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HomeMy WebLinkAboutOrdinance 14408Ordinance No. / / L/~/ V AN ORDINANCE INCREASING THE ESTIMATED RECEIPTS AND APPROPRIATIONS IN THE GROUP HEALTH FUND IN THE AMOUNT OF $1,761,090 FOR THE PURPOSE OF FUNDING THE RENEWAL CONTRACTS WITH PACIFICARE OF TEXAS, INC AND PACIFICARE LIFE ASSURANCE COMPANY FOR HEALTH MAINTENANCE ORGANIZATION HEALTH BENEFITS, PREFERRED PROVIDER ORGANIZATION HEALTH BENEFITS, AND ADMINISTRATION OF THE CITY'S SELF-FUNDED, INDEMNITY TYPE PLAN AND RENEWAL OF CONTRACT WITH LINCOLN RE-RISK MANAGEMENT SERVICES, INC., FOR STOP- LOSS INSURANCE COVERAGE FOR THE CITY'S SELF-FUNDED MEDICAL BENEFITS, MAKING THIS ORDINANCE CUMULATIVE OF PRIOR ORDINANCES AND REPEALING ALL PRIOR ORDINANCES IN CONFLICT HEREWITH, AND PROVIDING AN EFFECTIVE DATE. BE IT ORDAINED BY THE CITY COUNCIL OF THE CITY OF FORT WORTH, TEXAS. SECTION 1 That in addition to those amounts allocated to the various City departments for the Fiscal Year 2000-01 and in the Budget of the City Manager, there shall also be increased estimated receipts and appropriations in the group health fund in the amount of $1,761,090 for the purpose of funding the renewal contracts with PacifiCare of Texas, Inc. and PacifiCare Life Assurance Company for health maintenance organization health benefits, preferred provider organization health benefits, and administration of the City's self-funded, indemnity type plan and renewal of contract with Lincoln Re-Risk Management Services, Inc., for stop-loss insurance coverage for the city's self-funded medical benefits. SECTION 2. Should any portion, section or part of a section of this ordinance be declared invalid, inoperative or void for any reason by a court of competent jurisdiction, such decision, opinion or judgment shall in no way impair the remaining portions, sections, or parts of sections of this ordinance, which said remaining provisions shall be and remain in full force and effect. SECTION 3 That this ordinance shall be cumulative of Ordinance No. 14286 and all other ordinances and appropriations amending the same except in those instances where the provisions of this ordinance are in direct conflict with such other ordinances and appropriations, in which instance said conflicting provisions of said prior ordinances and appropriations are hereby expressly repealed. SECTION 4 This ordinance shall take effect and be in full force after the date of its passage, and it is so ordained. APPROVED AS TO FORM AND LEGALITY w ~ Assist City Attorney (,y Dale, r ~~'7-~0 Adopted //-B-DO Effective ATTACHMENT 1 FY2000-2001 FY2000-2001 FY2000-2001 Monthly Employee City Premium Contribution Contribution ACTIVE EMPLOYEES HMO-10 Employee Only $150 46 $21 60 $132.45 Employee and Spouse $410 58 $128 18 $282.93 Employee and Child(ren) $364 08 $109 00 $256 16 Employee and Family $484 35 $145 47 $338 54 HMO-5 Employee Only $180 55 $53 45 $132.45 Employee and Spouse $492.71 $215 13 $282.93 Employee and Child(ren) $436 88 $186 07 $256 16 Employee and Family $581 94 $248.75 $338.54 PPO Employee Only $165 85 $33 40 $132.45 Employee and Spouse $452.58 $169 65 $282.93 Employee and Child(ren) $401 32 $145 16 $256 16 Employee and Family $534 55 $196 01 $338 54 Indemnity Employee Only $268 47 $68 50 $199 97 Employee and Spouse $705 82 $303 62 $402.20 Employee and Child(ren) $664 05 $261 35 $402.70 Employee and Family $856.58 $352.09 $504 49 1 FY2000-2001 FY2000-2001 FY2000-2001 Monthly Retiree City Premium Contribution Contribution NON-MEDICARE ELIGIBLE HMO-10 Retiree Only $261 87 Retiree and Spouse-A $523 75 ;Retiree and Spouse-H Retiree and Child(ren)-C 5378 78 Retiree and Family-B S640 65 _._ Retiree and Family-G Surviving Spouse-D $261 87 Surviving Family-E $378 78 Surviving Child-F $116 91 HMO-5 Retiree Only Retiree and Spouse-A Retiree and Spouse-H Retiree and Child(ren)-C Retiree and Family-B Retiree and Family-G Surviving Spouse-D Surviving Family-E Surviving Child-F $344 87 $689 75 $483 42 $827 96 $344 87 $483 09 $138.53 PPO Retiree Only Retiree and Spouse-A Retiree arid Spouse,,.H Retiree and Child(ren)-C Retiree and Family-B ~~tetiree and Family-G Surviving Spouse-D Surviving Family-E Surviving Child-F $0 00 $119 45 $89 37 $133 73 $119 45 $133.73 $89 37 $76 14 $271 75 __ ~ $185 37 $305 58 $195 59 $229 43 $109.20 $261 87 $404 30 $289 41 $506 92 $142.42 $245 05 $27 54 $268 73 $418 00 $298 05 $522.38 $149.28 $253 66 $29 33 $288.66 $24 58 $264 08 $577 31 $168 59 $408 72 $417 51 $124 91 $292.60 $706.18 $193 85 $512.33 $288 66 $144 03 $144 63 $417 5'I $169. 27 $248.24 $128 86 $100 33 $28 53 2 FY2000-2001 Monthly Premium NON-MEDICARE ELIGIBLE Indemnity Retiree-In Retiree-Out Retiree and Spouse-A Retiree and Spouse-H Retiree and Child(ren)-C Retiree and Family-B Retiree and Family-G Surviving Spouse-D Surviving Family-E Surviving Child-F $576 04 $576 30 $1,149 01 $811 99 $1,374 30 $572.98 $798.26 $235 95 FY2000-2001 Retiree Contribution $61 39 $0 00 $286.51 $245 75 $329 91 $225 12 $193 73 $184 36 FY2000-2001 City Contribution $514 65 $576 30 $862.50 3 $566.24 $1, 044 39 $347 86 $604 53 $51 59 FY2000-2001 FY2000-2001 FY2000-2001 Monthly Retiree City Premium Contribution Contribution MEDICARE ELIGIBLE HMO-10 Retiree Only $127 06 $0 00 $127 06 Retiree and Spouse-A $388 93 $119 45 $269 48 Retiree and Spouse-H $254 11 $116 56 $137 55 Retiree and Child(ren)-C $243 96 $89 37 $154 59 Retiree and Family-B $505 84 $133 73 $372.11 Retiree and Family-G $371 01 $133 73 $237.28 Surviving Spouse-D $127 06 $116 56 $10 50 Surviving Family-E $378 78 $133 73 $245 05 Surviving Child-F $116 91 $89 37 $27 54 HMO-5 Retiree Only $127 06 $0 00 $127 06 Retiree and Spouse-A $476 17 $199 48 $276 69 Retiree and Spouse-H $254 11 $116 56 $137 55 Retiree and Child(ren)-C $269 82 $113 09 $156 73 Retiree and Family-B $614 37 $233 30 $381 07 Retiree and Family-G $401 11 $161 34 $239 77 Surviving Spouse-D $127 06 $116 56 $10 50 Surviving Family-E $483 09 $229 43 $253 66 Surviving Child-F $138.53 $109.20 $29 33 PPO Retiree Only $140 04 $11 91 $128 13 Retiree and Spouse-A $428 71 $155 94 $272.77 Retiree and Spouse-H $280 11 $140 41 $139 70 Retiree and Child(ren)-C $268 92 $112.27 $156 65 Retiree and Family-B $557 68 $181 19 $376 49 Retiree and Family-G $408 96 $168 54 $240 42 Surviving Spouse-D $140 04 $128 48 $11 56 Surviving Family-E $417 51 $169.27 $248.24 Surviving Child-F $128 86 $100 33 $28 53 ~J` 4 FY2000-2001 FY2000-2001 Monthly Retiree Premium Contribution MEDICARE ELIGIBLE Indemnity Retiree-In $222.20 $25 67 Retiree-Out $222.20 $0 00 Retiree and Spouse-A $799 79 $201 44 Retiree and Spouse-H $453 62 $117 06 Retiree and Child(ren)-C $462.75 $142.84 Retiree and Family-B $1,025 43 $248 64 Retiree and Family-G $679.26 $167 99 Surviving Spouse-D $222.20 $91 39 Surviving Family-E $462.75 $190 79 Surviving Child-F $240 56 $117 17 FY2000-2001 City Contribution $196 53 $222.20 $598 35 $336 56 $319 91 $776 79 $511.27 $130 81 $271 96 $123 39 5 Retirees Enrolling in the Secure Horizons Plan FY2000-2001 FY2000-2001FY2000-2001 Monthly Retiree City Premium Contribution Contribution Secure Horizons + Low R+Spouse (NME) $296.22 $73 45 $222.77 R+Spouse (ME in Low) $161 41 $70 56 $90 85 R+Spouse (in Secure Horizons) n/a n/a n/a R+Child(ren) $151.25 $43 37 $107 88 R+ Family (2 in Secure Horizons) $185 61 $87 73 $97 88 R+ Family (1 in Secure Horizons, one $413 13 $87 73 $325 40 R+Family (1 in Secure Horizons; one $278 32 $87 73 $190 59 Surviving Spouse n/a n/a n/a Surviving Child(ren) $116 91 $89 37 n/a Surviving Family (1 in Secure Horizo $151.26 $87 73 $63 53 Secure Horizons + High R+Spouse (NME) $383 46 $153 48 $229 98 R+Spouse (ME in High) $161 41 $70 56 $90 85 R+Spouse (in Secure Horizons) n/a n/a n/a R+Child(ren) $177 11 $67 09 $110 02 R+ Family (2 in Secure Horizons) $215 70 $115 34 $100 36 R+ Family (1 in Secure Horizons; one $521 66 $187 30 $334 36 R+Family (1 in Secure Horizons; one $308 40 $115 34 $193 06 Surviving Spouse n/a n/a n/a Surviving Child(ren) $138 53 $109.20 n/a Surviving Family (1 in Secure Horizo $172.88 $63.20 $109 68 Secure Horizons + Indemnity R+Spouse (NME) $610 39 $240 51 $369 88 R+Spouse (ME in Indemnity) $256 55 $155 44 $101 11 R+Spouse (in Secure Horizons) n/a n/a n/a R+Child(ren) $270 30 $96 84 $173.46 R+ Family (2 in Secure Horizons) $309.26 $121 99 $187.27 R+ Family (1 in Secure Horizons; one $846.34 $283 91 $562.43 R+Family (1 in Secure Horizons; one $492.50 $202.64 $289 86 Surviving Spouse n/a n/a n/a Surviving Child(ren) n/a n/a n/a Surviving Family (1 in Secure Horizo $270 30 $96 84 $173 46 Secure Horizons Retiree Only $34 35 $0 00 $34 35 Retiree and Spouse $68.70 $34 35 $34 35 Surviving Spouse $34 35 $34 35 $0 00 6 City of Fort Worth, Texas ~1-~A~ar end (®,aun~l L,am~u~n~cAtaiatt DATE REFERENCE NUMBER LOG NAME PAGE 11/7/00 C-18338 15HEALTH 1 of 2 SUBJECT ADOPT SUPPLEMENTAL APPROPRIATION ORDINANCE AND RENEW CONTRACTS WITH PACIFICARE OF TEXAS, INC AND PACIFICARE LIFE ASSURANCE COMPANY FOR HEALTH MAINTENANCE ORGANIZATION HEALTH BENEFITS, PREFERRED PROVIDER ORGANIZATION HEALTH BENEFITS, AND ADMINISTRATION OF THE CITY'S SELF-FUNDED, INDEMNITY TYPE PLAN AND RENEW WITH LINCOLN RE-RISK MANAGEMENT SERVICES, INC FOR STOP-LOSS INSURANCE COVERAGE FOR THE CITY'S SELF-FUNDED MEDICAL BENEFITS RECOMMENDATION It is recommended that the City Council Adopt the attached supplemental appropriation ordinance to the FY2000-2001 budget increasing estimated receipts by $1,761,090 00 from employee contributions and increasing appropriations in the Group Health Fund by $1,761,090 00, and 2 Authorize the City Manager to execute the fourth of four consecutive options to renew for one-year term contracts with PacifiCare of Texas, Inc. and PacifiCare Life Assurance Company for health maintenance organization (HMO) health benefits, preferred provider organization (PPO) health benefits, and administration of the City's self-funded, indemnity type plan and with Lincoln Re-Risk Management Services, Inc. for stop-loss insurance coverage for the City's self-funded medical benefits for group medical benefits and services for employees and retirees and their eligible dependents DISCUSSION On August 8, 1996 (M&C C-15574), the City Council approved the above-referenced contract for coverage effective October 1, 1996 and approved the first option to renew on September 16, 1997 (M&C C-16299) The second option to renew was approved on September 1, 1998 (M&C C-16959) The third option was approved on September 21, 1999 (M&C C-17655) On July 1, 2000, PacifiCare of Texas, Inc. acquired Harris Methodist Texas Health Plan and PacifiCare Life Assurance Company acquired Harris Methodist Health Insurance Company, Inc. The fourth and final renewal option will be executed with PacifiCare of Texas, Inc. and PacifiCare Life Assurance Company, as successor companies to Harris' interests The proposed premiums for the fourth renewal period October 1, 2000, to September 30, 2001, are described on Attachment 1 The recommended premium increase is nine percent (9%) for the HMO plans and the PPO plans. Estimated claims for the City's self-funded program increase is 12.3 percent (12 3%) The total annual program cost is estimated to be $29,728,043 00 The City's cost is approximately $21,488,427 00 Employee and retiree contributions fund the balance of the cost. City of Fort Worth, Texas ~1-~~e~a~ Anil uun~l amntun~cAt~un C L. DATE REFERENCE NUMBER LOG NAME PAGE 11/7/00 C-18338 15HEALTH 2 of 2 SUBJECT ADOPT SUPPLEMENTAL APPROPRIATION ORDINANCE AND RENEW CONTRACTS WITH PACIFICARE OF TEXAS, INC AND PACIFICARE LIFE ASSURANCE COMPANY FOR HEALTH MAINTENANCE ORGANIZATION HEALTH BENEFITS, PREFERRED PROVIDER ORGANIZATION HEALTH BENEFITS, AND ADMINISTRATION OF THE CITY'S SELF-FUNDED, INDEMNITY TYPE PLAN AND RENEW WITH LINCOLN RE-RISK MANAGEMENT SERVICES, INC FOR STOP-LOSS INSURANCE COVERAGE FOR THE CITY'S SELF-FUNDED MEDICAL BENEFITS The original adopted budget for these benefits for FY2000-2001 assumed a renewal at a seven and 72/100 percent (7 72%) increase with a change in plan design for the HMO benefits Subsequent discussions led to a decision to renew the current plan design for HMO benefits at a nine percent (9%) renewal with additional employee contributions making up the difference in cost. This amounts to an additional $1,761,090 to be financed by employees It is necessary for the City Council to modify the budget of the Health Insurance Fund by appropriating this additional revenue from employees and increasing appropriations for premium costs in the Health Insurance Fund Medical stop-loss insurance on the City's self-funded plans is acquired through Lincoln Re-Risk Management Services, Inc. The estimated annual premium for single stop-loss of $60,000 00 and aggregate stop-loss above $1,372,860 00 is $147,795 60 The actual premium is remitted monthly based on actual enrollment in self-insured plans FISCAL INFORMATION/CERTIFICATION The Finance Director certifies that upon approval of the supplemental appropriation ordinance, funds will be available in the current operating budget, as appropriated, of the Health Insurance Fund CB k Submitted for City Manager's FUND ACCOUNT CENTER AMOUN_ T CITY SECRETARY Office by• (to) FE85 488192 0158520 $1,761,090.00 Charles Boswell 8511 FE85 534730 01 8520 APPROVED 5 $1,285,170.00 °~ Originating Department Head: FE85 534770 0158520 $ 475,920.00 ^! ~~ 1 Y ~ouNl~l~ Susan Bulla 8513 (from) N Q V ~' 200Q FE85 534740 0158520 $ 45,000.00 , Additional Information Contact: FE85 534730 0158520 $10,081,738 00 1 .. 1~i4..U1, FE85 534770 0158520 $10,660,723.00 City ~r®t~y of t11e FE85 534730 0158540 $ 5,286,084.00 City ~ Fort S~lorth, Texas FE85 534740 0158540 $ 1,000,000.00 Susan Bulla 8513 FE85 534770 0158540 $ 2,654,498 00 AdoAted Ordinance No, ~ `~`~D~ ---__._