ���s� C¢� ci u � � Y � E ATl � n � �� m � a � W �� a v � � �� s �� •� ro N � i � � � a � �� �� �� N � �N � C � Ch � � � � � � m� �� � �� � �, . � �,� C V � 4 �" 431 � h Y � � �`#j f,7 k i4. � w .� � Rr t� � a � Y � EXHIB�T "H" FEDERAL LABOR STANDARD PROVISIONS � DAVI�-BACON REQU�REMENTS PALLADYUM FAIN STREET APARTMENTS Davis-Bacon Requiremenis are applicable to the Praject due �o the Senior Incie�tedness, not due to the Cify's H4ME �unds. In the e�ent a HUD monitor requests proof af compliance witn the Davis-Bacon Requirements, Developer shall produce reports showing compliance an the form required by tne Senior Lender to the City within 10 business days. H�ME DEVELOPER RENTAL CONTRACT — EXHIBITS REV. 02/11/2021 �alladium Fain Street, Ltd.— I'ailadivaut k'ain Street Apartmenis Page 34 EXHISIT "I" SECTYON 3 REPORTING FORM� PALLADIUM FAYN STREET APARTM�NTS SECTION 3 BUSINESS CERTIFICATION SECTION 3 SUMMARY REPORT (Farm HUD-60002,) HOME DEV�LOPER RENTAL CONTRACT — EXHiBITS REV. 02/11/2021 Palladiunn �'ain Street, Ltd.— Pa[ladium �'ain Strcet Apartmenfs Page 35 ,�7}y+ r:�q, ry� �j l�L9�1. � �Nil'��.:L ��A:-: _�= � `c� �i'�� �� �C� P� �.� � [ ��'i ���:t��r� � E����r���� ���-ii����i.c��, r���� �� ��,�,���_ :���r��� �� g�sir�e:��: T��� �f � u�ie��ss� ��rp� r.��i�� .��I� P:r�Rri�t���hi� P�a���r�Ftip, .l�ir�� �ent�re F�I� �u���e�� rr���t� ��� �efir�;tti�tq �� °5���i�a:r� � �u�i�te�� ������� i�� ;r�i���s �;r�� �� rrt�� e �� t��� ���1��ir,;� ��te��r�e� ��h���� ��9 tf��`� ��:p���� ��x�rf��r�■� a� ����r��d tas� a���i�an 3 r��i��;nt ���� }��:cas���; r�r,. � r� t�� �f����� �r�j�ie�, rr:�t� �ca�•m,p�r�y i� �utae�sr�tra�tin� ��� ��F its t�nt�a.�t. aca�va��r� t� �u�l'i�i��' �e�i€�as � b���r������, ��� ,�� ��st 3�I�S +� t�h� m}r �a��a-i�;an�� ��rs��t�}���s a:r� ��rren�l�.5�ct�r�rt 3 re�i�d�nt� �r ���r� ���ti:�:� � re����nt� �r9��i� � ���r� �� fr� f�ire �ia��. �'� �u�a;l�� a� a���ie�n 3��eso�:�r�x the i;r��ii�ri��al°:� l��s�s��l��I�1 in�a��� e�3u�t �� i�n�d�� �h.� �r��a��� �i�ai� �h�rB b�l�w {E�s_: �i F���cs�h�ld r�f � ��c��al��'F��t,r��l:�s I��s ih�� a�.�f�� ��:��r�ll�t ���l:i���� �s � a��t�r� 3 ����d��t:l_ ��r�sa�� ir� 1 pe�s�� � p��i� � ���ple �. pe�pl:� � �ecr:pl�e � �e€r�al� � �r��1� � �ea��[� Ei;�i�l.��h�ri� �k��.9> fI3[�Ii��� $�.�.�.�Ci€� ��-��,� r� ���1,�5'� ���,�� ���,7�� ��i�;��4 �7�,�1� �A�i,3�]i� l.[A�f'1'I#: E�ert�� �h�� ti�� �n�raaqat��� � ar� �r��i:diR� i� ��u:e an� �+����] he ��a�j�� t:r� �.�:rifi.��t�ran a�� a:n� tS��. �� ��hir� p�r€�. I�ls�� a��ca���r�e�dg� tl��t t�� ,p,.r���isior� �ff��s� i��Err:rr��:�i�� �� u I� leaue mm� ��I�j�� t�ti��;p��e�af�i�� �� �����;r.�11 ���t� and :�:ra;l I��.. 5�b��:tra��'� .�:�r:}aUr�ing ��:r�at�r�: a�:����tr�a�tr�r`� �.�t:t��arrzin� Frin�ed ��.ra��::_ ��a:t���n:tr.��a�r`� �u��i�,r�zin� �i�a�xt+�r�'s �i'�: F�r P�irr�� ��n�ra�t,�r � �ly�- R�a�ia�4��+� t��� Rea��ti�r�r`� a�b T:i�f�: �i�e�ti�,�� a� �f �pR i[ z��� E��3�� ����: HOME DEVELOPER RENTAL CONTRACT — EXHIBITS REV. 02/ll/2021 Palladium Fain Street, Lid.— Pal�adium Fain Sireet Apartments Page 36 ����[�►r� � �u�n��� 1i���rr� Econorrtic �pport�nities for Low — and Very Low ]ncome Persons ' Prngtam Godes f = Ftexihle Subsidy 2 = Seclian 20Z'831 3= Pu6fir/lrsdiah Hausing A = �evelapment, B = Operation C = Modemization 11.5. DeparEment of Housing and Urban Developm�nt Office af Fair Housing And Equal Opportunity 4 � Homeless kssisiance S=HOME B = HOME State Administered 7 =CUBG Entitlement Page i of2 oMB Approval I�o: 2529-4043 (exp.1113Qi2D10) HU� Fe1d Omce: 8 - C�BG 51a[e Adminisfered �J - Oi�er C� Programs 10 = 9�her Housing Programs form HU� 6U002 (612007) Ref24 CFR 135 HOME DEV�LOP�R R�NTAL CONTRACT - EXHIBITS REV. 02/� 1/202] Palladium Fa'rn Street, Ltd.- Palladium Fain Street Apartmen�ts Page 37 Sec[ien 6ack uf page tor Pubfic ReportiRg Burden statement Part II: Contracts Awarded 1. construdbn Cantracis: A. iotai dollar amount ai all eoniracta awarded on fhe proJecf B. Total dollar amounl af confracts awarded ta Secfion 3 bus€nesses C. Percentage of the fofal dollar amount that was avrarded to Sectfon 3 businesses D. Tatal numhe� ai Sect�on 3 husinesses recei�ing contracts 2. Non-Construclion Coniracts: A. Total doilar amnunt all non-consiruction contracts awrarded on the projecVactEvity 8. To€al dollar emounl of non-consiruction eoniracts awarded fo Seciion 3 businesses C. PercenFage of Ehe toisl doff�r amount thai was awarded to Section 3 businesses D. Total nuniiaer of Section 3 busir�esses rece[ving non-construction cor�tracts Part ElI: 3ummary Indicate the efforts rnade Eo direct fha e�np[oyment and other econo�nic opportunities generated by HUD financial assistance for housing and community development programs, to the greatesf extent feasibfe, toward low-and very low-income persons, pa�€icularly ihose who are recipienYs of government assisiance for housing. (Check alE ti�ai apply.) Ai#empted to recruii law-ir�come residents through: locaf adveriising media, signs prominently displayed at ihe project sife, cantracis wilh the community organizatians and pu6lic ar private agencies operatin� within the matropolitan area (or nonmetropolitan couniy) in which the Section 3 co�ered program or project is locafed, ar sirnilar methads. Participated in a HUD pragram or oiher program ��hich promoies ihe frai�ing or employmeni of 5ection 3 residents. PaKicipa#ed in a HU� program or other pragram wi�ich promofes the award of contracts to business concerns which rrEeet the definiiion of Sectian 3 b�esiness cancems. Coorcfinated with Youthbuild Rrogra�ns administered in the meiropalitan area in rvhich the 5ection 3 cowered project is located_ Qther; desaribe befow. Puhfic repo�fing for t�is colleci€on of informaiion is estimated to a�erage 2 ho�rs per response, induding the time for reviewing instructions, searching existing data sources, gat�erir�g and maintaining the cfata needed, and completing and reviewing tl�e coElecEian of inforrnation. Tf�is agency may ncst colf�et this information, and you are not required to compEete this form, �anless i! displays a currently valid OMB nurn6er. 5ection 3 af the Housing and Llrban Development Act of 1968, as amer�ded, 12 U.S.C. 1707 u, mandatas lhat the �epartment ensures that employrrient and olher economic op�ortunities generated by its houeing and cornmunity devefopment assistance prngrams are directeci Eoward fovr- and very-low income persons, parficularly ihose v,rho are recipients of governmeni assistance housing. 7he reg�faiions are found at 24 CFR Part 135. The informaiion will be usecE by the �epartrner�f to �-nonitor program recipients' complianee urith 5ection 3, ta assess tE�e resulis of the pepartment's efforts ta meel ihe statutory objectiwes of Ssction 3, to prepare reports to Congress, and by recipients as self-monitoring #ool. 7he data is entered into a database and wiEl he anafyzed and distributed. The coElection of information involves recipients recei�ing Federal finanaial assistance for housing and cpmmunity developrnent programs covered by Section 3. The in#ormation will be collected annually tq assis# �IUD in meeting its re�arting req�iremen#s under 5ection 808(ej{6} of Ehe Fair Hausing Act and Section 916 of the FiGDA of 1992. An assurance of aanfidentiality is no1 applicable to this form. The Pri�acy Act of � 974 and Q�v1B Circular A-108 are noF a�plicable. i'he reporting requirernents cEo not eontain sensitiv$ questions. Data is cumulative; persona! identi€ying infor�naiion is not included. Page 2 af 2 (orm HU� 6i}002 (1'f 7201 D) Ref 29 CFR 135 HOME D�VELOPER RENTAL CONTRACT — EXHIBITS REV. {}2/1112Q21 Palladium Fain Street, Ltd.-- Pa[ladium Fain Strect Apartmenfs Page 38 EXHIBIT "J" STANDARDS FOR COMPLETE DOCUMENTATION PALLAD�UM FAIN STREET APARTMENTS ���� ��'� � i, �:� _ �__�� �t����r� �� ����ar��r����i�� ��r ��im�����e��r�� �� ���r�l�{�rn�r�� �+��.�� Ca�t A���i��ti�r� c��Real F�ra�er�y ���ur��r��af"r�r� ���nd�r�d a�i�,ti�� ta� ��Ife� �dat� r�ust b� rar� �ar €�e#c�r� �k�e d�t� csf €�pti+��� agreer��:�� €�e s�le� eantr��� �nd s[�nec� �y. the lau��r �r�ci selle�� � Rec�rd�d D�e� c�� �ru�t � ��rr�l���e Agreern�n��rf Re��€r:��l HLI� lenguage R �Vl�sterS���lern�n��tate���';#Hl1E�-� r�p:praEsai or ��h�� dc��ur:�erefi s�se�i to deter�nir�e pu�c�as� �ric� � Pr�a�af �� �a�r�ent {i-�-, b�ra�C ���emer��,t�a�ce���d ��S��k� � 1l�eifiea�ti�� ca� �`���r�� Statu:s �a� ap��i��ak�le� ]�r�-����l�rprn:e�at an� S�af�t �c��s {A,r�hite��, Er���e�r, Lar�c�s��:pe �e�ig�a�.�urve�� �:;ppr�i�als, �nu�r�rrr�e�#�al, L���I F�es, �kl��r ���s�l�ant�, E�c.) � l�uo�c� shn�IcS ���cl��e: � da€e;: � ��a�r���+�'� �et�eri�e��l;: � �c�dres� f�.r �t�i�l� ��e�i�� i : �r-€��r��l�cf, � +�escrs�a��a� af se;vi���s� a�d i�€�rr�{s�:, ■ arrgou:nt �'�ar atemized; ���ui�es, ��d � tca�a'I arnaunt �r€�caf �� P�a�rn��t ��_�., �r��rf� s�aterne�� �r car��elle�i ch��kj ��[i� �r���ut�� car�tr���s�rv:c� agree�en:f�f lef��r a,gr�er�-�er�Es and �.P�ia�a�l� arrg�n�2r��nts � Pr�a�i�le �r�nt��� #r�r;1 w�r�u.�arr3.�o� ve�i�ying �nr�t�aetor,�s�b��ntra�or i� r�c�i iist��d c�n ��e €�eb�r�-�d and su��ensi�ri Ii�t �f �n4y� a p�aFti�ra i� �e:ir,� pa�� �ritll Cif� f��ds, �Fa�er� shi��w e��ca���tiar� �ra� dc��asn�n��tion of �aw cc��� are all'�c�te�_ I�eighl�€���iao�l Sei�rice� �`I�AL �s �f b�`� ��'�24�'17 P�a�e 1 HOME DEVELDPER RENTAL CONTRACT — EXHIBYTS R�V. 0�/11/2021 Palladium Fain ,Street, Ltd.— Palladium Fain Street Apartments Page 39 ���� ������ �..�- _ �. ���r��1�rr� �� ���urr�����:€i�� ��r ��irr��u�s�rr��t��k �� ����'I����r�� ���$� �'�rs�fr�aeti�ri ��st� ��oritra��rs ��:�bc�n�ract�sr�� g Fnv�r��� s�,�ul�' ��rc9���= � da�e; •� �sampan�r°.� d���erF��a:d; � �c�dr��s f�r �r�ieh see�i�� i;. prc��+ided� � �I�scri��ivrr �f ��rvi�e�s} ar�d i€err��s�; � arr�c�un� �c�r �t��i:z�d' ���ui�es� an�i ° t���� �f�lf?W1�� e�rc��� �f P��,rrne�t �a_�_, ba.�:�C sia��r��nt �r c��ceklecf ��:�c�J 4 �c���r �f �p�i€ca�l� E�specti:�rr rep�o�k�s� candu���ed b�r �1�1� Irisp�cto.r � �epy �+f ����r��ed �gre�rne�n�s ■ Presvide pr€n€��r� ferr�t uirw�u_s�rra_�a�v �+�ri�ying ��ar�:t�a�tc���`s�a�r�on�ra�ar i� r�r�� I��t�� �n tf�e c�ebarr�d �r��i �us�e�s��ri li�� � �f o�l� a�oFti�r� ��;�eirag �a�� vaith �ity f���ls, th�n s�so�+a ca��;�l�tian ar�a' eE�o-�a��n�n€�tian c�� how �ost� ar� allr��atec�_ r F�r pay�ro�.er:� �f �rt�� e��ainage'�c�r �h� pnrr�e ��n'�r��torf �roti�:d� lien sV�i�r� �'or tF�s� p�r�.rri� �n� ,all �u�c��tra�tors_ � �is.t o�slabcc�r�tea:ctars E�r1at��ial� P�r��iase� ��r aev�lap�r {�f a��l[���le�� E �n�o�c� sh�ulr� in���€�e_ � t�a�e, ■ ��€ripany�'s !�€���he�ad� ■ a�l�re�� �or w��ei� se�rri�� i� pr��ria��d; o d�s�ra;��e�n vf ��earice��� ar�d. i��m�s}; n a.rr�aun� #�r ite�'i�ed �e�ui=��,; ��d n t���i �r�rtaunt � �rs��f �f P�yr-�er�t �§_�.„ �ar:k s��ter�ent csr ca�c�flec� ��:r��) n V�e�:ifi��tia�r� c���e�i�ery De�+el�np�r Fe� �if paid �dire�tl�fr�ar�r H�f�E€undsa � ���.�� ��a�€�i« Ref�e�ting �f�taf �evel'c���er�t �ost ��rc�v� o� �aayrri�nt far.a�� �t�.er e�iity���u����� scsurce c�nt�a%r����g to de+�loprne�� �vs�s - ��t�4+� ��Ic�tlati�n o��g�e�d upca�, �lev�ela�a�r�e� �e��ent�ge � �€�pies ��inai fie� r���ases f�ar-� ���tr�e��a�Jsubeon�tra���r c Gc�m�at�te'Q�t�rr�e�st�t��sn in��rrq� ��ig;�i�i�y €�# la�iy�r��r�iite:s �i.e_, im��rri� d�sc��er��s foe �fig�bGe �r�rr��k�uyer�te�a��r ��I'e� ��nt��ct 6et�u�er� d�v�lap�r,lho�-n�bu}r�r, Mt�R E3e�d �af 1"r�:st u�i�� r�q�aire�f aifit�rd.a:failit�+ �eri�cf I�ngu�ge, ��c.} � ���s� dca�� rr�er�t� � FEn,�� �e�.s�SecE�c�ns af c�sr��►��ted a�niE� Nei�hl�csr�a�� 5'�f°�rice� �3?�.�i. �s �f 6�21��'�17 P��e � HOME DEV�LQPER RENTAL CONTRACT — EXHIBITS R�V. 02/ll/2021 Palladiunrn �ain Street, Ltd.--Palladium Fain �treet Apartrnents Page 40 � � V � Fil � � H �5 �� �/��q� ^ �� � r� z 0 � � � � � z � � H W � � � � � � � � � � � I� I� � �t � � �y^ 1�lJl � � Gd � � O � �d � i� � � � � 4d �r ,i�a � � 6..i � '4�� � l� �� � • y � � �d M � � � � � � � •� � z� �� � �� �� w � � � �a � � � � � � "� M �� �� � C3 8 � � � .� � � � � -� V � � n� � H� � � � '� .� �qa i� � � � � � � � � � � �q W � � rd � � M � � d m r 0 m N Q � ? R 0. � P _ � �, � � � � .� � � c � a7 � � 0 c m � 6 m � ffi � � � � � � � U .i� l�� V! � � � ti.� � � � U � � � � � a C � V � N � � 5 5 � � a�r�a � '�G � 5 � � q, o U a+ m � � �, o � � �� � � �u �� � �� �� �� o� �� =o �,� �� m �' a � d m � Q �� cn a. �� a U p w °i � ag �p m v - a o � 0 �� N � � � a� �� �� � � � � � �' �c O —� `a .� c � � � � � a� o� N � � � � � C � O � .� g m � �� `o C �� � a a � 5 �p � ffia m �' � 6 � '� E a o'' .� � d �� a � �� o �� � n � �' � N q n � d .� b O g�o � � E c � � � L � �a � v�� � � � � � � � C � ��� ��W m- ���� Yv�� � ��� � ���� ���� aab'Q p w � m � � � � � � m LL � N '{' N — N ���� ;w�� m. e ��� � � � � � 'm E a'� .E n � o � m e G ,oa��o a ���9 ��o� �� a�,c � � a � � o,��� Q � � T } a ��^'{ f� 0 �� � .�ti �o m a G � ���� C � �F �p 91 N C c5. � a� F � � � O � a. � �'cn � � � [1 .-yam �5 a2' �y� 41 C � �� � R ���a p � F U N � m � N �� � � � C d1'� G � � � m � B � � m � �,�8� � �n a � � m � ; Qa � � � � � `o �� �� � �� N � m axi o � � a u �' o n � � a o� �� � � � � �.°' d a� �� � o� �� �.� �� �p �� �a O W� '� b O � ��.� �� � d � '� n � �� � � �� � `o �� � >� � � �� ,� 3 �� O � � � v � N � 0 0 w �U � N � y �r B � � ll t��i N � � U � � � h� a` R. 0 � e n «- c 4 � � � E �' a � '� a �T v � N � � ��79 W � d � � 4 � � L] p � �S� � u u u � �n�sn � �� � � p � 0 a � X � � ry � a a.� m '� C N C G O � � t6 U �rn,�� � w.ia o� o r��.� � a � a QWi11 � II li II II lii . - N M Y d � a G � � w u �� �'4{� � �� ���� � W S�¢��c� � ��}a�� � ����...� a�mz��� � uirrtnuu f+� �N�'l�Y� W N C � :d �� � �a�� Q `�' �.u5 ���ro� m � V � N � � � � aF-u'�i¢Q. 11 II il II II w�.mrna y� � Q � � U q �'� a ��� � � ��� � P� E� (� � .� o ".. �a �+a�,��'�� mzut¢wu. �; o �� �� �� �� �� � b � n^ [V C7 i lfl by p � C q� d C � �CN � C 4 � '� � � � � .�i 'J � � '�' � W � . �i �. Ir n u u'�� u,-a n a �� N � � N � � � r—� � � � � i�+ C." G���]rrr � � � � � R � � � I L WI ��..1 /�1 � � z� � ''„��I � � � Z �. 'C �i ►� � 'N � � L �� � � � � � � � � � � � x� E�HYBIT "L" DEED RESTRICTION PALLADIUM FAIN STREET APARTMENTS DEED RESTRICTIONS - HOM� Page 42 Palladium Fain Street, Ltd. DEED RESTRICTIOl�T� HOME Funds THESE DEED RESTRICTIONS ("Deed Res�rictions") are made effective as of February 18, 202I, by and betvveen PALLADYUM FA�N STREET, LTD., A TEXAS LIM�TED PARTNERSH�P ("Owner"}, as Grantor, and CYTY �F F4RT WORTH, TEXAS, a home rule municipality in the State of Texas {"Ci�"), as Grantee. W�TNESETH: WHEREAS, City has received a grant from the Unzted States Department of Housing and Urban Developm.ent ("HUD") through the HOME Tnvestment Partnerships Program, Catalog of F�deral Domestic �ssistaxace No. 14.239 ("HOME"), with which City desixes ta prorr�ote activities that expand the supply of affordable housing and the deveio�ment of partnershzps among City, local governments, locaI Ienders, private in.dusixy and nonprofif housing organizations; WHEREAS, the primary purpose of the HOME program pursuant to ihe HOME Investmeni Partnerships Ac� at T�tle II of the Cranston Gonzales Nati.onaI Affordabl� Housing Act of 199a, as amended, 42 U.S.C. 1270I et seq. (the "Ac�"} and the HOME Investment Partn�rships Pxogram Final Rule, as amended, 24 CFR Part 92 et seq. ("HOME Regulatioz�s"}, �s to benefif low- an.d zx�aderate-incorr�e individuals and families by providing them with affordable housing; WHEREAS, Owner propases ta use HOME funds for a project whereby Owner wili cor�struct, develop, own, and operate a nev�r 90�unit mixed-income xarzultz�amily rental complex in the City fo be known as 1'allad'zuzxa Fain Siree� Apar�ments (the "project"); WHEREAS, City has agreed to lend, and Owner has agreed to accept, a loan of City HOME funds in the aznount of $800,000.00 (the "Loan"), pursuant to the requirements of the HOME program in accoxdance with that certain HOME Contraci, Czty Secretary Contract No. �49�4, between Owne� and City, �or the purpose of assis#ing Owner in developing the Project ("HOME Contract"); WHEREAS, as a condition to City malcing the Loan, Ovsrner rnust agree to comply with certain occupaa�cy, rent and other restrictions for a period of time in arder to comply with the HOME affordability requireznents, and agrees to convey to City certain covenants and restrictions thai will b.urden ihe hereinafter described real praperty so that the Pro�ect will meet the HOME requirements ("HOME Requiremen#s"); NOW, THEREFORE, in consideration of the xnaking of the Loan by the City and the disbursement of any part thereof, and in order to comply witk� the requir�ments of the Act and ihe HOME Regulations, Ovvnez (together with its successors and assigns and subsequent owners of the P�aject), hereby agrees that the fol�owing restricfions shall apply to the rea� property describ�d in the attached Exhibit "A", incorporated hexein far a11 purposes: DEED RESTRICTIQNS - HOME Page 43 Palladium Fain Street, Ltd. 1) In compliance wiih the �aximum per unit subsidy amount rules at 24 CFR Par� 92.250{a} and fhe minimum amouni of assistance rules at 24 CFR Part 92.205(c}, the nuzx�ber of ilplts in the Pzoject which have been designated by Ownex and approved by the City as subject to all occupancy, rez�t, and affordability requirements contained in the HOME Regulaiions shall consist of 6 uniis of the 90 totaI residentiai unit� in the Projeci ("HOME Units"). 2} The HOME Units rented or available for rent ta households who�e annual incomes do not exceed $Q°/a of area median income ("AMI"), as set a.nnuall� by HUD wfth adjustmen�s for family size ("Hxgh HOME Eligible Tenants"), sha11 be 4 uniis ("High HOME Units"). The number of IIOME Units xex�ied or available for rent to families whose annual incomes do noi exceed 50% percent of AMI ("Low HOME Eligible Tenants") sha11 be 2 unrts ("Law HOME U�it�"). The HOM� Units can be desigxzated as either High HOME Units or Low HOME Units. The HOME Units are floating. 3) Owner hexelay acknowledges and agrees thai the Project is ta be owned, rnanaged and op�rated as a renial housing project for affardable hausing as set forth in 24 CFR Part 92.252 and, ihat the HOME Uniis must be occupied only by HOME �ligible I-�ouseholc�s as def ned in the HOME Coniract and must also meet the followzng requirements to qualify as affordable housing and will be subject ta the follorn�ing restrictions and covenants: a. Higl�. HOME Rents. The maxitnum HOME rents are the lesser of (1) The fair market xent for existing housing for comparable units in the a�-ea as established by HUD undex 2� CFR Part 888.11 1; or (2) A rent that does not exceed 34% o�the adjusted inco�e of a family whose annual iz�come equals 6�% of AMT with applicable adjustrnenf for the bedroom size of the relevant housing unit. High Home Rent xnay not exceed fhe ma�imum rent limitations estab�ished by HUD minus utility allowarzces. For the purposes of these Deed Rest�ictioz�s, "utitity allovvances" are those nnonthly allowances for utilifies (excluding telepho�e) adopted by City in accordance wiih the HOME Regulations and HUD guidance, as rnore particularl� described in the HOME Contract. b. Low HOME Rents. Renis far Low HOME Units must meet one o� the following xent requirements: (1) Tk�e rent do�s not exceed 30% of the annual income of a family at �0% of AMI adjusted �or family size. Low Home Rent �xi.ay nat exceed tha ma�imum rent limitations established by HUD minus utility allowances. However, if the rent determined under this paragraph is higher than ihe applicable rent �ndex {a} o�this section, then the maximum xent �ar HOME Units under this paragraph is that calcuiated under paragraph (a); or DEED RESTRlCTIONS - HOME Page 44 Palladiu�n Fain Street, Ltd. {2} The rent does not exceed 30% of the family's adjusted income. If the family receives Federal or Te�as project-based rental subsidy and the �very low- income family pays as a contxibution taward rent not more than. 30% ofthe family's adjusted income, then the ma�imum rent {tenant contribution plus pxoject-based xe�taI subsidy) is the rent allowable under the Federal or Texas project-based renta� subsidy pxogxam. c. The Owner will not xefuse to l�ase a HOME Unii to a certi�'icate or voucher hoZder under 24 CFR Part 982 (Section 8 Tenant-Based Assistance: Unif ed Rule far Tenant-Based Assisfance under the Section 8 Rental Certificate Program and the Section 8 Rental Voucher Program) or to the holder of a comparable document evidencing participation in a HOME tenant-based rental assistance program because of the s#atus of the prospective te�ant as a ho�der of such certifcate, voucher, or comparable HOME tenant-based assistance document. 4) Initial Reni Schedule and Utili-[y Allowances. Owner must verify that all tenan�s of HOME Units are HOM� Eligible Households with full Tenant Documentation at the ti�ne the initzaI lease for a HOME Unit is executed as more particu�arly described in the HOME Contract. Tenants nnust certify the number of people i� tenant's household along with such pexson's name� and ages. Owmer sha.11 obtain financial information on aIl members of a ienant's househoId. 5) Tenant Income. Owner m�st use ihe definition o� annual income used by 24 CFR Part 65.609 to establish tenaaat iz�come eligibility and shall use the xnast current HUD Income Guidelines. O�vner must verify that al� tenants o� HOME i.Tnits are HOME Eligible Househoids with full Tenant Documen#ation as more particularly described in the HOME Contr�.ct. Owner must verify the income of the tenants of the HOME Units annually after the initiallease is executed but may use a Czty-approved tenani self certif catian form as Tenant Documentation. Notwithstanding the foregoing, Owner must verify the in.corne eligibility of all HOME Eligible Household� with fiill Tenant Docu�nentation every 6th year of the Affordability Period. Owner must maintain copies of Tenant Documentation as rec�uired under the HOME Contract. In the event that a HOME Unit is occupied by a tez�ant who is not a HOME Eligibie Household, Owner shall have 30 days to defermine if a market rate fienant qualifies as a HOME Eligible Household or fill an empty m.arkei rate unit r�ith a HOME Eligible Hausehold. 6) Tenant Lease and Tenant Selection. Owner's lease £ar ihe HOME Units shall comply with 24 CFR Part 92.253 as more particularly described in the H�ME Contract. Ovsrner's tenant seiection palicy and criteria shall be consistent with the p�pose of providing housing in accardance wi�i the HOME Regulations including addxessing non—discriminaiion and affzrzxaative xnark�ting as more particulaxIy sef out in the HOME Contract. 7) The Proj ect shall be rz� aintained fo and fully comply with all City codes and federal Housing Quality Standards. 8) The Af�oxdability Period for the Project is 20 years {"Affordability Period"} as more partic�Iarly described in the HOME Contract. The Affordability Period begins on the date that the proj ect status is changed to "complete" in IDIS, HUD's proj ect tracking system. DEED RESTRICTIONS - HOM� Page 4� 1'alladium Fain 5treet, Ltd. 9} The preceding use restriciion and A��ordability Period (i) shall rur� wzth the Iand, (ii) shall be binding upon the Owner and Owner's heirs, pexsonai repre�entatives, successoxs and assigns, and (iii) shall be enforceable by actions at law or in equrty by the City, its successors aaad assigns and/or one or more third-party beneficiaries. For the purpose of these Deed Resiriciions, a third-party beneficiary shall be any member of a HOME Eligible Household as defined in the HOME Contract. Owner hereby subjects the Project {znc�uding the Project site} to the cavenants, reservations and restrictzons set forth in these Deed Restrictians and Ovvner hereby declaxes its express intent that the covenants, reservations and re�triciions sei forth herein shall, b� deenr�ed covenants rurmir�g with the land an� shall, pass to and be binding upon Owner's successors in title io the Projeci. Each and every contract, deed or other instrument hereafter ez�ecuted covering or conveying ihe Project or any portion thereof shal� conclusively be held to have been executed, delivered and accepted subject to such covenants, reservations and restrictions as set forth in such contr-act, deed or other instz-uznents. 10} Owner hereby agree,s to execute further dacumentation xequzred by the City ar HUD which xxaay be necessary to cause these Deed Rest�ictions to comply with the la�wvs, ordinances and/or regu�aiians referenced herein or in the HOME Contract (or any oihex applicable �aws that supple�nent, am.end, restafe, replace or otherwise pextain to such laws, ordinances and/or regulaiions). 11) Sale or Transfer of ihe Land or Projecf. Until the termination of these Deed Restrictions, Owxaer hereby covenants and agrees noi to sell, transfer or oiherwise dispose of any portion of the real property or Project, withoui obtaznixzg the prior �itten consent of 1he City, not to be unreasonably withheld, canditianed, or delayed. Any transfer or disposition of the xeai property or the Project without the written agreement of the City, in a form as will meei the requirer�ae�ts af a conveyance of real pxoperty in Texas, shall be null, void and withou� effect, shall cause a reverszon of title to Owner and shall be ineffective to relieve Ownex o� xis obligations under this document. 12) Owner and City hereby declare their undexstanding and intent that the covenants, reservatzons and restrictions set forth herein direcily benefit ihe real properry. 13) Default; Remedies. City shaIl declare an "Even� oi Def�.ult" to have occurred hereunder if City becomes aware or is notified in writing of a default in the pex�ormance or observarice of any covenant, agreement or obligation of Owner set forth in these Deed Restrictions, and i� such default remains uncuz�ed for a period of 60 days aftex writt�n notice of such default shall have been given by Ciiy io Ownex. In the event of any action at law or suit i� eq�ity by one party io ihese Deed Restrictions against another party wiih respect �o these Deed Restriciions, the party prevailing i� such acfion shall receive from the othex party ar�d the other party shall pay ta the prevailing party, in addiiioz� to all other sums which may be payabl� to the prevailing party as a result of such action, a reasonable su�m for the prevailing party's attorneys' fees and costs and othex expenses of such action or suit. DEED RESTRICTIONS - HOME Page 4G �alladium Fa'rn Street, Ltd. No fa.ilure to e�ercise and no delay in exercising any right hexeunder shall operate as a waiver thereof, nor ,sha.�l any single or partial e�ercise thereof preclude any other or further exerczse thereof, or the exexcise o� any oiher right. The rights and remedies herein provic�ed sha11 be in addition to all other righis or xemedies provzded by law. No modifrcation or waiver of any provision of these Deed Restrictions, or consent to departuxe here from, shall be effecti�re unless in writing and signed by the parties and no such modification, consent, or waiver sha11 extend beyond the partic�alar case and purpose involved. No notice or demand gi�en in any case s�al� constituie a waiver o�tk�e xight io take other action in the sa�ne, sirnilar or other insiances withoui such notice or demand. ' 14) Ovsmer shall cause this docurnent, and all amendmenis and supplements hereto and thereto, to be recorded and filed in the real property records of Tarrant County and z� such other places as City �xaay xeasonab�y request. Owner sha11 pay all fees and charges incurred in cannection with any such recording. � 5) These Deed Restrictions shall be governed by the laws of the State of Texas. 16) Headings and titles her�in are for convenience oniy and shall not influence any construction or inierpretation. 17} If any pro�ision of these Deed Resixictions shall be invalid, illegal or unenforceable, the validity, Iegality and enforceability of tlie xeznaining portions hereof shalZ not in any way be affected or impaired thereby. 1S) All fermnns �ot defned herein shall have the meaning proscribed to them in the HOME Contract. Yf any provision a� tk�ese Deed Restrictions eonflicts wifh any provision of the HOME Contract, the provisions of the HOME Contract will govern �o the e�tent of the conflict. 19} THE TERMS AND CONDITION OF THESE DEED RESTR�CTIONS ARE SUBJECT TO HUD'S REQU�REMENTS SET FORTH IN THE ATTACHED HUD RYDER INCORPORATED HEREIN FOR ALL PURPOSES. jSignature Pages to Fotdorv] DEED RESTRICT��NS - HOME �age �7 Palladium Fain Street, Ltd. IN WITNESS WHEREOF, Owner and the City have executed this document by du�y authorized represenfiatives, alI on the date first vvritten hereinabove. OWNER: PALLADIUM FAIN STREET, LTD., a Texas iimited partnership By: Palladium Fain Street GP, LLC, a Texas limitec� liability company, its �eneral partner By: PaZladium Fain Street GP Mgr, Inc., a Te�as corpoxatxo�, its co-manager Sy: STATE OF TEXAS § COUNTY OF TARR.ANT § Thamas E. Hn#h, President This instrument was acknawledged be�ore me on , 20^, Thomas E. Huth, President of Pal�adi�m Fain Street GP Mgr. Inc, the Co-Manager of Palladiutn Fain Street GP, LLC , a T�xas limited liability cox�apany, General Partner of Palladium Fain Street, Ltd. a Texas limited partnership, on behalf of said company. Notary PubIic, State of Texas [S'ignatures Pages Continue] DEED RESTRICTIONS - HOME Page 48 Palladium Fain 5treet, Ltd. IN WITNES� WHEREOF, Owner and the City have e�ecuted this document by duly a�at�orized representatives, a11 on the date first written hereinabove. CITY OF FORT WORTH a Texas home rule municipalziy F�rnando Costa, A�sistant City Manager Da�e: APPROVED AS TO FORM AND LEGALITY: Jo Ann Pate Assistant City Attoxz�ey I� STATE OF TEXAS � COUNTY OF TARR A.NT § This instrument was acknowledged before xxae on , 20_, by Fernando Costa, Assistant City Manag�r of the City of Fort Worth, a Texas hoxne rule xnunicipality, on behalf of such z�n.unzczpality. Notary Public, State of Texas DEED RESTRICTIONS - HOME Page 49 Pailadium F`ain 5treet, Ltd. EXHISIT "A" Legal Descriptio� Tract I : ( Fee Simple } Lot 2, Block 1, GREEN ACRES ADDITION NO. �, an addition �o the City o� Fort Worth, accordin� to �he Map or Plat thereof r�core�ed ir� Clerk's File Na. D2�101108'�, Plat Records of Tarrant Caunty, Texas Tracf 2: { Easement Estate ) Easement estate created in fl�a# certain Easement Encroachment License Agreement by and betvveen the City of Fort Wortt� and Palladiuzn Fain Street Ltd., a Texas limited partnership, dated January 15, 20�1, ��ed January 20, �0�1, recorded in Clerk's File No. D22101630'i, Real Property Records, Tarxant County, Texas. HOME DEVELOPER R�NTAT� C�NTRA.CT — EXHIBITS REV. 02/1.1/2021 Palladium Fain Streef, Ltd.— Palladium Taizt Street Apartmenfs Page SU HUll RIDER This HUD RIDER is attached and made a part of the foregoir�g Deed Res#rictions to be effective as of February 18, 2021, by Palladium Fain Stxeef, Ltd. (`Borrower"} and Ciiy af Fort Worth ("Agency"). WHEREAS, Borrower has obtained financing from Regions Bank {"Lender"} for the bene�it of the project known as Palladium Fain Street ("Project"), which loan is secured by a Multifamily Deed of Txust, Assignment of Leases and Rents, and Security �greexn.ent ("Securrty Instrument"} dated as of Febr�ary 1, 2021, to be recorded in Real Propexty Records of Tarrant County, Texas ("Records"} the same day these Deed Restrictions are to be recorded, and insured by the United �tates Department of Housing and Urban Development ("HUD"}; WHEREAS, Borrower has received a loan of H�ME func�s from the Agency, which Agency is requiring certair� restrictions regarding the use of HOME funds be recorded againsf the Projeci; WHEREAS, HUD requires as a condition o� its insuring Lender's financing to the Project, t�at the lien and covenants of the foregoing Deed Restrictions be subordinated to the lien., covenants, and enforcement o� the Security Instrument; and WHEREAS, the Agency has agreed to subordinate the Deed Restrictions io ihe Iien o� the Lender's loan in acccrdance with fhe terms of thi� HCTD Rider. NOW, THEREFORE, in consideration of the foregoing and far othex consideration the receipt a�d sufficiency of �which are hereby acknowledged, -the parties k�ereby agree as follows: (a} In the event of any conflict beiween any provision conta�ned elsewhere in the Deed Resf�rictions and any pravxsion contained in this HUD Rider, �he provision contaxned in this HUD Rider shall govern and be controlling xn all respect� as set forth �nore fuIly herein. {b} The following terms shall have the following d�finitions: "Code" zx�eans the Ir�ternal Revenue Code of 1986, as amended. "HUD" means the United States Department of Housing and Urban Deve�opment. "HUD Regulatory Agreement" means the Regulatoxy Agreement beiween Borrower ar�d HUD with respect to the Project, as the sarne may be supplemented, amended or zxaodified �rom time to time. "Lender" meaxas Regions Bank, its successors and assigns. "Mortgage Loa�" means ihe mortgage loan made by Lender to the Borrower pu�rsuant to the Mortgage Loan Doc�.unent� with respect to the Project. "Mortgage Loan Doc�rnents" mean.s the Security Instrument, the HUD Regulatory Agreexnent and all ather documents required by HUD or Lender in connection �ith the Mortgage Loan. "National Housing Aet" zx�eans fhe National Housing Act of 1934, as amended. "Pro�ram Ob�igations" has the meanang set forlh in the Security Znstrument. "Residual Receipts" has th� meaning specified in the HUD Regulatory Agxee�ent. HOME DEV�LOP�R RENTAL CONTRACT — EXHIBITS REV. 02/11/2021 Palladium Fain Street, Ltd.-- Pallad'rum �'ain Strcet Apartments Page Sl "Sec�xrity Instrumen�" means ihe mortgage or deed o�trust from Borrower in favor ofLender, as fhe same may be supplemented, amended or modified. "Suz-plus Cash" has the meaning specified in the HUD Regulatary Agreement. (c) Notwithstanding anything in the Deed Restxzctions ia the contrary, th� provisions hereof are expressly subordinate to (i} the Mortgage Loan Documents, including without liznitation, the Security Instrument, and (ii) Program Obligations (the Mortgage Loan Documents and Program Obligations axe collecizvely referred to herein a� the "HUD Requiremen�s"). Sorro�rer cor�enanfis fihat it will not take or permit any action that would result ir� a violation of the Cade, HUD Requiremen�s or Restrictive Covenanfs. In the event of any conflict between the provisions of ihe Restrictive Covenants and the p�ovisions af the HUD Requirements, H[JD shall be and remains entitled to enforce the HUD Requirements. Natwithstandzng the �oxegoing, nathing herein limits the Agency's ability to enfarce the terms of the Deed Restrictions, provided such terms do no� conflzct w�th statutory pxovzsions o� fihe National Housing Act or the regulations reIated thereto. The Borrower represents and war,ra�is that to the best of Bor,rowez's Icnowledge the Deed Restrictions impose no terms or requirements ihat conflict vvith the National Housing Act and related regu�ations. (d) In the event o£forecIosure (or deed in lieu of foreclosure}, the Deed Restrictions (inc�uding without lirrzrtation, a.ny and all Iand use cavenants and/or restrictions contained herein) sha11 automatically ter�x�inate. (e) Borrower and the Agency ac�nowiedge that Borrower's failure to comply with the covenants provided in the Deed Resirictions does not and shall not serve as a basis for default under the HUD Reqra�irements, unless a default also arises under the H[JD Requirements. (�} Except for the Agency's reporting requirement, in enforcing the Restrictive Covenants ihe Agency will not file any claim agai�:�t the Pxoject, the Mortgage Loan proceeds, any reserve or de�osit required by HUD in connection with the Security Insirumen1 or HUD Regulatary Agreement, or th� rents or other income from the Project other than a claim against: i. Available Surplus Cash, if the Borrower is a for-proft entity; ii. AvaiIable distributions of S�rplus Cash and residual receipts authorized for release by HUD, if �he Borrower is a Iizx�ited distribution entity; or iii. Available residual receipts authoxized by HUD, if the Sorrower is a non-prof t entity. or iv. A HUD-approved collateral assignmen.t of any HAP contract. (g) For so long as the Mortigage Loan is outstanding, Borrower and Agency shall not fiirther amend the Deed Restrictions, witln the exceptian of cl�rical errors or administrative correction of non�substantive matters, without HUD's prior written consent. (h} Subj ect to the HUD Regulatory Agreement, the Agency z�.aay xequire the Barrower to indemnify and hold ihe Agency harml�ss �rom all loss, cost, damage and expense arising from az�y claixz� or proceeding instituted against Agency relafing to the subordination and covenants set forth in the Deed Restrictions, provided, ho�ever, that Borrower's oblzgatzon to indernnify and hold th� Agency harmless shalI be Ii�ited to available Surplus Cash and/or residual receipts of the Bozxower. (i) Intentionally D�ieted. [Sigrxatures Pages Follow,J HOM� DEVELOPEA RENTAL CONTRACT — EXHIBITS REV. 02/11/2021 Pafladium F�ain �treet, Ltd.— Palladivm Fain Street Apartments Page 52 BORROWER: PALLAD�UM FAIN STREET, LTD., a Texas limited partnership By: Palladiurn Fain Street GP, LLC, a Texas limited liability corn�a�ty, its genera� paxtner By: PalIadium Fain Street GP Mgr, �nc., a Te�as cor�aration, its co-manager By: Thomas E. Hufh, Pxesxdent STATE OF TEXAS § COUNTY OF TARRA.NT § This instrument was ackno�nr�edged before me on , 20_, by Tho�x�as E. Huth, President of Palladium Fain ,�treet GP Mgr. Inc, the Co-Manager of Palladium Fain Street GP, LLC , a Texas lizx�.ited lzabiliiy company, General Partner o� PaIladium Fain Street, Ltd. a Te�as limited partnership, on behalf of said company Nota�t-y Public, Sfate of Texas AGENCY: City of Fort Worth, a Texa,s hoxne z�ule municipality �� Fernando Costa, Assistant City Manager STATE OF TEXAS § COUNTY OF TAI2RANT § Thzs instrument •c�vas acknowledged before me on _, 20_ by Fernando Costa, Assistanf City Manager of the Ciiy of Fort Worth, a T�xas home rule municipality, on behalf of such znunicipaliiy. No�ary PubIic, State of Texas HOME DGVELOPER RENTAL CONTRACT —�XHIBITS REV. 42/11/202I Palladium Fain Street, L#d.— Palladium Fain Street Apartments Page 53 E�HISIT "M" VAWA FORMS PALLADIUM FAIN STREET APARTMENTS Notice of OccuPancy Rights u�der the Violence Against Women Act (Forna HUD-5380) Model Emexgency Transfer Plan for Victims of Domes#ic Vxolence, Dating Violence, Sexual Assault, or S�alkin� (Form HUll-5381) Emergency Transfer Request for Certain Victims of Domestic Violence, Dating Viole�ce, Se�uai Assauit, or Stalkang (Form HUD�5383} Certi�cation of Domestic Violence, Dating Violence, Sexual Assault, ar Stalking and Alternate Documentation (Form HUD-5382) Violence, Dating Violence or Sfalking Lease Addendum (Form HUD-91067) Where permitted by �eder�.� reguIations, DeveIo�er may use i�s own foxms so Iong as they meet the req�irernents of the VAWA and �ts accompanying reg�rlations. Developer is respo�sxble far ensuring that the proper forms and required actio�s are taken in compIiance with VAWA and any applicable regulations, anci acknowvledges that it is solely z-esponsible for using the appropriate forms as they rtxay lae changed fronn time to time. HOME DEV�LOPER RENTAL CONTRACT — EXHIBITS REV. 02/11/2021 �'alladiam Fain Street, Ltd.— Paltadium Fain Sfreet Apartmerrts Page 54 EXHXSXT ��1�" HOME REQUIREMENT� PALLADIUM FAIN STREET APARTMENTS Capitalized terms not defined herein shall have meanings as�igned to ihem in the Contract. Developer sha.11 ensure that the Property Manager receives a copy of the HOME Contract which enf'orces the H4ME ReguIations. Be�ow is an outline of the HOME Requirements that the Property Manager will be re�pansible for while managing the HOME Units in the pxoject. Some o�the Capitalized terms not defin�d herein shall have rneanings assigned them in the HOME Contract. i. Property Manager acknowledges thaf the project operates under the HOME Program's Section 504 xequirements. Accordingly, Property Manager shall exercise its commercially reasona�le efforts to take ihe following steps to: Comply witi� Section �04 requirements and other federal accessibility requixeznents. The project must contain 7' Accessible Units. Of these � must be accessi�le to individuals with mobility impairment, and 2 must be accessibl� to individuals wifh visual im�airments. 2. Property Manager wil� follow ihe procedures given by DeveIopex io xent HOME Units ta tenants who ha�ve incomes at or below 8U% AMT; provided however, ihe first tenant to accupy a High H�ME U�it, as defined in the HOME Contract, must lae a tenant whose annual income adjusted for family size doe� not exceed fi0% of AMI. 3. Property Manager must manage the HOME Un'rCs as set forth in the chart below to ensure fhat they ar� occu�ied by tenants ihat are ei�her High HOME Eligi�le Tenants or Low H�ME Eligible Tenants as de�cribed in the chart. Of the 6 HOME Units, 4 must be HIGH HOME Units and 2 must be L�W HOME Units. Th� Law�HOME U�its must be occupied by households earning ai or below �4% AML These very low-income tenants must occupy HOME Units at or belovv the Low HOME Rent. The mix of bedroom units for ihe HOME Unzts is sk�own on the chart below. The mix of beclrooms o� the HDME Units must be proportional to the overa�l bedroox�a zxaix o�al� the units in the project. Property Manager must manag� the HOME Units in accordance with the chart, the HOME Requizexnents and t�e guide�ines cantained in the Managing �tentc�l Unit Mrx Under HOME published by HUD ai: htt s://files.hudexchan e.infa/resources/documents/Mana in -Rental-Unit-Mix-Under�HOME. df. Proposed Units High HOME Un'rts (4 total)* Low HOME Units �� +��..nX I:�I��I�iff��MA'sl 64 ] -BR 3 ��SR 24 2-BR I 2-BR 1 1-BR 12-BR '�Tl�e H�ME TJnits may be designated as floating, if the HOME Units are com�arable to the non- assisfed units in fhe proj�ct. 4. Property Manager must noti�y Deve�oper in writing within 30 days i� any HOME Unit is occupied by a tenant who is not income eligible, or if any HOME Unit xemains vacant far rnore than 120 days. S. The HOME Units are floating. When a"floating" unit is changed within ihe project, the newly designated "floating" unii must be comparable ta the non�HOM� assisted units. HOME DEVELOPER AENTAL CONTRACT — EXHIBTTS REV. 02/11/2021 Palladinm Fain StreeE, Ltd.—Palladium Farn Street Apartments �'age 55 6. �roperty Manager must charge the appropriate High HOME and Low IIOME renfs ancl not charge rents in excess of the H4ME Program rents for any given year. These prograxxi xents change annually and City will provide Developer a�d Property Manager �ovith updated HOME rent limits so that rents may be adjusted (not to exceed the maxixxaux� HOME rent limits). For projects that have floating HOME Units, per HUD regulations, changes may need to be znade where instanc�s oftenant's income either rises abave ar falls below cer�ain thresholds. Property Manager should re�er to the M�naging Rental Unii Mix Uncler HOME �ou�d at https://files.hude�chan�e.info/resout•ces/dociunez�ts/Maxzagin�-Rental-Unit-Mix-Under- HOME.pdf for guidance. Properry Manager should retain necessary documentation to demonstrate that each HOME Unit is occupied by an i�come-eligible t�nant. General rental housing records rz�usi lae kept on-fil� for � years after the Affordability Pexiod, as defined in the HOME Contract, ends. 7. Before executing any �ease �or a HOME Unit, Property Manager rnust verify a11 new tenants' income eligibiliiy u,sing the a�nuaI income definition in 24 CFR 5.649. �ncome documentatzon must be suf�icient to show that a tenant is a HOME E�zgible Household. Tenant Documentation may include but is not limifed to copies of paychecks, Social Secwrity and disability verification Ietters, interest or rental incoxne statements, retirement income sfatements, child support a�d alimor�y verification, unemployment benef t letters, and ihe like for initial te�ant income eligibility verificatzoz�s, and the tenant income verification required evexy 6t�' year of the Af�ardability Period. Documentation for tenant income eligibility verifications for other than t�e initial lease and the 6t1� year of the Affordability Pexiod shall be a City approved income self-certification foxzn. Property Manager shall use the rnost current HUD Zncorne Guidelines and Technical Guidance for Deterz�ining Incame and Allowances to determine tenant eligzbility. 8. Property Mar�ager shall zxzazntain copies of Tenant Documentation and all tenant sel� certification forrns as required under the HOME Contract. 9. �xoperty Manager shall submit for City approval a sample tenant l�ase prior to accepting tenant applications. This sample lease �nust include: a. Tenant must be given ai least 30 days r�vritten notice before rent increases zx�ay be implemented, and 30 days written notice must be given notify'rng the tenani musi vacate the unzt. b. The lease tenn far a HOME Unit must be for at least 1 year, unless the tenant and Property Manager agree on a shorter tenn. c. Tenant rents may not increase �ziil the original lease expires, or until i year aru�iversary of tenant entering into the lease, whichever occurs f rst. d. HUD publishe� the H�GH and LOW HOME rents annually, and Property Maz�ager should use the numbers provided to calcula�e rents for the HOME Units. e. Maxirz�uzxz allowable HOME rents must be reduced if the tenant pays utilities. f. Tenant lease must inform ienant that iheir incorne will be reexarnined arui�ally, eiiher at the anniversary of the initial income verification, or at Iease renewal. g. Tenant lease must exp�icitly state that their rent may increase if the �enant zs placed in a HOME Unit and at the iime of inconae recertification, their income increases above the requixed thre�holds. 10. Rents charged to tenants ar� subject to ihe HOME Regulations ai 24 CFR 92.252 (a) and (b). Under no circumstanc�� may the naaximurn rental aYnounts charged to tenants of HOME Units exceed th� High Home Rent minus monthly alIowances for utilities and services (excluding telephone) established by HUD. Property Manager agrees to abide by HUD-approved schedules of HOME rent levels and local�y adopied utility allowances pubiished by the local hausing authority. Property Manager should keep records that ir�c�ude documentation to back up rent levels and utiIzty allowances. HOME DEVELOPER RENTAL CONTRACT — EXHTBTTS REV. 02/11/2021 Palladium Fain Street, Ltd.-- Palladium Fain Street Apartments Page 56 11. Prop�riy Manager fnust have a tenant selection policy which provides for: a. The selection o� tenants from a written waiting list in the chranolagical order o� their application, insofar as is practicable; b. The prompt wriiten notifcation ta any reject�d applicant providing �he grounds for such re�ection; an.d bx-ling�aal leasing and managem.en.t asszstance. c. Ensure thai holders o� rental assistance su�asidies (such as HUD's Housing Choice Voucher or similar subsidy} are not excluded fram renting a unit in the Required I�xapxovements. d. The tenant selection policy must address non-discrizx�.ination and affirmative marketing per �ederal g�idelines. e. Market accessible units i� the following order: 1. Market within the pxoperty to p�r�ons requiring an accessible u�nit. 2. Refexence waiting list to check for pexsons requiring accessible unit. 3. Market to general cozx�zx�unity for p�rsons requiring accessible unit. 4. Markei io persons that do not require accesszble unit. The tenant selection policy must address managing HOME Unit mix under HOME AeguIations. The tenant seleciion palicy must comply with state and lacal t�nant/landlord laws. Property Manager shall adopt affirmative marketing procedures and requirements for the HOME Units. The procedures a�d requireznents must include methods for inforzx�ing the public, owners and potentia,i tenants about fair housing laws and palicies so as to ensure ihat all individuals, wifhout regard for sex, age, race, colar, creed, naiionality, natio�al origin, religion, handicap status, disability, familial staius, sexual orientation, g�nder identity, gender expxession or transgender, are given az� equai opportunity to participate in the project. The procedures and requixexnents must also inciude the designaiion of an individual that will be responsible for marketing the projeci and estabiishing a clear application screening plan and the maintenance o� documentation and records io eviden.ce affirmative marketing procedures have been implemenied. City shall have no responsibility with regard io affirmative marketing of the proj ect. Afrf rmative markeiing proceduxes shall be submitted to City for approvaI pxior to implementaiion. 12. Property Manager shall ahide by all federal non�discrixxainaizon and fair ho�sing laws. 13. Pzoperty Manager understands a�d agrees that it �ovill be subject to monztoring by City for compliance with the HOME Regulations for the duration of �he 20-year Affordability Pexzocl.. Property Manager will provide reports and access to project files as xequested by City during the Affoxdabxlity Period and for � years after the end o� the Affordability Period, and will xneet a11 the reporting requirerxaents set ouf in the HOME Contract. These xequirements shaIl survive the early te�nination or expiration of the HOME Contxact. City shall have access at all reasonable haurs to the Property Manager's offices and records dealing with the HOME Units, and zts officers, directors, agents, emplayees, and contractors for the purpose of such monitoring. HOME D�VELOPER RENTAL CONTRACT — EXHIBITS ItEV. 02/ll/2U2] Palladinm Fain Street, Lfd.— Yalladiunra �'ain Street Apartmenfs Page 57 City of �ort Worth, ���Qf �f�d Texas Coun�il Conlr�unicatio� DATE: 09/15/20 M8RC FILE NUMBER: M&C 20-0658 LOG NAFWE: 'I9PALLAQIUM FAIiV S7R�ET APARTMENi'S SUBJECT (CD 4) Authorize Ci�ange in Use and �xpenditure of hIOME Investments Parinerships Prograrn Grant �'unds in tha Amount of $8QD,OD0.00 in tf�e Form of a Subordinate Laan for the Development of ti�e Palladiurr� Fain Stre�t Apartments Lacated at 400'! Fain Street, Aufhorize t�e �xecufion of Related Contracts, Authorize Substantial Amendrr��nis to the City' s 2016-209 7, 20'E 7-2018, and 201$-2019 Ac#ion Plans and Substitution of Funding Years, and Appro�e Wai�er of [nfrastructure P�an Re�iew Center Plan Review Fees RECOMMEI�DATION; It is recommended that the City CounciL 3. 4. 7. S. 9. Authorize a change in use and expenditure of $800,000.00 in HOME In�estments Partnerships Program grant funds forthe de�efapment of the Palladium Fain Sfre�t Apartments lacated at 4001 Fain Street, contingent u�on successf�al com}�letion of the federal public comment period; Autnonze the City Manager or his designee to execut� a contract with Palladium Fain Street, Ltd. for NOME Investments Partnerships Program grant funds in th� fotal amount of $80q000.00 in t�e form of a subordinate loan for the d�velopment for a two-year term beginning on the date of execution of the contrac#; Authorize the City Manager or his designee to execute alI other related contracts or documents necessary for lending actiuiti�s; Authorize fhe Ci#y Manager ar his designee to �xtend the cantract for fhe HOME ln�estmen#s Rarinerships Prograrrt grant funds for two one- year e3cter�sions if such extensions are necessary for completion of the projeci, and to �:xtend the other contracts for lending acti�ities as necessary for t�e development of the project; Aut�arize the City Manager or h�s designee to am�:nd the contracts if necessary to achieve project goals provided that the amendmenis are within the scope o#the project and in compliance with Cify policies and applicable �aws and regulaiions gov�rning the use of federal funcls; Authoriz� Substantial Amendmen#s to the City's 2016-2047, 20� 7-2018, and 2�9 8-2019 Action Plans; contingent �pon successful completion of the federa[ public comment periods; Authorize the subsfitu#ion af current and prior tunding years in order to meet commitment, disbursement and expendiiure deadlines for grant f�nds from ihe United States bepartment of Housing and Urban Develapment; Appro�e the waiver of Infrastruciure Plan Review Center pfan re�iew fees estimatecE at $2,184.00; and, Find that the waiver of such fees serves to carry out the puE�lic purpose of pro�iding quality, accessible, afFordable housing for low- ar�d mederafe-income households, and thai adequate controls are in place to carry out such pubfic p�rpose. DISCUSSION: On February 20, 2020, the Ciiy Counci! appro�ed Resolutian I�o. 59 90-02�2020 supporting the application of Pal[adium Fain Streef, Ltd. ta tne Texas Department of Housing and Cammunity Affairs {iDHCA} far 2020 Compe#itive {9%) Housing Tax Credits for the de�elopment of the PaEfadium Fain Street Apartments, a new 90-unit mixed income rr►uftifami]y complex loca#ed af 4p01 Fain Street {M&C 20-0083). The de�elopment recei�ed an awarc! of tax credits from TDHCA in July 2020. The Neighborhood Services Department issued a Natice pf Funding Availability (2020 NOFA} forthe deve[opment or rehabilitat�on of affordable housing. The Community Deve]opment Council at its May 6, 2020 meeting approved staff's recommendation of an award of $8Q0,000.00 of Community Deveiopment Block Grant (CbBG) funds to Palladium Fain Street, L#d, (Palladium) fior tha de�elopment of the Palladium Fai� Street Apartments. On August 4, 2020, the City Council approved the City's 2�2Q-2021 Action I�lan for submission to the United Sfaies Department af Housing and Urban Developmen# {HUDj, wf�ich included CDBG funds for the development. Due to CDBG regulatory constraints, the City now needs to substitute MOME [n�estment Parinerships Program {H�M�} funds forthe CDBG funds awarded ta Palladium. Of the $80�,000.00 in HOME funds needed, �244,QOO.Op will come from unprogrammed HOME funds. Previously $556,000.00 in HOME funds had been dedicated to t�e rehabilitation of the Manitoba Apartments. Howe�er, t�ese funds were not used, sa they are a�aiEable for the Palladium Fain Street Apartm�nts. Staff recommends execution of a contract with I'alladium Fain Street, Ltd. for a subordinate loan of HOME funds in the arnount of $S�D,000.00 based on t�e tollowing terms and conditions: Loan 7erms: 1. Loan ierm to commence on execution of the laan documenfs and matures upon payment in full of t�e first lien loan (c�rrently a HUD-fnsured 221 {d)(4) loan with a term of 40 years after construction period). The WOM� Loan wil� nof be paid before the 221(d)(4} loan is paid; 2. Interesi rafe of one percent. Annual payments of principa! and interest fo commence 12 months after conversion (or wY�en full payments of principal and interest commence on the 221(cE)(4) loan); 3. Repayrr�ent of HOME funds to be made from 50% of Surplus Cash as defined in the first lien loan documents based on a 40-year amortization scF�edule: 4. Designate HOME-assisted units according to tha HOME regulations with a 20-year AfFordability Period; and 5. Payment of fhe HOME funds and performance of the HOME requirements to be secured 6y a Deed of Trust and HOME Deed Restrictions through the AfiFordability Period. Deect of irust to cantinue to secure paymenf fhraughout the remaining loan term afier the expirafion of the Affordability Period. This expendifure of HOME funds is conditioned upon the followina• 1. Satisfactory und�rwriting in accordance with HUD guidance for use af HOME funds and City policies; 2. Compfiance with all HOME requirements contained in 24 CFR Part 92 et seg; 3. Equiiy, construction and permanenf financin� acceptable #o City; 4. Satisfactory completion of 24 CF'R Part 58 environrr�ental review; 5. Receipt of authorization to use grani funds fram HUD; and 6. Cfosing on equity and all other financing for the developmen#. Fee Wai�ers: After consultation with the De�efo�rn�nt Seivices DeparErnent, stafF requests the waiver of Infrastructure Plan Re�iew Center (IPRC} plan review fees, estimated at $2,184A0. Palladium previously recei�ed othar fee waivers but waiver of these specific fees was not induded (M&C 2p-0083). The wai�er of the iPRC fees wilf assist in facilitating the gaals of the City's Comprehensive Plan and Annual Action Plan. Adequate controls will be in pface to ensure the benefiit to fhe puE�iic of providing quali#y, accessible, affardable housing to low- and moderate-income City citizens throug� the City's HOME confract with Palfadi�m and secured by the beed of Trust and ofher loan documents to be filed of record on t�e development's proper[y for the City's HOME loan, as w�ll as the Land Use �2estriction Agreement to be fled by TbHCA which secures the requirements af the tax credit award. The Action Plan funding years selected may vary and be s�bsfituted in order to expend oldest granf funds first. A pub�ic notice was published on August 23, 2020 in the Fort Worth Star Telegram informing the p�hlic about the change in use of HOM� funds and the sudstitution of HOME funds for the $800,000.00 af CpBG funds origina�fy awarded for the Palladium Fain Street Apartments. A public comment period was held from August 24, 2020 fo Se}atemE�er 22, 2020. Any comments are maintained by the Neighborhaod Services aeparErr3ent. The project is focated in Council D�stri�t 4, Mapsco Gr�d: S4iV. FiSCAL INFORfUiATf01� 1 CERTIFICATfON: 7he Direc#or of Finance certifies that funds are available in the current operating budget, as previously appropriated, in the Grants Operating Federal Fund to support the approval of ihe above recommendations and award of fhe contracts. Prior to an expendiiure being incurred, the Neighborhood Services Depariment has the r�sponsibifity to �alidate the availability of funds. This is a reimbursement grant. Submitted for Ci Mar�a er's OfiFce b: Fernando Costa 6122 Orginating Business Unit Fiead; VictorTumer 8987 Add�tional Information Contact: Chac! LaRoque 266'1