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HomeMy WebLinkAboutResolution Fort Worth Housing Finance Corporation (FWHFC) FWHFC-2019-01RESOLUTION NO. FWHFC-2019-01 FORT WORTH HOUSING FINANCE CORPORATION A RESOLUTION APPROVING A SUBORDINATE LOAN TO COLUMBIA RENAISSANCE SQUARE II, L.P. FOR THE DEVELOPMENT OF THE COLUMBIA RENAISSANCE SQUARE II SENIOR APARTMENTS LOCATED AT 2801 MORESBY STREET WHEREAS, the City Council of the City of Fort Worth ("City") has adopted development and revitalization of the City's neighborhoods and affordable housing stock as a strategic goal, and City citizens and the City Council have determined that quality accessible affordable housing is needed for moderate, low and very low-income City citizens; WHEREAS, the City Council created the Fort Worth Housing Finance Corporation (the "Corporation") in 1979 pursuant to the Texas Housing Finance Corporations Act, Chapter 394 of the Texas Local Government Code, to facilitate neighborhood revitalization and housing initiatives in the City, including but not limited to issuing tax exempt bonds, developing, rehabilitating and promoting housing, and assisting low to moderate income City citizens in acquiring quality, accessible, affordable housing through lending and construction activities; WHEREAS, the Corporation seeks to promote neighborhood revitalization and homeownership and foster the development of reasonably priced quality housing throughout the City by developing partnerships among the City, the Corporation, local governments, lenders, private industry and neighborhood -based nonprofit housing organizations; WHEREAS, the City receives a grant of HOME Investment Partnerships Program ("HOME") grant funds from the United States Department of Housing and Urban Development ("HUD") with which it funds eligible affordable housing activities (the "HOME Program"), and HUD requires the City to match 25% of the HOME funds it receives each program year from non-federal sources used for qualified housing projects ("HOME Match"); WHEREAS, on February 17, 2015, the City Council approved Resolution No. 4413-02- 2015 supporting the application of Columbia Renaissance Square I, L.P. ("Columbia I LP") to the Texas Department of Housing and Community Affairs ("TDHCA") for 2015 Competitive (9%) Housing Tax Credits for the development of the Columbia at Renaissance Square, a new 140-unit mixed income multifamily complex (the "multifamily project") located at 3801 W.G. Daniels Drive in the Berry Hill -Mason Heights Neighborhood Empowerment Zone and confirmed its prior approval of $1,200,000.00 of HOME funds in local development funding for the multifamily project (M&C C-27195); WHEREAS, on July 30, 2015, the multifamily project received an award of 2015 Competitive (9%) Housing Tax Credits from TDHCA; and RESOLUTION NO. FWHFC-2019-01 PAGE 2 WHEREAS, on April 5, 2016, the Board of the Corporation (the "Board"). approved and accepted a loan agreement with Columbia I LP for a subordinate loan of $700,000.00 for the multifamily project; WHEREAS, on August 1, 2017, the City Council approved a commitment of $835,720.00 of HOME funds for gap financing for the next phase of the development, a senior affordable project (M&C G-19056); WHEREAS, on February 13, 2018, the City Council approved Resolution No. 4906-02- 2018 supporting the application of Columbia Renaissance Square II, L.P. ("Columbia II LP") to TDHCA for 2018 Competitive (9%) Housing Tax Credits for the development of the Columbia Renaissance Square II Senior apartments, a new 120-unit mixed income senior multifamily complex (the "senior project") located at 2801 Moresby (M&C G-19229); WHEREAS, in July 2018, the senior project received an award of 2018 Competitive (9%) Housing Tax Credits from TDHCA; WHEREAS, Columbia II LP has applied to the Corporation for a subordinate loan of $700,000.00 for gap financing for the senior project; WHEREAS, City staff will recommend that the City Council increase the commitment of HOME funds to $1,800,000.00 for gap financing for the senior project; and WHEREAS, the Board desires to approve and accept a loan agreement with Columbia Renaissance Square II, L.P. for a subordinate loan of $700,000.00, subject to availability of funds, to develop the Columbia Renaissance Square Senior, a new affordable senior multifamily rental housing development, and also desires to approve the use of the Corporation's loan by the City as HOME Match. NOW THEREFORE, BE IT RESOLVED BY THE BOARD OF DIRECTORS OF THE FORT WORTH HOUSING FINANCE CORPORATION: 1. THAT the Board authorizes the execution and delivery of a loan agreement (the "Loan Agreement") by and between the Corporation and Columbia Renaissance Square II, L. P. for a subordinate loan in the amount of $700,000.00, subject to availability of funds, to construct the Columbia Renaissance Square II Senior apartments, a new 120-unit affordable mixed income senior multifamily rental property located at 2801Moresby Street, Fort Worth TX 76105 (the "Loan") on the terms set forth on Attachment I. 2. THAT Fernando Costa, General Manager of the Corporation, or Aubrey Thagard, Assistant General Manager of the Corporation, or their duly appointed successors, are each authorized to execute and deliver the Loan Agreement for and on behalf of the Corporation along with any related documents or agreements necessary to implement the Loan Agreement or the Loan, and each is authorized to extend, modify and amend the Loan Agreement, the terms of the Loan or the terms of any related documents or agreements, provided any such extensions, modifications and amendments are within the RESOLUTION NO. FWHFC-2019-01 PAGE 3 scope of the project, and in conformance with the goals and purposes of the Corporation, as may be amended from time to time. 3. THAT the Board authorizes the City to use the Loan as HOME Match in accordance with the HOME regulations. 4. THAT this Resolution takes effect from the date of its adoption. AND IT IS SO RESOLVED. Adopted April 2, 2019. FORT WORWHOUSING FINANCE CORPORATION Allen RESOLUTION NO. FWHFC-2019-01 PAGE 4 ATTACHMENT I Loan Terms Lender: Fort Worth Housing Finance Corporation Borrower: Columbia Renaissance Square II, L.P. Project: Columbia Renaissance Square II Senior Apartments Location: 2801 Moresby Street, Fort Worth TX 76105 Loan Amount: $700,000.00 Origination Fee: 1% payable at closing Interest Rate: Equivalent to 1" lien construction loan interest rate during construction period. 2% after stabilization/conversion Amortization: 35 years Loan Term: Begins on date loan documents are executed (estimated 24-30 months for construction). Matures 15 years from stabilization/conversion but no later than 60 days after maturity date of first lien permanent loan Lien Priority: Subordinate only to first lien construction/permanent loan or other commercial or government construction/permanent loans, or otherwise as acceptable to FWHFC subject to underwriting and cash flow analysis Payments: Interest only payments made quarterly during construction period. Equal annual payments of P & I after stabilization /conversion out of net cash flow Loan Documents: Loan Agreement, Promissory Note, Deed of Trust, and Guaranty (if applicable) General Contractor: TBD; acceptable to first lien construction lender and FWHFC Guarantor: TBD, acceptable to FWHFC. Payment and completion guarantees in form and substance acceptable to FWHFC during construction period Recourse: Non -recourse as to Borrower Financing: First lien construction loan $15,866,149 (estimated) First lien permanent loan $5,425,000 (estimated) Award of 9% tax credits from TDHCA $14,098,590 (estimated) HOME Loan $1,800,000.00 FWHFC Loan $700,000.00 Other Conditions: Pay all costs of Loan closing including Lender attorney fees Provide lender's title policy Acceptable environmental remediation, if required All financing acceptable to Lender Lien priority acceptable to Lender Approval of final construction plans for project RESOLUTION NO. FWHFC-2019-01 PAGE 5 Survey acceptable to Lender Appraisal acceptable to Lender P & P bond or LOC or satisfactory equivalent from General Contractor Receipt of all required governmental approvals Approval of current financial statements from Guarantor Approval of final project budget Borrower counsel opinion in form and content satisfactory to Lender