Loading...
HomeMy WebLinkAboutContract 24177 NO STATE OF TEXAS COUNTY OF TARRANT § THIS contract is made and entered into by and between the City of Fort Worth("City"), acting and through Ramon GuaJardo, its duly authorized Assistant City Manager, and FWEDC ("Contractor"), by and through Danny Coleman, its duly authorized President. Contractor's business address is 100 East 15" Street, Suite 500-136, Fort Worth, Texas 76102. WHEREAS, the City of Fort Worth has been notified that it will receive Section 108 Loan funds from the United States Department of Housing and Urban Development("HUD"); and, WHEREAS,the primary purpose of the Section 108 Loan Program is to provide low-interest loans to businesses which employ low and moderate income citizens of Fort Worth; and, WHEREAS,the citizens of Fort Worth,the Community Development Council, and the City Council of Fort Worth have determined that Economic Development Programs are needed by low and moderate income citizens of Fort Worth; NOW, THEREFORE, THIS AGREEMENT FURTHER WITNESSETH: THAT, the parties covenant and agree as follows: 1. SCOPE OF SERVICES a. Contractor will deliver loan origination services to citizens of the City of Fort Worth under the program name Mercado Fort Worth Program("Program"), from I July 1998 to 30 June 2001 in accordance with applicable laws and special conditions set forth in the contract for loan guarantee assistance between HUD and the city. b. Contractor will provide loan portfolio management services for a period equal to the life of the loans completed under this program and comply with the contract for loan guarantee assistance in Attachment IV. c. Contractor will perform job tracking services related to this program following job tracking procedures outlined in Attachment 111. & Contractor agrees to meet the National Objective of activities that will benefit low and moderate income individuals through job creation/retention or area benefit and to maintain full documentation supporting fulfillment of the National objective in its files. e. City will monitor the performance of the Contractor against the goals and performance standards required herein. Substandard performance as determined by City will constitute non-compliance with this Agreement. If action to correct such substandard performance is not taken by Contractor within thirty (30) days after being notified in writing by City, contract suspension of termination procedures will be initiated. 2. PAYMENT a. The contractor is required to collect a $250.00 loan application fee from the borrower prior to consideration of loan application. b. City will reimburse Contractor for customary office costs, such as staff time, obtaining financial reports,and filing fees in an amount up to$10,000 on a$250.00 per loan application basis. Payment will be processed by City following receipt from Contractor of the Sub- Grantee's Request For Funds (Attachment I &11). c. Contractor agrees to keep all Section 108 monies, received in the form of loan repayments, on hand in interest bearing accounts. All interest earned shall be reported to City on a monthly basis, at the same time as submission of monthly report following the end of the contract month during which the interest was earned. These amounts must be reported on the monthly financial statements filed pursuant to this contract. d. Repayment of Section 108 proceeds to the City shall be made on a quarterly basis. Contractor will not commingle Section 108 or CDBG monies with any other funds in any manner that would prevent City from readily identifying program expenditures for operation of the Program. e. The City acknowledges that the Contractor will assess a one and one-half percent(1.5%)loan processing fee and other fees such as appraisal, title insurance,etc.,to the borrower upon loan approval. This fee may be collected at the time of the closing or added to the total loan amount, at the option of the borrower. f. The Contractor will also assess a one-half percent (0.5%) loan servicing charge to all approved borrowers monthly, based on outstanding loan balances. 3. UNIFORM ADMINISTRATIVE REQUIREMENTS AND PROGRAM MANAGEMENT STANDARDS a. Financial Management i. Accounting Standards The contractor agrees to comply with OMB Circular A-110 and agrees to adhere to the accounting principles and procedures required therein, utilize adequate internal controls, and maintain necessary source documentation for all costs incurred. ii. Cost Principles Contractor shall administer the Program in conformance with OMB Circular A-122,"Cost Principles for Non-Profit Organizations"and attachments and revisions thereto,regarding principles for determining,cost for the Program. b. Documentation and Record Keeping i. Requirement Contractor Shall maintain all records pertinent to the activities to be funded under this Agreement required by HUD regulations specified in 24 CFR 570,506. In addition, Contractor agrees to keep records to fully document all expenditures charged to the Section 108 program. The documentation must support the arnownts -charged to Program and demonstrate that the expenditures were appropriate to the stated goals of the Program and allowable under applicable federal, state and City guidelines. ii. Retention (1) All records pertaining to Program shall be retained for five (5) years following the date of termination of this contract. Contractor may destroy Program records at the end of this five (5)year period if no outstanding audit finding exists. (2) Contractor will retain Program loan records until five (5) year after the expiration of the loan. iii. Property Records The Contractor shall maintain real property inventory records which clearly identify properties purchased, improved, or sold. Properties retained shall meet eligibility criteria and shall conform with 24 CFR 570.505. iv. Close Outs The Contractor's obligation to the City shall not end until all close-out requirements are completed. Activities during this close-out period shall include, but are not limited to: making final payments, disposing of program assets (including the return of all unused materials, equipment, unspent cash advances, program income balances, and accounts receivable to City), and determining the custodianship of records. v. Audits and Inspections (1) City, HUD, and the United States Comptroller General, or their representatives, shall have access to any books, documents, records and papers relating to the operations of Contractor under this Agreement for the purpose of audit, examination, exception and exception at all reasonable hours at all offices of Contractor. (2) For all contracts in the amount of$300,000 or more, Contractor must submit to City an annual audit prepared in accordance with 24 CFR Sections 570.502 - 570.503 generally,with specific reference to OMB Circulars (with attachments) A-122 and A-133 as appropriate. The audit may cover either Contractor's fiscal year during which this contract is in force or cover the period of this contract. The audit must be prepared by an independent certified public accountant, be completed within twelve(12)months following the end of the period being audited and be submitted to City within thirty (30) days of its completion. (3) City reserves the right to perform an audit of Contractor's program operations and finances at any time during the to of this contract, if City determines that such audit is necessary for City's compliance with OMB Circular A-128. Contractor agrees to allow access to all pertinent materials. If such audit reveals a questioned practice or expenditure, such questions must be resolved within fifteen (15) days after notice to Contractor. If questions are not resolved within this period, City reserves the right to withhold further funding under this and/or future contract(s). (4) If as a result of any audit it is detennined that Contractor has misused, misapplied 3 or misappropriated all or any part of the grant funds described herein, Contractor agrees to reimburse the (City the atmount,of such monies so misused,misapplied --or misappropriated; plus the amount of any sanction, penalty or other charge levied against City because of such misuse, misapplication or misappropriation. 4. REPORTING PROCEDURES a. Program Income Contractor agrees that all program income from operation of the Program shall be reported to the City on a monthly basis and remitted to the City on at least a quarterly basis. b. Progress Reports i. Compliance The Contractor shall comply with City policy concerning the purchase of equipment and shall maintain inventory records of all non-expendable personal property, as defined by such policy,procured with funds provided herein. ii. OMB Standards The contractor shall procure all materials,property,or services in accordance with the requirements of OMB Circular A-110,Procurement Standards,and shall subsequently comply with Attachment N,Property Management Standards as modified by 24 CFR 570.502(b)(6), covering utilization and disposal of property. 5. REVERSION OF ASSETS Contractor agrees to return to City any Section 108 funds remaining on hand at the end of the Contract. 6. APPLICABLE LAWS a. Federal Contractor agrees to comply with the following laws and the regulations issued thereunder as they are currently written or are hereafter amended during performance of this contract: • Title VI of the Civil Rights Act of 1964 (42 USC 2000d et seq) • Title VIII of the Civil Rights Act of 1968 (42 USC 3601 et seq) • Executive Orders 11063, 11246, as amended by 11375 and as supplemented by Department of Labor regulations (41 CFR, Part 60) • Section 504 of the Rehabilitation Act of 1973 (29 USC 794) • The Immigration Reform and Control Act of 1986 (Pub. L 99-603, 100 Stat. 33159, as amended), specifically including the provisions requiring employer verification of the legal status of its employees • The Housing and Community Development Act of 1987 (Pub. L. 100-242, 101 Stat. 1815, as amended) • The Americans with Disabilities Act of 1990 (42 USC 12101 et seq) b. Other Laws] 4 Contractor covenants and agrees that its officers, members, agents, employees,program participants and subcontractors shall abide by and comply with all other laws, federal, state and local,relevant to the performance of this contract,including all ordinances,rules and regulations of the City of Fort Worth and the Housing and Community Development Act of 1974(Pub. L. 93-383, 885 Stat. 633,), as amended, and all regulations pertaining thereto. Contractor further promises and agrees that it has read, and is familiar with,terms and conditions of the Section 108 Loan Program under which funds are granted and that it will fully comply with same. It is agreed and under-stood that,if City calls the attention of Contractor to any-such violation of the part of Contract or any of its officers,members, agents, employees, program participants or subcontractors, then Contractor shall immediately desist from and correct such violations. 7. NONDISCRIMINATION a. Contractor,in the execution, performance or attempted performance of this contract and agreement,will not unlawfully discriminate against any person or persons because of sex, race, religion, age, disability, color or national origin, nor will contractor permit its offices, members agents, employees, subcontractors or program participants to engage in such discrimination. b. In accordance with the policy of the Executive branch of the federal government, Contractor covenants that neither it nor any of its officers, members, agents, employees, program participants or subcontractors,while engaged in performing this contract, shall, in connection with the employment, advancement or discharge of employees or in connection with the employment, advancement or discharge of employees or in connection with the terms, conditions or privileges of their employment, discriminate against persons because of their age except on the basis of bona fide occupational qualification, retirement plan or statutory requirement. c. Contractor further covenants that neither it nor its officers, members, agents, employees, subcontractors, program participants, or persons acting on their behalf, shall specify, in solicitations of advertisements employees to work on this contract, a maximum age limit for such employment unless the specified maximum age limit is based upon a bona fide occupational qualification, retirement plan or statutory requirement. d. In accordance with the provisions of the Americans With Disabilities Act of 1990 ("ADA"), Contractor wan-ants that it and any and all of its subcontractors will not unlawfully discriminate on the basis of disability in the provision of services to the general public, nor in the availability, terms and/or conditions of employment for z:1 applicants for employment with Contractor, or employees of Contractor or any of its subcontractors. Contractor warrants it will fully comply with AD A's provisions and any other applicable federal state and local laws concerning disability and will defend, indemnify and hold City harmless against any claims or allegations asserted by third parties or subcontractors against City arising out of Contractor's alleged failure to comply with the above-referenced laws concerning disability discrimination in the performance of this agreement. e. This agreement is made and entered into with reference specifically to the ordinances 5 codified at Chapter 17, Article 111, Division 3 ("Discrimination in Employment Practices ), of the City Code of the City of Fort Worth, and Contractor hereby covenants and agrees that Contractor, its officers, members, agents, employees and subcontractors, have fully complied with all provisions of same and that no employee, employee- applicant or program participant has been discriminated against by the terms of such ordinances by either the Contractor or its officers, members, agents, employees or subcontractors. 8. PROHIBITION AGAINST INTEREST a. No member, officer or employee of City or its designees or agents; no members of the governing body of the locality in which the Program is situated; and no other public official of such locality or localities, who exercises any functions or responsibilities with respect to the Program funded hereunder during his or her tenure of for one year thereafter, shall have any interest, direct or indirect, in any contract or subcontract, or the proceeds thereof, for work to be performed hereunder. Contractor shall incorporate, or cause to be incorporated, like language prohibiting such interest in all contracts and subcontracts hereunder. b. No member, officer, employee, or program participant of Contractor or its subcontractors shall have a financial interest, direct or indirect, in this contract or the monies transferred hereunder or be financially interested, directly or indirectly, in the sale to Contractor of any land, materials, supplies or services purchased with any funds transferred hereunder, except on behalf of Contractor, as an officer, employee, member or program participant. Any willful violation of the paragraph with the knowledge, expressed or implied, of Contractor or its subcontractors shall render this contract voidable by the City of Fort Worth. 9. MINORITY AND WOMEN BUSINESS ENTERPRISE COMMITMENT Contractor agrees to abide by the City of Fort Worth's policy to involve disadvantaged business enterprises (M/WBEs) in all phases its procurement practices and to provide them an equal opportunity to compete for contracts for construction provision of professional services,purchase of equipment and supplies and provision of other services required by City. 10. NON-ASSIGNMENT Contractor will not assign any or all of its rights or responsibilities under this contract without the prior written approval of City. Any purported assignment without such approval will be a breach of this contract and void in all respects. IL INDEPENDENT CONTRA CTOR a. Contractor shall operate hereunder as an independent contractor and not as an officer, agent, servant or employee of City. Contractor shall have exclusive control of, and the exclusive right to control, the details of the work and services performed hereunder, and all persons performing same, and shall be solely responsible for the acts and omissions of its officers, members, agents, sear ts, employees, subcontractors, program 6 participants, licensees or invitee. The doctrine of respondeat superior shall not apply as between City Contractor, its officer, members agents, servants, employees, subcontractors, program participants, licensees or invitees, and nothing herein shall be construed as creating a partnership or joint enterprise between City and Contractor. It is expressly understood and agreed that no officer,member,agent, employee, subcontractor, licensee,or invitee of the Contractor,nor any program participant hereunder, is in the paid service of City and that City does-not have the legal right to control the details of the task performed hereunder by Contractor, its officers, members, agents, employees, subcontractors, program participants, licensees or invitees. b. City shall in no way nor under any circumstances be responsible for any property belonging to Contractor, its officers, members, agents, employees, subcontractors, program participants, licensees or invitees,which may be lost, stolen, destroyed or in any way damaged; and Contractor hereby indemnifies and holds harmless City and its officers, agents, and employees from and against any and all claims or suites. 12. INSURANCE AND BONDING a. Contractor covenants and agrees to indemnify, hold harmless and defend, at its own expense, City and its officers, agents, servants and employees from and against any and all claims or suits for property loss or damage and/or personal injury, including death, to any and all persons,of whatsoever kinds or character,whether real or asserted, arising out of or in connection with execution, performance, attempted performance or nonperformance of this contract and agreement and/or the operations, activities and services of the Program described herein, whether or not caused, in whole or in part,by alleged negligence of officers, agents, servants, employees, contractors or subcontractors of City; and Contractor hereby assumes all liability and responsibility of City and its officers, agents, servants, and employees for any and all claims or suits for property loss or damage and/or personal injury, including death, to any and all persons, of whatsoever kinds or character, whether real or asserted, arising out of or in connection with the execution,performance, attempted performance or non-performance of this contract and agreement and/of the operations, activities and services of the programs described herein, whether or not caused in whole- or in part, by alleged negligence of officers, agents, servants, employees, contractors, or subcontractors of City. Contractor likewise covenants and agrees to and does hereby indemnify and hold harmless City from and against any and all injury, damage or destruction of property of City, arising out of or in connection with all acts or omissions of Contractor, its officers, members, agents, employees, subcontractors, invitees, licensees. or program participants, or caused, in whole or in part, by alleged negligence of officers, agents, servants, employees, contractors or subcontrators of City. b. Contractor will maintain a blanket fidelity coverage in the form of an insurance bond in the amount of$100,000,to insure against loss from the fraud, theft or dishonesty of any of contractor's officers, agents trustees, directors or employees. The proceeds of such bond shall be used to reimburse City for any and all loss of Section 108 monies occasioned by such misconduct. To effecuate such reimbursement, such bond shall 7 include a rider stating that reimbursement for any loss or losses thereunder shall be made directly to City for the uses and benefit of Contractor. c. In the case of loan default(s)in this program on loans approved by the Contractor,neither the Contractor nor the Contractor's agents or officers shall be held financially responsible for losses sustained by the City in this program; unless the defaults are a result of willful misconduct or gross negligence on the part of the Contractor, its agents, officers, or employees. d. Contractor shall furnish a certificate of insurance as proof that it has secured and paid for policies of public liability and automobile liability insurance covering risks incident to or in connection with the execution,performance,attempted performance or nonperformance of this contract and agreement. e. The amounts of such insurance shall not be less than the maximum liability which can be imposed on City under the laws of the State of Texas. Contractor understands and agrees that such insurance amounts may be revised upward at City's option and that Contractor shall revise such amounts within thirty (30) days following notice to Contractor of such requirements. f. Contractor will submit documentation to City that it has obtained insurance coverage and has executed bond as required in this contract within thirty (30) days of the executing of this contract and prior to payment of any monies hereunder. g. Contractor shall furnish proof that it has secured and paid for workers compensation insurance and commercial general liability insurance. Requirements under this section are subject to change upon thirty(3 0) day notice by the City. 13. WAIVER OF IMMUNITY If Contractor, as a charitable or nonprofit organization, has or claims an immunity or exemption(statutory or otherwise) from and against liability for damages or injury, including death, to persons or property; Contractor hereby expressly waivers its rights to plead defensively such immunity or exemption as against City. This section shall not be construed to affect a governmental entity's immunities under constitutional, statutory or common law. 14. TERMINATION a. In addition to, and not in substitution for, other provisions of this Agreement regarding the provision of public services with Section 108 funds,pursuant to Title I of the Housing and community Development Act of 1974, as amended, it is expressly understood and agreed by and between the parties hereto that this agreement is wholly conditioned upon the actual receipt by City of Federal Section 108 funds; that all monies distributed to contractor hereunder shall be exclusively from Federal monies received under said grant and not from any monies of City; and that if such funds under said grant are not timely forthcoming, in whole or in part City may, at its sole discretion, terminate this contract and agreement and City shall not be liable for payment for any work or services performed by Contractor under or in connection with this contract. b. City may terminate this contract whenever such termination is determined to be in the best interest of City, in event of Contractor's default, inability or failure to perform or to 8 comply with any of the terms herein, or for other good cause. The parties acknowledge that Section 108 funds paid hereunder are intended to provide only partial funding for Contractor's program operations. If non-CDBG funds included in the Operation Budget are not forthcoming to Contractor during the contract term, City may terminate this contract. c. Termination will be effected by written notice to Contractor, specifying the portions of the contract affected and the effective date of termination. Upon Contractor's receipt of such termination notice, Contractor will: • Stop work under the contract on the date and to the extent specified by City; • Cease expenditures of Section 108 monies, except as necessary for completion of the portions of the contract not terminated; and • Terminate all orders and contracts to the extent that they relate to terminated portions of the contract. d. Contractor will return to City any unused monies previously advanced to City under this contract within thirty (30) days of the effective date of contract termination. City will have not responsibility or liability for Contractor's expenditures or actions occurring after the effective date of contract termination. 15. CERTIFICATE REGARDING LOBBYING a. The undersigned representative of Contractor hereby certifies,to the best of big or her her knowledge and belief,that:No federal appropriated funds have been paid of will be paid,by or on behalf of Contractor, to any person for influencing or attempting to influence an officer or employee of any agency, a member of Congress, an officer or employee of Congress or an employee of a member of Congress in connection with the awarding of any federal contract, the making of any federal grant, the making of any federal loan, the entering into of any cooperative agreement and the extension, contiutation, renewal, amendment, or modification of any federal of any federal contract, grant, loan or cooperative agreement. Contractor shall require that the language of this certification be included in all subcontracts or agreement involving the expenditure of federal funds. b. If any funds other than federal appropriated funds have been paid or will be paid to any person for influencing or attempting to influence an officer or employee of any agency, a member of Congress, an officer or employee of Congress, or an employee of a member of Congress in connection with this federal contract, grant loan or cooperative agreement, Contractor shall complete and submit Standard Form-LLL, "Disclosure Form to Report Lobbying," in accordance with its instructions, 16, MISCELLANEOUS PROVISIONS a. All terms of this contract shall apply to any and all subcontractors of Contractor who are in any way paid with Section 108 funds or who perform any work in connection with Contractor's program. b. The provisions of this agreement are severable, and, if for any reason a clause, sentence, paragraph or other part of this agreement shall be determined to be invalid by a court or 9 federal or state agency, board of commission having jurisdiction over the subject matter thereof, such invalidity shall riot affect other provisions which car.be given effect without the invalid provision. c. The failure of the City to insist upon the performance of any term or provision of this agreement or to exercise any right herein conferred shall not be construed as a waiver or relinquishment to any extent of City's right to assert or rely upon any such term or right on any future occasion. d. Should any action,whether real or asserted, at law or in equity, arise out of the execution, performance, attempted performance or nonperformance of this contract and agreement, venue for said action shall lie in Tarrant County, Texas. e. This written instrument-and the exhibits attached hereto, which are incorporated by reference and made a part of this contract for all purposes, constitute the entire agreement between the parties hereto concerning the work and services to be performed hereunder, and any prior or contemporaneous,oral or written agreement which purports to vary from the terms hereof shall be void. Any amendments to the terms of this contract must be in writing and must be approved by each part to this contract. 10 IN WITNESS WHEREOF, the parties hereto I,#ve executed four copies this contract in Fort Worth,' , m 7 day of � , Y�'ortIl Tarrant County, t exas this A. D. 1998. CITY OF FORT WORTH FORT WORTH ECONOMIC DEVELOPMENT CORPORATION By: y f . Ramon Guajardo Danny eman Assistant City Manager President APPROVED AS TO FO"AND LEGALITY: Assistant City Attorney Contract Authorization(M&C Number) 0 t Date Date ATTEST: City Secretary Ii STATE OF TEXAS COUNTY OF TARRANT BEFORE ME, the undersigned authority, a Notary Public in and for the State of Texas, on this day personally appeared Ramon Guajardo,know to me to be the person whose name is subscribed to the foregoing instrument and acknowledged to me that the same was the act of the City of Fort Worth and that he executed the same as the act of City of Fort For the purposes and consideration therein expressed and in the capacity therein stated. GIVEN UNDER MY HAND AND SEAL OF OFFICE this day of".1 A. D. 1998. A Notary Public in and for the State of Texas SARAH JANE ODLE NOT PUBLIC State of Texas Comm Exp,01-29-2002 STATE OF TEXAS COUNTY OF TARRANT BEFORE ME,the undersigned authority, a Notary Public in and for the State of Texas, on this day personally appeared Mr. Danny Coleman, known to me to be the person whose name is subscribed to the foregoing instrument, and acknowledged to me that he executed the same for the purposes and consideration therein expressed, as the act and deed for Fort Worth Economic Development Corporation and in the capacity therein stated as its duly authorized officer or representative. GIVEN UNDER MY HAND AND SEAL OF OFFICE this 41, day of u A. D. 1995. y gg ft (Z' 44)4-� Not Puqic in and for the State of Texas CK-040 0 Fil-ATE , F —A, a + i • r , is IJ�i , rrt r �! :,/ �, /i J r r rr� r rlr ii/ / /i li i //r /fir/ r/ <1, ✓,✓i// /i/, r`/ri/, / //i:1JN r it / f / / i1 j;r/ %ri/Ir /I�HN //rl /% rr✓ f r r.,::... ,,, //� „� � /r ,fN ri ,,.,/ ,l,/rrm3/ / r r ,/.r// rl»Ni.Gr /C 1.., � /;.rf % ////•.� / if<./r ✓ .: ,r//,/�I/ �.:, w /„r r r, ,. 9..= i /,,, „,e % r; ;/;. '�r r r t.,f r✓...r r /r, / / W a. >J/,,,/„/."rid r r/ / ..1rr/ r / ///...,. i f rr/r ,, % � r�, r�l r,,..rr..rG / r ,�✓i ,., /. / "/r'/../, kr/�,�/;, 1:. ,,; ri ,r/r, r, „ ✓i,,. r/ / 1SU / /I�//i/ r r ,, fr/_,�of /r��/ ri ,N /1,, /� ,,, ri,,,c r / / !rr ✓ � r % ,; / ✓f�,,/ r ,, ,i6 a t cif ,// 1 f/ A / ,;,,;, '"/ r /ir / ,, a: /r/f ../r �% :; ,.:;/1 , f ✓, /r/ / //..11/o //.r/tr/i i :.../ /i/�`///. ,1,,,I ✓ r r, ,,,r /, „rr/, lr l�<,, �r,�,r rI r/,r,, f �rr Jul s..'r /lr��, J r//-:.//„ri,�, ,,/ //rf ,,/%/ %d/ UJ //,�/ l',It fr/„ /r//%y//��/�✓(!/,/r, .!r/„-�,,;✓ ) f ��/f r�rlc a� H� rrr,: f/�/v�/;. ///��,.s i// //i /r r✓� / » ! rr/ r / r G f/// 11r % / r r. r r �(t�r,. ir,>: r ” r r/„ / l/ /: ,, /,%1//� /„ iii /// H/r//Ir�k/ ✓r( y� �lJy r„ //,N.W rf rY 1 /1 /// r/r/ .,,...: / / „i,,, r /„i,: %ii,,, /ii/////; i,�,,. YJW/ i�rH%/rH�f�hirf �✓rF T/r/ j/% /�/ %//!; rl5y'r a f/ ✓. / /� / "/ l/ rN // rr / r /r/;N� f / Nr _ w u aM — i ATTACHMENT III CITY OF FORT WORTH FISCAL SERVICES DEPARTMENT CONTRACT MANAGEMENT DIVISION CDBG XXIV ECONOMIC DEVELOPMENT PROJECT 1.NAME AND ADDRESS OF SuB-GRANTEE 2.PROJECT NAME- MERCADO PROJECT FORT WORTH ECONOMIC DEVELOPMENT CORP 3.CONTRACT No: 100 EAST 15TH STREET, SUITE 500-136 FORT WORTH,TEXAS 76102 4.DATE OF REQUEST: MONTH&YEAR 5. PROGRAM SERVICES AND ACTIVITIES CURRENT _MONTH CUMULATIVE Number of Loans Closed: Number of Businesses\Clients served: 6A. DIRECT BENEFIT DATA{HOUSEHOLD AND/OR PERSONS SERVED) WHITE BLACK HISPANIC ASIAN PACIFIC AMERICAN TOTAL NON-HISPANIC NON-HISPANIC ISLANDER INDIAN FEMALE-HEAD- ALASKAN OF HOUSEHOLD NATIVE Current Month Cumulative 6B. DIRECT BENEFIT (CONTINUED) .. CURRENT MONTH CUMULATIVE LOW/MOD BENEFICIARIES Low INCOME BENEFICIARIES 7. LOANS AND JOB/CREATION/RETENTION a. Loans INTEREST AMORTIZATION RATE PERIOD(MONTHS) AMOUNT CDBG Direct Loan: CDBG Deferred Payment: CDBG Grant: CDBG Other: b, Job Creation/Retention Total Job Count Total Hours Percent of Current Month Cumulative FIT F[T-LM P/T PIT-LM Low/Mod Jobs Total(Fq) Total(FIT) Expect to Create: - Expect to Retain; - Actually Created: - Actually Retained: - S. CERTIFICATION: The undersigned hereby gives assutante that to the best of my knowledge and belief,the data included in this report Is true and accurate,and if a non-profit agency, has been approved by the governing body of the organization prior to submission, Date: Submitted by: Phone NI.m: IAGM/IDIS-RPT FORM 4 __jv-4,frm a � � � � � t • + i # l� • ' i �..- � - - •• - •• i• s s •- •- i w - - •t I��/,r ,,:.. : rr ,r,,,.. r i rI i,,. i r „vn:�,r c./ orrur ./ r r/ /r, r is / ., „// ,.„./i _/ A.- //.. r r // r r / r// >r,/D / r 3%. // /. r /„ /// ,r//r, /.rr ri ..;J,l/r er,r,/r„r r";�6 ri/ ,,,, rP l r J r /i/..% ,,ie, rm�/%rr/� / ��,r /r/ifr!/� ri/r/ItIG r rl/rJ ✓ r„ G r /,,,;/r�i� r�T L// r , �/ % f % %f r rG(r � r r�riu / !/1//� /' ri/ :liti� � ra rr %! � % r//i/ r/�r% .rr /i: r ir'!, /i, / Irr J r /s/v� / r� JJ /r ,. ,,Ca / /r!J% i f r/ r /l �r/ir � r r r r�%../ / p��/i�!////„ r / /y r � r 1 r// r. r fr ::r/i „/:'. ri/r r r r /-ri r r /%.:/ / % �-/ Irr, / �/...//ir// /l�r ,G >. r ra rid r /r'if ., //r ✓ ,, ,r/ / /i. rr �J� r aGY�/ Vii.. �l%/:r r �/:// „ri,. /i���o�: /o ,i/fr ✓rrr; r r,.. // � r N/ rr r %//i: / /./r rri///r- //r/ q /` ,,,, C, r r,,, .r / ,,,.. // � r., / / l // r / /r r r �, / v r i,, / / / r, ,, �rr, r ,r, r /r / or r rr r/; r, /... f /r rr/ r..r /r ,�. r/ .,/ % .,rc. r /l// �.?.� rr ri xr. r... /.. � ,/, rri�y, ,y.G,.r „r/rr. r / ,, ,,.r, r„ /.f/ r r „✓/,,;, /� r„ e. // r/, r/. � r /%/ / ,/ ,✓. -u �i r /r /i //U r !i f/.r/r r%�i r�/,d ,,,,/,r�l//ir/� ,1,:. ,,,1// / r „,r/.,� n / r �//��0/ .,c„ ,,, rrr, / �r / /... /,../, � / rri..r ,/ f. / r ,.. / ,,. ,r.. /' r ,, ... ,,r,,, / r.. / , ., ,;.r // ;.. r.., ,.. ,,, � ,/ .a r.. /, / 1 i /r r rr r., / r / �. / of /.. / 1 1 /,,,, ri / ,.... ,.� err /! 1 .,.r r �.....a, J. r'',.. r /i r.:.. r r ✓ /, ,...r.. ,./. � r1/., r,... /�.. r .............y / /,. / ,r / i .../ ,.rr.�.. r.,. ., /r1r...� r.. � /.. ...r. ,,,,, ,r, /.. /ii. .., ,..,rr, :,/. ..�. /.r„ � � ,,. ,.../I r i rrr� ,, rr, rl „ r / l r/r r /r � � r. .,. ,r. / ,,/. .�, 1, ,r ., ,. / ,./r � �. .. / l /- i vi r r< / f �� J� r � / / r r r, I r r m / / / /�, ri / / � l i, r r /,,,, r r / � � , /� / r / r ,, r./ rfr // r t a, ,/ / � � / r „i,�f , r � / � // l r ��r, / / .rrr. /rr r k r / r rill/ I /, r„ / / rr� / . ,,,, / , r / r , � d / l r / r r. �r / . � . /r„r 1 r rr... � / r r „i i. / r r , , r r, / , rr /.. ..J rr / a...r �,../ / ra r. r.. ,.. r /,r, r „/.,,. ../ ,�, ,r ,/ r r / /. i,,,,,, /, G.. r. ,, ,,,,/,,. r. r�, ..G /.,f„ r ,,, /, r ,y�� rJ r / �. r u ,i r� ., nr 1. I .,,., /i. / r.. I. r / r / .../ � /i.....r r,... /i r , / , r// r. r, r / rr r ,. / rI r/( l r r,/ / r I / / r � ,, / ,r�, r, r� r r % / _ l l r i ,i,,, / C r� ,, r i / r /, r , , r / /,,.. r/, r/ ry I /r �� r c. ��.. /, t%//. / ,, l r r / / o, !, / ,// rig i. / /�... f.. 6,r. ,./ r r r / / �r r / fr/r.r / ,.. / / 1, r r...,. ./,., /. r, / .��,. „r �., / r/iii ,.. � ,✓ .� 11 .r.. / /i r /// ,/ / /l /,r r / r r I /. � / � / / /r r r / /, ri r r r r /, r / i f r / / / r/ l; L�/ r/ ! li / / r,/ lr ,7/ / / r, / f/i� a / / l ,, , / � /, r � / i r r r r, r r ./ ,, /, r ,. r. /.'. r ,./ / ��.. ,/.- /,,.. r r... //., .,. r rY �, / � r � ,, � r; l ,,,,/ r / r i r // // � ,rr,r, /r � � ,,, t /l� r / , / J � / / / r r r r I �/ / � � / r r r ., r / /, / r c r r �/ r r r / / �` //r. /if r/ � � r / r r r i i ., r ,,. ,. � / / // / r f 11,r it ,/ . / r, r l J r r r / /i r r r r / / r, , r � .r ,, r / r / � � r r / r 1 r r // / r,,rr „ r / r ,, / l t r / 1,. ' c. r ,r.,r / / r / / / /ti r . , r / ! rr /,,,, N / r ,, / r/'� J r r, /� r, o/r +. / r r„ i r r r, / a L / >� / r / r I ,,,, // / r r / r ,/ r rr � r r / ,,,, „ i � // rrr,r °ir /r r r r J � r.1 I r r � /!, , / < / I, / ri ! r/./ , � , r1 r / /.„ � r �, / r, / � ,, ,/ l, r / r,r r r � r / r r r / J / / /, r. ,// f / r L / r r � (� / r r ,,;,;, / I 1 r r r H � > � /, ,r �, r r r J r r / r r / r� � � /, ,r r r, /r � �r /r r< // / r /�, r,. /l . �i Ir rrr„ i r � r l r �rrrrr /N r . r�r r, / � r r / r /r ,, / rl, / r r r r / /l' � � � r � ,r//r �/ f, r / r r � r rc r r r ri f�/ � //rr/ r / .rrr ,f, r% �: % / /,, l l ,� f /rr / / l r /. I iti l/ r �/i , � � , /,/,,/ � /1 / r � / . rrr..// /r � r l , / r r// / ,,. / ,. ..,. r. U � �/ r r r r G,,.... r / /. , , �,r f r / ,r �„ ..r ,... / r r v l I r �/ / �J � ,// G I rii ,,,,/ r / r /, ,, �, rr / /�/! f J i r, r r r ,.f l f r, r , � � r, � r r ,. r r ,r, /�.. .� r.... , / , /,, t �/ ., r 11 r r / � r r/' �li r � ,r r ro � �r rr !� r r J r � c 6„ r,. r r r, i,� / r r .. � r. /r r r` �� /ri f / l / , / ,, l r r /,, .r r f.. / ,, ,, �, � r r // � � r r ,, r. r rl / �//, ,� / l J r ,/ I / /� rr r �, r / r >f/ /� Yr J � , // r- / I r /, /, / r �/ / / F� r l / 1 � / / i /, , 7 ✓ / / r �l / r i r �, h, r / �rr , / r / / 1 ,�/ �� r r% /% F rJ r / / � ,,, r r ,� / /,,� r 2 r / �/ r / „r� r / ,r, r„/ / / r rrr rr r r 4� � G i f / .,, / ,, f. r r� r ,. / ..r f ,,.� ,.. r ... .,, �.,r ,. .i. r. r 1 rr / ..,.. y r r r. ri �, I ✓, �1 /i / i, // r/ / I r / r / ,.. r y � / ,. �.. ,. / ,r. r,./ rr. ,,. � r, r �,, r r, / ,� c,,,/ f/ / / r , r /i /,r r, r� � r � /, r �/ o / � rr � rr7 r, � r , / r // r, r, / �n � /� r /, / r r / / ? r � r / nr r r r / ,r� / f r r o, r �i � r 'r , i o r . / r. � /r, r r, / rr rr / ri,. / r / �i / � rr. ri, /J / r/ / r/. roc r �r r i � � r !/ � r / Nr, >/ / !r. / c / � / / r � l �/r,r r /! /c r / �i,; / .1 /�r, r / ,// r � r f �. ,,. Jf� / r r r / o i. / ..r l / / � r l c � , / //, / r! � r %� / r 1 i cf .., /. /r ,_. .,..r. ,r.. ,/ // / ., ../ +-/. r / 1. � f. ,r r r / / i � 1 / �/ r / � lr 2 / r fr /r / / / /„ �i/r / / „ i / /, � r l r /// / 0 , r.... � r,.,� �.�/ r. r/ r, r r/... r i ,/ r,.../ ri.. /,.. /� l...rl,/r, r,... ,,...,.. r„ /ii r./ ,. r / .� .r.,Hlrr,.. .rrr. /,. / ,r; f / ,r r /,, �� r� / � � r M arr ..1 0.,,./ I / / ri / r :,,/ rr. r /. ,/ /� r r ,. ,,. / ,. J ,.r r // ,, ,,. /../ ,.., ,.. 1.:, I ,. � r : ,.�.., /... /,�,...r,f /, ,. ,.,. ,..rrr. , / r... / .,..,. r. �, r.. ,.. / „/ r r,,//l ,. ,. .J/ � .r r r r ,.. ,. ,.., , r / r /,,, ,r .r- r 1 e r 1 � ., ri'f ( r rfi/ r / / .r ..., �„ ,�, r r.. ..r� / �J r r �r //r rlr / /. 1 rr r,. / e �.. of � r. l r �,,, / I v Ili.., r,. r../�, ,/, i r. ,/r, ,,,, l ,. I ,/ rr / /r ,,..., l /, ,,,,,/.�. r / r r../ .,! r .1 r, kur / r� � ( / r ir, yi / / i / /, rr / / �, r/ / / r� v f � r r � � ,l �� r r / r, � „ �/% rrr! r, / r, / .r, ,,, /! .,, r r � ,., , ./, r , r r.. ,., ,.r. r i ,... r/ r., 11 ,. r /. r ., J r rr.. r , r 1. r / : �`, r ,.. /. /. ./ �. / � u J / .,, l/ / / / J 1�,,. rl //i r // �r, r, / / r r , , � , r./, / / �,,,, / / 1ri r r�'� r l 7 /i,.. ri � /, �ir /r f r.r ,(.�r.. I rei.... r/ r r,r. :, r „rrr,,, � o � ,,.. �l r, �_ � 1 ! /rr, r � r I ,. r, � , r... r, 11 Gt. ,. ,/Jr. r, ..�j rr/... i it �r,. ,... rf r.....,.. l / r /,� r r .. r r/ F ,./ � �,. ,J G� r ,/. Cl/ /Nri ,,, % i /., ,., ,/a ,� I �., ./ //., ...,%,,. r /// ,, ,,.. „c„ 9 r ..r. ,/ ,. �1.. e/,,,, ,,, �. 1. :9 r ,. .,.. � , . /r.. ry / //. r. (, i r ,/ rrr �,,,, / r / „r, / f� .r / i r//. r, / r. r / r ,r, r r,/ A r i- / /i J r / ,, / yr! c / / /r r r, / , / l /r // ,, ,., ,�% r G J 1/ / r/ r � r k,/ r r �.//r. /. r r � ,.�rf, r ,. ,., r � a.. ./ /.... ,/ ii r � i r// ../l / ,rl ,,, ,,.r, / r r r, ,� / r r l�, /1 c >� / r r,/� /,r, / //, r /V /r,r� // rr / , , / J �„/ /� ll /. � r / f r r ! / / //r/i ., ,., ,:/ / r r, / i / I. / ,,, / r� r ry / r � � /. ,/ r ,. r /r�/� // / rri, / � / ,, / ! r / r � l / r / ill / r (�// / rf, / ., /l/ �, r, / a ! / r ! i, r 1 r r, i ,, r ,, r // /,,rte ,,, r r ,/ ,, 1/ / ,J / / r � /, ,r /fir r, ., �, / / I ,,,,r��/ r l�r r /. / / I1 ., r / // r r // / �r r/ � / / 1 P r f,, / 1, � Ili,, ,>I ,r ri Gc / s , / .,. / c,, c �.,, �f �r r �, 1r ., rr , „r, � / ,. � / / 1, /� r/ r rcr, r r ✓ / / r r / ,. / �/ ,�i t, ! /, rr ,. r, r/ � �. ,, / 1 �, r r ,,,, i // r / � ,,. % / r . �,,, l r / r / r � r /, ,/ , �. / „ � ,r / I r, r a � ,rrrr �, � r r ,�,. ,.,.. -J.. � � G.. / ry r c 0 r r� rrr rr� � r 1.,�/ r, J r r r �. „r r... r/ a. ..../� r i� ,. ../. � ..,.. ../�. / ,/ /.. /..,/ �,. ,r,,. „r, 1 .r T .,, r. ,. i ,r 1. ,. / ,.D. / .,., l� ,,. r� r /, , / J r /,, � ,, !, � /u, c � / / 1 //, , r / / r r r / r r/ �/r / � ` � r i r / ,,Irr ,,,- � t ! r � / � /� / // / /� 5 � /., _,, r , / � � � r .,, rr/. � r r ,r ,i r r, /. / /r r � lr / /..r � ,/ / r , r ,r r r / ✓ r r..,, ��r � / r / r /r �a � ,�- a / ,, a� r l /,r Il /, % /� r �,r r, �, fil, � , a< ,r/ � / � r, / ,,,r�, r � r r /JCS r / , r, /„ � � / � , /, ,, r r. r /.. ., rr r �.. e� �.. ., � .r.. / ,r. a- ,e / /. / /f r �,, r r i r, y IN!o, r. /, r, r /r r / H �, r, � r /, r r r, � , r ! / y/ /, / / � r/ , ,r r ,�„ l r, r / ,/ / r y fl /.. ,... ,i,... ,.r..., //.,. /� �., rr rr r ,r „r �,rrr L/.. /,� �,.r ,/ ,, i./r ,!, ra /... .�...,r , � i ,.// /, ri r // / r i. .✓ /. ..� ,. .� �, r, ,., r 1 l J/ , r r �i Ir, r. r l r. ,, ,../. ,,.. I. ,...1 / 9/ �.. /.,. ,..,. ,lr.. �/ ! �r ,. ,. r /v �. , r r ,.. r. ,i,. � f /.r.. ,rir. ,� r7. r . / �. rr n r c,:. 11 J � / /. /.. r. rv,. /, ,. r r ,,,. / A/. r / i, / � //, � f r / / r /� / r � / J i /l ! / l ,r r a rr I„ >r, r / l r ,r / 1 � / /, /IJ /Ir � r r/ � r,. / � /i r/ r � /r / �/ ,,, �, ,..r , r r � o 1 r / �/ r /i l / / r/// / J / /r ,r,, .� 1 / / / � r r 11 r r / r r r r / l r "�- r s � �r /, / / / i �',, / , r/ r i � r , 1/ r, rro ,/ r/. / � r c�, r rr /„/ /,. ..../.. /..... / „�... � , �./,. ,/ l /..,../... {r r. �/ ii/ , ,�. r i ! r / r,. ,1. /,,., /� ,./, / // ri.,, // ,/�/„ r,/ /. � i � //,J ,.r. � / �: r r /., r r/ / r , r r / / �l, T /, r / i r r, ! / r, r s /, r., /, r „ r r.. ��� l r / <, r/ / /. , , / rr .i / / i f J � r .,. �- Y r ...r,.. it.,Y,.. r r ,. r T ,� ,,, r... , r .r..,,.. r r./ r � r J r. ,.. ,::.. r. r „r r / r, . , l r r / r, li r r / ✓ r it ! r/r f � �r J /� / ,. / /i r r r � fir / r, r, J r/ /r r. ,l, I r „r r r ;1 n,, � „/ / r /,/. / r,r.. r r ri / � r /,r/,,, /, c .r /l. / J r ...r r /. / ,.., f, / r r. ri Q ..rl r//� /. .�. �, ! r,/ / ,,, /, ra / .Irr.r � � J/ �r , , /, r r / O, r / r /, r � /, � / r /, l, ,, F ,4 (..r /,r / r / r /, � l/ i / r / P /� 1 / i / / o, /�,/rr r / r.r � l l 1 Jr / / , / � / ,� r r /, � rr r Irr �� /. J / r rrr // / � r, J� / /� rd // rr rrr � � / ./iI v r 1, l / / rr / /// r ,/.. r/ /.,., /.. / f l.. �. r r./. r r,, ,/ � / r� �, ,, /o/ rr i i / / / / � r / / ,, / � r c „/ �. f. r: � ./ �. /. r .. ,�.r. r� r .a.. .r r. ../. r., r!, .., / �, r, , / r r / l 1. �Jr s � !v /r, r„ r/.1. ,. r r v� / / �. ,�/ .rr I � /.,c. � �.., ,, � r. /.. /.,,,/ /. r / i /.r� /r/ r.H r ! rr ,..... ..r, r,. ,.. r.. .l ,., tr rr/ r r ,il., r' / /.. r... r /. ,/ ., �r .., ,. ,/ r. ,. „/ r. , / ,r .,r.... i� o. /..... ..,r,. ,. . ly,.,9 r. r,. ,,, ., r r/. r„,, �r ,. .//. r... r r r/� r...... � /.r.,.� � rr rr rr'- r,r .r `rrr. r ,. ✓ r.. ,.., lr / �„r : /.r. ,.ir /.. r ,/i,.. f ,�, r.. / .,. ..,..,. J.,.. rr � r // r / � � / r ! 1 / r ,,,�r / �, r �, /i, / r I /! �r�r r r,/, �, r„r�,,, r rr r,i „e rr. r/ /. / r/� / p ,.. 1.. r, /r v.. rr/i r r r�, / � � r r, l, e, , ,, ✓ r / r ,r/ � r � a ,�, r J / r /„ / r r r, r / H r.., �r �� l � , J / r„ o r ,. r ./ r r ! // r r / r.< r ri r r y / / r r ( r l / r r ,r✓ ri r r I / ✓ /� ( r .r / /. ( �� ,/ r r, /. .1 �,.a, r.. / /r ,. r.. ,.r... i , ,... ,y �r /...r. r r,... /r r r� � / � r/ rll //... r / r r / „/ /i, ,/,r l 1, ., // �i.✓ ter/ .,. /� / ,. r .:r . ,r, r. ,,,..,.. ., /�, / / /.. ,/./� 1.. ,. / /... r/ r,,.. r... / 1.. ,l.. 1.. / /rr r.. r/.. .,r //�r,r 3 / / / rr / /r� r,., � ,.. ,n r, r, ,� r / / � / / / / f r / ,, . r ., / r r .,, r r l / r / i / i � / /r i', r. / / r r r � /, i / r r r r / J r r r r r r .,r r / r / / r r r r r r r/r, / /,,„/ ,, r r/0 ,, r / �<....r, 1,,, r... /,., /. , i.. �. Gr r�r l// / ,.. fi,: � T �. of'.. �. ,.. /.. � ,�,,.,,� ,//, � �r. ., ..r%� �.. /. r r.. //. r. / /.r /.. ( o r/ r, / n �� / o l I/r / r. � Y/ r / // „ /r/ � e �i / , / 1 /� ,r / /.r � // / r // ,, o I ,! / � rir, 7 �, r � l ,r � �. ,,/ ! / r / / y / � / / / ! i r r, ri r / / /�r , / r/ �,. � r /.a./.rf r.. r r / ,.. ,.... / r.. r%..... r / �,., r ,e/ r / / � / r .,r r / /,r r � ,/ 1 ,r o r , r 1 ! / r r /, / l r J I' r r i r J / r rlr� / / ,, r r J� J f/r .,, y r I f a; r / 1 r / J, ,, J �i. r i, f /. r„ / r, ry 1 r r / // � f Ir / r / r r r r r�/ r .✓i%.,,,..F'. /� �, :/i. / � ✓ .f h rr Jar// ,�' / , / ,r ,r /r/ ,....r/ r / ./.. /.. .., ,r !.r / r /I< / � J / `i ,, f / v r, r /Y,� r, / r.�. r r r �r !✓ r/ / , r. / �� r Ir rr r // / r !r rr r � / %; r��r,, ri /, nr�f ll/ ,,,, / / / f / / r / r 1 / / / l r�/,/ r. ,,,,,, //,/ ../ / � ro, �/.. I � /r I ri 5, r ,/./.,ii /r, f,.,, / / < 2, //,r,., ,// rrr / f r /,,,, /� �r/.,, rr,, , ,r, Irr r / /. r ,.,/, ,r/. ///. / i. /,,. .r/ /r,i/r /ra / n'/r. r,./,. r.�l.. / ,� ,/,�.., ,..r.� r� Ti ,,.... O. /ra r /. � / - N� /.. /, /� r,r� N,r ,. , r/ / ^> rr o y /,//, r r r r „J,,,,'! r,,r„ „c, r / r�, i, / r/ iii/ ,,,,,,,, rd,, ,,k�' , I r,= / c, H r r/ / r r , / / / r / v /,,., /.,.. r/.. / r.. r I r r/ r//., ,, ,.: r / ./ / / / / r � / / r /� r � r /i / r r ,/ /� i r / 4 / �/ r� r r />i r /, ��//� /r/��>;,,�,�/ ///�l7rii„�;,�/i„�,�,,,,, ����i/l//„ ,,, iir/�///�/J%�/;,!/�,,„r0/� J!,�lri�y,. //f(/,/�i//�ci�rrr�„%I¢%/„f, iri/O�%� /,,,,Jr�/fo% �'rr.,rr, ,,r»�i//,,,r/,ro � � .. o„, ,,.�, ,, �r , r r, -,,,,,,, r w �• i S # ! i �• s w s /i, r ✓ / r, r r� rj,hr/ ,/rrr�-:> 1 / r r / / y r r// 1 r, �l ff /r/r r rH/ .//�/! rr � /�// ✓;/ii//1/ /1� /� a,.J, .,v r rc -/ / i h u / / ='/l / !. /// %/�o„ /r � /r rr%l o ,r. �%/o!./J% /✓�i�bi/!/ - G �/r/ �,G r,ri; •' psi r//i,, :./- v /,J r // //// r/i/ijri� /iiii r Ar�/ii///..g r r%,rr✓ r; r „o/ / d.&I t,r///�:, / /,r,////� lr yr �I I/ffif/�r�I J! //�1/�% �i/f/ �/ / ,,,I/� ///�/�/�/iJ//./ r//// Y //Ar/�af,�J r,,,;. ..,. r r r ;,/ ,�ry/' rr , / // „/re�(,�/ ./r✓,_r rir ,,,,... /%f, r r r , r:,o ri%rr, lr / r rf,rrlr r /,..r /r ,C//. (/ / ,. /rri/r(r,a��r/UJ rfi/:,, /Ur///rf�(/// /„-:, r l...J, / ✓ /i % r /r J/,. ./J f,. ;a. / j l!!/r, ii I p //%//i/»���r/.r /ice✓�� / rrJl/IlA / r�� .�rAir/ii,�///� r//i/ / / �r/9 • — M i • ' •s- - si NO. DATE CHEC�K • LOAN APPLIC . r�wur, r � r ��Hflf i / ,r �„ / i/ �,,,r/pi,,, r,i��., r'/ � //rpp'ggrr�r r /� i// // iii /✓ /1r�1//�j%ire// � % i�✓/�i rrr i/%%�roil/rr r.�ii�H�%ry// '..�i i��r//%�, o��r� �/� �fiii� / Vii'%�%l j�/�iyiv it i/P�!✓�/lflj/rr/1 //�y r; ,,, D r � r r r' %I/err rQir��J ////N✓f i % /rll✓irN ��/Ali// i ss i�y% rrlf'I i li,;�'r�i/�l��/�/✓il���r' ii,�ii/rS 9 fr!%r,"rilrr r i //i'ir//-i�Gfi"'' ;�:, !J .T lM1or«r�va t/r �l Pl/!•.r/orrr%rn 4r(/ti rr/Ii✓rJ„�//�/i��fiFe,�ai,��,(!��(/,�,Nf( f✓,a✓ Attachment IV CONTRACT FOR LOAN GUARANTEE ASSISTANCE UNDER SECTION 108 OF THE HOUSING AND COMMUNITY DEVELOPMENT ACT OF 1974, AS AMENDED, 42 U.S.C. §5308 Date of Contract June 23, 1998 This Contract for Loan Guarantee Assistance ("Contract" ) is entered into between the City of Fort Worth, Texas as Borrower (the "Borrower") and the Secretary of Housing and Urban Development ( "Secretary" ) as guarantor for the guarantee made pursuant to Section 108 of Title I of the Housing and Community Development Act of 1974 , as amended ("Title I") and to 24 C.F.R. Part 570, Subpart M, of Note B-97-MC-48-0010 _, all notes substituted as provided in the original Note, and any additional notes issued pursuant to the loan guarantee commitment dated January 26 , 1. 998 (collectively, the "Notes") , all having* the same note number. The Notes are hereby incorporated into the ' ' Contract . Terms used in the Contract with initial capital letters and not otherwise defined in the text hereof shall have the respective meanings given thereto in the Notes . The Borrower gives the Secretary full authority to act for the Borrower in negotiating with the underwriters selected by the Secretary (the "Underwriters") the terms of the public offering. i . (a) All funds received by the Borrower under the Notes (the "Guaranteed Loan Funds") shall be deposited immediately on receipt in a separate identifiable custodial account (the "Guaranteed Loan Funds Account" ) with a financial institution whose deposits or accounts are Federally insured. The balance of deposited funds exceeding such insurance coverage shall be fully (100-1.) and continuously collateralized by Government obligations as defined in paragraph 10 . Such collateral shall be pledged under a written security agreement, in a form acceptable to the Secretary, and shall be held in a separate custodial account on behalf of the Borrower hall for the full term of deposit. The Borrower shall in a promptly deliver to the Secretary an assignment, form acceptable to the Secretary, of its interest in such collateral whenever the balance of deposited funds exceeds such insurance coverage. INC. The Guaranteed Loan Funds Account shall be established and designated as prescribed in the attached form document entitled "Letter Agreement for Section 108 Loan Guarantee Program Custodial Account" (Attachment 1) and shall be maintained for the Guaranteed Loan Funds . Such Letter Agreement must be executed when the Guaranteed Loan Funds Account is established. (A fully executed copy of such Letter Agreement shall be submitted to the Secretary within thirty days of its execution. ) The Borrower is authorized to make withdrawals from said account only for the payment of the costs of approved activities or for the temporary investment of funds. Investments shall be limited to Government obligations, as defined in paragraph 10, having maturities that are consistent with cash requirements of the approved activities. In no event shall the investments mature on or after December 2000, or have maturities which exceed one year. All investments shall be held in trust for the benefit of the Secretary by the above financial institution in an account (the "Guaranteed Loan Funds Investment- Account" ) established and designated as prescribed in the attached form document entitled "Letter Agreement for Section 108 Loan Guarantee Program Custodial Investment Account" (Attachment 2) and shall be maintained for Government obligations purchased with funds from the Guaranteed Loan Funds Account . The Guaranteed 'Loan Funds Investment Account need only be established if and when the Borrower invests the Guaranteed Loan Funds in Government obligations. Such Letter Agreement must be executed when the Guaranteed Loan Funds Investment Account is established. (A fully executed copy of such Letter Agreement shall be submitted to the Secretary within thirty days of its execution. ) All proceeds and income derived from such investments shall be returned to the Guaranteed Loan Funds Account. All funds in the Guaranteed Loan Funds Account must be disbursed by the Borrower for approved activities by December 1, 2000.. Any funds remaining in the Guaranteed Loan Funds Account after this date shall he immediately transferred to the Loan Repayment Account . (b) Borrower shall by the fifteenth day of each month provide the Secretary with a written statement showing the balance of funds in the Guaranteed Loan Funds Account and the withdrawals from such account during the preceding calendar month and a statement identifying the obligations and their assignments in the Guaranteed Loan Funds Investment Account. Upon a declaration of Default by the Secretary, all 2 right, title, and interest of the Borrower in and to the Guaranteed Loan Funds Account and Guaranteed Loan Funds Investment Account shall immediately vest in the Secretary for use in the making of payment due on the Notes or purchase of Government Obligations in accordance with paragraph 10 . 2 . Pursuant to a fiscal agency agreement, the Borrower shall pay to the fiscal agent selected by the Underwriters (the "Fiscal Agent") , as collection and paying agent for the Notes, all amounts due pursuant to the terms of the Notes. Payment shall be made by 3 .00 P. M. (New York City time) on the fifth Business Day preceding the relevant Payment Date. ("Business Day" shall mean a day on which banks in the city in which the principal office of the Holder of the Notes is located are not required or authorized to remain closed and on which the Federal Reserve Bank of New York and the New York Stock Exchange are not closed. ) Payment may be made by check or wire transfer. 3 . The Secretary shall select a new fiscal agent on behalf of the Borrower if the Fiscal Agent resigns or is removed by the Secretary. 4 . (a) The Borrower shall pay the customary and usual issuance, underwriting, and other costs of the public offering and the interim financing, including the cost of compensation of the Fiscal Agent . In the case of the interim financing, the Fiscal Agent' s fees are payable, and may be deducted by the Fiscal Agent from, Advances under the Notes . In the case of the public offering, such payment shall either be made by wire transfer to the Fiscal Agent on the day prior to the Public Offering Date or be made from the Guaranteed Loan Funds on the Public Offering Date. (The "Public Offering Date" shall be the date fixed as such in a notice given by the Underwriters to the Secretary not less than five Business Days in advance thereof. ) If the Borrower does not make such payment, the Secretary may make such payment with grants pledged pursuant to paragraph 5 (a) . (b) The Borrower shall reimburse the Underwriters for all out-of-pocket expenses (including reasonable fees and disbursements of counsel.) incurred in connection with the proposed public offering if the public offering does not occur because of any refusal, inability, or failure on the part of the Borrower to submit to the Secretary no later than ten days before the estimated Public Offering Date the executed notes for the public offering; the executed fiscal agency agreement; and an opinion of the Borrower' s counsel that the notes are valid, binding, and enforceable obligations of the Borrower, the governing body has authorized, in accordance with applicable state and local law, the issuance of the notes, the pledge of grants pursuant to 24 C.F.R. §570.705 (b) (2) is valid, there is no outstanding litigation that will affect the validity of the notes, and the fiscal agency agreement is a valid, binding, and enforceable obligation of the Borrower. If the Borrower fails to reimburse the Underwriters as provided in this paragraph, the Secretary may pay the amount of the reimbursement from funds pledged pursuant to paragraph 5 (a) . 5 . The Borrower hereby pledges as security for repayment of the Notes the following: (a) All allocations or grants which have been made or for which the Borrower may become eligible under Section 106 of Title I, as well as any grants which are or may become available to the Borrower pursuant to Section 108 (q) of Title I . (b) Program income, as defined at 24 CFR Section 570 .500 (a) , directly generated from the use of the Guaranteed Loan Funds . (c) Other security: (d) All proceeds (including insurance and condemnation proceeds) from any of the foregoing. (e) All funds or investments in the accounts established pursuant to paragraphs 1 and 6 of this Contract . 6 . (a) All amounts pledged pursuant to paragraphs 5 (b) , 5 (c) , and 5 (d) shall be deposited immediately on receipt in a separate identifiable custodial account (the "Loan Repayment Account") with a financial institution whose deposits or accounts are Federally insured. The balance of deposited funds exceeding such insurance coverage shall be fully (1000 and continuously collateralized by Government Obligations as defined in paragraph 10. Such collateral shall be pledged under a written security agreement, in a form acceptable to the Secretary, and shall be held in a separate custodial account on behalf of the Borrower for the full term of deposit. The Borrower shall promptly deliver to the Secretary an assignment, in a form acceptable to the Secretary, of its interest in such collateral whenever the balance of deposited funds exceeds such insurance coverage . 4 r The Loan Repayment Account shall be established and designated as prescribed in the attached form document entitled "Letter Agreement for Section 108 Loan Guarantee Program Custodial Account" (Attachment 1) and shall be maintained for such pledged funds. The Loan Repayment Account need only be established if and when the Borrower receives amounts pledged pursuant to paragraphs 5 (b) , 5 (c) or 5 (d) . Such Letter Agreement must be executed when the Loan Repayment Account is established. (A fully executed copy of such Letter Agreement shall be submitted to the Secretary within thirty days of its execution. ) _Borrower is authorized to make withdrawals from said account only for the purpose of paying interest and principal due on the Notes, including the purchase of Government Obligations in accordance with paragraph 10, or for the temporary investment of funds,, until final payment and discharge of the indebtedness evidenced by the Notes, unless otherwise expressly authorized by the Secretary in writing. Investments shall be limited to Government obligations, as defined in paragraph 10, having maturities that are consistent with cash requirements for payment of principal and interest as required under the Notes. In no event shall the maturities of such investments exceed one year. All investments shall be held in trust for the benefit of the Secretary by the above financial institution in an account (the "Loan Repayment Investment Account") established and designated as prescribed in the attached form document entitled "Letter Agreement for Section 108 Loan Guarantee Program Custodial Investment Account" (Attachment 2) and shall be maintained for Government obligations purchased with funds from the Loan Repayment Account. The Loan Repayment Investment Account need only be established if and when the Borrower invests funds in the Loan Repayment Account in Government obligations. Such Letter Agreement must be executed when the Loan Repayment Investment Account is established. (A fully executed copy of such Letter Agreement shall be submitted to the Secretary within thirty days of its execution. ) All proceeds and income derived from such investments shall be returned to the Loan Repayment Account. (b) Borrower shall by the fifteenth day of each month, provide the .Secretary with a written statement- showing the balance of funds in the Loan Repayment Account and the deposits and withdrawals of all funds in such account during the preceding calendar month and a statement identifying the obligations and their assignments in the Loan Repayment Investment Account. 5 tc) Upon a declaration of Default by the Secretary, all right, title, and interest of the Borrower in and to the Loan Repayment Account and Loan Repayment Investment Account shall immediately vest in the Secretary for use in the making of payments due on the Notes or purchase of Government Obligations in accordance with paragraph 10 . 7 . Any grants available to the Borrower under Section 106 of Title I (including program income derived therefrom) are authorized to be used by the Borrower for payments due on the Notes, or for the purchase of Government Obligations in accordance with paragraph 10. Unless otherwise provided herein or unless otherwise expressly authorized by the Secretary in writing, the Borrower shall substantially disburse funds available in the Loan Repayment Account or Loan Repayment Investment Account before such funds are withdrawn from the U.S . Treasury for such purposes_ 8 . Upon a determination by the Secretary that payments pursuant to the requirements of paragraph 2 and paragraph 4 'are . unlikely to be made as specified, the Secretary may limit the availability of grants pledged pursuant to paragraph 5 (a) . Such limitation shall be in an amount estimated by the Secretary to be sufficient to ensure such payments are made when due and may be effected by withholding amounts at the time such grants are approved or by disapproving payment requests submitted with respect to such grants . 9 . The Secretary may use grants withheld pursuant to paragraph 8 to make payments required by paragraph 2 and paragraph 4 if such payments have not been made by the Borrower. 10 . For purposes of this Contract, the Notes shall be deemed to have been paid if there shall have been deposited with the Fiscal Agent either moneys or Government Obligations, which in the sole determination of the Secretary, mature and bear interest at times and in amounts sufficient, together with the moneys on deposit with the Fiscal Agent for such purpose, to pay when due the principal and interest to become due on the Notes. All of the Notes or all Notes of any maturity may be so defeased, provided that all Notes having the longest maturities are defeased before those with shorter maturities. If any Note defeased is subject to redemption, the due date of all the principal due on the Note on the date of defeasance shall be assumed to be the earliest possible redemption date under the terms of the Note, for purposes of calculating the amount of money on government obligations to be deposited with the Fiscal Agent. If all Notes guaranteed pursuant to this Contract shall he deemed to have been paid, then the Borrower shall be released from all agreements, covenants, and further 6 obligations under this Contract. "Government Obligation" means direct obligation of, or any obligation for which the full and timely payment of principal and interest is guaranteed by, the United States of America, including but not limited to, United States Treasury Certifi6ates of Indebtedness, Notes and Bonds - State and Local Government Series or certificates of ownership of the principal of or interest on direct obligations of, or obligations unconditionally guaranteed by, the United States of America, which obligations are held in trust by a commercial bank which is a member of the Federal Reserve System and has capital and surplus (exclusive of undivided profits) in excess of $100, 000, 000 . This privilege of defeasance shall be limited to Notes in existence after a public offering. (a) A Default under the Notes shall occur upon failure by the Borrower to: (i) pay when due an installment of principal or interest on the Notes, unless such payment is made when due by the Secretary pursuant to paragraph 9; or (ii) punctually and properly perform, observe, and comply with any covenant, agreement, or condition contained in: (A) this .Contract, (B) any security agreement, deed of trust, mortgage, assignment, guaranty, or other contract securing payment of indebtedness evidenced by the Notes, or (C) any future amendments, modifications, restatements, renewals, or extensions hereof or thereof . (b) The Borrower waives notice .of Default and opportunity for hearing with respect to a Default under paragraph 11 (a) . (c) The Secretary may declare the Notes in Default if the Secretary makes a final decision in accordance with the provisions of 24 CFR §570 .913, including requirements for reasonable notice and opportunity for hearing, that the Borrower has failed to comply substantially with Title I . Notwithstanding any other provision, following the giving of such reasonable notice, the Secretary may withhold the guarantee of any or all obligations not yet guaranteed under outstanding commitments, suspend approval of further Advances under the Notes, and request the Borrower' s financial institution to refuse to honor any instruments drawn upon, or withdrawals from, the Guaranteed Loan Funds Account or to release obligations and assignments from the Guaranteed Loan Funds Investment Account, pending the Secretary' s final decision. 7 12. Upon a declaration of Default, the Secretary may exercise any or all of the following remedies: (a) The Secretary may continue to make payment due on the Notes or purchase Government Obligations in accordance with paragraph 10 with any pledged funds and may use pledged funds to pay any interest due for late payment. (b) The Secretary may withhold the guarantee of any or all obligations not yet guaranteed under outstanding commitments. (c) The Secretary may withhold approval for any or all further Advances under the Notes. (d) Until the Public Offering Date, the Secretary may accelerate the Notes. (e) The Secretary may exercise any other appropriate remedies or sanctions authorized under laws or. regulations applicable to the assistance provided under this Contract, or may institute any other action authorized by law to recover Guaranteed Loan Funds from amounts pledged under this Contract. 13 . The Contract and the Notes are hereby incorporated in and made a part of the Grant Agreement authorized by the Secretary on June 9 , 1997 under the Funding Approval for grant number B-97-MC-48-0010 to the Borrower. 14 . Notwithstanding any other provision of this Contract or the Notes, any recovery against the Borrower for any liability for amounts due pursuant to the Notes and this Contract shall be limited to the sources of security pledged in paragraph 5 of this Contract. THE NOTES ARE LIMITED OBLIGATIONS OF THE BORROWER PAYABLE SOLELY FROM THE SOURCES OF REVENUE PLEDGED IN PARAGRAPH 5 OF THIS CONTRACT AND ARE NOT A CHARGE UPON ANY OTHER INCOME OR REVENUES OF THE BORROWER AND SHALL NEVER CONSTITUTE AN INDEBTEDNESS OF THE BORROWER. Neither the general credit nor the taxing power of the Borrower, or of the State in which the Borrower is located, or of any other political subdivision thereof, is pledged for any payment due under the Notes or this Contract. 15. Special Conditions and Modifications: (X) Check if continued on extra sheet and attach. 8 IN WITNESS WHEREOF, the undersigned, as authorized officials of the Borrower and the Secretary, have executed this Contract for Loan Guarantee Assistance. CITY OF FORT WORTH TEXAS BORROWER ATTEST: Gloria Pearson BY: Bob Terrell (Naive) (Name) City Secretary City Manager (Title} (Title) (Signature) (Signature, June 23, 1998 (Date) SECRETARY OF HOUSING AND URBAN DEVELOPMENT BY: (Date) This is a counterpart signature page to the Contract for Loan Guarantee A!3sistance dated June 23, 1998 for Note No. B-97-MC-48-O010. 9 IN WITNESS WHEREOF, the undersigned, as authorized officials of the Borrower and the Secretary, have executed this Contract for Loan Guarantee Assistance. CITY OF FORT WORTH, TEXAS BORROWER ATTEST: BY: (Name) (Name) City Secretary City Manager (Title) (Title) (Signature) (Signature) June 23, 1998 (Date) SECRETARY OF HOUSING AND URBAN DEVELOPMENT BY: June 23, 1998 (Date) This is a counterpart signature page to the Contract for Loan Guarantee Assistance dated June 23, 1..998 for Note No. B-97-MC-48-0010. 9 15 Special Conditions and Modifications: (a) Paragraph 5 (c) of the Contract is amended by deleting the paragraph as written in its entirety and substituting therefor the following: 11 (c) Other security, including, but not limited to, all rights of the Borrower (but none of the obligations of the Borrower) in and to the "Security Documents" (as /defined in paragraph 15 (d) hereof) and to the collateral described therein. If necessary to provide the Secretary with a valid security interest in such other security, the Borrower shall execute a security agreement (the "City Security Agreement") , which City Security Agreement shall be in a form acceptable to the Secretary. " (b) Guaranteed Loan Funds shall be used by the Borrower to finance loans (individually, a "Business Loan") to one or more for-profit businesses (individually, a "Business Borrower") pursuant to 24 CPR §§ 570*.'203 (b) and 570 .703 (i) . (c) Each Business Loan, shall be evidenced by a promissory note (individually, the "Business Note" and, collectively, the "Business Notes") and a loan agreement (the "Business Loan Agreement") . The Business Note and Business Loan Agreement shall contain such provisions as the Secretary deems necessary. The Business Loan shall be fully secured by one or more of the following forms of collateral (collectively, the "Collateral") . U) A lien on real property (the "Real Property") , established through an appropriate and properly recorded mortgage (the "Business Mortgage") . The Business Mortgage shall contain such provisions as the Secretary deems necessary. The Business Mortgage may be subordinated to another lien on the property; provided, however, that the principal amount of the Business Loan secured by the Real Property shall not exceed an -amount equal to 80 percent of the "as improved" appraised market value, less the outstanding balance on other indebtedness secured by a mortgage lien of senior or equal priority on the Real Property. (ii) A security interest (collectively referred to as the "Security Interests") in machinery and equipment ("ME") , accounts receivable, inventory, and other items of personal property (collectively, the "Personal Property") . The 10 Security interests may be subordinated to 'another lien; provided, however, that the principal amount of the Business Loan secured by the Personal Property shall not exceed an amount determined as follows : (A) , in the case of used M&E, not more than go percent of the appraised net liquidation value, less the outstanding balance of other indebtedness secured by a senior security interest in such M&E; and (B) in the case of new M&E, not more than 80 percent of the cost thereof (including installation) , less the outstanding balance of other indebtedness secured by a senior security interest in such M&E; and (C) in the case of accounts receivable, not more than 80 percent of the average of the ending balances of the last three (3) years of accounts receivable, less the outstanding balance of other indebtedness secured by a senior security interest in said accounts receivable; and (D) in the case of inventory, not more than 50 percent of the average of the ending inventory balances of the last three (3) years, less the outstanding balance of other indebtedness secured by a senior security interest in said inventory. The Security Interests shall be granted pursuant• to an appropriate security agreement (the "Security Agreement") , which Security Agreement also shall be referenced in appropriate Uniform Commercial Code Financing Statements filed in accordance with the Uniform Commercial Code. The Security Agreement and such Uniform Commercial Code Financing Statements shall contain such provisions as the Secretary deems necessary. (iii) Any and all rights, titles, and interests of the Business Borrower to any leases covering the Real Property. Such rights, titles, and interests shall be the subject of an appropriate and properly recorded collateral assignment of leases and rents (the "Collateral Assignment of Leases and Rents") . The Collateral Assignment of Leases and Rents shall be in a form acceptable to the Secretary. (iv) Any and all rights, titles, and interests of the Business Borrower in any loan or debt service reserve accounts established for the purpose of securing the Business Loan. Such rights, titles, and interests shall be the subject of a collateral assignment of interest in loan or debt service reserve accounts (the "Collateral Assignment of Interest in Loan or Debt Service Reserve Accounts") . The Collateral Assignment of Interest in Loan or Debt Service Reserve Accounts shall be in a form acceptable to the Secretary. (v) Such other alternative collateral or security arrangements as may be requested by the Borrower and approved by the Secretary in writing. (d) The Borrower shall select a financial institution acceptable to the Secretary (the "Custodian") to act as custodian for the documents specified in paragraphs 15 (e) below (the "Security Documents") . The Borrower and the Custodian shall enter into a written agreement containing such provisions as the Secretary deems necessary. A fully executed copy of such agreement, with original signatures, shall be forwarded to the Secretary contemporaneously with the delivery of documents pursuant to paragraph 15 (e) below. (e) Not later than five (5) business days after disbursement by the Borrower of Guaranteed Loan Funds to a Business Borrower, the Borrower shall deliver to the Custodian the following (as applicable to that activity) : (i) The original Business Note endorsed in blank and without recourse. (ii) The original Business Loan Agreement, and an assignment thereof, which assignment shall be in a form acceptable to the Secretary. (iii) The original recorded Business Mortgage signed by the Business Borrower and an assignment thereof, in a recordable form but unrecorded, which assignment shall be in a form acceptable to the Secretary. (iv) The original Collateral Assignment of Leases and Rents and an assignment thereof in a recordable form but unrecorded, which assignment shall be in a form acceptable to the Secretary. 12 (v) The original Security Agreement and an assignment. thereof, which assignment shall be in a form acceptable to the Secretary. (vi) The original Collateral Assignment of Interest in Loan or Debt Service Reserve Accounts. (vii) Any instruments, documents, agreements, and legal opinions required pursuant to paragraphs 15 (c) (v) . (viii) If Guaranteed Loan Funds are used to acquire real property, an appraisal of the fee simple ownership interest in the Real Property. The appraisal shall be completed by an appraiser who is certified by the state and has a professional designation (such as "SRA" or "MAI") , and shall conform to the standards of the Financial Institutions Reform, Recovery and Enforcement Act of 1989 ("FIRREA") . (ix) If Guaranteed Loan Funds are used to acquire used M&E, an appraisal of its net liquidation value. (x) A mortgagee title policy, issued by a company and in a form acceptable to the Secretary, naming the Borrower as the insured party. The policy must either include in the definition of the "insured" each successor in ownership of the indebtedness secured by the Mortgage or be accompanied by an endorsement of the policy to the Secretary. (xi) A certified survey with a legal description conforming to the title policy and the Business Mortgage. (xii) An opinion of Borrower's counsel and/or Business Borrower's counsel, as appropriate, addressed to the Secretary and on its letterhead, that: (A) the Business Borrower is a [corporation] [partnership] duly organized, validly existing, and in good standing under the laws of the state of (insert name of state] ; (B) the Business Nate has been duly executed and delivered by an authorized party and is a valid and binding obligation of the obligor, enforceable in accordance with its terms, except as limited by bankruptcy and similar laws affecting creditors generally; and ( ) the instruments specified in (ii) through (vii) above are valid and legally binding 1 obligations, enforceable iin accordance with their respective terms. (f) The Borrower covenants that it shall : W ensure the diligent performance of the usual and customary functions related to the servicing of the Business Notes; and (ii) promptly perfect the Security Interests by filing a financing statement in accordance with the requirements of the Uniform Commercial Code and shall file such additional statements as are necessary to maintain the perfected Security Interests . (g) The Borrower shall promptly notify the Secretary in writing whenever an event which constitutes a default under (and as defined in) any of the Security Documents pertaining to a Business Loan has occurred and has continued unremedied for a period of 90 days after such occurrence. Such Business Loan shall be hereinafter referred to as the "Nonperforming Business Loan. " However, if a Debt Service Reserve Fund has been established by the Borrower in an amount sufficient to satisfy at least one year' s debt service to HUD on the Nonperforming Business Loan(s) at the date that the loan(s) become nonperforming, the Borrower shall have an additional year prior to the required notification to remedy the default . Notification of a Nonperforming Business Loan shall be delivered to the Secretary, at 451 Seventh Street, S.W. , Room 7180, Washington, D.C. 20410, Attention: Director, Financial Management Division, Office of the Assistant Secretary for Community Planning and Development. The Borrower shall within 60 days of such notification take one of the following actions: (i) The Borrower may replace the Nonperforming Business Loan with another, performing loan (the "Replacement Loan") which meets the security requirements specified in paragraph 15 (c) . Such replacement shall be effected by delivery to the Custodian of the Security Documents that would be delivered if the Replacement Loan were made from Guaranteed Loan Funds. If the payments of principal and interest on the Replacement Loan are insufficient to satisfy the payments that are due on the Nonperforming Business Loan, the Borrower shall purchase Government Obligations that mature and bear interest at times and in amounts 14 sufficient, together with payments due on the Replacement Lean, to pay when due the principal and interest to become due on the Nonperforming Business Loan. Such Government Obligations shall be deposited in the Loan Repayment Investment Account. (ii) If the Borrower elects not to replace a J Nonperforming Business Loan, the Borrower shall purchase Government Obligations that mature and bear .interest at times and in amounts sufficient to pay when due the principal and interest to become due on the Nonperforming Business Loan. (This action shall be required only with respect to Nonperforming Business Loans that have not been replaced as provided under (i) above. ) Such Government Obligations shall be deposited in the Loan Repayment Investment Account . (h) Paragraph 12 is amended by adding at the end thereof the fallowing language: " (f) The Secretary may complete the endorsement of the Business Notes and record the assignments referred to in paragraph 15 (e) , and thereby effectuate the transfer of the documents referenced and underlying indebtedness from the Borrower to the Secretary or the Secretary's assignee. " (g) The Secretary may exercise or enforce any and all other rights or remedies (.including any and all rights and remedies available to a secured party under the Uniform Commercial Code) available by law or agreement (.including any of the Security Documents, as defined in paragraph 15 (d) ) against the Borrower, against the Business Borrower, or against any other person or property. " (i) The Grant Agreement, dated June 23, 1998 , 1998, for the grant made to the Borrower pursuant to Section 108 (q) , under grant number E-96-ED-48-0030, i s hereby incorporated in the Contract and made a part hereof. ( ) At the option of the Secretary, the Notes shall be exchanged for a new note to be executed by the Borrower (the "Replacement Note") repayable in principal installments at times and in amounts identical to the maturities of all amounts advanced under the Notes prior to the date of exchange, unless another schedule for repayment is agreed to by the Secretary and the Borrower. To the extent funds pledged pursuant to 15 paragraph 5 (a) of this Contract are sufficient to make payments at an interest rate that will not exceed the net effective interest rate payable on public securities within the meaning of Vernon' s .Texas Revised Civil Statutes, art . 717k-2 (the "Texas maximum rate") , the Borrower shall agree to such revised repayment schedule. The Replacement Note shall be in a form that will enable the Secretary to arrange for the issuance of trust certificates or other obligations backed by a pool composed of the Replacement Note and similar notes issued by other Section 108 borrowers . When notified in writing by the Secretary, the Borrower shall execute and deliver to the Secretary the Replacement Note and a new Contract for Loan Guarantee Assistance' containing such modifications as deemed necessary by the Secretary to permit the issuance of such trust certificates or other obligations; provided, however, that Borrower shall not be obligated to execute and deliver the Replacement Note if the interest rate to be paid on the Replacement Note, including any revised repayment schedule -oermissible' under this paragraph, would exceed Texas maximum rate . If the variable interest rate payable (as determined by the Fiscal Agent with notice to the Borrower and the Secretary) on the Notes executed contemporaneously -with this Contract shall exceed on any Reset Date thereunder the Texas maximum rate, the entire unpaid amount advanced and all interest accrued to such date on such advances shall be immediately due and payable from the sources specified in paragraph 5 of this Contract . Payment shall be made by the Borrower•at the time (within five Business Days after such Reset Date) and in the manner provided in the Fiscal Agent's notice to the Borrower, and if not so paid, payment may be made by the Secretary from such sources on behalf of the Borrower as provided in this Contract. As additional security for repayment of the Notes, the Borrower shall : (i) Deposit $200, 000 from grants pledged pursuant to paragraph 5 (a) annually on the first day of August, commencing August 1, 1999 and ending August 1, 2001 . Deposits shall be placed in the Loan Repayment Account . (ii) Pledge all program income, as defined at 24 CFR Section 570 -500 (a) , generated by the Borrower' s Home improvement Loan Program. Such pledge shall be effected through an agreement (the "HILP Pledge Agreement") , which HILP Pledge Agreement shall be 16 in a farm acceptable to the Secretary. (iii) Pledge all program income, as defined at 24 CFR Section 570 .500 (a) , generated by the .Borrower` s Revolving Loan Fund program. Such pledge shall be effected through an agreement between the Borrower and the Fort Worth Economic Development Corporation, as administrator of the Revolving Loan Fund program, (the "'RLF Pledge Agreement") , which RLF Pledge Agreement shall be in a form acceptable to the Secretary. (iv) Deliver the HILP Pledge Agreement and the R.LF Pledge Agreement to the Custodian specified in paragraph 15 (d) not later than five (5) business days after the initial disbursement of Guaranteed Loan Funds by the Borrower. [REST OF PAGE INTENTIONALLY LEFT BLANK] 17 ATTACHMENT 3 Legal Description of Real Property [Borrower shall insert legal description-] ATTACMIENT 4 Description of Personal Property [Borrower shall insert legal description.] r ATTACHMENT 1 U. S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT LETTER AGREEMENT FOR SECTION 108 LOAN GUARANTEE PROGRAM CUSTODIAL ACCOUNT Name of Institution (and Branch) Street city DATE [� This account is established for funds received by the Borrower under note (s) guaranteed by the United States Department of Housing and Urban Development (HUD) under the Section 108 Loan Guarantee Program. (Guaranteed Loan Funds Account. ) [j This account is established for repayment of the note guaranteed by HUD under the Section 108 Loan Guarantee Program. (Loan Repayment Account) . [) This account is established as a debt service reserve under the Section 108 Loan Guarantee Program. (Debt Service Reserve Account. ) You are hereby authorized and requested to establish a custodial account to be specifically designated Trustee of United States Department of Housing and Urban Development. " All deposits made in such account shall be subject to withdrawal therefrom by the Borrower named below, and shall also be subject to withdrawal therefrom by HUD. No agent of the Borrower shall be authorized to withdraw funds from the account. you are also authorized to pay HUD at any time upon its written demand, which need not name a specific amount, the entire amount in such account subject only to notice requirements contained in applicable regulations governing this institution, but in no event to exceed seven business days . You are further authorized upon the request of HUD to refuse to honor any instrument drawn upon or withdrawals from such account by parties other than HUD and to change the name of the aforesaid account to the ,"United• states Department of Housing and Urban Development . " In no instance shall the funds in the Custodial Account be used to offset funds which may have been advanced to, or on behalf of, the Borrower by the custodian institution. This letter is submitted to you in duplicate. Please execute the duplicate copy of the certificate below, acknowledging the existence of such account, so that we may present the copy signed by you to HUD. Name of Borrower By (Signature) Title The undersigned institution certifies to the United States Department of Housing and Urban Development (HUD) that the account identified is in existence in this institution under account number and agrees with the Borrower named above and HUD to honor demands on such account in the manner provided in the above letter, subject only to notice requirements contained -in applicable regulations governing this institution, but in no event to exceed seven business days . The undersigned institution further agrees upon the request of HUD to refuse to honor any instruments drawn upon or withdrawals from such account by parties other than HUD and to change the name of the aforesaid account to "United States Department of Housing and Urban Development. " In no instance shall the funds in the Custodial Account be used to offset funds which may have been advanced to, or on behalf of, the Borrower by the custodian institution. Deposits in this institution are insured by the Federal Deposit Insurance Corporation, the Federal Savings and Loan Insurance Corporation, or the National Credit Union Administration. Name of institution By Title Date ATTACH11ENT :2 U. S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT LETTER AGREEMENT FOR SECTION 108 LOAN GUARANTEE PROGRAM CUSTODIAL INVESTMENT ACCOUNT Name of Institution (and Branch) Street City DATE This account is established to hold obligations and their assignments, such obligations having been purchased with funds from the Guaranteed Loan Funds Account. (Guaranteed Loan Funds Investment Account. ) This account is established to hold obligations and their assignments, such obligations having been purchased with funds from the Loan Repayment Account. (Loan Repayment Investment Account. ) This account is established to hold obligations and their assignments, such obligations having been purchased with funds from the Debt Service Reserve Account. (Debt Service Reserve Investment Account . ) You are hereby authorized and requested to hold obligations and assignments of those obligations in trust for the United States Department of Housing and Urban Development (HUD) in an account specifically designated Trustee of United States Department of Housing and Urban Development. " All obligations and assignments shall be subject to release to the Borrower named below, and 'shall also be subject to release to HUD. No agent of the Borrower shall be authorized to release the obligations or assignments. You are also authorized to release the obligations and assignments to HUD at any time upon its written demand, which need not name specific obligations and assignments, all obligations and assignments being held in such account subject only to any notice requirements contained in applicable regulations governing this institution, but in no event to exceed seven business days . You are further authorized upon the request of HUD to refuse to honor any request for release of the obligations and assignments from such account by parties other than HUD and to change the name of the aforesaid account to the "United States Department of Housing and Urban Development. " In no instance shall the obligations in the account be used to offset funds which may have been advanced to, or on behalf of, the Borrower by the custodian institution. This letter is submitted to you in duplicate. Please execute the duplicate copy of the certificate below, acknowledging the existence of such account, so that we may present the copy signed by you to HUD. Name of Borrower By (Signature) Title The undersigned institution certifies to the United States Department of Housing and Urban Development (HUD) that the account identified is in existence in this institution under account number and agrees with the Borrower named above and HUD to honor demands release on such account in the manner provided in the above letter, subject only to any notice reauirements contained in applicable regulations governing this institution, but in no event to exceed seven business days . The undersigned institution further agrees upon the request of HUD to refuse to honor any request for release of the obligations and assignments from such account by parties other than HUD and to change the name of the aforesaid account to "United States Department of Housing and Urban Development. " In no instance shall the obligations in the account be used to offset funds which may have been advanced to, or on behalf of, the Borrower by the custodian institution. Deposits in this institution are insured by the Federal Deposit Insurance Corporation, the Federal Savings and Loan Insurance Corporation, or the National Credit Union Administration. N e of Institution By Title Date ATTACHMENT I U. S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT LETTER AGREEMENT FOR SECTION 108 LOAN GUARANTEE PROGRAM CUSTODIAL ACCOUNT Name of Institution (and Branch) Street City' DATE This account is established for funds received by the Borrower under note (s) guaranteed by the United States Department of Housing and Urban Development (HUD) under the Section 108 Loan Guarantee Program. (Guaranteed Loan Funds Account . ) This account is established for repayment of the note guaranteed by HUD under the Section 108 Loan Guarantee Program. (Loan Repayment Account) . This account is established as a debt service reserve under the Section 108 Loan Guarantee Program. (Debt Service Reserve Account. ) You are hereby authorized and requested to establish a custodial account to be specifically designated Trustee of United States Department of Housing and Urban Development. " All deposits made in such account shall be subject to withdrawal therefrom by the Borrower named below, and shall also be subject to withdrawal therefrom by HUD. No agent of the Borrower shall be authorized to withdraw funds from the account. You are also authorized to pay HUD at any time upon its written demand, which need not name a specific amount, the entire amount in such account subject only to notice requirements contained in applicable regulations governing this institution, but in no event to exceed seven business days . You are further authorized upon the request of HUD to refuse to honor any instrument drawn u- pon or withdrawals from such account by parties other than HUD and to change the name of the aforesaid ccount to the "United States Department of Housing and Urban Development. " In no instance shall the funds in the Custodial Account be used to offset funds which may have been advanced to, or on behalf of, the Borrower by the custodian institutioh. This letter is submitted to you in duplicate. Please execute the duplicate copy of the certificate below, acknowledging the existence of such account, so that we may present the copy signed by you to HUD. Name of Borrower By (Signature) Title The undersigned institution certifies to the United States Department of Housing and Urban Development (HUD) that the account identified is in existence in this institution under account number and agrees with the Borrower named above and HUD to honor demands on such account in the manner provided in the above letter, subject only to notice requirements contained -in applicable regulations governing this institution, but in no event to exceed seven business days . The undersigned institution further agrees upon the request of HUD to refuse to honor any instruments drawn upon or withdrawals from such account by parties other than HUD and to change the name of the aforesaid account to "United States Department of Housing and Urban Development. " In no instance shall the funds in the Custodial Account be used to offset funds which may have been advanced to, or on behalf of, the Borrower by the custodian institution. Deposits in this institution are insured by the Federal Deposit Insurance Corporation, the Federal Savings and Loan Insurance Corporation, or the National Credit Union Administration. N e of Institution By Title Date ATTACHMENT 2 U. S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT LETTER AGREEMENT FOR SECTION 108 LOAN GUARANTEE PROGRAM CUSTODIAL INVESTMENT ACCOUNT Name of Institution (and Branch) Street City DATE This account is established to hold obligations and their assignments, such obligations having been purchased with funds from the Guaranteed Loan Funds Account . (Guaranteed Loan Funds Investment Account . ) This account is established to hold obligations and their assignments , such obligations having been purchased with funds from the Loan Repayment Account . (Loan Repayment Investment Account. ) This account is established to hold obligations and their assignments, such obligations having been purchased with funds from the Debt Service Reserve Account. (Debt Service Reserve Investment Account . ) You are hereby authorized and requested to hold obligations and assignments of those obligations in trust for the United States Department of Housing and Urban Development (HUD) in an account specifically designated Trustee of United States Department of Housing and Urban Development . " All obligations and assignments shall be subject to release to the Borrower named below, and shall also be subject to release to D. No agent of the Borrower shall be authorized to release the obligations or assignments . You are also authorized to release the obligations and assignments to HUD at any time upon its written demand, which need not name specific obligations and assignments, all obligations and assignments being held in such account subject only to any notice requirements contained in applicable regulations governing this institution, but in no event to exceed seven Lsiness days . You are further authorized upon the request of HUD to refuse to honor any request for release of the obligations and assignments from such account by parties other than HUD and to change the name of the aforesaid account to the "United States Department of Housing and Urban Development. " In no instance shall the obligations in the account be used to offset funds which may have been advanced to, or on behalf of, the Borrower by the custodian institution. This letter is submitted to you in duplicate. Please execute the duplicate copy of the certificate below, acknowledging the existence of such account, so that we may present the copy signed by you to HUD. Name of Borrower By (Signature) Title The undersigned institution certifies to the United States Department of Housing and Urban Development (HUD) that the account identified is in existence in this institution under account number , and agrees with the Borrower named above and HUD to honor demands release on such account in the manner provided in the above letter, subject only to any notice requirements contained in applicable regulations governing this institution, but in no event to exceed seven business days . The undersigned institution further agrees upon the request of HUD to refuse to honor any request for release of the obligations and assignments from such account by parties other than HUD and to change the name of the aforesaid account to "United States Department of Housing and Urban Development. " In no instance shall the obligations in the account be used to offset funds which may have been advanced to, or on behalf of, the Borrower by the custodian institution. Deposits in this institution are insured by the Federal Deposit Insurance Corporation, the Federal Savings and Loan Insurance Corporation, or the National Credit Union Administration. Na-me of Institution By Title Date City of fF'ort Worth, Texas 3JWcyorand Council Conit"unie' ation :DATE REFERENCE NUMBER LOG NAME PAG 6/2/98 C-16807 42MERCADO 1 of 2 SUBJECT AWARD OF LOAN ORIGINATION AND LOAN SERVICING CONTRACT TO THE FORT WORTH ECONOMIC DEVELOPMENT CORPORATION FOR THE MERCADO FORT WORTH PROJECT RECOMMENDATION: It is recommended that the City Council: 1. Approve the transfer of $10,000 in Community Development Block Grant Year Sixteen (16) Funds to the Mercado Fort Worth Project; and 2. Authorize the City Manager to execute an agreement with the Fort Worth Economic Development Corporation for a fee not to exceed $10,000 for loan origination and loan servicing activities for the Mercado Fort Worth project. DISCUSSION: On March 11, 1998, the U.S. Department of Housing and Urban Development (HUD) announced that the City has been approved for $5 million in Section 108 Loan Guarantees. The low-interest loan funds will be made available to eligible businesses in north Fort Worth which are a part of, or compliment, the Mercado Fort Worth project, located in the 1400 block of North Main Street. It is proposed that the Fort Worth Economic Development Corporation (FWEDC) process and review loan applications on behalf of the City based on underwriting criteria to be determined by the City. A processing fee of $500.00 will be charged for each application (112 to be paid by the City) to offset incidental costs, such as staff time, obtaining credit reports and title information. Prior to application, potential borrowers will have access to free or low-cost loan packaging assistance through the Fort Worth Business Assistance Center (BAC), and its affiliated agencies. The $10,000 appropriated by the City will be used to pay $250 per application processing fee for forty (40) clients. Successful loan applicants will be charged a 0.5% loan servicing fee, which will be assessed monthly for the life of the loans. Additional one-time fees due at loan closing are: I Loan processing fee (1.5% of total loan amount) I Appraisal fee ($1,000 to $1,500) Construction management fee ($500 or 1% of construction budget) Title and legal fees i At the borrower`s option, these fees can be rolled into the loan balance and paid over time. i 1 7 i City of Fort Worth, Texas "raver 01"d (zou"Cit 4:0mmunicatio" DATE 6/2/98 REFERENCE NUMB E-R C-1 807 1 LOG N PAGE AME 02MERC ADO 6 2 of 2 SUBJECT AWARD OF LOAN ORIGINATION AND LOAN SERVICING CONTRACT TO THE FORT WORTH ECONOMIC DEVELOPMENT CORPORATION FOR THE MERCADO FORT WORTH PROJECT FISCAL IN EORMATI ONICERII El CATION: The Director of the Department of Finance certifies that funds are available in the current operating budget, as appropriated, of the Grant Fund. MG-j Submitted for City Manager's FUND ACCOUNTI CENTER AMOUNT CITY SECRETARY Of fore by: 10) GR76 1 5 9 20 01320608894 $10-000M W14ROVED I Rarn6n Gua�ardo 6191 1 Clriint Department Head: CITY CO i Joe Paniagua 6168 (from) 7 12 j '52060889911 1 $10,000,00 (2)GR76 539- 120 1 01,12,06. ry, F tha T'Ih,Tr r�,ichard Tucke, SUN L