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HomeMy WebLinkAboutContract 61621CSC N o. 61621 �GRS April 25, 2024 Mr. Reginald Zeno Chief Financial Officer City of Fort Worth, Texas 200 Texas Street Fort Worth, Texas 76102 Reginald.Zeno@fortworthtexas.gov P: 469.524.0000 � www.grsconsulting.com Subject: GASB Statement No. 68 Reporting and Disclosure Information for the City of Fort Worth Fiscal Year Ending September 30, 2024 Dear Mr. Zeno, This report provides information required by the City of Fort Worth (the City) with regards to the Employees' Retirement Fund of the City of Fort Worth (FWERF) in connection with the Governmental Accounting Standards Board (GASB) Statement No. 68, "Accounting and Financial Reporting for Pensions," for the City's fiscal year ending September 30, 2024. The Net Pension Liability is not an appropriate measure for measuring the sufficiency of plan assets to cover the estimated cost of settling the employer's benefit obligation. The Net Pension Liability is not an appropriate measure for assessing the need for or amount of future employer contributions. A calculation of the plan's liability for purposes other than satisfying the requirements of GASB Statement No. 68 may produce significantly different results. This report may be provided to parties other than the City only in its entirety and only with the permission of the City. The Total Pension Liability, Net Pension Liability, and certain sensitivity information shown in this report are based on an actuarial valuation performed as of December 31, 2022. The Total Pension Liability was rolled-forward from the valuation date to the FWERF plan year ending September 30, 2023, using generally accepted actuarial principles. There were no significant events or changes in benefit provisions that required an adjustment to the roll-forward liabilities as of September 30, 2023. It is our opinion that the recommended assumptions are internally consistent, reasonable, and comply with the requirements under GASB Statement No. 68. The actuarial valuation performed as of December 31, 2022 indicates that FWERF is expected to pay Conditional Ad Hoc COLAs in the future. As a result, the Total Pension Liability as of September 30, 2023 was increased by $15.5 million to account for the future expected Conditional Ad Hoc COLAs. This report is based upon information, furnished to us by FWERF staff, which include benefit provisions, membership information, and financial data. We did not audit this data and information, but we did apply a number of tests and concluded that it was reasonable and consistent. GRS is not responsible for the accuracy or completeness of the information provided to us by FWERF staff. Any required information not included here will need to be provided by the City, FWERF staff, the FWERF investment consultant or auditor. Mr. Reginald Zeno April 25, 2024 Page 2 Certain tables included in the Required Supplementary Information should include a 10-year history of information. As provided for in GASB Statement No. 68, this historical information is only presented for the years in which the information was measured in conformity with the requirements of GASB Statement No. 68. The historical information in this report will begin with the information presented for the FWERF fiscal year ending September 30, 2014. Paragraph 57 of GASB Statement No. 68 indicates that contributions to the pension plan subsequent to the measurement date of the Net Pension Liability and prior to the end of the employer's reporting period should be reported by the employer as a deferred outflow of resources related to pensions. The information contained in this report does not incorporate any contributions made to FWERF subsequent to September 30, 2023. This report complements the actuarial valuation as of December 31, 2022, provided for plan funding purposes, which was provided to FWERF and should be considered together as a complete report for the FWERF plan year ending September 30, 2023. Please see the actuarial valuation report as of December 31, 2022, dated April 19, 2023, for additional discussion of the actuarial valuation that was used in the roll-forward, including the nature of actuarial calculations and more information related to participant data, economic and demographic assumptions, and benefit provisions. This actuarial valuation report is publically available on FWERF's website. To the best of our knowledge, the information contained within this report is accurate and fairly represents the actuarial position of the Employees' Retirement Fund of the City of Fort Worth. All calculations have been made in conformity with generally accepted actuarial principles and practices as well as with the Actuarial Standards of Practice issued by the Actuarial Standards Board. Mr. Newton and Mr. Detweiler are members of the American Academy of Actuaries (MAAA) and meet the Qualification Standards of the American Academy of Actuaries to render the actuarial opinion contained herein. Respectfully submitted, �t �,�v �-- Joseph Newton, FSA, EA, MAAA Pension Market Lead and Actuary ,, --�� ��. I � Bill Detweiler, ASA, EA, FCA, MAAA Consultant and Actuary Summary of Population Statistics The total pension liability described in this report is based on the FWERF membership as of December 31, 2022: Inactive Plan Members or Beneficiaries Currently Receiving Benefits Inactive Plan Members Entitled to But NotYet Receiving Benefits Active Plan Members Total Plan Members Measurement of the Net Pension Liability 5,037 1,738 6,656 13,431 The Net Pension Liability is measured as the Total Pension Liability, less the amount of the plan's Fiduciary Net Position. In actuarial terms, this is analogous to the accrued liability less the market value of assets (not the smoothed actuarial value of assets that is often encountered in actuarial valuations based on the FWERF Board's adopted assumptions and methods). A single discount rate of 7.00% was used to measure the total pension liability as of September 30, 2022 and September 30, 2023. This single discount rate was based on an expected rate of return on pension plan investments of 7.00%. Based on the stated assumptions and the projection of cash flows, the pension plan's fiduciary net position and future contributions were sufficient to finance all future benefit payments of current plan members. As a result, the long-term expected rate of return on pension plan investments was applied to all periods of projected benefit payments to determine the total pension liability. The projection of cash flows used to determine this single discount rate assumed that plan member and employer contributions will be made at the current levels and remain a level percentage of payroll. In addition, the projection of cash flows includes the Risk-Sharing Contributions and Conditional Ad Hoc COLAs expected to be paid in the future. Sensitivity of the Net Pension Liability to the Single Discount Rate Assumption Below is a table providing the sensitivit;� of the Net Pension Liability to changes in the discount rate as of September 30, 2023. In particular, the table presents the plan's Net Pension Liability, if it were calculated using a single discount rate that is one-percentage-point lower or one-percentage-point higher than the single discount rate: 1% Decrease 6.00% $ 3,121,880,253 Current Single Discount Rate Assumption 7.00 % $ 2,498,828,682 1% Increase 8.00 % $ 1,980,582,409 ��G R S Employees' Retirement Fund of the City of Fort Worth � a O N e�i N N � 0 � 0 '� N � � O W � � n � /1� ~ � � N I..L � � � � �� C� = � ''�i 0 � '^ N � � J � � � ^' Q W N m � � 'i � � N a� a z ,�w N o y ' L o N � O L Q •a W ti W N � O � � N �� {,r .� � �^' WF�/� N/�' �,y,I N W � O N � � '� U � "— s/l °A1 �y W M N � o � N Q� � U N o�� �o o�� � a m o m ri � 00 O W tfl ci I ; c-I Ot N C O �O m m o N �-I N co m o� io n I� �-1 O W W Oi OJ � O N N N W f� 7 Ol N �-1 vl N c0 W a �ri � ri o a w a -- ., io N — M � i� eY O 'i 1� n n m co N O h W t+1 O I� N n d � m 'i N '-I CO N d N O1 lJl N N O f-V � t'�1 0] O V o] N O h O1 tO vl W N VI fTl h Ol V �fl W h t0 00 N m .-i io n �tll 00 N N !h N o � o rn w O i0 N O O O1 � tD � v a o C vl � O m m m m v ri in N n � � e-1 N .� � m v m ,y in � � � � � n �n � m m O O h n1 in N m m rn m o m a m '-i o rci m � �m v � m N Ill � ' ✓1 '1 � n � o m o n1 N N O N I� O �O t0 � m r � m a O l0 � m � co in a �r o m a � io m o V1 l0 ri rl N 7 m t� � � M � � ro o v o ro a a i(1 N ✓1 O tO O V r� m o m N rci o� � m � � � o s o �� ^ m m m m m d N m O �n a a � � � 1� O N m N 0 0 ro � W � N � W � � N W 1 o i v � � � 41 1 O I O1 � � �j . ro w � � N ; m m � m � N O1 O v 'i m � � � I N m n N � � i 0 � W ! 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'o � v. � E o' : m == m� `v a�- a°1i m Y� a ��� ��- v� c a a = a c m«°1 v a c � m � v v v��_ o m m v�� w� o� `0 m w a v n i, � v � E i -O - v 3 x C - � C'� � G C �' C C 10 C— � N "O � � (p � O � O W u p T N O! � � � u �= T N � 4! N N p � � W.p � VI v� c � p � ro m �� �� �' v a m a m . . . � > v .� c m n o � y y � `w v � a o � >> � � o v c o 0 o i - a v v pvp w m!� � a �' 4�_-. o o O.. � u �� y v v v � C W G UI N N — — UI �n UI O. � � �. y U1 � p`w " r� .`0c m v o o f0 E E w m v z m m`m w � p v o F i u. F- vi � u 0 u m Z F- I- a w w a m a O z a a Z a c/ Z z , L N c � W � � � m � t s 3 v a C 3 a � O f O o � 0 1 ✓1 J m � �; E o c � � a�+ ! C O� C � r v . a w ' a _ � m _ in u � � L 0 N � O � � T � � o N : � m � C G � � c � � � o -o v N � � C a W L �- � v v E a a o � Y a E - w w m � v o � � c `o � " � v V- UO � C C � m a , ar W �� v Y m o � v � � � , � u � N W N . L L U1 O O T � � — � , v v � - � m � � i ti � � o 0 3 � N N v LL LL � c 0 0 � 0 v v � a , v ,. .. � v v c `v v v � � � O O v Y � � � 0 on m i G G m I L L G i U U s ( v > N a v 0 � m N � m � � O � i � LL � � U � � 4- O "� C � l.L i--� � Q1 � Q� .� � � � a N T � Q � L.LA `^ V Schedules of Required Supplementary Information Schedule of Employer Contributions Aduarially Contribution Adual Contribution FY Ending Determined Adual Deficiency Covered as a% of September 30, Contribution Contribution (Excess) Payroll Covered Payroll 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 $ 78,165,049 80,820,598 84,746,991 89,408,134 93,504,064 113,109,911 124,743,976 128,046,174 137,012,301 148,281,745 $ 4,772,841 12,741,986 16,592,926 22,777,147 38,262,293 23,057,952 35,415,467 37,660,639 37,303,192 26,777,742 $ 391,216,461 404,507,497 424,371,512 447,488,158 467,754,197 484,410,754 509,575,065 523,064,436 539,843,582 557,869,620 Notes to Schedule of Contributions 19.98 % 19.98 % 19.97 % 19.98 % 19.99 % 23.35 % 24.48 % 24.48 % 25.38 % 26.58 % Valuation Date: December 31, 2022 Notes TheActuarially Determined Contribution is equal tothetotal calculated contribution rate in the prior actuarial valuation, minus the portion expected to becovered 6y employee contributions, multiplied by the covered-employee payroll. City and Member contribution rates areestablished byordinance. The assumptions and.methods, summarized below, were adopted by the Board of Trustees on March 27, 2019 based on the experience investigation that covered the three-year period from January 1, 2016 through December 31, 2018. These assumptions first applied for actuarial valuation as of Decem6er 31, 2018 and the Actuarially Determined Contribution for FYE 2020. Methods and Assumptions Used to Determine Contribution Rates: Actuarial Cost Method EntryAge Normal Amortization Method Level Percentage of Payroll, 30-year closed beginning in 2018 RemainingAmortizationPeriod 26years AssetValuation Method Five-yearsmoothed market Inflation 2.50% Sa I a ry I ncrea s es 3.25% - 28.25% Investment Rate of Return 7.00% RetirementAge Experience-based table of rates 6ased onjob classification and number ofyears since fi rst reti rement el i gi bi I i ty Mortality PubG-2010 MortalityTables for General Employees and Pu6S-2010 Healthy Retiree MortalityTablefor PoliceOfficers and Firefighters. Generational mortality i mprovements from the yea r 2010 us i ng the ulti mate morta I ity i mprovement rates i n the 2014-2019 MP ta bl es. Cost-of-Living Adjustment Other Information: Notes $ 82,937,890 93,562,584 101,339,917 112,185,281 131,766,357 136,167,863 160,159,443 165,706,813 174,315,493 175,059,487 A 2% cost-of-I ivi ng a dj ustment (COLA) is assumed for a I I members i n the Gua ra nteed COLA progra m; no CO LPs a re ass umed for members with a Va ri a bl e COLA. Ti mi ng of Conditional Ad Hoc COLAs is based on an open group projection. The covered-employee payroll was estimated based on the actual employer contributions received and a weighted average contribution rate. G R S Employees' Retirement Fund of the City of Fort Worth 5 NOTES TO FINANCIAL STATEMENTS Pension Expense for FWERF Fiscal Year Ending September 30, 2023 To be used for the City's Reporting for Fiscal Year Ending September 30, 2024 1. Service Cost 2.InterestontheTotal Pension Liability 3. Current-Period Benefit Changes 4. Empl oyee Contri buti ons 5. Projected Earnings on Plan Investments 6. Pension Plan Administrative Expense 7. Other Changes in Plan Fiduciary Net Position 8. Recognition of Outflow (Inflow) of Resources dueto Liabilities 9. Recognition of Outflow (Inflow) of Resources dueto Assets 10. Total Pension Expense Recognition of Deferred Outflows and Inflows of Resources 76,529,318 346,499,377 (72,322,732) (171,153,793) 7,327,309 67,683,273 37,246,010 $ 291,808,762 According to paragraph 33 of GASB No. 68, differences between expected and actual experience and changes in assumptions are recognized in pension expense using a systematic and rational method over a closed period equal to the average of the expected remaining service lives of all employees that are provided with pensions through the pension plan (active employees and inactive employees) determined as of the beginning of the measurement period. At the beginning of the 2023 fiscal year, the expected remaining service lives of all employees was 72,820 years for FWERF. Additionally, the FWERF plan membership (active employees and inactive employees) was 13,431. As a result, the average of the expected remaining service lives for purposes of recognizing the applicable deferred outflows and inflows of resources established in the 2023 fiscal year is 5.4 years. Additionally, differences between projected and actual earnings on pension plan investments should be recognized in pension expense using a systematic and rational method over a closed five-year period. For this purpose, the deferred outflows and inflows of resources are recognized in the pension expense as a level dollar amount over the closed period identified above. G R s Employees' Retirement Fund of the City of Fort Worth NOTES TO FINANCIAL STATEMENTS Statement of Outflows and Inflows Arising from Current and Prior Reporting Periods For Plan Year Ending September 30, 2023 To be used for the City's Reporting for Fiscal Year Ending September 30, 2024 A. New Deferred Outflows and Inflows of Resources by Source Established in Fiscal Year Outflows Inflows NetOutflows of Resources of Resources of Resaurces 1. Differences between expected and actual experience $ 0 $ 27,404,370 $ (27,404,370) 2. Assumption Changes 0 0 0 3. Net Difference between projected and actual earnings on pension plan investments 0 47,410,863 (47,410,863) 4.Total $ 0 $ 74,815,233 $ (74,815,233) B. Outflows and Inflows of Resources by Source to 6e recognized in Current Pension Expense Outflows Inflows NetOutflows of Resources of Resources of Resources 1. Differences between expected and actual experience $ 12,609,679 $ 8,290,521 $ 4,319,158 2. Assumption Changes 90,914,213 27,550,098 63,364,115 3. Net Difference between projected and actual earnings on pension plan investments 4. Total 118,811,102 81,565,092 37,246,010 $ 222,334,994 $ 117,405,711 $ 104,929,283 C. Deferred Outflows and Deferred Inflows of Resources by Source to be recognized in Future Pension Expense Deferred Outflows Deferred Inflows NetOutflows of Resources of Resources of Resources 1. Differences between expected and actual experience $ 5,910,079 $ 25,297,529 $ (19,387,450) 2.AssumptionChanges 81,822,790 0 81,822,790 3. Net Difference 6etween projected and actual earnings on pension plan investments 4. Total 281,354,043 182,094,526 99,259,517 $ 369,086,912 $ 207,392,055 $ 161,694,857 D. Deferred Outflows and Deferred Inflows of Resources by Year to be recognized in Future Pension Expenses outflows Inflows City Fiscal Year Ending of Resources of Resources 2025 $ 184,450,789 $ 89,542,266 $ 2026 92,748,936 86,705,727 2027 91,862,488 14,557,057 2028 24,699 14,557,055 2029 0 2,029,950 Thereafter 0 0 Total $ 369,086,912 $ 207,392,055 $ ` �G R S Net 0 utfl ows of Resources 94,908,523 6,043,209 77,305,431 (14,532,356) (2,029,950) 0 161,694,857 Employees' Retirement Fund of the City of Fort Worth 7 NOTES TO FINANCIAL STATEMENTS Recognition of Deferred Outflows and Inflows of Resources For Plan Year Ending September 30, 2023 To be used for the City's Reporting for Fiscal Year Ending September 30, 2024 Initial Remaining Year Recognition CurrentYear Remaining Recognition Established Initial Amount Period Recognition Recognition Period Deferred Outflow (Inflow) due to Differences Between Expected and Actual Experience on Liabilities 2018 62,114,429 6.0 10,352,404 0 0.0 2019 (18,487,311) 5.9 (3,133,443) (2,820,096) 0.9 2020 (476,723) 5.8 (82,194) (147,947) 1.8 2021 12,410,191 5.6 2,216,106 5,761,873 2.6 2022 230,544 5.6 41,169 148,206 3.6 2023 (27,404,370) 5.4 (5,074,884) (22,329,486) 4.4 Total 4,319,158 (19,387,450) Deferred Outflow (Inflow) due to Assumption Changes 2018 (165,300,608) 6.0 2019 536,393,855 5.9 2020 0 5.8 2021 0 5.6 2022 0 5.6 2023 0 5.4 Total (27,550,098) 90,914,213 0 0 0 0 63,364,115 0 81,822,790 0 0 0 0 81,822,790 0.0 0.9 1.8 2.6 3.6 4.4 Deferred Outflow (Inflow) due to Differences Between Projected and Actual Earnings on Plan Investmei 2018 27,007,746 5.0 0 0 0.0 2019 92,201,878 5.0 18,440,374 0 0.0 2020 49,395,331 5.0 9,879,067 9,879,063 1.0 2021 (360,414,593) 5.0 (72,082,919) (144,165,836) 2.0 2022 452,458,302 5.0 90,491,661 271,474,980 3.0 2023 (47,410,863) 5.0 (9,482,173) (37,928,690) 4.0 Total 37,246,010 99,259,517 G R s Employees' Retirement Fund of the City of Fort Worth 8 ::�YOFFORT � Name: David Co City Manager AT TEST: �1�By: _U _______________ _ Name: Jannette Goodall City Secretary CONTRACT COMPLIANCE MANAGER: By signing I acknowledge that I am the person responsible for monitoring and administration of this contract, including all perfmmance and reporting requirements, . (¼1/r@w. Rp-ufffluf< BY, Anthony Rousseau (Jun 26, 2024 12:34 CDT) Name: Anthony Rousseau, Assistant Finance Director APPROVE AS TO FORM AND LEAGALITY: By: �ft• (//4,y-- Name: Denis C. McElroy, Assistant City Attorney